The maintenance of disinfectants in distribution systems is necessary to ensure drinking water safety. Reactions with oxidizable species can however lead to undesirable disinfectant losses. Previous work has shown that the presence of Fe(II) can cause monochloramine loss in distribution system waters. This paper further examines these reactions and presents a reaction mechanism and kinetic model. The mechanism includes both aqueous-phase reactions and surface-catalyzed reactions involving the iron oxide product. In addition, it considers competitive reactions involving the amidogen radical that lead to a nonelementary stoichiometry. Using the method of initial rates, the aqueous-phase reactions were found to have first-order dependencies on Fe(II), NH2Cl, and OH- and a rate coefficient (kNH2Cl,soln) of 3.10 (+/-0.560) x 10(9) M(-2) min(-1). The surface-mediated reactions were modeled by assuming the formation of two surface species: >FeOFe+ and >FeOFeOH. Using numerical techniques, combined rate coefficients for the surface-mediated processes were determined to be 0.56 M(-3) min(-1) and 3.5 x 10(-18) M(-4) min(-1), respectively. The model was then used to examine monochloramine and Fe(II) stability under conditions similar to those observed in distribution systems. Our findings suggest the potential utility of monochloramine as an oxidant for Fe(III) removal in drinking water treatment.