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{{hus}}
In the United States, a '''health maintenance organization''' ('''HMO''') is a medical insurance group that provides health services for a fixed annual fee.<ref>{{cite web|url=http://news.bbc.co.uk/2/hi/in_depth/americas/2000/us_elections/glossary/g-i/652064.stm|title=BBC News - G-I - Health Maintenance Organization / HMO|website=news.bbc.co.uk|access-date=22 March 2018}}</ref> It is an organization that provides or arranges [[managed care]] for [[health insurance]], [[self-funded health care]] benefit plans, individuals, and other entities, acting as a liaison with [[health care provider]]s (hospitals, doctors, etc.) on a prepaid basis. The US [[Health Maintenance Organization Act of 1973]] required employers with 25 or more employees to offer federally certified HMO options if the employer offers traditional healthcare options.<ref>Joseph L. Dorsey, "The Health Maintenance Organization Act of 1973 (P.L. 93-222) and Prepaid Group Practice Plan," Medical Care, Vol. 13, No. 1, (Jan., 1975), pp. 1–9</ref> Unlike traditional [[indemnity]] insurance, an HMO covers care rendered by those doctors and other professionals who have agreed by contract to treat patients in accordance with the HMO's guidelines and restrictions in exchange for a steady stream of customers. HMOs cover emergency care regardless of the health care provider's contracted status.▼
▲us_elections/glossary/g-i/652064.stm|title=BBC News - G-I - Health Maintenance Organization / HMO|website=news.bbc.co.uk|access-date=22 March 2018}}</ref> It is an organization that provides or arranges [[managed care]] for [[health insurance]], [[self-funded health care]] benefit plans, individuals, and other entities, acting as a liaison with [[health care provider]]s (hospitals, doctors, etc.) on a prepaid basis. The US [[Health Maintenance Organization Act of 1973]] required employers with 25 or more employees to offer federally certified HMO options if the employer offers traditional healthcare options.<ref>Joseph L. Dorsey, "The Health Maintenance Organization Act of 1973 (P.L. 93-222) and Prepaid Group Practice Plan," Medical Care, Vol. 13, No. 1, (Jan., 1975), pp. 1–9</ref> Unlike traditional [[indemnity]] insurance, an HMO covers care rendered by those doctors and other professionals who have agreed by contract to treat patients in accordance with the HMO's guidelines and restrictions in exchange for a steady stream of customers. HMOs cover emergency care regardless of the health care provider's contracted status.
== Operation ==
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