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Chase announced new welcome bonuses for its IHG One Rewards Premier Business Credit Card and it’s the best we’ve ever seen. New hotel credit cardholders can earn for a limited time. The has a new bonus, too.
Here’s what you need to know about the limited-time offers and other card features to determine whether you should apply. Hint: probably yes.
New IHG One Rewards Premier card welcome offer details
New cardholders who apply for the can earn an elevated welcome bonus when they meet a minimum spending threshold:
For context, the card previously offered 140,000 bonus points. Free nights with IHG start at 10,000 points—or 5,000 points if you book with a mix of rewards and cash—but more upscale hotels and resorts can cost up to 70,000 points per night. To learn more about IHG One Rewards check out our IHG program guide.
Other card benefits
While a welcome offer can be a good incentive to apply for a card you’ve had your eye on, it’s crucial to consider the card’s potential long-term value to determine whether it’s the right fit for you. Here’s what else you can expect from the card.
IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
Intro bonus
Earn 5 Free Nights after spending $4,000 on purchases in the first 3 months from account opening| Annual fee | $99 |
| Regular APR | 21.49%–28.49% variable |
at Cardratings.com
Rewards Rates
- 10x10X on IHG purchases
- 5xEarn 5X points on travel, gas stations, and restaurants
- 3xEarn 3X points on all other purchases
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- Additional perks: $50 annual United credit, TSA/Global Entry rebate, trip cancelation/interruption insurance, auto rental collision damage waiver, purchase protection, ability to spend to Diamond status
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- Foreign transaction fee: None
at Cardratings.com
For more details, check out our IHG One Rewards Premier Card review.
The limited-time offer from Chase and IHG is as about as good as it gets as long as you do not specifically visit the highest-end properties since the offer is capped at 300,000 total bonus points. If you prefer IHG hotels when you travel, or you’re looking to get a hotel credit card with a wide range of hotels and resorts—IHG has more than 6,000 properties, ranging from budget to luxury brands, around the world—then it could make sense to apply for an IHG One Rewards credit card while the welcome bonus is elevated. The fourth night free benefit alone could make the cards worth it if you have an award stay coming up.
New IHG One Traveler card offer details
If you are committed to paying no annual fee, the has an elevated offer of . Here are the card details, to learn more check out the full IHG One Traveler Card review.
IHG One Rewards Traveler Credit Card
Intro bonus
Earn 100,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening| Annual fee | $0 |
| Regular APR | 21.49%–28.49% variable |
at Cardratings.com
Rewards Rates
- 17xEarn up to 17X points when you stay at IHG Hotels & Resorts
- 3xEarn 3X points on dining, utilities, internet, cable, and phone services, select streaming services, and at gas stations
- 2xEarn 2X points on all other purchases
at Cardratings.com
Should you apply?
In short, yes. The IHG Premier offer is pretty impossible to beat with free free nights for a sub-$100 annual fee. The IHG Traveler offer is decent, but of the two the Premier is well worth the nominal carrying cost. Consider both your spending and travel habits and evaluate the card’s benefits and annual fees to determine if it will give you value over time. Or if you want your rewards to be more general purpose, check out our list of the best travel cards to find something that might be a better fit.
Fortune Recommends™ has partnered with CardRatings for our coverage of credit card products. Fortune Recommends™ and CardRatings may receive a commission from card issuers.
Please note that card details are accurate as of the publish date, but are subject to change at any time at the discretion of the issuer. Please contact the card issuer to verify rates, fees, and benefits before applying.
About the contributors
Ben Luthi is an award-winning personal finance writer who specializes in credit cards and rewards programs. He began his writing career at NerdWallet covering credit cards and writing about student loans at Student Loan Hero, before becoming a full-time freelancer.
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