With inflation pushing up the cost of necessities, some consumers may benefit from the 60/30/10 budget model. A recent article in NerdWallet breaks down the pros and cons and features smart insights from Julie Guntrip, our Head of Financial Wellness, about keeping budgets realistic. #JeniusBank
Über uns
Jenius Bank is the digital division of SMBC MANUBANK, a member of the SMBC Group. We’re building a full-service digital bank from the ground up that has leading-edge technology and a human approach. We’re committed to empowering consumers with actionable, data-driven insights and innovative tools that help them better manage their financial lives. We’re not your typical bankers—we left our former bank and tech roles to pursue something better. We started Jenius Bank by asking consumers what they wanted, and that feedback has become our foundation. We’ll continue to partner with customers and challenge the traditional banking experiences that just don’t make sense, because customers’ banking, and money, should work for them. Jenius Bank is growing rapidly and seeking talented individuals who also want to think and work differently. We have a strong, people-first culture, and our organization supports both hybrid and remote working options. Check out our job listings on this page! SMBC MANUBANK is Member FDIC. NMLS ID 2293682 NMLS Consumer Access: nmlsconsumeraccess.org
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www.jeniusbank.com
External link for Jenius Bank
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We're doing things differently here at Jenius Bank, with a mission to humanize digital banking and lead a monumental shift in the banking industry. Our president, John Rosenfeld, recently sat down with Reinventing Banking to share our innovative approach to banking, how we reached important milestones, and both the challenges and opportunities we've faced along the way.
Within a year of its launch, online-only Jenius Bank has already made more than $1 billion in consumer loans and gathered more than $1 billion in deposits. Listen to learn more: https://lnkd.in/gmPs_2R6 Kiah Lau Haslett John Rosenfeld Jenius Bank
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At Jenius Bank we're committed to helping consumers live richer lives. So, we were happy to know that The Motley Fool Ascent’s Ben Gran referred to our Mind-Money Connection research for insights on what it means to be rich in 2024. Read here for more: https://lnkd.in/danaT4gB #JeniusBank
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The Jenius Bank team is proud to be a finalist for Finovate's Best Consumer Lending Solution Award! This nomination is thanks to the hard work of many colleagues on our Jenius Personal Loans product. We're excited to be recognized among other financial services innovators. Learn about the finalists: https://lnkd.in/dx5bd2a8 #JeniusBank
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Jenius Bank's Head of Financial Wellness Julie Guntrip recently spoke with Cheddar about our research report, The Mind-Money Connection. Julie shared an in-depth look at the impact of financial management on mental health, happiness, and well-being, calling out differences across gender, generation, and income level. Watch the full discussion: https://lnkd.in/d5afdjwK #JeniusBank
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Bankrate tackled the important topic of financial anxiety recently and asked Jenius Bank Head of Financial Wellness Julie Guntrip for tips to help consumers take a breath. Read the full article: https://lnkd.in/dqg6fuRS #JeniusBank
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The new Jenius Bank mobile app has arrived! Download today and discover the convenience of banking at your fingertips. Our secure, simple interface is ready to help you manage your money like a Jenius! Available for download on the App Store and Google Play store. Data rates and fees from your service provider may apply. #JeniusBank
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NerdWallet’s Tiffany Curtis recently had some questions about the 60/30/10 budget model and called on Julie Guntrip, Jenius Bank’s Head of Financial Wellness, for help. Julie shared potential benefits and downfalls of the 60/30/10 approach and overall tips on successful money management. "Looking at actual money flows is important before establishing a budget as it provides the opportunity to evaluate if spending and saving align with goals. A budget is best when it’s grounded in reality, otherwise it's not as useful." See all of Julie's tips in this recent article: https://lnkd.in/d3ASEakG #JeniusBank
Is the 60/30/10 Budget Right for You? - NerdWallet
nerdwallet.com
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Jenius Bank's Head of Financial Wellness Julie Guntrip recently spoke with Chuck Jaffe from the Money Life podcast about our recent research report, The Mind-Money Connection. As Julie shared, our research found both tangible and intangible sources of people’s financial stressors. Issues like comparison culture and feelings of unpreparedness appear to be two key drivers of consumers' anxiety. Hear more of Julie's insights on the research, starting at minute 15:43: https://lnkd.in/dUT47ZiS #JeniusBank
D.R. Barton Jr. says the market is overbought, but this cycle room to run
https://www.libsyn.com
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What’s the "special sauce" to Jenius Bank's success? Banking Dive's Gabrielle Saulsbery sat down with our President John Rosenfeld to discuss what has fueled Jenius Bank's rapid growth in the past year and what we're looking forward to in the future. See John's thoughts in the full article: https://lnkd.in/d-6ZzJG2 #JeniusBank
Digital native Jenius Bank -- backed by Japanese megabank Sumitomo Mitsui Banking Corporation – SMBC Group -- launched its first product, a personal loan offering, just shy of a year ago. Its second product, a high-yield savings account with a 5.25% annual percentage yield, was rolled out in November. "We kept it simple, and we only have two basic products: the simplest savings account on the planet and the simplest personal loan on the planet," said Jenius Bank President John Rosenfeld. "And that was really by design. We’re not gonna put a bunch of bells and whistles."
Jenius Bank’s ‘special sauce’: Keeping it simple, with a little parent company help
bankingdive.com