Peters was born in Northbrook, Illinois. She received an A.A. from St. Petersburg College and a B.A. in Human Development from Eckerd College. Peters is Catholic and an outdoor enthusiast.[1] She is a member of the Rotary Club of St. Petersburg, served on the South Pasadena Planning and Zoning Board board of directors from 2006–2008 and was a Princess of the Queen of Hearts Royal Court for her community service work in 2005.[1] She resides in South Pasadena. Peters and her husband have four children and four grandchildren.