We propose a novel framework where light (sub-GeV) dark matter (DM) is detectable with future MeV γ-ray telescopes without conflicting with cosmic microwave background (CMB) data. The stable DM particle χ has a very low thermal relic abundance due to its large pair-annihilation cross section. The DM number density is stored in a slightly heavier, metastable partner ψ with suppressed pair-annihilation rates, that does not perturb the CMB, and whose late-time decays ψ→χ fill the Universe with χ DM particles. We provide explicit, model-independent realizations for this framework, and discuss constraints on late-time decays, and thus on parameters of this setup, from CMB, big bang nucleosynthesis, and large scale structure.