Primer

Architecting your payment stack is one of the most critical decisions your business can make 🔧. You need to carefully assess the services you require, how they integrate with each other and your existing systems, and whether they offer the flexibility to future-proof your payments. Get it right, and you’ll: 🔶 Enhance resilience in your payment stack 🔶 Reduce latency, leading to an improved customer experience 🔶 Minimize technical debt 🔶 Gain more flexibility and scalability, making it easier to add new payment services with minimal technical effort Get in touch to see how Primer can streamline and future-proof your payment infrastructure 🚀. Jeffrey L.

🎙️ Have you tuned into Episode 003 of Payments Unfiltered yet? Theo Spyrides and Parvinder Dahri-Cooper Dhari-Cooper explore the challenges and friction points where product development meets compliance—and much more. 👀 Watch the episode on YouTube: https://lnkd.in/gN_PYY7c 🎧 Listen on Apple Podcasts: https://lnkd.in/gVube4zn 🎧 Listen on Spotify: https://lnkd.in/g4dB6CV8

CFOs know the importance of differentiating cost centers from strategic assets. So why are payments so often lumped with departments that don't directly contribute to profits? Payments are a powerful asset that can elevate both top and bottom lines. 📈 By optimizing payment processes, CFOs can: 🔸 Ignite growth 🔸 Enhance cash flow 🔸 Achieve key business objectives Learn more about why it's time for CFOs to look at payments differently in our blog from Pierre-Edouard Jumel. 🔗 https://lnkd.in/e2UZzZ6d

In the latest episode of Payments Unfiltered, our guest, Parvinder Dahri-Cooper, discussed how fintech has a role in promoting financial connectivity and accessibility for underserved communities. Here are three UK companies that are leading the charge: Bloom Money: This money club app empowers UK communities to achieve financial success and independence. 💰 Marshmallow: By offering affordable car insurance, Marshmallow supports newcomers to the UK, helping them feel welcome and secure on the road. 🚗 Pockit: Providing essential banking services, Pockit ensures that individuals often overlooked by traditional banks can access the financial tools they need to thrive. 🏦 Tune in to hear Parvinder’s thoughts on how fintech can continue to drive meaningful change, creating a financial landscape that leaves no one behind. 👀 Watch the episode on YouTube: https://lnkd.in/gN_PYY7c 🎧 Listen on Apple Podcasts: https://lnkd.in/gVube4zn 🎧 Listen on Spotify: https://lnkd.in/g4dB6CV8 Theo Spyrides

As a trusted partner of J.P. Morgan, the leading acquirer in the US and Europe, we're delighted to join its Payments Partner Network 🔥. This network empowers merchants to discover and explore solutions, like Primer, which they can use to transform how they accept, optimize, and manage payments 🚀. "At Primer, we are passionate about harnessing the power of networks and forging connections across the payment ecosystem to deliver innovative solutions to merchants worldwide," says Kevin Lee, Head of Partnerships at Primer. "We're excited to start working formally with a payment powerhouse like J.P. Morgan to do just that." Check out our listing and get in touch to learn how Primer can enhance your payments. 🔗 https://lnkd.in/eJnnfK93 Gabriel Le Roux Charlotte Yates Kailash Madan Rachel A. Martin Hyde

️❗️Starting in September, the major card schemes will transition to 3DS 2.2 as the standard authentication method, phasing out support for 3DS 2.1 ️❗️  ️  📅 Here are the cut-off dates for each network: 🔸 Mastercard: September 24th, 2024 🔸 Visa, Discover: September 25th, 2024 🔸 American Express: October 1st, 2024 🔎 After these dates, merchants may see a small number of declined transactions if their customers' issuing bank still needs to update its 3DS flow. This situation is beyond a merchant's control and must be resolved by the cardholder's bank. However, the chance of disruption is low, given that we observe the use of 3DS 2.1 steadily declining, dropping from 4.6% in January to 0.48% so far this month. This trend indicates that the transition to 3DS 2.2 is progressing smoothly. With 3DS 2.2, merchants and their customers can expect to see: 🔸 Improved user experience: 3DS 2.2 offers a smoother and more seamless authentication process, reducing checkout friction and increasing conversion rates ✨ 🔸 Better device compatibility: With enhanced support for various devices and platforms, 3DS 2.2 ensures consistent experiences across smartphones, tablets, and desktops 📱💻 🔸 Additional data elements: The newer version of 3DS provides more data points, allowing issuers to make more accurate risk assessments, leading to fewer false declines and improved security. 🔒 🔸 Support for new payment methods: 3DS 2.2 supports more payment methods, keeping pace with the evolving payment landscape. 💳 🚀 If you're using Primer, we employ 3DS 2.2 whenever possible, reverting to 3DS 2.1 only when necessary due to issuing bank limitations. When the changeover occurs, merchants won't need to take any action. Our system will seamlessly adopt 3DS 2.2 across all processors, ensuring a hassle-free experience for our clients. Sarah Brennan Theo Spyrides

Primer 🤝 Payplug    What do payments have in common with fencing, cycling, swimming, and canoe slalom? Like the teamwork seen in Olympic events, Primer and Payplug are partnering to allow more businesses to go for gold when accepting payments in France. As a principal member of Cartes Bancaires, a major card scheme accounting for 85% of the card payments in France 🤯 it is no surprise that our European merchants are looking to integrate Payplug to accept payments in this market. With just a few clicks, merchants using our Unified Payments Infrastructure can accept payments through Payplug. "We partner with the best payment services that offer both global and local coverage for our merchants," says Kevin Lee, Global Partnerships Lead at Primer. "Payplug is a European market leader and hugely collaborative in supporting our major retail customers in offering payments in key markets." Giuseppe Serra, Head of International Partnerships at Payplug, adds, "We're very excited to work with Primer. This partnership opens up a lot of conversations for both companies as we look to work together on a number of opportunities in the coming months." Félix BERNARD Kailash Madan Pedro C. Resh Vamathevn Emilia B.

🎙️ It's time for your next dose of honest, unfiltered payments chat 🎙️ Tune in to hear an engaging and honest conversation between Theo Spyrides and Parvinder Dahri-Cooper to learn about: 🔸 Parvinder's experience across the payments ecosystem, including her role in taking Worldpay to IPO. 🔸 Her impactful efforts in driving DE&I and why the fintech industry must step up to champion diversity. 🔸 Navigating the complex tensions between product innovation and regulation. 🔸 How fintech can lead the charge in driving social good and supporting underserved communities. 👀 Watch the episode on YouTube: https://lnkd.in/gN_PYY7c 🎧 Listen on Apple Podcasts: https://lnkd.in/gVube4zn 🎧 Listen on Spotify: https://lnkd.in/g4dB6CV8 Jade Thomas Kailash Madan Gabriel Le Roux Resh Vamathevn Pedro C. Kevin Lee Charlotte Yates

In late 2023, Dabble achieved a significant milestone in entering the US market 🇺🇸. What sets Dabble apart is not just its success—climbing to an impressive fourth place in the US App Store's sports betting and daily fantasy category in just six weeks—but also the speed at which it went live in the US ⚡️. Entering the US required Dabble to rethink its entire payment strategy—it couldn't simply lift and shift what it was doing in Australia. This included harnessing the capabilities of new payment service providers, using a new processing currency, and ensuring it met local regulatory requirements. For those familiar with the complexities of getting payments ready to launch into a new market, you'll know this is commonly a daunting, months-long project 🤯 With Primer, however, the process was seamless 🔥. As Anthony Cugnetto, Head of Product—Payments, Fraud, and KYC at Dabble, explains, "Without Primer, we wouldn't have launched in the US until mid-2024 at the earliest. It allowed us to quickly integrate with the new processors we selected and build new workflows aligned with our US processing strategy." Curious about how Primer is unlocking Dabble's payment potential? Check out the case study. 🔗 https://lnkd.in/e7WJtTSH Sameer Talwar Prerna Kishore Pei Ling Tay Kevin Lee Kailash Madan Danilo D.

Payment declines are an inevitable part of online transactions, and let's face it—they can be incredibly frustrating 🤬. But did you know that understanding and managing decline codes can transform these challenges into opportunities for optimization? In our latest article from Aladin Taleb, we break down: 🧩 What decline codes are and why they matter 🧩 💳 The most common decline codes you might encounter 💡 How different payment processors interpret these codes differently 🪄 How Primer's Unified Mapping Standard simplifies the process and helps you optimize your payment strategies Check out the article for more insights. 🔗 https://lnkd.in/eTFNpb8R