Heading abroad to study or travel? Maybe you're planning a gap year to study, or want to spend a few months backpacking.
Before you jet off, it's worth making sure you're covered with the right level of travel insurance. This is where we come in to lend a helping hand.
If you're ready, you can compare quotes now. Or, just keep reading to learn what travel insurance you should consider for your trip.
There are a few policy add-ons you can consider including on your policy for an additional cost.
Let's take a look at them:
If you plan to ski or snowboard, you'll need to think about a winter sports add-on. Standard student travel insurance doesn't provide this cover. But, a winter sports add-on can. For example, it can cover things like losing your ski pass, or needing mountain rescue.
If you're taking expensive tech with you, you might want to add gadget cover to your standard student travel insurance policy. This way, you'll be able to have the peace of mind your electronics are covered against loss, theft or accidental damage.
If you're planning to do certain types of high-risk activities while you're away, like rock-climbing or scuba diving, you might not be covered by standard travel insurance. If so, it could be a good idea to consider adventure travel insurance.
Student travel insurance doesn't usually cover cruises. So, if you're setting sail on a cruise you might need to add cruise cover to your travel insurance policy.
Top tip: read the policy terms and conditions carefully before buying, so that you'll know what policy add-ons you need.
Yes. Whether you're going abroad for a year or just a term, student travel insurance can cover you financially while studying abroad.
Student travel insurance might be a requirement of your university or college for studying abroad. And, in certain countries, like Cuba, it's compulsory to be medically covered as part of your visa with travel insurance.
It's generally not legally required when studying abroad. But, a student travel insurance policy can give peace of mind before and during your trip.
It's possible that your university could cover you for studying abroad through their own travel insurance policy.
But this can vary from university to university. In some instances, you might find that the coverage level offered by your university's travel insurance policy isn't enough to cover you completely.
Here's a few things to consider:
If you find that your university's travel insurance isn't suitable, you could consider taking out a personal policy. This can ensure that you have the level of cover needed for your personal circumstances and travel plans. Sorted!
"Studying abroad is a great opportunity to experience a different culture, learn a new language, or explore the world. But, being away from home for longer periods of time comes with increased risk. Having the right student travel insurance policy could give you peace of mind that if anything happened, you're covered."
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