Netherlands: Difference between revisions
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===Debit cards and credit cards===
Often stores will display a sign saying "''Pinnen, ja graag''", loosely meaning "debit cards gladly accepted" (the Dutch word ''pinnen'' means to pay by debit card). Debit cards on the Maestro and V-Pay scheme are accepted everywhere. As one of the last countries in Europe, the Netherlands is moving to debit VISA/Mastercard. As of May 2023, almost all points of sale have been updated to accept VISA and Mastercard debit cards, but not necessarily Mastercard or VISA credit cards as that requires a special agreement with the merchant's bank (some international Mastercard or VISA debit cards, especially those issued outside the EEA, may be read as credit cards and refused by
Acceptance of VISA and MasterCard credit cards and to a lesser extent American Express has grown, and is now fairly widespread to the point that some establishments no longer accept cash. In tourist destinations, you will generally find credit cards widely accepted. Debit cards and credit cards are also the only way to pay for bus or tram tickets on board (see [[#Get around]]).
Contactless payments are the standard, with 91% of all card payments at the end of 2023 being contactless. As of 1 January 2020, all payment terminals in the Netherlands should offer contactless payments. This also means Apple Pay and Google Pay transactions that are linked to
▲Debit cards and credit cards are also the only way to pay for bus or tram tickets on board (see [[#Get around]]). For safety reasons, credit card use in the Netherlands often requires a PIN-code.
▲Contactless payments are the standard, with 91% of all card payments at the end of 2023 being contactless. As of 1 January 2020, all payment terminals in the Netherlands should offer contactless payments. This also means Apple Pay and Google Pay transactions that are linked to VISA or MasterCard cards should be relatively seamless.
ATMs are readily available, mostly near shopping and nightlife areas. Even villages usually have one or more ATMs near the local supermarket. [https://www.geldmaat.nl/information-english Geldmaat] manages the ATMs for the largest banks in the Netherlands. See the [https://www.locatiewijzer.geldmaat.nl/ map] for ATM locations. The Geldmaat ATMs offer a bank note selection option; example: you want €50 with the selection option, you get 3 options, which can be 1x€50, 2x€20 + 1x€10 and 1x€20 + 3x€10.
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