AFP Mutual Benefit Association v. NLRC
AFP Mutual Benefit Association v. NLRC
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G.R. No. 102199. January 28, 1997.
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* THIRD DIVISION.
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PANGANIBAN, J.:
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D. General Provisions
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3Rollo, p. 98.
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“6. The total receivable for Mr. Bustamante out of the renewals
and old business generated since 1983 grosses P438,835.00 less
his outstanding obligation in the amount of P78,039.89 as of June
30, 1989, total expected commission would amount to
P354,796.09. From that figure at a 15% compromise settlement
this would mean P53,219.41 due him to settle his claim.”
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4 Rollo, p. 111.
5 Rollo, pp. 48–49.
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The Issue
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10Rollo, p. 51.
11 Insular Life Assurance Co., Ltd. vs. NLRC, 179 SCRA 459, 464,
November 15, 1989; Rhone-Poulenc Agrochemicals Philippines Inc. vs.
NLRC, 217 SCRA 249, 255, January 19, 1993; and Villuga vs. NLRC, 225
SCRA 537, 546, August 23, 1993.
12 Memorandum Circular No. 2–81 on Licensing Of Insurance Agents,
Variable Contract Agents, lnsurance Brokers and Reinsurance Brokers
provides:
“x x x x x x x x x
2. LICENSING REQUIREMENTS, LIMITATIONS
x x x x x x x x x
2.5 No person shall be licensed to act as an insurance agent or general agent of
more than one life insurance company, and/or as a general agent of more than one
non-life insurance company, and/or as insurance agent of more than three other
non-life insurance companies. x x x.”
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13 Rollo, p. 36.
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tion by the State with respect, not only to the relations between
insurer and insured but also to the internal affairs of the
insurance company. Rules and regulations governing the conduct
of the business are provided for in the Insurance Code and
enforced by the Insurance Commissioner. It is, therefore, usual
and expected for an insurance company to promulgate a set of
rules to guide its commission agents in selling its policies that
they may not run afoul of the law and what it requires or
prohibits. x x x x None of these really invades the agent’s
contractual prerogative to adopt his own selling methods or to sell
insurance at his own time and convenience, hence cannot
justifiably be said to establish an
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employer-employee relationship
between him and the company."
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15 Supra, p. 465.
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2. Termination disputes;
3. If accompanied with a claim for reinstatement, those cases that
workers may file involving wages, rates of pay, hours of work and
other terms and conditions of employment;
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x x x x x x x x x
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they are neither here nor there. (Felix vs. Buenaseda, 240
SCRA 139 [1995])
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