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I’m an Economist: 3 Reasons Kamala Harris’ VP Pick Could Impact Your Wallet
It seems like all eyes are on Kamala Harris, the presumptive Democratic nominee. Everyone wants to know who she will choose for a running mate. This choice is usually viewed through the lens of who…
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Trump’s Platform: What Is His Plan for Social Security and Medicare?
The Republican National Party unveiled their official platform just before their national convention. While it’s thick on political rhetoric and sparse on details, it is more robust than their 2020 platform, which literally did not exist and was instead merely a full-throated endorsement of Donald Trump.
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I’m a Retirement Planner: What Social Security Could Look Like In a Decade If Trump Wins In November
It remains unclear exactly what former President Trump might do with Social Security if elected this November. Check Out: I’m an Investor — I’m Making These Money Moves Immediately If Trump Wins Read…
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I’m an Investor: I’m Making These 4 Money Moves if Trump Loses
Election years tend to have significant volatility in the stock market. Many investors are trying to understand how each candidate’s policies will impact areas of the economy. Check Out: I’m an…
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I’m a Banking Expert: 6 Ways a Trump Win Could Affect Your Bank Account
The Trump-Vance campaign views itself as business-friendly, and aims to spur economic development through tax cuts and lifting regulatory restrictions. Check Out: I’m an Investor: I’m Making These…
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What a Trump Win Could Mean for Tesla Owners and Shareholders
Ex-president Donald Trump has been a fierce critic of government efforts to boost the electric vehicle industry through subsidies and tax credits. As NBC News reported, Trump suggested that pro-EV…
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5 Financial Life Lessons from Trump’s VP Pick JD Vance
Trump recently announced his VP pick, JD Vance. You may be familiar with Vance’s background and upbringing. After all, he shared his story in “Hillbilly Elegy,” a memoir about his past that made Vance…
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What a Kamala Harris Presidency Could Mean for Consumer Protections
One of Kamala Harris’ major achievements as California’s attorney general was winning a $20 billion settlement from big banks on behalf of homeowners who faced foreclosure during the financial crisis…
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4 Reasons Kamala Harris Could Be Good for Union Workers
Presumed Democratic presidential candidate Kamala Harris is taking over where President Joe Biden leaves off in support of unions. The AFL-CIO, the country’s largest labor union with 12.5 million…
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3 Reasons a Trump Win in 2024 May Not Be Good News for Union Workers
An unlikely speaker at the 2024 Republican National Convention, Teamsters president Sean O’Brien addressed crowds not to show support for Donald Trump as a presidential candidate, but to sway…
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3 Ways Student Loans Could Be Affected if Kamala Harris Wins the Election
Student loans have become a hot-button issue since the first student loan payment pause was implemented at the onset of the COVID-19 pandemic. For several years, all federal student loan borrowers had…
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Do Your Political Donations Really Make a Difference — or Is Your Money Better Spent Elsewhere?
Recently on the social network X, user “Greg,” an investor from Kentucky asked a question that is likely on the minds of many Americans this election year: “This might be a dumb question but when a…
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4 Reasons Kamala Harris Could Be Good for Your Social Security Check
One key issue during this presidential race has been Social Security and its future. Along with the economy, voters have made it clear this is an important issue to them. Whoever wins in November will…
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How Could Kamala Harris’ Stance on Immigration Impact the Economy if She’s Elected?
One of the biggest hot-button issues of the 2024 presidential race is immigration — specifically the record number of undocumented border crossings in recent years. Republicans favor tighter border…
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What a Trump Win Could Mean for Tech and AI Stocks
Following former president and Republican presidential nominee Donald Trump’s recent comments about increasing China tariffs and his stance on Taiwan — who, per Trump’s statement in a Bloomberg…
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Trump Tax Cuts Are Set To Expire: What That Means For The Middle Class In 7 Battleground States If Biden Is Reelected
The biggest piece of tax legislation passed during Donald Trump’s presidency was the 2017 Tax Cuts and Jobs Act (TCJA), which increased the standard deduction, lowered corporate and estate tax rates…
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Biden Has Withdrawn: What It Could Mean for Your Social Security
President Joe Biden withdrew from his reelection bid, raising questions about what happens next. One of Biden’s signature proposals was increasing taxes on those earning $400,000 or more to…
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I’m an Economist: Here’s What Could Happen to Wage Workers if Kamala Harris Is Elected in 2024
With President Biden withdrawing from the 2024 Presidential race as the Democratic candidate, Vice President Kamala Harris looks to be the favored Democratic nominee. But what can hourly wage workers,…
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6 Economic Policies Kamala Harris Supports and How They Will Impact Your Wallet
President Joe Biden endorsed Vice President Kamala Harris to replace him on the Democratic ticket after withdrawing from the reelection campaign. Harris must now earn the Democratic nomination…
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Will Biden’s Withdrawal Impact Gas Prices — And If So, How?
President Joe Biden decision to withdraw as the Democratic nominee for the 2024 Presidential election will undoubtedly have far-reaching implications for the U.S. economy, world politics and, in turn,…
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4 Ways a Kamala Harris Presidency Could Affect Retirees’ Finances
One group of voters now carefully watching Kamala Harris and her views is retirees. They want to see how the current vice president’s policies, if she were to win the White House, might impact their…
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What Does Biden’s Withdrawal Mean for Ukraine Aid — and Your Wallet?
President Joe Biden announced he was stepping down from his reelection campaign in a letter posted on X (formerly Twitter) on Sunday, July 21, endorsing Vice President Kamala Harris. Also: How Much Is…
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3 Ways Inflation Could Be Impacted Now That Biden Has Dropped Out of the 2024 Election
In a post on X, formerly known as Twitter, President Joe Biden announced on July 21, that he has dropped out of the 2024 Presidential race. “While it has been my intention to seek reelection, I…
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4 Potential Impacts on Student Loans Now That Biden Has Withdrawn From the Election
After facing calls from Democrat leaders to withdraw from his reelection bid against former President Donald Trump, President Biden caved to that call today and announced his exit from the…
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3 Possible Impacts on Interest Rates With Biden Now Out of the Presidential Race
The pressure for President Joe Biden to step down from the presidential race appears to have had its desired effect. On July 21, Biden shared a letter on social media announcing that he would step out…
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5 Budget Friendly Accommodations During the Summer Olympics 2024
While billions of spectators from all around the world will soon tune in to watch gold medal performances at this year’s Olympic games, millions more will have the opportunity to watch the games live in Paris. If you’re one of the lucky ones and haven’t booked your hotel room yet, don’t worry.
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5 Economic Policies of Trump’s VP Pick JD Vance That Could Help Boomers Preparing for Retirement
The economic policies of JD Vance have been under the microscope in recent days. Since Donald Trump announced the Republican senator as his vice presidential pick, analysts, supporters and critics…
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I’m an Economist: Here Is What I Would Predict for Inflation If Kamala Harris Were To Replace Biden
After the first presidential debate for this election year, there have been concerns whether President Joe Biden is fit to run for office against former President Donald Trump. Many in the Democratic…
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I’m a Real Estate Professional: 8 Reasons I Advise Sellers To Lower Home Prices if Trump Wins the Election
With home prices hitting historic highs, many have wondered if we are in a housing bubble. And if so, will this election cycle burst it, or inflate it further? For those of you who are selling their home, we asked three real estate professionals what factors in a potential second Trump presidency might trigger a downward slide in the housing market and therefore urge motivated sellers to lower their home’s price.
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5 Ways a Biden Reelection Could Affect Your Finances If You Make Less Than $100,000 a Year
The 2024 presidential election is only a few months away, but political economists are already making their predictions for how the next president could affect the average American citizen or…
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Here’s Exactly How Biden Plans To Make Housing More Affordable If He’s Reelected
The U.S. housing market has been extremely turbulent since the onset of the pandemic more than four years ago. The cost of homes has risen, rents are up, and people are more financially burdened by…
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How the Economies in 7 Battleground States Fared Under Biden’s Presidency
Every vote counts. However, voters in seven states are likely to determine this year’s presidential election. GOBankingRates compared key economic indicators such as the unemployment rate, personal…
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3 Reasons Money Experts Say Inflation Could Be Worse Under Biden Than Trump
Inflation — at 3% in June and down from 3.3% in May, according to the latest Consumer Price Index (CPI) data, released July 11 — remains a hot-button issue for both voters and presidential…
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What Should You Do With Your Old 401(k) When You Start a New Job?
A job loss can wreak havoc on your finances and retirement goals. But whether leaving your job was unexpected or planned, you’ll have some big decisions to make concerning investments bound to…
READ MORE3 Reasons Money Experts Say Inflation Could Be Worse Under Trump Than Biden
In a highly charged — and quite unprecedented — presidential election, inflation remains one of the top issues for voters. Indeed, a recent YouGov survey found that nearly two-thirds (64%) of…
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I’m an Economist: These 4 Things Will Be More Expensive If Biden Is Reelected
Despite a series of shocking and tumultuous events rattling both President Joe Biden’s and former President Donald Trump’s presidential campaigns, the race remains tight, the country remains polarized…
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7 Ways To Start Building Wealth Like the Rich
The wealthy may seem to have some financial magic or luck that the average person does not. However, most of their strategies are not all that complicated. Find Out: I Rent Out a Home on Airbnb:…
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I’m an Economist: How a Biden Win Could Affect Your Medical Debt
The Biden administration — in conjunction with the Consumer Financial Protection Bureau (CFPB) — proposed a rule in June that would remove medical bills from credit reports of more than 15 million…
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Should Social Security Decide Your Vote? Key Points for Retirees on Trump vs. Biden
The 2024 presidential election has no shortage of pressing issues to focus on, from U.S. policy regarding foreign wars to how best to bolster the economy and combat high prices. Social Security…
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5 Money Moves You Should Make in 2025 Regardless of Whether Trump or Biden Win the Election
The upcoming presidential election has the whole country abuzz, and for good reason. Whoever is elected next — whether it’s former President Donald Trump or President Joe Biden — will have a…
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How To Start Collecting Rare Coins With Just $50
It doesn’t necessarily take a lot of money to start collecting rare coins, but it does take the right strategy. Starting your collection with $50 requires a combination of knowledge, patience,…
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8 Best Compact Cars for Your Money in 2024
Compact cars — an ideal vehicle for young singles, retirees and small families alike.
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Early Retirement: How Much Savings Is Needed To Retire by 50 in Every State
Most Americans dream about an early retirement, but retiring early requires setting aside a substantial nest egg to fund the next chapter. As human lifespans get increasingly longer, the amount of…
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11 Most Undervalued Stocks of July 2024
Looking for undervalued stocks? Here’s a list of top picks based on low price-earnings ratios, growth prospects and analyst ratings.
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Amazon Prime vs. Walmart+ — Which Membership Is Worth the Cost?
Both Amazon Prime and Walmart+ have their perks, but deciding which is better is ultimately based on your lifestyle, needs and budget. They both have quite a few options, such as free shipping. But…
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10 Ways To Beat Severe Heat – Without Running Up Your Bills
According to CNN, July 2024 will continue to be warm. The summer started with unusually hot weather and based on forecasts, it looks like it will remain that way. Excessive heat advisories and…
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Social Security Taxes Won’t Give Gig Workers a Secure Retirement — Here’s What Can
The average gig worker is likely just clearing enough money to pay bills, or perhaps supplementing a day job. As such, they may not be paying enough (if anything) in Social Security taxes toward their…
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20 Things To Sell for Extra Money During Inflation
If you’re looking for ways to make extra money, look no further than your own home. Check out these hidden sources of income that are right under your nose.
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Dollar-Cost Averaging: Pros, Cons and When To Use This Investment Strategy
Dollar-cost averaging is a measured, steady way to approach your investing goals — but is it right for you? See the benefits and risks before using this strategy.
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States Whose Economies Are Failing vs. States Whose Economies Are Thriving
After the economy righted itself in the wake of the pandemic and things seemed to be looking up in terms of unemployment rates and consumer spending, the U.S. entered a period of high inflation from…
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Retiring Abroad: Top 3 Countries for Retirement Pensions
Retirement should be a time of rest, relaxation, and entertainment. In some countries, you can retire well via a comfortable pension scheme. Certain countries even have retirement benefits agreements…
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6 Places to Retire on the East Coast That Are Just as Cheap as Portland, Sacramento and Olympia
For many U.S. seniors, the perfect retirement involves settling in an area with access to amenities, a rich cultural experience and an ocean you can reach in a few hours or less. You can find all of…
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5 Costco Items To Stop Buying Due to Inflation
Whether you’re stocking up for the next big holiday bash or simply trying to feed your family, you might want to reassess your Costco shopping list. Check Out: 6 Expensive Costco Items That Are…
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7 Low-Cost Strategies To Reduce Your Electric Bill
In these tough economic times, saving money on your monthly expenses is more important than ever. And one of the ways you can do that is by reducing your electric bill. Be Aware: 5 Unnecessary Bills…
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How Long the Average Retirement Income Will Last in Every State
How long your 401(k) lasts depends on the amount and duration of your savings, as well as your ability to limit withdrawals. This also applies to your Social Security — the longer you wait, the…
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The Living Wage a Single Person Needs in All 50 States
Whether you’ve shopped for groceries, gas or even a car in the past year, you know that prices have risen significantly. Because the cost of goods has increased so much, the living wage needed for a…
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What Social Security Could Look Like in 2035
The future of Social Security remains uncertain, forcing people to ask questions like, “Will Social Security run out?” According to the Social Security Board of Trustees annual 2022 report, Social…
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15 Best Prepared-Food Deals at Costco
With the cost of living, and groceries specifically, continuously rising, the question, “What’s for dinner?” can be stressful. Dining out costs even more, with the price of restaurant food up…
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Fail Your Way to Financial Success: 15 Lessons From Jeff Bezos
In 1994, Jeff Bezos co-founded the future e-commerce behemoth Amazon in a Seattle garage. Previously employed by a Wall Street hedge fund, he quit his job to try his hand at building an online…
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Don’t Buy a House in These 10 Cities Until You Start Collecting Social Security
Relying heavily on Social Security to pay the bills in retirement is never a great strategy, but many Americans have no other choice because of insufficient personal savings. This puts additional…
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The Best Day of the Week To Go Grocery Shopping
Thanks to mid-week restocks, new promotions and fewer crowds, Wednesday is the best day of the week for grocery shopping — at least according to Taste of Home. The mid-week grocery shop can help…
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How Much Police Officers Get Paid in Every State
Police departments have been under pressure to rethink their funding for the past few years. In states where police budgets are not in question, some are actually trying to drum up more funds to…
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Dollar Tree Raising Some Prices to $7 as 6-Figure Earners Flock to the Discount Store
Inflation strikes again: Dollar Tree is raising its prices again to $7, up from the $5 price ceiling set in June. Check Out: Dollar Tree Is Raising Prices: 9 Products To Buy Now Before They…
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Earn an Extra $100 Before Bed: 6 Quick Nightly Side Gigs
Saving money or having the extra cash to spend as you wish can seem like a pipe dream in an era of economic uncertainty.
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E-Trade Money Market Rates for 2024
E-Trade was the first completely online trading platform in market history, and it has continued to innovate through the years. The firm was one of the pioneers of the zero-commission movement that is…
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Here’s How Your Grandchild Can Get Financial Aid With A College Savings Account
Grandparents looking to support their grandchildren’s future education can invest money into a 529 plan. This savings account gives users an easy route to start planning how they will fund their…
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Money Left on The Table: 3 Ways It Pays To Delay Your Social Security Benefits
Choosing when to claim Social Security retirement benefits is a big decision. Experts say waiting can result in higher lifetime benefits, but most retirees choose to collect their checks early. Learn…
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How a Biden Win in 2024 Could Impact Your Retirement Savings
Presidential candidates from both parties love to paint a picture of the economic catastrophe that would occur if their opponent got elected. Once in office, presidents from both parties love to…
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5 Social Security Mistakes To Avoid in 2024
In 2023, over 67 million Americans received Social Security benefits. And while retirees are encouraged to plan for Social Security being supplemental income, rather than a main income source in…
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Social Security: This Poorly Understood Rule Could Reduce Your Benefits — What You Need To Know
A new report from the Social Security Advisory Board (SSAB) found that many Social Security beneficiaries don’t understand how the retirement earnings test (RET) works. If you don’t fully understand…
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Is a Tiny Home Worth It As a Rental Property?
Short-term rental properties can be a great source of passive income. But if you don’t already have a property to list on Airbnb or Vrbo, the price of buying or building one could be out of range, or…
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5 Best Passive Income Books That Can Help You Earn More Money
Earning money for doing (next to) nothing — sounds like a dream, doesn’t it? For some people, it’s reality, and they’ve written books about it, so you can do it too. Explore More: How To Earn $4,000…
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5 Things Most Americans Don’t Know About Social Security
So you think you know all you need to know about Social Security? If so, congratulations — you are in the minority when it comes to knowledge of the nation’s biggest retirement benefits program. Find…
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Reduce Your Social Security Tax Bill Using These Tips
There’s a decent chance that many Social Security recipients will be paying more taxes on their benefits this year than in years past because of a confluence of events, a situation which might…
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Trump Era Tax Cuts Are Set To Expire — Here’s How Much More You’ll Pay
When 2025 draws to a close, so will many of the sweeping Trump-era GOP tax breaks established by the Tax Cuts and Jobs Act (TCJA) of 2017. While the legislation made some tax cuts to corporate profit…
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How Much Does It Cost To Attend One of 2024’s Best Colleges?
If you want to attend one of the nation’s top colleges, it’ll cost you. Check Out: 10 Expenses Most Likely To Drain Your Checking Account Each MonthLearn More: How To Get $340 Per Year in Cash Back on…
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Taxes 2023-2024: How To File a Tax Extension
Life can get busy, and sometimes gathering all your tax information takes longer than you thought. Now the due date of April 15, 2024, is almost here, and filing an extension will give you until Oct….
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24 Lottery Winners Who Lost Millions
Most people dream about winning the Mega Millions or Powerball; but they should be careful what they wish for. See these 23 people who blew their winnings.
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Social Security and Weddings: What Paperwork Do Newlyweds Need To Complete?
Weddings are a time of celebration, but it also means lots of paperwork. According to the Social Security Administration, you must not forget that your Social Security number and name must match in…
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6 Items You Should Never Buy in Bulk at Costco
Costco can often save shoppers money in the long haul by purchasing items in bulk. But if you lack storage space or have a small household, some items may cause more stress and hassle than the savings…
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Top CD Rates Today: April 1 — Earn 5.25% APY
Western State Bank is offering 5.25% APY for a 9-month certificate. A $1,000 minimum deposit is required. The Devils Lake-based bank is the 8th largest in the state of North Dakota. Western State Bank…
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Top CD Rates Today: March 29 — Earn 5.30% APY
Banesco USA is offering 5.25% APY for a 3-month certificate. A $1,500 minimum deposit is required. The Miami-based bank is the 14th largest in the state of Florida. Banesco USA was established in…
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Warren Buffett: 3 Investments He Won’t Waste Money On
Berkshire Hathaway’s chairman Warren Buffett, one of the world’s most famed investors, is still faithful to the fact that holding steady, being patient and believing in the power of value investing is key to successful investments. Just as important to Buffett’s investment strategy, though, are the investments he doesn’t believe in. Here are but a few of the investment types that the Oracle of Omaha would rather not waste money on.
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Social Security: How To Confirm the Validity of ‘New Stimulus Check’ Claims
Americans have been bombarded online with claims about an alleged “fourth stimulus check” going out to seniors or people with disabilities. But these are all just rumors. There’s no check on the way….
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2 Biggest Social Security Risks To Be Aware of if You Have Student Loan Debt
Falling behind on your student loan debt can lead to significant financial consequences, including losing Social Security money. Learn More: America’s Retirement Crisis: How Social Security, Student…
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Top CD Rates Today: March 28 — Earn 5.30% APY
Prime Alliance Bank is offering 5.30% APY for a 6-month certificate. A $500 minimum deposit is required. The Woods Cross-based bank is the 28th largest in the state of Utah. Prime Alliance Bank was…
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3 AI Retirement Strategies Gen Z is Using to Save Millions
Younger workers say they’re going to retire years earlier than other generations. How? Using AI tools to help with financial planning. Learn More: Americans Don’t Put Enough Toward Retirement: Experts…
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Top CD Rates Today: March 27 — Earn 5.25% APY
Technology Credit Union is offering 5.25% APY for a 17-month certificate. A $1,000 minimum deposit is required. The San Jose-based credit union is the 14th largest in the state of California….
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Top CD Rates Today: March 26 — Earn 5.30% APY
Sun East Federal Credit Union is offering 5.30% APY for a 9-month certificate. A $500 minimum deposit is required. The Aston-based credit union is the 18th largest in the state of Pennsylvania. Sun…
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Social Security: What Do You Need To Apply For Spousal or Divorced Benefits?
Applying for and receiving spousal benefits is a great way to boost your own Social Security monthly benefit — sometimes by as much as $800. Even if you never worked, you’re eligible for Social…
READ MORERachel Cruze: Easy Ways To Build Generational Wealth
What does generational wealth mean? The technical definition is that it’s financial wealth and assets that can be passed down from one generation to the next. It can help your family get a financial head start and set them up for long-term financial success with money and assets after you pass.
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I Was Retired, but Wasted Big Money On These 3 Things and Had To Go Back To Work
We spend the majority of our lives saving for retirement. But our plans (and budget) don’t always go as expected. Discover More: Retired and Bored? These Places Want To Hire YouFind Out: One Smart Way…
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5 Easiest Frugal Money Habits According to Expert Kate Kaden
With the recent inflation data showing higher price increases than expected, it pays to change how you make purchases so you can stretch your income and have cash left to save for goals. Kate Kaden is…
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Warren Buffett’s 3 Top Bank Stock Picks from Bank of America to Citigroup
Warren Buffet, CEO of Berkshire Hathaway Inc., has an estimated real-time net worth of about $133.2 billion as of March 14, 2024, according to Forbes. Check Out: 13 Cheap Cryptocurrencies With the…
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Retired and Want Extra Cash? How To Become a ‘Seniorpreneur’
In recent years, there’s been a growing trend of seniors starting their own businesses. Retirement no longer seems to be about completely stopping work, but rather fostering passions and creating…
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10 Money Rules To Build Life-Changing Wealth, According to Ramit Sethi
You probably have a few money rules that you internally made for yourself, like setting a budget when you go clothes shopping, never looking at the menu prices when you eat out or setting aside a certain percentage of your income for savings.
READ MORERamit Sethi: 7 Ways To Build Wealth
If you’re looking to build real wealth, Ramit Sethi has the playbook. The New York Times bestselling author of ‘I Will Teach You To Be Rich’ and host of Netflix’s ‘How to Get Rich’ has made a career out of distilling practical wealth-building advice for the masses.
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With Social Security in Jeopardy, State-Funded IRAs Could Supplement Retirement Savings
Americans have been facing multiple financial challenges, including inflation, soaring rates and the resumption of student loans. In turn, it’s leaving little for retirement savings. Learn More:…
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Here’s Why IKEA’s Affordable Furniture Just Got Even Cheaper
IKEA recently cut prices on its products, which is great news for new customers and those already accustomed to shopping at the popular furniture store alike. Check Out: 7 Home Items To Avoid Buying…
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4 Reasons Taxes Are So Complicated and Why They Won’t Be Made Simpler
If you’re looking for a simple tax return, move to Estonia. Residents there can file taxes in less than five minutes and not pay a dime, according to a Tax Foundation report cited by Yahoo Finance. In…
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