The Kapil Sharma Show's Sumona Chakravati recalls facing issues while seeking loan for her first home, says 'the bank guys were reluctant to give me a loan because I had no fixed monthly salary'

Sumona Chakravarti has dodged many such curveballs in order to construct a nice life for herself and realise her long-held desire of owning her own home. Sumona spoke with the Indian Express about the truth of her situation, which goes beyond the glamorised image of her famous status. She went back in time and recalled the difficult hurdles she had when acquiring her first home.Sumona stated that because her job does not provide a proper pay stub, banks refused to issue her a loan.
She shared, “I bought my first house when I was 26. It is a simple small apartment in Mumbai, and everyone knows the real estate here is crazy. Actors don’t have an office-structured salary slip or a fixed payment monthly. I still remember how the bank guys were reluctant to give me a loan because I had no fixed monthly salary. Somebody with a monthly salary of Rs 20,000 is a safer bet for a bank, than an actor, since it’s a high risk.”
Further in the conversation, Sumona stated that the largest accomplishment of her life had been paying off her home loan, which she had obtained after much hardship. She also took delight in expressing how she has managed to overcome all of her life's obstacles with grace.
Sumona quipped, “As an actor when we have EMIs to pay off, it becomes a challenge sometimes, especially in a situation like Covid. So when I was able to pay off that home loan, by far that has been my biggest achievement. You have financial setbacks, life throws massive curveballs, and I have been dodging many such ones.”
Sumona then emphasised that she believes nothing is more important for a woman than having a roof over her head. She discussed her personal circumstances and stated that she isn't concerned about her marriage as long as she has her own home and a source of steady income.

“I always say to girls in our country that having a roof of your own is very important. I often get asked when I am settling down in life, that is what I think is called being settled where you can fulfill the criteria of roti, kapda, makaan. Rest all will come and go.”