As regards deposit taking activity of PNB Housing Finance Limited (hereinafter referred to as “the Company”), the viewers may refer to the advertisement in the newspaper/information furnished in the application form for soliciting public deposits. The Company is having a valid Certificate of Registration dated 31.07.2001 issued under Section 29A of the National Housing Bank Act, 1987. However, the Reserve Bank of India or the National Housing Bank does not accept any responsibility or guarantee about the present position as to the financial soundness of the Company or for the correctness of any of the statements or representations made or opinions expressed by the Company and for repayment of deposits/discharge of the liabilities by the Company. All loans are at the discretion of the Company. For detailed terms and conditions, refer website of the Company www.pnbhousing.com