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Dear Colleagues,

It give us immense pleasure to present to you the – ICICI Bank Emeralde Credit
Card, our newest addition to the Gemstone collection, positioned above Sapphiro.

The ICICI Bank Emeralde Credit Card has been curated with the best-in class
experiences and features across travel, wellness, lifestyle, and more – for our
premium customer segments viz. Wealth and Private Banking.

Travel benefits ( Domestic & International ) :

• Unlimited complimentary international lounge access

• Unlimited complimentary spa access at airports in India


• Unlimited complimentary domestic lounge access

• Nominal Mark-up fee of 1.5% on international transaction

Financial benefits :

• No cancellation charges on any hotel, flight, travel and movie ticket


bookings; refund of up to ₹12,000 on two transactions every year

• Reduced interest of 1.99% per month on ATM cash withdrawals

• No over limit fee

• No cash withdrawal fee

• No late payment charges

Lifestyle benefits :

• 50% off on annual gym membership of Gold Gym

• Exclusive discounts at VLCC, Kaya Skin Clinic, Richfeel and True Fitt n Hill

• Buy one get one offer on movie & event tickets, up to four times every
month on tickets worth up to ₹750

• Up to four complimentary rounds/ lessons of golf every month basis eligible


card spends

Rewards :

• 4 PAYBACK Points on every ₹100 spent on all retail transactions except fuel

• 1 PAYBACK Point on every ₹100 spent on utilities and insurance categories.

Additional benefits on American Express variant :

• A complimentary dining voucher worth ₹7,500 from Trident Hotels, valid


for redemption on the full menu

• Gift Voucher worth ₹5,000 from Da Milano on spending ₹2,00,000 on the


card in the first two months of joining

Unlimited complimentary airport Wi-Fi access globally

30% off on annual gym membership of Talwalkars Gym and Health Clubs
Special discounts on all services at O2 Spa outlets across the country

Discounts on gold making and diamond jewelery at Joyalukkas

Choice of membership plan :

Monthly membership Fee of ₹1,000 - waived off if spends on card is more than
₹1,00,000 in the previous month

Joining Fee and Annual Fee of ₹12,000 – waived off if spends on card is more than
₹15,00,000 in the card anniversary year

Eligibility*:

 Salary income - ₹ 3,00,000 monthly net & above


 ITR Income - ₹ 30,00,000 annually & above
 Wealth CRV - ₹ 50,00,000 & above
 Prequalified limit - ₹ 6,00,000 & above
 Credit limit of existing cardholders - ₹ 6,00,000 & above
 All GPC customers
* At least one of above criteria must be satisfied

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