BSP Compliance Certificate
BSP Compliance Certificate
BSP Compliance Certificate
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
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COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
________JAYSON
_____JANE LOUISEO.B.IRAN________
MIOLE______ ______________________________
Signature Over Printed Name Date
Loans and Credit Processor
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
____PATRICIA MARIE J. RESMA __ _ ______________________________
Signature Over Printed Name Date
Loans and Credit Processor
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
CLASS D
LAND BANK OF THE PHILIPPINES
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
___CHRISTIAN
____CARMELA HARVEY
TERESA C.N. YAP_
WONG___
__ _ ______________________________
Signature Over Printed Name Date
Account
AccountAssistant
Officer
CLASS D
LAND BANK OF THE PHILIPPINES
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
ANNA
_______RESTIE
MARIA CONCEPCION
JAY D. BAJO_______
A. BARTOLOME ______________________________
Signature Over Printed Name Date
Account Officer
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
_____LILIBETH M.
______LILIBETH D.ABREGANA
ALVAREZ_______
_____ ______________________________
Signature Over Printed Name Date
Account
AccountAssistant
Officer
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.
CLASS D
COMPLIANCE CERTIFICATE
ON IMPLEMENTATION OF
BANGKO SENTRAL NG PILIPINAS
(BSP) CIRCULAR NO. 730, s. 2011
We hereby certify that we have received, read and understood the amended rules
and regulations implementing the Truth in Lending Act under Bangko Sentral ng
Pilipinas (BSP) Circular No. 730, s. of 2011 which aims to enhance the loan price
transparency and improve creditor disclosure practices.
We further certify to the best of our knowledge, that we have strictly complied
with the underlying provisions of the Circular particularly the proper disclosure of
all the upfront charges and other deductions collected as well as the comparable
loan interest rate via the Effective Interest Rate (EIR) in the loan disclosure
statement and loan amortization schedule and have likewise provided each of our
Loan Borrowers copies of these duly executed documents.