Gift money is a cash donation, often gifted by a close relative, that you can use towards your down payment, closing costs, and other fees. Keep in mind there are rules and requirements that apply when using gift money during the loan process, so it’s always best to speak with your loan officer to fully understand your options! If you have questions about gift money, we are happy to connect!
Northpointe Bank
Finanzdienstleistungen
Grand Rapids, MI 6,330 followers
Relationship Based Banking. Your #1 Choice for Home Loans & High Interest Savings. Equal Housing Lender | Member FDIC
Über uns
After opening our doors in 1999, we have worked to be a different kind of bank with our customers at the center of everything we do. We offer innovative and high-value banking products nationwide, including a wide array of home loan programs and money market rates that are among the best rates in America.* We empower our employees to exceed your expectations and enrich the communities in which we serve. For nine years, Independent Community Bankers of America® has ranked Northpointe Bank as a top-performing bank in the nation out of approximately 5,000 ICBA member banks.** Northpointe also earned the number eight best-performing bank in the nation according to S&P Global Market Intelligence rankings for 2020.*** If you are interested in joining our team, check out our career opportunities at: https://www.northpointe.com/about-us/careers/. Equal housing lender. Member FDIC. *Northpointe Bank’s $25,000 tier for money market rates is consistently higher than the national average as published by the Federal Deposit Insurance Corporation, National Deposit Rates. https://www.fdic.gov/resources/bankers/national-rates/ **Independent Community Bankers of America (ICBA) ranked Northpointe Bank top 20 in its class as a best-performing bank according to return-on-equity for banks with assets over $1 billion. ***S&P Global Market Intelligence rankings. https://pages.marketintelligence.spglobal.com/2020-Top-Community-Bank-CU-Ranking-Thank-You.html
- Website
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http://www.northpointe.com
External link for Northpointe Bank
- Industrie
- Finanzdienstleistungen
- Größe des Unternehmens
- 1.001-5.000 Mitarbeiter
- Hauptsitz
- Grand Rapids, MI
- Typ
- In Privatbesitz
- Gegründet
- 1999
Standorte
Employees at Northpointe Bank
Aktualisierungen
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Northpointe Bank salutes employees for their 5 years of exceptional dedication. Their commitment to innovation and professionalism has solidified client and colleague trust. Here's to continuing our positive impact together! #wearenorthpointe
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Looking for a new career opportunity? Find your future with Northpointe Bank! We're hiring loan officers for our Providence team and are excited to welcome dedicated professionals like you -- Join us and become part of a company that values innovation, superior service, and long-term relationships. Connect with us today to learn more!
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Congratulations, Christian Durland, on crushing the criteria for Northpointe’s North Star top performance award for 2024! Your passion and dedication to your borrowers shine bright. We look forward to seeing you at the annual celebration to show our appreciation for your efforts!
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The US housing market showed signs of recovery in July with a 1.3% increase in existing-home sales! Lower mortgage rates and more homes for sale are helping boost activity, though year-over-year sales are still down. Home prices continue to rise, averaging $422,600 for this year. Despite a 20% jump in inventory, the supply is still far below pre-pandemic levels. Read the full article here: https://lnkd.in/eRERczmF
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The recent NAR settlement is set to increase transparency around real estate commissions and could shift how buyer agents are compensated. Here’s what you need to know: 1. Increased Transparency: Buyers will now see clear details about agent commissions. 2. Shift in Compensation: Buyers might need to pay their agent directly, impacting negotiations. 3. Enhanced Negotiation Power: Better understanding of costs means more negotiating leverage. 4. Freddie Mac®, FHA, and VA changed their financing concession limits to accommodate and stay competitive. 5. VA Loan Update: Service members and veterans can now pay buyer-broker commissions directly to their agent or broker. Stay informed and navigate these changes confidently! Read more in our blog: https://lnkd.in/eei8H6zv Northpointe Bank is authorized to originate FHA and VA loans, but it is not an agent of, or affiliated with, the U.S. Government. Freddie Mac is a registered trademark of Federal Home Loan Mortgage Corporation.
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In honor of National Lemonade Day -- Negotiate your purchase terms with confidence by having a full credit approval in hand. This is different from a pre-approval that most lenders give. The TrueApproval reviews your loan application information and issues a true credit approval by Northpointe’s experienced underwriting experts. Connect with us to get started today! #NationalLemonadeDay
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Meet Jarrell Brown, I.T. Operations Manager at Northpointe Bank! What are you watching (tv show)? All American – Show is well scripted and plus, it’s about football! What is your favorite hobby? Cooking – I love to cook for my family and friends (If you have not tried my cornbread or smoke mac & cheese you are missing out). What is an item on your bucket list? Skydiving and to see the New York Jets play in the Super Bowl (J-E-T-S, Jets, Jets, Jets!). What is always in your refrigerator? Orange Juice What do you love about working at Northpointe Bank? I am in a position with a blend of leadership, technical insight, and strategic influence it offers. The ability to mentor, develop team members and witness their growth within technology is a bonus.
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Mortgage rates are at their lowest in over a year! While there's a slight increase from last week, rates are expected to trend lower as inflation slows. For more details, check out the full article here: https://lnkd.in/eBT7hKBz
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