PYMNTS

Visa launches advisory service for money movement industry. Click over to PYMNTS for the details: https://hubs.ly/Q02MSxML0

Embedded finance and BaaS are revolutionizing the banking industry by integrating APIs for seamless digital transactions, according to PYMNTS Intelligence data, which shows that four in 10 financial institutions offer embedded finance solutions. FinTech partnerships offer a crucial path for traditional institutions to innovate and stay competitive. https://hubs.ly/Q02MJ_Vq0

Many SMBs struggle with delayed payments that disrupt cash flow and financial health. American Express SVP Lorenzo Soriano de Teresa has one key piece of advice: automate, automate, automate to turn payments into a growth engine: https://lnkd.in/ejB7zQTz

Women often serve as family caregivers, with 60% prioritizing healthcare for others over themselves, especially when budgets are tight. Bethany Weeby, SVP of Strategic Initiatives at Synchrony, tells PYMNTS there's an urgent need for flexible, accessible financial solutions to support the well-being of the family’s primary caregiver: https://lnkd.in/e4HvJ-pC

Most FinTechs now view credit unions as clients and collaborators, not competitors—a significant shift from the past. PYMNTS Intelligence research with Velera shows that FinTechs aligning their innovation with credit union members' needs are well-positioned to become market leaders. https://lnkd.in/euy6MWi5

Three-quarters of consumers who’ve purchased insurance from their bank want to buy more, but many bank customers are unaware of their bank’s insurance options. PYMNTS Intelligence’s latest report, in collaboration with Franklin Madison, shows why banks should boost awareness of their insurance offerings: https://lnkd.in/emBvJmre

Technology can assist banks and payment companies in complying with local data regulations, writes Amazon Web Services (AWS) Head of Payments Mark Smith in the new PYMNTS eBook, “Beyond the Horizon: How to Identify Unexpected Threats That Could Impact Your Business”: https://hubs.ly/Q02MJDgT0

Retailers are using new tech to turn returns into revenue opportunities, Narvar’s Catherine Dummitt tells PYMNTS. https://hubs.ly/Q02MJFvt0

Apple is gearing up to launch “Apple Intelligence,” a significant AI initiative that could shake up digital commerce, experts tell PYMNTS. With upgraded Siri and AI-powered features in iOS 18, Apple aims to compete with Google and Microsoft in the AI race: https://hubs.ly/Q02MJFVG0

I had a great conversation with Karen Webster from PYMNTS about the growth of Mercado Pago as a driver of electronic payments and financial solutions for everyone in Latin America. We discussed how Mercado Pago fits in the ecosystem of electronic payments in the region and the role of technology as an enabler to bring new products like personal loans and credit cards. Our evolution in financial inclusion is notable in Argentina and getting traction in Mexico, and as Karen points out, is impressive in the Brazilian market. Learn more about the developments in Brazil and the region in the story. #digitalbanking #financialinclusion https://lnkd.in/dKNiuPif