We study the dynamical simulation of an open quantum spin chain with nearest neighboring coupling, where each spin in the chain is associated with a harmonic bath. This is an extension of our previous work (Wang, G.; Cai, Z. J. Chem. Theory Comput. 2023, 19, 8523-8540) by generalizing the application of the inchworm method and the technique of modular path integrals from diagonally coupled cases to off-diagonally coupled cases. Additionally, to reduce computational and memory cost in long time simulation, we apply tensor-train representation to efficiently represent the reduced density matrix of the spin chains, and employ the transfer tensor method (TTM) to avoid exponential growth of computational cost with respect to time. Abundant numerical experiments are performed to validate our method.