Optionwide Financial Corporation

What are discount points and how can they benefit you? Discount points are fees paid directly to the lender at closing in exchange for a reduced interest rate on your mortgage. Each point typically costs 1% of your loan amount and can lower your monthly payments, potentially saving you money over the life of the loan. To see if it's worth it, calculate the break-even point, which shows how long it takes to recover the upfront cost through the monthly savings and if you stay in your home past this point, buying discount points is a good financial move. Still not sure if this is right for you? Chat with a mortgage professional at #OptionWide today. 📞 (888) 920-6415

Thinking of investing in rental properties but don't know where to begin? OptionWide is your ticket to hassle-free property financing for first-time investors. Forget traditional income verification and employment checks. Our innovative approach lets you secure financing based solely on the property's cash flow. Even without any landlord experience, eligible borrowers can finance an unlimited number of investment properties. So don't wait! Contact us now to start building your lucrative real estate portfolio with #OptionWide! #DSCR #InvestmentPropertyLoan

We’ve just funded a $2.5M investment property cash-out refinance! ✨ If you’re looking for high-balance financing, let’s connect! Explore our jumbo loan options today to find the perfect fit for you! 🏡 #OptionWide #JumboLoans #JustFunded #NonQM

Designed for first-time #homebuyers, our #ITIN loan program allows gift funds and gifts of equity, making #homeownership more affordable. Connect with an #OptionWide #mortgage banker today to learn more.

Having excellent credit offers numerous advantages when it comes to financing from lower interest rates and higher loan amounts to better terms and access to specialized programs. These advantages not only make borrowing more affordable but also contribute significantly to your overall financial well-being. Shape your financial future today. #OptionWide #CreditScore #FICO #HomeLoan

If you’re thinking about buying a new home, getting pre-approved for a mortgage is one essential step you don’t want to skip. Getting pre-approved helps you understand your budget and how much house you can afford. This allows you to focus only on homes within your price range. A pre-approval will also strengthen your offer and enhance your credibility as a buyer, giving you a competitive edge. OptionWide understands the importance of being pre-approved in this market. Our team of experts is ready to guide you through the pre-approval process and take you one step closer to homeownership. #OptionWide #HomeBuying #HouseHunting #PreApproval

Curious about financing eligibility? Contact OptionWide today to learn about cannabis legality in your state and how you can get approved for a mortgage with cannabis-related income. #OptionWide #CannabisMortgage #CannabisIncome #NonQM

#OptionWide wishes you a joyful and patriotic Fourth of July! ✨ In observance of Independence Day, our office will be closed on Thursday, July 4, 2024. #Celebrate #HappyFourthOfJuly

Are high-interest credit cards weighing you down? Struggling to keep up with multiple payments, watching your hard-earned money disappear with the cost of interest? Perhaps it's time to consider consolidating your debts into a single, manageable monthly payment through a cash-out refinance. Reduce your interest rate, pay off your debt more efficiently, and start saving money. Contact an #OptionWide Mortgage Banker today to learn more. 📞 (888) 920-6415 #DebtConsolidation #CashOutRefinance #LowerInterestRates #Mortgage

Don't let misconceptions about down payments for jumbo loans stop you from securing your dream home! Let's debunk the myths and explore the factors influencing down payment requirements for these high-balanced loans. #SuperJumbo #JumboLoans #DownPayment