2 Chase IHG Credit Cards Just Got a Massive Welcome Bonus Boost: Earn Up to 300,000 Points
![IHG Rewards Bonus Offer](/personal-finance/static/13adb6f1a3f938cef637d51f6fd71a13/8ae18/ihg-bonus-offer.jpg)
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You may not be familiar with the IHG hotel chain brand name. But youโve almost certainly heard of or stayed at its properties a time or two.
IHG brands include Holiday Inn, Staybridge Suites, Candlewood suites, Crowne Plaza, InterContinental Hotels & Resorts, and many more. Because IHG has more than 6,000 locations around the world, its rewards are easy to use. No matter where youโre traveling, thereโs likely an IHG hotel nearby.
The card_name and card_name have boosted welcome bonuses through Sept. 4, 2024โand itโs a big deal. Youโll now receive between 100,000 and 300,000 points in value, depending on which card you choose. Letโs quickly look at these hotel credit cards to help you decide if either is a good match for your lifestyle.
In most cases, youโll receive a value around 0.5 cents per IHG point. That makes these current card bonuses worth between $500 and $1,500, on average, though you can squeeze more value from them with a bit of strategy.
Award nights at a simple roadside IHG hotel typically cost at least 15,000 points (some hotels charge fewer points, but theyโre not the norm ). Fancier properties, like resorts in Thailand or French Polynesia, can cost well over 100,000 points per night.
The card_name's new offer will double more than the potential value of the card's previous offer. It also comes with handy travel insurance features, discounts on purchased IHG points, and more.
The card_name offers five Free Night Awards (up to 60,000 points each) after you spend $4,000 on purchases within the first three months from account opening. In other words, you can receive up to 300,000 points in value from this card bonus. Thatโs more than double the potential value of the cardโs previous offer of 140,000 points.
There are a couple important things you should know about IHG Free Night Awards:
Even if you find yourself checking into nondescript hotels that cost 15,000 points or so per night, this bonus is still likely to save you over $500 in travel. However, itโs best suited for those seeking fancier properties, where the value can easily reach $1,000 or more.
The card_name also comes with handy ongoing IHG-specific benefits. For a $99 annual fee, youโll get benefits like:
The card also comes with handy travel insurance features, discounts on purchased IHG points, and more.
The card_name now offers a decent increase over its previous offer. It is not comprised of single-use certificates. It also comes with a variety of travel protections.
The card_name currently offers 100,000 bonus points after spending $2,000 on purchases within the first three months from account opening. This is a decent increase over its previous offer of 80,000 points.
That may not sound as impressive as five Free Night Rewards (and, admittedly, itโs not), but you can still squeeze five nights out of this bonus by staying at hotels that cost 20,000 points or less. This bonus is not comprised of single-use certificates.
The IHG Traveler Card has no annual fee, and comes with similar (yet slightly less potent) benefits than the IHG Premier Card. For example, youโll receive:
This card also comes with a variety of travel protections.
To be approved for either of these Chase credit cards, you should have at least a โgoodโ credit score. This is defined by FICO as a score of 670 or above.
Note that, even with a stellar credit score, your application may be declined if you neglect the all-important โChase 5/24 rule.โ In short, you wonโt be approved for either of these cards if youโve opened five or more personal credit cards (from any bankโnot just Chase) in the past 24 months. If you open a new credit card regularly, youโll want to double check to ensure you havenโt violated this Chase-specific rule before applying.
Youโll almost never see a credit card offering a bonus worth up to 300,000 points. But the $99 annual fee card_name is doing it for a limited time. Even the no annual fee card_name is offering a solid bonus of 100,000 points.
If youโre an IHG fan, or find yourself booking a handful of hotel stays each year, these cards are worth your serious consideration. You could save hundreds of dollars with surprisingly little effort.
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