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This is an old revision of this page, as edited by ClueBot III (talk | contribs) at 12:59, 21 June 2016 (Archiving 16 discussions to Talk:Debt/Archives/2013. (BOT)). The present address (URL) is a permanent link to this revision, which may differ significantly from the current revision.

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This needs stuff on odious debt, like when countries borrow money but dictators spend it on palaces. Also global debt should have numbers.

One paragraph was cut out:
"Similar arrangements could exist for individuals in that they could agree to repay a percentage of their earnings for a set amount of time in return for a sum of borrowed money. The lender would need to evaluate the future earning capacity of the borrower (this is possible and is often done anyway when lending), but more difficult would be the necessity to track how much they do in fact earn during the "repayment period". Typically, only governments can track earnings of individuals in such a way, and so such arrangements are only currently of use to governments. It is possible to view a portion of taxes as such a form of repayment in return for the cost of government services previously "lent" to citizens, for example education when the citizen was young or government paid maternity leave for the citizen's mother to look after them. Such views occasionally form part of justifications and structuring of some taxation. Some taxes in some countries are only collected from individuals that have received particular services, such as university education. Such an arrangement provides an incentive for the government to make the education useful, since they are sharing in the proceeds from it."
it is mainly on possibilities of personal debt relief. User:J_heisenberg 12/9/04

One item missing is - What is Debt for? There's a whole article (Criticisms) about why it's bad. But nothing explaining why debt is still used. Why not pay them all off and be done with it? Of course that's impossible, but this is not explained. — Preceding unsigned comment added by 14.203.86.68 (talk) 04:55, 8 February 2015 (UTC)[reply]

Government influences

We should add material on the various ways that governments influence debt, including: (1) governments are major issuers of debt, and sovereign ratings generally affect the ratings of all businesses domiciled in the nation; (2) governments frequently have a central bank that influences interest rates, such as the US Federal Reserve and the ECB; (3) governments may guarantee certain types of debt, or create markets in certain types of debt, such as Fannie and Freddie in the U.S. providing support for the residential mortgage market; (4) governments control the tax treatment of interest payments; and (5) governments create a legal framework for default and bankruptcy. Summerqrs (talk) 18:52, 19 September 2014 (UTC)[reply]

Etymology section

Hi @Checkingfax: When you have time, and if you'd be so kind, would you please review the etymology section I've just added to this weeks article for improvement? Thanks. Picomtn (talk) 08:45, 23 April 2016 (UTC)[reply]

The etymology looks nice, but could you provide a source for it? Dimadick (talk) 08:00, 24 April 2016 (UTC)[reply]

Other improvements

Hi @Checkingfax: I’ve rewritten the lead, separated entomology from history into its own section, and moved the history section into a more proper format. Any addition review you can give would be appreciated. Thanks. Picomtn (talk)

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This dead link has been replaced. Thanks. Picomtn (talk) 08:52, 24 April 2016 (UTC)[reply]

If the archived link works, the sourcecheck has to be changed to true. Cmr08 (talk) 23:43, 25 April 2016 (UTC)[reply]

Dr. Molyneux's comment on this article

Dr. Molyneux has reviewed this Wikipedia page, and provided us with the following comments to improve its quality:


Seems OK overall


We hope Wikipedians on this talk page can take advantage of these comments and improve the quality of the article accordingly.

Dr. Molyneux has published scholarly research which seems to be relevant to this Wikipedia article:


  • Reference : Blaise Gadanecz & Alper Kara & Philip Molyneux, 2011. "The value of repeat lending," BIS Working Papers 350, Bank for International Settlements.

ExpertIdeasBot (talk) 13:31, 11 June 2016 (UTC)[reply]

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