Late credit card payments can cause your credit scores to drop. Learn how long they stay on your credit report and whether you can ever get them removed sooner.
The FICO credit score is widely used by lenders to determine the likelihood you’ll pay back a loan. Learn how FICO calculates your score and how you can improve it.
Find out what having a 740 credit score means for you. Learn about the types of products and loans you can access, and how to improve your credit even further.
Wondering how long it will take for your credit score to rise after a negative mark? Learn how certain events and factors impact your credit score in this article.
Are you wondering if a 600 credit score is good enough? We’re going to give you the scoop on what a 600 score means, and ways to improve your credit score.
The best credit monitoring services can help you keep tabs on your credit score and provide additional services, such as identity protection and fraud alerts.
Knowing your credit score can help you to understand realistic options when it comes to applying for credit cards—and even spot things like fraudulent activity.
Renting an apartment without great credit isn’t always easy, but it’s possible. Find out what credit score you need to rent an apartment and learn some strategies to help you qualify.
Your credit score can significantly impact your ability to qualify for loans and credit cards. Learn what affects your credit score so you can work toward a positive financial future.
Credit-reporting agencies, such as Experian, use so-called “tradelines.” These are lines on your credit report that spell out each revolving and installment credit account you have and also include your name and the business or organization to which you owe money.
Are you wondering if a 700 credit score is good or bad? We’ll answer that question and help you understand what products are available with a 700 credit score.
If you have a 750 credit score, are you in good shape? Find out the answer and learn more about how your score affects the types of products available to you.
You've got a 650 credit score—is it good or bad? We’ll discuss which loan products you can get with a fair credit score and how to improve your rating.
There are four broad credit scoring ranges: Bad, fair, good, and excellent. Knowing where your score falls is important if you plan on applying for credit.
Endeavor to keep your credit utilization below 30%. That’s the key to harnessing the “amounts owed” component of your credit score and keeping your credit healthy.
Hard inquiries happen when an authorized person or entity requests a copy of your credit reports. Hard inquiries are also known as “hard pulls” or “hard credit checks.” They’re usually standard when applying for credit.
A fair credit score isn’t sufficient to thrive in the world of credit. Let’s look at what you can expect with such a score as well as some ways to increase it.
Hope to buy a home or apply for a credit card? It’s crucial to know how credit bureaus work and the role you play in making sure your credit reports are accurate.
If you’ve got a good relationship with your bank due to on-time payments and routinely low credit card balances, you’re justified in asking for a credit line increase.
Knowing about the different types of credit can help you understand your loan options and potentially even improve your credit score. Learn more about the various credit types.
When an unpaid medical bill goes to a collection agency, it could cause your credit score to drop. Fortunately, there are steps you can take to bring it back up and consumer-friendly laws to help you return to firmer fiscal ground.