A conductive substrate can provide a simple and straightforward way to induce charge-transfer plasmon modes in Au nanoparticle clusters. For a simple dimer structure, a remarkably narrow charge transfer plasmon, which differs dramatically from the dipolar plasmon mode of the electrically isolated nanostructure, is clearly observed. For a more complex nonamer cluster that supports a strong Fano resonance on an insulating substrate, a mixed charge transfer-dipole mode is observed, where charge transfer is induced on the outer nanoparticles, establishing an opposing dipole on the intervening central particles, resulting in a strongly damped far field response.