Gifts of The Holy Spirit Hindi

LIR YN5HN
GV RMQNX
Gifts Of The Holy Spirit
ii
Gifts of the Holy Spirit
vkHkkjksfDr
EOLT/UGHVDL]/UTUYDUQC=I9NDHVMVYLXV2I'U[UYXT+NR@YqX
YN6MLMHV
RMGVON)NHVMKN NOVL]N,UJTE=J6D@POKUMJWNVH6DXV
LMHV
RMGVGE=OVRGNVDOVPXGKLT/UGNVD@PLQV
NNVDGVHNqHOVYN6M
PXGVWKRXNVDYN6MOVRGNENVDGNYR\NVGXGMXVGV`NMNOK>NKJ6D$
LMHV
RMGVOVRGNVDHVDOVL]5VGGVL]IUH6DfU.JZD@PXHVDOVGENVD
OVH6DG+NKXJKDIH\LNN$H6DYN:\LKL<OSS=@F6D[\NVMGVLNOFNX
YN6MOVRGNVDGK9KHGNY5DUqN8RNQKJZDIGRVYN5HNGKFNUNVDHVD
IXMDUMYN[VFUVJ6D@>NUMNVDGNVHNV\\VUVJ6DYN6MJHNMKN NHVYN[V
FUVWNUVJ6D$EOGVY\NRN@O,UNJYDUGK
NN\NDYqXGNG
P5UH/)NNXJ6@WJNDJHLMHV
RMGVYN5HNGVLNOWNVGT1J6PO
IRNHVDYNQNX L]QNXGMUVJ6D@SSN=GMUVJ6DYN6MPXHVDGQHFNUV
J6D$EOI\@IWX\NV[NVDXVO,UNJYDUGK
NN\NYNVDHVD+NN[I\NJ6
ÑYN6M+NN[\VUVMJVD[VÐ@P8JVDJHqN8RNQÊGJUVJ6DIGP8JNVDXVG
ON)NFXVHVDJHNMKOJNUNGK$O+NKFNUNVDHVD@HOKJGNVHIJHN
IH\VYN6MPOGKG\KIONGKP8XIUJNV$
iii
iv
iklckuksa vkSj vxqoksa ds fy, ,d 'kCn
IL]LN/9M#HOKJKY[TRN@
L]+NTK
NTXVLIR YN5HNGNV+NVWNIGRJG\KIONGV`NMNYN6M
L]5VVGIR
RNOKGV`NMNPOGNLZN=L]IUIXIqN5RGMV$RJSNJUNJ6
IGL]5VGIR
RNOKGV`NMNPOGKHIJHNL][9JNV$LIR YN5HN
JNDLMK
NTHOKJGKHIJHNGMXVGVI\J6YN6MP5OTGUNLZR=G
SNJUNJ6IGYLXVRMQNXNVDGV`NMNL]5VGIR
RNOKGVHNqHOV
YLXVYNLGNVL][9GMV$RJKLIR YN5HNWNV4\NVD GNVP5L8XGMUN
J6@YLXVYNLGNVRMQNXNVDGV`NMNL][9GMXNSNJUNJ6$YN5HNGV
RMQNXIR
RNIONVD GVJ5NMNVD GKODQGZ J6YN6MPOGVIFXN@YIqNGUM
\NV[LMHV
RMGVMN7GVI\L]+NNRJKXJ6D$fLNEOLT/UGGN
PLNV[YN5HNGKONH)N=HVDYN6MYN5HNGVRMQNXNVDGVL]G9KGMNNVD
HVDLMHV
RMGV\NV[NVDGNVL]I
NI^NUGMXVYN6MOTOI7WUGMXVGVI\
GMVD$
PO/)NNXKG\KIONE= OHTQNGKG<LXNGMVD WJND LML]5VG
IR
RNOKGNVLIR YN5HNGVRMQNXNVDGNVL][9GMXVJVUTL]I
NI^NU
YN6MOTOI7WUIGNWNMJNJ6 UNIGWKRXNVD GNV L]+NNIRUGMVD$
IR
RNIONVDGVVOVOHTQNHVDYN6MPOGVHNqHOVOSHTSHOKJ
GKHIJHNJNV[KYN6MPOV[N6MRL]N,UJNV[NL]5VG/)NNXKG\KION
VONOHTQNFXXVLNYNE=VJHJO4MGON)NUGMVD
v
vi
fo"k;lwfp
LIMS
Y\N6IGGOVRGNE=
LIR YN5HNGV2I'U5RGNLIMS
LIR YN5HNHVDFLIU/HN
YNI5HGRMQNXNVDGVIRNHVD
LMHV
RMGNL]VH@JHNMKL]VMNN
LIR YN5HNRMQNXNVDGNVL][9GMXN
G6OVYNM(+NGMUNJ6
XNXNL]GNMGK+NNNND
+NNNNYNVDGNY)N=FUNXN
+NIR`NNK
FTIGNRSX
.NXGNRSX
YN5HNYNVDGKLM>N
SD[NE=GVRMQNX
ONH)N=GVGNH
IR
RNOGNRMQNX
YN5HNGVRMQNXNVDHVDFUVWNXN
RMQNXNVDGNVL][9GMXVJVUTPISUXKDR
vii
iv
GN=/)N\ GV
NN
RU IONDU
ifjp;
JLT/UGOM\YN6MYNONXFXNE=[E=J6UNIGIR
RNIONVDGNVJ
OH!XVYN6MOK>NXVJVUTL]I
N^NNLTI/UGNGVLHVDEOGNPLNV[
IGNWNIGYN5HNGVRMQNXNVDGNVL][9GMXVJVUTLIR YN5HNGV
ON)N G6OV YN[V FVD$ \^ IR
RNIONVD GNV YN[V FUV JT YN6M
IXIHULOV@IGOK+NK/)NNXHVDYN6MIGOK+NKOHYN5HNGV
RMQNXNVDGNVL][9GMUVVJTQV>NXNJ6@POOHWFL]+NTGNYN5HN
PXGV`NMNGN=GMUNJ6$
\(FV OHUG@O(+NRUPISUOTOI7WGMNGV Y+NNRHVD@

YN5HNGVRMQNXNVDGVIRNHVDIR
RNIONVDGN[\UQCI9GNVNMJNJ6$
JHXV G\KIONE= /R+NNR HVD EO YLV^NN GV ON)N +NN[ I\N IG
LMHV
RMGV/ KYN6MLTNWNVHDSLMJ6D YN5HNGVGNQNVRMQNXNVD
GNVL][9GMVD@YN6MJHL]N,UGUN=NQ
N=GNVDYN6MJNVXVRN\KFNUNVDGV
L]
NDOGNVD GV LHVD >N0V MJV$JHXV LIR YN5HNGV RMQNXNVD GK
YI+N2I'UGNVIR
NVNG\KIONE=O+NNYNVD GVI\YN6MIR
NVNYI+NIN'U
\NV[NVD GV `NMNJNVXV GV I\1NV0 IQN$Y)NN=UJLMHV
RMGN
PQaQV
XJKD J6$
L]+NTGKE31NO+NKIR
RNIONVD GVI\J6IGRVWNVRJJ6POGK
[RNJKQVXVJVUTLIR YN5HNGKONH)N=OVLIMLZN=JNVDYN6MPOONH)N=
GNVL][9GMVD$JHVDJM/)NNXHVDYN6MJMOHPOGV[RNJFXXNJ6$
SNJVIR_N)NK=JNV@[]JNK@P_HK@I>N\N0K@0N:'9M@EDIWIXM@R6.NIXG@
RGK\@OMGNMKYIqNGNMK@ONHNIWGGN=GUN=@WNV+NKJNV JHNMN
LV
NNSNJVWNVJNV JHWJNDLMJ6DRJKDK
NTHOKJGK[RNJKQVXV
JVUTYN5HNGVRMQNXNVDGNVL][9GMOGUVJ6D$YN5HNGVRMQNXJHNMV
YN6WNMNVDGKODQZGÊGVOHNXJ6D@IWXHVDJHVDLIR YN5HNGKONH)N=
GNVL][9GMXVJVUTONqNXIQ[J6D@UNIGWJNDGJKDJHWND@L]+NT
1
LIMS
K
NTGKHIJHNJNV@\NV[NVDGVWKRX1ZI\WND@PXHVDOVRNL]N,UJNV
YN6MPXHVDFQ\NRYN$
ifo= vkRek viuh bPNk ds vuqlkj bu ojnkuksa dks

ckaVrk gS vkSj izxV djrk gSA ijarq mlds lgdehZ gksus ds
ukrs] gesa bu ojnkuksa dh rhoz ykylk djuk gS vkSj lh[kuk
gS fd ge bu ojnkuksa ds izfr dSls lefiZr gksa] dSls
lgdk;Z djsa] vkSj mUgsa mfpr jhfr ls dSls izxV djsa] rkfd
yksx viuh bPNk ds vuqlkj lsok izkIr dj ldsa vkSj ;h'kq
dh efgek gksA vDlj] D;ksafd ge ugha tkurs fd ifo=
vkRek ds lkFk dSls lg;ksx djuk gS] gekjs }kjk gksus okyh
mldh vfHkO;fDr;ksa dks ge ;k rks cq>k nsrs gSa] mls nq[kh
djrs gSa] ;k mldk fojksèk djrs gSaA
EO L]I
N^NN LTI/UGN GN PLNV[ JHNMK O,UNJ YDU GK
LN%
NN\NYNVD@HOKJKY[TRNVDGKO+NNYNV@YN6MJHNMVFNEF\GN:\VWGV
2N>NXNVDHVD+NN[\VXVRN\NVDGNVOTOI7WUGMXVJVUTIGNWNUNJ6$
lqlfTtr djuk f'k{kk] izR;kf{kd] mRizsj.k vkSj izfrnku
¼bEikVsZ'ku½ ds lg;ksx ls gksrk gSAL]I
N^NNGVQN6MNX@JHNMK
9KHVD LIR YN5HN GV RMQNXNVD GV GN= GK RN/UIRG WKRX GK
GJNIXNDFUNUVJ6DYN6MVRMQNXG6OVL][9JNVUVJ6DEOGNL]5NI^NG
FUNXV JVUT LIR YN5HNGV RMQNXNVD HVD GN= GMUV J6D$JHNMV LNO
2I'U[UYN6MONHTIJGP5L]VMN+NKJ6DUNIG\NV[YN5HNGVRMQNXNVD
HDVGN=GMXNYNM(+NGMVD$JHL]IUQNXGVI\L]N)N=XNGMUVJ6DUNIG
POHVD+NN[\VXVRN\NVDGNVYN5HNGKONH)N=YIqNGNE=OVL]N,UJNVOGV
YN6MRVYN5HNGVL]G9KGMNNVDHVDYN6MYN5HNGKONH)N=GVL]Q
N=XNVDHDV
cDSV /UMNVD UGWND$JHIR
RNOGMUV J6D IGYNLEOL]I
N^NN
LTI/UGNGNPLNV[XGVR\2I'U[U\N+NGV I\GMVD[V@LMDUT
Y8GE=\NV[NVDGNVL]I
NI^NUGMXVGVI\+NKGMVD[V@SNJV1NV9VOHZJNVD
2
GN=/)N\ GV
NN
RU IONDU
HVD@/)NNXKG\KIONYNVDHDVJNVD@O(HV\XNVD@FNEF\GN:\VWNVD@OVIHXIMNVD
HVJNVNQZOMNVDGNVU6NMGMXVGVY8YROMNVDHVD$
LIR YN5HNYXDUJ6YN6MPOGKYI+N2I'UNVDGKIRIRqNUND
+NKYOKIHUJ6D$LIR YN5HNGE=UMJOVGN=GMV[NYN6MPOGK
YI+N2I'UND LIM+NNNNYNVD GV LMV J6 YN6MPOGV LIMSN\XNVD GNV GNVE=
IGOKLT/UGNL]I
N^NGN=HHVDOKIHUXJKDGMOGUN$JH
POVIF<GT\LZMNXJKDWNXUV$JHIXMDUMOK>NMJVJ6D@FUVWNMJV
J6DYN6MYN5HNGKFNUNVDGVP3S^NV NVDHDVP8XIUGMUVWNMJVJ6D$bl
iqLrd esa tks dqN izLrqr fd;k x;k gS] og dk;Z tkjh gSA
LMHV
RMGVRSXOVW6OVW6OVJHL]GN
NXL]N,UGMUVJ6D@YN5HNOV
YDUQC=I9NDLNUVJ6D@YN5HNGV`NMNOVRNGMUVOHWNV2RJNIMG
OFGJHOK>NUVJ6DYN6MGQZOMVGVHNqHOVYN5HNG6OVGN=
GMUNJ6EOGNWFJHYR\NVGXGMUVJ6D@UFJHOK>NUVWNUVJ6D$
JHYN5HNGKFNUNVD GV P3S^NV NVD HDV FUV MJVD@WKRXNVD GNV

L]+NNIRUGMUVMJVDYN6MK
NTHOKJGNVHIJHNQVUVMJVD$
LMHV
RMGKYN
NKNYNLLMJNV
YN
NKNMNSZM
3
Y\N6IGG OVRGNE=
1
vykSfdd lsodkbZ
YN5HNGVRMQNXIR
RNOKGV`NMNLIR YN5HNGNY\N6IGGGN=
J6D$ RV Y\N6IGG GNNV=D GV HNH OV LIR YN5HN GV 2I'U5R@
PLI/)NIU YN6M ONH)N= GV L]G9KGMN N L][9 GMXN J6$ \NV[
LMHV
RMGNVQV>NXNÊSNJUVJ6D$RVLMHV
RMGKO3SNE=@ONH)N=YN6M
L]VHGNVWNXXVJVUTPOGVON)N+NVD9GMXNSNJUVJ6D$LMHV
RMYLXV
YNLGNVL][9GMXVGKE31NM>NUNJ6$RJYLXVYNLGNVAL]GNI
NU
GMXV GKE31NM>NUNJ6$VONGMXVGKRJE31NM>NUNJ6EOGN
GUMKGNJ6IR
RNOKGV`NMNAYN5HNGVL]G9KGMNNVDGVHNHOV$
IR
RNIONVD GV XNUV@JHDV L]+NT GV GN= GNV QV>NXV JVUT LNMQ
NK=
MJXNJ6@YXGMXNYN6MP5OTGUNGVON)NPOGKE31NM>NXN
J6@WNVIGY)NN=U@Y\N6IGGGN=J6D$G+NK G+NKJHNNIH=GUNGV
+NNROVJGJXVGKL]RCI5UM>NUVJ6DIGJHL]+NTGNV>NNVWMJVJ6DÊ
LMDUT JHPOGV JN)NGV >NNVWKÊXJKD J6D$WMKXJKD J6 IGJ
FNEF\GNQCI9GNVNJNV$FNEF\JHDVL]NV5ONJXQVUKJ6IGJHL]+NT
GK >NNVW GMVD YN6M POGV F\ GNV +NK >NNVWVD$ LIR
NN/ JHVD
L]NV5ONJXQVUNJ6IGJHPOGVYQa+NTUGNHNVDGNYXGMVD$+NWX
GKLT/UGOVEXYXT31VQNVDLMIRSNMGMVD
Hktu 105%1&4
1 ;gksok dk èkU;okn djks] mlls izkFkZuk djks] ns'k ns'k ds yksxksa esa
mlds dkeksa dk izpkj djks!
2 mlds fy;s xhr xkvks] mlds fy;s Hktu xkvks] mlds lc
vk'p;ZdeksZa ij è;ku djks!
3 mlds ifo= uke dh cM+kbZ djks( ;gksok ds [kksft;ksa dk ân;
vkufUnr gks!
4
GN=/)N\ GV
NN
RU IONDU
4 ;gksok vkSj mldh lkeFkZ dks [kkstks] mlds n'kZu ds yxkrj [kksth
cus jgks!
JHNMVqN8RNQQVXVGVY\NRNYN6ML]+NTGVI\[NXVGVY\NRN@
JHVDPOGVGNNV=DGVIRNHVDFUNXNJ6YN6MPOGVYQa+NTUGNNV=DGN
F>NNXGMXNJ6$L]+NTGKJHNMK>NNVWHVD@JHVDL]NV5ONJXIQN[NJ6
IGJHPOGVHT>NY)NN=UQ
N=XYN6MF\GV>NNVWKFXVD$
Hktu 111%1&3
1 ;kg dh Lrqfr djksA eSa lhèks yksxksa dh xks"Bh esa vkSj e.Myh esa Hkh
lEiw.kZ eu ls ;gksok dk èkU;okn d:axkA
2 ;gksok ds dke cM+s gSa] ftrus muls izlé jgrs gSa] os mu ij è;ku
yxkrs gSaA
3 mlds dke foHkoe; vkSj ,s'o;Ze; gksrs gSa] vkSj mldk èkeZ lnk
rd cuk jgsxkA
L]+NTGVGN= RJOFYN6ML]5VGGN=WNVRJGMUNJ6
HJNXJ6D@IWXHVDYN
SS=GH=@YN5HNGVRMQNX@SD[NEND@IS8JYN6M
ONH)N=GVGNHYNIQGNOHNRV
NJ6$WNVLMHV
RMGVONH)NK=GNHNVD
GNYNXDQP%NUVJ6D@RVPXGNYqXGMUVJ6D$+NWXODIJUN
HVDNX\[NUVJ6DÊJ
N&QXGVR\U\N
NXV@>NNVWXV@YN6MLZ1UN1
GMXVGKG<LXNM>NUNJ6@FI<GHND[XV@YXTOMNGMXV@LK1NGMXV
YN6MFNM FNMHND[XVGNY)N=+NKM>NUNJ6$WNVLMHV
RMGVGNHNVD GN
YNXDQP%NUVJ6D@RVPOGVGNHNVDGNYqXGMUVJ6DYN6MPOGVGNHNVD
GNYXTOMN+NKGMUVJ6D$RVYN6MLNXNSNJUVJ6D+NWX GV
YXTONM@POGVGN=@POGKHJNXUN@L]UNL@YNQMYN6M[N6MRGNV
L][9GMUVJ6D
QNcQXVLMHV
RMGVI\YLXK\N\ONYN6M,NO2'UGK@
U)NNLMHV
RMGKONH)N=YN6MHIJHNQV>NXVGKYLXKE31N+NKL][9
GK$JVLMHV
RM@UZHVMNE=
RMJ6@H6DUT!V5XOVZDZD[NOZ>NKYN6M
5
Y\N6IGG OVRGNE=
IXW=\cOM+NZIHLM@HVMNHXUVMN,NONJ6@HVMN
NMKMUVMNYIU
YI+N\NNKJ6$EOL]GNMOVH6DXVLIR /)NNXHVDUTT!LMQCI9GK@IG
UVMKONH)=YN6MHIJHNGNVQV>NZDÊÑ+NWXODIJUN Ð$JHVDYN6M
YIqNGNE=OVPOVSNJXNJ6U)NNJHNMVWKRXHVDPOGKONH)N=GVGN=
GKYIqNGNE=GKSNJM>NXNJ6$
EOYqNHDVJHGT1O3SNENVDGNY8RVNNGMUVJ6DUNIG
Y\N6IGGGVI\JHNMKE31NGNVL]NV5ONJXL]N,UJNV$
;h'kq dh lsodkbZ
LIR
NN/ OVJHOH!UVJ6DIGL]+NTK
NTHOKJ_ILLMHV
RM)NN@
I4M+NKRJHXTGVLHVD LC)RKLMS\N@POXVYLXVYNLGNVHXT
GKOKHNYNVDOVOKIHUGMIQN$WFPOXVYLXKOVRGNE=YNM(+N
GK@UFPOXV"NNVNNNGKIGL]+NTGNYN5HNPOLMJ6YN6MPOVL]SNM
GMXV@SD[NE=QVXVYN6M1T9GNMNL]QNXGMXVGVI\YI+NNVGIGN
[N J6 Ñ\ZGN Ð$ YLXK OVRGNE= GMUV OH POXV J
GFZ\IGNIGWNVGT1+NKRJGMMJN)NN@LIR YN5HNGKONH)N=
OV )NNÑH5UKÐ$LIR
NN/ +NKGE= /)NNXNVD HVD EOFNUGNV
L]HNINUGMUNJ6IGL]+NTK
NTLIR YN5HNGKONH)N=OVOVRNGMUN
)NN
ywdk 4%14
fQj ;h'kq vkRek dh lkeFkZ ls Hkjk gqvk xyhy dks ykSVk] vkSj mldh
ppkZ vklikl ds lkjs ns'k esa QSy xbZA
izsfjrksa ds dke 10%38

fd ijes'oj us fdl jhfr ls ;h'kq ukljh dks ifo= vkRek vkSj lkeFkZ
ls vfHk"ksd fd;kA og HkykbZ djrk] vkSj lc dks tks 'kSrku ds lrk,
gq, Fks] vPNk djrk fQjk( D;ksafd ijes'oj mlds lkFk FkkA
6
GN=/)N\ GV
NN
RU IONDU
bczkfu;ksa 2%3&4
3 rks ge yksx ,sls cM+s m)kj ls fuf'apr jgdj dSls cp ldrs gSa]
ftldh ppkZ igys igy izHkq ds }kjk gqbZ] vkSj lquusokyksa ds }kjk gesa
fu'p; gqvk\
4 vkSj lkFk gh ijes'oj Hkh viuh bPNk ds vuqlkj fpUgksa] vn~Hkqr
dkeksa] vkSj ukuk izdkj ds lkeFkZ ds dkeksa] vkSj ifo= vkRek ds
ojnkuksa ds ckaVus ds }kjk bldh xokgh nsrk jgkA
PNMGNJF0NODQV
N@IWOGK"NNVNNNL]+NTK
NTXVGMXN
YNM(+NIGN@POGV ON)NIS8J@SH5GNM@YN
S=GH=@YN6MLIR
YN5HNGV RMQNXNVD GNL]Q
N=X)NN$/RD L]+NK
NT HOKJXV LIR
YN5HNGKON(N)N=OVOVRNGKYN6MYN5HNGVRMQNXNVDGNVL][9IGN$
vki lkeFkZ ikvksxs

L]+NTK
NTXVRSXIQNIGWNVPOLMIR
RNOGMUVJ6D@RVONH)N=
LND[V$POXVGJNIGPXHVDOVWKRXW\GKXIQNDFJIXG\V[K@
WNVLIR YN5HNGVGN=GNP<\V>NGMUN)NNÑZJ8XN Ð$
POXVGJNIGRVPXGNHNVDGNVGMDV[VWNVPOXVIG)NVYN6MPXOV
+NKF0VGNH'NVDIGRJILUNGVLNOWNXVRN\N)NNÑZJ8XNÐ$
ILUNGVLNOWNXVGVFNQ@WNVHJ5RLZN=GNHPOXVIGNRJ)NN
LIR YN5HNGNV+NVWXNÑL]VIMUNVDGVGNHÐ$POXVGJNIGRJ
YLXVYXTNINVDGNVLIR YN5HNHVFLIU/HNQV[N@UNIGRVPOGV
[RNJFXXVJVUT/R[=OVONH)N=LNOGVDÑL]VIMUNVDGVGNH@\ZGN
Ð$
mls nwljksa dks nsa

L]+NTK
NTXVYLXVLJ\VSV\NVDGNVYN.NQK)NKIGRVPXFNUNDVGNV
QZOMNVDUGLJTDSND@RJOFGT1WNVPOXVP8JVDIO>NNN)NNÑH5UK
ÐIWOHVDY\N6IGGOVRGNE=
NNIH\JNV[KÑH5UK Ð$
7
Y\N6IGG OVRGNE=
YUJHJYN
RNOXLNOGUVJ6DIGFNMJSV\NVDXVYN6MLJ\VSV\NVD
XVL]NMI(+NGG\KIONGVXSV\NVDGNVPXONMKFNUNVDGNVIO>NNN@
L]I
N^NNIQNYN6MP8JVD \NV[NVD UGLJTDSNNIWXGNP8JNVDXV LN\X
IGN)NNYN6MSD[NENVD@1T9GNMVGVGNHNVD@IS8JNVD@YQa+NTUGNNV=DYN6M
ONH)N=GVGNHNVDHDV2I'U[UMKIUOVGN=IGN)NN$
izkjfEHkd dyhfl;k
L]VIMUNVD GV GNHNVD GK LT/UG GNV LXV GV `NMN@ JH QV>NUV J6D IG
IL8UVGT/UGVIQXOVYNM(+NGMPOGVFNQ+NKL]NMI(+NGG\KION
LIR YN5HNGKONH)N=HVDS\UKMJK$P8JNVDXVY\N6IGGFNUNVDGNV
L][9IGNYN6MPXGNYXT+NRLNN$HN FNMJL]VIMUNVDXVJKXJKD@
LMDUT Y8SV\NVD XV +NKYLXV WKRXNVD GV `NMNIS8J@SH5GNMYN6M
ONH)N=GVGNHL][9IG$
L]IV MU
vkSj izsfjr cM+h lkeFkZ ls izHkq ;h'kq ds th mBus dh xokgh nsrs jgs
vkSj mu lc ij cM+k vuqxzg FkkA
I/U4XTO@
N\VHGKG\KIONHVDOJNG
fLrQuql vuqxzg vkSj lkeFkZ ls ifjiw.kZ gksdj yksxksa eas cM+s cM+s
vn~Hkqr dke vkSj fpUg fn[kk;k djrk FkkA
I4I\,LTO@
N\VHGKG\KIONHVDOJNG
izsfjrksa ds dke 8%5&8
5 vkSj fQfyIiql lkefj;k uxj esa tkdj yksxksa eas elhg dk izpkj
djus yxkA
6 vkSj tks ckrsa fQfyIiql us dgha mUgsa yksxksa us lqudj] vkSj tks
fpUg og fn[kkrk Fkk mUgsa ns[k ns[kdj] ,d fpÙk gksdj eu yxk;kA
8
GN=/)N\ GV
NN
RU IONDU
7 D;ksafd cgqrksa esa ls v’kq) vkRek,a cM+s 'kCn ls fpYykrh gqbZ fudy
xbZa] vkSj cgqr ls ydos ds ekjs gq, vkSj yaxMs+ Hkh vPNs fd, x,A
8 vkSj ml uxj esa cM+k vkuan gqvkA
vKkr f'k";
3 'kkÅy dyhfl;k dks mtkM+ jgk Fkk( vkSj ?kj ?kj ?kqldj iq#"kksa
vkSj fL=;ksa dks ?klhV ?klhVdj cUnhx`g esa Mkyrk FkkA
4 tks frÙkj fcÙkj gq, Fks] os lqlekpkj lqukrs gq, fQjsA

19 blfy, tks yksx ml Dys’k ds ekjs tks fLrQuql ds dkj.k iM+k
Fkk] frÙkj fcÙkj gks x, Fks] os fQjrs fQjrs Qhuhds vkSj dqiqzl vkSj
vUrkfd;k esa igaqps( ijarq os ;gwfn;ksa dks NksM+ fdlh vkSj dks opu
u lqukrs FksA
20 ijarq muesa ls dbZ dqizqlh vkSj dqjsuh Fks] tks vUrkfd;k esa vkdj
;wukfu;ksa dks Hkh izHkq ;h'kq ds lqlekpkj dh ckrsa lqukus yxsA
21 vkSj izHkq dk gkFk mu ij Fkk] vkSj cgqr yksx fo’okl djds izHkq
dh vksj fQjsA
LJ\V UKO RNNV=D UG N POOV YIqNG OH UG@ L]NMI(+NG
G\KIONGVLNOGVR\LTMNXVIXHGNLIR
NN/ YN6MHN6I>NG
/RLHVDOTOHNSNMGKLT/UGVDÑW6ONIGJHWNXUVJ6DÐ)NKDWNVP8JVD
PXL]VIMUNVD`NMNIO>NNE=[E=)NKDWNVK
NTGVON)NS\UV)NV$qNKMV qNKMV
OTOHNSNMGKLT/UGVD YN6MLI NDI\>NK[E=D YN6MIRI+N8XG\KIONYNVD
GNVON6DLQK[E=D$PXGVLNORVONMVODONqNX@L]I
N^NN@YN6MONHI[]ND
XJKD )NKD WNV YNWJHNMV LNOPL\&qNJ6D$YN6MI4M+NKY\N6IGG
OVRGNE= ONHN8)NK L]5VGIR
RNOKYN5HNGKONH)N= HVD GN=
GMXVJVUTNV;L]UKUJNVUN)NN$
9
Y\N6IGG OVRGNE=
vkt ds fo'oklh
RJ L]5VG FNU WNV L]+NT K
NT XV IR
RNIONVD GV IRN HVD GJK@
G\KIONE= T[ GV O+NK IR
RNIONVD GV I\ )NK$ POXV YLXK
L]IU.NYNVDGVI\ON6RNNV=DGKYDIUHIU)NKIXqNN=IMUXJKDGK$
L]+NTGV[RNJFXXVJVUTLIR YN5HNGKL]IU.NYNWJHNMVI\
J6ÑL]VIMUNVDGVGNH@L]VIMUNVDGVGNH Ð$
JL]IU.NIGWNVPOHVDIR
RNOGMUVJ6D@PXGNHNVDGNVGMDV[V
WNV POXV IGYN6MPXOV +NKF0V GNHGMVD[V@YNW+NKO5J6
ÑZJ8XNÐ$POLMIR
RNOGMXVRN\NVDHVDWNVIS8JJNVXVRN\V
)NV QT9N5HNYNVD GNVIXGN\XN@XE=+NNNNYNVD HDV FNV\XN@IRN6\V WKRWDUY
T NVD
GVGN9XVOVOTM^NN@[\UKOV"NNUGLQN)NNV=DGNV>NN\VXVOVOTM^NN@
FKHNMNVDGNVSD[NGMXVJVUTPXLMJN)NM>NXN VONMKFNUVDYNW
PISUJ6DYN6M"NI9UJNVMJKJ6ÑHMGTO Ð$
YN5HN GV Y\N6IGG L]G9KGMN Ñ GTIMI8)NNVD HVD

YN5HNGVRMQNXÐYNWGKG\KIONHDV+NKJ6D$IQGNVE=FKHNMJNV
UNVRJL]NSKXGNVFT\NUNIGRJPOGVIOMLMUV\\[NGML]+NT
GVXNHHVDPOVYI+NNVGGMVYN6MPOGVI\L]N)N=XNGMVJYN.N
YNW+NKG\KIONHVDJ6ÑNGZF Ð$
JHVONGNVE= IS8JXJKD QV>NLNUV IWOHDV K

NT XV NPOGV
L]VIMUNVDHDVOVIGOKXVGJNJNVIGVY\N6IGGGN=RNLO\VI\
[J6D$EOI\YNWIR
RNOK@L]+NTK
NTHOKJGVXNHHVDYN6MLIR
YN5HNGKONH)N=GV`NMNY\N6IGGGNHNVDGNVLNXVYN6MP8JVDL][9
GMXVGKYLV^NNGMOGUNJ6$
10
GN=/)N\ GV
NN
RU IONDU
tc loZfl) vk,xk
GYXT31VQIWOGNPLNV[G+NK G+NKY\N6IGGFNUNVDGKOHNI,U
IU)NKGKG<LXNGNVOH)N=XQVXVGVI\IGNWNUNJ6GTIMI8)NNVD
HVDLNNWNUNJ6$
JHPOVQV>NVD
1 dqfjfUFk;ksa 13%9&13
9 D;ksafd gekjk Kku vèkwjk gS] vkSj gekjh Hkfo";}k.kh vèkwjhA
10 ijarq tc loZfl) vk,xk] rks vèkwjk feV tk,xkA
11 tc eSa ckyd Fkk] rks eSa ckydksa ds leku cksyrk Fkk] ckydksa dk
lk eu Fkk] ckydkas dh lh le> Fkh( ijarq tc fl;kuk gks x;k] rks
ckydksa dh ckrsa NksM+ nhaA
12 vc gesa niZ.k esa èkqaèkyk lk fn[kkbZ nsrk gS( ijarq ml le; ge
vkeus lkeus ns[ksaxs] bl le; esjk Kku vèkwjk gS( ijarq ml le; ,slh
iwjh jhfr ls igpkuwaxk] tSlk eSa igpkuk x;k gwaA
13 ij vc fo’okl] vk’kk] izse ;s rhuksa LFkkbZ gSa] ij buesa lc ls
cM+k izse gSA
GTIMI8)NNVDGVRSXHVD@LN6\TOJHVDFUNUNJ6IGJHHN
YqNTMKÊ+NIR`NNKGMUVJ6D$LMHV
RMJHLMJMGFNUL][9XJKD
GMUN$JHYNDI
NGLOV+NIR`NNKGMUVJ6DNLMHV
RM`NMNJH
LML][9GK[E= WNXGNMKGNG+NN[$JL]GN
NXGV O+NK
RMQNXNVDYN6MYN5HNGVO+NKRMQNXNVDGVGN=GVIRNHVDOSJ6$
YN5HNGNL]5VGRMQNXJL]G9KGMNJHNMVYOKIHULMHV
RMGV
YN6MWNVGT1RJJ6POGVYD
NN+NN[GKHN GYI+N2I'UJ6$
POGVFNQGTIMI8)NNVDHVD@LN6\TOJHVDFUNUNJ6IGWNV
YqNZMNJ6@Y)NN=UYN5HNGV RMQNX@RV UFOHN,UJNV WND[V WF
OR=IOYNWN[N$ÊGT1\NV[NVDXVWNVOR=IOJ6ÊGNPLNV[
11
Y\N6IGG OVRGNE=
FNEF\GN@O(LZN= LIR
NN/ GNP<\V>NGMXV JVUT IGNJ6$
LIR
NN/ IOJ6EOY)N=OVIGLIR
NN/ ÑFNEF\ÐYSZG@
LMHV
RMGNE=
RML]VIMURSXJ6$LMDUT@GTIMI8)NNVDHDV@LN6\TO
/L9LOVFUNUNJ6IGRJIGOFNUGNP<\V>NGMMJNJ6$
GTIMI8)NNVDHVD@WNVOR=IOJ6POGNJHNMVI\GTIMI8)NNVD
HVD/L9KGMNIGN[NJ6@WFJHPOVYNHXV ONHXVQV>NVD[V
YN6MPOV R6OV JKWNXVD[V W6ONJHWNXV [J6D$L]VIMUZJ8XN+NK
I\>NUNJ6JHWNXUVJ6DIGWFRJL][9JNV[N@UFJH+NKPOGV
OHNXJNVD[V@'NVDIGPOGNVR6ONJKQV>NVD[VW6ONRJJ6ÊÑZJ8XN
Ð$YUWNVOR=IOJ6ÊRJEOGNMNFNEF\GVODG\XGN
P<\V>NXJKDGMUN@LMDUTIXI
SULOVJHNMNP<\V>NGMUNJ6WNV
POV YNHXV ONHXV QV>NVD[V$
EOIRNHVDIRSNMGMVDfd opu tks nsgèkkjh gqvk] vFkkZr

izHkq ;h'kq elhg] mlus viuh lalkfjd lsodkbZ esa vkRek ds
vfHk"ksd esa lsodkbZ dhÑ\ZGN @L]VIMUNVDGVGNHÐ$
UNVJHVDI\I>NURSXGKOVRNGMUVOH@IGUXNYIqNGYI+NNVGLM
YN6MYN5HNGVY\N6IGGL]G9KGMNNVDLMIX+N=MMJXNSNIJ$
L]VIMULN6\TOLTMNXVIXHGVRSXNVDGNVWNXUN)NN$POGVLNO
RVL]GN
NX+NK)NVWNVPOXVJHNMVI\YLXKLI NVDHVDI\>NVJ6D@YN6M
I4M+NKRJLIR YN5HNGKONH)N=LMIX+N=MJNVGMOVRNGMUN)NN
YN6MPOLMLZN=LOVIX+N=M)NNÑGTIMI8)NNVD Ð$
blfy, vkRek ds dk;Z ds lkFk opu lekIr ugha

gksrkAFI<Gopu vkSj vkRek ,d lkFk feydjLMHV
RMGV
LT GVLHVDK
NTHOKJGK[RNJKQVUVJ6D$[RNJKQVXVRN\VUKX
J6D YN5HN@YN6MLNXK@YN6M\NVJZYN6MUKXNVDGJKFNULMO(HU
JD6ÊÑZJ8XN@Ð$
12
GN=/)N\ GV
NN
RU IONDU
vlyh cuke udyh
Y\N6IGGYI+N2I'UNVD@IR
NVNGMLIR YN5HNGV L]G9KGMNNVD GV
IRNHVDGT1\NV[NVD`NMNQZOMNYN^NVLJI\NWNUNJ6IGXG\K
YI+N2I'UND+NKJNVUKJ6D@A
N6UNX+NKEXFNUNVDGNVGMUNJ6$ RVIRRNQ
GMUVJ6DIG
N6UNX+NKVOVY\N6IGGGN=GMUNJ6@YUJHVDYN5HN
GVRN/UIRGL]G9KGMNNVDHVDOJ+NN[KXJKDJNVXNJ6$
FNEF\FUNUKJ6IG
N6UNX+NK!Z%VN1\LZN=IS8JYN6MSH5GNM
GMUNJ6$
2 fFkLlyquhfd;ksa 2%9
ml vèkehZ dk vkuk 'kSrku ds dk;Z ds vuqlkj lc izdkj dh >wBh
lkeFkZ] vkSj fpUg] vkSj vn~Hkqr dke ds lkFk]
13 D;ksafd ,sls yksx >wBs izsfjr] vkSj Ny ls dke djusokys] vkSj
elhg ds izsfjrksa dk :i èkjusokys gSaA
14 vkSj ;g dqN vpEHks dh ckr ugha D;ksafd 'kSrku vki Hkh
T;ksfreZ; LoxZnwr dk :i èkkj.k djrk gSA
15 blfy, ;fn mlds lsod Hkh èkeZ ds lsodksa dk lk :i èkjsa] rks
dqN cM+h ckr ugha] ijarq mu dk vUr muds dkeksa ds vuqlkj gksxkA
IWOL]GNMIR
RNOKYN
S=GHNV=DGNVJNVUVJTQV>NXVGVI\
LMHV
RMGVMN7GKONH)N=YN6MLIR YN5HNGVYI+NNVGGNVL]N,U
GMUVJ6D@POKL]GNM@\NV[!Z%VIS8JYN6MSH5GNMNVDGNVGMXVGVI\
QT9N5HNGK
NI'UGNVL]N,UGMOGUVJ6D$LMDUT@JGNMNXJKDJ6
IGJHIS8JYN6MSH5GNMNVDGNVGMXNFDQGMQVD$RN/URHVD@JJHV
LMHV
RMGKYN6MONH)N=GNVL][9JNVUVJTQV>NXVJVUTYN[VFXVGV
I\L]NV5ONIJUGMXVLN$
13
Y\N6IGG OVRGNE=
udyh pyu
JHNMVL]IUIQXGVWKRXHVDWNVGT1JNVUNJ6POGNPLNV[GMUVJT
JHEOGKYNVMR/UTLMGQCI9OV QV>NDV$\NV[XG\KGNIXHN=N
GMUV J6D EOGNGNMNYO\KGNHZ<J6$PQNJMNGV UN6MLM@
XG\KS\XGV IRNHVD ONVSVD@JIR
RGV JHNMV +NN[HV GN4K
L]SI\UJ6$\NV[XG\KL6ONFXNUVJ6D'NVDIGYO\KGNHZ<J6$
XG\KGNVVOVFXNNWNUNJ6IGRJ)NNO(+NRYO\KJK
IQ>NNE= QV@UNIGRJYNONXKOV LG0NXWN$R/UTU@IWUXN
YIqNGHZ<JNV[N@PUXNYIqNGL]NOXG\KGNVYO\KGVIF<GT\
OHNXFXNXVGVI\IGNWN[N$XG\KYO\KGNHZ<GHXJKD
GMUNFI<GRJYO\KGVHZ<GNVYN6MFNUNJ6$XG\KS\X
J6EOI\JHONMVYO\KIO'GNVDGNV4VDGXJKDQVUVJHYO\KGNV
OTMI^NUM>NUVJ6DYN6MJHXG\KLMXWMM>NUVJ6DYN6MPXOVFSUV
J6D$R/UTUXG\KXNV9NVD GNIXHN=NGMXV RN\V LG0V WNUV J6D YN6M
Q0 LNUV J6D$ POK UMJ@ JHVD LMHV
RM GV O3SV GN= GNV WNV
Y\N6IGGGNL]Q
N=XGMUVJ6D@GVR\EOI\J9NXNXJKDJ6'NVDIG
YDqNGNM GK
NI'UNVD `NMN XG\K GN IXHN=N IGN WN MJN J6$
XG\KGNVLJSNXXVGNP5UHHN[=J6YO\KHVDLZN=OV0ZFWNXN$
WFJHWNX\VUVJ6DIGYO\KIR/UCULOVG6OVIQ>NNE=QVUNJ6@
UFJHXG\KGNVF0KYNONXKOVLJSNXOGUVJ6D$qNNV>NN>NNXV
RN\VRV\NV[JNVUVJ6DWNVIR/UCULOVXJKDWNXUVIGYO\KG6OV
IQ>NNE=QVUNJ6$
O(LZN=FNEF\HVD JHQV>NUVJ6D IGLMHV

RMGVOVRG+NIR`'UNYNVD
GNVLMHV
RMGKO3SKONH)N=L][9GMXNL0UN)NN@VOVRNUNRMNNVD
HVDWJNDLMQZOMV+NK
N6UNXK
NI'UNVDGKONH)N=OVR6OVJKIS8JYN6M
SH5GNMGMUV)NV$WNQZE=
NI'UNDR6OVJKGN=GMMJKJ6DGVR\EO
14
GN=/)N\ GV
NN
RU IONDU
GNMNOVLMHV
RMXVYLXVOVRGNVDGNVY\N6IGGIS8JYN6MSH5GNM
GMXVOVGWNXVGVI\XJKDGJN$FI<G@LMHV
RMXVFNM FNM
JIQ>NNIQNIGPOGVOVRGNVDGV`NMNGN=GMXVRN\KPOGK
ONH)N=YDqNGNMGKONH)N=OVYIqNGFGMJ6$
ewlk vkSj felz ds tknwxj
HZON@IWOGKLMRIM
NI4MN6XGVMNWQMFNMHVDJTE=)NK@PX
NI'UNVD
OVLIMISUJNV[NWNVIHO]GV9NVXNGMXVRN\VYN6MWNQZ[ML][9GMUV
)NV$WFLMHV
RMXVHZONGNVI4MN6XGVONHXVWNXVGKYN.NQK@UF
L]+NTXVHZONGNVU6NMIGNIGRJPOGVJN)NGK\N%KOVY\N6IGG
GNNV=DGNVL][9GMV$
fuxZeu 7%8&12
8 fQj ;gksok us] ewlk vkSj gk:u ls bl izdkj dgk]
9 fd tc fQ+jkSu rqels dgs] fd vius izek.k dk dksbZ peRdkj
fn[kkvks] rc rw gk:u ls dguk] fd viuh ykBh dks ysdj fQ+jkSu ds
lkeus Mky ns] fd og vtxj cu tk,A
10 rc ewlk vkSj gk:u us fQ+jkSu ds ikl tkdj ;gksok dh vkKk
ds vuqlkj fd;k( vkSj tc gk:u us viuh ykBh dks fQ+jkSu vkSj
mlds deZpkfj;ksa ds lkeus Mky fn;k rc og vtxj cu xbZA
11 rc fQ+jkSu us if.Mrksa vkSj Vksugk djusokyksa dks cqyok;k( vkSj
felz ds tknwxjksa us vkdj vius vius ra= ea= ls oSlk gh fd;kA
12 mUgksaus Hkh viuh viuh ykBh dks Mky fn;k] vkSj os Hkh vtxj
cu x,A ijarq gk:u dh ykBh mudh ykfB;ksa dks fuxy xbZA
OFOVLJ\NYN
S=GH=WNVHZONXVIGN@POGKXG\IHO]
GVWNQZ[MPXGK
N6UNXK
NI'UNVDGKOJNUNOVGMLN$WFIG
HZONEOFNUGVI\U6NMXJKD)NN@LMDUTLMHV
RMYSI(+NUXJKD
JTYN$LMHV
RMGVLNOJIQ>NNXVGKNVWXNLJ\VJK)NKIGHZON
GKONH)N=WNQZ[MNVD`NMNGN=MUONH)N=OV-V%)NK$HZONGK\N%K
XVY8\NI%NVDGNVIX[\I\N$
15
Y\N6IGG OVRGNE=
IHO]GVWNQZ[MY[\VQNVYN
S=GH=GMLNWNVHZONXVIG)NV
XQKGNV\JZHVDFQ\QVXNÑIX[=HXÐYN6MXQKOVHVDGNVDGNV
IXGN\GM+NZIHGNV+NMQVXNÑIX[=HXÐ$qNXQVD@LMHV
RM+N+NKU
XJKDJTYNIGWNQZ[M+NKRJKSH5GNMGMMJV)NV$LMHV
RMXVHZON
GNV POGK GN=IRIqN FQ\XV GV I\ N QZOMN GNVE= UMKGN N
UGXKGYLXNXV GNL]NOGMXV GV I\XJKD GJN$LMHV
RMXV
Y[\VYN
S=GH=GKYNVMHZONGKY[TRNE=GK$WNQZ[MHZON`NMN
IG[LJ\V UKXYN
S=GHNV=D GKXG\GMLN@LMDUT YLXK
N6UNXK
NI'UGKOJNUNOVRVPUXNJKGMLN$EOOVLMVRVHN
Q
N=GFXVMJVYN6MP8JVDJGFZ\GMXNL0NIGLMHV
RMGNJN)N
HZONLMJ6$LMHV
RMGKONH)N=
N6UNXGVGNNV=DOVGJKDYIqNG-V%
)NK$
fuxZeu 8%18&19
18 rc tknwxjksa us pkgk fd vius ra= ea=ksa ds cy ls ge Hkh
dqVfd;ka ys vk,a] ijarq ;g muls u gks ldkA vkSj euq";ksa vkSj
i'kqvksa nksuksa ij dqVfd;ka cuh gh jghA
19 rc tknwxjksa us fQ+jkSu ls dgk] ;g rks ijes'oj ds gkFk dk dke
gSA rkSHkh ;gksok ds dgus ds vuqlkj fQ+jkSu dk eu dBksj gksrk x;k]
vkSj mlus ewlk vkSj gk:u dh ckr u ekuhA
JHNMV I\JND LMGOFGJ6$GVR\EOI\IGXG\K

GNHIGWNMJVJ6D@JHK
NTGVXNHHVDSD[NEND@1T9GNMN@IS8J
YN6MSH5GNMGMXNFDQXJKDGMUV$JHVDODONMGNVJIQ>NNXVGK
WMU J6 IG LMHV
RM GK ONH)N= YDqNGNM GK
NI'UNVD OV GJKD
YIqNG-V%J6$
,fy¸;kg vkSj cky ds Hkfo";}Drk
I\ÃNJVOV OHHVD WKMJN)NNWFFN\GV +NIR`'UNYN6M
Y
NVMNGV+NIR`'UNYNVDGNVMNWNYNJNFYN6MPOGKL5XKE=WFV\
GN OH)N=X )NN$ MNXK E=WFV\ XV FNRN QVXV GV GNMN LZMN QV
N
16
GN=/)N\ GV
NN
RU IONDU
HZIU=LZWNYN6MWNQZ9NVXVOV2N,U)NN$I\ÃNJXVL]+NTGKY[TRNE=HVD@
GHV=\LR=ULMEX+NIR`'UNYNVDGNVSTXN6UKQKÑMNWNÐ$IQX
\XVLM@I\ÃNJGKONQ[KLZN=L]N)N=XNGVL]IUP5UM/RL@/R[=
OVYN[PUMYNE=YN6MPOXVFI\QNXYN6MRVQKQNVXNVDGNV+N/HGM
IQN$!Z%V+NIR`'UNVONXJKDGMLN)NV$YF\NV[NVDXVQ0RU
IGNYN6MYD[KGNMIGNIGL]+NTJKOSHTSLMHV
RMJ6
1 jktk 18%37&39
37 gs ;gksok! esjh lqu] esjh lqu] fd ;s yksx tku yssa fd gs ;gksok]
rw gh ijes'oj gS] vkSj rw gh mudk eu ykSVk ysrk gSA
38 rc ;gksok dh vkx vkdk'k ls izxV gqbZ vkSj gksecfy dks ydM+h
vkSj iRFkjksa vkSj èkwfy lesr HkLe dj fn;k] vkSj xM+gs esa dk ty Hkh
lw[kk fn;kA
39 ;g ns[k lc yksx eqag ds cy fxjdj cksy mBs] ;gksok gh ijes'oj
gS] ;gksok gh ijes'oj gSA
JHOSHTSVOVOHHVDWKMJVJ6DWFLMHV
RMG\KIONLM
YLXNLIR YN5HNP0V\MJNJ6$JOSJ6IGGE=!Z%VHOKJK@
!Z%V +NIR`'UNJ6D YN6MQT9N5HNYNVD GKI
N^NND QV
NHVD L]SI\UJ6D@
POKOHJ+NKOSJ6IGLMHV
RMGKONH)N=GNVL][9GMXVGK
YNR
GUNEOOHLJ\VOVYIqNGJ6$\NV[NVDGNVJQV>NXVGK
WMUJ6IGL]+NTYN6MPOGKHIJHNL][9JNV@UNIGRVIXODQVJL
OVWNXDVIGIWOL]+NTK
NTHOKJGNJHL]SNMGMUVJ6D@RJOSHTS
LMHV
RMJ6
;h'kq dh lsodkbZ
K
NT LM+NK!Z%NYNMNVL\[NNWNUN)NNIGRJQT9N5HNYNVD GV
YIqNGNMKFV\WFZFGKOJNUNOVYLXVGNHNVDGNVGMUNJ6$EOOV
JHVDJIQ>NNE=QVUNJ6IGK
NTGVOHGVQN6MNX+NK9NVXNGMXV
RN\V@WNQZ[MYN6MUD HD GMXVRN\VQV
NHVD)NVYN6MSD[NENDYN6M
17
Y\N6IGG OVRGNE=
SH5GNMGMUV)NV$LMDUT@L]+NTK
NTHOKJXVYLXKOVRGNE=GNUMKGN
XJKDFQ\NYN6MSH5GNM@IS8JYN6MYN
S=GH=GMXNXJKD1NV0N$
RJQT9N5HNYNVDGNVIXGN\UNJ6JGJUVJTRJLMHV
RMGKONH)N=
GNVL][9GMUNMJNIWOOVJIQ>NNE=QVUNJ6IGYN5HNGKONH)N=
N6UNXGKONH)N=OVYIqNG-V%)NK$RJHOKJJ6EOFNUGVL]HNN
GVLHVDPOXVPOGV`NMNIG[Y\N6IGGGNHNVDGKYNVMODGVU
IGN$
eRrh 12%24&29
24 ijarq Qjhfl;ksa us ;g lqudj dgk] ß;g rks nq"VkRekvksa ds
ljnkj 'kSrku dh lgk;rk ds fcuk nq"VkRekvksa dks ugha fudkyrkAÞ
25 mlus muds eu dh ckr tkudj muls dgk] ßftl jkT; esa QwV
gksrh gS] og mtM+ tkrk gS] vkSj dksbZ uxj ;k ?kjkuk ftl esa QwV gksrh
gS] cuk u jgsxkA
26 ßvkSj ;fn 'kSrku gh 'kSrku dks fudkys] rks og viuk gh fojksèkh
gks x;k gS( fQj mldk jkT; dSls cuk jgsxk\
27 ßHkyk] ;fn eaS 'kSrku dh lgk;rk ls nq"VkRekvksa dks fudkyrk gwa]
rks rqEgkjs oa’k fdl dh lgk;rk ls fudkyrs gSa\ blfy, os gh
rqEgkjk U;k; pqdk,axsA
28 ßijarq ;fn eSa ijes'oj ds vkRek dh lgk;rk ls nq"VkRekvksa dks
fudkyrk gwa] rks ijes'oj dk jkT; rqEgkjs ikl vk igaqpk gSA
29 ß;k dksbZ euq"; fdlh cyoUr ds ?kj esa ?kqldj mldk eky
dSls ywV ldrk gS tc rd fd igys ml cyoUr dks u ckUèk ys\
vkSj rc og mldk ?kj ywV ysxkA
vU; dbZ mnkgj.k
WFJHL]VIMUNVDGVGNHNVDGKLT/UGGNOHK^NNGMUVJ6D@UFJHGE=
PQNJMNQV>NUVJ6DWJNDL]+NTK
NTHOKJGVOVRGNVDGNVVOV\NV[NVDGN
ONHXNGMXNL0NWNV
N6UNXGKONH)N=OVY\N6IGGGN=GMUV)NV
• I4I\,LTOYN6MI
NHNVXWNQZ[MÑL]VIMUNVDGVGNH Ð
18
GN=/)N\ GV
NN
RU IONDU
• LN4TO9NLZLMLN6\TOYN6MI\HNOWNQZ[MÑL]VIMUNVDGVGNH
Ð
• I4I\,LKHVD LN6\TOYN6M+NNRKGJXVRN\KYN5HNOV[]IOU\0GK
ÑL]VIMUNVDGVGNH Ð
• EI4OTOHVDLN6\TOÑL]VIMUNVDGVGNH Ð
EXO+NK"N9XNYNVDHDV@L]+NTK
NTHOKJGVOVRGNVDXVJIQ>NN
IQNIGL]+NTK
NTHOKJGKONH)N=
N6UNXGKONH)N=OVGJKDYIqNG
-V%J6D$YNWJHVD+NKVONJKGMXNJ6$JHNMNLMHV
RMHJNXJ6
POGKONH)N=YDqNGNMGK
NI'UNVDOVYIqNGHJNXJ6$
dk'k eSa fo'okl u d:a\

ejdql 16%17&18
17 vkSj fo’okl djusokyksa esa ;s fpUg gksaxs fd os esjs uke ls
nq"VkRekvksa dks fudkysaxs] ubZ ubZ Hkk"kk cksysaxs] lkaiksa dks mBk ysaxs]
18 vkSj ;fn os uk’kd oLrq Hkh ih tk,a rkSHkh mudh dqN gkfu u
gksxhA os chekjksa ij gkFk j[ksaxs vkSj os paxs gks tk,axsAÞ
;wgUuk 14%12
ßeSa rqels lp lp dgrk gwa fd tks eq> ij fo’okl j[krk gS] ;s dke
tks eSa djrk gwa og Hkh djsxk] oju~ buls Hkh cM+s dke djsxk] D;ksafd
eSa firk ds ikl tkrk gwaA
G+NK G+NK@JHGT1IR
RNIONVDGNVJGJUVJTOTXUVJ6DIG
RVL]+NTK
NTHVDIR
RNOGMUVJ6D@RVLIR YN5HNGV2I'U5RYN6MGN=
HDVIR
RNOGMUVJ6D@RVFNEF\LM+NKIR
RNOGMUVJ6D LMDUTRVJ
IR
RNOXJKDGMUVIGIS8J@SH5GNMYN6MLIR YN5HNGVRMQNX
YNWJHNMVI\XJKDJ6D$G+NK G+NKRVJ+NKGJUVJ6DIGJHEX
FNUNVDLMPOUMJIR
RNOXJKDGMUVW6OVYNLGMUVJ6D$ÊJ%KG
J6$JHGQZOMVGVHUNVD GNYNQMGMUVJ6D YN6MIGOKLMWFMQ/UK
XJKD GMUV IG RV LIR YN5HN GV RMQNXNVD HVD N YN
S=GHNV=D HVD
19
Y\N6IGG OVRGNE=
IR
RNOGMDV$JHJ+NKOH!UVJ6DIGK
NTGVGNHNVDHVDI
N^NN@L]SNM@
U)NN SD[NEND@ YN
S=GH=@ IS8J YN6M SH5GNM +NK
NNIH\ )NV$
EOI\IQGNVE=Y\N6IGGLJ\ZHVDIR
RNOXJKDGMXNSNJUN@UNV
JLZN=LOVPXGNSTXNRJNV[N$LIR
NN/ JHVDFUNUNJ6IG
L]5VG2I'UGNVYLXVHXHVDLZMNLZMNIR
RNOGM\VXNSNIJ$
IS8JPX\NV[NVDGNYXTOMNGMVD[VWNVIR
RNOGMUVJ6D@YN6MIQ
YNLIR
RNOXJKDGMUV@UNVIS8JYNLGNYXTOMNXJKDGMVD[V$IQ
YNLIR
RNOXJKDGMUV@UNVYNLSD[NENDV@ONH)N=GVGNHNVD@IS8JYN6M
SH5GNMNVD GV ^NV HVD K
NT GV GNHNVD YN6MPOOV F0V GNHNVD GNV XJKD
GMVD[V$K
NTHOKJGVIR
RNOKJNVXVGVXNUV@+N\VJKJHYN5HNGV
Y\N6IGGGNHNVDGVIRNHVDOJHUXJKDJNVUV@I4M+NKJHGQZOMV
OVL]VHGMOGUVJ6D$Y)NN=U@JLT/UGPX\NV[NVDGVI\I\>NK[E=
J6WNVLIR YN5HNGVRMQNXNVDGVL]G9KGMNGVO(FDqNHVDYN5HNGV
YN6MGN=GVI\P5OTGJ6D$
xgjs esa mrj pysa!

;gstdsy 47%1&9
1 fQj og eq>s Hkou ds }kj ij ykSVk ys x;k( vkSj Hkou dh Mso<+h
ds uhps ls ,d lksrk fudydj iwoZ dh vksj cg jgk FkkA Hkou dk }kj
rks iwoZeq[kh Fkk] vkSj lksrk Hkou ds iwoZ vkSj osnh ds nf{k.k] uhps ls
fudyrk FkkA
2 rc og eq>s mÙkj ds QkVd ls gksdj ckgj ys x;k] vkSj ckgj
ckgj ls ?kqekdj ckgjh vFkkZr~ iwoZeq[kh QkVd ds ikl igaqpk fn;k(
vkSj nf{k.k vyax ls ty ilhtdj cg jgk FkkA
3 tc og iq#"k gkFk esa ekius dh Mksjh fy, gq, iwoZ vksj fudyk] rc
mlus Hkou ls ysdj] gt+kj gkFk rd ml lksrs dks ekik] vkSj eq>s ty
esa ls pyk;k] vkSj ty V[kuksa rd FkkA
4 mlus fQj gtkj gkFk ekidj eq>s ty esa ls pyk;k] vkSj ty
?kqVuksa rd Fkk] fQj vkSj gtkj gkFk ekidj eq>s ty esa ls pyk;k]
vkSj ty dej rd FkkA
20
GN=/)N\ GV
NN
RU IONDU
5 rc fQj mlus ,d gtkj gkFk ekis] vkSj ,slh unh gks xbZ ftlds
ikj eSa u tk ldk] D;ksafd ty c<+dj rSjus ds ;ksX; Fkk( vFkkZr~ ,slh
unh Fkh ftlds ikj dksbZ u tk ldrk FkkA
6 rc mlus eq> ls iwNk] gs euq"; ds lUrku] D;k rw us ;g ns[kk
gS\ fQj mlus eq>s unh ds rhj ykSVkdj igaqpk fn;kA
7 ykSVdj eSaus D;k ns[kk] fd unh ds nksuksa rhjksa ij cgqr ls o`{k
gSaA
8 rc mlus eq> ls dgk] ;g lksrk iwohZ ns'k dh vksj cg jgk gS] vkSj
vjkck esa mrjdj rky dh vksj cgsxk( vkSj ;g Hkou ls fudyk gqvk
lhèkk rky esa fey tk,xk( vkSj mldk ty ehBk gks tk,xkA
9 vkSj tgka tgka ;g unh cgs] ogka ogka lc izdkj ds cgqr v.Ms
nsusokys thotUrq th,axs vkSj eNfy;ka Hkh cgqr gks tk,axh( D;ksafd
bl lksrs dk ty ogka igqapk gS] vkSj rky dk ty ehBk gks tk,xk(
vkSj tgka dgha ;g unh igaqpsxh ogka lc tUrq th,axsA
JVWGV\OJ/ N&QKGVHDIQMGKYNVMYN6MEOHDIQMOVFJ
IXG\XV RN\K XQK GK YNVM ODGVU GMUN J6$ JH L]GNI
NURN'
YqN HVD +NKX
N\VHHVD QV>NUV J6D@ IF<\N6MGKOK
!\GUKJTE=WKRXGVW\GKGXQKWNVLMHV
RMYN6MHV(XVGV
IODJNOXOVIXG\GM@POX[MGKO0GGVFKSNVFKSFJUKJ6Ê
ÑL]GNI
NURN'Ð$JHJ+NKWNXUVJ6DIGRU=HNXOHHVD@
IR
RNOK2I'U[UUN6MLM@LMHV
RMGNHDIQMJ6@YN6MIR
RNIONVD GNV
ONHZIJGLOVLMHV
RMGNIXRNO/)NNXÑNHDIQMÐGJN[NJ6$
YN6MIR
RNOKGV YDQMOV WKRXW\GKXIQND FJUKJ6D ÑZJ8XN
ÐWNVLIR YN5HNGKPLI/)NIUYN6MONH)N=J6WNVIR
RNOK
GV `NMNL][9JNVUKJ6$EOL]GNMJND LMY+NKYN6MYNXV RN\K
OJ/ N&QKHVDYN6MX
N\VHOVLMVWNVJNVXVRN\NJ6POGVFKS
GOHNXUNJ6$
JVWGV\ GNV@ POGV Q

N=X HVD IXHDI U IGN [N IG RJ
9>NXNVEUXVW\OV"NT9XNVDUG[JMVW\HVDL]RV
NGMV@I4MGHM
21
Y\N6IGG OVRGNE=
UGYN6MPOGVFNQEUXK[JMNE=HVDL]RV
NGMVWJNDLMPOVXQKHVD
U6MXNL0N$WFJH9>NXNDVEUXK@"NT9XNVDEUXK@NGHMEUXKXQK
GK[JMNE=HDVPUMUVJ6D@UFJHNMVL6MNVDLMJHNMNIXD NJNVUNJ6WNV
HWFZUKOVWHKXLMÑXQKGVU\HVDÐWHVJNVUVJ6D$WFJHYN6M
[JMNE=HVDWNUVJ6D@UFJHYLXVYNLGNVXQKGVJN)NNVDHVDON6DLQVUVJ6D
YN6MYFXQKJHDV\VS\UKJ6$WKJND@WFJHU6MUVJ6D@UFJHVD
YLXK+NZIHGNIX+NNXNJ6@LMDUTXQKJHVDYN[V\VS\UKJ6$EOGN
PLNV[JHJQ
NN=XVGVI\GMUVJ6DIGLMH
VRMSNJUNJ6IG
JHYN5HNGVGN=GKYN6M[JMNE=HVDWND@VOV/)NNXHVDYNDWJND
JHYLXVYNLGNV1NV0QVDYN6MLMHV
RMGVYN5HNGNVYXTHIUQVDIG
RJJHVDYN6MYIqNG[JMNE=GV^NV NVDHDVYN[V\VS\V$JHHVDOVIGOK
XVLIR YN5HNGKONMK[JMNENVDGNVYN6M^NV NVDGNVXJKDQV>NNJ6$
W6OVW6OVJHPOVYXTHIUQVUVJ6DIGRJJHVDYN6McDSV^NV NVDHVD\V
WN@JHOFL]IUIQXYN6MFNUNVDGNVOK>NUVWNUVJ6D$WFJHPOGV
HN[NV=DYN6MGNNV=DGNVYN6MOK>NUVJ6D@YDUQC=I9NDYN6MYXT+NRLNUVJ6D@
UFJHPOGVIRNHVDQZOMNVDGNVFUNUVJ6D@GQZOMVOVOK>NUVJ6D
YN6MYN[VFUVWNUVJ6D$
ijes'oj ds fy, dqN Hkh vlEHko ugha gS

f;eZ;kg 32%17]27
17 gs izHkq ;gksok] rww us cM+s lkeFkZ vkSj c<+kbZ gqbZ Hkqtk ls vkdk'k
vkSj i`Foh dks cuk;k gS! rsjs fy;s dksbZ dke dfBu ugha gSA
27 D;k esjs fy;s dksbZ Hkh dke dfBu gS\
JHVDO(LZN=kQOVGO5GNVYLXNXNJ6@RJJJ6IG
LMHV
RMGV I\GT1+NKYO(+NRXJKD J6$LMHV
RMGT1+NKGM
OGUNJ6$LMHV
RMEOUMJGN=GMOGUNJ6YN6MGMV[NIWOV
JHXV POV LJ\V G+NKGMUV XJKD QV>NN$POGV IL1\V YN
S=GHNV=D
YN6MONH)N=GVGNHNVD XVG+NKRJWNVGT1GMOGUNJ6@POLMOKHN
22
GN=/)N\ GV
NN
RU IONDU
IXqNN=IMUXJKDGK$IL1\VIQXNVDHDVPOXVWNVGT1IGNJ6POOVRJ
YN6M+NKYIqNGÊGMOGUNJ6$EOI\LIR YN5HNGVRMQNXNVDGV
LIMSN\XYN6ML]G9KGMNHVD@JHVD LMHV
RMGNV OKIHUGMÊXJKD
M>NXNJ6$JHVDEOIRNGVIXG9EOOH!GVON)NWNXNJ6IG
LMHV
RMUNVLMHV
RMJ6YN6MRJYLXKE31NGVYXTONMGN=GMV[N@
XE=MKIUOVYN6MUMKGNVDOV$JHVDEOIRNGVIXG9JWNXUVJT
YNXNJ6 IGLMHV
RMGV I\GT1+NKYO(+NRXJKD J6$YN5HNGV
L]G9KGMNNVD GV`NMN@RJYO(+NRFNUNVD GNVO(+NRFXNOGUNJ6$JH
ONMKOKHNYNVDGNVJ9NGMM>NQVDWNVJHXVLMHV
RM'NGMOGUN
J6EOLMIXqNN=IMUGKJ6D$
23
LIR YN5HNGV 2I'U5RGNLIMS
2
ifo= vkRek ds O;fDrRo dk ifjp;
JHGLMHV
RMWNVI G@ILUN@LT YN6MLIR YN5HNJ6@POHVD
IR
RNOGMUVJ6D$tSls firk ijes'oj gS] vkSj iq= ijes'oj gS]
oSls gh ifo= vkRek ijes'oj gSA LIR YN5HN G IUJNE=
LMHV
RM XJKD J6@ LMDUT LZN= LMHV
RM J6$ RJ LMHV
RM GN LZN=
L]IUIXIqN5RGMUNJ6@W6OVLMHV
RMILUNYN6MLMHV
RMLT GMUNJ6$
ILUNWNVGT1J6@YN6MLT WNVGT1J6@RJLIR YN5HNGV2I'U5R
`NMNL][9JNVUNJ6$EOKI\LIR YN5HNGNP<\V>N+NKPOGV
YN5HN@ILUNGVYN5HNÑMNVIHNVDÐ@HOKJGVYN5HNÑMNVIHNVDÐ
YN6MPOGVLT GVYN5HNÑ[\NIUNVDÐ@YNIQGVLHVDIGN[N
J6$
ifo= vkRek Bhd mlh izdkj O;fDr gS tSls firk

ijes'oj vkSj ijes'oj iq= gSALIR YN5HN+NNRXNXJKDJ6@_IL
POGV GN= GNRN=XGMXV JVUT FNEF\HVD PLNV[IG[GT1
IXLGVOVL]G9KGMNNVDGNVOZISUGMUVJ6D$JHLUVJ6DIGYN5HN
POJRNGVOHNXYNUNJ6WNVFJUKJ6@POXQKGVOHNXWNVFJUK
J6@POYN[GVOHNXWNVW\UKJ6@YN6MPOGFZUMGVOHNXWNV
PUMUNJ6@POUV\GVOHNXWNVSTL0N[NJ6@POJN)NGVOHNX
WNVYNLLMYNUNJ6@YNIQ$
;wgUuk 14%16&18
16 ßvkSj eSa firk ls fcurh d:axk] vkSj og rqEgsa ,d vkSj lgk;d
nsxk fd og loZnk rqEgkjs lkFk jgs(
17 ßvFkkZr~ lR; dk vkRek] ftls lalkj xzg.k ugha dj ldrk] D;ksafd
og u mls ns[krk gS vkSj u mls tkurk gSA rqe mls tkurs gks] D;ksafd
og rqEgkjs lkFk jgrk gS] vkSj og rqeesa gksxkA
24
GN=/)N\ GV
NN
RU IONDU
18 ßeSa rqEgsa vukFk u NksM+waxk] eSa rqEgkjs ikl vkrk gwaA
LIR YN5HNGNP<\V>NARJ GV LHVD IGN[NJ6 WNV

Q
NN=UNJ6IGRJG2I'UJ6$
LIR YN5HNYNLGVON)NJ6@OR= @JMOH$RJYNLGVON)N

MJUNJ6$RJYNLGV"NMHVDYNLGVON)NJ6$RJYNLGV/GZ\@GN:\VW
NGN=/)N\HVDYNLGVON)NJ6$RJHTI
G\LIMI/)NIUNVDGVHq
YNLGVON)NJ6$WFYNL\NV[NVDGKOVRNGMUVJ6DUFRJYNLGVON)N
MJUNJ6$WFYNL\NV[NVDGKOVRNGMUVJ6DUFRJYNLGVON)NMJUN
J6$RJL]5VGIQXGVL]5VG^NNYNLGVON)NMJUNJ6$LIR YN5HN
EXONMKLIMI/)NIUNVDHVDYNLGNVFQ\OGUNJ6YN6MYNLGNVONH)N=
QVOGUNJ6
LIR YN5HNGNJHNMV ON)NMJXNR6ONJKJ6 W6OV L]+NT K

NT
HOKJGNJHNMVON)NMJXNJ6$
vWykWl iWjkDysVkWl (Allos Parakletos)

;wgUuk 14%16
vkSj eSa firk ls fcurh d:axk] vkSj og rqEgsa ,d vkSj lgk;d nsxk
fd og loZnk rqEgkjs lkFk jgsA
RVDRSXHVD@YN6MOJNGÊGVI\IQN[N
N&QJ6allos
ParakletosÊ$
K
NTXVYN6MÊ[]KGY\N:OÊallosÊ
N&QGNPLNV[IGN
IWOGNY)N=J6POKGVW6ONQZOMNÊ$POXVheterosÊGNPLNV[
XJKDIGNIWOGNY)N=J6I+N8X$ÊK
NTPOGVSV\NVDGVI\WNVGT1
)NN@RJKLIR YN5HNPOGVYXTLI/)NIUHVD POGVSV\NVD GVI\JNV[N$
25
POKGVOHNXQZOMNOJNG$QZOMN2I'UWNVYNLGVI\R6ONJK
OJNGJNV[NW6ONH6D)NN$LIR YN5HNIXMDUMJHNMVON)NYN6MJH
HVDJNV[N$LIR YN5HNJHNMVON)NYN6MJHHVD@GNY)N=J6IWOL]GNM
/RDK
NTHOKJJHNMVON)N2I'U[UUN6MLM)NN$
L]+NT K
NT XV LIR YN5HN GN P<\V>N GMXV JVUT []KG
N&Q
ParakletosÊGNPLNV[IGN$I(,\4NE=0FNEF\ParakletosÊ
N&QGVON)NY)N=2'UGMUKJ6
;wgUuk 14%16 ,fEIyQkbZM ckbcy
vkSj eSa firk ls fcurh d:axk] vkSj og rqEgsa nwljk lgk;d ¼lkaRoukdrkZ]
odhy] eè;LFk & ijke'kZnkrk] cy nsus okyk] i{k esa [kM+k jgus okyk½
nsxk] rkfd og loZnk rqEgkjs lkFk gksA
JHODI^N,UHVDParakletosÊ@LIR YN5HNEO
N&QGVONU
LJ\TYNVDGNVRJJHNMVI\GN6XJ6JRN=XGMUVJT/L9GMVD[V$
IX(XI\I>NUGT1LIM+NNNND)NNMGK[]KGLIM+NNNNYNVDOVLNDUIMU
GK[E=J6D$
1- lgk;d
OJNGVON2I'UJ6IWOVJHNMVLNOFT\NNWNUNJ6$OJNG
GV LHDV LIR YN5HNJHNMNON!VQNM RN/URHVD JHNMNRIM%
ON!VQNMJ6$JHLIR YN5HNGVOJGHK=J6D$JHON!KQNMKHVDJ6D$
POXVJHVDWNVGMXVGVI\FT\NNJ6POHVDJHPOGVON)NIH\GM
GNHGMUV J6D$
vkSj ge bu ckrksa ds xokg gSa vkSj ifo= vkRek Hkh] ftls ijes'oj us
mUgsa fn;k gS] tks mldh vkKk ekurs gSa AÞ
26
GN=/)N\ GV
NN
RU IONDU
LIR YN5HNYXT[]JGNYN5HNJ6ÑWGN=JEF]NIXNVDÐ$
RJLMHV
RMGNYXT[]JL]QNXGMUNJ6 JHWNVGMUVJ6DPOLM
Y\N6IGGONH)N=L]QNXGMUNJ6$
LIR YN5HNOV ODRNQ/)NNILUGMXNOK>NVD POV OJNUNGV I\

IFXUKGMVD$
2- lkaRouknkrk
OND5RXNQNUN GV L HVD@ RJ JHNMV WKRXNVD HDV L]NV5ONJX@ OND5RXN@
XRKXKGMN@ODWKRX@YN6MSD[NE=\VYNUNJ6$
VONOHYNUNJ6 WFLIR YN5HNRSXWNV GT1GJUNJ6

POGNJHVD /HMNIQ\NUNJ6YN6MWNVRSXRJJHOVGJUNJ6@RJ
JHVD L]N5V ONJXIQ\NUNJ6$RJJHNMKYN5HNGNVP+NNMUNJ6$
;wgUuk 14%26
ijarq lgk;d vFkkZr~ ifo= vkRek ftls firk esjs uke ls Hkstsxk] og
rqEgsa lc ckrsa fl[kk,xk] vkSj tks dqN eSaus rqels dgk gS] og lc
rqEgsa Lej.k djk,xkA
G+NK G+NKVONOHJNVUNJ6WFJHWKRXGKLIMI/)NIUNVD
HVDOVJNVGM[TWMUVJ6D@WNVL]NfIUGWKRXHVDQV>NK[E=FNUNVDOVF0K
YN6MIR
NN\JNVUKJ6D@VOV OHLIR YN5HNJHLMLMHV
RMGV
HJ5RLZN=PQaQV
NVDGNVL][9GMUNJ6$RJJHVDFUNUNJ6IGLMHV
RM
Y+NK'NGJMJNJ6YN6MRJ+NIRGVIRNHDV'NL][9GMMJN
J6ÑZJ8XN Ð$JJHVDIRLI5UGVHqNIWOLIMI/)NIU
OVJNVGM[TWMUVJ6DPOHVDYN
RNOXQVUNJ6YN6MQCIR
RNOL]QNX
GMUNJ6$
27
G+NK G+NKVONOHJNVUNJ6WFLIR YN5HNIGOKYN6MGV`NMN
N/R,XHVDJHOVFNUVDGMUNJ6$JH+NIRRNNKGNRSXLNUVJ6DWNV
JHDV P8XIU@L]NV5ONJXYN6MOND5RXNL]QNXGMUNJ6 ÑGTIMI8)NNVD
Ð$
3- odhy
RN/UIRGY)N=VOV2I'UGNJ6WNV8NNqNK
NGVONHXVQZOMVGK
YNVM OV YI+NNSXN GMUN J6@ YI+NNSG@ FSNR GV I\ LMNH
N=@
GNXZXKOJNG@OH)N=G$RGK\XGVR\YNLGVHTGQaHVGNVFSNUN
J6@FI<GYN
RNOX+NKQVUNJ6IGYNLPX\N+NNVDGNVL]N,UGMVD[VWNV
GNXZXKUN6MLMYNLGVJ6D$
XNIXHG8NIGL]NN\KÊL]/UTUGMUNJ6WNVYNI5HG
^NV HVD IR_HNX L]UKU JNVUK J6@ IWOHVD LMHV
RM ILUN LMH-V%
8NNqNK
NJ6$/R[= HDV L]+NT K
NT IR
RNOKGV I\ILUNGV OH^N
RGK\GVLHDV>N0NMJUNJ6$POKUMJ@LIR YN5HNWNVLC)RK
LMJ6@RJ+NKILUNGVOH^NRGK\NH/)NGVLHDVIR
RNOK
GNL]IUIXIqN5RGMUNJ6$
N6UNXGNV+NNENVDLMQNVN\[NXVRN\NÊ
GJN[NJ6ÑL]GNI
NURN'Ð$
WFJHLNLGMUVJ6DUFILUNGVON)NL]+NTK
NTJHNMNRGK\
N OJNG J6 Ñ ZJ8XN @ RJK []KG
N&Q parakletosÊ
PLNV[IGN[NJ6Ð@WNVYLXVYNLGNVJHV
NNJHNMVLNLNVDGVI\@
JHV
NNGVI\IGN[NLZN=+NT[UNXÑL]NI
SUÐ"NNVINUGMUNJ6$
LMDUT@HOKJXVJHNMVI\WNVGT1IQNJ6POVJHVDIR
RNOGVON)N
GFZ\GMXNJ6YN6M[]JNGMXNJ6ÑZJ8XNÐ$
LIR YN5HNILUNGVON)NJHNMNOJNGNRGK\J6@WNVJ
TOTIXI
SUGMUNJ6IGJHLC)RKLMRJOFGT1L]N,UGMVDWNVK
NT
XVJHNMVI\ILUNGKYNVMOVL]N,UIGNJ6ÑZJ8XN Ð$
28
GN=/)N\ GV
NN
RU IONDU
SNVMKGMXV@"NNUGMXVYN6MXN
NGMXVÊGVI\YNXVRN\KYDqNGNM
GK
NI'UNVDGVIRMNVqNHVDJHJNDLC)RKLMYNI5HGOD"NN=GMUVJ6D@
UF LIR YN5HN ILUN GV ONHXV WNV GT1 YIqNGNM ÑRNSN GN
YIqNGNMÐOVJHNMNJ6POGVI\>N0NMJUNJ6@JHNMVkQNVDHVJHVD
YN
RNOXQVUNJ6ÑGTIMI8)NNVD Ð@YN6M
N TGVIRMNVqNHVD!D0N
ÑHNXQD0Ð>N0NGMUNJ6Ñ
NNNJÐ@EOL]GNMLC)RKLMJHNMV
RNSNGVYIqNGNMNVDGNV@JHNMVIR
NVNNIqNGNMNVDGNV@JHNMKYN
NKNNVDGNV
YN6MJHNMKYNI5HGIHMNOGNVYH\HVD\NUNJ6YN6MJHDVQVUNJ6$
4- eè;LFk ;k fcpobZ
Hq/)NRJJNVUNJ6WNVIGOKQZOMVGVIXIH5UIGOKYN6MGVONHXV
VOVYI+NNSXNGMUNJ6@W6OVGNVE=HXTYLXVIH GVI\IFXUK
GMUNJ6$RGK\GVOHNX@L]+NTK
NTYN6MLIR YN5HNQNVXNVDIR
RNOK
GV I\ Hq/)N GK +NZIHGN HVD
NNIH\ JNVUV J6D$ 4G= J J6 IG
Hq/)NPO2I'UGKYNVMOVIFXUKGMUNJ6WNVIXF=\J6YN6M
YLXVYNLGVI\GT1GMLNXVYOH)N=J6$RGK\QNVN\[NXVRN\V
GVIRMNVqNHVDFSNRGMUNJ6YN6MYIqNGNMNVDGNQNRNGMUNJ6$
L]+NT K
NT ILUN GV OH^N JHNMN HJNNWG J6 ÑEF]NIXNVD
EF]NIXNVD EF]NIXNVD EF]NIXNVD EF]NIXNVD YNIQ$Ð$
RJILUNGVQNIJXVJN)NLMIRMNWHNXJ6YN6MJHNMVI\Hq/)NK
GMUNJ6 ÑMNVIHNVD Ð$RJJHNMV I\IXMDUMHq/))NKGMXV GV
I\WKIRUJ6ÑEF]NIXNVD Ð$
JHJNNWGKHq/)NUNJHNMVI\J6IGJHLNL@LMK^NN@
IXF=\UNYNVDLMWLNDÑEF]NIXNVD ÐYN6MYXT[]JYN6MQN
L]N,U GMVD UNIG WMU GV OH JHDV OJNUN IH\V ÑEF]NIXNVD
Ð$YUJHNMNGU=2J6IGJHJWNXUVJTIJNRGV
ON)NPOGVIODJNOXGVIXG9YNDIGJHDVYXT[]JGVIODJNOXGV
ONHXV OJNUNIH\V[K$
29
POK UMJ@ JHNMV kQNVD HVD RNO GMXV RN\N LIR YN5HN JHNMN
Hq/)N J6$ RJ IXRVQX GMXV RN\N YN5HN J6 ÑWGN=J Ð$
Hq/)NGVLHVDLIR YN5HN
• JHNMKIXF=\UNYNVDHVDJHNMKOJNUNGMUNJ6ÑMNVIHNVDÐ
• WFJHXJKD WNXUV IG'NL]N)N=XNGMXNSNIJ@UFRJ
Hq/)NKGMXVHVDJHNMKOJNUNGMUNJ6ÑMNVIHNVDÐ
• RJ LMHV
RM GK E31N GV YXTONM Hq/)NK GMXV HVD JHNMK
OJNUNGMUNJ6ÑMNVIHNVDÐ
• RJ[ZFNUNVDGVI\@VOKFNUVDIWXGVIRNHDVJHNMKFTI
WNXUK+NKXJKD@L]N)N=XNGMXV HVD JHNMKOJNUNGMUNJ6 Ñ
GTIMI8)NNVDÐ
• QCUNGV ON)NOFL]GNMGKL]N)N=XND YN6MIXRVQXGMXV HVD
JHNMKOJNUNGMUNJ6@YNI5HGOD"NN= HVD JHVD F\QVUNJ6
ÑEI4IONVDÐ
ONVJHNMNGU=2JJ6IGJHHq/)NKHVDLIR YN5HNGVON)N
OJ+NN[KJNVD$RJJHNMV`NMN@JHNMVI\YN6MQZOMNVDGVI\Hq/)NK
GMXVJVUTJHVDP+NNMUNJ6$
5- ijke'kZnkrk
JHNMVLMNH
N=QNUNGVLHDV@LIR YN5HNJHNMNO\NJGNM@JHNMN
HN[=Q
N=G@JHNMNI
N^NG@YN6MJHVDO(LZN=O5GKYNVM\VWNXVRN\N
J6ÑZJ8XNZJ8XN Ð$LIR YN5HNTI'UGNYN5HN
J6Ñ
NNNJÐ$RJFTIGNYN5HN@.NXGNYN5HN@YN6MOH!
GNYN5HN+NKJ6 Ñ
NNNJÐ$RJONMKFNUVD WNXUNJ6$YU@
JHNMVLMNH
N=QNUNGVLHVD@POGNLMNH
N=JHV
NNIOJNVUNJ6$
30
GN=/)N\ GV
NN
RU IONDU
RJJHNMVYDQMIR_HNXYI+NNVGJ6@IWOGVIRNHVDZJ8XNI\>NUN
J6ÑZJ8XN@@ÐUNIGIR
RNOK+NZ\OVFSOGDV$
POVLMNH
N=HNDD[VD$LIR YN5HNWFYNLGNVO\NJQVUNJ6@UF
POGKOTXXNOK>NVD$
6- cy nsus okyk
ONHN8UN6MLM@EO
N&QGNY)N= J6 OJNG@HQQQVXV RN\N@
OJNUNGMXVRN\N$IWXFNUNVDGNJHHVDY+NNRJ6POVQVGMLIR
YN5HNJHVDF\L]QNXGMUNJ6YN6MF\YN6M^NHUNHVDJHNMKRCK
GMUNJ6$
JHYLXV +NKUMKHXT5RHVD ONH)N= LNGMF\RDUJNVUV WNUV J6D
ÑEI4IONVD Ð$
WNVONH)N=RJJHVDQVUNJ6POGV`NMNJH
NMKMLMWLNUV
J6DÑMNVIHNVDÐ@JH+NLMWLNUVJ6DÑUKHI)NTOÐYN6M
N T
LMWLNUVJ6DÑZJ8XNÐ$
RJJHVD F\QVUNJ6IGJHFI\QNXGMVD YN6MILUNGKE31NLZMK

GMVD$K
NTXV+NKOXNUXYN5HNGV`NMNONH)N=LNGMYLXVYNLGNV
ZOLMFI\QNXGMIQNÑEF]NIXNVDÐ$
RJJHVD ONH)N=L]QNXGMUNJ6YN6MONH)N=GVGNHNVD GNVGMXVJVUT

JHVDYI+NNVGQVUNJ6Ñ\ZGNÐ$
7- i{k esa [kM+s jgus okyk

RJONMKFNUNVDHDVYN6MONMKFNUNVDGV`NMNJHNMVON)NYN6MJHHVD>N0N
MJUNJ6$WFJHMN7GVI\STXN6IUNVD@OUNRYN6MGI%XNENVDGN
ONHXNGMUVJ6D@UFRJJHVDE=
RMKF\QVUNJ6$
31
WFJHVD K
NT GK[RNJKQVXV GV I\YIqNGNIMNVD GV ONHXV \NN
WNUNJ6@UFRJJHVDFNV\XVGVI\
N&QQVUNJ6ÑH5UK Ð$
LMHV
RMGNYN5HNJNDLMJHNMVY:\N:OL6MN'\V9N:OGVLHVD
J6$JHNMVI\RJWNVGT1FXXVGVI\YNNPXONMKFNUNVDGN
JH/RN[UGMVD@P8JVD[]JNGMVD$
ifo= vkRek ds lkFk viuk fj'rk LFkkfir djsa

2 dqfjfUFk;ksa 13%14
izHkq ;h'kq elhg dk vuqxzg vkSj ijes'oj dk izse vkSj ifo= vkRek dh
lgHkkfxrk rqe lc ds lkFk gksrh jgsA vkesuA
OJ+NNI[UN[]KGkoinonia =ON!VQNMK@OD[IU@OJ+NN[@OHN[H@
QNX@IRUMN@ON!VHVDR/UTDJNVXN@YNIQ$
OJ+NNI[UNHVD fe=rk Ñ"NIX%UNÐ@laxfrÑGQZOMV GV ON)N

R/UTYNVDGNVFND9XNÐ@YNVMlk>snkjh ÑGON)NGNHGMXNÐ
NNIH\
J6$
JHDVLIR YN5HNGVON)NJHNMKOJ+NNI[UNHVDFXNJ6$JHHVD
YN6MJHNMV`NMNIH\GMPOGVON)NJHJIXG9IH UN/)NNILU
GMUVJ6D$LIR YN5HNG2I'UJ6YN6MEOGNMNJO(+NRJ6
IGJHGOQNFXVRN\N@OQN[JMNJNVUVWNXVRN\N@FUNJTYN
IM
UNPOGVON)NGNHGMVD$
LIR YN5HNGVON)NJHNMKOJ+NNI[UNLMGT1YDUQC=I9ND
• POGVON)NckrsaGMVD$
• POGK PLI/)NIU GN vkuan \VD$ POOV L]VH GMVD$ POGK
YNMNqNXNGMVD$
32
GN=/)N\ GV
NN
RU IONDU
• K
NTGNVefgek QVD LIR YN5HNJNDLMK
NTGNVHIJHNQVXV
GVI\J6$WFJHK
NTGNVHIJHNQVUVJ6D@UFRJOJ+NN[K
JNVUNJ6$
• LIR YN5HN GNV
NNVIGU X GMVD ÑQT>N QVXN@ QT>NK GMXNÐ
ÑEI4IONVDÐ$WNVFNUVDPOVYL]O8XGMUKJ6DP8JDVWFJH
GMUVJ6D@UFJHPOVQT>NKGMUVJ6D$
• LIR YN5HNGNVXFT!NDÑI)N/O\TXKIGNVDÐ$JHPOV
UFFT!NUV J6D WFJHPOGV L]FNVqNXNVD GNQHXGMUV J6D N
PXGKPLV^NNGMUVJ6D@NW6ONRJSNJUNJ6IGJHYN[VFVD
POUMJJHYN[VXJKDFUVYN6MEOL]GNMPOGVGNHGMXV
LM JH L]IUFDqN \[NUV J6D$ ONHN8 UN6M LM JH YN5HN GNV
EOI\FT!NUVJ6D'NDVIGJHPOGVON)NGQHFNXVOV0MUV
J6D$
• JHLIR YN5HNGNONHXNXGMVD ÑL]VIMUNVD GV GNHÐ$
ONHXNGMXVGNY)N=LIR YN5HNWNVGJMJNJ6@GMMJNJ6@
NJHVDGMXVJVUTL]VIMUGMMJNJ6POGNIRMNVqNGMXN@POGV
IRMNVqNHDVJNVXNNPOGVIRMNVqNHVD\0XN$
• POGV L]IUODRVQX
NK\FXVD$WFRJYNLGV WKRXHVD GN=
GMUNJ6@UFPOVP5UMQVD$
• YLXVIRSNMNVDGNV
NTM>NVD$/R,XYN6MQ
N=XLIR YN5HNGK
+NNNNGN+NN[J6D$JGHJ5RLZN=HN[=J6IWOGV`NMNLIR
YN5HNFNV\UNJ6$
• ON6(UN HVD S\VD ÑQKXUN@ XH]UN@
NNDUUN@ O+UN@ L]VH@ LIR
IJNRÐ$LIR YN5HNGFZUMGVOHNXON6(J6$RJPX\NV[NVD
LMPUMYNUNJ6WNVON6(UNHVDS\UVJ6D$
• POGVL]IUYN.NGNMKMJVD$POGKL]VMNNYNVDGNVHNXVDYN6MYNLGV
WKRXHVD YNLPOGVHN[=Q
N=XGNVYN6MYIqNGNE=OVL]N,UGMV[
D V$
33
vfèkfuoklh dk;Z vkSj lkeFkZ nsus okyk dk;Z
YN5HNGNYIqNIXRNOKGN=ÑJHHVDRNOGMXVRN\NÐ+NKJ6YN6MYN5HN
GNONH)N=QVXVRN\NGN=+NKJ6$YIqNIXRNOKGN=JHHVDPOGNGN=
J6WNVJHVDYIqNGNIqNGK
NTGVOHNXFXXVJVUTFQ\XVHVDOJNUN
GMUNJ6$POGNONH)N=GNMKGN= JHNMV `NMNPOGNGN= J6 WNV
K
NTGNVHIJHNQVUNJ6YN6MJHNMVYNOLNOGV\NV[NVDGKOVRNGMUN
J6$
IR
RNOKGVWKRXHVDLIR YN5HNGNGN=/)NNKPLI/)NIU
YN6ML]RNIJUJNVUVMJXVRN\KPLI/)NIUQNVXNVDJ6$RJYNLGVOJNG
NOND5RXNQNUN@I
N^NG@LMNH
N=QNUN@HN[=Q
N=G@Hq/)NYNIQGV
LHVDYNLGVON)NMJUNJ6$YNLGVONH)N=QNUN@OJNV[K@F\QVXV
RN\VGVLHVDRJYNLHVDOVL]RNIJUJNVUNJ6$
JHVDYNMNHQNGHJOZOGMNXVGVI\XJKD@LMDUTJHNMVOND5RXN
QVXVRN\VGVLHVDRJJHHVDRNOGMUNJ6$G+NK G+NKJH[\UK
OV
NMKMHVDAY31NYN6MYNMNHQNG HJOZOGMXVGNVN+NNRXNYNVD
GNVLIR YN5HNGKPLI/)NIUGNQ
N=GHNXF6%UVJ6D$VONJNVXN
WMKXJKDJ6$VONOH+NKYN[N@WFLMHV
RMGNYN5HNYNLGNV
PXGNHNVDGNVGMXVJVUTL]VIMUGMV[NWNV
NMKMGVI\GI%XJNV[ D V
N+NNRXN5HGUN6MLMYIqNGQFNR0N\XVRN\VJNV[ D @V LMDUTRJYR

JKYNLGVOND5RXNQVXVRN\VGVLHVDYN6MPOOV+NKYIqNGOJNG
GVLHVDYNLGVON)NJ6$
34
GN=/)N\ GV
NN
RU IONDU
3
ifo= vkRek esa cifrLek
var ds fnuksa esa vkRek dh o"kkZ
G\KIONGNW8HIL8UVGT/UGVIQXLIR YN5HNGKONH)NK=RNN=
GVON)NJTYN@W6ONIGJHNMVI\L]VIMUNVDGVGNHHVDI\>NN[N
J6$W6ONIGL]VIMUNVDGVGNHNVDGKLT/UGHVDQV>NNWNUNJ6@L]NMI(+NG
G\KIONXVLIR YN5HNOVL]VIMUJNVGMOVRNGK$O+NKIR
RNOK
LIR YN5HNOV +NM[YN6MP8JNVDXV LMHV
RMGV GN= GNV L][9
IGN$IWXXE=G\KIONYNVDGNMNVLXIGN[NPXGNW8HYN6M
LIMLNVNNLIR YN5HNGKONH)N=HVDJTYN@W6ONIGLI NVDHVDQV>NN
WNUNJ6$Lgys 400 o"kksZa UGG\KIONHWFZU@WNV
NK\KYN6M
ONH)NK=)NK$LMDUTEOGVFNQ@W6ONIGG\KIONGVEIUJNOHVDQV>NN
WNUN J6@ lu 400 & lu 1400 UG YDqNGNM T[NVD GV QN6MNX
G\KION YNI5HG MKIU OV IXF=\ JNV [E=$ ONH)N= GV GNH YN6M
L]Q
N=X OD/)NN GN /RL L]N,U G\KION GV YIqNGUM +NN[ HVD
YXTLI/)NU)NN$POGVFNQG\KIONHVDFVQNMKYN6MLTX/)NN=LXGN
YNM(+NJTYN$ODI^N,ULOV@JH1500 GVQN6MNXQV>NUVJ6D@L]NV9V/9D9
YNDQNV\XIR
RNOGVHNqHOVYXT[]J`NMNPNMGNL]GN
NX\V
YNN$POGVFNQ1600HVD@,ZIM9XYNDQNV\XW\GVFLIU/HVYN6M
MN7 OVV G\KION GV Y\[NR GK OH! \V YNN$ 1700 HVD@
LIR UNYNDQNV\XG\KIONGVLIR KGMNGK@ODONMOVG\KION
GVY\[JNVXVGKOH!\VYNN$ 1800HVD@E=
RMKSD[NE=YNDQNV\X
+NN6IUGQVJGVI\LMHV
RMGKSD[NE=GKONH)N=GNL]GN
NXYN6M
L]HNN\VYNN$OX1900HVD@LVI89GN:/9\YNDQNV\XLIR YN5HNGV
FLIU/HVGNYN6MY8Y8+NNNNYNVDHVDFNV\XVGNL]GN
NX\VYNN$
35
LIR YN5HNHVD FLIU/HN
POGVFNQ@LVI89GN:/9\YNDQNV\XGVFNQ@OX2000HVD GE=YI+N.V
GN=JTIW8JNVDXVHOKJGKQVJGNVLMHV
RMHVDcDSV^NV NVDGKYNVM
P%NN$OTOHNSNML]SNMG@I
N^NG@LNOFNX@+NIR`'UNYN6ML]VIMU
GVLNDSL]GNMGVOVRNQNX+NKHOKJGKQVJHVDLTX/)NNILUIG
[$
OVRNQNX+NKHOKJGKQVJHVDLTX/)NNILUIG[$YFJH
LMHV
RMGVLDSND[GVPOOHHVDJ6DWJNDLMLIR WXNVDGNVRSX
HVDYN6MYN5HNHVDONH)NK=LOVOTOI7WUIGNWNMJNJ6YN6MOVRN
GVGN=GVI\+NVWNWNMJNJ6ÑEI4IONVD@Ð$JHVOVOH
HVDJ6DWFLMHV
RMGKPLI/)NIUYN6MHIJHNFUVJTL6HNXVHVDHT'U
GKWNMJKJ6YN6M+NVWKWNMJKJ6$
JHVDPOIR
RNOGVI\\0XNJ6WNVXIXHGVL]NMI(+NG
ODUNVDGNVON6DLN[N)NNÑJZQNÐ$P8JNVDXVWNVIR
RNOIGNYN6M
IWOIR
RNOHVD RV S\V@POV ARU=HNXO5 GJN[NÑLUMO
Ð$LMHV
RMG\KIONHVDEORU=HNXO5ÊGNVLTX/)NNILUGM
MJNJ6WNVIGXIXHGVO5GKLZMKOH!YN6MYXT+NRJ6W6ON
IGL]NMI(+NGG\KIONHVDQV>NN[NJ6$
eRrh 3%11&12
11 ßeSa rks ikuh ls rqEgsa eu fQjko dk cifrLek nsrk gwa] ijarq tks
esjs ckn vkusokyk gS] og eq> ls lkeFkhZ gS( eSa mldh twrh mBkus ds
;ksX; ugha gwa] og rqEgsa ifo= vkRek vkSj vkx ls cifrLek nsxkA
12 ßmldk lwi mlds gkFk esa gS] vkSj og viuk [kfygku vPNh jhfr
ls lkQ djsxk] vkSj vius xsgaw dks rks [kÙks esa bdëk djsxk] ijarq Hkwlh
dks ml vkx esa tyk,xk tks cq>us dh ughaAÞ
fLNqNXQVDIGOVÊGVI\IQN[N[]KG
N&Q‘en’J6
WNVHZ\O(FDqNOZSGY2J6IWOGNYXTRNQHVD@`NMN@OV@GN@GV
I\@YNIQÊIGNWNOGUNJ6$EOI\JHLIR YN5HNGVON)NÊ
36
GN=/)N\ GV
NN
RU IONDU
YN6MLIR YN5HNHVDFLIU/HNÊEXRN'L]NV[NVDGNVYQ\ FQ\GM
L]NV[GMUV J6D$
ZJ8XNFLIU/HNGMXVRN\VXV"NNVNNNGKIGL]+NTK
NTLIR YN5HN
YN6MYN[OVFLIU/HNQV[N$ZJ8XNXVIWOL]GNMAYN[ GNRN=X
IGNJ6@RJA+NZOKGNVW\NXV GVI\J6$+NZOKGNPLNV[WNVYqNH=
GNGNHJ6Ñ+NWXODIJUN+NWXODIJUNÐ@YN6MWNV
NMKMGN
J6ÑIH=NJÐPOVQ
NN=XVGVI\IGN[NJ6$IR
RNOKGV
WKRXHVD@YN[+NZOKGNV@WNVLMHV
RMGNXJKDJ6POV@WNVYqNH=GN
J6POW\NQVUKJ6$ZJ8XNFLIU/HNGMXVRN\NIWOGKYNVMODGVU
GMUNJ6@RJYqNHK=GVYDIUH@OXNUX8NGN+NKP<\V>NGMUN
J6ÑL]GNI
NURN'@Ð$EOL]GNMYN[ÊGVQNVP<\V>NJ6D@
IR
RNOKGV WKRXHVD IGNWNXV RN\N
NTKGMNGNGN= YN6M
YqNHK= GNOXNUX8N$
YFLIR YN5HNGV FLIU/HNGV IRNHVD@JHWNXUV J6 DIG
POGKODONIMGOVRGNE= GV QN6MNXL]+NT K
NT XV LIR YN5HNGK
ONH)N= OV OVRNGKÑ\ZGN@@H5UKL]VIMUNVD GV GNH
Ð$POXVLIR YN5HNGVIRNHVD+NKIO>NNNYN6MP8JKDGNHNVD
GNVGMXVJVUTWNVPOXVIGIR
RNIONVDGNVONH)N=QVXVJVUTILUNGK
L]IU.NÊGNV+NVWXVGNRSXIQNÑZJ8XN@ZJ8XN
ZJ8XN Ð$I4M+NKPOGKODONIMGOVRGNE=GVQN6MNX@JH
POVIGOKGNVLIR YN5HNOVFLIU/HNQVUVJTXJKDQV>NUVJ6D$
POGV LTX5)NNXGV FNQ@POXV SV\NVD OV +NVD9GKYN6MLIR
YN5HNLNXVJVUTPXLMONDO4ZDGK$
;wgUuk 20%21&22
21 ;h'kq us fQj muls dgk] ßrqEgsa 'kkfUr feys! tSls firk us eq>s
Hkstk gS] oSls gh eSa Hkh rqEgsa Hkstrk gwaAÞ 22 ;g dgdj mlus mu ij
Qwadk vkSj muls dgk] ßifo= vkRek yksAÞ
37
JKOH)NNWFSV\NVDXVXNW8HLNN$JHVONGJUVJ6D'NVDIG
WFLMHV
RMXVONDO4ZDGK@UFPOXVWKRXIQN@POHVDOVGT1
HXTGNV IQN ÑP5LI5UD Ð$EOI\@EOPQNJMNHVD@P8JNVDXV
YN5HNOV W8HLNN$PXGKYN5HNYNVD XV WKRXLNNYN6MRV XE=
OCI9GV\NV[FX[$
IWOL]GNMILUNXVL]+NTK
NTGNV+NVWN)NNPOL]GNMPOXVYLXV
SV\NVDGNVYN.NQKIGRVWND@YN6M_ILPXGNXNW8HJTYN)NN@
I4M+NKL]+NTK
NTXVP8JVDYN.NQKIGRVLIR YN5HNGNFLIU/HN
LNXVJVUT/R[=OVONH)N=LNXVJVUT
N\VHHVDGVMJVD$
ywdk 24%48&49
48 ßrqe bu lc ckrksa ds xokg gksA
49 vkSj ns[kks] ftldh izfrKk esjs firk us dh gS] eSa mldks rqe ij
m.Msywaxk vkSj tc rd LoxZ ls lkeFkZ u ikvks] rc rd rqe blh uxj
esa Bgjs jgksAÞ
izsfjrksa ds dke 1%4&5]8

4 vkSj mlus muls feydj mUgsa vkKk nh] fd ;:'kyse dks u NksM+ks]
ijarq firk dh ml izfrKk ds iwjs gksus dh ckV tksgrs jgks] ftldh
ppkZ rqe eq> ls lqu pqds gksA
5 D;ksafd ;wgék us rks ikuh esa cifrLek fn;k gS] ijarq FkksM+s fnuksa
ds ckn rqe ifo=kRek ls cifrLek ikvksxsA
8 ßijarq tc ifo= vkRek rqe ij vk,xk rc rqe lkeFkZ ikvksxs( vkSj
;:'kyse vkSj lkjs ;gwfn;k vkSj lkefj;k esa] vkSj i`Foh dh Nksj rd
esjs xokg gksaxsAÞ
POXVPXOVGJNIGRV
N\VHHVDGVMJVDUNIGLIR YN5HN
HVDFLIU/HNLNOGVD$FLIU/HNÊEO
N&QGNY)N=J60TFNXN@0TFNVXN@
YN6MYI+N+NZUGMXN$POHVDLZMKMKIUOV2N,UJNVXVGK@"NVMVWNXVGK
YN6M0ZFXVGKG<LXNJ6$
38
GN=/)N\ GV
NN
RU IONDU
LIR YN5HNGVFLIU/HVGNPQaQV
)NNIR
RNIONVDGNVYLXKONH)N=
QVXNÑLJXNXNÐUNIGRVLC)RKGV1NVMUGK
NTGV[RNJFXOGVD$
ifo= vkRek ds ojnku dks xzg.k djuk

JH L]VIMUNVD GV GNHNVD GK LT/UG HVD I\I>NU ikap ?kVukvksa dk
leh{k.k GMUVJ6D@JNDPX2I'UNVDN\NV[NVDGVOHZJNVDGVIRN
HVD I\>NN [N J6 IW8JNVDXV LIR YN5HN GN FLIU/HN LNN$ JH
OH!UVJ6DIGVOVGE=\NV[MJVJNVD[V@LMDUTJHNMKI
N^NNYN6MYqX
GVI\EXGVIRNHVDIRI
N9UN6MLMI\>NN[NJ6$LMDUTYN5HN
XVWNVI\>NNJ6POGNOHK^NNGMVDYN6MEXOVYDUQC=I9NDL]N,UGMVD$
1- fiUrsdqLr dk fnu
1 tc fiUrsdqLr dk fnu vk;k] rks os lc ,d txg bdës FksA
2 vkSj ,dk,d vkdk’k ls cM+h vkaèkh dh lh lulukgV dk 'kCn
gqvk] vkSj mlls lkjk ?kj tgka os cSBs Fks] xwat x;kA
3 vkSj mUgsa vkx dh lh thHksa QVrh gqbZ fn[kkbZ nh( vkSj muesa ls
gj ,d ij vk BgjhaA
4 vkSj os lc ifo= vkRek ls Hkj x,] vkSj ftl izdkj vkRek us mUgas
cksyus dh lkeFkZ nh] os vU; vU; Hkk"kk cksyus yxsA
WFIL8UVGT/UGVIQXSV\NVDXVLIR YN5HNGNFLIU/HN
LNN@UFYONHN8"N9XNDJTE=D/R[=OVYNDqNKGKOKOXOXNJ9
GN
N&QJTYN@YN[GKWK+NVDPXHDVOVL]5VGLMPUMKYN6MRVO+NK
Y8Y8+NNNNYNVDHVDFNV\XV\[V$
JNDLMGT1YN6MFNUVDQV>NVD
• WFP8JNVDXV LIR YN5HNGNFLIU/HNLNNÑL]VIMUNVD GV GNH
Ð@UFRVLIR YN5HNOV+NM+NK[ÑL]VIMUNVDGVGNHÐ$
P8JNDVXV LIR YN5HNGNV LJXI\NYN6MRV LIR YN5HNOV
LIMLZN=JNV[$
39
• qNXQVDIGP8JNVVDXVY8Y8+NNNNDFNV\K@Y)NN=URJPXGV
YLXVRNISGYD[NVDOVYNXVRN\VPXGVYLXV/RM)NV$FNV\XVGN
GNHP8JNVDXVIGN@LIR YN5HNXVXJKD$YN5HN`NMNGVR\P8JVD
+NNNNQK[E=$
RJG9XKGNLR=)NN$IL8UVGT/UGNLR=L])NH4OJGVLR=GV
LSNOIQXNVDFNQYNUN)NN$
N\VHHVDEXLRNV=DGNVHXNXVGVI\
YNJT\NV[NVDGK+NK0)NK$cLMKGNV%MKHVDWNVGT1JNVMJN)NNPOV
OTXXV RN\V \NV[NVD GK+NK0 GKIRI+N8XL]IUIND )NKD$GT1\NV[
LZN=UNP\!XHVDL0VJT)NV$GT1YSI(+NUYN6MSIGU)NV$GT1
\NV[YSI(+NU)NVYN6MP\!XHVDL0[)NV$Y8\NV[PLJNOGM
MJV)NVYN6MGJMJV)NVIGEXSV\NVDXVH_ILNJ6$
14 irjl mu X;kjg ds lkFk [kM+k gqvk vkSj Åaps 'kCn ls dgus yxk]
ßgs ;gwfn;ks] vkSj gs ;:'kyse ds lc jgusokyks] ;g tku yks vkSj
dku yxkdj esjh ckrsa lquksA
15 ßtSlk rqe le> jgs gks] ;s u’ks esa ugha] D;ksafd vHkh rks igj gh
fnu p<+k gSA
16 ßijarq ;g og ckr gS] tks ;ks,y Hkfo";}Drk ds }kjk dgh xbZ
gS]
17 ßfd ijes'oj dgrk gS] fd vUr ds fnuksa eas ,slk gksxk] fd eSa
viuk vkRek lc euq";ksa ij maMsywaxk vkSj rqEgkjs csVs vkSj rqEgkjh
csfV;ka Hkfo";}k.kh djsaxh vkSj rqEgkjs toku n'kZu ns[ksaxs] vkSj rqEgkjs
iqjfu, LoIu ns[ksaxsA
18 ßoju~ eSa vius nklksa vkSj viuh nkfl;ksa ij Hkh mu fnuksa esa vius
vkRek esa ls maMsywaxk] vkSj os Hkfo";}k.kh djsaxsA
LIR YN5HN OV L]VIMU JNVGM L]VIMU LUMO LTMNXV IXH GV

+NIR`'UNNV\GKLT/UGOVRSX\VUNJ6ÑNV\ ÐYN6M
OH!NUNJ6IGWNVGT1JNVMJN)NNRJPO+NIR`NNKGKLIMLZN=UN
)NK$
40
GN=/)N\ GV
NN
RU IONDU
GI9,LNKGVUN6MLM@JHQV>NUVJ6DIGNV\XV+NIR`NNKGK)NK
IG YN5HN GK RNN= GV ON)N Hkfo";}k.kh] LoIu] n'kZu JNVD[V$
IL8UVGT/UGVIQX@EXHVDOVGT1+NKXJKDJTYN@FI<GRJNDvkokt++]
vkx] vkSj Hkk"kk,a )NKD$I4M+NK@LIR YN5HNLUMOGV`NMNGJUN
J6IGJRJFNUJ6ÊÑL]VIMUNVDGVGNHÐNJRJKFNUJ6WNV
LZMKJNVMJKJ6JNDOFGJJ6IGWFLIR YN5HNGN=GMUN
J6@UFL]G9KGMNJHV
NNOHNXXJKDJNVOGUV$LMDUTI4M+NKPOV
YN5HNGKRNN=GJN[NJ6@'NVDIGRJKLIR YN5HNGN=GMMJN
J6
LUMOGV POODQV
NGNV L]SNMGMXV GV FNQ@POIQXUKX
JWNM\NV[NVDGNPNMJTYN$WFJHLIR YN5HNGVYI+NNVGGV
YqNKXJNVGML]SNMGMUVJ6D@UFJHYN5HNYNVDGKVOKF0K4O\GK
YLV^NNGMOGUVJ6DVONFNM FNMYN6MFNM FNMJNVOGUNJ6$
38 irjl us muls dgk] ßeu fQjkvks] vkSj rqeeas ls gj ,d vius
vius ikiksa dh {kek ds fy, ;h'kq elhg ds uke ls cifrLek ys] rks
rqe ifo= vkRek dk nku ikvksxsA
39 ßD;ksafd ;g izfrKk rqe] vkSj rqEgkjh lUrkuksa] vkSj mu lc nwj
nwj ds yksxksa ds fy, Hkh gS ftudks izHkq gekjk ijes'oj vius ikl
cqyk,xkAÞ
L
SNUNLGKPOGKFT\NJ9GV+NN[GVLHVD@LUMO+NK0GNV
FUNUNJ6IGXGVR\PXGVLNLNVD GK^NHNL]N,UJNV[K@FI<GRVLIR
YN5HNGNQNX+NKLND[V$ÊRV+NKRJKLNOGUVJ6DWNVJN\JKHVD
SV\NVDXVLNN)NN QNXGVLHDV$LIR YN5HNGKRNN=JHVDQNX
GVLHVDQK[E=J6$JHVDGVR\POVIR
RNOOV[]JNGMXNJ6$JH
LIR YN5HNGNRMQNXGHNXJKDOGUV$
41
QZOMNHJ5RLZN=O5IWOGNLUMOP<\V>NGMUNJ6@RJJJ6IG
JL]IU.NÊNJODQV
NYNLGVF3SNVDGVI\ÑLKKQMLKKÐ@WNV
QZMJ6DPXO+NNVDGVI\ÑOH/UMN9NVDÐ@YN6MPX\NV[NVDGVI\J6
IW8JVDJHNMNLMHV
RMFT\N[NÑOH/UWXWNIUNVD@YN6MOFOH
GV\NV[NVDGNVÐ$
LUMOXVGJNIGJL]IU.NPX\NV[NVDGVI\J6IW8JVDL]+NT
JHNMNLMHV
RMFT\N[N$ijes'oj vkt yksxksa dks cqyk jgk gS]
vr% m)kj vkSj ifo= vkRek ds nku dh ßizfrKkÞ ftlds
fo"k; esa izsfjrksa ds dke 2%38 esa dgk x;k gS vkt Hkh gekjs
fy, gSALIR YN5HNGKRNN=NLIR YN5HNHVFLIU/HNG\KIONE=
T[GVO(LZN=OHGVO+NKIR
RNIONVDGVI\J6$
2- lkefj;k ds fo'oklh
L]VIMUNVD GV GNH GV RVD YqN HVD@ OUNR GK RWJ OV IR
RNOK

N\VH OV IXG\GM GE= L0NVOK [NDRNVD@ X[MNVD@ YN6M
NJMNVD HDV
IUUM IFUMJNV[)NV$I4I\,LTO@WNV
N\VHGKG\KIONHVD
OVRNGMMJN)NN@ONHIMNX[MGNV [NYN6MRJND WNGMPOXV
HOKJGNL]SNMIGN$GENVDXVL]+NTK
NTHVDIR
RNOIGN@IWXHVD
I
NHNVXXNHGNG2I'U)NN@WNVWNQZ[M)NNYN6MIWOXVGE=\NV[NVD
GNV WNQZ9NVXV GV HNqH OV YLXV IXD N HVD M>NN )NN$ EX X
IR
RNIONVDXVW\GNFLIU/HNLNN$
12 ijarq tc mUgksaus fQfyIiql dh izrhfr dh tks ijes'oj ds jkT;
vkSj ;h'kq ds uke dk lqlekpkj lqukrk Fkk] rks yksx D;k iq#"k] D;k
L=h cifrLek ysus yxsA
13 rc 'kekSu us Lo;a Hkh izrhfr dh vkSj cifrLek ysdj fQfyIiql
ds lkFk jgus yxk vkSj fpUg vkSj cM+s cM+s lkeFkZ ds dke gksrs ns[kdj
pfdr gksrk FkkA
42
GN=/)N\ GV
NN
RU IONDU
14 tc izsfjrksa us tks ;:'kyse esa Fks lquk fd lkefj;ksa us ijes'oj
dk opu eku fy;k gS rks irjl vkSj ;wgék dks muds ikl HkstkA
15 vkSj mUgksaus tkdj muds fy, izkFkZuk dh fd ifo= vkRek ik,aA
16 D;ksafd og vc rd muesa ls fdlh ij u mrjk Fkk] mUgksaus rks
dsoy izHkq ;h'kq ds uke esa cifrLek fy;k FkkA
17 rc mUgksaus mu ij gkFk j[ks vkSj mUgksaus ifo= vkRek ik;kA
18 tc 'kekSu us ns[kk fd izsfjrksa ds gkFk j[kus ls ifo= vkRek fn;k
tkrk gS] rks muds ikl #i;s ykdj dgk]
19 fd ;g vfèkdkj eq>s Hkh nks] rkfd ftl fdlh ij gkFk j[kwa] og
ifo= vkRek ik,A

N\VHGVL]VIMUNVDXVWFOTXNIGONHIMNGV\NV[NVDXVL]+NT
K
NTHOKJLMIR
RNOIGN@UFP8JNVDXVWNVGT1IGNRJQV>NXN
IQ\S/LJ6$LUMOYN6MZJ8XNIR
NVNLOV PXGV I\L]N)N=XN
GMXVGVI\YNIGP8JVDLIR YN5HNL]N,UJNV$
JNDLMJYXTHNX\[NXNOTMI^NUJ6IGu, fo'okfl;ksa ds
fy, ifo= vkRek ikus gsrq ¼ifo= vkRek esa cifrLek½ ikus
gsrq izkFkZuk djuk izkjfEHkd dyhfl;k esa ,d ^vke izFkk*
cu xbZA JH J +NK YXTHNX \[N OGUV J6D IG WF L]VIMUNVD XV
ONHIMNGVXIR
RNIONVDGVI\L]N)N=XNGKUFGT1Y\N6IGG
"NI9U JTYN@ 'NVDIG I
NHNVX WNV Y\N6IGG GV YDqNGNMH L^N HVD
OJ+NN[K)NN@YFP8JVDRJONH)N=>NMKQXVGVI\L6ONQVXVGKFNU
GJXV\[N$_ILLIR
NN/ GVRSXHVDJXJKDFUNN[NJ6@
LMDUTLJ\VIL8UVGT/UGVIQXLMJTE="N9XNYNVDGVYNqNNMLM@JHNMN
JYXTHNX\[NXNOTMI^NUJ6 IGWFONHIMNGV IR
RNIONVD XV
LIR YN5HNGNQNXLNN@UFRV+NKY8Y8+NNNNDFNV\XV\[V$
EOY\N6IGG"N9XNXVLZR=WNQZ[M@I
NHNVXGNVYSI(+NUGMIQN$
43
3- 'kkÅy tks izsfjr ikSyql cu x;k
EOGV FNQIWO"N9XNGV IRNHVD L]VIMUNVD GV GNHNVD GKLT/UGHVD
I\>NN[NJ6@WJND IGOK2I'UGV I\LIR YN5HNLNXV JVUT
L]N)N=XNGKWNMJKJ6@RJ2I'UJ6
NNc\@WNVFNQHVDHJNXL]VIMU
LN6\TOFX[N$QIH
GGVHN[=LM
NNc\GKL]+NTK
NTHOKJGV
ON)NGONH)NK=HT%+NV0JTE=$RJYDqNNGNV[N@YN6MUKXIQXNVDUG
RJPOKI/)NIUHVDMJN@YN6MPLRNO@L]N)N=XNGMUNJTYNL]+NTK
NT
HOKJGKFN9WNVJUNMJN$L]+NTK
NTHOKJXVJX8NJXNHGVG
SV\VGNVYN.NQKIGRJWNGM
NNc\GVI\L]N)N=XNGMVUNIG
POVQCI9L]N,UJNV$
10 nfe’d esa guU;kg uked ,d psyk Fkk] mlls izHkq us n'kZu esa
dgk] ßgs guU;kg!Þ mlus dgk] ßgka] izHkqAÞ
11 rc izHkq us mlls dgk] ßmBdj ml xyh esa tk tks lhèkh dgykrh
gS] vkSj ;gwnk ds ?kj esa 'kkÅy uke ,d rkjlh dks iwN ys( D;ksafd
ns[k] og izkFkZuk dj jgk gSAÞ
12 vkSj mlus guU;kg uked ,d iq#"k dks Hkhrj vkrs] vkSj vius
Åij gkFk j[krs ns[kk gS( rkfd fQj ls n`f"V ik,A
13 guU;kg us mÙkj fn;k] ßgs izHkq] eSaus bl euq"; ds fo"k; esa cgqrksa
ls lquk gS fd blus ;:'kyse esa rsjs ifo= yksxksa ds lkFk cM+h cM+h
cqjkb;ka dh gSaA
14 ßvkSj ;gka Hkh bldks egk;ktdksa dh vksj ls vfèkdkj feyk gS] fd
tks yksx rsjk uke ysrs gSa] mu lc dks ckUèk ysAÞ
15 ijarq izHkq us mlls dgk] ßrw pyk tk( D;ksafd ;g] rks vU;tkfr;ksa
vkSj jktkvksa] vkSj blzk,fy;kasa ds lkeus esjk uke izxV djus ds fy,
esjk pquk gqvk ik= gSA
16 ßvkSj eSa mls crkÅaxk] fd esjs uke ds fy, mls dSlk dSlk nq[k
mBkuk iM+sxkAÞ
17 rc guU;kg mBdj ml ?kj esa x;k] vkSj ml ij viuk gkFk
j[kdj dgk] ßgs HkkbZ 'kkÅy] izHkq vFkkZr~ ;h'kq] tks ml jkLrs esa
ftlls rw vk;k] rq>s fn[kkbZ fn;k Fkk] mlh us eq>s Hkstk gS] fd rw fQj
n`f"V ik, vkSj ifo= vkRek ls ifjiw.kZ gks tk,AÞ
44
GN=/)N\ GV
NN
RU IONDU
18 vkSj rqjar mldh vka[kksa ls fNyds ls fxjs] vkSj og ns[kus yxk
vkSj mlus mBdj cifrLek fy;k( fQj Hkkstu djds cy ik;kA
L]NM(+NHDV)NNV0KYIX31NGVFNQJX8NJ[NYN6MPOXV
NNc\
GVI\L]N)N=XNGK@XGVR\EOI\IGPOVQCI9L]N,UJNV@FI<G
EOI\+NKIGRJLIR YN5HNOV+NMWN$
NNc\K
NTHOKJHVD
IR
RNOK)NN@L]+NTHVDUKXIQXF0N)NN$L]+NTK
NTHOKJXVJX8NJ
GNV WNV FUNNPOOV JHJQV>NOGUV J6D IGPOGV WKRXLM
LMHV
RMGKF0KFT\NJ9)NK$YN6MI4M+NK@JHQV>NUVJ6DIGLIR
YN5HNLNXVJVUTPOGVI\L]N)N=XNGK[E=$
I4MOVGFNM@EOOVJHVDJOH!IH\UKJ6IGL]NMI(+NG
G\KIONHV@D XIR
RNIONVD GVI\LIR YN5HNLNXVGVI\L]N)N=XN
GMXNGONHN8FNU)NK$
_ILL]IV MUNVD GVGNHHVD
NNc\XVG+NKY8Y8+NNNNYNVD HVD
FNUVD GKNGNVE=Y\N6IGGL]G9KGMNGVO(FDqNHVD FUNNEOIRN
HDV GNVE=P<\V>NXJKDJ6@LMDUTJHWNXUVJ6D IG
NNc\ÑFNQHVD LN6\TOÐ
XVY8Y8+NNNNYNVD HDV FJTUFNUVD GK$POXVGTIM8)NTOGKG\KION
GNVI\>NN@H6DYLXVLMHV
RMGNqN8RNQGMUNJZDIGH6DUTHOFOV
YIqNGY8N8+NNNNHVD FNV\UNJZDÊÑGTIMI8)NNVD Ð$JH+NK
WNXUVJ6D IGLN6\TOXVLIR YN5HNGVO+NKRMQNXNVD GNVL][9IGN
YN6MEXGVIRNHDV Y8IR
RNIONVD GNVIO>NNN'NDIV GPOKXV
GTIMI8)NNVD VYqNI\>NV$
4- dqjusfy;ql vkSj mldk ?kjkuk
L]VIMUNVDGVGNHGKLT/UGHVDI\>NK[E=SN6)NK"N9XNWNVIGOK2I'U
GV LIR YN5HN HDV FLIU/HN LNXV GV IRN HDV FUNUK J6@ RJ J6
GTMXVI\TOYN6MPOGN"NMNXN$L]VIMULUMOGNV LMHV
RMXV J
IXQV=
NIQNIGRJWNGMGTMXVI\TOOV+NVD9GMV@WJNDLMPOXV
45
K
NTHOKJGNL]SNMIGN$JLJ\KFNM)NNWFY8WNIUNVDGNV
OTOHNSNMGNL]SNMIGN[N)NN$
44 irjl ;s ckrsa dg gh jgk Fkk fd ifo= vkRek opu ds lc
lquusokyksa ij mrj vk;kA
45 vkSj ftrus [kruk fd, gq, fo’oklh irjl ds lkFk vk, Fks] os
lc pfdr gq, fd vU;tkfr;ksa ij Hkh ifo= vkRek dk nku maMsyk
x;k gS]
46 D;ksafd mUgksaus mUgsa Hkkafr Hkkafr dh Hkk"kk cksyrs vkSj ijes'oj dh
cM+kbZ djrs lqukA
47 bl ij irjl us dgk] ßD;k dksbZ ty dh jksd dj ldrk gS fd
;s cifrLek u ik,a ftUgksaus gekjs leku ifo= vkRek ik;k gS\Þ
48 vkSj mlus vkKk nh fd mUgsa ;h'kq elhg ds uke esa cifrLek fn;k
tk,A rc mUgksaus mlls fcurh dh fd og muds lkFk dqN fnu jgsA
WFLUMOXVEX\NV[NVDGNVHOKJGNL]SNMIGN@UFP8JNVDXV
POODQV
NLMIR
RNOIGN@YN6MLMHV
RMXVUTMDUPXLMYLXN
LIR YN5HNP0V\IQN$EX\NV[NDVXVY8Y8+NNNNYNVDHVDFNUVD
GKYN6MLMHV
RMGKFNE=GK$
15 ßtc eSa ckrsa djus yxk] rks ifo= vkRek mu ij mlh jhfr ls
mrjk] ftl jhfr ls vkjEHk esa ge ij mrjk FkkA
16 ßrc eq>s izHkq dk og opu Lej.k vk;k] tks mlus dgk fd ;wgék
us rks ikuh ls cifrLek fn;k] ijarq rqe ifo= vkRek ls cifrLek
ikvksxsA
17 ßblfy, tcfd ijes'oj us mUgas Hkh ogh nku fn;k] tks gesa izHkq
;h'kq elhg ij fo’okl djus ls feyk Fkk] rks eSa dkSu Fkk tks ijes'oj
dks jksd ldrk\Þ
18 ;g lqudj os pqi jgs] vkSj ijes'oj dh c<+kbZ djds dgus yxs]
ßrc rks ijes'oj us vU;tkfr;ksa dks Hkh thou ds fy, eu fQjko dk
nku fn;k gSAÞ
46
GN=/)N\ GV
NN
RU IONDU

N\VHHVDRNLOYNXVGVFNQ@GTMXVI\TOGV"NMHDVJTE="N9XNYNVD
GVIRNHVDLUMOXVLTXHZ=<NDGXIGN@YN6MPOXV/L9FUNNIG
JLIR YN5HNGVPOFLIU/HVGVOHNXJK)NNWNVSV\NVDXV
IL8UVGT/UGVIQXLNN)NN$
YU@JHNMV LNOQZOMNPQNJMNJ6 WJND L]+NT K
NT HOKJLM
IR
RNOGMXV GV FNQ\NV[NVD XV R6OV JKLIR YN5HNGNFLIU/HN
LNN@W6OVIL8UVGT/UGVIQXJTYN)NN$I4MOVJNDLIR YN5HNHVD
FLIU/HNLNXV GV FNQP8JNVDXV Y8Y8+NNNNYNVD HVD FNUVD GKYN6M
LMHV
RMGKFNE=GK$
5- bfQlql ds fo'oklh
LIR YN5HNHVD \NV[NVD GVFLIU/HNLNXVGVO(FDqNHDV IWOYDIUH"N9XN
GVIRNHDVI\>NN[NJ6RJJ6L]VIMUNVDGVGNHHVD@WNVEI4OTO
HDV"NI9UJTE=$JNDLML]VIMULN6\TOGKHT\NGNUGT1\NV[NVDOVJTE=
IW8JNVDXVZJ8XNFLIU/HNGMXVRN\VGV`NMNW\GNFLIU/HNLNN
)NN$K
NTHOKJGKOVRGNE=GVFNQOV'NJTYNEOIRNHDVV
\NV[XJKDWNXUV)NV$
1 vkSj tc viqYyksl dqfjUFkql esa Fkk] rks ikSyql Åij ds lkjs ns’k
ls gksdj bfQlql eas vk;k] vkSj dbZ psyksa dks ns[kdj]
2 muls dgk] ßD;k rqeus fo’okl djrs le; ifo= vkRek ik;k\Þ
mUgkasus mlls dgk] ßgeus rks ifo= vkRek dh ppkZ Hkh ugha lquhAÞ
3 mlus muls dgk] ßrks fQj rqeus fdldk cifrLek fy;k\Þ mUgksaus
dgk] ß;wgék dk cifrLekAÞ
4 ikSyql us dgk] ß;wgék us ;g dgdj eu fQjko dk cifrLek fn;k]
fd tks esjs ckn vkusokyk gS] ml ij vFkkZr~ ;h'kq ij fo’okl djukAÞ
5 ;g lqudj mUgksaus izHkq ;h'kq ds uke dk cifrLek fy;kA
6 vkSj tc ikSyql us mu ij gkFk j[ks] rks mu ij ifo= vkRek mrjk]
vkSj os fHké&fHké Hkk"kk cksyus vkSj Hkfo";}k.kh djus yxsA
7 ;s lc yxHkx ckjg iq#"k FksA
47
LN6\TOGV L]NMI(+NGL]
XNVD LMIRSNMGMXNIQ\S/LJNV[N'N
UTHXV IR
RNOGMUV OHLIR YN5HNLNN?ÊJI4MGFNM
Q
NN=UNJ6IGXIR
RNIONVDGVK
NTHOKJHVDIR
RNOGMXVGVFNQ
PXOVJYLV^NNGMXNIGLIR YN5HNGVI\FLIU/HNLNXVJVUT
PXGVI\L]N)N=XNGKWN@IWOL]GNML]VIMUNVDGVGNHHVDEX
\NV[NVDGVI\LN6\TOXVIGN@ONHN8FNU)NK$LN6\TOXVK
NTHOKJ
GV IRNHDV P8JVD L]SNMIGN@P8JVD W\GNFLIU/HNIQN@YN6M
POGVFNQLIR YN5HNLNXVJVUTPXGVI\POXVL]N)N=XNGK@Y)NN=U
LIR YN5HNHVDFLIU/HNLNXVJVUT$I4MOVGFNM@JHQV>NUVJ6DIG
LIR YN5HNGKRNN=NLIR YN5HNHDVFLIU/HNGVON)NY\N6IGG
L]G9KGMNJNVUVJ6D Y8+NNNNYNVDHVDL]N)N=XNGMXN@YN6MW6ONIG
EOPQNJMNHVDJ6@P8JNVDXV+NIR`NNK+NKGK$
ikap fyf[kr ?kVukvksa dk lkjka'k

ikap fyf[kr ?kVukvksa esa ls rhu HDV@J/L9J6IGIWX\NV[NDV
XV LIR YN5HNGN cifrLek ik;k@P8JNDVXV Y8Y8+NNNNYNVD HVD
FNUVDGK$Y8QNV"N9XNYNVDHVD@ONHIMNHVD@JHYXTHNX\[NUVJ6DIG
GT1 Y\N6IGG "NI9U JTYN )NN@ YN6M POGV FNQ
NNc\ ÑFNQ HVD
LN6\TOÐGVPQNJMNHVDJHWNXUVJ6DIGPOXVY8Y8+NNNNYNVDHDV
FNUVDGK$YUJGJXNOTMI^NUJ6IGLNDSNVDI\I>NU"N9XNYNVDHDV
GT1Y\N6IGG"NI9UJTYN)NN@YN6MLNDSHDVOVSNMHDVJHJGJ
OGUVJ6DIGWFP8JNVDXVLIR YN5HNGNFLIU/HNLNN@UFP8JNVDXV
IXI
SULOVY8Y8+NNNNYNVDHVDFNUVDGK$
ikap eas ls rhu"N9XNYNVDHDVP8JNVDXVY8Y8+NNNNYNVDHDVFNUVD

GKYN6MFNQHVDW\HDVFLIU/HNI\N$LNDSHVDOVQNV"N9XNYNVDHVD@
Y)NN=UONHIMNYN6MEI4OTOHVD@P8JNDVXVW\GNFLIU/HNI\N)NN
YN6MPOGVFNQP8JNVDXVLIR YN5HNGNFLIU/HNLNN$EOI\J
GJXNOTMI^NUJ6IGLMHV
RMQNVXNVDUMJOVGN=GMV[N@YN6MEO
48
GN=/)N\ GV
NN
RU IONDU
L]INHVDGNVE=AIXqNN=IMU SMNXJKDJ6D$LIR YN5HNGVFLIU/HVGN
PQaQ
V [RNJFXXVJVUTONH)N=L]N,UGMXNJ6$ONH)N=LNXNY\N6IGG
L]G9KGMNNVD GV HNqHOV@Y)NN=UY8Y8+NNNNYNVD HVD FNV\XV GV
HNqHOVYI+N2'UJNVUNJ6@WNVIGJHWNXUVJ6DIGLIR YN5HN
GNRMQNXNYN5HNGNL]G9KGMNJ6ÑGTIMI8)NNVD Ð$YU
JHJNDLMJYXTHNX\[NUVJ6D
• WFLIR YN5HNOVJHNMNFLIU/HNJNVUNJ6@UFJHojnku
vkSj lkeFkZ nksuksa ikrs gSaALMHV
RMGNYN5HNIR
RNOKGNV
ONH)N=OV+NMQVUNJ6NONH)N=GNLJMNRNLJXNUNJ6YN6MEO
^NNOVYN[VO+NKXN6RMQNXO(+NRXKLOVIR
RNOKGVI\
PL\&qNGMNUNJ6$JqNXHVDM>NVDIGVYN5HNGVRMQNXÊ
J6D@ 2I'U GV YLXV RMQNX XJKD$ EOI\ LIR YN5HN EX
RMQNXNVDGN/RNIH5RM>NUNJ6YN6MIR
RNOKGV`NMNPXHVDGN=
GMUN J6$ EX RMQNXNVD GNV PISU MKIU OV L][9 GMXV JVUT
IR
RNOKGNVLIR YN5HNGVON)NOJGNIMUNHVGN=GMXNJ6$
• WNV ONH)N= JH LNUV J6D@ og ifo= vkRek ds ojnkuksa ds
izn'kZu ds ekè;eOV 2'UJNVUKJ6@IWOGN4\JNVUNJ6
IS8J@SH5GNM@YN
S=GH=@SD[NEND@YN6MLMH
VRMGVY\N6IGG
GN=$
• igyk ojnkuWNVYNHUN6MLMQV>NNWNUNJ6RJJ6Y8Y8
+NNNNYNVDHVDFNUVDGMXN$LMHV
RMPQaQV
LZN=LOVGT1FNUVD
GMUNJ6@EOI\JHJYXTHNX\[NUVJ6DIGY.NU+NNNNYNVD
HDVFNV\XVGNJRMQNXGGTDWKJ6WNVY8O+NKRMQNXNVDHDV
YN[VFXVHVDJHNMKOJNUNGMUNJ6$
gekjs vanj vkRek dk okl vkSj cifrLek & varj D;k gS\
WF2I'UL]+NTK
NTHOKJHVDIR
RNOGMUNJ6@UFPOGNXNW8H
JNVUNJ6$JHYN5HNOVW8HVJ6D$W6ONIG[\NIUNVDHVDFUNN
49
[NJ6 YN6MUTHWNV LT JNV@EOI\LMHV
RMXV YLXV LT GK
YN5HNGNV@WNVJVY&FN@JVILUNGJGMLTGNMUNJ6JHNMVkQHVD
+NVWNJ6ÊJHLJ\VJKLIR YN5HNGNHDIQMJ6DYN6MLMHV
RMGN
YN5HNJHHVDRNOGMUNJ6ÑJHNMVYDQMMJUNJ6Ð$EOI\@IR
RNOK
GNVLIR YN5HNGNFLIU/HNLNXVJVUTL]N)N=XNGMRNXVGKYNR
GUN
'NDVJ6?GT1\NV[EOIRRNQGNVEOL]GNML]/UTUGMUVJ6DALIR
YN5HNYD
NYD
NGMGVXJKDYNUN@'NVDIGRJG2I'UJ6$EOI\
IQYNLGVLNOLIR YN5HNJ6@UNVYNLGVLNOPOGNOR=/RJ6$
YNI5HGYN6M/RN+NNIRGGVHqYDUM+NKJ6$IWOUMJOVJH
L]NfIUGIR
RHVDFNUNVDGNVQV>NUVJ6D@POOVYNI5HGFNUVDY'OMI+N8X
JNVUKJ6D$/RN+NNIRG^NV HVD JOSJ6 IGWFYNL2I'UGNV
+NN6IUGLOVQV>NUVJ6D@UFYNLPO2I'UGNVLZN=LOVQV>NUV
J6D$VONXJKDJ6IGPO2I'UXVYLXNIJ/ON+NN6IUGUN6MLMIGOK
YN6M/)NNXHVDM>N1NV0NJ6$LMDUT@WFJHLIR YN5HNGV2I'U5R
GVIRNHDVIRSNMGMUVJ6DUFRJNDGF0NYDUMJNVUNJ6$LIR
YN5HNG2I'UJ6@LMDUT POGV IRLMKU@RJYOKHJ6$og vk
ldrk gS vkSj vkrs jgrk gS] D;ksafd og vlhe gSAJHPOGK
YIqNGNE=ÊGNV LNOGUV J6D@'NVDIGRJYOKHJ6 YN6MJHJHNMV
WKRXNVDHDVPOVIGUXNYXT+NRGMUVJ6DEOGNGNVE=YDUXJKD$
LIR
NN/ HVD@JHQV>NUVJ6DIGLIR YN5HNGVI+N8XL6HNXVJ6D$
JHQV>NUVJ6DIGHZONLMWNVYN5HN)NNRJY8L]NSKXNVDGNVFND9
IQN[N)NNÑI[XUK Ð$JHJNV
NZHDVQV>NUVJ6DIGHZON
GV LNO WNV )NN POGN G YD
N POHVD J6 FTI GN YN5HN
Ñ2R/)NNIRRMNÐ$I\ÃNJGV/R[=P%NI\WNXVGVFNQJH
I\
NNLMYN5HNGNQT[TXNIJ/ONPUMUV JTQV>NUV J6D ÑMNWN
Ð$ZJ8XNFLIU/HNGMXV RN\V XV "NNVNNNGKIGK
NT LM
YN5HNFVLIMHNN)NNÑZJ8XNÐ$
50
GN=/)N\ GV
NN
RU IONDU
IR
RNOKGV WKRXHVD YN5HNGV YIqNIXRNOKGN= YN6MYN5HNGN
FLIU/HNGVHqYDUMEXQNVODQ+NNV=DGNYR\NVGXGMXVLMOH!N
WNOGUNJ6
;wgUuk 4%13&14
13 ;h'kq us mldks mÙkj fn;k] ßtks dksbZ ;g ty ih,xk] og fQj
I;klk gksxkA
14 ßijarq tks dksbZ ml ty esa ls ih,xk tks eSa mls nwaxk] og fQj
vuUrdky rd I;klk u gksxk( oju tks ty eSa mls nwaxk] og mlesa
,d lksrk cu tk,xk tks vuUr thou ds fy, meM+rk jgsxkAÞ
;wgUuk 7%37&39
37 fQj ioZ ds vafre fnu] tks eq[; fnu gS] ;h'kq [kM+k gqvk vkSj
mlus iqdkj dj dgk] ß;fn dksbZ I;klk gks rks esjs ikl vkdj ih,A
38 ßtks eq> ij fo’okl djsxk] tSlk ifo= 'kkL= esa vk;k gS] mlds
ân; esa ls thou ds ty dh ufn;ka cg fudysxhAÞ
39 mlus ;g opu ml vkRek ds fo"k; esa dgk] ftls ml ij fo’okl
djusokys ikus ij Fks( D;kasfd vkRek vc rd u mrjk Fkk] D;ksafd ;h'kq
vc rd viuh efgek dks u igqapk FkkA
ZJ8XNHVD@L]+NTK
NTXVGlksrs ds IRNHVDGJN@ZJ8XN
HVD@POXVunh GVIRNHVDGJN$ONVUNIR
RNOKGVYDQMJ6@XQK
IR
RNOKHVD OV FNJMFJUKJ6$YDQMGNONVUNIR
RNOKGV I\
OXNUXWKRX\V YNUNJ6$IR
RNOKHVD OV FNJMFJXV RN\KXQK
LIR YN5HNGKPLI/)NIUYN6MONH)N=J6WNVIR
RNOKGV`NMNQZOMNVD
GVI\PL\&qNGKWNUKJ6$W\RJKJ6ÑLIR YN5HNGNL]UKGÐ@
LMDUT fHkUu iSekus YN6M fHkUu mn~ns';$ YU RJK YN5HN GN=
GMUNJ6@LMDUTL6HNXVYN6MPQaQV
HVDYDUMJ6$
51
1 dqfjfUFk;ksa 12%13 dk D;k\
D;ksafd ge lc us D;k ;gwnh gks] D;k ;wukuh] D;k nkl] D;k Loar=]
,d gh vkRek ds }kjk ,d nsg gksus ds fy, cifrLek fy;k] vkSj ge
lc dks ,d gh vkRek fiyk;k x;kA
G+NK G+NK\NV[JFUNXVGVI\IGJHOFXVLIR YN5HN

GNFLIU/HNLNNJ6GTIMI8)NNVDGNPLNV[GMUVJ6D$PNM
QVXV RN\N,d gh cifrLek J6 ÑEI4IONVD Ð@LMDUT IR
RNOKGV
LNOWNVdbZ cifrLeVJ6DIWXGVIRNHVDPOVIO>NNXVGKWMU
J6YN6MIWXGNIR
RNOKYXT+NRGMUNJ6ÑEF]NIXNVDÐ$
GFLIU/HNWNV PNMQVUNJ6@RJcifrLek ,d nsgHVD

FLIU/HNJ6@IWOGNP<\V>NGTIMI8)NNVDHVDIGN[NJ6$
geus ifo= vkRek ds }kjk elhg dh nsg esa cifrLek ik;k
gSAJPNMGVOHJNVUNJ6$
POGVFNQty dk cifrLek J6@WJNDJHNMNFLIU/HNLNXK

HVD JNVUNJ6$nwljs fo'oklh }kjk ty esa gesa cifrLek fn;k
tkrk gSA IR
RNOKK
NTGVXNHHVDÑK
NTGVYIqNGNMGV`NMNÐ@ILUN@
LT YN6MLIR YN5HNGVXNHHVDÑH5UK ÐLNXKGNFLIU/HN
\VUNJ6$W\GNFLIU/HNHT>LOVK
NTHOKJGNSV\NJNVXV
GNSTXNRGMXV GKYN6MPOGV XNHGV ON)NJHNMKOHNXUNGK
"NNVNNNJ6$W\GNFLIU/HNPNMGVFNQIGOK+NKOHJNVUNJ6$
LIR YN5HNGN+NKFLIU/HNJ6$
JHVD ;h'kq elhg us ifo= vkRek esa cifrLekIQNÑH5UK

L]VIMUNVDGVGNH@Ð$JFLIU/HNONH)N=YN6M
NTKGMNGV
I\J6$LIR YN5HNGNFLIU/HNWNVIGEOYqNGNIRNJ6@
PNMGV FNQIGOK+NKOHJNVUNJ6 NPNMGV OH+NKJNV
52
GN=/)N\ GV
NN
RU IONDU
OGUNJ6@W6ONIGL]VIMUNVDGVGNHHVDGTMXVI\TOGV"NMNXVHVD
JTYN$
YUUKXFLIU/HNVD HVD ÑGQVJHVD FLIU/UN@W\GNFLIU/HN@

LIR YN5HNGNFLIU/HNÐ@JHYDUMQV>NUVJ6D IGFLIU/HNdkSu
nsrkJ6@JHfdlesa FLIU/HNLNUVJ6D YN6MFLIU/HNdk mn~ns';
'NJ6$EOGNMNGTIMI8)NNVD HOKJGKQVJHVD FLIU/HN
LNXVGNP<\V>NGMUNJ6YN6MLIR YN5HNHVD FLIU/HNLNXVOVI+N8X
J6$
vU; vU; Hkk"kk,a D;ksa\
JONVSXNY5DUIQ\S/LJ6IGLMHV
RMY.NU+NNNNYNVDHVDFNV\XV
W6OV YN5HNGV RMQNXGNV FXNUNJ6@WJND LMJHYN5HNGV `NMN
HXTNVDGKYN6M/R[=QZUNVDGK+NNNNYNVDHDVFNV\UVJ6DÑGTIMI8)NNVDÐ
YN6MJ+NKONVSXNIQ\S/LJ6IGLMHV
RMEOGNPLNV[LJ\V
RMQNXGVLHVDGMUNJ6WNVLIR YN5HNGNFLIU/HNLNUVOH
IR
RNOKGV`NMN2'UJNVUNJ6$LMHV
RMVON'NVDGMV[N?GENVD
GV I\@QZOMK+NNNNYNVD HVD FNV\XNÊFN6IGHXGNV YNLI5UWXG
L]UKUJNVUNJ6$
LMDUTEOKGNMNJHVDQZOMK+NNNNYNVDHVDFNV\XN/RKGNMGMXVGK
WMUJ6$JHLMHV
RMLM+NMNVONM>NUV J6D$JHPOGKFTIHVD
+NMNVONM>NUV J6D$JHYLXKOH!OV LMV POHVD +NMNVONM>NUV J6D$
EOI\JHIWOUMJRJGN=GMUNJ6POV/RKGNMGMUVJ6DYN6M
POGVON)NYN[VFUVJ6D$Y8O+NKRMQNXNVDGNVL][9GMXVJVUT
OHNXIR
RNOGKYN6MPOLM+NMNVONM>NUVJTJHNMKYLXKOH!
OVFNJMGQHFNXVJVUTE31NGKYNR
GUNJNVUKJ6$EOKOH
POGKONH)N=RMQNXNVDGV`NMNL][9JNVUKJ6$
53
JHEOLT/UGGVONURVD YqNHDVXNXNL]GNMGK+NNNNYNVD GVRMQNX
GVIRNHVYN6MIRSNMGMVD[V$YNLPOYqNHDVY8Y8+NNNNYNVD
HDVFNV\XVGVGT1\N+NNVDGNW<QKOVYR\NVGXGMOGUVJ6D$POK
UMJ@YIqNGWNXGNMKGVI\fLNY8Y8+NNNNYNVDHVDFNV\XV
GV YQa+NTU \N+NÊ XNHG LKOK L]GN
NX `NMN L]GNI
NU IRXNHZ<
LT/UGQV>NV@D JLT/UGIX(XI\I>NURVRONE=9LM0NcX\NV0GVI\
IRXNHZ<PL\&qNJ6 apcwo.org/publications
D;k D;k vU; vU; Hkk"kkvksa es cksyuk ifo= vkRek ds

cifrLes dk izek.k gS\
EOL]
XGKIL1\VGE=Q
NGNVDOV@
NNQOIQNVDOVGN4KSSN=GK
WNMJKJ6$
L]VIMUNVDGVGNHNVDGKLT/UGHVDI\>NV[LNDSPQNJMNNDVOVEO
L]
XGNP5UMJ6AJND$ WF\NV[NVDXVLIR YN5HNGVON)NFLIU/HN
LNNUFRVY8Y8+NNNNYNVDHVDFNV\XV\[V$JONHN8FNU)NK
YN6MJKYLVI^NU)NN$
QZOMKYNVM@JHWNXUV J6D IGYN5HNGV XN6 RMQNXJ6D$YU

ONHN8L]
XWNVOT!NNWNUNJ6RJJ6GN
NWFIR
RNOKLIR
YN5HNOV FLIU/HNLNUNJ6@UFY8Y8+NNNNYNVD HVD FNV\XV GV
Y\NRNLIR YN5HNY8IGOKRMQNXGNVL][9GMXVGNSTXNR
GMV$JHVDEOFNUGVI\LZMKMKIUOVU6NMMJVDYN6MOH!VDIGJ
IXI
SULOVO(+NRJ6$
IR
RNOKGVI\LIR YN5HNHVFLIU/HNLNXNYN6MY8Y8
+NNNNYNVDHVDXFNV\UVJTYN5HNGVY8RMQNXNVDGNVL][9GMXN'N
O(+NRJ6?YR
JK@JND$
54
GN=/)N\ GV
NN
RU IONDU
LMDUT@'NVDIGJHNMN\ÎR
RNOKGNVYN5HNGVO+NKXN6RMQNXNVDHVD
OI JNVUV YN6M GN= GMUV JT QV>NXN J6@ EOI\ JH IXMDUM
IR
RNIONVDGNVL]NV5ONJXQVUVJ6DIGRVWFLIR YN5HNGNFLIU/HN
LNXVJVUTL]N)N=XNGMUVJ6D@UFY8Y8+NNNNYNVDHVDFNV\XVGKE31N
M>NVDYN6MYLV^NNGMVD$YN6MW<QJK@RVY8Y8+NNNNYNIVDHVD FNV\XN
YNM(+NGMUVJ6D$YN6MJHRJKDXJKDGWNUV$JHP8JVDL]NV5ONJX
QVUVJ6DIGRVYN5HNGVO+NKXN6RMQNXNVDHDVYN[VFXVGKYN[]JLZN=
E31NM>NVD$
JH O+NK IR
RNIONVD GNV L]NV5ONJX QVUV J6D IG RV Y8 Y8
+NNNNYNVDHVDFNV\VD'NVDIGL]+NTK
NTXVHMGTOMISUOTOHNSNMHVDGJN
IG O+NK IR
RNOK VON GMVD[V$ HMGTO YN6M IR
RNO
GMXVRN\NVDHVDVIS8JJNVD[VIGRVHVMVXNHOVYN6MIQRVXN
NGR/UT
+NKLKWNDUN6+NKPXGKGT1JNIXXJNV[K$RVFKHNMNVDLMJN)NM>NVD[V
YN6MRVSD[VJNVWND[V$Ê
dqN vU; iz'u

D;k eq>s ifo= vkRek dk cifrLek ikus gsrq ß#dukÞ
pkfg,\
XJKD@JHVD GXV GKYNR
GUNXJKD J6$WKJND@JHVD IR
RNOYN6M
YLV^NNGVON)NL]N)N=XNGMXNJ6$LMDUTJHDVGE=IQXNVDUGAGXV GK
YNR
GUNXJKD J6$LJ\V SV\NVD GNV
N\VHHVD GXNL0N
EOGNGHN GNMNJ)NNIGP8JVDIL8UVGT/UGVIQXGVI\
GXN)NN'NVDIGLMHV
RMXVPOIQXPOGNYN5HNP0V\XVGN
IXN=I\N)NN$FNQRN\VPQNJMNNVD HV@D \NV[NVD GVI\L]N)N=XNGK[E=
YN6MP8JNVDXVL]N)N=XNO+NNGVQN6MNXLIR YN5HNGNFLIU/HNLNN$
55
D;k ifo= vkRek dk cifrLek ikus gsrq eq> ij gkFk j[ks
tkus dh t+:jr gS\
JYNR
GXJKDJ6$J/HMNM>NVDIGLIR YN5HNHVDFLIU/HN
QVXV RN\NL]+NT K
NT J6$EOI\RJYNLGV ON)NL]N)N=XNGMXV JVUT
IGOKYN6MGNPLNV[GMOGUNJ6NIGOKYN6MGVYNLLMJN)N
M>NVF[6MYN6MYNLGVON)NL]N)N=XNIGF[6MRJVONGMOGUNJ6$
YNL2I'U[UUN6MLML]N)N=XNGMOGUV J6D YN6MLIR YN5HNHVD
FLIU/HNLNXVJVUTIFXNIGOKGVYNLLMJN)NM>NVYNLIR
RNOOV
L]N,UGMOGUV J6D$IL8UVGT/UGV IQXYN6MGTMXVI\TOGV "NMHVD
IFXNIGOKGVJN)NM>NVLIR YN5HN\NV[NVDLMPUMYNN$
D;k ifo= vkRek ds cifrLes ds fy, izkFkZuk djus ls
igys eq>s ty dk cifrLek ysus dh t+:jr gS\
J YNR
G XJKD J6$ W6ON IG JHXV LJ\V JK
NNc\ YN6M
GTMXVI\TO GV "NMNXV HVD QV>NN@ \NV[NVD XV LJ\V LIR YN5HN GN
FLIU/HNLNNYN6MFNQHVDP8JNVDXVW\GNFLIU/HNI\N$ONHIMN
YN6MEI4OTOGVIR
RNIONVDGVPQNJMNHVD@P8JNVDXVLJ\VW\GN
FLIU/HNI\N@YN6MPOGVFNQP8JNVDXVLIR YN5HNGNFLIU/HN
LNN$YULMHV
RMQNVXNVDUMJOVGNHGMOGUNJ6$
D;k vU; vU; Hkk"kkvksa dk vFkZ ges'kk gh le>k tkuk
pkfg,\
IL8UVGT/UGVIQXL]VIMUNVDGVGNHHVD@JHWNXUVJ6DIG\NV[NVDXVPX
+NNNNYNVDHVDIWOOVRVLIMISU)NV\NV[NVDGNVFNV\UVJTYN6MLMHV
RMGV
YQa+NTUGNHNVDGNF>NNXGMUVJTOTXN$EOHVDPXIR
RNIONVD
GKO(+NNRXNGNV J9NNXJKD WNOGUNIW8JNVDXV POIQXLIR
YN5HNGNFLIU/HNLNN)NN@PXHVDOVGT1\NV[NVDXVY8+NNNNYNVDHVD
FNV\NJNV[NIWOV OH!NXJKD WNOGUN)NN@IWOHVD ODONIMGYN6M
/R[K=+NNNNYNVDGNOHNRV
NJNVOGUNJ6$JGJXN[\UJ6IG
56
GN=/)N\ GV
NN
RU IONDU
O+NK\NV[NVDXVGVR\PX\NV[NVDGK+NNNNYNVDHDVFNUVDGKWNVRJND
LMPLI/)NU)NV$LIR
NN/ FUNUNJ6IGRJNDPLI/)NU\NV[NVDHVD OV
L]5VGXVYLXK+NNNNHDVGT1FNUVDOTXKD$EOI\EOHVDY8Y.NU
+NNNNYNVDGVPLNV[GKO(+NNRXNGNVJ9NNXJKDWNOGUN@WF
\NV[NVDXVY8Y8+NNNNYNVDHVDFNUVDGK$
7 vkSj os lc pfdr vkSj vpfEHkr gksdj dgus yxs] ßns[kks] ;s tks
cksy jgs gSa] D;k lc xyhyh ugha\
8 ßrks fQj D;ksa geesa ls gj ,d viuh viuh tUeHkwfe dh Hkk"kk
lqurk gS\
9 ßge tks ikjFkh vkSj esnh vkSj ,ykeh yksx vkSj felqiqrkfe;k vkSj
;gwfn;k vkSj dIinwfd;k vkSj iqUrql vkSj vkfl;k]
10 ßvkSj Ýwfx;k vkSj ieQwfy;k vkSj felj vkSj fycwvk ns’k tks
dqjsus ds vkl ikl gS] bu lc ns’kksa ds jgusokys vkSj jkseh izoklh]
D;k ;gwnh] D;k ;gwnh er èkkj.k djusokys] Øsrh vkSj vjch Hkh gSaA
11 ßijarq viuh viuh Hkk"kk esa muls ijes'oj ds cM+s cM+s dkeksa dh
ppkZ lqurs gaSAÞ
LIR
NN/ IX
SN5HGUN6MLMJXJKDFUNUNIGL]VIMUNVDGV
GNHYN6MHVD@WF\NV[NVDXVLIR YN5HNGNFLIU/HNLNN)NN@
UFPXO+NK\NV[NVDXVVOK+NNNNYNVDHDVFNUVDGKIW8JVDRJNDPLI/)NU
\NV[OH!LN$
QZOMKYNVM@LIR
NN/ /L9LOVIO>NNUNJ6IGWFJH
Y8Y8+NNNNYNVDHVDFNV\UVJ6D@UFJHHXTNVDGK+NNNNYNVDHVDYN6M
/R[=QZUNVD GK+NNNNYNVD HVD FNV\OGUV J6D ÑGTIMI8)NNVD Ð$EOOV
IXI
SULOVJOZISUJNV[NIGJHY8Y8+NNNNYNVDHVDFNV\
OGUVJ6DIWOVGNVE=XJKDOH!V[N$EOI\@L]VIMULN6\TO/L9L
OVFUNUNJ6IGWFJHY8Y8+NNNNHVDFNV\UVJ6DUFPOVGNVE=
XJKD OH!UN$Ê
57
1 dqfjfUFk;ksa 13%1
;fn eSa euq";ksa vkSj LoxZnwrksa dh cksfy;ka cksywa] vkSj izse u j[kaw] rks
eSa BuBukrk gqvk ihry] vkSj >a>ukrh gqbZ >ka> gwaA
GTIMI8)NNVD
D;ksafd tks vU; Hkk"kk esa ckrsa djrk gS] og euq";ksa ls ugha] ijarq
ijes'oj ls ckrsa djrk gS( blfy, fd mldh dksbZ ugha le>rk(
D;ksafd og Hksn dh ckrsa vkRek esa gksdj cksyrk gSA
JHVDJOH!XNSNIJIGY8Y8+NNNNYNVDHVDFNV\XV#L]N)N=XN
GMXVGVGE=PLNV[J6DW6ONIGLIR
NN/ HVDQV>NNWNUNJ6$EXHVD
EXFNUNVDGNOHNRV
NJ6
ÑYÐ 2I'U[UL]N)N=XN@Hq/)NK@YN6MP8XIUGVI\Y8Y8+NNNN
Y8Y8+NNNNYNVDHVDFNV\XVGNJY5DUONHN8PLNV[
J6@WJNDIR
RNOKY8Y8+NNNNYNVDHDVFNV\UN#L]N)N=XNGMUNJ6
IWOGVLIMNNH/RLYNDUIMGHXT5RGKP8XIUJNVUKJ6@RJ
L]5^NLMHV
RMGV ON)NFNUVD GMUNJ6@YN6MQZOMNVD GV I\
Hq/)NKGMUNJ6ÑGTIMI8)NNVD@MNVIHNVD Ð$
ÑFÐ Y)N=FUNXVJVUTY8Y8+NNNNDJUFJNVUNJ6WFIGOK
O+NNHVDIR
RNOKGNVY8Y8+NNNNYNVDHDVODQV
NQVXVGKL]VMNN
L]N,UJNVUKJ6IWOGVFNQPO+NNNNGNY)N=FUNXNJNVUNJ6@
UNIG O+NK PLI/)NU OH! OGVD YN6M P8XIU LN OGVD Ñ
GTIMI8)NNVD@Ð
ÑGÐ YIR
RNIONVDGVI\IS8JGVLHVDY8Y8+NNNNDJND
LMYN5HNIR
RNOKGNVNV;UNQVUNJ6IGRJVOK+NNNNHVDFNV\V
IWOVPLI/)NUYIR
RNOKOH!OGVD@IWOGVLIMNNH/RLRV
L]+NTGVIRNHVDO5OTXUVJ6DÑGTIMI8)NNVDL]VIMUNVDGV
GNH Ð$
EOI\EOL]
XGNP5UMJ6@AXJKD@Y8Y8+NNNNYNVDGNY)N=
JHV
NNJKOH!XNWMKXJKD J6$
58
GN=/)N\ GV
NN
RU IONDU
D;k ;h'kq us vU; vU; Hkk"kkvksa eas ckrsa dh\
JHXJKDWNXUV$LIR
NN/ HVDVONGNVE=/)NNXXJKDJ6WNVFUNUN
J6IGK
NTXVY8Y8+NNNNYNVDHDVFNUVDGK$POKUMJLIR
NN/
HVDVONGNVE=/)NNXXJKDJ6WNVVONFUNUNJ6IGPOXVY8Y8
+NNNNYNVDHDVFNUVDXJKDDGK$EOI\@JHXJKDWNXUVIG'NL]+NTK
NT
XVYN5HNGVEXQNVRMQNXNVDGNPLNV[IGN Y8Y8+NNNND
YN6MPXGNY)N=FUNXN$JHYR
JKWNXUVJ6DIGPOXVYN5HNGV
Y8ONURMQNXNVDGNVL][9IGN@'NVDIGPOGVL]SNMYN6MI
N^NGV
ON)NYN
S=GH=JTYNGMUV)NV$
bczkfu;ksa 2%3&4
3 rks ge yksx ,sls cM+s m)kj ls fuf’apr jgdj dSls cp ldrs gSa]
fu’p; gqvk\
4 vkSj lkFk gh ijes'oj Hkh viuh bPNk ds vuqlkj fpUgksa] vn~Hkqr
dkeksa] vkSj ukuk izdkj ds lkeFkZ ds dkeksa] vkSj ifo= vkRek ds
ojnkuksa ds ckaVus ds }kjk bldh xokgh nsrk jgkA
tc ge vU; vU; Hkk"kkvksa esa cksyrs gSa] D;k rc 'kSrku

le> ldrk gS\
FNEF\ /L9 L OV XJKD FUNUK IG
N6UNX YN6M POGK
QT9N5HND JHNMNY8Y8+NNNNYNVD HVD FNV\XNOH!UV J6D NXJKD$
LMDUT@JNDLMJHGT1YXTHNX\[NOGUVJ6D$WFJHY8Y8
+NNNNYNVDHVDFNV\UVJ6D@UFJHGTIMI8)NNVDGVYXTONMHXTNVDYN6M
/R[=QZUNVD GK+NNNNYNVD HVD FNV\UV J6D$JHWNXUV J6D IG
N6UNXYN6M
POGKQT9N5HNDHXTNVDGK+NNNNDOH!OGUKJ6D'NVDIGWFJH
QT9N5HNYNVDGNIRMNVqNGMUVJ6D@P8JVD0ND9UVJ6DNQT9N5HNDIXGN\UV
J6D@UFJHYLXK.NU+NNNNYNVD GNV
N&QNVD HVD FNV\UV J6D YN6MUFV
QT9N5HNDP5UMQVUKJ6DYN6MYN.NHNXUKJ6D$JHLIR
NN/ HVD J
+NKQV>NUVJ6D IG7NVIUGV/R[=QUZ YN6M
N6UNXU)NNPOGKQT9N5HNYNVD
59
GVHqOD"NN=S\UNJ6ÑQNIXÃV\@@JZQNÐ$7NVIU
GV/R[=QZU+NK
N6UNXYN6MPOGKQT9N5HNYNVDGNV/R[=QZUNVDGK+NNNN
GNPLNV[GM0ND9UVJ6DÑJZQNÐ$EOI\JHJYXTHNX\[N
OGUVJ6DIG
N65NNXYN6MPOGKQT9N5HNDHXTNVDYN6M/R[=QZUNVDGK
+NNNND OH!OGUV J6D$EOI\EOGNY)N= JJNV[NIGWNV JH
Y8Y8+NNNNYNVDHVDFNV\UVJ6DPOVRVOH!VD[V$LMDUTJHY8Y8
+NNNNYNVDHVDWNVFNV\UVJ6DPOVQT9N5HNDOH!UKJ6DEOFNUOVJHVD
IGOKUMJOVLMV
NNXJNVXVGKWMUXJKD$
ifo= vkRek dk cifrLek ikus gsrq funsZ'k vkSj izkFkZuk

LIR YN5HNGNFLIU/HNLNXNLZN=UNLMHV
RMGNGN=J6$JH
POGNIXHN=NXJKDGMOGUVN\NV[NVDGNVWFMXEOGVI\IRR
N
XJKDGMOGUV$JH\NV[NVDGNVJIO>NNOGUVJ6DIGLMHV
RMGN
RSX'NGJXNSNJUNJ6@JHGT12RJNIMGIXQV=
NQVOGUVJ6D
YN6MPOGVFNQL]N)N=XNGMOGUVJ6D$LMHV
RMYLXVRSXGVL]IU
IXMDUMIR
RNONV;MJUNJ6YN6MRJYLXV\NV[NVDGNVLIR YN5HN
GNFLIU/HNQV[N$RJPX\NV[NVDLMYLXNYN5HNP0V\UNJ6WNV
,NOV J6D Ñ
NNNJÐ$
;h'kq ifo= vkRek esa cifrLek nsus okyk gS] vr% mldh
vksj ns[ksaA
FNEF\GJUKJ6IGK
NTJHVDLIR YN5HNOVFLIU/HNQV[NÑH5UK
Ð$ EOI\@ LIR YN5HN GN FLIU/HN LNXV JVUT 2I'U GNV
LNOFNXGKNLMHV
RMGVWXGKYNR
GUNXJKDJ6EOI\JH
K
NTOVIFXUKGMOGUVJ6DIGRJJHDVFLIU/HNQV YLXNYN5HN
JHLMP0V\QV$WFRJYLXNYN5HNP0V\UNJ6@UF/R[K=
+NNNNDL][9JNV[K$L]VIMUNVDGVGNHNVDGKLT/UGHDVJKJTYN IWUXK
FNM \NV[NVD XV LIR YN5HN GN FLIU/HN LNN@ PUXK FNM GT1
Y\N6IGG"NI9UJTYN$RVY8Y8+NNNNYNVDHVDYNMNqNXNGMXV\[V$
60
GN=/)N\ GV
NN
RU IONDU
vki fo'oklh gSa vkSj vki vU; Hkk"kkvksa esa ckrsa dj ldrs
gSa
NQM>NVD IGIR
RNOKJNVXVGVXNUVYNLY8+NNNNYNVD HVD FNUVD GM
OGUVJ6D$HMGTO HVDL]+NTK
NTXVGJNIGYNLVONGM
OGUVJ6DYN6MIR
RNOGMXVRN\NVDHVDVIS8JJNVD[VIGRVHVMVXNH
OVQT9N5HNYNVDGNVIXGN\VD[V@XE=XE=+NNNNFNV\VD[V@ONDLNVDGNVP%N\VD[V@
YN6MIQRVXN
NGR/UT+NKLKWNDUN6+NKPXGKGT1JNIXXJNV[K$
RVFKHNMNVDLMJN)NM>NVD[VYN6MRVSD[VJNVWND[V$Ê
fo'okl dk dne c<+k,a

JHIR
RNOOVYN5HNGKL]IU.NLNUVJ6$D JLIR YN5HNGNRMQNX
J6YN6ML]IU.NLNXVJVUTYNLGVI\OM\IR
RNOGKWMUJ6$
xykfr;ksa 3%13&14
13 elhg us tks gekjs fy, Jkfir cuk] geas eksy ysdj O;oLFkk ds
Jki ls NqM+k;k D;ksafd fy[kk gS] tks dksbZ dkB ij yVdk;k tkrk gS
og Jkfir gSA
14 ;g blfy, gqvk] fd bczkghe dh vk’kh"k elhg ;h'kq esa
vU;tkfr;ksa rd igqaps] vkSj ge fo’okl ds }kjk ml vkRek dks izkIr
djsa] ftldh izfrKk gqbZ gSA
lc izdkj ds Hk; dks R;kx nsa

IGOKL]GNMGN+NXM>NVDIGYNLGNVGNVE=Y8ÊL]GNMGNYN5HN
IH\V[N$WFYNLL]N)N=XNGMVD[VYN6ML]+NTK
NTOVIFXUKGMVD[VIGRJ
YNLGNVLIR YN5HNOVFLIU/HNQV[N@UFIF<GT\JKJNV[N$L]+NT
K
NTXV\ZGN HVDGJNUTHHVDOVVONGN6XILUNJNV[NIG
WFPOGNLT POVMNV9KHND[V@UNVPOVL5)NMQVNH1\KHND[V@UNV
H1\KGV FQ\V POV ONDLQV?NY0NHND[V UNV POV IF31Z QV?
EOI\WFUTHFTMVJNVGMYLXV\0GVFN\NVDGNVY31KR/UTDQVXN
61
WNXUVJNV@UNV/R[K=ILUNYLXVHND[XVRN\NVDGNVLIR YN5HN'NVDX
QV[N?Ê
fuf'apr jgsa] vki ijes'oj dks dqN djus gsrq ugha euok
jgs gSa
YNLGNVLIR YN5HNGNRMQNXLNXVJVUT@LMHV
RMOVNSXNGMXV
GKWMUXJKDJ6@POGNJN)NHMNV0XVGK@\(FVOHNVDUGEDUWNM
GMXV GK@YI+NNSXNGMXV GK@LTGNMXV GK@FJTUYNDOZ FJNXV GK
WMUXJKDJ6$LMHV
RMYNLGVWKRXHVDPOGKL]IU.NLZMKGMXV
JVUT U6NMJ6$GVR\HND[VD YN6MIR
RNOOV []JNGMVDYNLGV LNO
GVR\GL]NHNINGE31NJ6@W6ONIGK
NTXVHMGTOHVDGJN
EOI\H6DUTHOVGJUNJZDIGWNVGT1UTHL]N)N=XNGMGVHND[NV@UNV
L]UKIUGM\NVIGUT(JVDIH\[N@YN6MUT(JNMVI\JNVWN[N$Ê
YFOVGT1IHX9NVD HD@V WFYNLL]N)N=XNGMUVJ6@D UFIR
RNOGMVD
IGYNLGVHND[XVGV^NNHVDYNLXVWNVHND[N@RJYNLXVLNI\N$
ifo= vkRek Hkk"kk nsrk gS] ijarq cksyrs vki gSa

vkSj os lc ifo= vkRek ls Hkj x,] vkSj ftl izdkj vkRek us mUgas
cksyus dh lkeFkZ nh] os vU; vU; Hkk"kk cksyus yxsA
XKSVQK[E=L]N)N=XNGMXVGVFNQ@YLXVHTDJGNV>NNV\VDYN6MWNV
GT1HTDJOVIXG\UNJ6@FNV\VD$YNRNWYNLGKJNV[KYN6MYNLGV/RM
U8 GN=GMVD[V$LIR YN5HNXJKDFNV\V[N$FNV\XNYNLGNVJ6$RJ
GVR\+NNNNQVUNJ6$
Hkk"kk èofu;ksa ls feydj curh gS
NQM>NDV+NNNNFNV\XVHVDHN qRIXP5L8XGMXN
NNIH\J6$WFV
qRIXOH!XVNV;JNVUVJ6DYN6MIXI
SUHGNYXTOMNGMUVJ6D@
62
GN=/)N\ GV
NN
RU IONDU
UFPO+NNNNHVDYNL'NGJMJVJ6DEOGNY)N=QZOMVOH!OGUV
J6D$Y8Y8+NNNNYNVDHVD@JHHXTNDVN/R[=QZUNVDGK+NNNNFNV\UVJ6D$
EOI\@LIR YN5HN+NNNNQVUNJ6ÑqRIXNVDGNVL]VIMUNL]NV5ONIJU
GMUNJ6ÐYN6MYNLGNVYNLGV/RUUD NVDGNPLNV[GMPXqRIXNVD
GNV2'UGMXNJ6$VqRIXVOK+NNNNHDVJ6DIW8JVDYNLXVOK>NNXJKD
J6@EOI\VqRIXYNLGVHXGNVXJKDOH!LND[V$YNLGNVYNM(+N
HVD VONL]UKUJNV[NIGYNLGT1YWKFqRIXIXGN\MJV J6D$V
Y.NU+NNNNHVD
N&QÑ/RMÐJ6D$POVYNRNWQVD$WFYNLIR
RNOGN
GQHFND[V@UFYN6M
N&QL]RNIJUJNVXV\[VD[V$
,d le; esa ,d Hkk"kk

/HMNM>NVD IGGJKOHHDV YNLQNV +NNNND XJKD FNV\OGUV$
EOI\YNLGKYLXK.NU+NNNNÑ+NNNNYNVDÐHVD GT1+NKFNV\XV GN
L]NOXGMVD$W<QKW<QKLMHV
RMGK/UTIUJNVÊNJN\V\TÃNJÊ
FNV\XVGNL]NOXGMVD$VONGMXVGKWMUXJKDJ6$EOOVPO
+NNNNGVL]RNJHVD FNqNNYN[KWNVYN5HNQVXNSNJUNJ6$POGVFWN@
L]N)N=XNGMXVGVFNQ@IR
RNOGNGQHFNDYN6MXE=+NNNNHVDFNV\VD$
K
NTXVGJNIGYNLVONGMVD[V@YUYNLVONGMOGUVJ6D
ijes'oj vkRek dk eu tkurk gS ¼lHkh Hkk"kkvksa esa½

LMHV
RMYNLGVkQHVDWNVQV>NUNJ6@WNXUNJ6IGLIR YN5HN
YNLGV`NMN'NGJMJNJ6$
jksfe;ksa 8%27
vkSj euksa dk tkapusokyk tkurk gS fd vkRek dh eulk D;k gS\
D;ksafd og ifo= yksxksa ds fy, ijes'oj dh bPNk ds vuqlkj fcurh
djrk gSA
EOFNUOVISDIUUXJNVIGYNLWNVGJMJVJ6DPOVYNLOH!
XJKD LNMJV J6D$L]VIMULN6\TOXV JHVD FUNNIGWFJHYN5HNHVD
63
L]N)N=XNGMUVJ6@D UFLIR YN5HNOVONH)N=LNGMJHNMNYN5HNL]N)N=XN
GMUNJ6@YN6MJHNMKOH!GNHXJKDGMUKEOI\IQH6DY8
+NNNNHVDL]N)N=XNGD@UNVHVMKYN5HNL]N)N=XNGMUKJ6@LMDUTHVMKFTI
GNHXJKDQVUKÊÑGTIMI8)NNVDÐ$LIR YN5HNYNLGV`NMN'N
GJMJNJ6EOFNUGNVLMHV
RMOH!UNJ6YN6MJKHJ5RLZN=J6$
L]N)N=XN
LIR YN5HNGVFLIU/HVGVI\IFXUKGMXVYN6MPOVL]N,U
GMXVHVDOJNUNGMXVJVUTJNDGOM\L]N)N=XNQK[E=J6$
POGVFNQIR
RNOHVDGQHFNDYN6MPO+NNNNHVDFNV\VDWNV
LIR YN5HNYNLGNVQVUNJ6$
IL]L]+NTK
NT@H6DIR
RNOKJZDH6DYNLOVIFXUKGMUNJZDIG
HT!VLIR YN5HNOVFLIU/HNQKIWUNIGH6DYNLGK[RNJK
QVXV JVUT ONH)N= LNOGZD$/R[K=ILUN@H6D K
NT GV XNHHVD
IFXUKGMUNJZD@fLNHT!LMYLXNYN5HNP0VI\W6ON
IGYNLXV L]IU.NGKJ6 IGYNLYDUGV IQXNVD HDV GMVD[V$
IR
RNOGV`NMNYFH6DLIR YN5HNGVOH/URMQNXNVDGV
ON)NLIR YN5HNGKRNN=GNV[]JNGMUNJDZ$LIR YN5HN
YFHT!LMJ6YN6MPOGVONMVRMQNXHT!HVD POGVON)NRNO
GMUVJ6D$L]+NTK
NTqN8RNQ$H6DIR
RNOKJZD@EOI\YFH6D
W6OV YN5HNHT!V NV;UNQVUNJ6 POGV YXTONMXE= +NNNND
FNV\UNJZD$HVMVWKRXGV`NMNH6DY8O+NKRMQNXNVDGVL]RNJ
GKYLV^NNGMUNJZD$qN8RNQL]+NTK
NT$LIR YN5HNYNLGN
/RN[UJ6
Y8Y8+NNNNYNVDHDVFNV\XNYNM(+NGMXVGVFNQ@Y'OMY8
Y8+NNNNYNVDHDVFNV\XNWNMKM>NVD@IQO(+NRJNVUNVL]IUIQX$\(FV
OHUGY8Y8+NNNNYNVDHDVOH2UKUGMXVGNL]NOGMDV$
64
GN=/)N\ GV
NN
RU IONDU
Y8Y8+NNNYNVDHDVL]N)N=XNGMXVGVGE=YQa+NTU\N+NJ6D$Y8Y8
+NNNNYNVD HVD FNV\XV GV \N+NNVD GV IRNHDV YIqNGWNXGNMKLNXV JVUT@
LKOKL]GN
NXGKIRXNHZ<LT/UGY8Y8+NNNNYNVDHVDFNV\XVGV
YQa+NTU\N+NÊXNHGLT/UGLVDWNVEOLUVLMIRXNHZ<0NcX\NV0
GV I\PL\&qNJ6 at apcwo.org/publications.
DWFYNLEOLT/UGHVDYN[VFUVWND[V@UFYNLLIR YN5HN
GVRMQNXNVDGVIRNHVDYN6MOK>NVD[V@UNIGYNLOK>NOGVDIGPOGV
O+NKRMQNXNVDGNVL][9GMXVJVUTYNLYN5HNGVYqNKXG6OVJNVOGUV
J6D$EXRMQNXNVDGV`NMNYNL\NV[NVDGKOVRNYN6MOJNUNGMOGUV
J6D$YNLONH)NK=[RNJFXVD[V$K
NTHOKJGNVHIJHNIH\V[K
vkRek ls Hkjiwj] vfHkf"kDr vkSj vkRek esa pyrs gq,

IR
RNOKGVWKRXHDVLIR YN5HNGVGN=GVO(FDqNHDVXIXHHVD
JHIRI+N8X
N&QNRN'L]NV[QV>NUV J6D$JHNMV `NMNPLNV[IG
WNXVRN\V
N&QNVDGK/L9UNFXNM>NXVHVDOJNUNGMXVJVUTEXHVD
OVGT1LMJHODI^N,UI9,LNKL]/UTUGMVD[V$fLNqNXQVDIGVOK
OD.NYNVDGNJO(LZN=/L9KGMNXJKDJ6$JHVDJQZOMKLT/UGGV
I\1NV0XNJNV[N$
cLMKGNV%MKHVD SV\NVD XVWNVYXT+NRLNN)NNPOGNP<\V>N

LIR YN5HNGVcifrLeVGVLHDVIGN[N)NNÑL]VIMUNVDGVGNH
Ð$JHQV>NUV J6D IGRV LIR YN5HNOV ifjiw.kZ +NKJNV [)NV
ÑL]VIMUNVD GVGNHÐ$POGVFNQONHIMNHV@D L]VIMUNVD XVL]N)N=XNGKIG
LIR YN5HNIR
RNIONVDLMßmrj vk,ÞYN6MP8JNVDXVLIR YN5HN
LNNÑL]VIMUNVDGVGNH Ð$POKUMJ@JHWNXUVJ6DIGWF
LUMOL]SNMGMMJN)NN@UFGTMXVI\TOGV"NMHDV GI UJT\NV[NVD
XV+NKLIR YN5HNGNcifrLek ik;kÑL]VIMUNVDGVGNH Ð$
LIR YN5HNPXLMßmrj vk;kÞYN6Mßm.Msyk x;kÞ@ÑL]VIMUNVDGV
65
GNH Ð$EOI\WFIR
RNOKLIR YN5HNGNFLIU/HN
LNUVJ6D@POOHRVLIR YN5HNOVLIMLZN=+NKJNVUVJ6D@LIR YN5HN
PXLMPUMYNUNJ6YN6MPXLMP0V\NWNUNJ6$IR
RNOKWF
LIR YN5HNGNFLIU/HNLNUNJ6UF'NJNVUNJ6EOGNP<\V>N
GMUVOHVO+NKRN'ND
NPISUIOJNVUVJ6D$
,d cifrLek] dbZ Hkjiwfj;ka
L]VIMUNVDGVGNHNVDGKLT/UGOVJHJQV>NUVJ6DIGIWXIR
RNIONVD
XVLIR YN5HNGNFLIU/HNLNN)NNPXGVIRNHVDI\>NN[NJ6
IGRVFNM FNMYN5HNOV+NMUV[NLIR YN5HNOVLIMLZN=JNV[
rc irjl us ifo= vkRek ls ifjiw.kZ gksdj muls dgk] ßgs yksxksa ds
ljnkjksa vkSj iqjfu;ksa%Þ

tc os izkFkZuk dj pqds] rks og LFkku tgka os bdës Fks fgy x;k] vkSj
os lc ifo= vkRek eas ifjiw.kZ gks x,] vkSj ijes'oj dk opu fg;ko
ls lqukrs jgsA

blfy, gs Hkkb;ks] vius esa ls lkr lquke iq#"kksa dks tks ifo= vkRek
vkSj cqf) ls ifjiw.kZ gksa] pqu yks] fd ge mUgsa bl dke ij Bgjk nsaA

;g ckr lkjh e.Myh dks vPNh yxh] vkSj mUgkasus fLrQuql uked
,d iq#"k dks tks fo'okl vkSj ifo= vkRek ls ifjiw.kZ Fkk] fQfyIiql
vkSj izq[kq#l vkSj uhdkuksj vkSj rheksu vkSj ijfeukl vkSj vUrkdhokyk
uhdqykml dks tks ;gwnh er esa vk x;k Fkk] pqu fy;kA
ijarq mlus ifo= vkRek ls ifjiw.kZ gksdj LoxZ dh vksj ns[kk vkSj
ijes'oj dh efgek dks vkSj ;h'kq dks ijes'oj dh nkfguh vksj [kM+k
ns[kdj dgk]
66
GN=/)N\ GV
NN
RU IONDU
D;ksafd og ,d Hkyk euq"; Fkk] vkSj ifo= vkRek vkSj fo’okl ls
ifjiw.kZ FkkA vkSj vkSj cgqr ls yksx izHkq esa vk feysA

rc 'kkÅy us ftldk uke ikSyql Hkh gS] ifo= vkRek ls ifjiw.kZ gks
mldh vksj VdVdh yxkdj dgk]

vkSj psys vkuUn ls vksj ifo= vkRek ls ifjiw.kZ gksrs jgsA
L]VIMULN6\TOLIR YN5HNGNFLIU/HNLNJTÑLIR YN5HNOV

LIMLZN=ÐI\>NUVJTYLXKLI DNVDHDVP8JVDIXQV=
NQVUNJ6IGRVYN5HN
HVDLIMLZN=JNVD@YN5HNHVDS\VDYN6MYN5HNHVDWKD
bfQfl;ksa 5%18&21
18 vkSj nk[kjl ls erokys u cuks] D;ksafd blls yqpiu gksrk gS]
ij vkRek ls ifjiw.kZ gksrs tkvksA
19 vkSj vkil esa Hktu vkSj Lrqfrxku vkSj vkfRed xhr xk;k djks]
vkSj vius vius eu esa izHkq ds lkeus xkrs vkSj dhrZu djrs jgksA
20 vkSj lnk lc ckrksa ds fy, gekjs izHkq ;h'kq elhg ds uke ls
ijes'oj firk dk èkU;okn djrs jgksA
21 vkSj elhg ds Hk; ls ,d nwljs ds vkèkhu jgksA
xykfr;ksa 5%16]22&25
16 ijarq eSa dgrk gwa] vkRek ds vuqlkj pyks] rks rqe 'kjhj dh
ykylk fdlh jhfr ls iwjh u djksxsA
22 ij vkRek dk Qy izse] vkuUn] esy] èkhjt]
23 —ik] HkykbZ] fo’okl] uezrk] vkSj la;e gSa( ,sls ,sls dkeksa ds
fojksèk esa dksbZ Hkh O;oLFkk ughaA
24 vkSj tks elhg ;h'kq ds gSa] mUgksaus 'kjhj dks mldh ykylkvksa
vkSj vfHkyk"kkvksa lesr Øwl ij p<+k fn;k gSA
25 ;fn ge vkRek ds }kjk thfor gaS] rks vkRek ds vuqlkj pysa HkhA
67
WFJHLIR YN5HNGNcifrLekLNUVJ6D@PO^NNJHYN5HNOV
ifjiw.k=JNVWNUVJ6DYN6MYI+NNVGLNUVJ6D$LIR YN5HNOVLIMLZN=
JNVXNIR
RNOKGVYDQMLIR YN5HNGVPOGN=GVIRNHVDFNV\UN
J6WNVEOFNUGNVL]+NNIRUGMUNJ6IGJHG6OVWKRXIFUNUVJ6D$
POGNO(FDqNJHNMVSN\S\XOV@JHNMVYNSMNOVJ6$YI+NNVGLNXV
GNO(FDqNLIR YN5HNGVPOGN=OVJ6IWOHVDRJJHVDOVRGNE=GV
I\ONH)N=L]QNXGMUNJ6@JHNMVGN=GNVL]+NNIRUGMUNJ6$YU
LIR YN5HNGVFLIU/HVGNLIMNNHLIMLZN=JNVXVYN6MYI+NNVGLNXV
HVDJ6$FLIU/HNLNXN+NMWNXNYN6MYI+NNVGLNXNJ6@YN6MI4M+NK
JHQV>NUVJ6DIGGY)N=OVEXQNVXNVDFNUNVDGNVßlfØ;ÞM>NXNJ6$
vkRek ls ifjiw.kZ gksuk vkSj vkRek esa pyuk vkSj vkRek esa
thou fcrkuk
W6ONIGJHPLT='ULIR
NN/ GVRSXNVDOVQV>NUVJ6D@_ILWF
JHLIR YN5HNGNFLIU/HNLNUVJ6DWFJHLIMLZN=JNVWNUVJ6D@
I4M +NK JHVD LIMLZN= FXV MJXV GK N YN5HN OV +NMLZM MJXV GK
YNR
GUNJNVUKJ6$JHVDIXMDUM@FNM(FNMYN6MFNM(FNMYN6MFNM(FNM
+NMUVWNXVGKWMUJNVUKJ6$EOGNGNMNQVJYN6MYN5HNGVFKS
IXMDUMOD"NN=JNVUNJ6Ñ[\NIUNVDÐ$IQH6D
NMKMGNVL]+NTUNGMXV
GKYXTHIUQVUNJZD@UNVH6DYN5HNOVGHLIMLZN=ÊJNVUNJZD@Y)NN=UHT!V
LMYN5HNGNL]+NNRGHJNV[NJ6NPOJQUG"N9[NJ6$
LMDUTIQH6DYN5HNOVLIMLZN=MJUNJZD@UNVQVJYqNKXM>NKWNUKJ6$
WFJHYN5HNOV LIMLZN= WKRXIFUNUV J6D@UFJHRJKGMUV J6D
IWOGVIRNHDVL]VIMULN6\TOJHVDIO>NNUVJTGJUNJ6IGYN5HN
GV YXTONMS\VDÊÑ[\NIUNVD ÐNYN5HNGV `NMNWKIRUMJVÊ
Ñ[\NIUNVDÐ$YN5HNOVLIMLZN=2I'UFTI@IR
RNO@qN8RNQGV
ON)NS\V[N@RJLMHV
RMGVI\[KU[N[N@YqNKXUNHVDS\V[N@
vkRek ds Qyksa dks izxV djsxkÑ[\NIUNVD Ð@YN6MQVJ
GKLNLHRNOXNYNVDLMWLN[NÑ[\NIUNVD@Ð$YN5HNOV
68
GN=/)N\ GV
NN
RU IONDU
LIMLZN= JNVXV GV I\@JHVD YLXV kQON4YN6M/RUD M>NXV GK
WMUJ6$ZJ8XN@GVYXTONMYLXVLNLGNYD[KGNMGMVD
YN6MUTMDUPOGK
NTUNL]N,UGMVD$W6OV JKYNLIGOKGV `NMN
YNJUHJOZOGMUV J6D@R6OV JK^NHNGMVD$LMHV
RMGV YN5HNGNV
IXHD NQVDIGRJYNLGNV+NMQV$YLXVOR=/RGNVPOGVR
NHVDGM
QVD$POGN/RN[UGMVD$POGVON)NOJ+NNI[UNHVDMJVD$EOOVYNLGNV
ßlfØ;ÞLOVYN5HNOVLIMLZN=MJXV@YN5HNHVDWKXVYN6MYN5(NN
HVDS\XVHVDOJNUNL]N,UJNVUKJ6$
vfHkf"kDr
WFJHLIR YN5HNGNFLIU/HNLNUVJ6D@UFJHYN5HNOVYI+NNVG
+NKLNUVJ6D$YI+NVNVGLNXVGNY)N=YN5HNJHLMJ6@WNVJHVDRJOF
GMXVGKONH)N=L]QNXGMUNJ6WNVLMHV
RMJHNMV`NMNGMXNSNJUN
J6Ñ\ZGN @L]VIMUNVDGVGNHÐ$JHJMOHHOKJHVD
YI+NIN'UMJUVJ6DÑGTIMI8)NNVDÐ$I4M+NK@'NVDIGJHJMOH
GNHXJKD GMUV@YUYI+NNVGJMOHOIÊXJKD JNVUN$WF
G+NKLIR YN5HNJHLMH0MNUNJ6YN6MPOGN=GNVGMXVJVUT
YLXKONH)N=GNV+NVWUNJ6WNVRJJHOVJMOHGMRNXNSNJUN
J6ÑPOL]5VGGN=GVI\YI+NNVGGKWMUJNVUKJ6WNVLMHV
RM
SNJUNJ6IGYNLGMVDÐ@UFJHGJUVJ6DIGJHLMYI+NNVGYNN
J6DÑYI+NNVGOIÊJ6Ð$YI+NNVGIR
RNOKGV`NMNYN5HNGKONH)N=
GNL][9JNVXNJ6$VONOHJNVUNJ6WFLIR YN5(NNEOVYNM(+N
GMUNJ6$RJJHLMH0MNUNJ6YNVMI4MJHPOGN=GNVGMXV
\[UV J6D$VONOHJNVUNJ6 WFJHGN= YNM(+NGMUV J6D YN6M
YI+NNVGFJXV\[UNJ6NGN=GMUNJ6$YN5HNGVRMQNXRVHNqH
JNVUVJ6DÑNONqNXÐIWXGV`NMNLIR YN5HNGNYI+NNVGÑONH)N=Ð
L][9JNVUKJ6UNIG\NV[NVDGKOVRNGMV$YI+NNVGGVIRI+N8X/UMJ6D$
VONOHJNVOGUNJ6WFJHY8OHNVDGKUT\XNHDVYIqNG
YI+NIN'UÊJNVUVJ6D$ONH)N=GNRJYD
NWNVL][9JNVUNJ6RJPO
69
YI+NNVGGV YXTLNUHVD JNVUNJ6 WNV PO^NNPLI/)NUYN6MOI
JNVUNJ6$
JHVDYN5HNOVIXMDUMLIMLZN=MJXNJ6$EOI\@IWUXKFNMJH
OVRNGMUVJ6DÑPOGN=GNVGMUVJ6DIWOVGMXVGVI\LMHV
RMXV
JHVDFT\NNJ6Ð@PUXKFNMJHVDYI+NVNVGGVYDU[=UGN=GMXNJ6$
EOI\@EOY)N=OV@LIR YN5HNGNFLIU/HNL]NMI(+NG+NKJNVUNJ6
YN6MPOVQNVJMNN+NKWNOGUNJ6$JHGFNMLIR YN5HNGN
FLIU/HNLNUVJ6D@LMDUTFNM FNM+NMUVWNUVJ6DYN6MYI+NNVGLNUVJ6D@
YXI[XUFNM@FNM(FNM$
vfHk"ksd ge ij vkSj vfHk"ksd gekjs vanj

[N6MGMVD@JHVDYI+NNVGJHLMÊYN6MYI+NNVGJHNMVYDQMÊHVDP\!XN
XJKDJ6$JHLMYI+NNVGGNY)N=J6YN5HNJHLMJ6YN6MJHVDOVRN
GVI\ONH)N=L]QNXGMUNJ6$YI+NNVGJHNMVYDQMJ6@Y)NN=UJHNMV
YDQMYN5HNPOGV YIqNIXRNOGV GN= GNV LZMNGMUNJ6 YN6MJHVD
HOKJGKOHNXUNHVD FQ\QVUNJ6$YU@ZJ8XN@IR
RNOK
GVYDQMYN5HNGVGN=GNP<\V>NGMUNJ6ÑY)NN=UYI+NNVGYDQMÐ$
1 ;wgUuk 2%20]27
20 vkSj rqEgkjk rks ml ifo= ls vfHk"ksd gqvk gS] vkSj rqe lc dqN
tkurs gksA
27 vkSj rqEgkjk og vfHk"ksd] tks mldh vksj ls fd;k x;k] rqeesa cuk
jgrk gS( vkSj rqEgsa bldk iz;kstu ugha fd dksbZ rqEgsa fl[kk,] oju~
tSls og vfHk"ksd tks mldh vksj ls fd;k x;k] rqEgsa lc ckrsa fl[kkrk
gS( vkSj ;g lPpk gS] vkSj >wBk ughaA vkSj tSlk mlus rqEgsa fl[kk;k
gS] oSls gh rqe mlesa cus jgrs gksA
70
GN=/)N\ GV
NN
RU IONDU
4
vkfRed ojnkuksa ds fo"k; esa
JHGTIMI8)NNVD HVD LIR YN5HNGV RMQNXNVD GNLIMSN5HG
YR\NVGXGMUVJ6D@YN6MJHGTIMI8)NNVDGNVI\>NV[LN6\TOGVL
GKLC%+NZIHGK)NNV0KOH!LNXV\[UVJ6D$
POGKQZOMKIH
NXMKN NGV QN6MNXÑOX OXÐ@
L]VIMULN6\TOXVGTIM8)NTOHVDGMKFHJKXVIFUNÑL]VIMUNVDGVGNH
Ð@WNVIGFDQM[NJRN\NX[M)NN@IWOHVDQNVFDQM[NJ)NVYN6M
RJGOHC2NLNMGV8Q])NNIWOV[]KOGVY\DGNMÊGVLHVD
WNXNWNUN)NN@POGKYDQNWXWXOD>N@\NV[EUXK)NK$
GTIM8)NTOHDVÉNVI09GNHDIQM)NNWNVL]VHGKQVRUN)NNYN6MPOHVD
@LTNYN6MI/ NDRV
ND)NKD$YX6IUGUNYN6MOT>NIR\NOGV
I\GTIM8)NTOGT>NU)NN$YI'R\NYN6MIL]I/G\NJZQKIR
RNOK
)NVWNVOXHVD'\N:I0O`NMNIXGN\V[EO4MHNXGVGNMN
IGOH/UJZQKMNVH1NV0GMS\VWND@MNVHOVGTIM8)NTOYN)NV
ÑL]IV MUNVD GVGNH Ð$RVLN6\TOGVON)NU(FTFXNXVGNGNHGMUV
)NVYN6MGTIM8)NTOHVDPOGVON)NIH\GMOVRNGMUV)NV$LN6\TOGNV
I4I\,LKOVGT1OJNUN+NK+NVWK[E=)NKÑGTIMI8)NNVD @
GTIMI8)NNVD @I4I\I,LNVD Ð$flyklYN6MrheqfFk;ql
HIGQTIXNOV)NVYN6MRVGTIM8)NTOHVDikSyql] vfDoyk] fizflYyk
YN6MywdkOVWNIH\VÑL]VIMUNVDGVGNHÐ$
LIR YN5HNOV LIMLZN= P8XIUL]N,UG\KIONGK/)NNLXN

GTIM8)NTOHVDHN HJKXNVDHDVJTE=$LN6\TOXVP8JVDGE=FNUVDIO>NNE=
)NKIWXHVDK
NTHOKJGVZO@L]+NT+NNVWHVD+NN[\VXN@LIR YN5HN
71
YNI5HGRMQNXNVD GV IRNHVD
GKONH)N=GVIRNHVDO3SNENDFUNE=)NKDYN6MPXO+NNVDGNVLIR
YN5HNGVRMQNXNVDGNPLNV[GMXNYN6MY8O3SNENDIO>NNE=)NK$
EXHJKXNVDGVYDUHVD@LN6\TO@YI'R\NYN6MIL]IO<\NGTIM8)NTO
1NV0[@YN6MGT1OHGVI\IGI8>NNHVDG[YN6MPOGV
FNQRJNDOVEI4OTOGNVS\V[ÑL]VIMUNVDGVGNH Ð$LN6\TO
XVYI'R\NYN6MIL]IO<\NGNVLK1V1NV0IQNYN6MRJ
N\VHGNV
S\N[N$EI4OTOHVDYI'R\NYN6MIL]IO<\NGK+NVD9Y,LT\NVOOV
JTE=YN6MPOXVP8JVDL]+NTK
NTGVIRNHVDGE=FNUVDIO>NNE=$FNQHDV
P8JNVDXVY,LT\NVOGNVGTIM8)NTOGNV+NVWNYN6MRJNDGVIR
RNIONVDGV
LNOPOGKIO4NIM
NGK$Y,LT\NVOGTIM8)NTOGVIR
RNIONVDGVI\
F0KYN
NKNGNGNMNIOJTYNÑL]VIMUNVDGVGNH Ð$
L]VIMULN6\TOXVPOGKUKOMKIH
NXMKN NGVQN6MNXÑOX
OXÐEI4OTOHVDRN=IFUN$EOOHGVQN6MNX@GTIM8)NTO
GV GT1\NV[NVD XV EI4OTOGNV +NVD9QK@IWXHVD >N\NVÊGN"NMNXN
NNIH\)NNÑGTIMI8)NNVDÐYN6MP8JVDGTIM8)NTOGKG\KIONGK
OH/NYNVD G IRN HDV FUNN$ I/U4XTO@ YN6M 4ZMUZXNUTO YN6M
Y>NEGTOÊ Ñ GTIMI8)NNVD Ð PX GT1 \NV[NVD HVD OV JNVD[V WNV
GTIM8)NTOOVYNJNDVD[V$EI4OTOOV@LN6\TOXVGTIM8)NTOGKG\KION
GK OH/NYNVD GNV O(FNVIqNU GMXV JVUT GTIMI8)NNVD GK LJ\K L K
I\>NK$ GTIM8)NTO OV YN \NV[ N UKUTO J LJ\K L K RNLO
GTIM8)NTOGNV \V YN$LN6\TOXV RJND GKG\KIONGNJN\SN\
QV>NXVGVI\UKUTOGNVGTIM8)NTOGNV+NVWN$
GTIMI8)NNVD GKLJ\KL KHVD O(FNVIqNUGK[E= GTIM8)NTOGK

G\KIONGKOH/ND
• IR+NNWX@\0NE= ![0V \NV[LN6\O
T @LUMOYN6MY,LT\NVO
GNL^N\VXV\[VÑYqN Ð
72
GN=/)N\ GV
NN
RU IONDU
• N6XYX6IUGUNÑYqN Ð
• YNDUIMGOD"NN= ÑYqNÐ
• IRRNJÑYqNÐ
• HZIU=NVDGNVSNN[N+NNVWXÑYqN@Ð
POGV FNQLN6\TO YqNNVD HVD O+NNHVD YLVI^NUPISU
YNSMNOVO(FDIqNUIRNNVDGNVO(FNVIqNUGMUNJ6
• IOMNDGXNÑYqN Ð
• L]+NT+NNVWHVDOJ+NN[KJNVXNÑYqN Ð
• YNI5HGRMQNXNVDGNPLNV[ÑYqN Ð
LN6\O
T POGVFNQOTOHNSNMYN6MLTX5)NNXOVO(FDIqNUO3SNENVD
GKI4MLTI9GMUNJ6ÑYqNÐ$
YDUHVD@RJLIR WXNVDGVI\+NVD9EG9a%NGMXVJVUTIFXUK
GMUNJ6ÑYqN@J+NKPXGKYNHO+NNGVQN6MNXJNV[N$
blfy, 1 dqfjfUFk;ksa ds 12 ls 14 vè;k;] tks vkRek ds

ojnkuksa ds mi;ksx dks lEcksfèkr djrs gSa mUgsa bu ckrksa ds
funsZ'k ds :i esa i<+k vkSj le>k tkuk pkfg, fd LFkkuh;
dyhfl;k dh lHkkvksa ds lanHkZ eas vkRek ds ojnkuksa dk
dSls mi;ksx fd;k tkrk gSA LMDUT@EOOVJOZISUXJKDJNVUN
IGYN5HNGVRMQNXGVR\/)NNXKG\KIONYNVDGKO+NNYNVDHVDL][9
JNVOGUVJ6D@'NVDIGLIR YN5HNJHV
NNPLI/)NUJNVUNJ6YN6MIGOK
+NKOH@IGOK+NK/)NNXHVDPOGKE31NGVYXTONMYLXVYNLGNV
L][9GMUNJ6$
73
dqfjUFkql dh dyhfl;k dh lHkk,a
GTIM8)NTO GK G\KION GV YNI5HG WKRX GN HZ<NDGX GMXN
Y5DUIQ\S/LJ6W6ONIGJHLN6\TOGKLI NVDHDVQV>NUVJ6D$PXGV
QNVNNVDGVFNRWZQ@PXHVD/L9LOVOH/ND)NK@YN6MI4M+NKYN5HN
GVGN=GVO(FDqNHDVRVGN4KGT1YXT+NRGMMJV)NV$JNDLMGT1
HJ5RLZN=FNUVDJ6D
• LN6\TOFUNUNJ6IGPOHVDJNVGMUTHJMFNUHVDY)NN=UaONMV
RSXYN6MONMV.NXHVD qNXKIG[ÊÑGTIMI8)NNVDÐWNVJ
OZISUGMUNJ6 IGPXGV LNORNSNGV RMQNXÑY8Y8
+NNNND@YN6MY8Y8+NNNNYNVDGNY)N=FUNXN@YN6M+NIR`NNK
GNRMQNXÐYN6ML]G9KGMNGVRMQNXÑ.NXGNRSX@FTIGN
RSX@YN5HNYNVDGKLM>NÐFJTUNUOVPLNV[HVD)NV$
• LNV\TOFUNUNJ6JNDUGIGIGOKRMQNXHDVUT(JVD"N9KXJKD@
YN6MUTHJHNMV L]+NT K
NT HOKJGV L][9JNVXV GKFN9WNVJUV
MJUVJNVÊÑGTIMI8)NNVDÐIWOGNY)N=JJ6IGPXGVHq
YN5HNGVRMQNXHT'ULOVGN=GMMJV)NV$
• LN6\TOFUNUNJ6IGL]+NTGKONH)N=PXGKO+NNYNVDHDVPLI/)NIU
)NKÑGTIMI8)NNVDÐWNVJOZISUGMUNJ6IGWFG+NKRV
EG9a%NJNVUV)NV@UFPXHVDLMHV
RMGKONH)N=L][9JNVUK)NK$
• GTIM8)NTO GV IR
RNOK YNI5HG RMQNXNVD GK qNTXÊ HVD )NV Ñ
GTIMI8)NNVDÐ$/)NNXKH0\KGKG<LXNGMVDWJNDLM
L]5VGIR
RNOKYNI5HGRMQNXNVDGVIRNHVDYNRV
NK)NN
• LN6\TOWNXUNJ6IGRVY8Y8+NNNNDFNV\XVGVI\Y5DU
P5OTG)NV@YN6MRJP8JVDFUNXNSNJUN)NNIGH6DUTHOFOV
YIqNGY8N8+NNNNHVDFNV\UNJZDÊÑGTIMI8)NNVDÐ
• WFRVEG9a%NJNVUV)NV@UFL]5VGOVRNGMXVJVUTYN6MPXGV
YN5HNGVRMQNXNVDGV`NMNGT1QVXVGVI\YNUN)NN$EOI\
74
GN=/)N\ GV
NN
RU IONDU
JV+NNENV@'NGMXNSNIJ?WFUTHEGsVJNVUVJNV@UNVJMG
GVkQHVD+NWX@NPLQV
N@NY8+NNNN@NL]GN
N@NY8
+NNNNGNY)N=FUNXNMJUNJ6OFGT1YNI5HGPpIUGVI\
JNVXNSNIJÊÑGTIMI8)NNVDÐ$VOKG\KIONE=O+NNGK
G<LXNGMVDWJND\NV[IGOKYN6MGNVYN
NKNQVXVGVYROMGN
EDUWNMGMUVJTYNUV)NV
dsoy 18 eghuksa esa!
GTIM8)NTOGKG\KIONEUXKYNI5HGLOVYNRV
NKG\KIONG6OV
FX[E=@PXGVLNOYN5HNGVRMQNXVOVF0VL6HNXVHVDGN=GMMJV
)NV@RVLMHV
RMGKONH)N=GNVYXT+NRGMMJV)NVYN6MVONOHNWFX
MJV)NVWNVHN HJKXNVDHVDYNI5HGL]G9KGMNNVDGVIRNHDVP5ONJK
)NN?JHQNVHJ5RLZN=GNMNNVDGKYNVMODGVUGMOGUVJ6DIW8JNVDXV
EOHVDNV[QNXIQN
LN6\TOGNL]SNMYN6ML]VIMUGVLHDVOVRGNE=WNVLMHV
RMGKONH)N=
L][9GMUK)NK$
4 vkSj esjs opu] vkSj esjs izpkj esa Kku dh yqHkkouh okyh ckrsa ugha]
ijarq vkRek vkSj lkeFkZ dk izek.k FkkA
5 blfy, fd rqEgkjk fo'okl euq";ksa ds Kku ij ugha] ijarq ijes'oj
dh lkeFkZ ij fuHkZj gSA
izsfjr ds y{k.k Hkh rqEgkjs chp esa lc izdkj ds èkhjt lghr] fpUgksa]
vkSj vn~Hkqr dkeksa] vkSj lkeFkZ ds dkeksa ls fn[kk, x,A
P8JNVDXVLMHV
RMGKONH)N=GNVL][9JNVUVJTQV>NN$LN6\TOXV
P8JVDL]SNMGMUVJTYN6MYN5HNGVGNHNVDGVIRNHVDIO>NNUVJT
QV>NN$GTIM8)NTOGVIR
RNOK@JN\JKHVDHZIU=LZWNYN6MLNLHWKRXNVD
OVFNJMIXG\V)NV@YN6MP8JNDVXVWNVGT1QV>NNPOHVDP8JNVDXVGQH
75
FNNYN6MGN=GMXV\[V$LMHV
RMXVPXGVHqWNVGT1IGN
)NNPOGNP<\V>NLN6\TOXVLMHV
RMGNJYXT[]JUTHLMHOKJ
K
NT HVD JTYNÊÑGTIMI8)NNVD ÐGV LHVD IGN$IQJHVOK
ONH)NK= LIR YN5HNOV LIMLZN= /)NNXKG\KIONE= OHTQNNDV GNV
U6NMGMXNSNJUVJ6D@UNVJHVDEOKL]GNMOVRNGMXNSNIJ$
LMHV
RMGVYN5HNGNH0MNXN YN5HNGKRNN=GKBUT
GTIM8)NTOGKG\KIONGK/)NNLXNGMKFOX GVOHHVD
JTE=@WNVIL8UVGT/UGVIQXGVRNNV=DFNQJNV[NÑIQJHONVSUVJ6D
IGIL8UVGT/UGK"N9XNOXHVD JTE=Ð$JOHLMHV
RMGV
YN5HNGKYONHN8RNN= GN)NN$L]VIMULN6\TO/RD LMHV
RMGV
YN5HNGKEOONH)NK=FVQNMKGNRNJG)NN$
YFJHGTIMI8)NNVDHVDYN5HNGVRMQNXNVDOVO(FDIqNULIR
NN/ GVJHNMVHT>RSXNVDGNLMK^NNGMVD[V$
1 gs Hkkb;ks] eSa ugha pkgrk fd rqe vkfRed ojnkuksa ds fo"k; esa
vKkr jgksA
2 rqe tkurs gks fd tc rqe vU;tkfr Fks] rks xawxh ewjrksa ds ihNs
tSls pyk, tkrs Fks] oSls pyrs FksA
3 blfy, eSa rqEgsa psrkouh nsrk gwa fd tks dksbZ ijes'oj dh vkRek
dh vxqokbZ ls cksyrk gS] og ugha dgrk fd ;h'kq Jkfir gS( vkSj u
dksbZ ifo= vkRek ds fcuk dg ldrk gS fd ;h'kq izHkq gSA
4 ojnku rks dksbZ izdkj ds gSa] ijarq vkRek ,d gh gSA
5 vkSj lsok,a Hkh dbZ izdkj dh gSa] ijarq izHkq ,d gh gSA
6 vkSj izHkko’kkyh dk;Z dbZ izdkj ds gSa] ijarq ijes'oj ,d gh gS
tks lc esa gj izdkj dk izHkko mRié djrk gSA
7 fdUrq lc ds ykHk igqapkus ds fy, gj ,d dks vkRek dk izdk’k
fn;k tkrk gSA
8 D;ksafd ,d dks vkRek ds }kjk cqf) dh ckrsa nh tkrh gSa( vkSj nwljs
dks mlh vkRek ds vuqlkj Kku dh ckrsa]
76
GN=/)N\ GV
NN
RU IONDU
9 vkSj fdlh dks mlh vkRek ls fo’okl( vkSj fdlh dks mlh ,d
vkRek ls paxk djus dk ojnku fn;k tkrk gSA
10 fQj fdlh dks lkeFkZ ds dke djus dh 'kfDr( vkSj fdlh dks
Hkfo";}k.kh dh( vkSj fdlh dks vkRekvksa dh ij[k( vkSj fdlh dks
vusd izdkj dh Hkk"kk( vkSj fdlh dks Hkk"kkvksa dk vFkZ crkukA
11 ijarq ;s lc izHkko’kkyh dk;Z ogh ,d vkRek djokrk gS] vkSj
ftls tks pkgrk gS og ckaV nsrk gSA
1 dqfjfUFk;ksa 12%1
gs Hkkb;ks] eSa ugha pkgrk fd rqe vkfRed ojnkuksa ds fo"k; esa vKkr
jgksA
AYNI5HG EO
N&QGNÑ[]KGA8ZHI: 9GN:O ÐGNY)N=J6AY
NNMKIMG @
AY\N6IGG $ONVJHY\N6IGGRMQNXNVDGVIRNHVDFNV\MJVJ6D$V
VOVRMQNXXJKDJ6DIW8JVD/RN+NNIRGMKIUOVL]N,UIGNWNOGUN
J6$PQNJMNGV UN6MLM@SD[NENVD GV RMQNXHVI0G\0N:'9MGK
NV;UNXJKD$.NXGNRSXLKS0KGKLQRKJNIO\GMLNN
JTYNFJTUON.NXXJKD J6$Y8Y8+NNNNYNVD GNRMQNXYXVG
+NNNNDOK>NXVYN6MFNV\XVGKNV;UNXJKDJ6$LN6\TOPXY\N6IGG
RMQNXNVDGNP<\V>NGMMJNJ6WNVJHVDLIR YN5HNGV`NMNIQ[
J6D$
LN6\TOSNJUNJ6 IGJHEXYNI5HGRMQNXNVD GNV WNXVD YN6M

OH!VD$
1 dqfjfUFk;ksa 12%2
rqe tkurs gks fd tc rqe vU;tkfr Fks] rks xawxh ewjrksa ds ihNs tSls
pyk, tkrs Fks] oSls pyrs FksA
LN6\TOGTIM8)NTOGVIR
RNIONVDGNVPXGKLC%+NZIHGN/HMNIQ\NUN
J6IGRVHZIU=LZWNGVWKRXOVIXG\YNJ6D$JNDLMWNVMA[ZD[K
N&QLMJ6ÑY)NN=UA/RMMIJU Ð$VHZIU=NDFNV\UKXJKD)NKYN6MX
>NTQGNV 2'UGMUK)NK$EOGV IRLMKUJHWKIRULMHV
RMGK
77
YNMNqNXNGMUVJ6DWNVYN5HNGVRMQNXNVDGV`NMNYLXVYNLGNVL][9
GMUNJ6@L]QI
N=UGMUNJ6YN6M2'UGMUNJ6$
1 dqfjfUFk;ksa 12%3
blfy, eSa rqEgsa psrkouh nsrk gwa fd tks dksbZ ijes'oj dh vkRek dh
vxqokbZ ls cksyrk gS] og ugha dgrk fd ;h'kq Jkfir gS( vkSj u dksbZ
ifo= vkRek ds fcuk dg ldrk gS fd ;h'kq izHkq gSA
LIR YN5HNYLXV YNLGNV \NV[NVD ÑIR

RNIONVDÐGV `NMN2'U
GMUNJ6$JHWNXUVJ6DIGLIR YN5HNGN=GMMJNJ6@'NVIGWF
2I'ULIR YN5HNGV`NMNFNV\UNJ6@UFRVL]+NTGKHIJHNGJVD[V
YN6MPOV qN8GJVD[V YN6ML]+NT K
NT HOKJGV L]+NT5RGNV YD[KNGNM
GMVD[V$ LIR YN5HN GK YI+N2I'U GNV LJSNXXV HVD J LJ\N
HN[=Q
N=XJ6$
1 dqfjfUFk;ksa 12%4
ojnku rks dksbZ izdkj ds gSa] ijarq vkRek ,d gh gSA
ARMQNX J
N&Q[]KG+NNNNHVDAG:IM/HN J6YN6MEOGNY)N=J6
AYXT[]JGNRMQNX$ AS:IMO EO
N&QGNY)N=J6AYXT[]J$
POKYN5HNGV `NMNIRIRqNUND NI+N8XRMQNXIQ[J6D$

YN5HNYXT[]JGV RMQNXNVD GKIRIRqNUNQVUNJ6 ÑGE=@IRIRqN@YN6M
I+N8XÐ$
YN5HNGVRMQNXPOGV`NMNIRXNHZ<YN6MPOGVYXT[]JGV
GNMNIQWNUVJ6D$JJHNMV`NMNIG[GN=LMYNqNNIMUXJKD
J6$JHYN5HNGVRMQNXNVDGNVGHNUVXJKD$
1 dqfjfUFk;ksa 12%5
vkSj lsok,a Hkh dbZ izdkj dh gSa] ijarq izHkq ,d gh gSA
78
GN=/)N\ GV
NN
RU IONDU
AOVRND J
N&Q[]KG+NNNNHVDA0NGNVIXN J6IWOGNY)N=J6
AOVRND@ ALQ $
L]+NTK
NTHOKJ`NMNIRIRqN@GE=@YN6MI+N8X I+N8XOVRNDNLQ
IQ[J6D$
PQNJMNI
N^NG@LNOFNX@I0GX@L]VIMU@+NIR`'UN@Hq/)N@
YNIQGKOVRGNE=ÑOVRNNLQÐ$
1 dqfjfUFk;ksa 12%6
vkSj izHkko’kkyh dk;Z dbZ izdkj ds gSa] ijarq ijes'oj ,d gh gS tks
lc esa gj izdkj dk izHkko mRié djrk gSA
AGN= J
N&Q []KG +NNNN HVD J6 AXIW=HN IWOGN Y)N= J6
AGN=@ AFNJMK L]G9KGMN@ AL]+NNR$ X IXH HVD@ EO
N&Q GN
PLNV[JHV
NNY\N6IGGGN=GVODQ+N=HDVIGNWNUNJ6$IR
RNOK
GV `NMN E=
RMK F\ GK GE=@ IRIRqN@ IRI+N8X YN6M I+N8X I+N8X
YI+N2I'UNDJ6D IWOGVLIMNNH/RLIRI+N8XGN=NFNJMKL]G9KGMN
JNVUV J6D$
JH EXRSXNVDGNVQNVUMJOVOH!OGUVJ6D@QNVXNVDOJK
J6DRJKYN5HNEXO+NKYXT[]JGVIRI+N8XRMQNXNVDGNO]NVUJ6$RJ
L]+NTK
NT\NV[NVDGNVIRI+N8XOVRGNENDÑOVRN@LQÐQVUNJ6$RJKILUN
LMHV
RM\NV[NVD GV `NMNIRI+N8XGNNV=D GV `NMNGNHGMUNJ6 ÑN
YI+N2I'UNVD@FNJMKL]G9KGMNNVDÐ$N@JHEXUKXRSXNVDGKYNVM
EOL]GNM+NKQV>NOGUVJ6D@GJKYN5HNIRI+N8XL]GNMGVRMQNX
QVUNJ6@IRI+N8XL]GNMGKOVRGNENVDGKONH)N=QVUNJ6YN6MIRI+N8X
L]GNMGVGNNV=DGNVNL]G9KGMNNVDGNV\NV[NVDGV`NMNL]G9GMUNJ6$
79
ojnku] lsodkb;ka] dk;Z % bysDVªhf'k;u] uy lqèkkjus okyk] c<+bZ]
vkWVks&eSdsfud
IFW\K GHK= N E\V'9KI
NX@ X\ OTqNNMXV RN\V@ FE=@ YN6M
YN:9NV H6GVIXGGVIRNHVDONVSVD$RVIRI+N8XL]GNMGVGN=J6DÑOVRND
NOVRGNENDÐ$PXHVDOVL]5VGGVLNOONqNXNVDGKGODQZGJNVUK
J6IWOHVD/Z0NRM@J)NNV0N@YNIQJNVUNJ6$JHEOONqNXNVDGV
ODQG Z GKUT\XNLIR YN5HNGVRMQNXNVD OVGMOGUVJ6D IWOGNJH
EOOHYqXGMMJV J6D$LMDUT@L]5VGGHK= POKYN6WNMOV
Ñ/Z 0NRMÐOVWNVGNHGMV[N@POHVDI+N8XUNJNV[K$FE=\G0K
HVD /Z4ONXVGVI\/Z 0NRMGNPLNV[GMUNJ6$E\V'9KI
NX
/Z 0NRMGKOJNUNOVIFW\KGVIRI+N8X+NN[NVDGNVGON)N
WNV0GMHWFZUGMUNJ6@YNIQ$GJKYN5HNGV`NMNEXIRI+N8X
OVRGNENVDGVHNqHOVE=
RMKOVRGNE=GVIRI+N8XGN=@LIMSN\X
NYI+N2I'UNDJNVUKJ6D$EOI\YN5HNGVE8JKDRMQNXNVDGNVHOKJ
GKQVJHVDIRI+N8XOVRGNENVDGV`NMNI+N8XUMJOV2'UIGNWN
OGUNJ6$LMDUTRJKLMHV
RMJ6WNVO]NVUJ6@IWOGKOVRNGKWNMJK
J6YN6MIWOGKONH)N=QVJHVDEXO+NKOVRGNENVD`NMNL][9JNVMJK
J6$
1 dqfjfUFk;ksa 12%7
fdUrq lc ds ykHk igqapkus ds fy, gj ,d dks vkRek dk izdk’k fn;k
tkrk gSA
RSXHVDIWXYXT[]JGVRMQNXNVDGVIRNHVDFUNN[NJ6@
PXGNP<\V>NYN5HNGVL]GN
NXGVLHDV+NKIGN[NJ6@IWOGN
Y)N=J6YN5HNGKPLI/)NIUYN6MONH)N=GNVVQC
HNXFXNXNNL][9
GMXN$V JMGÊGNV IQWNUV J6D@Y)NN=UOFGV \N+NGV I\
L]5VGIR
RNOKGNV IQWNUV J6D$L]5VGIR
RNOKYN5HNGV O+NK
RMQNXNVDGNVÑNYN5HNGVL]G9KGMNNVDÐLNOGUNJ6WNVPOGV`NMN
L][9JNVUVJ6D$
80
GN=/)N\ GV
NN
RU IONDU
8 D;ksafd ,d dks vkRek ds }kjk cqf) dh ckrsa nh tkrh gSa( vkSj nwljs
dks mlh vkRek ds vuqlkj Kku dh ckrsa]
9 vkSj fdlh dks mlh vkRek ls fo’okl( vkSj fdlh dks mlh ,d
vkRek ls paxk djus dk ojnku fn;k tkrk gSA
10 fQj fdlh dks lkeFkZ ds dke djus dh 'kfDr( vkSj fdlh dks
Hkfo";}k.kh dh( vkSj fdlh dks vkRekvksa dh ij[k( vkSj fdlh dks
vusd izdkj dh Hkk"kk( vkSj fdlh dks Hkk"kkvksa dk vFkZ crkukA
/)NNXKG\KIONGKO+NNHV@D WFIR
RNOKOJ+NNI[UNGVI\
EG9a%NYNUVJ6D@UFLMHV
RMGNYN5HNPLI/)NUL]5VG2I'UGV
`NMNI+N8X I+N8XMKIUOVYLXVYNLGNVL][9GMUNJ6$YN5HNGVXN6
RMQNXNVDGNVOZSKFIGN[NJ6YN6MFNQHVDJHL]5VGGNIR/UCU
LMK^NNGMVD[V$
ijarq ;s lc izHkko’kkyh dk;Z ogh ,d vkRek djokrk gS] vkSj ftls tks
pkgrk gS og ckaV nsrk gSA
ALMDUT V OF L]+NNR

NN\K GN= RJK G YN5HN GMRNUN J6 @
OZISUGMUNJ6IGYN5HNGVO+NKRMQNXGJKLIR YN5HN`NMN
L][9IGWNUVJ6D$EOI\@VRMQNXIR
RNOKGVXJKD@LMDUTLIR
YN5HNGVRMQNXJ6D$EOGNY)N=J+NKJ6IGO+NKXN6RMQNXNVDGNV
IR
RNOKGV`NMNODSNI\UIGNWNOGUNJ6@'NVDIGLIR YN5HN
J6 IWOGV LNOO+NKXN6 RMQNXJD6 YN6MIR
RNOKGV `NMNO+NKXN6
RMQNXNVDGNVL][9GMUNJ6$
AIWOVWNVSNJUNJ6RJFND9QVUNJ6 @OZISUGMUNJ6IGEX
RMQNXNVDHVDOVIGOK+NKRMQNXGNVÑGNYIqNGNO+NKÐL]5VG
GV`NMNL][9IGNWNOGUNJ6@Y)NN=U@L]5VGIR
RNOKGV`NMN
IGOKIRI
N9O+NNHVD$
81
AIWOVRJSNJUNJ6@ LIR YN5HNEXRMQNXNVDGNVYLXKE31NGV
YXTONML][9GMUNJ6$LMDUT@W6ONIGLN6\TOFNQHVD O(FNVIqNUGMUN
J6@JHVDAE31NM>NXV GKYLXK+NZIHGNIX+NNXNJ6YN6MWNXXNJ6IG
EXRMQNXNVDGNVOJKMKIUOVG6OVL][9GMVD$EOL]GNMYN5HNGV
L]G9KGMNÑYN5HNGVRMQNXÐOJGNIMUNGVGN=J6D$JHRMQNXNVD
GNVL][9GMXVJVUTLIR YN5HNGVON)NGN=GMUVJ6D$RJE31N
M>NUNJ6@LMDUT JHVD +NKE31NM>NXNJ6@OJGN= GMXNJ6@IR
RNO
M>NXNJ6@YN6MRMQNXNVDGNVPISUMKIUOVL][9GMXNJ6$
GTIMI8)NNVD HVD@POGVFNQLN6\TO2I'U[U+NZIHGN@
/)NNX@YN6MGN=GNVO(FNVIqNUGMUNJ6WNVL]5VG2I'UGNVHOKJ
GKQVJHDVL]N,UJ6$
GTIMI8)NNVD GNV/L9GMXVOVLJ\V@JHODI^N,UL

OVYNI5HGRMQNXNVDGKUKX-VINNVDGNVOH!VD[VWNVJHXIXH
HVDQV>NUVJ6D$
vkRek ds ojnku] lnL;rk ojnku vkSj lsok ds ojnku

XIXHHVD@JHYNI5HGRMQNXNVDGKUKX-VINNDNR[=QV>NUVJ6D
82
GN=/)N\ GV
NN
RU IONDU
vkfRed ojnkuksa dh Jsf.k;ka

vkRek ds ojnku lnL;rk ds ojnku lsok ds ojnku
1 dqfjfUFk;ksa jksfe;ksa 12%6&8 bfQfl;ksa 4%11
12%7&11 GTIMI8)NNVD HOKJGVRMQNXIRI
N9
YN5HNGV O+NKXN6 EI4IONVD 2I'UNVD GNVIQWNUVJ6$D
RMQNX O+NK LUMO LNDSL]GNMGVOVRNRMQNX
IR
RNIONVDGVI\ HOKJ GV RMQNX L]5VG
PL\&qNJ6D$ IR
RNOKGNVHOKJGKQVJ L] V I MU@ +NIR`'UN@
L]5VGIR
RNOKGNV HVD PXGK+NZIHGNYN6MGU=2 LNOFNXÑM>NRN\NÐ@I
N^NG
YN5HNGVRMQNXNVD GNV GVO(FDqNHDVIQ[J6D$ ÑPLQV
NGÐ@ OT O HNSNM
L][9GMXVGKE31N L]5VGIR
RNOKGVLNOG L]SNMG$
M>NXNSNIJ$ NPOOV YIqNGOQ/UN VOVRNRMQNXIR
RNIONVD
RMQNXJ6D$PQNJMN GNVOVRNGVGN=GVI\
+NIR`NNK@OVRGNE=ÑOVRNÐ@ OTOI7WUGMUVJ6D$
IO>NNXN@ PLQV
N QV X N
ÑL]N5V ONJXÐ@QNX@XVU5C R@QN
ÑGNNÐ YN6M Y8 GE=
ÑOJNUN@L]
NNOX@+NNNNDÐ$
L]5VGIR
RNOKGNV PXGV
IRI
N9OQ/UNRMQNXYN6M
GU=2LJSNXXNJ6@PXGN
LIMLNVNNGMXNJ6YN6MPXGN
PLNV[GMXNJ6$
GTIMI8)NNVD HV@D L]IV MULN6\O
T OVRNRMQNXNVD ÑL]IV MU@+NIR`'UN@
I
N^NG@ONH)N=GVGNHGMXVRN\V@SD[NENVD GVRMQNXÐYN6MOQ/UN
RMQNXNVD ÑOJNUN@L]
NNOX@XNXNL]GNMGK+NNNNDÐGVR[K=GMNGNV
OZSKFGMUNJ6@YN6MEOGNMN/L9LOVQ
NN=UNJ6IGO+NK
OQ/NVD GVLNOGJKL]GNMGKOVRGNE=NOQ/UNGVRMQNXXJKD
83
PL=T'UR[K=GMNHN IXQV=
NGVPQaQV
OVJ6$2RJNIMGUN6MLM@
V RMQNXHJ5RLZN= LOV LM/LM2N,UJNVUV J6 YN6MEOGNMN
Y5DUGI%XLOVPXGNGNV9KGMNugha IGNWNXNSNIJ$
vkRek ds ojnku L]5VGIR
RNOKGNVPOGVlnL;rk drZO; HVD
ONH)N=L]QNXGMUVJ6DYN6MP8JVD+NKWNVOVRGNE=GNGN=GMUVJ6D$
YN5HNGV RMQNXIR
RNOKGNV PXGK+NZIHGNÑNIW(HVQNMKÐLZMK
GMXVJVUT@lnL;rk ds drZO;LZMNGMXVJVUT@POKUMJYLXVLQNVD
HVDJNVGMGN=GMXVJVUTÑIW8JVDIGOKLQLMIXT'UIGN[NJ6Ð
ONH)N=QVUVJ6D$YU@JHEXUKX-VINNVDGNVFJTUYIqNGLC)NGXJKD
GM OGUV YN6M JHVD J OH!XN J6 IG PXHVD LM/LM 2NLXD N
HJ5RLZN= Y8NV8INJ6$
PQNJMNGVUN6MLM@^Hkfo";}k.kh ds ojnku*ÑGTIMI8)NNVD
Ð@OQ/UNRMQNX#AHkfo";}k.kh*GV GN= ÑMNVIHNVD Ð@
YN6MAHkfo";}Drk GVOVRNRMQNXLMIRSNMGMVDÑEI4IONVDÐ$
L]5VGIR
RNOK+NIR`NNKGVRMQNXGNVL][9GMOGUNJ6YN6M
QZOMNVD GNV P8XIU@L]NV5ONJXYN6MOND5RXNL]QNXGMOGUNJ6 Ñ
GT I MI8)NNV D @Ð$ GT 1 IR
RNIONV D GV LNO OQ/UN
RMQNX#+NIR`NNK GN GN= JNVUN J6 WJND LM RV HT> L OV@
IXMDUMYN6MOTOD[UUMKGV OV +NIR`NNKGV `NMNQZOMNVD GNV OVRN
L]QNXGMUVJ6D$JHP8JVD+NIR`NNKGMXVRN\VIR
RNOKGJOGUV
J6DYN6MJ+NKGJOGUVJ6DIGPXGVLNO+NIR`'UNGKOVRGNE=
J6$GT1\NV[NVDGNV+NIR`'UNGVOVRNRMQNXGVI\IXT'UIGN
WNOGUNJ6@IWOHVD+NIRN5HGOVRGNE=GVYIUIM'UHOKJGKQVJ
HVDL]+NNRGVY8^NV +NK
NNIH\JNVD[VÑL]
NNOXKGYIqNGNM@L]+NNRGN
YN6M F0N ^NV @ LMHV
RM GK FVQNIMNVD GK "NNVNNN GMXN@ YNIQÐ$
+NIR`NNKGNRMQNXOQ/UNGN=YN6MOVRNRMQNXGN=QNVXNVDGV
`NMNL][9JNVUNJ6$
84
GN=/)N\ GV
NN
RU IONDU
vr% 1 dqfjfUFk;ksa 12%28&30 dk vFkZ D;k gS\
28 vkSj ijes'oj us dyhfl;k esa vyx vyx O;fDr fu;qDr fd, gSa(
izFke iszfjr] nwljs Hkfo";}Drk] rhljs f’k{kd] fQj lkeFkZ ds dke
djusokys] fQj paxk djusokys] vkSj midkj ¼lgk;rk½ djusokys] vkSj
izèkku ¼iz'kkld½] vkSj ukuk izdkj dh Hkk"kk cksyusokysA
29 D;k lc izsfjr gSa\ D;k lc Hkfo";}Drk gSa\ D;k lc mins’kd gSa\
D;k lc lkeFkZ ds dke djusokys gSa\
30 D;k lc dks paxk djus dk ojnku feyk gS\ D;k lc ukuk izdkj
dh Hkk"kk cksyrs gSa\
YN6MLMHV
RMXVG\KIONHVDY\[Y\[2I'UIXT'UIG
J6DL])NHLV]IMU@QZOMV+NIR`'UN@UKOMVI¦N^NG@I4MONH)N=GVGNH
GMXVRN\V@I4MSD[NGMXVRN\V@YN6MPLGNMÑOJNUNÐGMXVRN\V@
YN6ML]qNNXÑL]
NNOGÐ@YN6MXNXNL]GNMGK+NNNNFNV\XVRN\V AIXT'U
IG GNY)N=J6@YLXV/RDGVPLNV[GVI\/)NNXHVDM>NXN$AV
GVWVRKHVDAGT1 @IRI
N9\NV[NVDGNV@OZISUGMUNJ6@L]5VGGNVXJKD$
AL])NH (Greek ‘proton’)GNY)N=J6OHN/)NNXHVDLJ\V@N
LQ@L]+NNR@O(HNXHVDLJ\V$LMHV
RMXVGT1\NV[NVDGNVEX/)NNXNVDHVD
Ñ+NZIHGNYNVDNGU=2NVDÐM>NNJ6YN6MP8JVDPXGN/)NNX@LQ@L]+NNR@
YN6MO(HNXIQNJ6$
APLGNMGMXVRN\V PX\NV[NVDGNP<\V>NGMUNJ6WNVIGOK
L]GNMGKOJNUN@HQQ@OVRNGMUVJ6DOJNG$
GVWVRKHVDAL]qNNX GVI\A
NNOG IQN[NJ6@IWOGNY)N=
J6 A
NNOXGMXN NAO5UNS\NXN YN6MONHN8UN6MLMWJNW
S\NXVGNV\N[ZJNVUNJ6$
85
L]VIMULN6\TOOVRNRMQNXNVDÑL]VIMU@+NIR`'UN@PLQV
NG@NI
N^NG@
ONH)N=GVGNHGMXVRN\V@SD[NENVD GVRMQNXÐYN6MOQ/UNRMQNXNVD
ÑPLGNMNOJNUN@L]qNNXNL]
NNOX@XNXNL]GNMGK+NNNNDÐGV
R[K=GMNGKOZSKL]/UTUGMUNJ6@YN6MEOGNMN/L9LOV
Q
NN=UNJ6IGO+NKOQ/NVDGKGOKOVRGNE=NOQ/UNRMQNX
XJKD J6D$
OQ/UN RMQNX ÑL]VIMU@ +NIR`'UN@ PLQV

NG@ N I
N^NG@
ONH)N=GVGNHGMXVRN\V@SD[NENVDGVRMQNXÐ$JHAONH)N=GVGNHNVD
YN6MASD[NENVDGVRMQNXNVD GNVOTOHNSNML]SNMGGVL]IUIXIqNGVL
HVDQV>NUVJ6D$
OQ/UNRMQNXÑPLGNMNOJNUN@L]qNNXNL]
NNOX@XNXN
L]GNMGK+NNNNDÐ$AXNXNL]GNMGK+NNNND PXIR
RNIONVDGNL]IUG
J6DIWXGVLNOOQ/UNGVGN=J6DWNVIXIHULOVAXNXNL]GNM
GK+NNNNYNVD GNV2'UGMUVJ6D$PQNJMNGVUN6MLM@Hq/)N@WNV
Y8Y8+NNNNYNVDHDVONR=WIXGUN6MLMODQV
NL]/UTUGMUVJ6D$
EOI\@RSXYN6MHVDLZ1V[Y\DGNIMGL]
XNVDHVDOVL]5VG
GNP5UMAXJKD J6@'NVDIGLN6\TOOVRNRMQNXNVDYN6MOQ/UNGN=
GVRMQNXNVDGNVO(FNVIqNUGMUNJ6@YN6MXIGIRI
N9UN6MLMLIR
YN5HNGVRMQNXNVDGNV$
vkRek ds ojnku vkSj lsok ¼lsodkbZ½ ojnkuksa ds chp

varj
YN5HNGVRMQNXYN5HN`NMNIQWNUVJ6D$OVRNGVRMQNXL]+NT
K
NTHOKJ`NMNIQWNUVJ6D$
YN5HNGV RMQNXO+NKIR
RNIONVD GV I\PL\&qNJ6D$OVRN
RMQNXNOVRGNE=GVRMQNXGT1JK\NV[NVDGNVIQWNUVJ6D$
86
GN=/)N\ GV
NN
RU IONDU
YN5HNGVRMQNXHT>LOVLMHV
RMGV\NV[NVDGKYNI5HG
P8XIUGVI\JNVUVJ6D$OVRNRMQNXLMHV
RMGV\NV[NVDGNVOVRN
GVGN=GVI\OTOI7WUGMXVJVUTJNVUVJ6D$
YN5HNGVRMQNXONHN8UN6M/)NNXKGH0\KGVOVRNGMUVJ6D$
OVRNGVRMQNXJ+NKGMOGUVJ6DYN6MEOGVY\NRNIR
NN\
ODQ+N=HDVHOKJGKQVJÑMN9@MN9NVDYNIQÐGNVOVRNL]QNXGMUV
J6D$
D;k izsfjr vkSj Hkfo";}Drk ds lsok ojnku vkt Hkh
fo|eku gSa\
GYNHL]
XWNVLZ1NWNUNJ6RJJJ6IG'NL]VIMUYN6M
+NIR`'UNGVOVRNRMQNXYNW+NKIR_HNXJ6D?YIqNGUM\NV[NVDGNV
LNOFNX@I
N^NGYN6MOTOHNSNML]SNMGGVOVRNRMQNXNVDGNV/RKGNM
GMXVHVDGNVE=OH/NXJKDJNVUK@LMDUTRVEOFNUGNV/RKGNMGMXV
OVIJSGUVJ6DIGL]VIMUYN6M+NIR`'UNGVOVRNRMQNXYNW+NK
IR_HNXJ6D$
IX(XI\I>NUFNUNVDLMIRSNMGMVDWNVYNWL]VIMUYN6M+NIR`'UN
GVOVRNRMQNXNVDGKLTI9GMUVJ6D
bfQfl;ksa 4%11&13
11 vkSj mlus fdruksa dks izsfjr fu;qDr djds] vkSj fdruksa dks
Hkfo";}Drk fu;qDr djds] vkSj fdruksa dks lqlekpkj lqukusokys
fu;qDr djds] vkSj fdruksa dks j[kokys vkSj mins’kd fu;qDr djds
ns fn;k]
12 ftlls ifo= yksx fl) gks tk,a] vkSj lsok dk dke fd;k tk,]
vkSj elhg dh nsg méfr ik,]
13 tc rd fd ge lc ds lc fo’okl] vkSj ijes'oj ds iq= dh
igpku esa ,d u gks tk,a] vkSj ,d fl) euq"; u cu tk,a vkSj elhg
ds iwjs Mhy MkSy rd u c<+ tk,aA
87
vkSj ijes'oj us dyhfl;k esa vyx vyx O;fDr fu;qDr fd, gSa( izFke
iszfjr] nwljs Hkfo";}Drk] rhljs f’k{kd---
EI4IONVDLNDSNVDOVRNRMQNXNVDGNVOZSKFGMUNJ6$IQ
JHUKXÑOTOHNSNML]SNMG@I
N^NG@LNOFNXÐGNV/RKGNMGMUVJ6D@
UNVJHVDY8QNVGNV+NK/RKGNMGMXNSNIJÑL]VIMU@+NIR`'UNÐ$
V O+NKOVRNRMQNXLIR WXNVD GNV OVRNGV I\OTOI7WU

GMXVJVUTIQ[)NVYN6MWFUGJHOFIR
RNOGKGUNHVDX
YNWND YN6MLIML'RHXTXFXWND@UFUGRV WNMKMJVD[V$
HOKJHIJHNHG\KIONGVI\YNMJNJ6$JL]INIXMDUM
S\XVRN\KJ6@YUJHVDYNW+NKLNDSNVDOVRNRMQNXNVDGKYNR
GUN
J6$
GTIMI8)NNVDGJUNJ6IGLMHV
RMXVEXOVRNRMQNXNVD
GNV G\KION HVD %JMNN J6$ LIR
NN/ HVD GJKD +NK EX OVRN
RMQNXNVDGNVG\KIONOVJ9NNXJKD[NJ6$G\KIONLC)RKLM
J6@EOI\JHJOJKGJMJVJ6DIGVIXTI'UNDYNW+NKHN8
J6D$
JHOH!UVJ6DIGL]VIMUNVDGVUKXI+N8XR[=J6D$ÑÐHV(XVGVFNMJ
L]VIMUJ6DÑL]VIMUNVDGVGNH L]GNI
NURN'Ð$VIRI
N9
HNXQD0M>NXVRN\VFNMJLTNNVDGNOKIHUOHZJJ6$ÑÐFTIXNQK
L]VIMUJ6DWNVG\KIONGKXKDRGVI\IW(HVQNMK)NV@IW8JNVDXVX
IXHGV L]GN
NXL]N,UIGYN6MI\>NV ÑEI4IONVD Ð$L]VIMU
LN6\TOEOR[=HVD)NN$JR[=+NKOKIHUR[=J6@'NVDIGYNqNTIXG
OH GN GNVE= +NK L]VIMU LIR
NN/ GV L]GN
NX HVD WNV0 XJKD
OGUN$ÑÐYN6MYDUHDV OVRNRMQNXL]N,UL]VIMUJ6D WNV YNW+NK
OVRNMUJ6D$
88
GN=/)N\ GV
NN
RU IONDU
EXAL]NODI[GIRNNVD GNVO(FNVIqNUGMXVGVFNQ@JHRNLOYN5HN
GVRMQNXNVDGKOH!GKYNVM\N69VD$
vkRek ds ojnkuksa dks le>uk

YFJHYN5HNGVRMQNXNVDOVO(FDIqNUHT>O5NVDGNVL]/UTUGMXV
GNL]NOGMUVJ6D$EXHVDOVGT1GNLJ\VP<\V>NIGN[NJNV[N@
LMDUTJHO(GOHK^NNGVI\P8JVDLTXL]/UTUGMUVJ6D$
1- vkRek ds ojnku lHkh fo'okfl;ksa dks fn, x, gSaA
YN5HNGVL]G9KGMNJMGÊGNVIQ[J6DÑGTIMI8)NNVD
Ð$LIR YN5HNYLXVRMQNXNVDGNVJMGGNVÊFND9QVUNJ6Ñ
GTIMI8)NNVDÐ$O+NKIR
RNIONVDGNVL]VHGVYN6MP5UHHN[=LM
S\XN J6 YN6M P5UH RMQNXNVD GK E31N M>NXN J6 Ñ GTIMI8)NNVD
Ð$O+NKIR
RNIONVD GNV L]VHGNYXTOMNGMXNJ6@YNI5HG
RMQNXNVDGK\N\ONGMXNJ6YN6MIR
NVNGM+NIR`NNKGMXVGKÑ
GTIMI8)NNVDÐ$O+NKIR
RNIONVDGNVL]NV5ONJXIQN[NJ6IGRV
+NIR`NNKGMXVGKqNTXHVDMJVDYN6MY8Y8+NNNNYNVDHDVFNV\XVOV
HXNXGMVDÑGTIMI8)NNVDÐ$
YU@O+NKIR
RNIONVD GNV JIO>NNXNYN6MJOK>NXV JVUT
OTOI7WUGMXNHJ5RLZN=J6IGLIR YN5HNGNVOJNV[G6OVQVD
YN6MYN5HNGVRMQNXNVDHVDG6OVYN[VFVD$
2- vkRek ds ojnku vkRek dk vykSfdd ßizdVhdj.kÞ gS
1 dqfjfUFk;ksa 12%7
tkrk gS %
YN5HNGVRMQNXGNGN=LIR YN5HNGNYLXVYNLGNV2'U
GMXN@YLXKPLI/)NIUYN6MONH)N=L][9GMXNJ6$L]G9KGMNÊGV
89
I\IQ[[]KG
N&QGNY)N=J6L]Q
N=XÊYN6MYI+N2I'U$ÊEO
L]GNMYN5HNGVRMQNXRVHNqHJ6DIWXGV`NMNLIR YN5HNYLXV
YNLGNVL][9GMUNJ6@YLXKPLI/)NIUYN6MONH)N=GNVL]QI
N=UYN6M
YI+N2'UGMUNJ6$
GE=\NV[LMHV
RMGNVAQV>NXN SNJUVJ6DNRN/URHDV@2I'U[U
YN6MWKRXLIMRU=GUMKGNVDOVLMHV
RMOVA+NVD9GMXN SNJUVJ6D$
YN5HNGVRMQNXLMHV
RMGNVL][9JNVUVJT@L]QI
N=UJNVUVJTYN6M
YI+N2'UJNVUVJTQV>NXVHVD\NV[NVDGKOJNUNGMUVJ6D$WF\NV[NVD
GNVYN5HNGVRMQNXNVDGV`NMNOVRNL]N,UJNVUKJ6@UFRVLMHV
RMGNV
QV>NUVJ6DÊYN6MRN/UIRG2I'U[UUMKGVOVLMHV
RMOV+NVD9GMUV
J6D$Ê
3- vkRek ds ojnku vuqxzg ds ojnku gSaA
1 dqfjfUFk;ksa 12%4
ojnku rks dksbZ izdkj ds gSa] ijarq vkRek ,d gh gSA
LIR YN5HNL]5VGIR
RNOKGNVVRMQNXÑGreek ‘charisma’Ð
QVUNJ6$AG:IM/HN J
N&QYXT[]JGVRMQNXNVDGNP<\V>NGMUNJ6
NPXRMQNXNVDGNWNVYXT[]J`NMNIQWNUVJ6D$EOI\@JHEX
RMQNXNVDGNVYIW=UXJKDGMUV$YN5HNGVRMQNXYXT[]JGVRMQNX
J6DWNVIRXNHZ<YN6MLMHV
RMGVYXT[]JGVGNMNIQWNUVJ6D$V
RMQNXF0KYNI5HGLIML'RUNGNIS8JNIR
RNOK`NMNLJXVWNXV
RN\V2I'U[UPL\I&qNGVLQGXJKDJ6D$FI<G@VYXT[]JGVGN=
J6DWNVIR
RNOKGV`NMN2'UJNVMJVJ6D$EOI\@RJOFGT1WNVJH
GMUVJ6D@RJYLXVYNLGNVU6NMYN6MPL\&qNGMXVGVI\YN6MJ
OK>NXVGVI\J6IGEXRMQNXNVDGNVL][9GMXVJVUTLIR YN5HN
GVON)NOJGN=G6OVGMVD$
90
GN=/)N\ GV
NN
RU IONDU
4- vkRek ds ojnku yksxksa dh mUufr ds fy, vkSj elhg dh efgek ds
fy, fn, tkrs gSaA
1 dqfjfUFk;ksa 12%7
tkrk gSA
blfy, rqe Hkh tc vkfRed ojnkuksa dh èkqu esa gks] rks ,slk iz;Ru
djks fd rqEgkjs ojnkuksa dh méfr ls dyhfl;k dh méfr gksA
YN5HNGVRMQNXNVDGKE31NM>NXVYN6MP8JVDL][9GMXVHVDJHNMN
OJK PQaQV
JNVXN SNIJ \NV[NVD GK OVRN GMXN YN6M HOKJ GNV
HIJHNQVXN$VRMQNXOFGV\N+NÊYN6MG\KIONGKP8XIUÊGV
I\J6D$YN5HNGVRMQNXJHDVY31NIQ>NNXVGVI\XJKDNIGOK
L]GNM GK YN5HNV8XIU GV I\ XJKD J6D$ JHVD G QZOMV GV ON)N
L]IUNVI[UNGMXVJVUTEXRMQNXNVDHVDGN=GMXVGNL]NOXJKDGMXN
J6$
WFJHEXRMQNXNVDGNVL][9GMXVJVUTLIR YN5HNGVON)N
OJNV[QVUVJ6D@UFJHVDOTIXI
SUJNVXNSNIJIGPOOV\NV[\N+N
L]N,U GM MJV J6D YN6M PXGK P8XIU JNV MJK J6$ GTIMI8)NNVD
HVDL]VIMULN6\TOXV'NGJNEOLMIRSNMGMVD@H6DYLXV
LMHV
RMGNqN8RNQGMUNJZDIGH6DUTHOFOVYIqNGY8N8+NNNN
HVDFNV\UNJZD$LMDUTG\KIONHVDY8+NNNNHVDQOJWNMFNUVDGJXV
OVJHT!VYN6M+NKY31NWNXL0UNJ6@IGYN6MNVDGVIO>NNXVGVI\
FTIOVLNDSJKFNUVDGJZD$ÊJHLN6\TOGNVYLXVY8Y8+NNNNGV
PLNV[LMIXD NM>NUVJTQV>NUVJ6DUNIGRJ\NV[NVDGNVIO>NNXV
GV`NMNPXGKP8XIUGMXVJVUTOH!GVON)NFNV\OGV$
91
L]VIMULN6\TOH0\KGNVIXQV=
NQVUNJ6IGOFGT1\NV[NVDGKP8XIU
GVI\GMVD$RJGTIMI8)NNVDHVDGJUNJ6@EOI\JV+NNENV@
'NGMXNSNIJ?WFUTHEGsVJNVUVJNV@UNVJMGGVkQHVD
+NWX@NPLQV
N@NY8+NNNN@NL]GN
N@NY8+NNNNGNY)N=
FUNXNMJUNJ6OFGT1YNI5HGPpIUGVI\JNVXNSNIJ$Ê
MNVIHNVD HVDJHQV>NUVJ6DIGWFGNPOOVYIqNG
YNI5HGRMQNXFND9VDWNUVJ6DNIQWNUVJ6D@UFIR
RNOKI/)NMJNVUV
J6D@QC JNVUV J6D YN6MHWFZUJNVUV J6D$ 'NVDIGH6D UTHOV IH\XV GK
\N\ONGMUNJZDIGH6DUT(JVDGNVE=YNI5HGRMQNX (’pneumatikos
charisma’)QZD@IWOOVUTHI/)NMJNVWNYNV$Y)NN=UaJIGH6DUT(JNMV
FKSHVDJNVGMUT(JNMVON)NPOIR
RNOGV`NMNWNVHT!HVD@YN6MUTHHVD
J6@
NNI8ULNcD$QVXNÊEO
N&QGVI\[]KG+NNNNHVD IQN[N
N&Q
J6metadidomiÊIWOGNY)N=J6GNIJ/ONQVXN@QVXNÊ¥PHWD¦
GVON)N@ ‘didomi’ = QVXN$JK
N&QMNVIHNVD@EI4IONVD
YN6M\ZGNHVD +NKIQN[NJ6@WJND I\>NNJ6 IGIQ
2I'UGVLNOQNVGTMUVJ6D@UNVRJGPO2I'UGNVQVIWOGVLNO
XJKDJ6$EOI\WJNDYN5HNGVRMQNXNDVHVD+NN[\VXNJ6@RJNDQVXV
RN\NYN6MLNXVRN\NQNVXNVDQCJNVUVJ6DYN6MGON)NL]NV5ONJXLNUV
J6D$
JHVD J/HMNM>NXNJ6IGLIR YN5HNJHV

NNK
NTHOKJGNV
HIJHNQV[N$L]+NTK
NTHOKJXVZJ8XNHVD LIR YN5HNGVIRN
HVD GJN@RJHVMKHIJHNGMV[N$Ê
YN5HNGVRMQNXUFL][9JNVUVJ6DWFJHL]VHHVDS\UVJ6D@YNI5HG
RMQNXNDVGKqNTXHVDMJUVJ6D@YN6MIR
RNOHVDGQHFNUVJ6D$
WFJHLIR
NN/ GVRSXLUVJ6D@UFJHYN5HNGVRMQNXNVDGV
L]G9KGMNGVIRNHVDUKXYNR
GFNUVDQV>NUVJ6D$JHDVÑÐL]VHHVD
92
GN=/)N\ GV
NN
RU IONDU
S\XNJ6@ÑÐRMQNXNVDGKqNTXHVDMJXNJ6@YN6MÑÐIR
RNOHDVGQH
FNXNJ6$IR
RNOKGNVJGMXVGKYN.NQK[E=J6$
ijarq ;s lc izHkko’kkyh dk;Z ogh ,d vkRek djokrk gS] vkSj ftls tks
pkgrk gS og ckaV nsrk gSA
G+NK G+NK\NV[GTIMI8)NNVDHDVIQN[NRSXLUVJ6D
YN6MONMKFNUVDIWOVWNVSNJUNJ6ÊLM1NV0QVUVJ6DYN6MYLXVFSXV
GNLZMNGNMNFXN\VUVJ6D$LMDUT@JHVDYN5HNGVRMQNXNVDOVO(FDIqNU
Y8O+NKIXQV=
NNVDGNVQV>NXNJ6YN6MO+NKIXQV=
NNVDHVDS\XNJ6$WK
JND@JOSJ6IGLIR YN5HNGVRMQNXLIR YN5HN`NMNS\N
WNUVJ6DYN6MPOGKE31NGVYXTONML][9IGWNUVJ6D$QZOMKYNVM@
JHVDQNVFNUNVDLMIRSNMGMXNJ6LJ\N@LIR YN5HNY5DUE31TG
J6'NVDIGRJWKRXNVDGNVYN
NKINUGMXVRDHOKJGNVHIJHNQVXV
GKE31NM>NUNJ6$RN/UIRGIRRNQJJ6IGLIR YN5HNE31N
M>NUNJ6@LMDUT'NIR
RNOK+NKE31NM>NUNJ6?GE=IR
RNOKRN/UR
HVD YIX31TG JNVUV J6D 'NVDIG P8JVD YNI5HG RMQNXNVD GV IRN HVD
LMHV
RMGVRSXHVDIO>NNNYN6ML]I
NI^NUXJKDIGN[NJ6$QZOMK
FNU@YN5HNGVRMQNXNVDGNVL][9GMXVJVUT'NGMXNSNIJEO
IRNHDVIR
RNOKGNVIXQV=
NIQ[J6D$IQJHYN5HNGVRMQNXNVD
GVL]GN
NXNVDGNVQV>NXNSNJUVJ6D@UNVJHNMKIW(HVQNMKJ6EXIXQV=
NNVD
GVYXTONMS\XN$
GTIMI8)NNVD
D;k lc vuqokn djrs gSa\ rqe cMs+ ls cM+s ojnkuksa ds èkqu esa jgks!
ijarq eSa rqEgsa vkSj Hkh lc ls mÙke ekxZ crkrk gwaA
1 dqfjfUFk;ksa 14%1
izse dk vuqdj.k djks] vkSj vkfRed ojnkuksa dh Hkh èkqu esa jgks] fo’ks"k
djds ;g fd Hkfo";}k.kh djksA
93
izse esa pysa
YN5HNGVRMQNXNVD GVO(FDqNHVD LIR
NN/ HVD /L9LOVJIXQV=
N
IQN[NJ6IGJHL]VHGVYN6MP5UHHN[=LMS\VDYN6ML]VHGN
YXTOMNGMVD$JHVD\NV[NVDGVI\L]VHOVL]VIMUJNVXNJ6YN6M\NV[NVDGV
L]IUYN5HNGV RMQNXNVD GKJHNMKYI+N2I'UL]VHOV QC JNV$YU
YN5HNGVRMQNXNVDGNVL][9GMUVOHJHVDRJKGMXNJ6WNVL]VH
GMV[N$EOIRNHVDJHFNQRN\VYqNHVDYN6MQV>NVD[V$
vkfRed ojnkuksa dh Hkh èkqu esa jgks
LIR
NN/ GKQZOMKHJ5RLZN=YN.NWNVL]VHHVDS\XVGVON)NJ6@
RJJ6YNI5HGRMQNXNVDGKqNTXHVDMJVD$OHNX[]KG
N&Q]HORRÊGN
YXTRNQGTIMI8)NNVDHVDqNTXHVDMJNVÊHVDIGN[NJ6YN6M
GTIMI8)NNVDHVD+NKqNTXHVDMJNVÊHVDIGN[NJ6$/9N[GVEF]NXK
YN6M[]KG
N&QGNVNNVDGVYXTONM]HORRÊGNY)N=J6GVI\NGV
IRMNVqNHVD+NNRXNGK[MHNJ9HJOZOGMXN@EOGNY)N=YN[]JLZN=
\N\ONGMXN@E31NM>NXN@E=N= OV L]VIMUJNVXN@GV I\W\X
M>NXN@YNRV
NGVON)NL]RNIJUJNVXN$
)NNMGK[]KGLIM+NNNNYNVDGVYXTONMzelooÊGINJ6@
YN6MEOGNY)N=J6YNRV
NOVW\P%XN@E=N=@X4MU@NVqNOV[H=
JNVXNNPF\L0XNY31V Y)N= OV@+N\NE= GV YXTOMNHDV YIU
P5ONJKJNVXNYN[]JGV ON)NE31NM>NXN@LK1NGMXNIGOKGV
I\Y5DUE31NM>NXN@5XGVON)NLK1NGMXN@YLXVYNLGNV
2/UGMXN@IGOKGVI\LIM-HGVON)NL]NOGMXNÑIGRJ
HT!OVQZMXIGNWNÐQZOMNVDGVYNRV
NGNIRNJNVXN@WNV
NGV
ON)N>NNVWGMXNE=N=GMXN$
YUYNI5HGRMQNXNVDV GVI\IR
RNOKGNL]NOYXN6LSNIMG@
OUJKN\NLMRNJJNVXNXJKD J6$FI<GO+NKIR
RNIONVD GNV PO
94
GN=/)N\ GV
NN
RU IONDU
IRNGKqNTXHVD MJXNJ6@L]7RI\UYNRV
NGVON)NYXTOMNGMXNJ6@
LK1NGMXNJ6@POGKYNVMIXMDUMLIM-HLZN=L]NOGMXNJ6YN6M
POGVI\2/UMJXNJ6$IGOK+NKLIMI/)NIUHVD RMQNXNVD GKqNTXHVD
MJVD$
fo'okl esa dne c<+k,a
xykfr;ksa 3%2]5]14
2 eSa rqels dsoy ;g tkuuk pkgrk gwa] fd rqeus vkRek dks] D;k
O;oLFkk ds dkeksa ls] ;k fo’okl ds lekpkj ls ik;k\
5 blfy, tks rqEgsa vkRek nku djrk vkSj rqe esa lkeFkZ ds dke
djrk gS] og D;k O;oLFkk ds dkeksa ls ;k fo’okl ds lqlekpkj ls
,slk djrk gS\
14 ;g blfy, gqvk] fd bczkghe dh vk’kh"k elhg ;h'kq esa
vU;tkfr;ksa rd igqaps] vkSj ge fo’okl ds }kjk ml vkRek dks izkIr
djsa] ftldh izfrKk gqbZ gSA
LMHV
RMJHVDYN5HNQVUNJ6YN6MIR
RNOGVL]IUP5UMGVLHDV
RJJHNMVHqONH)N=GVGNHGMUNJ6$JHIR
RNOGV`NMNYN5HN
GNGN=LNUVJ6D$
jksfe;ksa 12%6
vkSj tcfd ml vuqxzg ds vuqlkj tks gesa fn;k x;k gS] gesa
fHké&fHké ojnku feys gSa] rks ftldks Hkfo";}k.kh dk nku feyk gks]
og fo’okl ds ifjek.k ds vuqlkj Hkfo";}k.kh djsA
YNI5HGRMQNXNVDYN6MYXT[]JGVRMQNXNVDGVPLNV[HVDIR
RNO
GN+NN[J6YN6MJHVONPOIR
RNOGVYXTLNUHVDGMUVJ6DWNVJHNMV
LNOJ6$JHNMNIR
RNOFOGUNJ6ÑI)N/O\TXKIGNVDÐYN6M
EOGNMNJHYIqNGL]HNNHVD YN6MYIqNGYI+N2I'UNVD HVD@W6OV
W6OV JHNMV IR
RNO GN YXTLNU FUN WNUN J6@ POGV YXTONM
+NIR`NNKGMLNUVJ6D$
95
xykfr;ksa 5%6
vkSj elhg ;h'kq esa u [kruk] u [krukjfgr dqN dke dk gS] ijarq
dsoy fo’okl tks izse ds }kjk izHkko djrk gSA
IR
RNOL]VHGVHNqHOVGN=GMUNJ6$YN6MWFJHL]VHGN
YXTOMNGMUVJ6DUNVJHRN/URHVDIR
RNOGNPLNV[GMXVJVUT
YLXN/)NNX[]JNGMUVJ6D$
ONMND
NLHDV@IR
RNOKJNVXVGVXNUV@JHIXIMJGMLIR
YN5HNOVYLV^NNXJKDGMOGUVIGRJJHNMVIFXNPOGVRMQNXNVDGNV
L][9GMV$RJSNJUNJ6 IGJHPOHVD OJ+NN[KJNVD$JHVD JMFNM
YNI5HGRMQNXNDVGNL]G9KGMNQV>NXVJVUTL]VHHVDS\XNJ6@YNI5HG
RMQNXNVDGKqNTXHVDMJXNJ6YN6MIR
RNOHVDGQHFNXNJ6$JHNMN
L]VHHVDS\XN@JHNMNYNI5HGRMQNXNVDGKqNTXHVDMJXN@YN6MIR
RNO
HDVGQHFNXNYNIQFNUVDLIR YN5HNWNVIGE31NM>NUNJ6YN6M
RMQNXNDVGNVODSNI\UGMUNJ6@POGVON)NOJNV[GMUVJTGN=
GMUKJ6D$LIR YN5HNEI31TGJ6@'NYNLE31TGJ6D?'NYNLL]VH
HVDS\XV@RMQNXNVDGKqNTXHVDMJXVYN6MIR
RNOGNGQHFNXVU6NM
J6D?
6- izR;sd fo'oklh vkRek ds lHkh ukS ojnkuksa dks izxV dj ldrk
gSA
rqe cMs+ ls cM+s ojnkuksa ds èkqu esa jgks! ijarq eSa rqEgsa vkSj Hkh lc ls
mÙke ekxZ crkrk gwaA
1 dqfjfUFk;ksa 14%1
izse dk vuqdj.k djks] vkSj vkfRed ojnkuksa dh Hkh èkqu esa jgks] fo’ks"k
djds ;g fd Hkfo";}k.kh djksA
96
GN=/)N\ GV
NN
RU IONDU
O+NKIR
RNIONVD GNV IXQV=
NIQN[NJ6 IGRV F0V OV F0V
RMQNXNVDGKqNTXHVDMJVDYN6MYNI5HGRMQNXNVDGK\N\ONGMVD$/L9
LOV@YN5HNGVRMQNXNVDGKOD>NHDVNRMQNXNVDHDVOVGN6XONGV
IRNHVDGNVE=L]IUFDqNXJKDJ6 IWOOVJOZISUJNVUNJ6IGGNVE=
+NKIR
RNOKXN6RMQNXNVDHVDOVIGOK+NKRMQNXGKE31NM>NOGUN
J6$YU@JHJGJUV J6D IGL]5VGIR
RNOKYN5HNGV O+NKXN6
RMQNXNVDGNVL][9GMOGUNJ6$YN5HNGVRMQNXLIR YN5HNGV
J6DYN6MEOI\RJIGOK+NKIR
RNOKGV`NMN@WNVPOGVRMQNXNVDGNV
L][9GMXV JVUT POGV ON)NOJNV[GMXV GV I\U5LMJ6@EXHVD
GN=GMOGUNJ6@P8JVDFND9OGUNJ6@YN6MPXGNLIMSN\XGM
OGUNJ6$
'NVDIGGGNVQKWNUKJ6DÊÑGTIMI8)NNVDÐEO+NN[
GNVOHGVIRI
N9^NNGVO(FDqNHVDOH!NWNXNSNIJ@RMQNXNVD
GNVL][9GMXVGKNV;UNGVODQ+N=HDVXJKD$GTIMI8)NNVD@
YN6M@O+NKGJKIRSNMGNL]RNJM>NUVJ6D$IRI
N9O+NNHDV@WF
IR
RNOKEG9a%NJNVUV J6D ÑGTIMI8)NNVD Ð@UFYN5HN`NMNIRI+N8X
\NV[NVDGNVIRI+N8XRMQNXFND9VWNUVJ6D$POGVFNQRN\KO+NNHVDJ
IRUMNI+N8XJNVOGUNJ6@Y)NN=UGO+NNHVDIWOV.NXGVRSX
L]N,UJT@RJQZOMKO+NNHVDSD[NENVDGVRMQNXL][9GMOGUNJ6$
F0VOVF0VRMQNXÊRVRMQNXJ6DIWXGKIGOKYROMGVI\WMU
J6YN6MIRI
N9WMUNVDGNVWNVIR_HNXJ6DLZMNGMXVJVUTYNLGVGN=GV
YXTLJ6DYN6MK
NTGKHIJHNGVI\J6D$
JHVDP5UHRMQNXNVDGKqNTXHVDMJXNJ6$P5UHÊJ
N&Q[]KG
+NNNNHVDYIqNGPLT'U@YIqNG4NQVHDQ@YIqNG\N+NQNG@YIqNG
97
P5f9ÊGNP<\V>NGMUNJ6Ñ)NNMGK[]KGLIM+NNNNDÐ$P5UH
RMQNXÊRJRMQNXJ6WNVPOLIMI/)NIUHVDP5UHMKIUOV\N[ZJNVUN
J6YN6MYNLGVGN=GVI\P5UHMKIUOV\N[ZJ6$
EOI\@PQNJMNGVUN6MLM@IQGNVE=2I'UFKHNMJ6@IWOV
SD[NE=GKWMUJ6@UNVP5UHRMQNXJNV[NSD[NENDVD GNRMQNX@YN6M
GT1LIMI/)NIUNVD HDV JHVD SD[NENVD GV RMQNXNVD@ONH)N= GV GNHNVD GV
RMQNX@IR
RNOGV RMQNXYN6MYN5HNYNVD GKLM>NGV RMQNXGV
ODNV[GKWMUJNV[KUNIG2I'UGNVSD[NE=YN6M/RN/)L]QNX
IGNWNOGV$+NIR`NNKGNRMQNXFKHNM2I'UGNVL]NV5ONJXQV
OGUNJ6@LMDUTRN/URHVDPO^NNPOWMUGNVLZMNGMXVJVUTJ
P5UHRMQNXÊXJKDJ6$
EOI\@JHVDYN5HNGVRMQNXNVDGKqNTXHDVMJXNJ6WNVPX\NV[NVD
GKWMUNVD GNV LZMNGMXV JVUT Y5DUPLT'UJNV[NIWXGKJH
L]5VGPQNJMNHVDOVRNGMMJVJ6D$
'NVDIGYNI5HGFNUNVDGNVIO>NNNWNOGUNJ6@EOI\IR
RNIONVDGNV
IO>NNNWNOGUNJ6YN6MOK>NXVJVUTL]I
NI^NUIGNWNOGUNJ6IG
YN5HNGVRMQNXNVDGNVL][9GMXVJVUTLIR YN5HNGVON)NG6OVOJNV[
GMV$D
G+NK G+NK\NV[JORN\GMUV J6D IG'NIR
RNIONVD GNV
YNI5HGRMQNXNVDGVO(FDqNHDVIO>NNNWNOGUNJ6YN6ML]I
NI^NU
IGNWNOGUNJ6@IR
NVNGMEOL]GNMGKLT/UGHVDL]/UTUGK[E=
ONHT[]KYN6ML]I
N^NNGV ON)N$PXGNJHUJNVUNJ6 IGO+NK
YNI5HGRMQNXLZN=UNLIR YN5HNGNLMHYIqNGNMJD6YN6MJH
\NV[NVDGNVVOKFNUNVDGNL]I
N^NNXJKDQVOGUV$
LMDUT@YNI5HGFNUNVDHDV\NV[NVDGNVL]I
NI^NUGMXVGVFNEF\GV
GE=YN6M2RJNIMGPQNJMNNVDLMIRSNMGMV
98
GN=/)N\ GV
NN
RU IONDU
I
NFXNXNYNI5HGYXT
NNOXNYNI5HGL]I
N^NNGV`NMNJNVUNJ6@
JHYNI5HGFNUNVDGNVYXT+NRGMXVJVUT\NV[NVDGNVOK>NNOGUVJ6DYN6M
PXGKY[TRNE=GMOGUVJ6D$L]VIMUNVDGNVYN.NQK[E=)NKIGRV\NV[NVD
GNVRVONMKFNUVDIO>NNDWNVK
NTXVP8JVDIO>NNE=)NK JOZSXN
GNHN GFN6IG/)NNXNDUMNXJKD)NN LMDUTI
NFXNXVÊGK
L]IN)NK@IWOGVLIMNNH/RLXSV\V+NKP8JKDGNHNVDGNVGMMJV
)NVIW8JVDL]VIMUNVDXVIGNYN6MRVYLXV/RNHKGNYXTGMNGMMJV)NV$
PQNJMNGVUN6MLM@JHPNMGNIRXNHZ<RMQNXL]N,UGMXV
HVD\NV[NVDGKY[TRNE=GMOGUVJ6DÑGTIMI8)NNVD Ð$WFJH
OTOHNSNMFND9UVJ6D@UFJHJWNXXVHVD\NV[NVDGKY[TRNE=GMUVJ6D
IGRVK
NTHOKJHVDIR
RNOGMXVGV`NMNY+NKPNMLNOGUVJ6D$
YN6MPOGVFNQJHLNILNVDGKL]N)N=XNÊNPNMGKL]N)N=XNÊHVD
PXGKY[TRNE=GMXVJVUTGQHFNOGUVJ6D$POGVFNQJHYNXDQ
OVJ"NNVNNNGMUVJ6DIGPXGNPNMJTYNJ6JHXVJN\JKHDV
ORN=V5UHYNI5HGYXT+NRHVDG2I'UGKY[TRNE=GK XW8H
GV YXT+NRHDV@JHXV POV OTOHNSNMOTXNNYN6ML]+NT GV XNHGNV
LTGNMXVYN6MK
NTHOKJHDVYLXVIR
RNOGNV2'UGMXVHVDPOGK
OJNUNGK$R/UTU@JHQZOMNVDGNVOTOHNSNMOTXNXVYN6MYN5HNYNVD
GNV WKUXV GN L]I
N^NN QVUV J6D$ JH P8JVD L]I
N^NN QVUV J6D IG
OTOHNSNMGNVG6OVFND9VDYN6MXW8HGVYXT+NRHDV\NV[NVDGKY[TRNE=
G6OV GMVD$EOI\@IQJHPNMGV I\JGMOGV@UNV JH
IX
SJK\NV[NVDGNVJIO>NNOGVD[VIGY8YNI5HGFNUNVDGNV
YXT+NRGMXVJVUTG6OVGQHFND@W6OVLIR YN5HNGVRMQNXNVDGNV
L][9GMXVJVUTPOGVON)NOJNV[G6OVGMVD$
POGVFNQJH\NV[NVDGNVLMHV
RMGNRSXIO>NNUVJ6DWNVP8JVD
P8XIUL]QNXGMV[NYN6MPXGKYNI5HGIHMNOL]N,UGMXV YN6M
POHVDS\XVJVUTP8JVDONH)N=QV[NÑL]VIMUNVDGVGNHÐ$
99
rheqfFk;ql dks ikSyql }kjk vkfRed ckrksa dk izf'k{k.k fn;k x;k Fkk
;fn rheqfFk;ql vk tk,] rks ns[kuk fd og rqEgkjs ;gka fuMj jgs(
D;ksafd og esjs leku izHkq dk dke djrk gSA
2 rheqfFk;ql 2%2
vkSj tks ckrsa rw us cgqr xokgksa ds lkeus eq> ls lquh gaS] mUgsa
fo’oklh euq";ksa dks lkSai ns] tks vkSjksa dks Hkh fl[kkus ds ;ksX; gksaA
UKHTI)NTOGWRNX2I'U)NNIWOVL]VIMULN6\TOXVIO>NNN
YN6ML]I
N^NNIQNYN6MOVRGNE=HVDVOV/)NNXLM\VYNN@WJNDLM
LN6\TOUKHTI)NTOGVIRNHVDGJOGN@RJHVMVOHNXL]+NTGNGNH
GMUNJ6$ÊFNQHVD@L]VIMULN6\TOXVUKHTI)NTOGNVI
N^NNQKIGWNV
GT1POGVLNO)NNPOVRJQZOMNVDUGLJTDSNYN6MON6DLQVÑY)NN=U@
ODSGMXNÐ@UNIGFQ\VHVDRVQZOMNVDGNVIO>NND$EXONMKFNUNVDGN
O(FDqNYNI5HGFNUNVD OVJ6 XGVR\I
N^NNOV@LMDUTOVRGNE=GVGN=
OV+NK$
vkfRed ojnkuksa dks pedkus gsrq ikSyql dk mins'k
IWUXNYIqNGYNLIXI
SURMQNXNVD GNPLNV[GMVD[V YN6MPXHVD
YN[VFVD[V@PUXNJKYN5HNGVPXL]G9KGMNNVDGNVYN6MYIqNGNE=OV
LNXN YNONX JNV WNUN J6$ RMQNXNVD GNV SHGNXV GK WMU J6@
Y8)NN@\NLMRNJKN+NGVGNMNRVYLXKYI+N2I'UHVDGHWNVM
JNVWNUVJ6D$YNI5HGRMQNXNVDGNVIQNWNOGUNJ6@SHGNXVGVY)N=
OVOIFXNNWNOGUNJ6NP8XUIGNWNOGUNJ6@JUF
JNVUNJ6WFJHQZOMNVDGVON)NOJ+NN[KJNVUVJ6D@PXOVL]N,UGMUVJ6D@
PXGVON)N2RJNMGMUVJ6DYN6MGN=GMUVJ6DWNVYNI5HGRMQNXNVD
GVPLNV[YN6ML]G9KGMNNVDHDVJHOVYN[VJ6D$
100
GN=/)N\ GV
NN
RU IONDU
1 rheqfFk;ql 4%14
ml ojnku ls tks rq> esa gS] vkSj Hkfo";}k.kh ds }kjk izkphuksa ds gkFk
j[krs le; rq>s feyk Fkk] fuf’pUr er jgA
2 rheqfFk;ql 1%6&7
6 blh dkj.k eSa rq>s lqfèk fnykrk gwa] fd rw ijes'oj ds ml ojnku
dks tks esjs gkFk j[kus ds }kjk rq>s feyk gS] pedk nsA
7 D;ksafd ije’soj us gesa Hk; dh ugha] ijarq lkeFkZ] vkSj isze] vkSj
la;e dh vkRek nh gSA
jksfe;ksa 1%11
D;ksafd eSa rqels feyus dh ykylk djrk gwa fd eSa rqEgsa dksbZ vkfRed
ojnku nwa] ftlls rqe fLFkj gks tkvksA
ikSyql dqfjUFkql ds fo'okfl;ksa dks fy[krk gS

L]VIMULN6\TOXVGTIM8)NTOHVDG\KIONGK/)NNLXNGMXVJVUT\[+N[
Y%NMJHJKXVIFUNIQ)NVÑL]VIMUNVDGVGNH@Ð$W6ONIGJHXV
LJ\VQV>NNJ6@GTIM8)NTOGKG\KIONGVLNOYN5HNGVO+NKRMQNXNVD
GN L]G9KGMN )NN$ LN6\TO FNQ HVD GTIM8)NTO GK G\KION GNV
I\>NGMP8JVDLIR YN5HNGVRMQNXNVDGVPISUPLNV[GVIRN
IO>NNUNJ6ÑGTIMI8)NNVD Ð$EOI\ONMND
NLHVDRJP8JVD
JIXQV=
NQVMJNJ6ÑL]I
N^NNQVMJNJ6@HN[=Q
N=XGMMJNJ6@IO>NN
MJNJ6ÐIGYN5HNGVRMQNXNVDGNOJKPLNV[G6OVGMVD$YNWGV
IR
RNIONVDGNVJIXQV=
N@L]I
N^NNYN6MHN[=Q
N=XGMXVGKWMU
J6IGYN5HNGVRMQNXNVD GNVL][9GMXVJVUTLIR YN5HNGVON)NG6OV
OJNV[ GMVD$
iqjkus fu;e ds Hkfo";}Drkvksa dh ikB'kkyk,a

IQ\S/L FNU J J6 IG LTMNXV IXH HVD +NK +NIR`'UNYNV GK
LN%
NN\ND)NKDWJNDLM+NIR`'UNYNVDGNV+NIR`'UNGKOVRNGV
I\I
N^NNL]QNXGKWNUK)NK$IQJLTMNXV IXHGV YDU[=U
101
O(+NR)NN@WNVJHDVXIXHHVDYNI5HGFNUNVDGVIRNHVDL]I
N^NN
GKO(+NNRXNGNVIH9NXNXJKDSNIJ$LMHV
RMXV+NIR`'UNGVL
HDV
NHT\GNVLIML'RYN6ML]I
NI^NUIGNÑ
NHZ\@@ @
Ð$POGVFNQ
NHT\XVPOGVL]NMI(+NGIQXNVDHVDIWOFNUGNV
WMUGVLHVDQV>NNJNV[N@POVRJQZOMNVDGVI\GMUNMJN$
NHT\XV +NIR`'UNYNVD GKLN%

NN\NYNVDÊGK/)NNLXNGKWJND
POXV+NIR`'UNGKOVRGNE=HDVY8LTNNVDGNVL]I
NI^NUIGN$JH
EOGNL]NMI(+NGP<\V>NQV>NUVJ6D@WJND
NN6\WFRNLOI[FN
NJM
GNV\N69N@UFXIFNVDGNGQ\cDSV/)NNXOVPUMUNJTYNIH\N
YN6MPXGVYN[VIOUNM@04@FNDOT\K@YN6MRKNNJNVD[VYN6MRVXFZRU
GMUVJNVD[VÊÑ
NHZ\Ð$FNQHVDJH
NHZ\HVDXIFNVD
GVQ\ÊGVIRNHVDLUVJ6D@WNVXFZRUGMUV)NVYN6M
NHT\GNV
PXGKL]qNNXUNGMUVÊQV>NN[N$+NIR`'UNYNVDGVEOQ\OV@JHVD
+NIR`'UNYNVD GKLN%
NN\NYNVD GKG<LXNIH\UKJ6$VONL]UKU
JNVUNJ6IGIWX\NV[NVDGNV+NIR`'UNGKOVRGNE=HVDGN=GMXVJVUT
FT\NNWNUN)NN@RVIGOKQC+NIR`'UNGVLNOEG9a%NJNVUV)NV
UNIG POOV I
N^NN L]N,U GMVD$ I\NJ YN6M I\
NN GV OH HVD
+NIR`'UNYNVDGVQ\GNV+NIR`'UNYNVDGVLT ÊÑSV\VÐGJNWNUN
)NN$ JH IRI+N8X /)NNXNVD HVD I/)NU +NIR`'UNYNVD GV SV\NVD ÑN
+NIR`'UNYNVDGKLN%
NN\NYNVDÐGVIRNHVDLUVJ6DW6OVI[\[N\@
ÑMNWNÐ@FVUV\ÑMNWNÐYN6MMKJNVÑMNWNÐWNV
O(+NRUHT>N\)NV$I[\[N\HVVD+NIR`'UNGVSV\V+NIR`'UN
GV ON)NMJUV )NV ÑMNWNÐ$V L]I
N^NN)NK=ÊOVRGGK+NZIHGN
IX+NNUV)NVYN6MP8JVD+NIR`'UNGNOVRG+NKGJNWNUN)NNÑMNWN
@Ð$JHJOH!OGUVJ6DIGIW8JVD+NIR`'UNGKOVRGNE=HDV
FT\NN[NJ6 P8JVD YIqNGYXT+NRK+NIR`'UNGV `NMNL]I
NI^NU
IGNWNOGUNJ6YN6MPOOVRGNE=HVDGN=GMXVJVUTOTOI7WU
IGNWNOGUNJ6$
102
GN=/)N\ GV
NN
RU IONDU
9- vDlj] ftl fof'k"V dk;Z dks ijes'oj iwjk djuk pkgrk gS mls
djus gsrq dbZ ojnku ,d nwljs ds lkFk feydj izxV gksrs gSaA
YNI5HGRMQNXNVDGVR[K=GMNGVIRNHVDJHDVYIqNGG%NVMUN
GNLN\XXJKDGMXNJ6$JHEXGNP<\V>NI[9L6GNPLJNMNVD
GVLTI\DQVGVLHVDGMOGUVJ6D@WJNDLMGE=RMQNXGON)N
IH\GML][9JNVUV J6D$PQNJMNGV UN6MLM@.NXGNRSXYN6M
SD[NENVDGVRMQNXY'OMGON)NIH\GML][9JNVUVJ6D@RVPO
IRI
N9Q
NNGNVL][9GMUVJ6DIWOVLMHV
RMSD[NGMUNJ6@PO
SD[NE=GVON)NWNVJNVUKJ6$
10- ojnku lnL;rk ojnkuksa vkSj lsok ojnkuksa dks l{ke cukrs gSaA
jksfe;ksa 12%4&8
4 D;ksafd tSls gekjh ,d nsg esa cgqr ls vax gaS] vkSj lc vaxksa dk
,d gh lk dke ugha]
5 oSlk gh ge tks cgqr gSa] elhg esa ,d nsg gksdj vkil esa ,d
nwljs ds vax gSaA
6 vkSj tcfd ml vuqxzg ds vuqlkj tks gesa fn;k x;k gS] gesa
7 ;fn lsok djus dk nku feyk gks] rks lsok esa yxk jgs] ;fn dksbZ
fl[kkusokyk gks] rks fl[kkus esa yxk jgsA
8 tks mins’kd gks] og mins’k nsus esa yxk jgs( nku nsusokyk
mnkjrk ls ns( tks vxqokbZ djs] og mRlkg ls djs( tks n;k djs] og
g"kZ ls djsA
YN5HNGV XN6 RMQNXNVD OV IH\GMIR

RNIONVD GV YN6WNMNVD GK
ODQZGÊFXUKJ6$YNLGVOQ/UNRMQNX@+NZIHGNYN6MGN=WNV+NK
JNVD@YNLGNVYN5HNGVRMQNXNVDGKWMUJ6$POKUMJ@IQYNL
OVRNRMQNXNVDGKOVRGNE=HVDJ6D@UNVYNLGNVL]+NNRKLOV\NV[NVDGK
OVRNGMXVJVUTYN5HNGVRMQNXNVDGKWMUJ6$
103
11- vkRek ds ojnku vkfRed ifjiDork ds n'kZd ugha gSaA tSlk fd
ge dqfjUFkql dh dyhfl;k esa ns[krs gSa] os vkRek ds dk;Z ds izfr
vR;ar rRij Fks vkSj muds ikl vkRek dk cgqr izdk'ku FkkA
PXHVDIGOK+NKYNI5HGRMQNXGNY+NNRXJKD)NN$I4M+NKL]VIMU
LN6\TOP8JVDHOKJHVDYNI5HGFN\GGJUNJ6$
4 eSa rqEgkjs fo"k; esa vius ijes'oj dk èkU;okn lnk djrk gwa]
blfy, fd ijes'oj dk ;g vuqxzg rqe ij elhg ;h'kq esa gqvk]
5 fd mlesa gksdj rqe gj ckr esa vFkkZr~ lkjs opu vkSj lkjs Kku
esa èkuh fd, x,]
6 fd elhg dh xokgh rqeesa iDdh fudyh]
7 ;gka rd fd fdlh ojnku eas rqEgsa ?kVh ugha] vkSj rqe gekjs izHkq
;h'kq elhg ds izxV gksus dh ckV tksgrs jgrs gksA
1 dqfjfUFk;ksa 3%1
gs Hkkb;ks] eSa rqels bl jhfr ls ckrsa u dj ldk] tSls vkfRed yksxksa
ls] ijarq tSls 'kkjhfjd yksxksa ls] vkSj muls tks elhg esa ckyd gSaA
YNI5HGODRVQX
NK\UNYN6MYNI5HGLIML'RUNGVHqYDUM
J6$JHYN5HNGKFNUNVDGVL]IUODRVQX
NK\YN6MP5OTGJNVOGUVJ6D$
JHYN5HNGVGN=GVL]IUYN6MPOGVRMQNXNVDGNVL][9GMXVJVUT
P5OTGYN6ML]IUIN
NK\J6D$JJHVD Y\N6IGGFNUNVD GV IRN
P5OTG@YNRV
NKYN6MIR
RNOOVLIMLZN=FXNUNJ6$YNI5HGLIML'RUN
GNO(FDqNJHNMV SIM @YNI5HGOH!HVD FN6UMKYN6MHOKJGK
OHNXUNHVDFXVOVJ6$JHVDQNVXNVDHVDFXVGKYNR
GUNJ6$
LMDUT >NUMN J J6 IG IR

RNOK YNI5HG MKIU OV Y5DU
ODRVQX
NK\JNV OGUNJ6 YN6MYNI5HGMKIUOV Y5DUYLIML'R$
EOKI\JHVDQNVXNVD^NV NVDHVDFXVJVUTGQZOMVGKOJNUNGMXVGV
I\GQZOMVGKWMUJNVUKJ6$
104
GN=/)N\ GV
NN
RU IONDU
12- vkRek ds ojnku dgha Hkh] fdlh Hkh le; izxV fd, tk ldrs
gSaA
YN5HNGVRMQNXIR
RNOKGV`NMNYN6MIGOK+NKOHL][9IGWN
OGUV J6$ EOI\ JHVD JM OH RMQNXNVD GK \N\ON GMXN J6@
LMHV
RMGVYN5HNGVON)NGN=GMXVJVUTU5LMMJXNJ6$YN5HNGV
RMQNXL]IUIQXGVWKRXHVDL][9IGWNOGUVJ6D@YNLGV"NMHDV@
YNLGKLN%
NN\N#GN:\VW#GN=/)N\HVD@YN6MWJNDGJKDYNL\NV[NVD
GKOVRNGMMJVJ6D$EOI
N^NNGVIRNHVDJHNMN\^J6IR
RNIONVD
GNV YN5HNGV RMQNXNVD HVD IGOK+NKOH@IGOK+NK/)NNXHVD GN=
GMXVJVUTL]I
NI^NUGMXNYN6M+NVWXN$
13- vkRek ds ojnkuksa dk mi;ksx lHkh izdkj ds yksxkas dh lsok
djus gsrq fd;k tk ldrk gSA
22 blfy, vU;kU; Hkk"kk,a fo’okfl;ksa ds fy, ugha] ijarq vfo’okfl;ksa
ds fy, fpUg gSa] vkSj Hkfo";}k.kh vfo’okfl;ksa ds fy, ugha] ijarq
fo’okfl;ksa ds fy, fpUg gSA
23 blfy, ;fn dyhfl;k ,d txg bdëh gks] vkSj lc ds lc
vU;kU; Hkk"kk cksysa] vkSj vui<+s ;k vfo’oklh yksx Hkhrj vk tk,a] rks
D;k os rqEgsa ikxy u dgsaxs\
24 ijarq ;fn lc Hkfo";}k.kh djus yxsa] vkSj dksbZ vfo’oklh ;k
vui<+k euq"; Hkhrj vk tk,] rks lc mls nks"kh Bgjk nsaxs vkSj ij[k
ysaxsA
25 vkSj mlds eu ds Hksn izxV gks tk,axs] vkSj rc og eqag ds cy
fxjdj ijes'oj dks n.Mor djsxk] vkSj eku ysxk fd lpeqp
ijes'oj rqEgkjs chp esa gSA
LMHV
RMGNYN5HNIR
RNOKGV`NMNGN=GMOGUNJ6YN6M
OFL]GNMGV\NV[NVD GNV/L
N=GMXVJVUTEXRMQNXNVD GVHNqHOVGN=
GMOGUNJ6IR
RNIONVD@YIR
RNIONVD@XNI/UGNVD@IRMNVIqNNVD@YNIQ$
EOI\JHVDYLXVYNLGNVOKIHUXJKDGMXNJ6YN6MOFL]GNMGV
105
\NV[NVDGNVOVRNL]QNXGMXVOVYLXVYNLGNVMNVGXNXJKDJ6@YN6MJ
E31NGMXNJ6IGLIR YN5HNEXRMQNXNVDGVHNqHOVPXLM
YLXVYNLGNVL][9GMV[N$
14- vkRek ds izdVhdj.k fof'k"V O;fDr ds fy, gks ldrs gSa ;k
vU; le;ksa esa os ,d ls vfèkd O;fDr ds fy, mi;qDr gks ldrs
gSaA
PQNJMNGV UN6MLM@VONOHJNV[NWFLIR YN5HNYNLGNV
IRI
N92I'UGNVQVXVGVI\+NIR`NNKGNRSXQVUNJ6$VON
OH+NKJNV[NWF+NIR`NNKGNRSXGOHZJGVI\JNVN
GE=2I'UNVDGVI\$POKUMJ@Y8O+NKRMQNXNVDGVON)N@LIR
YN5HNIRI
N9LOVG2I'UGNVOVRNL]QNXGMMJNJNV[NYN6M
Y8OHNVDHVDGJKON)NGE=\NV[NVDGNV1ZMJNJNV[N$I4MJND
LM@JHVDLMHV
RMGVYN5HNGVON)NYN[VFXNJ6@RJIGOVOVRNQVXV
GNSTXNRGMUNJ6NJHNMV`NMNRJYLXVYNLGNVL][9GMXVGN
RJIGOL]GNMSTXNRGMUNJ6$
15- lkeqfgd vis{kk vkSj bPNk lHkk esa vkRek ds ojnkuksa ds

izdVhdj.k dks c<+k ldrh gSA
W6ONIGJHXVLJ\VFUNNJ6@GTIM8)NTOGKG\KIONVOV\NV[NVDGN
OHZJ)NKWNV YNI5HGRMQNXNVD GV IRNHV Y5DUP5ONJK)NV YN6M
PXGK/)NNIXGG\KIONE=O+NNYNVDHDVF0KP5OTGUNGVON)NYNUV
)NV@UNIGYN5HNGVRMQNXNVDOVGQZOMVGNVYN
NKNQVOGVD$YN6M
EOKFNUGNP8JNVDXVYXT+NRIGN$
blfy, rqe Hkh tc vkfRed ojnkuksa dh èkqu esa gks] rks ,slk iz;Ru
106
GN=/)N\ GV
NN
RU IONDU
blfy, gs Hkkb;ks] D;k djuk pkfg,\ tc rqe bdës gksrs gks] rks gj
,d ds ân; esa Hktu] ;k mins’k] ;k vU; Hkk"kk] ;k izdk’k] ;k vU;
Hkk"kk dk vFkZ crkuk jgrk gS( lc dqN vkfRed méfr ds fy, gksuk
pkfg,A
O+NNHVD\NV[NVDGKYLV^NN@E31NYN6MIR
RNOGNVFNXVJVUTJH
OVRGNVDGVLHVD'NGMOGUVJ6D
• dgkfu;ka crk,a % WJND GJKD YN6M WF G+NK O(+NR JNV@
RN/UIRGWKRXGKGJNIXND FUND$LMDUT VONGMUV OH
JHV
NNLMHV
RMGKYNVMODGVUGMVDYN6M\NV[NVDGNqNXIGOK
+NK2I'UGKYNVMYNGIN=UXGMVD$
• opu dk izpkj djsa@f'k{kk nsa % LMHV
RMGV RSXGN
L]SNMGMXNYN6MIO>NNXNWNMKM>NVD WNV \NV[NVD GV kQNVD HDV
IR
RNOGNV FNUNJ6@YN6MPXLMJL][9GMUNJ6 IG
LMHV
RMPXGV`NMNYN6MPXGVHqGN=GMOGUNJ6$P8JVD
HN Q
N=GFXV MJXV OV YN6MPXGV I\OFGT1GMXV JVUT
LMHV
RMGV/ KYN6MLTNNVDLMIX+N=MMJXVOVQZMGMVD$
• izR;{k dj fn[kk,a %PQNJMNL]/UTUGMVD$W6OVW6OVYN5HN
H0MNUNJ6@LMHV
RMGKONH)N=L][9GMVD@YN6MYN5HNGNGN=
'NJ6J\NV[NVDGNVOTXXVYN6MQV>NXVQVD$POGVFNQ/RDRJ
GMXVJVUTIJNRL]N,UGMVD[V$
16- vkRek ds ojnkuksa dks ßij[kk tkuk pkfg,AÞ
1 fFkLlyquhfd;ksa 5%19&21
19 vkRek dks u cq>kvksA
20 Hkfo";}kf.k;ksa dks rqPN u tkuksA
21 lc ckrksa dks ij[kks( tks vPNh gS mls idM+s jgksA
107
LIR YN5HNGVGN=GVO(FDqNHDV@JHVDPOGVGN=GNVXJKDFT!NXN
J6@JHVD+NIR`NINNVDGN/RN[UGMXNJ6@YN6MI4M+NKJHVDYN5HN
GVEXL]G9KGMNNVDGNVLM>NXNJ6YN6MWNVY31NJ6POV\VXNJ6$
LM>NXVÊ GN Y)N= J6 LJSNXXN@ LMK^NN GMXN@ HN8 GMXN N
YXTHIUQVXN$P5UHÊJ
N&QWNVFJTHZ<@E=HNXQNM@YN6MNV;J6
POGNP<\V>NGMUNJ6$EOI\+NIR`NNKY)NRNY8L]G9KGMNNVD
GNV/RKGNMN[]JNGMXVOVLJ\V@P8JVDLM>NGMQV>NXNJ6IG'N
RVOSHTSLMHV
RMGKYNVMOVJD6YN6MWNVY31NJ6POVJH)NNH\VUV
J6DYN6MIWOGVIRNHVDJHWNXUVJ6DIGRJLMHV
RMGKYNVMOV
XJKDJ6@POVJ9NGMM>NUVJ6D$
I4M OV GTIMI8)NNVD HVD@ L]VIMU LN6\TO O+NN HVD QK WNXV RN\K
+NIR`NNKGVO(FDqNHVDOHNXYN.NQVUNJ6
Hkfo";}Drkvksa esa ls nks ;k rhu cksysa] vkSj 'ks"k yksx muds opu dks
ij[ksaA
LM>NXNEO
N&QGNY)N=J6LJSNXXN@LZN=LOVY\[GMXN@
+NVQGMXN$
ojnkuksa dks D;ksa ij[ksa\ xyfr;ka D;ksa gks ldrh gSa\

LMHV
RMIOJ6$LIR YN5HNIOJ6$POGV RMQNXIOJ6D$
LMDUTPOGVRMQNXYIOHNXRLN NVDGV`NMNL][9IGWNUVJ6D$
EOI\JO(+NRJ6IGJHNMVL]NNOVIXG\XVRN\KFNUVDYN5HNGK
FNUNVD GV ON)N IH\ WND$ O(+NR J6 IG WF 2I'U L]GN
NX N
L]G9KGMNQVUNJ6@UNVPOGVON)N+NZ\+NKJNV$
PQNJMNGVUN6MLM@LMHV
RMGVRSXGNL]SNM\VD$QNV2I'U
LMHV
RMGVRSXGVGJKYXT31VQGNV\VOGUVJ6D@YN6MO(+NRU
108
GN=/)N\ GV
NN
RU IONDU
G2I'URSXGN[\UY)N=L]/UTUGMUNJ6$LMHV
RMGNRSX
IOJ6@LMDUTWNV2I'URSXGNY)N=FUNUNJ6YN6ML]SNMGMUNJ6
RJ+NZ\GMOGUNJ6$EOI\@JHVDIXQV=
NIQN[NJ6IGYLXV
YNLGNVLMHV
RMGN[]JNNV;YN6MVONGNHGMXVRN\N%JMNXVGN
L]5XGM@WNV\I7WUJNVXVXLN@YN6MWNVO5GVRSXGNV%KG
MKIUOVGNHHVD\NUNJNVÊÑUKHTI)NTOÐ$
POKUMJYN5HNGV RMQNXNVD GNPLNV[GMUV OH@LIR
NN/ JHVDIO>NNUNJ6IGYN5HNGVL]G9KGMNNVDGNVLM>NVDYN6MWNV
Y31NJ6POV/RKGNMGMVD$
YN5HN GV YqNKX GN= GMUV OH@ IQ GNVE= +NZ\ JTE= UNV
+NIR`'UNGNVL5)NMRNJGMHNMIQNWNUN)NN$YXT[]JGVIQX
GN=GMUVOH@RMQNXNVDGNVLM>NXNJ6YN6MWNV[\UJ6POVGVR\
J9NQVXNJ6@YN6MIR
RNOKOK>NXNWNMKM>NOGUNJ6YN6MIOUN
GKYNVMFOGUNJ6$EOI\JHNMVI\JY5DUHJ5RLZN=J6
IGWFJHYN5HNGVRMQNXNVVDGVL]G9KGMNHVDFUVWNUVJ6D@R6OV
R6OVJHIRXH]FXVD@OK>NXVGVI\U6NMMJVDYN6MOTqNNMXNL]N,UGMXV
GKE31NM>NVD$
109
LMHV
RM GN L]VH@ JHNMK L]VMNN
5
ijes'oj dk izse] gekjh izsj.kk
1 ;fn eSa euq";ksa vkSj LoxZnwrksa dh cksfy;ka cksywa] vkSj izse u j[kaw]
rks eSa BuBukrk gqvk ihry] vkSj >a>ukrh gqbZ >ka> gwaA
2 vkSj ;fn eSa Hkfo";}k.kh dj ldaw] vkSj lc Hksnksa vkSj lc izdkj
ds Kku dks le>aw] vkSj eq>s ;gka rd iwjk fo’okl gks fd eSa igkM+ksa
dks gVk nwa] ijarq izse u j[kwa] rks eSa dqN Hkh ughaA
3 vkSj ;fn eSa viuh lEiw.kZ laifÙk daxkyksa dks f[kyk nwa] ;k viuh
nsg tykus ds fy, ns nwa] vkSj izse u j[kaw] rks eq>s dqN Hkh ykHk ughaA
4 izse èkhjtoUr gS] vkSj —iky gS( izse Mkg ugha djrk( izse viuh
cM+kbZ ugha djrk] vkSj Qwyrk ughaA
5 og vujhfr ugha pyrk] og viuh HkykbZ ugha pkgrk] >qa>ykrk
ugha] cqjk ugha ekurkA
6 dqdeZ ls vkufUnr ugha gksrk] ijarq lR; ls vkufUnr gksrk gSA
7 og lc ckrsa lg ysrk gS] lc ckrksa dh izrhfr djrk gS] lc ckrksa
dh vk’kk j[krk gS] lc ckrksa esa èkhjt èkjrk gSA
8 izse dHkh Vyrk ugha( Hkfo";}kf.k;ka gksa] rks lekIr gks tk,axh(
Hkk"kk,a gksa] rks tkrh jgsaxh( Kku gks] rks feV tk,xkA
9 D;ksafd gekjk Kku vèkwjk gS] vkSj gekjh Hkfo";}k.kh vèkwjh gSA
10 ijarq tc loZfl) vk,xk] rks vèkwjk feV tk,xkA
11 tc eSa ckyd Fkk] rks eSa ckydksa ds leku cksyrk Fkk] ckydksa dk
lk eu Fkk] ckydkas dh lh le> Fkh( ijarq tc fl;kuk gks x;k] rks
ckydksa dh ckrsa NksM+ nhaA
12 vc gesa niZ.k esa èkqaèkyk&lk fn[kkbZ nsrk gS( ijarq ml le; ge
vkeus lkeus ns[ksaxs] bl le; esjk Kku vèkwjk gS( ijarq ml le; ,slh
iwjh jhfr ls igpkuwaxk] tSlk eSa igpkuk x;k gwaA
110
GN=/)N\ GV
NN
RU IONDU
13 ij vc fo’okl] vk’kk] izse ;s rhuksa LFkkbZ gSa] ij buesa lc ls
cM+k izse gSA
H0\KHDVNHOKJGKQVJHVDYN5HNGVRMQNXNVDYN6MOQ/UN
RMQNXNVDGVGNNV=DÑY[TRNE=GMXN@IO>NNXN@L]
NNOX@YNIQÐGVIRN
HVDGTIMI8)NNVDHVDOH!NXVGVFNQ@LN6\TOJHDVL]NV5ONJXQVUNJ6
IGJHEXRMQNXNVDGKqNTXHVDMJVD@LMDUTRJJ+NKFUNUNJ6IGRJ
YN6MP5UHHN[=ÊFUNXNSNJV[NNVONHN[=WNVFVJUMNYIqNG
-V%J6$JNDLMY)N=JJ6IG\NV[NVDGKOVRNGMXVYN6MHOKJGK
QVJGKOVRNGMXVGNGYN6M+NKFVJUMUMKGNJ6 VONHN[=WNV
YN5HNGVRMQNXNVDOVYN6MOQ/UNGVGNNV=DGNODSN\XGMXVOV
YIqNGFVJUMJ6$RJJHVD\NV[NVDGVL]IULMHV
RMOQC
L]VHHVDS\XV
GVIRNHVDFUNUNJ6$
GTIMI8)NNVDGVLJ\V+NN[HVDLN6\TOJHDVOH!NUNJ6IGIQ
JHE=
RMOQC
L]VHOV L]VIMUXJNVGMYN6MHN[=Q
N=XXLNGM@
YN5HNGVRMQNXNVD@OQ/UNGVGNNV=DGNPLNV[GMUVJ6DYN6MQN
GVF0VF0VGNHGMUVJ6D@JNDUGIGYLXV
NMKMNVDGNVW\NXVGNV
+NKQVQVD UNVJOFGT12)N=J6@GT1+NKXJKDYN6MPOOVGNVE=\N+N
XJKDJOVRNGMUVOHL]VHHVDFXVMJXVGVHJ5RGNVIQ>NNUNJ6$
WFG+NKJHVONGMUVJ6D@UNVJHVDE=
RMOQC
L]VHOVS\XN
J6@HN[=Q
N=XYN6ML]VMNNLNXNJ6$VONL]VHGV>NNIUMYN6M\NV[NVDGV
L]IUL]VHGVGNMNGMVD$W6ONIGLN6\TORSX HVDOH!NUNJ6@
IQJHYqNKM@IXQ=K@YN5H GV8Q]K@SKIQ\NXVRN\V@NVIqNUJ6D@
JHNMVIRSNMNPQaQV
FTMVJ6D@JHYX6IUGUNNYO5GNVFNRN
QVUVJ6D@UNVJHL]VHOVXJKDS\MJV@L]VHOVHN[=Q
N=XYN6ML]VMNNXJKD
LNMJVJ6D$YXTISUPQaQV
OVYN5HNGVRMQNXNVDGNPLNV[2)N=J6
YN6MGNVE=\N+NL]QNXXJKDGMUN$
111
LMHV
YN5HNGVRMQNXNVD@OVRNGVGNNV=D@qNH=GVGNHNVDGVPLNV[OVYN6M
IR
RNOYN6MYN
NNOVL]VHYIqNG-V%J6$EOGNGNMNJJ6IG
L]VH/)NNKJ6$VONOHYN[NWFGVR\GJKIRNOI
MJV[N@RJJ6L]VH Y8O+NKFNUVDIH9WN[K@PXGNGNVE=PLNV[
XJNV[N$>I9,LNKRSXHV@D +NIR`NINNVD GVODQ+N=HV@D Ñ+NIR`NINND
JNDV@UNVOHN,UJNVWN[KÊÐYN6M.NXGVODQ+N=HVDÑ.NXJNV@UNVIH9
WN[NÐOHNX[]KG
N&QNDWDUJHRRÊGNPLNV[IGN[NJ6
IWOGNYXTRNQOHN,UJNVWN[KÊYN6MIH9WN[KÊIGN[N
J6$Y)N=JJ6IGEXRMQNXNVDGNYN6MPLNV[XJNV[N@RVIXI
JNVWND[V$@EOGNY)N=JXJKDJ6IGJHVDYN5HNGVRMQNXNVDGNN
OQ/UNGVGNN=VDGNPLNV[XJKDGMXNJ6$L]VHHVDS\XVGVIRN
HVDYLXKL]N)NIHGUNGNVOJK/)NNXQVXVGVFNQ@JHYN[VYN5HNGV
RMQNXNVD YN6MOQ/UNGV GNNV=D GV PLNV[GNYXTOMNGMUV J6D
IWOGNONMND
NLN6\TOGTIMI8)NNVDHVDL]]/UTUGMUNJ6L]VHGN
YXTGMNGMNV@YN6MYNI5HGRMQNXNVDGK+NKqNTXHVDMJNV@IR
NVNGMGV
JIG+NIR`NNKGMNV$Ê
NQM>NVD@IR
RNOL]VHGV`NMNGN=GMUNJ6Ñ[\NIUNVDÐ$
L]VHGVIFXNIR
RNO9Z9WNUNJ6$JHIR
RNOGNPLNV[GMXVGK
UGXKGNVD GNPLNV[GMOGUV J6D@LMDUT WFL]VHXJKD JNVUNUF
IR
RNOIXHN=NXJKDGMOGUN$
\NV[NVDGVI\O3SVL]VHGNkQFXNM>NVD$LIR YN5HNJHNMV
kQNVDGNVLMHV
RMGVL]IUL]VHOVYNVUL]NVUGMUNJ6ÑMNVIHNVDÐ$
EOI\POGK
NMNHVD YND$IWX\NV[NVD GKYNLOVRNGMUV J6D
PXGVL]IUHOKJGNL]VHYNLGNVL]VIMU@L]NV5ONIJUYN6MGN=GMXV
JVUTIRR
NGMXVLNÑGTIMI8)NNVDÐ$
112
GN=/)N\ GV
NN
RU IONDU
vkRek ds ojnkuksa dk izse ds lkFk mi;ksx djuk
GTIMI8)NNVDGVHT>ODQ+N=GNVIWOVPOHN[=GVLHVDL]/UTU
IGN[NJ6IWOGV`NMNYN5HNGVRMQNXNVDGNPLNV[GMXNJ6@
OH!XVGVFNQJHODI^N,ULOVJIRSNMGMUVJ6DIGLMHV
RM
GNL]VHYN5HNGVRMQNXNVDGVPLNV[GNVL]VIMUGMV[N@HN[=Q
N=XQV[N
YN6MODSN\XGMV[N@UNIGPOGVLIMNNH/RL\NV[NVDGKRN/UIRG
P8XIUJNV YN6MK
NT HOKJGNV HIJHNIH\V$XKSV L]VHYN5HNGV
RMQNXNVD GV PLNV[ GNV G6OV L]VIMU GMV[N@ HN[=Q
N=X QV[N YN6M
ODSN\XGMV[NEOIRNHVD IR/UCUSSN= XJKD J6@LMDUT JHN
YNM(+NIFDQZJ6YN6MLIR YN5HNGKOJNUNOV@EOVJHYN[VFN
OGUV J6D$
izse èkhjtoUr gS] vkSj —iky gS
\NV[NVD GK OVRN GMUV OH PXGV ON)N qNKMWRDU MJVD$ \NV[NVD GK
YNI5HG OH! GN /UM I+N8X JNVUN J6 YN6M YN5HN GV RN/UIRG
L]G9KGMNGVL]IUPXGKL]IUINGVIRNHVD YNLWNVYLV^NNGMUV
J6D@POUMJPXGKL]IUINJHV
NNJNVVONXJKDJNVUN$
IJNRM>NVD@QCMJVD@IR
RNOM>NVD@LMDUTFNV\UVYN6MOVRNGMUV
OHQN\Z YN6MON6(MJVD$VONOHYN[NWFLMHV
RMGN
YN5HNYNLGNVVONGT1GMXVJVUTIXQV=
NQV[NNL]NV5ONJXQV[NWNV
FNJMKUN6MLMONJOLZN=@YI
N9NG%NVMJNV LMDUTWFLMHV
RM
GVYN5HNXVYNLGNVIXQV=
NIQNJ6 UNVLIMNNHYLXVYNLJKL][9
JNV[NYN6MYI
N9UNNG%NVMUNGV Y/)NNKIRNNVD GNV
NNDUGM
QV[N$
izse Mkg ugha djrk
0NJNE=N= GV IRMNVqNYLXV kQGKM^NNGMVD YN6MIX
SJK
YN5HNGVRMQNXNVDGKEOI\E31NXM>NVD'NVDIGYNLIGOKYN6M
113
LMHV
GVIRNHVD0NJGMUVJ6DIWOGV`NMNLMHV
RMGN=GMMJNJ6$WF
LMHV
RMGNYN5HNIGOKYN6MGV`NMNYQa+NTUMKIUOVYLXVGNHNVD
GNVL][9GMUNJ6@UFLMHV
RMGK/UTIUGMVDYN6MWNVGT1JNVMJN
J6POIRNHVDYNXDQHXND$LMHV
RMQZOMNVDGV`NMNIGOL]GNM
GN=GNVGMMJNJ6YN6M'NGMMJNJ6EOGNIXMK^NNGMWNV
GT1YNLQV>NOGUVJ6DYN6MOK>NOGUVJ6D@POVQV>NVDYN6MOK>NVD$
LMDUTYLXVkQHVDE=N=N0NJGNV\V
NHN +NKYNXVXQVD$0NJ
Y/R/)NL]IUNVI[UN@QT+NN=RXN@G\JYN6MY8[\UFNUNVDGKYNVM
L]VIMUGMUKJ6$
izse ?keaM ugha djrk] viuh cM+kbZ ugha djrk] vkSj Qwyrk ughaA
WFLIR YN5HNYNLGV`NMNONH)N=GVON)NL][9JNVUNJ6@UFL]+NT
GNVONMKHIJHNQVD$YLXVYNLGVIRNHVDIWUXNONVSXNJ6POOV
YIqNGYLXVYNLGNVcDSNXOH!VD$JHVDJHV
NNQCFXVMJXNJ6YN6M
HOKJHVDYLXKLJSNXHVD+NMNVONM>NXNJ6@LMDUTIXMDUMIRXH]kQ
GVON)NS\XNJ6WNVPOLMLZN=UNIX+N=MJNVUNJ6YN6M
NMKMHVD
"NHD0XJKDGMXNJ6$YLXV
N&QNVDGNqNXM>NVDIGWFYNLGV`NMN
IG[GNNV=DGVIRNHVDYNLGJUVJ6DUF\NV[NVDGNqNXYLXK
YNVMX>NKDSVD$
izse vujhfr ugha pyrk ;k vf'k"V ugha gS

W6ONIGJHXVLJ\VGJN@YN5HNGVYI+NNVGGVYDU[=U\NV[NVDGK
OVRNGMUVOHYI
N9NYO+XFXVD$)NNO(+NRON6(@O+
YN6ML]VHK/R+NNRGNVL][9GMVD$W6ONIGJHXVLJ\VGJNJ6@GT1
YLRNQJNVOGUVJ6D$VONOHYN[NWFLIR YN5HNYNLGNVVOV
GNHNVDGNVGMXVJVUTL]VIMUGMV[NWNVYWKF@YOJW@YONHN8N
YXLVI^NU JNVD$ LMDUT IXI
SU MJVD IG LMHV
RM GN YN5HN YNLGK
Y[TRNE=GMMJNJ6$POGVFNQYN[VFVDYN6MW6OVRJY[TRNE=GMUN
114
GN=/)N\ GV
NN
RU IONDU
J6POGVYXTONMGMVD$LIMNNHÑ4\Ð/RDJKYLXK[RNJKQVD[VYN6M
L]
XGMXVRN\NVDGNV>NNHNV
NGMQVD[V$
izse LokFkhZ] viuh gh HkykbZ ns[kus okyk] vius gh dks vkxs djus
okyk ugha gksrk
NQM>NVD@YN5HNGVRMQNXJHVDY31NIQ>NNE=QVXVGVI\XJKDJ6D@
LMDUT\NV[NVDGKOVRNGMXVGVI\@\NV[NVDGKWMUNVDGNVLZMNGMXV
GVI\@\NV[NVDGKP8XIUGMXVGVI\YN6MK
NTHOKJGNVHIJHN
QVXV GV I\J6D$YN5HNGV RMQNXNVD GNPLNV[YLXV YNLGNV YN[V
FNXVGVI\@\NV[NVDGNqNXYLXKYNVMYNGIN=UGMXVGVI\@
YLXVI\HVJMFNXKÑL6ON@>NIU@+NN6IUG\N+NYNIQÐLNXVGVI\
XGMVD$
QZOMNVDGNVL]NV5ONJXQVDIGRVGQHFNDYN6MYN5HNGVRMQNXNVD
HVDFUVWND$JHN YNLGVI\XJKDJ6$LMHV
RMGV`NMNIWUXV
YIqNG\NV[E/UVHN\IGWND[@V PUXNYIqNGL]+NNRJHL]N,UGMV[ D V
U)NNJHYN6M\NV[LND[VIWXGKJHOVRNGMOGVD$
izse >qa>ykrk ugha] og tYnhs Øksfèkr ugha gksrk
WFYNL\NV[NVD GV L]IUL]VHOV L]VIMUJNVGMGN= GMVD[V@UFYNL
1NV9K 1NV9KFNUNVD GV cLMP%VD[V WNV A[\UJNVUK J6D YN6MLIR
YN5HNGKONH)N=GVON)N\NV[NVDGKOVRNGMXVGVHZ\PQaQV
LM
YLXNqNX\[NM>NVD[V$PQNJMNGVUN6MLM@IQYNLGNVIGOK
/)NNXHVDOVRNGMXVJVUTFT\NN[NJ6@RJNDGE=FNUVD[\UJNVMJK
JNV[K RJND YNLGKYLV^NNOV GH\NV[PLI/)NUJNVD[V@ONc0
IO/9KHOVO(FDIqNUOH/NDJNVOGUKJ6D@O+NNHVDIR\DFJNVOGUN
J6@IFW\K[T\JNVOGUKJ6YN6MY8GE=FNUVDJNVOGUKJ6DWNV
AIF[0 OGUKJ6D$YLXVYNLGNVLMHV
RMGVL]VHHVDFXNM>NVD$\NV[NVD
OVO(FDIqNULIMI/)NIUGVIRNHVDY/R/)N@NVIqNUYN6M2NGT\JNVXV
115
LMHV
OVE8GNMGMVD$ÑYR
JK@IQ
N6UNXJ/U^NVLGMXVGKGNVI
N
N
GMUNJ6@UNVPOFNUGNONHXNYN5HNHVD GMVÐD $\NV[NVD GVL]IUYNLGV
kQL]VHOVLIMLZN=M>NVD$LIR YN5HNHVDL]N)N=XNGMVDÑJZQNÐ$
WNV\NV[OVRNLNXVGVI\YNJ6DPXGVI\LMHV
RMGKYNVMQV>NVD$
izse cqjk mn~ns'; ugha j[krk
WFYNLYN5HNGVRMQNXNVDHVDOVRGNE=GMUVJ6D@UFYLXVkQGNV
IGOK+NKL]GNMGVFTMVPQaQV
OVHT'UM>NVD$YLXVkQGNVQZOMNVD
LMIXD NGMXV@[\USN\S\XV@FQ\N\VXVYNIQFNUNVDGKE31N
OVHT'UM>NVD$PQNJMNGVUN6MLM@IQGNVE=J6IWOGVIRNHVDYNL
WNXUVJ6DIGPOXVYNLGVIRNHVDFTMNGJNJ6NYNLGNVIGOK
UMJOVSNV9LJTDSNE=@YN6MRJRJND-NVUNYNVDHVDF6%NJ6WJNDYNLOVRN
GMMJVJ6D@NYNLGVLNO2I'U[UMKIUOVOVRGNE=GVI\YNN
J6 UNVLMHV
RMGNVPO2I'UGVL]IUYNLGVkQGNVL]VHOV+NMXV
QVD$PO2I'UGVL]IUL]VHOVL]VIMUJNVGMOVRNGMVD$PO2I'UGN
FQ\N\VXVGVI\A+NIR`NNKGVRMQNX NY8IGOK+NKRMQNX
GNPLNV[XGMVD$JHV
NNYLXVPQaQV
NVDGNVON4@
NT@>NMNM>NVD
YN6MGVR\L]+NTGKHIJHNGKU\N
NGMVD$
izse lPpk] bZekunkj vkSj ifo= gksrk gS
YN5HNGVRMQNXNVD GNE=HNXQNMK@
NTUNYN6MLIR UNGVON)NPLNV[
GMVD$VLIR YN5HNGVL]G9KGMNJ6D$E=
RMK+NYN6MLIR UN
GNGFNVqNJ6 IWOGV ON)NEXRMQNXNVD GNV 2'UIGNWNXN
SNIJ$IQLMHV
RMGT1FNV\UNJ6NGMUNJ6@UNVPOGVON)N
YN[VFVD$IQLMHV
RM>NNHNV
NJ6@UNVGT1L][9GMGVPOV!Z%N
LXQVD$YN5HNGVRMQNXNVDGK!Z%KL]IUU6NMGMXVGVQFNRHVD
XMJVD$LMHV
RMXG\KFNUNVD GNV YI+NNVGXJKD GMUN$IWOV RJ
IR
RNONV;UNGVON)NL][9GMUNJ6@RJKFNV\VDÑIH=NJÐ$
116
GN=/)N\ GV
NN
RU IONDU
izse Fkkes jgrk gS] fo'okl djrk gS] vk'kk djrk gS] èkhjt èkjrk gS
L]VHYN
NNGNVP5L8XGMUNJ6@L]5VG2I'UGVI\LMHV
RMGV
P5UHHVDIR
RNOGMUNJ6@LIMI/)NIUNDIF[0UKJTE=IQ>NNE=QVXVLM
+NKRJIR
RNOGNV)NNHVMJUNJ6YN6MWFOFGT1YLV^NNGVYXTONM
NK"N]UNOVXJKDJNVUNUFRJHWFZUKOVqNKMWqNMUNJ6$YN5HNGV
RMQNXNVDGKOVRNGMUVOH@HTI
G\FNUNVDGNONHXNGMUVOH
ÑPQNJMN@LNL@YO4\UN@[\UPQaQ
V @YNIQÐ@2I'UGNVLMHV
RM
GKP5UHOVP5UHYN
NKNQVXVJVUTL]VIMUGMVDYN6MPO2I'UGNV
PXGVWKRXNVD GVI\LMHV
RMGVP5UHGKYNVML]NV5ONIJUGMV$D WF
L]+NTK
NTXVONHMK/ KGVLNLYN6MOH/NGNVL][9IGN@UFRJ
IXMN
N@LIM5'UYN6MIUM/fUJNVGMRJND OV XJKD \N69K$YDIUH
LIMNNHVOK/ K)NKWNV HOKJGV IR/HHVD RJND >N0K)NKYN6M
POGVO(LZN=X[MGNV+NKK
NTOV+NVD9GMXVGNYROML]N,UJTYN
ÑZJ8XN Ð$
izse dHkh feVrk ugha
L]VHGVO(FDqNHVDL]T'U[]KG
N&QIWOGNYXTRNQIH9UNÊIGN
[NJ6@RJJ6HNSLSWRÊ@YN6M/9N[GVEF]NXKYN6M[]KG
N&QGNVN
GVYXTONMEOGNY)N=J6@HN[=OVJ9NIQNWNXNY\DGNIMGUN6M
LM@ >NNVXN@ L]+NNRJKX JNVXNÊ J6 YN6M )NNM GK []KG LIM+NNNN GV
YXTONMEOGNY)N=J6@PO/)NNXOVI[MXNIWOV2I'UM>NXJKD
OGUN@IGOKLQOV I[MXN@I[MGMIXF=\JNVXN@+NZIHLMI[MXN@
L]+NNRMIJUJNVXN$Ê
IQJHEXONMKFNUNVDGNVGON)NM>NUVJ6D@UNVJHVDJOH!
L]N,UJNVUKJ6IGWFJHL]VHHVDS\VD[V@UFJHHN[=OVQZMXJKDJNVD[V$
L]VHHVDS\XNOJKHN[=@OJKMNJLMS\XNJ6$POKUMJ@WFJH
L]VHHVDS\VD[V@UFJHIXF=\JNVGMI[MVD[VXJKD@JHNMNYXNQMXJKD
JNV[N@XJKJHIXLNV[KJNVD[V$FI<GJHNMNL]+NNRL0V[N$
117
LMHV
WFJHL]VHHVDS\UVJ6D@UFJHVONHN[=\VUVJ6DIWOLMJH
YO4\ XJKD JNVDV[V$ LMHV
RM OQC
N L]VH OV L]VIMU JNVGM@ POGN
HN[=Q
N=XYN6MODSN\XLNGMWNV GT1YNLGMVD[V@POGNL]+NNR
L0V[N$L]VHOV L]VIMUJNVGM@POGNHN[=Q
N=XYN6MODSN\XLNGM
YN5HNGVRMQNXNVDGVON)NOVRNGMXNYNLGNVOJKHN[=LMFXN
M>NV[N@JHV
NN$V
118
GN=/)N\ GV
NN
RU IONDU
6
ifo= vkRek ojnkuksa dks izxV djuk
dSls vkjEHk djrk gS
EOYqNHVD@JHLIR YN5HNGKYNVMOVRN/URHVDG6OVOTXUVJ6D
EOIRNHDVGT12RJNIMGYDUQC=I9NVDGVO(FDqNHDVYqXGMVD[V$
JHDVIX(XI\I>NULIUOM\YN6MYNONX\[KIWOOV\NV[NVDGNVJ
OK>NXVHDVOJNUNGKWNOGVIGLMHV
RMPXOVWNVFNV\MJNJ6
POVG6OV[]JNGMVD$
vkRek] izk.k vkSj 'kjhj

1 fFkLlyquhfd;ksa 5%23
'kkfUr dk ijes'oj vki gh rqEgsa iwjh jhfr ls ifo= djs( vkSj rqEgkjh
vkRek vkSj izk.k vkSj nsg gekjs izHkq ;h'kq elhg ds vkus rd iwjs iwjs
vkSj funksZ"k lqjf{kr jgsaA
JHJOH!UVJ6DIGJHHVDOVL]5VG2I'UYN5HNJ6@JHNMVLNO
L]NNJ6YN6MRJQVJHVDRNOGMUNJ6$YN5HNJHNMNOXNUX+NN[J6$
RJG+NKHMV[NXJKDYN6MXJKXN
NJNV[N$JJHNMNRJIJ/ON+NK
J6WNVYNI5HGODONMOV2RJNMGMUNJ6$WFJHXNW8HLNUV
J6D@UFJHNMNHNXRYN5HNLMHV
RMGNWKRXYN6M/R+NNRLNUNJ6$
LMHV
RMGNLIR YN5HNYNGMJHNMKYN5HNYNVDHDVRNOGMXV\[UN
J6$ GE= FNM AkQ EO
N&Q GN PLNV[ FNEF\ HVD YN5HN GN
P<\V>NGMXV GV I\IGNWNUNJ6$Y8OHNVD HDV HXTGK
YN5HNGNP<\V>NGMXVJVUTAPQM ÑbellyÐNYDUMN5HNÊÑinner-
most beingÐ EX
N&QNVD GN PLNV[ IGN WNUN J6$ A+NKUMK
HXT5R EO
N&QGNL]NV[+NKJHNMKYN5HNYNVDGNP<\V>NGMXV
JVUTIGNWNUNJ6$L]NNJHNMNHXNVR6.NIXG+NN[J6$JHX@E31N@
119
LIR YN5HNRMQNXNVD GNV L][9GMXNG6OV YNM(+NGMUNJ6
YN6M+NNRXNDJ6D$L]NNOVJHHJOZOGMUV@ONVSUVYN6MUG=YNIQ
GMUVJ6D$L]NN
NNMKIMGÑQ6IJGÐJNVOGUNJ6NL]NNGNLIMRU=X
JNVOGUNJ6NRJXNFXNNWNOGUNJ6$L]NNL]HGY)NRN
ODONqNGÑL]NVOVOMÐGVOHNXJNVUNJ6$RJYN5HNOVL]N,UWNXGNMK@
POKUMJJHNMV
NMKMOV L]N,UOZSXNODONIqNUGMUNJ6$
NMKM
JHNMNQ6IJG+NN[J6 IWOGV `NMNJH+NN6IUG@L]NfIUGW[UOV
O(FDqNFXNUVJ6D$
NMKMGVLNDS.NXVI8Q]NHNqHJNVUVJ6DIWXGV
`NMNRJ+NN6IUGW[UOVOZSXNGI UGMUNJ6YN6MPOVODONIqNU
GMXV JVUT JHNMV L]NNHVD +NMQVUNJ6$
NMKMGNVV G+NK G+NKJHNMN
FNJMKHXT5RGJNWNUNJ6$QVJYN6ML]NNGK/RN+NNIRGFTMK
E31ND G ON)N IH\GM PO +NN[ GNV FXNUK J6 IWOV FNEF\
A
NNMKIMG/R+NNR GJUKJ6$
vkRek dk vkRek ds lkFk O;ogkj

;wgUuk 16%13&15
13 ßijarq tc og vFkkZr~ lR; dk vkRek vk,xk] rks rqEgsa lc lR;
dk ekxZ crk,xk( D;ksafd og viuh vksj ls u dgsxk] ijarq tks dqN
lqusxk] ogh dgsxk] vkSj vkusokyh ckrsa rqEgsa crk,xkA
14 ßog esjh efgek djsxk] D;kasfd og esjh ckrksa esa ls ysdj rqEgsa
crk,xkA
15 ßtks dqN firk dk gS] og lc esjk gS( blfy, eSaus dgk fd og
esjh ckrksa esa ls ysdj rqEgsa crk,xkA
jksfe;ksa 8%14]16
14 blfy, fd ftrus yksx ijes'oj ds vkRek ds pyk, pyrs gSa] os
gh ijes'oj ds iq= gSa]
16 vkRek vki gh gekjh vkRek ds lkFk xokgh nsrk gS] fd ge
ijes'oj dh lUrku gaSA
LMHV
RMGKODUNXJNVXV GV XNUV@JHVD LMHV
RMGV YN5HNGK
Y[TRNE= HDV S\XV GN YQa+NTU YIqNGNM J6$ LIR YN5HN JHNMK
120
GN=/)N\ GV
NN
RU IONDU
YN5HNYNVDHDVRNOGMUNJ6YN6MJKDLMRJJHNMVON)NODRNQ/)NNILU
GMUNJ6$K
NT XV GJNIGLIR YN5HNJHOV FNUVD GMV[N@JHNMN
HN[=Q
N=XGMV[N@OHOVLJ\VFNUNVDGNVJHLML][9GMV[NYN6M
LMHV
RMGKHXONJHLML][9GMV[N$HT>^NV IWOHVDLMHV
RM
GNYN5HNJHOV2RJNMGMUNJ6@RJJNVUNJ6@JHNMKYN5HNYNVDHDV$
LTMNXNIXHYNI5HGHXTNYN5HNGNP<\V>NGMXVJVUTAQKLG
OD.N GN PLNV[ GMUN J6$ XKIURSX @ HXT GK YN5HN
JNVRNGNQKLGJ6RJHXGKOFFNUNVDGK>NNVWGMUNJ6$ÊJHNMK
OJK Q
NN GNV IXqNN=IMU GMXV JVUT LMHV
RM JHNMK YN5HNYNVD GN
P<\V>NGMUNJ6$JHNMV YNI5HGHXTHDV LMHV
RMJHVD L]GNI
NU
GMUNJ6YN6MJHVDPOGKO\NJYN6MIQ
NN IXQ=V
NQVUNJ6$QNcQ
XVGJN@JND@UZJKHVMVQKLGGNVW\NUNJ6HVMNLMHV
RMJNVRNHVMV
YI8qNNMVGNVPIWN\NGMQVUNJ6ÊÑ+NWXODIJUNÐ$W\W\
GNVLTGNMUNJ6Ñ+NWXODIJUNÐNLMHV
RMGNYN5HNHVMKYN5HN
GVON)NRNUN=\NLGMUNJ6$LMHV
RMGKYNVMOVRNUN=\NLONHN8
UN6MLMYN5HNGNYN5HNGVON)NJNVUNJ6$
ikap vkfRed KkusfUnz;

O;oLFkkfooj.k 29%2&4
2 fQj ewlk us lc blzk,fy;ksa dks cqykdj dgk] tks dqN ;gksok us
felz ns'k esa rqEgkjs ns[krs fQjkSu vkSj mlds lc deZpkfj;ksa] vkSj
mlds lkjs ns'k ls fd;k og rqeus ns[kk gS(
3 os cM+s cM+s ijh{kk ds dke] vkSj fpUg] vkSj cMs+ cM+s peRdkj rsjh
vka[kks ds lkeus gq,(
4 ijarq ;gksok us vkt rd rqedks u rks le>us dh cqf)] vkSj u
ns[kus dh vka[kas] vkSj u lquus ds dku fn, gSaA
;'kk;kg 6%9&10
9 mlus dgk] tk] vkSj bu yksxksa ls dg] lqurs gh jgks] ijarq u
le>ks( ns[krs gh jgks] ijarq u cw>ksA
121
10 rw bu yksxksa ds eu dks eksVs vkSj muds dkuksa dks Hkkjh dj] vkSj
mudh vka[kksa dks cUn dj( ,slk u gks fd os vka[kksa ls ns[ksa] vkSj dkuksa
ls lqusa] vkSj eu ls cw>sa] vkSj eu fQjkosa vkSj paxs gks tk,aA
ÑL]+NTK
NTXVEXRSXNVDGNPMNH5UK HDVIQNJ6$
POKUMJL]VIMUNVDGVGNHHDV+NKEOGNODQ+N=YNNJ6Ð
LIR YN5HN
gekjh vkRek ds lkFk xokgh nsrk gS
JHNMVYN5HN@L]NNYN6M
NMKMLMHD0MNUNJ6
vkRek izk.k 'kjhj
LIR YN5HN
HJOZO GMXN UG= GMXN HJOZO GMXN

QV>NXN IR
\VNN GMXN QV>NXN
Ö OTXXN Ö INIXqNN=IMU ÕOTXXN
/RNQ\VXN GMXN /RNQ\VXN
[DqN [DqN
LIR
NN/ OVJLZN=UN/L9J6IGHXTGKYN5HNGV
LNO.NXVI8Q]JNVUVJ6D@HNXRQVJGV+NN6IUG.NXVI8Q]NVDGVOHNX$JH
/L9LOVLNDS+NN6IUG.NXVI8Q]NVDGKLNDSYNI5HG.NXVI8Q]NVDOV
OHNXUN/)NNILUGMOGUV J6D IWOGKHXTGKYN5HNNV;UN
M>NUKJ6$JO(+NRJ6IGWFYXQV>NVYNI5HGODONMOV2RJNM
GMXVGKFNUYNUKJ6UFIWOL]GNM+NN6IUG
NMKM+NN6IUGW[U
OV2RJNMGMXVGKNV;UNM>NUNJ6@POOVGJKDYIqNGNV;UN
YN5HN+NKM>NUNJ6$YFJHLNDSYNI5HG.NXVI8Q]NVDGVIRNSSN=
GMVD[VYN6MLIR
NN/ OVJIQ>NND[VIGEXLNDSHNqHNVDGV`NMN
LIR YN5HNJHOVG6OVODRNQ/)NNILUGMUNJ6$YDD[]VWKHVDHXTGK
YN5HNÑVSLULWÐGNP<\V>NGMXVJVUT1NV9VVGNPLNV[GMUVJ6D
122
GN=/)N\ GV
NN
RU IONDU
YN6M LIR YN5HN GN P<\V>N GMXV JVUT G6IL9\ 6 Ñ6SLULWÐGN
PLNV[GMUV J6D$
Li'kZ dk vkfRed KkusfUnz;

/L
N=#JONO GV +NN6IUG FNVqN GV OHNX JK JHNMK YN5HND +NK
HJOZOGMUKJ6D$JHYLXKYN5HNYNVDHDVYNXDQ@IX
S\UNYN6M
NNDIU
GK +NNRXNYNVD GNV HJOZO GM OGUV J6D$ JH F6SVXK@ Y/R/)NUN@
L]NV5ONJX N GN= GMXV GK L]VMNN@ WG0X G9TUN N NVqN GK
+NNRXN@N+NNMKLXYNIQGNVHJOZOGMOGUVJ6D$GSHGGK
UMJV+NNRXNDYNOGUKJ6DYN6MWNOGUKJ6D$L]5VGJONON
+NNRXNGVON)NGODQV
NJNVUNJ6WNVLIR YN5HNJHVDFUNUNJ6$
JNDLMLIR
NN/ OVGT1PQNJMNIQ[J6D
•
NNDIUÑGT\TI/ONVDÐ
NNDIUGK+NNRXNQ
NN=UKJ6IGOFGT1
GT
N\J6$
• L]NV5ONIJUNP5UVIWUÑL]VIMUNVD GV GNH@ÐYN5HNHVD
P5UVWXNGN=GMXVGKFT\NJ9J6@LIMI/)NIUGVIRNHVDGT1
GMXVGKFT\NJ9$
• IRR
NÑL]IV MUNVD GVGNHÐIRR
NJNVXV GK+NNRXNONHN8UN6M
LM@GN=GMXVGKFT\NJ9J6@LIMI/)NIUGVIRNHVDGT1GMXV
GKFT\NJ9J6$
• FDqNNJTYNÑL]VIMUNVDGVGNH ÐWG0XNY/R/)NUN
GK+NNRXNNJONOSVUNRXKJ6IGXWND@NIGOKGN=
GNVXGMVDYN6MLNOHVDGT1>NUMNJ6$
• F6SVXKÑGTIMI8)NNVDÐGN=GMXVJVUTL]VIMUJNVXN@GT1
GMXN@GOZSXNIGIGOKFNULMqNXQVXVGKWMUJ6$
123
• G9TUN@[HN=J9ÑJVWGV\ÐNVqNGK+NNRXNONHN8UN6M
LMI4MOVGN=GMXVGKFT\NJ9J6$
• HT! LM YN5HN PUM YNN ÑJVWGV\ Ð +NNMKLX GN
JONOONHN8UN6MLMEOFNUGNQ
N=GJ6 IGPOGK
PLI/)NIUYNLLMJ6@YNLLMYI+NNVGYNMJNJ6YNIQ$
JHVDYLXKYN5HNYNVDHDVEX+NNRXNYNVDGNVLJSNXXVGKNV;UN
GNIRGNOGMXNJ6YN6MPOGVFNQOH!XNJ6IGPOJONOGV
`NMN@ LIR YN5HN 'N [RNJK QV MJN J6 N JHVD FUN MJN J6$
PQNJMNGVUN6MLM@LN6\TOGNVAYN5HNHVDFDqNNJTYN HJOZOJTYN@
Y)NN=UPOGVYDQMWG0XHJOZOJNVMJK)NK$LMDUTRJEOODQV
N
GNVOH![NIGLIR YN5HNPOVFUNMJN)NNIG
N\VHHVD
YN[VOH/NDYNXVRN\KJ6D$
;wgUuk 3%8
gok ftèkj pkgrh gS mèkj pyrh gS vkSj rw mldk 'kCn lqurk gS] ijarq
ugha tkurk fd og dgka ls vkrh gS vkSj fdèkj tkrh gSA tks dksbZ
vkRek ls tUek gS og ,slk gh gSA
YNLJHV
NNJKOFGT1XJKDOH!NOGUV@LMDUTYNLWNXUVJ6D
IGLIR YN5HNGN=GMMJNJ6$
n`f"V dk vkfRed KkusfUnz;

JHWNXUVJ6DIGYNI5HGHXTGKAYND>NVD J6DNPOGVLNOAQV>NXV
GKONH)N=J6YN6MAGNX NAOTXXV GKNV;UNJ6$PQNJMNGVUN6M
LM@WFK
NTGVI
NNDVXVPOOVLZ1NIGRJQC9NDUNVDHDV'NVDFNUVD
GMUNJ6UFK
NTXVP5UMIGNH6DPXOV¡9N8UNVDHVDEOI\FNUVD
GMUNJZDIGRVQV>NUVJTXJKDQV>NUV@YN6MOTXUVJTXJKDOTXUV@YN6M
XJKDOH!UV$YN6MPXGVIRNHVD
NNNJGKJ+NIR`RNNKLZMK
JNVUKJ6IGUTHGNXNVDOVUNVOTXNV[V@LMDUTOH!NV[VXJKD@YN6MYND>NNVD
124
GN=/)N\ GV
NN
RU IONDU
OVUNVQV>NNV[V@LMUT(JVDXOZ!V[N$'NVDIGEX\NV[NVDGNHXHNV9NJNV
[NJ6@YN6MRVGNXNVDOVcDSNOTXUVJ6DYN6MP8JNVDXVYLXKYND>NNVDHZDQ
\KJ6D@GJKDVONXJNVIGRVYND>NNVDOVQV>NVD@YN6MGNXNVDOVOTXVDYN6M
HXOVOH!VD@YN6MI4MWND@UNIGH6DP8JVDSD[NGD$LMDUTqN8J6D
UT(JNMKYND>NDVIGRVQV>NUKJ6D@YN6MUT(JNMVGNXIGRVOTXUVJ6DÊÑH5UK
Ð$L]+NT/L9LOVAYND>NNVD YN6MAGNXNVD GVIRNHDVGJ
MJN)NNYN6MQV>NXVU)NNOTXXVGV/RN+NNIRGYD[NVDGVIRNHVDXJKD$
JHIS QV>NUVYN6M
N&QOTXUVJ6D$
Y'OMJHVDIS YN6ML]IUHNDIQ>NNE=QVD[KWNVJHNMKYN5HNYNVD
HDVYN6MPOGVFNQJHNMVHI/UGHVDL][9JNVD[K$VOSHTSLIR
YN5HNGKYNVMOVODQV
NJD6$GIS JWNMNVD
N&QNVDGNHZ<M>NUN
J6@YURVYNQNXL]QNXGNGF0N/RLJ6D$WNVIS JHQV>NUV
J6DRVHT>LOVYNI5HGQ
N=XNVDGNHZ\LJ6D$G+NK G+NKJH
IS QV>NUVJ6D@W6OVIGOKIOXVHNHVD@WNVIGIS NVDGNIO\IO\NN
HJ6DWJND"N9XND"N9UKJ6D$JHOHNqNKYR/)NNÑtranceÐHDV+NK
IS NU/RKMVDQV>NOGUVJ6D@NWFXKDQHVDJNVUVJ6DUF/R,XNVDN
MNUGVQ
N=XNVDGVHNqHOV$VONOHJNVUNJ6WFJHNMKYNI5HG
YND>NVDYNI5HGW[UHVDGT1QV>NUKJ6D QZOMV2I'UGKYN5HNGV
YDQM'NJNVMJNJ6NYNI5HGODONMHDV'NJNVMJNJ6YN6MPOGV
FNQVON+NKGT1J6WNVJNVOGUN)NN@QVJOVFNJMGNYXT+NRWJND
LMJHNMKYN5HNDQC
QV>NXVJVUTL=9XLMIXG\L0UKJD6@W6ON
IG+NIR`'UNJVWGV\Y'OMYXT+NRGMUN)NN$
JHHVD OV YIqNGUM\NV[NVD GV I\U/RKMVD YN6ML]IUHND YNH

YXT+NRJNVUV J6D$JHDV EXIS NVD GN)NN)N= LOV Y)N= \[NXV GK
WMUJNVUKJ6YN6MRJODQV
NL]N,UGMXNJ6WNVPXGV`NMNLMHV
RM
JHVDFUNUNJ6$
125
JNDLMLIR
NN/ OVPQNJMNJ6D
/R,XÑYÃZF Ð
Q
N=XÑQNIXÃV\ @QNIXÃV\ Ð
IS NU/RKMVD ÑIH=NJ @YNHNVO Ð
"N9XNYNVD GNV#JNVXV RN\KFNUNVD GNVQV>NXNÑZJ8XN Ð
OHNqNKYR/)NNN968OGKI/)NIUÑL]IV MUNVD GVGNH Ð
YNI5HGODONMHVD QV>NXNÑI[XUK@MNWN @
NNNJ
Ð
YN5HNHVD N NGMXNYN6MQ
N=XQV>NXNÑJVWGV\ JVWGV\
@ MNWN Ð

NMKMOVFNJMIXG\XVGVYXT+NRJNVOGUVJ6D /)NNXNDUMN@QZOMV
/)NNXHVD LJTS D WNXNYN6MGJKOHHVD YXVG/)NNXNVD HVD MJXNÑbi-
locationÐÑMNWNJVWGV\ @JVWGV\
L]IV MUNVD GVGNH GTIMI8)NNVD Ð$/)NNXNDUMNUFJNVUN
J6 WFYNLGNYN5HNYNLGV
NMKMOV FNJMN NGMUNJ6$QZOMV
/)NNXLJTS D XNUFJNVUNJ6 WFLIR YN5HNYNLGNV LZN= LOV
ÑYN5HN@ L]NN YN6M
NMKMÐ QZOMV /)NNX HVD /)NNXNDUIMU GMUN J6$
FN \NVG
V NXUFJNVUNJ6 WFYNLGJKOHHVD LC)RKLMQNV
/)NNXNVD HVD LNWNUVJ6$D FN \NVG
V NXG6OV JNVUNJ6JOH!LNXVHVD
JHYOH)N= J6$D
vki tks ns[krs gSa mldk vFkZ crkuk vkSj mls fuosnu djuk
YN5HNHVD JHWNVGT1QV>NUVJ6D YN6MIXRVQXGMUVJ6D POGVIRN
HVD JHVD QNVOM\IXQV=I
NGNYNVD GNLN\XGMXNJ6
ÑYÐ IQRJ)NN
N&QJ6@UNVPOGNRN=XGMVD LMHV
RMGNYN5HN
YNLGNVWNVGT1IQ>NNMJNJ6RJIQRN/UIRGIS @QC
@
\NV[NVD GK"N9XNYNVD GNRN/UIRGH@RN/UIRG/)NNXYN6M
126
GN=/)N\ GV
NN
RU IONDU
R/UTD J6@D UNVPOGNIF<GT\R6ONJKRN=XGMVD W6ONRJYNLGNV
IQ>NN MJN J6$ RJ YNLGNV XNH@ OD>N@ UNMK>N YNIQ IQ>NN
OGUNJ6@IWOVR6ONJKFNV\XNJ6W6ONIQ>NNN[NJ6$
ÑFÐ IQRJQC9NDULKNL]UKGN5HGJ6@UNVPOGNY)N=FUNDD
IQLMHV
RMGNYN5HNYNLGNVWNVFUNMJNJ6RJL]UKGN5HG
NQC9NDU/RLJ6@UFWNVGT1IQ>NNNWNMJNJ6POGNY)N=
FUNDYN6MPOVIXRVQXGMVD$
ges'kk ckbcy dh dYiuk ;k vyaÑr Hkk"kk dk mi;ksx djsa
YNLWNVGT1QV>NUVJ6DPOGNY)N=OR=L])NHFNEF\GKG<LXNGN
PLNV[GML][9GMVD@Y)NN=UEXL]UKGNVDOVLIR
NN/ HVD'NY)N=
OZISUIGN[NJ6$JOSJ6IGGE=FNMYNLVOKR/UTYNVDGV
IS QV>NVD[VWNVFNEF\HVDXJKDJ6D$VOKLIMI/)NIUNVDHVDLIR YN5HN
GKOTXVD@POGVY)N=YN6MLIM+NNNNGNVL]N,UGMVD@YN6MODQV
NQVD$
ckbcy ds fdjnkjksa] ?kVukvksa ;k opuksa dk vFkZ crkuk

VON+NKOHJNV[NWFLIR YN5HNODQV
NQVXV JVUT FNEF\GV
IGMQNMNV@D "N9XNYNVD NYXT31VQNVD GNVMV>NNDIGUGMV[N$GVR\POKFNU
LMWNVMQVDYN6MLIR YN5HNWNVFUNXVGKE31NM>NUNJ6RJKDUG
WNVMQVD$PQNJMNGV UN6MLM@IGOK2I'UGNV OVRNL]QNXGMUV
OH@IQLIR YN5HNQNcQ`NMN[NVI\UGKJ5NGNVMV>NNDIGU
GMUNJ6@UNVPO2I'UGVI\HN POKFNUGNVGJVD$YNLGT1
EOL]GNMGJVD[VIWOL]GNMQNcQXV[NVI\UGKJ5NGK@POK
L]GNMLMHV
RMYNLGNVPO[NVI\ULMIRWQV[NIWOGNYNL
EOOHONHXNGMMJVJ6D$ÊIQLIR YN5HNLNDSISGXVL5)NMNVD
LMYN6MPO[NV4NWNVMXJKDQVUNIWOGNPLNV[QNcQXVIGN
)NN@UNVPOV+NIR`NNKGVODQV
NGVON)NXWNV0VD$YN5HNIWOFNU
LMWNVMQVMJNJ6POKGVON)NFXVMJVD$L]UKGNVDYN6MYNfIUNVDGV
127
YN6MY)N=FNVqNGVI\@fLNfLNLKOKL]GN
NX`NMNL]GNI
NU
IRXNHZ<LT/UGLVD£8QGHUVWDQGLQJ7KH3URSKHWLF¤
vkRek dk Jo.ksfUnz; ¼vkfRed jhfr ls lquuk½

JHWNXUVJ6DIGYNI5HGHXTGVGNXJNVUVJ6D$FNEF\HVDJHEO
L]GNMGVRSXLUVJ6D@IWOGVOTXXVGVGNXJNVRJOTX\VIG
YN5HNG\KIONOV'NGJUNJ6$ÊP<\V>NYNI5HGGNXNVDGNJ6$
eRrh 11%15
ftlds lquus ds dku gksa] og lqu ys!
izdkf'krokD; 2%7
ftlds dku gksa] og lqu ys fd vkRek dyhfl;kvksa ls D;k dgrk gS%
tks t; ik,] eSa mls ml thou ds isM+ esa ls tks ijes'oj ds LoxZyksd
esa gS] Qy [kkus dks nwaxkA
;'kk;kg 30%20&21
20 vkSj pkgs izHkq rqEgsa foifÙk dh jksVh vkSj nq%[k dk ty Hkh ns] rkSHkh
rqEgkjs mins'kd fQj u fNisa] vkSj rqe viuh vka[kksa ls vius
mins'kdksa dks ns[krs jgksxsA
21 vkSj tc dHkh rqe nkfguh ok ck;ha vksj eqM+us yxks] rc rqEgkjs
ihNs ls ;g opu rqEgkjs dkuksa esa iM+sxk] ekxZ ;gh gS] blh ij pyksA
;'kk;kg 50%4&5
4 izHkq ;gksok us eq>s lh[kusokyksa dh thHk nh gS fd eSa Fkds gq, dks
vius opu ds }kjk laHkkyuk tkuawA Hkksj dks og fur eq>s txkrk vkSj
esjk dku [kksyrk gS fd eSa f'k"; ds leku lquwaA
5 izHkq ;gksok us esjk dku [kksyk gS] vkSj eSaus fojksèk u fd;k] u ihNs
gVkA
WFJHYN5HNHVDAOTXUV J6D@UFJHONHN8UN6MLMYNRNWNVD
GNVXJKDOTXUV@FI<G
N&Q@RSX@RN'NYXT31VQL]N,UGMUVJ6D WNV
Y\N6IGGMKIUOVYNI5HGHXTGNVIQWNUVJ6D$G+NK G+NKV
128
GN=/)N\ GV
NN
RU IONDU
OZSXNGKGSHGGVLHVDYNUVJ6D@YN6MJHNMKYN5HNYNVDHVDL]RV
N
GMUVJ6D$G+NK G+NKWNVJHAOTXUV J6DRJY\N6IGGOH!GVL
HVDYNUNJ6WJNDLMJHGVR\WNXUVJ6D$JHDVGN4KONMKWNXGNMK
QKWNUKJ6YN6MRJJHNMKYN5HNYNVDHVDYNUKJ6$
VOZSXNYNDUIMG.NX@YNDUIMG[RNJK@YDQXKYNRNW@YN6M
G+NK G+NKRN/UIRG-RNKYNRNWGVLHVDÑ_ILVON
NNQ
JKJNVUNJ6ÐJHNMKYN5HNYNVDHVDYNUKJ6@W6OV
NHT\GVON)NJTYN
IWOXV LMHV
RM GK YNRNW OTXK$ GVR\ RJK 2I'U N -NVUN
LMHV
RMGK-RNKYNRNWOTXOGUNJ6IWOGVI\RJJNVUKJ6@
YN6MPXGVYNOLNO>N0VJT\NV[ONHN8UN6MLMPOVOTXXJKD
OGUV$
LMHV
RMYLXVIXN=GVYXTONMFNV\V[N$G+NK G+NKYNLHN
G
N&QL]N,UGMVD[V@LMDUT RJIGOKGV WKRXGNV FQ\XV RN\N
ONIFUJNVOGUNJ6$G+NK G+NKJHN GOM\RN'NFNX
JNVUNJ6$YN6MVONOHJNVUNJ6WFGN4KONMKOZSXNJNVUKJ6$
LMHV
RMSNJVIGUXKJKWNXGNMK'NVDXQVD@WNVGT1+NKRJFNV\UN
J6POVJH[(+NKMUNLZR=G/RKGNMGMUVJ6DYN6MPOVIR
RNONV;UN
GVON)NQZOMNVDUGLJTDSNXVGNL]NOGMUVJ6D$
GE=FNMFNEF\HV@D JHL]+NTGNRSXHVMVLNOYNNÊEOL]GNM
GNRN'ND
NLUVJ6D$GT1PQNJMNNVDHDV@FNEF\J+NKQ
NN=UKJ6IG
J-RNKYNRNW@Q
N=X@N/R,XYNIQ)NN$LMDUTGE=PQNJMNNVD
HDVVONXJKDJNVUN$HVMNIR
RNOJ6IGYIqNGUMHNH\NVDHDVWFJH
L]+NT GNRSXHVMV LNOYNNÊEORN'ND
NGNV LUV J6D@UFRJ
+NIR`'UNGNV IQN[NVONODQV
N)NNWNV
NNMKIMGGNXNVD OV
OTXNE=XJKDIQNYN6M+NIR`'UNXVPOODQV
NGNVPOGVYNI5HG
GNXNVDOVOTXNYN6MPOGVFNQPOVGJN$
129
OTXXNOZSXNGNYNQNX L]QNXJ6$/RN+NNIRG^NV HV@D JYNQNX L]QNX
N
N&QNVDGN/)NNXNDUMNONHN8UN6MLMqRIXGVHNqHOVJNVUNJ6$
YNqNI5HG^NV HVD@ONHN8UN6MLMqRIXGVHNqHGNPLNV[XJKD
IGNWNUN@_ILGT1PQNJMNJNVUVJ6DWFYNLPOGVYNRNWGN
/RMN/R[K=YNMNqNXNGN/RMYNIQOTXOGUVJ6D$IRI
N9UN6M
LM@YNLPOGKYNRNWOTXUVJ6D@PO
N&QNODQV
NGNVL]N,UGMUV
J6DWNVRJIFXNIGOK/RMGVJHVDIXRVQXGMUNJ6$VONOHJNVUN
J6WFJ.NXYNLGKYN5HNHVDIQNWNUNJ6YN6MYNLYNLGK
YN5HNHVDAWNXUVJ6D$EOVJHAWNXXN NFNVNGJUVJ6D@WNVGVR\
YN5HNHVDWNXXVNLJSNXXVGKNV;UNJ6$K
NTGVIRNHVDI\>NN
[NJ6IGGOVYIqNGYROMNVDLMPOXVHXTNDVGVIRSNMNVDGNV
WNXN$K
NTXVUTMDUYLXKYN5HNHVDWNXI\NIGRVYLXVYLXVHX
HDVVONIRSNMGMMJVJ6D@YN6MPXOVGJN@UTHYLXVYLXVHXHDV J
IRSNM'NVDGMMJVJNV?ÊÑHMGTOÐ$
JNDLMLIR
GYGV\NRN'ÑL]VIMUNVDGVGNHÐ
GT1RN'ÑL]VIMUNVDGVGNH Ð
2I'U[UIRRMNÑMNWN ZJ8XN Ð
OD>NDÑL]VIMUNVDGVGNH Ð
XNH@ OD>ND@ LUV@ Ñ"NM N YNL9=HVD9 GN YDG@ W8HIUI)N@ YNIQÐ
ÑL]VIMUNVDGVGNH @ Ð
Lokn vkSj xaèk ds vkfRed KkusfUnz;

JHWNXUVJ6DIGYNI5HGHXT/RNQYN6M[DqNGNV+NKHJOZOGMXV
GKNV;UNM>NUNJ6$FNEF\JHVDFUNUKJ6IGS>NGMQV>NNVIG
JNVRNG6ON+N\NJ6ÊÑ+NWXODIJUNÐ$JVWGV\YLXVYNI5HG
YXT+NRGNRN=XGMUNJ6IGIGOL]GNMPOXVLT/UG>NNE=YN6M
POGNVS>NN$ONVH6DXVHDTJ>NNV\NYN6MPOXVRJLT/UGHT!VI>N\N
130
GN=/)N\ GV
NN
RU IONDU
QK$UFPOXVHT!OVGJN@JVHXTGVO8UNX@JLT/UGWNVH6DUT!V
QVUNJDZPOVLSN\V@YN6MYLXKY8UI0NDEOOV+NM\V$ONVH6DXVPOV
>NNI\NYN6MHVMVHTDJHVDRJHqNTGVUT<HK%K\[KÊÑJVWGV\
@Ð$JRN/URHVDGYNI5HGYXT+NR)NNWJNDLMYN5HNHVDRJ
IGOKSKWGN/RNQ\VMJN)NNNPOVS>NMJN)NN$L]GNI
NURN'
+NKQV>NVD$
GE=FNMLMHV
RM[DqNGV`NMNYLXKPLI/)NIUL][9GMUNJ6$
/RNQGVOHNX@J[DqN+NKYN5HNHVDÊJNVUKJ6$YNLIGOKIRI
N9
[DqNGNVLJSNXUVJ6DYN6MLMHV
RMPO[DqNGNPLNV[YNLGNVJ
Q
NN=XVGVI\GMUNJ6IGRJ'NSNJUNJ6IGGMVD@NYNLGMVD$
YNLGVYNOLNOGVY8\NV[+N\VJKEO[DqNGNVHJOZOXGMVD@
'NVDIGLMHV
RMYNLGV[DqNRN\VYNI5HG.NXVI8Q]GNPLNV[GM
YNLGNVFUNUNJ6$LMHV
RMGVONHXVJHNMVGN=G6OVJ6DEOGVRN=X
GVLHVD[DqNNOT[DqNGNPLNV[GMXVRN\VGT1RSXNVDGNVQV>NVD
Ñ+NWXODIJUNGTIMI8)NNVD EI4IONVD I4I\I,LNVD
L]GNI
NURN'L]GNI
NURN' Ð$
LMHV
RMIRI
N9/RNQ#[DqNGNVLJSNXXVJVUTYNLGNVNV;UN
QV[NYN6MPOGVFNQYNLGNVIRI
N9OH!QV[NIGRJ'NFUNMJN
J6$ HqNTM /RNQ#[DqN GN PLNV[ WNV GT1 JH GM MJV J6D POHVD
LMHV
RMGKL]O8XUNGNV Q
NN=XV GV I\IGNWNOGUNJ6@J
Q
NN=XVGVI\IGLMHV
RMPLI/)NUJ6LMHV
RMGNYI+NNVGGN=
GMMJNJ6LMHV
RMSD[NE= QVXV GV I\H0MNMJNJ6LMHV
RM
OND5RXNQVXVGVI\H0MNMJNJ6LMHV
RMIGOKIRI
N9L]GNMGK
WMUYNIQGNVLZMNGMXVGVI\H0MNMJNJ6NGN=GMMJN
J6$YIL]/RNQ#[DqNEOFNUGKSVUNRXKJNVUKJ6IGWNVGT1JNV
MJNJ6POOVYNLONRqNNXMJVDÑPQNJMNGVUN6MLM@!Z%KI
N^NNGN
L]SNM@!Z%N+NIR`'UNWNV \NV[NVD GNV qNNV>NNQVUNJ6@QT9N5HNGK
131
NI'U@+NMHNXV RN\KYN5HND@Y
NTYN5HNGNGN=@YNIQÐ@UNIG
YNLPO/)NNXOVIXG\WNDÑY+NKIXG\VD@YNLGNVJNDMJXVGK
WMUXJKDJ6@EX\NV[NVDGVON)NFNUSKUXGMVD@YNIQÐ$
OT[DqNKE @I0NV0D9@JRNHVUNW[K\NXVRN\KYN6NIqNNVD[DN
GNV EOL]GNMGK[DNHNXGMXF6%VD$JHPO/RNQ#[DqNGN
P<\V>NGMMJVJ6DIWXGNYNI5HGP[HJ6YN6MIW8JVDJHNMKYN5HN
HVDPOKUMJLJSNXNWNOGUNJ6IWOUMJ/RN+NNIRG/RNQYN6M
[DqNGNVLJSNXNWNUNJ6$
vius vkfRed KkusfUnz;ksa dks izf'kf{kr djuk

JHXVcLMHNXRKYN5HNGVYD[NVDGNRN=XIGNJ6WNVJHNMVLNDS
/RN+NNIRG.NXVI8Q]NVDGVIF<GT\OHNXJ6D$JHVDJNQM>NXNJ6IG
VLNDSYNI5HG.NXVI8Q]GQZOMVOVY\[JNVGMGNHXJKDGMUV$
P8JVDR[K=fUXJKDIGNWNUN$GE=FNMWFLMHV
RMFNUVDGMUNJ6@
UFVOKFNUVDJNVD[KIW8JVDYNL1ZOGUVJ6D@OTXOGUVJ6DYN6MQV>N
OGUV J6D$V O+NKHNqHGT1YD
NHVD WNXGNMKL]N,UGMVD[V YN6M
YNLGNVP8JVDODGI\UGMXNJ6YN6MPOGVFNQP8JVDL]/UTUGMXNJ6
NPXLMGN=GMXNJ6$
QZOMNHJ5RLZN=LJ\ZWNVWNXXNJ6@RJJJ6IGLMHV
RMPX
HNqHNVDGV`NMNWNVFUNMJNJ6POV[]JNGMXVJVUTJHNMVYNI5HG
.NXVI8Q]NVD GNV L]I
NI^NU GMXV GK WMU J6$ IWUXN YIqNG JH
OTXXN YN6M LMHV
RM OV L]N,U GMXN OK>NVD[V@ PUXN YIqNG JH
ODRVQX
NK\FXVD[VYN6MLMHV
RMWNVGT1GJMJNJ6POV[]JNGMXN
JHNMVI\YNONXJNV[N$JHNXNVIGOKGKYNRNWOTXXVGVOHNX
J6$WFYNLPXGKYNRNW GE= FNMOTX\VUV J6D@UFYNLPO
YNRNWGNVLJSNX\VUVJ6DYN6MJ+NKWNX\VUVJ6DIGRJ2I'U
GN6XJ6$JKFNULMHV
RMGKOTXXNOK>NXVOVJ6$
132
GN=/)N\ GV
NN
RU IONDU
bczkfu;ksa 5%13]14
13 D;ksafd nwèk ihusokys cPps dks rks èkeZ ds opu dh igpku ugha
gksrh] D;ksafd og ckyd gSA
14 ijarq vé l;kuksa ds fy, gS] ftuds KkusfUnz; vH;kl djrs
djrs] Hkys cqjs esa Hksn djus ds fy, iDds gks x, gSaA
JHNMV .NXVDIQ]NVD GNV L]I

NI^NUGMXV GNGHJ5RLZN= HN[= J6
LMHV
RMGVRSXHVDMJXVGV`NMN$A.NXVDIQ] EO
N&QGNY)N=J6
AFNVqNNOH!GV YD[$ OH!GV YNI5HGYN6M+NNRXN5HGQNVXNVD
L]GNMGVYD[NVDGNVLMHV
RMGVRSXGVIXMDUMPLNV[OVL]I
NI^NU
GMXVGKWMUJNVUKJ6$EOOVJHNMV.NXVI8Q]NVDGNVLMHV
RMGK
YNVM OV 'N IQN [N J6 YN6M POGK YNVM OV 'N XJKD J6 J
LJSNXXVGKNV;UNL]N,UJNVUKJ6$
WFJHYLXKYN5HNHVD FNUNVD GNV L]N,UGM\VUV J6D@UFJH
ONHN8UN6MLMJHNMV L]NNÑHX@E31N@+NNRXNDÐHVD EOV ODONIqNU
GMUVJ6DUNIGJL]HNINUGMVDIGJOSHTSL]+NTGKYNVMOVJ6
YN6MPOGVFNQJIXqNN=IMUGMUVJ6DIGPOGVON)N'NGMXNJ6@
GFYN6MG6OV GMXNJ6@YNIQ$JHVD YLXV HXNVD GNV POFNUGNV
ODONIqNUGMXVJVUT+NKL]I
NI^NUGMXNJ6WNVJHYN5HNGV`NMNL]N,U
GMUVJ6D$JHVDLMHV
RMGVRSXOVYN6MLMHV
RMGKLZN=HXONOV
YLXVHXGNVXRKXKfUGMXNJ6UNIGWNVGT1JHYN5HNHVDL]N,U
GM MJV J6D POV )NN)N= L OV ODONIqNU GM OGVD$ J L]I
N^NN
LTI/UGNGPLGMNJ6IWOGKOJNUNOVJHLMHV
RMGKYNVM
OVOTXXVYN6MWNVGT1JHOTXUVJ6DVPOVODONIqNUGMXVJVUTYLXK
YN5HNYNVDYN6MHXNVDGNVL]I
NI^NUGMVD$
vkRek dh vkokt++ vkSj izk.k dh vkokt++ ds chp varj
igpkuuk
EOL]I
N^NNL]INHVDOFOVF0KSTXN6IUNVDHVDOVGJOK>NXNJ6
IG vkRek dh vksj ls D;k gS vkSj gekjh dYiuk ls D;k
133
fudyk gS blds chp QdZ igpkuukAHXXGMVDYN6MYN5HNGV
RMQNXNVDGVL]G9KGMNGVYNLGVL]5VGYXT+NROVOK>NVD$'NOJK
JTYNYN6M'N[\UJTYNEOGVIRNHVDYNLGNYLXNOD[]JU6NM
GMVD$JGIXMDUMYqXL]INJ6IWOVYNLGNVFXNM>NXVGK
WMUJ6@UNIGOHGVON)NYNLYN5HNGKYNRNWYN6MYNLGV
L]NNGKYNRNWLJSNXXNOK>NLND[V$
WF2I'UU6MNGKOK>NXNSNJUNJ6@UFJHGH[JMVLNXKRN\V
/)NNXOV
NTGMUVJ6D@[JMVLNXKOVXJKD$JHP8JVDLNXKHVDMJXVGK
YNQUFXNXVGNHN6GNQVUVJ6D@GT1HN6I\GFNUNVDOV
NTRNUGMUVJ6D
YN6MFNQHVD qNKMVqNKMVYIqNGSTXN6IULZN=
N6I\NDVGKYNVMFUVWNUVJ6$D
POKUMJ@WFLIR YN5HNGKOTXXNOK>NXV\[UVJ6D@UFOM\
UMKGVOV
NTRNUGMVD$1NV9K 1NV9KFNUNVDHDVOTXXNYN6MYN.NHNXXN
OK>NVD$PQNJMNGVUN6MLM+NIR`NNKGVOM\
N&QNVDGNVFNV\XN
OK>NVDIWXOVP8XIU@PLQV
NYN6MOND5RXNGNGN=JNVUNJ6$UTMDUJK
+NIRN5HG@OTqNNMN5HG@YN6MIXQV
NN5HG+NIR`NINNVDGK[JMNE=
HVDGZQXL0VD$WFYNLGNV+NIR`NNKGV`NMNOVRNGMXVGVHN6I\G
/UMGKYNQUJNVWNUKJ6@POGVFNQYNLIXI
SUJK+NIR`NNK
GV[JMV^NV NVDHDVLMHV
RMGVON)NN NGMOGUVJ6D$
JND LMGT1YDUQC=I9ND QK[E= J6D$LIR YN5HNGKOTXXN
OK>NUVOHRVYNLGVI\PLNV[KONIFUJNVOGUKJ6D
vius izk.k dks 'kkar djsa vkSj mlds ckn ifo= vkRek dh lqusa
Y'OMWFJHNMNHXYN6M+NNRXNYNVDGNqNXFD9NJNVUNJ6@ODONIMG
FNUNVDOV /U@2NGT\YN6MLMV
NNXJNVUNJ6@UFLMHV
RMGNYN5HN
WNV GJUNJ6 POV /RKGNMGMXNY5DUHTI
G\JNVUNJ6 Ñ+N\V JK
YO(+NRXJNVÐ$EOI\GTDWKJ6
NNDUMJXNÊOK>NXN@UNIGYNL
WNXÊOGVDIGLMHV
RM'NGJMJNJ6$
134
GN=/)N\ GV
NN
RU IONDU
igyh vkokt++ ijes'oj dh vkokt++
QZOMKPLNV[KYDUQC=I9J6@LJ\KYNRNWGNV\VGMPOGVON)NFXV
MJVD$EOOVJHNMNYN
NJ6@IGY'OM@WFJHLMHV
RMGKYNVM
OVRN/UIRGYNRNW OTXUVJ6@D UFJHNMNHX@UG=@IR
\VNNGMXVGK
^NHUNJ/U^NVLGMUKJ6@YN6MJHODQVJGMXV\[UVJ6D@ORN\GMUV
J6D@+N+NKUJNVWNUVJ6D$POGVFNQLMHV
RMXVWNVGT1GJNJ6PO
IRNHVDFTIT'UUG=GMGVPOHDVOVFNJMIXG\L0UVJ6D$POGV
FNQWNVGT1JHXVLJ\VOTXN)NN@WNVLMHV
RMGNO3SNRSX)NN@
POGVYXTONMJHGN=XJKDGMUVNFNV\UVXJKD$JHNMVUG=XVJHVD
JMNIQNYN6MYN5HNJHOVWNVGT1GJMJN)NNPOOVJHVDRDISU
GMIQN$
vkRek ds lkFk vkxs c<+us gsrq vius ßeu ls ckgj fudysaÞ
fLNEOFNUGNVOJKMKIUOVOH!VD$JHYLXVHXNFTIGN
LIM5N[GMXVGVIRNHDVXJKDGJMJV$LMHV
RMXVJHVDHXYN6M
FTIQKYN6MPOGNJHVDOJKPLNV[GMXNJ6$LMDUTLMHV
RMJHNMV
HXYN6MFTIOV F0NJ6$Y'OM@LMHV
RMGV YN5HNGKYNVMOV
IXQV=
NYN6ML]GN
NXYND[V WNV JHNMV IRSNM@UG= NIR
\VNNGK
LIUGVYXTONMNYXTLXJKDJNVD[V$LMHV
RMVOKFNUNVDGNVL][9
GMUNJ6WNVJHNMVWNXXVNOH!XVGKNV;UNOVLMVJNVUKJ6D$JKD
LMJHLMHV
RMLM+NMNVONM>NUVJTYN[VFUVJ6DYN6MLIR YN5HN
GNYXTOMNGMUVOHGY)N=OVLZN=UNYLXVHXOVFNJMÊ
JNVUVJ6D$LMHV
RMGKFNUNVDHDVYN[VFXVGNQZOMNGNVE=UMKGNXJKD
J6$YLXVOKIHUHXNFTINUG=GV/UMLMYXDULMHV
RMGNV
OKIHUXJKD GMOGUV$RJY5DUHJNXÑF0NÐJ6 YN6MYN5HNHVD
POGVON)NFXVJVUTJHVDFN\GGVOHNX+NMNVONM>NXNJ6$
135
tc vfuf'pr gksrs gSa] rc nwljksa dks crk,a vkSj lR;kiu djsa
IR
NVNUN6MLMLIR YN5HNGKG6OVOTXVDJOK>NXVGKL]NMI(+NG
YR/)NNYNVDHVD@YNLWNVONVSUVJ6DIGYNLLMHV
RMOVLNMJVJ6D POV
QZOMNVDGNVFUNXNYN6MIGOKOVJGJXNIGRJOJKJ6N[\U
EOVL]HNINUGMVD@LZN=UNPISUJNVUNJ6$YNLLND[VIGG+NK G+NK
YNLOJKJ6DYN6MY8OHNVDHDVYNL[\UJNVOGUVJ6D$OK>NXVGK
L]INGV LHVD EOGNPLNV[GMVD$[\IUND GMXNPISUJ6$
[\IUNVD OV OK>NVD UNIG YNL J WNX LND IG YNL RN/UR HVD
LMHV
RMGVYN5HNGKYNVMOVOTXMJVJ6D@YN6MGFYNLGNYLXNHX
YN6MY8qNXF9NXVRN\KFNUVDJNVUKJ6D$
ijes'oj gekjs izk.k vkSj 'kjhj dks Nw ldrk gS

_IL JHXV EO FNU GV HJ5R LM WNVM IQN IG WNV GT1 JH
LMHV
RMGKYNVMOV OK>NUV J6D YN6MWNV JHYLXV L]NNHVD HJOZO
GMUVJ6DPOVY\[GMVD@I4M+NKJHVDJ/HMNM>NXNJ6IGLMHV
RM
JHNMV L]NNÑ+NNRXNYNVDÐYN6MJHNMV
NMKMGNV 1Z OGUNJ6$EOI\
VONOHJNV OGUNJ6 WFJHVD YLXKYN5HNN
NMKMHDV [JMK
ODRVQXNYN6MJONOHJOZOJNV[N@WNVRN/URHVDLMHV
RMGKYNVM
OVJNV[N$JNDLM+NKJLJSNXXNOK>NXVGKGL]INJ6WF
WNVGT1JHYLXVL]NNN
NMKMHVDHJOZOGMUVJ6DRJL]+NTGKYNVM
OVJ6NL]+NTGKYNVMOVXJKDJ6$PQNJMNGVUN6MLM@LMHV
RML\
+NMGV I\YNLGNV YXTHIUQV[NIGYNLYLXK+NNRXNYNVD HVD N
YNLGV+NN6IUG
NMKMHVDVONGT1HJOZOGMVDIWOVRJO(FNVIqNUGM
MJNJ6NIWOGVON)NRJ2RJNMGMMJNJ6$YNLGNVYNLGV
NMKM
GVIGOKYD[HVDW\XV@!TX!TXNJ9@QQ=GK^NINGODRVQXNL]N,UJNV
OGUKJ6@YN6MLMHV
RMPOGV`NMNIQ>NNOGUNJ6IGJSD[NE=
J6WNVRJ\NV[NVDGNVPXGV
NMKMGVPOYD[HVDL]QNXGMMJNJ6$
136
GN=/)N\ GV
NN
RU IONDU
vè;;u i)rh
I
N^NN5HGPQaQV
NVDOV@YN5HNGVRMQNXNVDGNONHN8UN6MLMUKX
OHZJNVDHDVR[K=GMNIGNWNUNJ6
vkRek ds ojnku
okfpd ;k ekSf[kd izdk'ku ds ojnku lkeFkZ ds ojnku
ÑRMQNX WNV GT1 ÑRMQNX WNV GT1 ÑRMQNXWNV GT1
GJUV J6DÐ L][9 GMUV J6DÐ GMUV J6DÐ
Y8 Y8 +NNNND FTIGNRSX SD[NENVD GV RMQNX
Y8Y8+NNNNYNVD GN .NXGNRSX ONH)N= GV GNH
YN5HNYNVD GK LM>N IR
RNO
PL=T'UR[K=GMNHN I
N^NN#L]I
N^NNGVPQaQV
NVDOVJ6$RN/UR
HVD@JHGE=RMQNXNVDGNV\NV[NVDGKOVRNGMXVJVUTGON)NGN=GMUV
JTQV>NVD[V$L]5VGRMQNXGVI\JHGLIM+NNNN@LIR
NN/ OV
PISUPQNJMNNVDGNODQ+N=@POGVGT1GNNV=DGKOZSKÑYNWP8JVD
GJNDYN6MG6OVPLNV[IGNWNOGUNJ6Ð@L]/UTUGMVD[V@YN6MJ
+NKFUND[VIGRMQNXGNVG6OVL]N,UIGNWNUNJ6YN6MPORMQNX
GNVG6OVPISUMKIUOVL][9GMXNJ6$O;ogkj esa] ifo= vkRek
dbZ rjg ls eaMjk,xk vkSj mldh vfHkO;fDr;ka ifjHkk"kkvksa
vkSj ifjpkyuksa ls ijs gSa ftls dksbZ Hkh fdlh iqLrd ;k
izf'k{k.k dk;Z esa dSn ugha dj ldrkA ifo= vkRek vlhe
;k vuar gS vkSj mldh vfHkO;fDr;ksa dh fofoèkrk,a Hkh
vuar gSaA
137
XNXNL]GNMGK+NNNND
7
ukuk izdkj dh Hkk"kk,a
XNXNL]GNMGK+NNNNYNVD GNRMQNXHXTNDV N/R[=QZUNVD GK
+NNNNYNVDHVDFNV\XVGKY\N6IGGNV;UNJ6$XNXNL]GNMGK+NNNNYNVD
GV GE= PLNV[ J6D ÑYÐ LMHV
RM GV ON)N RNUN=\NL GMXV JVUT
2I'U[UL]N)N=XNGK+NNNN@ÑFÐQZOMNVDGVI\[JMKHq/)NK@ÑGÐ
G\KIONGKH0\KGNVY)N=GVON)NODQV
NGVLHVD@Ñ0ÐPNM
XLNJT\NV[NVD GNV HOKJGV I\OTOHNSNMOTXNXV GNHNqH@
YNIQ$
YN5HNYNVD GNRMQNXY\N6IGGGN= J6@YURJOK>NKJTE=

+NNNNYNVDGNL]N,UGN6
N\ÑPQNJMNGVUN6MLM@+NNNNIRQaGVLHVDÐ
XJKD J6$
ckbcy ls mnkgj.k % iqjkuk fu;e

XNXNL]GNMGK+NNNNYNVDGNRMQNXLTMNXVIXHHVDGN=LHVDXJKD
QV>NNWNUN@LMDUTJHP5LI5U HVDQV>NUVJ6DIGLJ\KFNMGF
XNXNL]GNMGK+NNNNDÊLC)RKLML][9JTE=)NKD$POKUMJ
NNNJ
+NIR`'UNXVXIXHGVIR
RNIONVDGVY8+NNNNYNVDHVDFNV\XVGV
IRN HVD +NIR`NNK GK )NK Ñ
NNNJ GTIMI8)NNVD
Ð$
ckbcy ls mnkgj.k % u;k fu;e

izHkq ;h'kq us bl fpUg ds fo"k; esa Hkfo";}k.kh dh
L]+NTK
NTXVLZR=G)NXIGN)NNIGWNVPOHVDIR
RNOGMVD[VRVY8
+NNNNYNVDHVDFNV\VD[VYN6MIR
RNOGMXVRN\NVDHVDVIS8JJNVD[VIGRVHVMV
XNHOVQT9N5HNYNVDGNVIXGN\VD[V@XE=XE=+NNNNFNV\VD[V@ONDLNVDGNVP%N
138
GN=/)N\ GV
NN
RU IONDU
\VD[V@YN6MIQRVXN
NGR/UT+NKLKWNDUN6+NKPXGKGT1JNIXX
JNV[K$RV FKHNMNVD LMJN)NM>NVD[V YN6MRV SD[V JNV WND[V$ÊÑHMGTO
Ð$
lEiw.kZ izkjfEHkd dyhfl;k esa

IL8UVGT/UGVIQXOVYNM(+NGM@JHL]NMI(+NGG\KIONHVDY8
Y8+NNNNYNVDHVDFNV\XVGVIRNHVDGE=/)NNXNVDHDVI\>NNJTYNLNUVJ6D
Ð IL8UVGT/UGVIQXÑL]VIMUNVDGVGNH
Ð ONHIMNGKG\KIONÑL]VIMUNVDGVGNH Ð$J/L9
LOVJXJKDFUNN[NJ6IGP8JNVDXVY8Y8+NNNNYNVD
HDVFNUVDGK@LMDUTJHJOH!OGUVJ6DIGWFLIR YN5HN
IQN[NUFGT1Y\N6IGG"NI9UJTYNÑI
NHN6XXVP8JVDL6ON
QVXN SNJNÐ$ JH OTMI^NU L OV J GJ OGUV J6D IG
IL8UVGT/UGVIQXGVOHNXP8JNVDXVY8Y8+NNNNDFNV\K@WNV
PO OH GN HNXG )NN@ W6ON IG L]VIMUNVD GV GNH HVD@
GTMXVI\TOGV"NMHDVL]VIMUNVDGKL]IUINOVQV>NNWNOGUN
J6$
Ð PNMLNXVGVFNQ
NNc\ÑL]VIMUNVDGVGNHGTIMI8)NNVD
Ð$WFJX8NJXV
NNc\LMJN)NM>NV@UFPOXVY8
Y8+NNNNYNVDHVDFNUVDGK$JHWNXUVJ6DIG
NNc\Y8Y8
+NNNNYNVDHVDFJTUFNUVDGMUN)NN$
Ð GTMXVI\TOYN6MPOGN"NMNXNÑL]VIMUNVDGVGNH Ð
Ð EI4OTOGVIR
RNOKÑL]VIMUNVDGVGNH Ð
Ð GTIMI8)NNVD GKG\KIONÑGTIMI8)NNVD @GTIMI8)NNVD
Ð
Ð EI4OTOGKG\KIONÑEI4IONVDÐ$LN6\TOGV\V>NXGV
YXTONM@ YN5HN HVD L]N)N=XN GMXN ÑN YN5HN GV ON)N L]N)N=XN
139
XNXNL]GNMGK+NNNND
GMXNÐÑGTIMI8)NNVD Ð@Y8Y8+NNNNYNVDHVDFNV\XN
J6$
Ð JHWNXUVJ6DIGLIR YN5HNGKONH)N=OVOTOHNSNMGNL]SNM
GMXVGV`NMNY8G\KIOND+NK/)NNILUJTE=)NKD@EOI\JH
LZN=IR
RNOGVON)NFUNOGUVJ6DIGLN6\TOXVGTIMI8)NNVDGNV
WNV IO>NNN )NN@ RJK FNU RJ OH/U G\KIONYNVD GV ONMV
IR
RNIONVDGNVQVOGUN)NN$
Ð O+NKIR
RNIONVDGNVI\>NUVOHJZQNÑJZQNÐ$
dk;Z ;k ifjpkyu
I+N8XI+N8XL]GNMGK+NNNND@NY\N6IGGUN6MLMLIR YN5HN`NMN
QK[E=+NNNNYNVDGVYXVGPLNV[JNVOGUVJ6D$2NLGUN6MLM@JH
QV>NUVJ6DIGY8Y8+NNNNYNVDGNmi;ksx O;fDrxr thou esa
;k lkoZtfud lsodkbZ eas gksrk gSAONR=WIXGOVRGNE=IR
RNIONVD
GVI\H0\KGVLIMRV
NHVDJNVOGUKJ6NPNMXLNJTYNVDGV
L]IUÑYIR
RNOKÐ$
Ð O+NK IR
RNOK Y8 Y8 +NNNNYNVD HVD FNV\ OGUV J6D ÑHMGTO
Ð$
Ð WFYNLY8Y8+NNNNYNVDHVFNV\UVJ6D@UFYNLLMHV
RMGV
YQa+NTUGNHNVDGK"NNVNNNGMOGUVJ6DÑL]VIMUNVDGVGNHÐ$
Ð WFYNLY8Y8+NNNNYNVDHVDFNV\UVJ6D@UFYNLLMHV
RMGK
/UTIUGMOGUVJ6D@POGKFNE=@L]
NDONYN6MHIJHNGMOGUV
J6DÑL]VIMUNVDGVGNHÐ$
Ð Y8Y8+NNNNYN5HNGVL]GN
NXNVDHVDOVGJ6@WJNDYN5HNGK
PLI/)NIUYN6MONH)N=/L9GKWNUKJ6ÑGTIMI8)NNVD Ð$
Ð WFYNLY8Y8+NNNNYNVDHVDFNV\UVJ6D@UFYNLLC)RKGKN
/R[K=+NNNNYNVDHDVFNV\OGUVJ6DÑGTIMI8)NNVDÐ$
140
GN=/)N\ GV
NN
RU IONDU
Ð Y8Y8+NNNND+NVQGKFNUVDL]N)N=XNHVDGJXVHVDOJNUNGMUK
J6D@PXFNUNVDOVLMVIW8JVDYNL2I'U[UUN6MLMWNXUVJ6DÑ
GTIMI8)NNVDÐ$
Ð Y8Y8+NNNND2I'U[UP8XIU\NUKJ6D P8XIU@QCUN@
IRGNO W6OV IGOK+NRXGNIXHN=NGMXNÑGTIMI8)NNVD
Ð$
Ð H0\KGNVY)N=FUNXVGVON)NY8Y8+NNNNDO+NNHVDP8XIU
\NOGUKJ6ÑGTIMI8)NNVDÐ$
Ð WFYNLY8Y8+NNNNYNVD HVD L]N)N=XNGMUV J6D@UFYNLGN
YN5HNL]N)N=XNGMUNJ6$YNLGNHXPOHVDOJ+NN[KXJKDJNVUN$
EOI\IQH6D Y8>Y.NU@+NNNNHVD L]N)N=XNGD@UNV HVMK
YN5HN>HVMVYDQMRNOGMXVRN\VLIR YN5HNGV`NMN@L]N)N=XN
GMUKJ6@LMDUTHVMKFTIGNHXJKDQVUK>RJGNVE=4\XJKD
\NUKYN6MIGOKGKOJNUNXJKDGMUK@ÊÑGTIMI8)NNVD@
AMPCÐ
Ð Y8 Y8 +NNNNYNVD HDV L]N)N=XN GMXN YN6M [KU [NXN YNLGK
YLXKE31NÊOVJNVOGUNJ6@Y)NN=UYNLWFSNJUVJ6DUF
YNM(+NGMOGUVJ6DYN6MMNVGOGUVJ6D@IWOL]GNM.NU+NNNN
HVD YNLOH!GVON)NL]N)N=XNGMUVJ6D YN6M[NUVJ6$D ßEOI\'N
GMXNSNIJ?H6DYN5HNOV+NKL]N)N=XNGD[N@YN6MFTIOV+NK
L]N)N=XNGD[NH6DYN5HNOV[NcD[N@YN6MFTIOV+NK[NcD[NÊÑ
GTIMI8)NNVDÐ$
Ð Y8Y8+NNNNYNVDHVDL]N)N=XNGMXVGNVYN5HNHVDL]N)N=XNGMXN+NK
GJUVJ6D$LMHV
RMGVYN5HNGV`NMNONH)N=LNGMHVMKYN5HN
L]N)N=XNGMUKJ6$EOI\'NGMXNSNIJ?H6DYN5HNOV+NK
>HVMVYDQMRNOGMXVRN\VLIR YN5HNGV`NMN@L]N)N=XNGD[N@
YN6MFTIOV+NK>OH!UVJT@L]N)N=XNGD[NH6DYN5HNOV>HVMV
141
XNXNL]GNMGK+NNNND
YDQMRNOGMXVRN\VLIR YN5HNGV`NMN@[NcD[N@YN6MFTI
OV+NK>OH!UVJT@[NcD[NÊÑGTIMI8)NNVD@AMPCÐ$
Ð YNLLIR YN5HNOVIFXUKGMOGUVJ6DIGYN5HNGVON)N
YNLGKL]N)N=XNGNVIRI
N92I'UNIRNGKYNVMIXQV=I
NU
GMV$PQNJMN@L]VIMULN6\TOGJUNJ6IGYNLYN5HNGVON)N
+NNVWXGV I\L]N)N=XNGMOGUV J6D YN6MqN8RNQQV OGUV
J6D$XJKDUNVIQUZYN5HNJKOVqN8RNQGMV[N@UNVI4MY.NXK
UVMVqN8RNQLMYNHKX'NVDGJV[N?EOI\IGRJUNVXJKD
WNXUNIGUZ'NGJUNJ6?UZUNV+N\K+NNDIUOVqN8RNQGMUN
J6@LMDUTQZOMVGKPpIUXJKDJNVUKÊÑGTIMI8)NNVD Ð$
Ð +NIR`'UN
NNNJXVY8Y8+NNNNYNVDHDVFNV\XVGVIRN
HVD +NIR`NNKGKYN6MJFUNNIGLMHV
RMGV \NV[NVD GNV
IR-NHYN6MUNW[KL]N,UJNV[K$RJUNV EX\NV[NVD OV LMQV
NK
JNVD%NVDYN6MIRQV
NK+NNNNRN\NVVDGV`NMNFNUVDGMV[NIWXOVPOXV
GJN@IR-NHEOKOVIH\V[NEOKGV`NMN)NGVJTGNVIR-NH
QNVLMDUT P8JNVXD V OTXXNXSNJNÊÑ
NNNJ @GTIMI8)NNVD
Ð$EF]NXK+NNNNHDVIR-NHÊEO
N&QGVI\QXDFKÊ
N&Q
IQN [N J6 YN6M PO
N&Q GN Y)N= J6 IR-NH GN /)NNX@
IX
N&QUN@
NNDIU@IX
S\UN@YN6MOND5RXNGN/)NNX$
Ð Y8 Y8 +NNNND YIR
RNIONVD GV IS8J JNV OGUK J6D WNV
LMHV
RMGKYNVMP8JVDIXQV=I
NUGMUKJ6DÑGTIMI8)NNVDÐ$
Ð YN5HNHVDL]N)N=XNGMXN
NMKMGKIXF=\UNYNVDLMIRWLNXVHVD
YNLGKOJNUNGMOGUNJ6ÑMNVIHNVDÐ$
Ð WFYNLY8Y8+NNNNYNVDHVDL]N)N=XNGMUVJ6D@UFYNLLIR
WXNVD GV I\ LMHV
RMGV \NV[NVD GV I\Hq/)NKGMUV J6D
ÑMNVIHNVD Ð$
142
GN=/)N\ GV
NN
RU IONDU
Ð WFYNLYN5HNHVDL]N)N=XNGMUVJ6D@UFYNLLMHV
RMGKE31N
GVYXTONML]N)N=XNGMUVJ6DÑMNVIHNVDÐ$
Ð WFYNLYN5HNHVDL]N)N=XNGMUVJ6D@UFYNLIR
RNOHDVP8XIU
GMUVJ6DÑJZQNÐ$
Ð YN5HNHVDL]N)N=XNGMXNYNLGNVLMHV
MGVL]VHHVDFXVMJXVGK
ONH)N=L]QNXGMUNJ6ÑJZQN Ð$
Ð YN5HNHVD L]N)N=XNGMXNYNLGV YNI5HGJI)NNMGN+NN[J6
ÑEI4IONVD Ð$
Ð GT1\NV[NVD GVI\@YN5HNHVD L]N)N=XNGMXNÑPQNJMNHq/)NUN
GKL]N)N=XNOVRGNE=@Y8Y8+NNNNYN6MPXGNY)N=FUNXVGK
ONR=WIXG OVRGNE=Ð PXGN OQ/UN GN= J6 Ñ GTIMI8)NNVD
Ð$
YIqNGWNXGNMKGVI\@fLNLKOKL]GN
NXGKIRXNHZ<
LT/UGY8Y8+NNNNHVDL]N)N=XNGMXVGVYQa+NTU\N+NÊ@IRXNHZ<
0NcX\NV0GVI\EOLUVLMPL\&qNJ6apcwo.org/publica-
tions
O;fDrxr mi;ksx ds fy, vU; vU; Hkk"kk dk mi;ksx

djuk
JHXIXHHVDQV>NUVJ6DIGLIR YN5HNOVLIMLZN=JNVXVGVI\
ÑNLIR YN5HNHVDFLIU/HNLNXVGVI\ÐIR
RNIONVDGVI\L]N)N=XN
GMXNGYNHL])NN)NK$JNDLM@RVY8Y8+NNNNYNVDHVDFNV\XV\[V
YN6MLIR YN5HNGV RMQNXNVD HVD YN[V FXV \[V$POOHOV@
IR
RNOKGVXNUVYNLGK2I'U[UL]N)N=XNWKRXGV+NN[GVLHVD
YNLWFSNJVDYN6MIWUXKFNMSNJVDY8Y8Y8+NNNNYNVDHVDFNV\
OGUVJ6DÑN[NOGUVJ6DÐ$
143
XNXNL]GNMGK+NNNND
EOI\IQH6D Y8+NNNNHVD L]N)N=XNGD@UNVHVMKYN5HNL]N)N=XNGMUKJ6@LMDUT
HVMKFTIGNHXJKDQVUK$
15 blfy, D;k djuk pkfg,\ eSa vkRek ls Hkh izkFkZuk d:axk] vkSj
cqf) ls Hkh izkFkZuk d:axk( eSa vkRek ls xkÅaxk] vkSj cqf) ls Hkh
xkÅaxkA
O;fDrxr thou esa vU; vU; Hkk"kkvksa ds fofHkUu mi;ksx

WFXRKXKGMNLNXVGK@I4MP5ONJYN6MUNW[KL]N,UGMXVGK
WMUJNVUKJ6$
WF2I'U[ULOVP8XIULNXVGKE31NJNVUKJ6$
WFL]+NTGNHXWNXXNSNJUVJ6DÑPQNJMN@WFIXN=\VXNSNJUV
JNVÐ$
WFQZOMNVDGVI\Hq/)NKGMUVJ6D$
WFYN5HNGVRMQNXNVDHVFXVJVUTYLXVYNLGNVL]NV5ONIJUNL]VIMU
GMUV J6D$
WFYNLHN L]+NTGKFN9WNVJUVJ6DYN6MPOGKPLI/)NIUHVDOH
IFUNUVJ6D$
ges'kk vFkZ crkus dh t+:jr ugha gksrh
WFIXWKN2I'U[UL]N)N=XNHVDY8Y8+NNNNGNPLNV[GMUV
J6D@UFJHV
NNY)N=FUNXVGKWMUXJKDJNVUK$YNLWFG+NKSNJUV
J6D@ YN6M IWUXV OH UG SNJUV J6D PUXV OH UG Y8 Y8
+NNNNYNVDHDVL]N)N=XNGMOGUVJ6D@YN6MYNL'NL]N)N=XNGMUVJ6EOGN
Y)N=FUNXVGKWMUXJKDJ6@'NVDIG'NL]N)N=XNGKWNMJKJ6J
LMHV
RMOH!UNJ6$YNLGT1OHUGYXVGL]GNMGKI+N8X
I+N8X+NNNNYNVDHVDFNV\OGUVJ6DNYNLGVL]N)N=XNOHGVHN G
O GVYDU[=U+NK$
144
GN=/)N\ GV
NN
RU IONDU
Hksnksa dks le>uk
9 ijarq tSlk fy[kk gS fd tks vka[k us ugha ns[kh] vkSj dku us ugha
lquh] vkSj tks ckrsa euq"; ds fpÙk esa ugha p<+h] os gh gSa tks ijes'oj
us vius izse j[kusokyksa ds fy, rS;kj dh gSaA
10 ijarq ijes'oj us mudks vius vkRek ds }kjk ge ij izxV fd;k(
D;ksafd vkRek lc ckrsa] oju~ ijes'oj dh xw<+ ckrsa Hkh tkaprk gSA
11 euq";ksa esa ls dkSu fdlh euq"; dh ckrsa tkurk gS] dsoy euq";
dh vkRek tks mlesa gSA oSlh gh ijes'oj dh ckrsa Hkh dksbZ ugha
tkurk] dsoy ijes'oj dk vkRekA
12 ijarq geus lalkj dk vkRek ugha] ijarq og vkRek ik;k gS] tks
ijes'oj dh vksj ls gS] fd ge mu ckrksa dks tkusa tks ijes'oj us gesa
nh gSa]
13 ftudks ge euq";ksas ds Kku dh fl[kkbZ gqbZ ckrksa esa ugha] ijarq
vkRek dh fl[kkbZ gqbZ ckrksa esa] vkfRed ckrsa vkfRed ckrksa ls feyk
feykdj lqukrs gSaA
14 ijarq 'kkjhfjd euq"; ijes'oj ds vkRek dh ckrsa xzg.k ugha
djrk] D;ksafd os mldh n`f"V esa ew[kZrk dh ckrsa gSa] vkSj u og mUgsa
tku ldrk gS D;ksafd mudh tkap vkfRed jhfr ls gksrh gSA
15 vkfRed tu lc dqN tkaprk gS] ijarq og vki fdlh ls tkapk
ugha tkrkA
16 D;ksafd izHkq dk eu fdlus tkuk gS fd mls fl[kyk,\ ijarq geesa
elhg dk eu gSA
YN5HNGVGNNV=DHDVOVGJJ6IGRJLMHV
RMGV+NVQNVDGNV
JHLML][9GMUNJ6$LIR
NN/ HVD+NVQPOO5GNP<\V>N
GMUVJ6DWNVGOHHXTOVI1LN)NN@HXTGKFTIGNV.NU
XJKD)NN@LMDUTYFPQa"NNI9UNL][9IGN[NJ6$GT1+NVQVOV
J6D IWXGN O(FDqN HNXRWNIU GV I\@ G\KION YNIQ GV I\
LMHV
RMGVPQaQV
NVDOVJ6@LMDUTGT1+NVQVOVJ6DIWXGNO(FDqNJHNMV
I\2I'U[UUN6MLMLMHV
RMGVPQaQV
NVDOVJ6$JHHVDOVL]5VG
145
XNXNL]GNMGK+NNNND
GVI\LMHV
RMXVOHOVLJ\V+N\VGNHNVDGNVU6NMIGNJ6IG
PXHVD S\VD ÑEI4IONVD Ð$ JHNMK IW(HVQNMK J J6 IG JH
2I'U[UUN6MLMJHNMVI\LMHV
RMGKNVWXNYNVDYNVMPQaQV
NVD
GKU\N
NGMVD YN6MPOGV FNQLMHV
RMOV ONH)N= LNGMPXGK
LIMLZN=UNGNL]NOGMVD$IQ\S/LO3SNE=JJ6IGWFJHY8
Y8+NNNNYNVDHVDL]N)N=XNGMUVYN6MFNV\UVJ6D@UFJHLIR YN5HNOV
L]VIMUJNVGM+NVQGKFNUVDGJUVJ6DÑGTIMI8)NNVDÐ$EOI\@J
Y)N=\[NXNOTMI^NUJ6IGY8Y8+NNNNHVDFNV\XNJHVDVOV/)NNX
HVD\NGMM>NUNJ6WJNDLMJHJHNMVYLXVWKRXNVDOVO(FDIqNUFNUNVD
GVI\LMHV
RMGV+NVQNVDGNVGJUVJ6D$WFJHYN5HNHVDL]N)N=XNGMUV
J6D UFJHNMNYNI5HGHXTLIR YN5HNGKYNVMOV LMHV
RMGV
PQaQV
NVDGKOH!LNUNJ6$WFJHY8Y8+NNNNYNVDHVDL]N)N=XN
GMUVJ6D@UFJHPXFNUNVDGNVOH!XV\[UVJ6DWNVJHVDLMHV
RMGV
`NMNIRXNHZ<QK[E=J6D@IWXGKNVWXNLMHV
RM`NMNJHNMVWKRXNVD
GVI\GK[E=J6YN6M%JMNE=[E=J6$YU@2I'U[UWKRXYN6M
LMHV
RMGVON)NOD[IUHVDY8Y8+NNNNYNVDGNJONH)NK=PLNV[
J6$
lkoZtfud lsodkbZ eas mi;ksx djus gsrq vU; vU; Hkk"kkvksa

dk mi;ksx izkIr djuk
LIR YN5HNG\KIONGKO+NNYNVDHVDNYIR
RNOKGNVIS8JGVL
HDVY8Y8+NNNNYNVDGVPLNV[GNVIXQ=VI
NUGMUNJ6$
dyhfl;k dh lHkkvksa eas

O+NNYNVDHDVY8Y8+NNNNYNVDGVPISUPLNV[LMFNEF\GVIXQV=
NNVD
GNYXTOMNGMVD$
146
GN=/)N\ GV
NN
RU IONDU
1 dqfjfUFk;ksa 14%5]12]13
5 eSa pkgrk gwa fd rqe lc vU; Hkk"kkvksa esa ckrsa djks] ijarq vfèkdrj
;g pkgrk gwa fd Hkfo";}k.kh djksA D;ksafd ;fn vU;kU; Hkk"kk
cksyusokyk dyhfl;k dh méfr ds fy, vuqokn u djs] rks Hkfo";}k.kh
djusokyk mlls c<+dj gSA
12 blfy, rqe Hkh tc vkfRed ojnkuksa dh èkqu esa gks] rks ,slk iz;Ru
13 bl dkj.k tks vU; Hkk"kk cksys] rks og izkFkZuk djs fd mldk
vuqokn Hkh dj ldsA
WNVH0\KGVON)NY8Y8+NNNNYNVDHVDL]N)N=XNGMUVJ6DP8JVD
Y)N=FUNXVGVI\L]N)N=XNGMXNSNIJ$Y)N=FUNXNPOK2I'UGV
`NMNJNV IWOXV Y8Y8+NNNNHDV ODQV
NIQNNIGOKYN6MGV
`NMN$
18 eSa vius ijes'oj dk èkU;okn djrk gwa fd eSa rqe lc ls vfèkd
vU;kU; Hkk"kk esa cksyrk gwaA
19 ijarq dyhfl;k esa vU; Hkk"kk esa nl gtkj ckrsa dgus ls ;g eq>s
vkSj Hkh vPNk tku iM+rk gS] fd vkSjksa ds fl[kkus ds fy, cqf) ls ikap
gh ckrsa dgwaA
2I'U[UL]N)N=XNHVDY8Y8+NNNNHVDFJTUL]N)N=XNGMVD$LMDUT
H0\KGV ON)NFNV\UV OHRJKFNV\VD WNV L]5VG2I'UOH!
OGUNJ6$
23 blfy, ;fn dyhfl;k ,d txg bdëh gks] vkSj lc ds lc
vU;kU; Hkk"kk cksysa] vkSj vui<+s ;k vfo’oklh yksx Hkhrj vk tk,a] rks
D;k os rqEgsa ikxy u dgsaxs\
147
XNXNL]GNMGK+NNNND
ysaxsA
26 blfy, gs Hkkb;ks] D;k djuk pkfg,\ tc rqe bdës gksrs gks] rks
gj ,d ds ân; esa Hktu] ;k mins’k] ;k vU; Hkk"kk] ;k izdk’k] ;k
vU; Hkk"kk dk vFkZ crkuk jgrk gS( lc dqN vkfRed méfr ds fy,
gksuk pkfg,A
27 ;fn vU; Hkk"kk esa ckrsa djuh gks] rks nks nks] ;k cgqr gks rks rhu
rhu tu ckjh ckjh cksysa] vkSj ,d O;fDr vuqokn djsA
28 ijarq ;fn vuqokn djusokyk u gks] rks vU; Hkk"kk cksyusokyk
dyhfl;k esa 'kkUr jgs] vkSj vius eu ls] vkSj ijes'oj ls ckrsa djsA
WFG\KIONH0\KGVLHDVEG9a%NJNVUKJ6YN6MRJNDLM
YIR
RNOK#Y.NX\NV[JNVUVJ6D@UNVFVJUMJ6IGJMGNVE=GJK
OHHVDcDSKYNRNWHVDY8Y8+NNNNYNVDHDVXFNV\VÑRSXÐ$
P5UHJJNV[NIGVOVLIMRV
NHVDQNVNUKXONR=WIXGODQV
NIQ
WNDYN6MGNVE=POGNY)N=FUNÑRSXÐ$LMDUT@VOVLIMRV
NHVD
2I'U[UIR
RNOK
NNDIUGVON)NY8Y8+NNNNYNVDHVDL]N)N=XNGM
OGUVJ6DÑRSXÐ$
vfo'oklh ds fy, fpUg ds :i eas
blfy, vU;kU; Hkk"kk,a fo’okfl;ksa ds fy, ugha] ijarq vfo’okfl;ksa ds
fy, fpUg gSa] vkSj Hkfo";}k.kh vfo’okfl;ksa ds fy, ugha] ijarq
fo’okfl;ksa ds fy, fpUg gSA
LIR YN5HNYIR
RNOKGNVIS8JGVLHVDY8Y8+NNNNYNVD
GNPLNV[GMXVGKL]VMNNQVOGUNJ6$LIR YN5HNOVL]VIMUJNVGM
Y8Y8+NNNNYNVDHVDFNV\XVRN\N2I'UVOK+NNNNHVDFNV\OGUNJ6
148
GN=/)N\ GV
NN
RU IONDU
IWOVPNMXLNNJTYN2I'UOH!UNYN6ML]+NTGKYNVMOVODQV
N
QVUNJ6WNVK
NTHOKJGKYNVMODGVUGMUNJ6$IL8UVGT/UGVIQX
WNVGT1JTYNRJEOFNUGNPQNJMN)NN$
XNXNL]GNMGK+NNNNYNVD GNRMQNXOM\@LMDUTYN5HNGNYQa+NTU
RMQNXJ6YN6MO+NKIR
RNIONVDGNVL]NV5ONJXIQNWNXNSNIJIG
RVYLXVWKRXNVDHDVEOGNPLNV[GMVD$
39 blfy, gs Hkkb;ks] Hkfo";}k.kh djus dh èkqu esa jgks vkSj vU;
Hkk"kk cksyus ls euk u djksA
40 ij lkjh ckrsa lH;rk vkSj Øekuqlkj dh tk,aA
149
+NNNNYNVD GNY)N= FUNXN
8
Hkk"kkvksa dk vFkZ crkuk
Y8Y8+NNNNYNVDGNY)N=FUNXVGNRMQNXY8Y8+NNNNYNVDHVD
IQ[ODQV
NGK2N>NGMXNÑY)N=FUNXNÐJ6$Y8Y8+NNNNYNVD
GNY)N= FUNXV GNPLNV[2I'U[UL]N)N=XNWKRXHVD IGNWN
OGUNJ6@LMDUTIR
NVNUN6MLMEOGNPLNV[H0\KGNVY8Y8
+NNNNYNVD HDV IQ[ODQ
V NGNY)N=FUNXVGVI\IGNWNUNJ6$LMDUT@
JO(+NRJ6 IGEOKY\N6IGGRMQNXGNPLNV[LIR YN5HN
`NMN2I'UGNVPOGJK[E=+NNNNGNY)N=OH!XVHVDOJNUNGMXV
JVUTIGNWNUNJ6WNVPO2I'UXVPOOHOK>NKXJNV$
YN5HNGNJRMQNXGY\N6IGGGN=J6YN6MEOGNMN
OK>NK JTE= +NNNN GV L]N,U GN6
N< GV OHNX XJKD J6 ÑPQNJMN@
+NNNNIRQaGVLHVDÐ$
fLNqNXM>NVDIGJY)N=FUNXNJ6YN6MYXTRNQXJKD$WF
YNLY)N=FUNUVJ6D@UFYNLL]5VG
N&QGNYXTRNQXJKDGMUV@LMDUT
POY)N= GNONMND
NFUNUV NWNV GT1GJN[NJ6 POGNONM
L]/UTUGMUVJ6D$EOI\JO(+NRJ6IGY8Y8+NNNNYNVDHVDIQ
[ODQV
NGKYRIqNYN6MODQV
NGVY)N=GKYRIqNYNLOHVDHV\X
M>NUKJNV$+N+NKUXJNVDNEOGVYNqNNMLMY)N=FUNXVGVRMQNX
GNVXLM>NVD$

LTMNXVIXHHVD Y8Y8+NNNNYNVD GNY)N=FUNXVGKYXVGYI+N2I'UND
XJKDJ6D@LMDUTQNIXÃV\ HVDJHNMVLNOPO"N9XNGNRN=X
J6@WNVFV\
N/OMXNHGPOOHGVG/QKMNWNGVQMFNMHVD"NI9U
150
GN=/)N\ GV
NN
RU IONDU
JTE=$POXVGJN)NGNVQKRNMLMI\>NUVJTQV>NN$POGVQMFNM
GVFTIHNX\NV[YN6M7NVIUNKPOI\>NNNGNVLXOGVYN6MX
POGNY)N=FUNOGV$LMDUTQNIXÃV\XVPO\V>NGNVLI\NYN6M
POGNY)N=FUNN$

XIXHHVD@JHY8Y8+NNNNYNVDGVY)N=GVIRNHVDLUVJ6DIWOV
GTIMI8)NNVD HVDYN5HNGVXN6RMQNXNVDHVDOZSKFIGN[N
J6@YN6MGTIMI8)NNVDHVDPOGVPLNV[GVIRNHVDH0\KGV
LIMRV
NHVDLN6\TOIXQV=
NQVUNJ6$
ifjpkyu ;k dk;Z
O;fDrxr mi;ksx ds fy, vU; vU; Hkk"kk,a vkSj mudk vFkZ crkuk
W6ONIGIL1\VYqNHDVP<\V>NIGN[NJ6@YNLGV2I'U[U
L]N)N=XNOHHVD@Y8Y8+NNNNYNVDHVDL]N)N=XNGMUVOHJMGFNU
GNY)N=FUNXNYNR
GXJKDJ6$YNLY8Y8+NNNNYNVDHVDL]N)N=XN
GMXVHVDGE="N9VIFUNOGUVJ6D@YN6MIFXNY)N=FUN@YNI5HGL
OVP8XIUYN6ML]NV5ONJXLNOGUVJ6D$Y8Y8+NNNNDYN6MPXGN
Y)N=FUNXNYNLGV2I'U[UWKRXHVDOJNGJNVOGUNJ6UNIG
YNLWNVL]N)N=XNGMMJVJ6DPOGNY)N=OH!XVHVDYNLGNVOJNUN
IH\OGV$YNLWNVL]N)N=XNGMMJVJ6DPOGNY)N=GJGMYNLY)N=
L]N,UGMOGUVJ6D@NHN YNLGKYN5HNHVDPOY)N=GNV[]JNGM
OGUVJ6D@UNIGYNLOH!VDIGLMHV
RMGNYN5HN'NGJMJNJ6$
YXVG^NV J6D WJNDLM2I'U[UPLNV[HVD Y8Y8+NNNNDYN6M
PXGNY)N=FUNXN\N+NQNGJNVOGUNJ6
YÐ 2I'U[UHN[=Q
N=XYN6MIQX
NN IXQV
= NGVI\@YNLGV2I'U[U
WKRXGVI\LMHV
RMGKNVWXNYNVDYN6MPQaQV
NVDGNVOH!XV
GVI\$
151
+NNNNYNVD GNY)N= FUNXN
FÐ IWX FNUNVD GV I\ YNL IW(HVQNM J6D PXHVD IXN= \VXV JVUT
ÑPQNJMN@GN=/)N\@2RON@OVRGNE=@YNIQ$Ð
GÐ LMHV
RMGKFNUNVD HVD L]GN
NXYN6MYDUQ=CI9Y)NN=URSXHVD@
RU=HNXOHHVDLC)RKLMLMHV
RMGVHN[NV=DHVD$
0Ð LMHV
RMGKYNVMOVMSXN5HGG<LXNYNVD@E=
RML]VIMULZR=QCI9@
GN=XKIUNVDYNIQGNVL]N,UGMXVJVUT$
e.Myh dh lsok djrs le; vU; vU; Hkk"kk,a vkSj mudk vFkZ crkuk
EOVLJ\VJKIL1\VYqNHVDOH!NN[NJ6YN6MJNDLMLZN=UN
GVI\QNVJMNN[NJ6$
H0\KGVI\Y)N=GVON)NY8Y8+NNNNDO+NNHVDP8XIU
\NOGUKJ6DÑGTIMI8)NNVDÐYN6MRJK\N+NL]QNXGMOGUKJ6D
WNV+NIR`NNKL]QNXGMUKJ6IWOGV`NMNP8XIU@L]NV5/NNJXYN6M
OND5RXNL]N,UJNVUKJ6ÑGTIMI8)NNVDÐ$
HD0\KGVON)NY8Y8+NNNNYNVDHVDFNV\XVRN\NVDGNVPOGVY)N=
GVI\L]N)N=XNGMXNSNIJÑGTIMI8)NNVD@ Ð$
2I'U[UL]N)N=XNHVD Y8Y8+NNNNYNVD HVD FJTUL]N)N=XNGMVD$

LMDUTWFH0\KOVFNUGMXVGKFNMKYNUKJ6@UFRJKFNV\VDWNV
L]5VG2I'UOH!OGUNJ6ÑGTIMI8)NNVD Ð$
WFG\KIONH0\KGVLHDVEG9a%NJNVUKJ6YN6MRJNDLM
YIR
RNOK#Y.NX\NV[JNVUVJ6D@UNVFVJUMJ6IGJMGNVE=GJK
OHHVDcDSKYNRNWHVDY8Y8+NNNNYNVDHDVXFNV\VÑGTIMI8)NNVD
Ð$P5UHJJNV[NIGVOVLIMRV
NHVDQNVNUKXONR=WIXG
ODQV
NIQWNDYN6MGNVE=POGNY)N=FUNÑÑGTIMI8)NNVDÐ$
LMDUT@VOV LIMRV
NHVD 2I'U[UIR
RNOK
NNDIUGV ON)NY8Y8
+NNNNYNVDHVDL]N)N=XNGMOGUVJ6DÑÑGTIMI8)NNVDÐ$
152
GN=/)N\ GV
NN
RU IONDU
vU; vU; Hkk"kkvksa dk vFkZ dSls izkIr gksrk gS
Y8Y8+NNNNYNVDGNY)N=L]N,UGMXNIF<GT\R6ONJKJNVUNJ6W6OV
L]G9KGMNGVY8RMQNXN+NIR`NINNVDGVRMQNXGNV[]JN
IGN WNUN J6 $ Y8 Y8 +NNNNYNV D V L M YNL PO LJ\V
N&Q#IRSNM#G<LXN GNV FNV\XV OV YNM(+N GMUV J6D IWOV LIR

YN5HNL]VIMUGMUNJ6YN6MYN6MPOGVFNQFNGK
N&QNIRSNMYNUV
J6D$EOGVIRNHVDY[\VYqNHVD/L9IGN[NJ6$
153
+NIR`NNK(Word of Wisdom)
9
Hkfo";}k.kh (Word of Wisdom)
(Word
ifjHkk"kk
+NIR`NNKGV`NMNLMHV
RMHXTOVHXTGV`NMNFNUVDGMUNJ6$
JLMHV
RMGKYNVMOVY\N6IGGMKIUOVL]VIMUODQV
NJNVUNJ6WNV
2I'UL]N,UGMUNJ6YN6MNUNVQZOMV2I'UGNVY)NRN\NV[NVDGV
OHZJGNVFUNUNJ6$
+NIR`NNKP5UHL]SNMXJKDJ6$P5UHL]SNMYqX@U6NMK@
GN6
N\U)NNP5UH+NNNNOVIGNWNOGUNJ6$+NIR`NNKLIR
YN5HNGKYNVMOVY\N6IGGMKIUOVL]VIMUJNVUKYN6MU6NMKNP5UH
R'UC5RG\NLMIX+N=MXJKDJNVUK$
1 dqfjfUFk;ksa 14%3
ijarq tks Hkfo";}k.kh djrk gS] og euq";ksa ls méfr] vkSj mins’k] vkSj
'kkfUr dh ckrsa dgrk gSA
+NIR`NNKGNONqNNMNRMQNXmUufrÑRCIÐ@mins'kÑL]N5V ONJXÐ

YN6M'kkfUr ok lkaRoukGVI\JNVUNJ6$EOGVYIUIM'U@+NIR`NNK
GKLIML'RYN6MOTOD[UOVRGNE=HVDOVRNMU2I'Ulqèkkj] funsZ'ku]
izdk'kuYN6MHkfo";}k.kh ÑLZR=G)NXÐHVD YN[V FV[N$
OH[]LIR
NN/ +NIR`NNKJ6@'NVDIGRJLMHV
RMGKL]VMNN
OVIQN[NÑMNVIHNVDUKHTI)NTOLUMO Ð$
LIR
NN/ JHVDYNqNNML]QNXGMUNJ6IWOGV`NMNJHY8O+NK
+NIR`NINNVDGNVLM>NUVJ6D$
154
GN=/)N\ GV
NN
RU IONDU
2 irjl 1%20&21
20 ijarq igys ;g tku yks fd ifo= 'kkL= dh dksbZ Hkh Hkfo";}k.kh
fdlh ds vius gh fopkjèkkjk ds vkèkkj ij iw.kZ ugha gksrhA
21 D;ksafd dksbZ Hkh Hkfo";}k.kh euq"; dh bPNk ls dHkh ugha gqbZ]
ijarq HkDr tu ifo= vkRek ds }kjk mHkkjs tkdj ijes'oj dh vksj
ls cksyrs FksA
+NIR`NNK GV RMQNX GN PLNV[ GMUV OH@ W6OV LIR

YN5HNL]VIMUGMUNJ6R6OVR6OVJHFNV\UVJ6D$EOI\GNVE=+NKO3SK
+NIR`NNKLIR
NN/ GN>ND0XXJKDGMV[K$LIR YN5HNLIR
NN/ GN\V>NGJ6 ÑUKHTI)NTOÐYN6MEOGNMNWNV GT1

POXVYLXVI\I>NURSXHVDLJ\VJKQCIGNJ6@POGNRJG+NK
>ND0XNIRMNVqNXJKDGMV[N$YN5HNYN6MRSXLM/LMOJHUJ6DÑ
ZJ8XNÐ$

LTMNXVIXHHVD@LMHV
RMXVGE=/ KYN6MLTNNVDGNV+NIR`NNKGMXV
JVUTP+NNMNYN6MPLNV[IGN$EXHVDJXNVG@YF]NJH@HZON@HIMH@
HZON GV OJNGNVD@ QFNVMN YNIN GE= 8NINVD@
NHT\@ I\ÃNJ@
\K
NN@YN6MGE=[THXNH+NIR`'UNYNV@D
NNNJ@IH=NJ@JVWGV\@
QNIXÃV\YN6MY8GENVDGNOHNRV
NJ6$
LTMNXVIXHGVGE=+NIR`'UNYNVDXVPOYXT[]JGVIRNHDV
+NIR`NNKGK)NKWNVJHVDL]N,UJNVXVRN\N)NNÑLUMOÐ$
LTMNXV IXHHVD GVR\GT1JK2I'UNVD GV `NMNLIR YN5HN

GN=GMMJN)NNYN6MEOI\GT1JK\NV[+NIR`NNKGMOGUV
)NV$YUWNV\NV[LMHV
RMOVOTXXNSNJUV)NV@RV+NIR`'UNYNVDN
XIFNVDLMIX+N=M)NV$MNWNYNVDGNV+NKLMHV
RMOVOTXXVGVI\NWG
N+NIR`'UNGVLNOWNXNL0UN)NN$LMDUTXIXHHVDOFGT1
155
FQ\[NJ6$XE= RNSNHVD@L]5VGIR
RNOKGV LNOLMHV
RMGN
YN5HNPXHVDYN6MPXGV`NMNGN=GMUNJ6YN6MEOI\LMHV
RMGK
L]5VGODUNXLMHV
RMGVYN5HNOVY[TRNE=LNOGUKJ6@LMHV
RMGK
YNVMOVOTXOGUKJ6@YN5HN`NMNJK2I'U[UUN6MLMPXGVkQNVD
HVDI
N^NNYN6ML]GN
NX\NNWNUNJ6$
/HMNMJVIGLIR YN5HNXJKDFQ\NJ6$EOI\+NIRN5HG
YXT+NR@+NIR`NNKGVONH)N=GVL]GN
NXYN6M+NIRN5HGYI+N2I'UNVD
GNVIW8JVDLTMNXVIXHGVYDU[=UQV>NNWNUN)NN@YNW+NKYXT+NR
IGNWNOGUNJ6$R/UTU@JHVDPXL]GN
NXNVDGKYN6MPOOVYIqNG
FNUNVDGKYLV^NNGMXNSNIJ@'NVDIGJHYN5HNGKYN6MHIJHNH
OVRGNE=GVON)NYN6MHIJHNHRNSNHVDJ6DÑGTIMI8)NNVD Ð$

XIXHHVD@L]VIMUNVDGVGNHGVMVYqNHVDG\KIONGVW8H
OVLJ\V@JH/ KYN6MLTNNVD GVPQNJMNQV>NUVJ6D IW8JNVXD V +NIR`NNK
GK$
Ð Y\KI
NFNLIR YN5HNOVLIMLZN=JNV[E=YN6MPOXVHIMHGV
IRNHVD+NIR`NNKGKÑ\ZGNÐ$
Ð WGN=JLIR YN5HNOVLIMLZN=JNV[NYN6MPOXVYLXVLT
ZJ8XNFLIU/HNGMXVRN\VGVIRNHVD+NIR`NNKGKÑ\ZGN
Ð$
Ð I
NHNVXXVFN\GK
NTYN6MHIMHGVIRNHVD+NIR`NNKGK
Ñ\ZGN Ð$
Ð J8XNXV+NKGMKFPOKOH+NIR`NNKGKWFI
NHNVXXVGK
YN6MPXO+NNVDOV@WNV
N\VHGV1T9GNMVGKFN9WNVJUV)NV@
POGVIRNHVDFNUVDGMXV\[KÊÑ\ZGN Ð$
156
GN=/)N\ GV
NN
RU IONDU
Ð ZJ8XN FLIU/HN GMXV RN\V GNV L]+NT K
NT `NMN LMHL]qNNX
LMHV
RMGV+NIR`'UNÑ\ZGNÐ@LTMNXKRNSNGV+NIR`'UNYNVD
HVDOR=-V%GJN[NÑ\ZGN Ð$RJI\ÃNJGKYN5HN
YN6MONH)N=HVDYNN@POXVL
SNUNLGNODQV
NOTXNN@LMHV
RM
GVMN7GK"NNVNNNGK@HOKJGVI\HN[=U6NMIGNYN6M
LMHV
RMGVHV(XVK
NTGKYNVMODGVUIGN$
Ð /RDL]+NTK
NTHOKJRJ+NIR`'UNNXFK)NNIWOGVIRN
HVDHZONXVGJN)NN$\NV[POVK
NTXNOMKÊGVLHVDWNXUV
)NV WNV LMHV
RMYN6MOF\NV[NVD GV FKSGNHYN6MRSXHVD
ONH)NK=+NIR`'UN)NNÊÑ\ZGNÐ$+NIR`'UNGVLHVD@
L]+NTK
NTXVRJKOTXNWNVILUNXVGJN@RJQV>NNWNVILUNXV
IGNYN6MILUNGVYXTONMGN=IGN$POXV\NV[NVDGVIRSNM
WNXI\$POXV\NV[NVDGVI\LMHV
RMGVPQaQV
NVDGNVL][9
IGN$POXV LIR YN5HNGV YN[HXGV IRNHVD LZR=G)NX
IGN@L]+NTGVIQXGVYNXVOVLJ\VYDUOHGK"N9XNYNVDGK
+NIR`NNKGK@LIR
NN/ GVRSXNVDGNVOH!NNYN6MFJTU
GT1IGN$POGV/R[N=MNVJNGVL
SNU@POXVYLXKG\KION
GNVRMQNXIQIWXHVD+NIR`'UNGNLQ
NNIH\)NN$
izkjfEHkd dyhfl;k
JHL]NMI(+NGG\KIONHVD FJTUONMK+NIR`'UNGK[IUIRIqNQV>NUV
J6DIWOGVIRNHVDL]VIMUNVDGVGNHNVDGKLT/UGYN6MLI NVDHVDI\>N
[NJ6$
Ð IL8UVGT/UGVIQXXVLMHV
RMGVGN=GVXT[GNYNM(+N
IGNWJNDYN5HNO+NK\NV[NVDLMP0V\NWNXVRN\N)NNYN6M
Y8FNUNVDGVON)NJKON)NP8JVD+NIR`NNKGMXVGKONH)N=
QVXVRN\N)NN$ßfd ijes'oj dgrk gS] fd vUr ds fnuksa
eas ,slk gksxk] fd eSa viuk vkRek lc euq";ksa ij
maMsywaxk vkSj rqEgkjs csVs vkSj rqEgkjh csfV;ka Hkfo";}k.kh
157
djsaxh vkSj rqEgkjs toku n'kZu ns[ksaxs] vkSj rqEgkjs
iqjfu, LoIu ns[ksaxsA oju~ eSa vius nklksa vkSj viuh
nkfl;ksa ij Hkh mu fnuksa esa vius vkRek esa ls maMsywaxk]
vkSj os Hkfo";}k.kh djsaxsÞ ¼izsfjrksa ds dke 2%17&18½
Ð L]VIMUL]VIMUNVDGKOVRGNE=+NKM>NUV)NVYN6M+NIR`'UNGK
OVRGNE=+NK$PXHVDOVGT1GNPLNV[LMHV
RMXV@L]VIMULN6\TO
GVON)NG\KIONGNVQCFXNXVJVUTL]GN
NX\NXVYN6MLIR

NN/ I\>NXVGVI\IGN$YN6ML]VIMUNVDYN6M+NIR`'UNYNVD
GKXVRLMIWOGVGNVXVGNL5)NMHOKJK
NT/RDJKJ6@FXN
[JNVÊÑEI4IONVDÐ$WNVYN6MY8OHNVDHVDHXTNVDGK
O8UNXNVDGNVVONXJKDFUNN[N)NN@W6ONIGYN5HNGV`NMN
YFPOGVLIR L]VIMUNVDYN6M+NIR`'UNYNVDLML][9IGN[N
J6ÊÑEI4IONVD Ð$
Ð
N\VHGKG\KIONXV@L]IV MUNV# D +NIR`'UNYNVD GVY\NRN
Y8+NIR`'UNYNVDGNVP%UVYN6MP8XIULNUVQV>NN$Y[FTO@
JZQN@IO\NO
N\VHGVEX+NIR`'UNYNVDHVDOV)NV$JHNMV
LNOEOIRNHVD I\>NNJTYNJ6P8JKDIQXNVD HVVD GE=+NIR`'UN

N\VHOVY8UNIGNHVDYN$PXHVDOVY[FTOXNHGGXV
>N0VJNVGMYN5HNGKL]VMNNOVJFUNNIGONMVW[UHVDF0N
YGN\L0V[NYN6MRJYGN\'\N6IQTOGV OHHVD L0NÊ
ÑL]VIMUNVDGVGNH Y[FTOXVFNQHVDLN6\TOGVI\
+NIR`NNK GK$ QV>NVD L]VIMUNVD GV GNH Ð$ JZQN YN6M
IO\NOWNV
N\VHGKG\KIONGNIJ/ON)NV@P8JVD +NIR`'UN
GVLHDVHNXV[)NVYN6MJZQNYN6MOK\NOXVWNVYNL+NK
+NIR`'UN)NV@FJTUFNUNVD OV +NNENVD GNV PLQV
NQVGMI/)NM
IGNÊÑL]VIMUNVDGVGNHÐ$
Ð Y8UNIGN GK G\KION HDV +NK +NIR`'UN )NV WNV RJND GV
Y[TRNVDGVQ\GN+NN[)NV$Y8UNIGNGKG\KIONHVDIGUXV
+NIR`'UNYN6MPLQV
NG)NV@Y)NN=UaFMXFNOYN6M
NHN6XWNV
158
GN=/)N\ GV
NN
RU IONDU
XK[MGJ\NUNJ6@YN6M\ZIGTOGTMVXK@YN6MQV
NGKSN6)NNE=GV
MNWNJVMNVQVOGNQZqN+NNE=HXNJVHYN6M
NNc\ÊÑL]VIMUNVDGVGNH
Ð$
Ð /)NNXKG\KIONGVIR
RNIONVDGNVL]NV5ONJXIQNWNUN)NN
IGRV +NIR`NNKGMVD$GTIMI8)NNVD GKG\KIONGNV LN6\TO
`NMNI\>NK[E=L KOVJOH!NWNOGUNJ6ÑGTIMI8)NNVD
Ð$ WF EI4OTO GV IR
RNIONVD XV LIR YN5HN GN
FLIU/HNLNN@UFRJNDLMI\>NNJ6IGP8JNVDXV+NIR`NNK+NK
GK$YN6MWFLN6\TOXV PXLMJN)NM>NV@UNV PXLMLIR
YN5HNPUMN@YN6MRV I+Np I+Np+NNNNFNV\XV YN6M+NIR`NNK
GMXV\[VÊÑL]VIMUNVDGVGNHÐ$JHNXXNOTMI^NUJNV[NIG
VONGE=/)NNXNVDHVDJTYNJNV[N@+N\VJKPOGVIRNHDVJHNMVI\
I\>NNXJKD [NJ6$
Ð / KYN6MLTNQNVXNVDL]N)N=XNGMUV)NVYN6M+NIR`NNKGMUV)NV$
JH J GTIMI8)NNVD GK G\KION HVD QV>NUV J6D Ñ GTIMI8)NNVD
Ð$IQHIJ\NYNVDGN/)NNXKG\KIONHVD+NIR`NNK
GMXN[\U)NN@UNVLN6\TOXVYNM(+NHVDJKPOGKYXTHIUXJKD
QK JNVUK$
N\VH GK G\KION GN OTOHNSNM L]SNMG
I4I\,LTO@WNVG6OIMNHDVMJUN)NN@POGKSNMGTRNDMKFVI9ND
)NKDWNV+NIR`NNKGMUK)NK$POGKSNMGTDRNMKLTI ND)NK@
WNV+NIR`NNKGMUK)NKDÊÑL]VIMUNVDGVGNHÐ$
Ð HOKJGKG\KIONGNVIQ[POGVRMQNXNVDHDV+NIR`'UN
GNRMQNXG\KIONGKP8XIUGVI\IQN[N)NN$EO
RMQNXGNVG\KIONOVJ9NNXJKD[NJ6$POXVIGUXNVDGNV
L]VIMUIXT'UGMGV@YN6MIGUXNVDGNV+NIR`'UNIXT'UGMGV@
YN6M IGUXNVD GNV OTOHNSNM OTXNXV RN\V IXT'U GMGV@ YN6M
IGUXNVD GNVM>NRN\VYN6MPLQV
NGIXT'UGMGVIQNÊÑEI4IONVD
@GTIMI8)NNVDÐ$+NIR`'UNLMHV
RMGV\NV[NVDGNV
+NIR`NNKGMXVJVUTOTOI7WUGMUVJ6D$
159
Ð /R[=QUZ NVD GNPLNV[+NKLMHV
RMGKYNVMOVODQ
V N\NXVGVI\
IGN[NJ6$JHQNVXNVDIXHNVDHVDEOFNUGNVQV>NUVJ6D$
Ð LIR YN5HNGV +NIRN5HGYN6MY\N6IGGGN= WNMKMJVD[V@
+N\VJKHJN'\V
NGVQN6MNXRJNDQNV[RNJJNVD[VÑLTMNXVIXHGV
+NIR`'UN@ O(+NRU JXNVG YN6M I\ÃNJÐ WNV +NIR`NNK
GMV[D V YN6MONH)NK=GN=YN6MYQa+NTUSH5GNMGMV[
D V ÑL]GNI
NURN'
Ð$
vkt dh dyhfl;k
JHYDIUHIQXNVDHVDWKMJVJ6DWFLMHV
RMOFL]NINNVDLM@/ KYN6M
LTNNVDLMYLXNYN5HNP0V\MJNJ6@O+NKPH]GV\NV[Q
N=X@/R,X
QV>NVD[V@YN6M+NIR`NNKGMVD[VÑL]VIMUNVDGVGNH Ð$YN5HNGN
+NIR`NNKGNGN=G\KIONGV`NMNYI+N2'UGMXNWNMKJ6
ÑYÐ+NIR`NNKGVRMQNXGV`NMNIWOGNPLNV[O+NKIR
RNOGM
OGUVJ6DÑGTIMI8)NNVD Ð@ÑFÐOQ/UNGU=2UNGVLHVD
+NIR`NNKGMXVRN\VIR
RNOKÑMNVIHNVDÐYN6MÑGÐ+NIR`'UN
GNOVRNRMQNXÑEI4IONVDÐ$
RU=HNXIQXNVDGKG\KION+NIR`'UNGKO+NKYI+N2I'UNVD
HVD S\V[K WNV JH LIR
NN/ HVD QV>NUV J6D YN6M POOV FGM
YI+N2I'UNVDHVD$IL1\VIQXNVDGKHIJHNLJ\VGVIQXNVDGKHIJHNOV
YIqNGJNV[K$
EOYqNHVD@JH+NIR`NNKGV RMQNXGV L]G9KGMNGK

HZ\WNXGNMKL]QNXGMUVJ6D$JH+NIR`NNKGVO+NKLJ\TYNVDLM
IRSNMXJKD GMVD[V$+NIR`NNKYN6M+NIR`'UNGV YIqNGIR/UCU
YqX GV I\@ fLN LKOK L]GN
NX GK IRXNHZ< LT/UG
8QGHUVWDQGLQJ7KH3URSKHWLFÊLVDWNVIRXNHZ<0NcX\NV0
GVI\EOLUVLMPL\&qNJ6apcwo.org/publications
160
GN=/)N\ GV
NN
RU IONDU
ifjpkyu
O+NKIR
RNOKWNVLIR YN5HNOVLIMLZN=J6D ÑLIR YN5HNHVD FLIU/HN
LNJTJ6ÐD +NIR`NNKGMOGUVJ6@D R/UTU@JHO+NNVD GNV+NIR`NNK
GMXVGKqNTXHVDMJXNSNIJ$
1 dqfjfUFk;ksa 14%1]3]5]31]39
1 izse dk vuqdj.k djks] vkSj vkfRed ojnkuksa dh Hkh èkqu esa jgks]
fo’ks"k djds ;g fd Hkfo";}k.kh djksA
3 ijarq tks Hkfo";}k.kh djrk gS] og euq";ksa ls méfr] vkSj mins’k]
vkSj 'kkfUr dh ckrsa dgrk gSA
5 eSa pkgrk gwa fd rqe lc vU; Hkk"kkvksa esa ckrsa djks] ijarq vfèkdrj
;g pkgrk gwa fd Hkfo";}k.kh djksA D;ksafd ;fn vU;kU; Hkk"kk
cksyusokyk dyhfl;k dh méfr ds fy, vuqokn u djs] rks Hkfo";}k.kh
djusokyk mlls c<+dj gSA
31 D;ksafd rqe lc ,d ,d djds Hkfo";}k.kh dj ldrs gks] rkfd
lc lh[ksa] vkSj lc 'kkfUr ik,aA
EOI\JV+NNENV@+NIR`NNKGMXVGKqNTXHVDMJNVYN6MY8+NNNNFNV\XVOV
HXNXGMNV$
GTIMI8)NNVDGVYXTONM@JHO+NNVDGNVL]VHGNYXTOMN
GMXN SNIJ$ FNGK RSX +NK JHVD \N[Z JNVUN J6$ JH O+NNVD GNV
YNI5HGRMQNXNVGKE31NM>NXNJ6YN6MIR
NVNGM+NIR`NNKGMXV
GK$O+NKIR
RNOK+NIR`NNKGMOGUVJ6DUNIGO+NKOK>NOGVD
YN6MO+NNVDGNVL]NV5ONJXL]N,UJNVOGVÑRSXÐ$L]VIMULN6\TOO+NK
IR
RNIONVDGNVJL]NV5ONJXQVGMIGRV+NIR`NNKGMXVGKqNTX
HVDMJVD@YN5HNGVRMQNXNVDLMYLXKI
N^NNOHN,UGMUNJ6ÑRSXÐ$
+NIR`NNKGNRMQNX\NV[NVD GV WKRXNVD GNV YN

NKNQVXV YN6M
OHCFXNXVJVUTE=
RML]VIMURSXQVUNJ6YN6MP8JVDF\@L]NV5ONJX@
YN6M
NNDIUY)NN=UOND5RXNL]QNXGMUNJ6$Y'OMJRMQNXI[9
161
L6GÊY)NN=UPLJNMGVLTI\DQVGVON)NY8RMQNXNVDGVON)NL][9
JNV[NÑPQNJMN@.NXGVRSX@FTIGVRSXGVON)NYNIQÐ$
JHDV+NIR`NINNVDGNVUT31XJKDOH!XNJ6$JHO+NKFNUNVDGNV
LM>NUVJ6DYN6MWNVY31NJ6POV)NNHVMJUVJ6D$YN5HNGNVXFT!NYNV$
+NIR`NINNVDGNVUT31XWNXNV$OFFNUNVDGNVLM>NNVWNVY31KJ6
POVLG0VMJNVÊÑI)N/O\TXKIGNVD Ð$
+NIR`NNKGNVOQ/UNRMQNXNVDGVLHVD+NKOZSKFIGN
[N J6$ J +NIR`NNK GN RMQNX JNV[N WNV HOKJ GK QVJ HVD
IR
RNOKGVGN=GVON)NJNVUNJ6$JHJNDLMJ+NKOK>NUVJ6DIG
JHJHNMVIR
RNOGVYXTLNUHVD+NIR`NNKGMUVJ6D$YN6MWFIG
POYXT[]JGVYXTONMWNVJHVDIQN[NJ6@JHVDI+Np I+NpRMQNX
IH\VJ6D@UNVIWOGNV+NIR`NNKGNQNXIH\NJNV@RJIR
RNOGV
LIMHNNGVYXTONM+NIR`NNKGMVÊÑMNVIHNVDÐ$
JNDLM+NIR`NNKGVRMQNXNVDGVGT1PLNV[NVDLMGODI^N,U
OZSKQK[E=J6
Ð K
NT 'NGJMJNJ6 JL][9GMXV JVUT YN6MPOGKYNVM
ODGVUGMXVJVUT@Y)NN=UPOVYNVMPOGVIRNHVD[RNJKQVXVGV
I\$K
NTGK[RNJK K
NTWNVGJUNJ6YN6MGMUNJ6@RJ
O5WNVK
NTL][9GMUNJ6@YN6MRJO5WNVPOGKYNVM
ODGVU GMUN J6 ONMK +NIR`NNK GK L]VMNN J6$ YN6M H6D
POGNVQ0RUGMXVGVI\POGVLNDRNVDLMI[MN$POXVHT!
OVGJN@QV>N@VONHUGM@H6DUVMNYN6MUVMV+NNENVDGNOD[K
QNOJZD@WNVK
NTGK[RNJKQVXVLMI/)NMJ6DLMHV
RMJKGNV
Q0RUGM'NVDIGK
NTGK[RNJK+NIR`NNKGKYN5HNJ6Ê
ÑL]GNI
NURN'Ð$[RNJKÊ
N&QGV I\[]KG+NNNNHVD
L]T'U
N&QPDUWXULDÊ[RNJ`NMNL]/UTUIGN[NL]HNNN
162
GN=/)N\ GV
NN
RU IONDU
OFZU@L]IURVQX@O5J6$L]GNI
NURN'YN6MGVYXTONM
K
NTGK[RNJKÊPOVQK[E=[RNJKJ6$
Ð F\@ L]NV5ONJX YN6M
NNDIU Y)NN=U OND5RXN GV I\$LMDUT WNV
+NIR`NNKGMUNJ6@RJHXTNVDOVPpIU@YN6MPLQV
N@YN6M

NNI8UGKFNUVDGJUNJ6ÊÑGTIMI8)NNVDÐ$JH+NIR`NNK
GV `NMN \NV[NVD GK YN6M G\KION GK P8XIU GMUV J6D Ñ
GTIMI8)NNVD Ð$
Ð IGOK GNV IRI
N9 ^NV HVD GN= GMXV JVUT L]VIMU GMXV GV
I\$WFRVPLRNOGVON)NL]+NTGKPLNOXNGMMJV)NV@UNV
LIR YN5HNXVGJN@HVMVIXIH¿NFMXFNOYN6M
NNc\GNVPO
GNHGVI\Y\[GMNV@IWOGVI\H6DXVP8JVDFT\NNÊÑL]VIMUNVD
GVGNHÐ$
Ð PO^NHUNGNVL][9GMXVJVUTWNVLMHV
RMXV2I'UHVDM>NK
J6$RJPOVK
NTGVLNO\NN$K
NTXVPOLMQCI9GMGV
GJN@UZZJpNGNLT
NHN6XJ6@UZGV4NÑIWOGNYXTRNQJ6@
L5)NMÐY)NN=UaLUMOGJ\N[N$ÊÑZJ8XNÐ$
Ð LMHV
RM2I'UGVON)NWNVFNV\MJNJ6POGKLTI9GVI\$
Ð IRI
N9FNUN2I'UGVI\L]N)N=XNGKL]VMNNQVXVJVUT$
Ð 'NGMXNSNIJEOIRNHDVHN[=Q
N=XYN6MIXQV=
NXQVXVGV
I\$LUMOUNVPOQ
N=XLMONVSJKMJN)NNIGYN5HNXV
POOVGJN@QV>N@UKXHXTUVMK>NNVWHVDJ6D$EOI\P%GM
XKSVWN@YN6MFV>N9GVPXGVON)NJNV\V'NDVIGH6DJKXVP8JVD
+NVWNJ6ÊÑL]VIMUNVDGVGNH Ð$
Ð 2I'UNOHTQNHVDOTqNNM\NXVGVI\$
Ð LIR
NN/ HVD YI+NXRYDUQC=I9L]QNXGMXV JVUT$UFPOXV
PXOVGJN@JVIXFT=INVD@YN6M+NIR`'UNYNVDGKOFFNUNVDLM
IR
RNOGMXVHVDH8QHIUNVD'NYR
X)NN@IGHOKJV
163
QT>NP%NGMYLXKHIJHNHVD L]RV
NGMV?ÊUFPOXVHZONOVYN6M
OF+NIR`'UNYNVD OV YNM(+NGMGV ONMV LIR
NN/ NVD HVD OV@
YLXVIRNP8JNVDXVYNLOHVDGJN@WFRJHN[=HDVJHOVFNUVD
GMUN)NN@YN6MLIR
NN/ GNY)N=JHVDOH!NUN)NN@UNV'N
JHNMVHXHVDP¿NVWXNXP5LpJTE=?ÊÑ\ZGN @Ð$
I4MPOXVPXOVGJN@VHVMKRVFNUVDJ6DWNVH6DXVUT(JNMVON)N
MJUVJTUTHOVGJK)NKD@IGYR
J6IGIWUXKFNUVDHZONGK
2R/)NNYN6M+NIR`'UNYNVDYN6M+NWXNVDGKLT/UGNVHVDHVMVIRN
HVDI\>NKJ6D@OFLZMKJNVD$ÊUFPOXVLIR
NN/ FZ!XVGVI\
PXGKOH!>NNV\QKÊÑ\ZGN Ð$
Ð YNXVRN\K"N9XNYNVD ÑYROM@>NUMVYNIQÐGVIRNHVD IR
RNIONVD
GNVOSVUGMXVGVI\UNIGRVGQHFNXVJVUTU5LMJNVWND$
P8JKD IQXNVD HVDV GE= +NIR`'UN
N\VH OV Y8UNIGN HVD
YN$PXHVD OV Y[FTOXNHGGXV >N0V JNVGMYN5HNGK
L]VMNNOVJFUNNIGONMVW[UHVDF0NYGN\L0V[NYN6M
RJYGN\'\N6IQTOGVOHHVDL0N$UFSV\NVDXV%JMNNIG
JMGYLXKYLXKLZDWKGV YXTONMJZIQNHVD MJXVRN\V
+NNENVDGKOVRNGVI\GT1+NVWV$YN6MP8JNVDXVVONJKIGN
YN6MFMXFNOYN6M
NNc\GVJN)NL]NSKXNVDGVLNOGT1+NVW
IQNÊÑL]VIMUNVDGVGNH Ð$
Ð YN[VYNXVRN\V>NUMNVDGKSVUNRXKQVXVGVI\$YN6MYFQV>NNV@
H6DYN5HNHVDF8qNNJTYN
N\VHGNVWNUNJZD@YN6MXJKVDWNXUN@
IGRJNDHT!LM'N'NFKUV[N?GVR\JIGLIR YN5HN
JMX[MHVD [RNJKQV QVGMHT!OV GJUNJ6@IGF8qNXYN6M
'\V
NUVMVI\U6NMJD6ÊÑL]VIMUNVD GVGNH Ð$YN6MSV\NVD
GNVLNGMJHRJNDONUIQXUGMJV$P8JNVDXVYN5HNGVIO>NN
LN6\TOOVGJN@IG
N\VHHVDLNDRXM>NXNÊÑL]VIMUNVDGVGNH
Ð$WFJHRJNDFJTUIQXMJSTGV@UNVY[FTOXNHGG
+NIR`'UNJZIQNOVYNN$POXVJHNMVLNOYNGMLN6\TO
164
GN=/)N\ GV
NN
RU IONDU
GNL9GNI\N@YN6MYLXV JN)NLNDRFN8qNGMGJN@LIR
YN5HNJGJUNJ6IGIWOHXTGNJL9GNJ6@POGNV

N\VHHVDJZQKEOKMKIUOVFN8qNVD[V@YN6MY8WNIUNVDGV
JN)NHVDON6LVD[VÊÑL]VIMUNVDGVGNH Ð$
Ð +NVQNMJ/L][9GMXVJVUTUNIG\NV[LMHV
RMGKYNVM>NKDSV
WND$LMDUT IQOF+NIR`NNKGMXV\[V@D YN6MGNVE= YIR
RNOK
NYXLNHXT+NKUMYNWN@UNVOFPOVQNVNK%JMNQVD[V
YN6MLM>N\V[ D V$YN6MPOGVHXGV+NVQL][9JNVWND[V@YN6MUF
RJHTDJGVF\I[MGMLMHV
RMGNVQ0RUGMV[N@YN6MHNX
\V[N IG OSHTS LMHV
RM UT(JNMV FKS HVD J6Ê Ñ GTIMI8)NNVD
Ð$
Ð Y31K\0NE=\0XV GVI\$JVLT @UKHTI)NTO@PX+NIR`NINNVD
GV YXTONMWNV LJ\V UVMV IRNHVD GK[E= )NK@H6D JYN.N
ON6DLUNJZDIGUZPXGVYXTONMY31K\0NE=GNV\0UNMJVÊÑ
UKHTI)NTOÐ$
Ð \NV[NVDGNVPXGKOVRGNE=HVD#PXGVLQNVDLMIXT'UGMXVJVUT
YN6MYN5HNGKY[TRNE=GVYXTONMYNI5HGRMQNXQVXVJVUT$
PORMQNXOVWNVUT!HVDJ6@YN6M+NIR`NNKGV`NMNL]NSKXNVD
GV JN)N M>NUV OH UT!V IH\N )NN@ IXI
S8U HU MJÊ Ñ
UKHTI)NTOÐ$
Ð FJTUOV\NV[NVD@YN6MWNIUNVD@YN6M+NNNNYNVD@YN6MMNWNYNVDÊGVI\
LMHV
RMGV PQaQV
NVD GK"NNVNNNGMXV JVUT ÑL]GNI
NURN'
Ð$
Hkfo";}k.kh dSls izkIr dh tkrh gS
LIR YN5HNJHNMVYNI5HG.NXVI8Q]NVDGNPLNV[JHVD+NIR`NNK
GNRSXOTXNXVGVI\GMOGUNJ6$EOI\LIR YN5HNJHNMV
YNI5HG .NXVI8Q]NVD GV `NMN WNV L][9 GMUN J6 POGV ON)N JHVD
OH8RFXNM>NXVGKWMUJ6$
165
+NIR`NNKHVD@LMHV
RMY'OMODQV
NQVXVGVI\G<LXNIS NVD
Q
N=XNQC
YN6ML]UKGNVDGNPLNV[GMUNJ6$EOI\WNVRJ
IQ>NNMJNJ6POVOJKMKIUOVOH!XVYN6MPOGNY)N=FUNXVGK
WMUJ6$
gks'ks 12%10
eSaus Hkfo";}Drkvksa ds }kjk ckrsa dha] vkSj ckj ckj n'kZu nsrk jgk(
vkSj Hkfo";}Drkvksa ds }kjk n`"Vkar dgrk vk;k gwaA
LIR YN5HNGKYNVMOV+NIR`NNKL]N,UGMXVJVUTOJNUN
LNXVGVI\JHGOM\L]N)N=XNGMXN WNXXN +NIR`NNKGMXN
RN\KLIUFUNUVJ6$D JYNM(+NGMXVGNGOM\UMKGNJ6$FNQ
HVD@VONOHJNV[NWFLIR YN5HNYNLLMH0MN[N@UFYNL
WNXXV +NIR`NNKGMXVGKYNVMFVD[V$
1- izkFkZuk djsa
+NIR`NNKGMVD$LIR YN5HNOV+NIR`NNKGVRSXGVI\N
YNLGV`NMN+NIR`NNKGVL][9XGVI\IFXUKGMUVJTYNM(+N
GMVDUNIGYNLYN5HNGKE31NGVYXTONM@+NIR`NNKGNRSXQV
OGVD$POGVFNQIWO2I'UNOHZJGKYNLOVRNGMXVGKE31N
M>NUVJ6D@PXGVI\L]N)N=XNGMXN
NTGMVD$YNLYN
NKNGKONHN8
L]N)N=XNOVYNM(+NGMOGUVJ6D$
2- tkusa ;k le>sa
WFYNLL]N)N=XNGMUVJ6D@UFOTXVDYN6MOH!VDIGLMHV
RMGNYN5HN
'NFUNXNSNJUNJ6@YN6MRJIGOVFUNXNSNJUNJ6$W6ONIGJHXV
LJ\VGVYqNHVDQV>NN@LIR YN5HNYNLGKYN5HNGV`NMNYNLGNV
FUNOGUNJ6$YLXNODQV
NYNLGNVOTXNXVGVI\RJGNG
OVYIqNGUMKGVYLXNOGUNJ6$G
NNDUqNKHNYNDUIMGIRSNMN
[RNJK$ WNXGNMK WNV YNLGK YN5HN HVD PH0 L0UK J6$ YNLGK
166
GN=/)N\ GV
NN
RU IONDU
YDUMN5HNHDVWNXXN$IS NU/RKMVDWNVYNLGKYN5HNHVDP+NMGM
YNUKJ6D$G
N&Q@POGVFNQRN'@POGVFNQYXT31VQ$+NN6IUG
ODRVQXND$LIR
NN/ GVRSXNVD@+NN[NVDGNVMV>NNDIGUGMXN$XNH@
OD>NYNIQL][9GMXN$
3- Hkfo";}k.kh
LJSNXVDIG'NLIR YN5HNYNLOVFNUVDGMMJNJ6$IQRJFNV\
MJNJ6@UNVRJODQV
NFUND$LJ\NWNV
N&QYNLGNVL]N,UJNVUNJ6
POGVON)NGQHFNDYN6MWFYNLPO
N&QGNVGJUVJ6D@UNV
O(+NRU YNLGNV LIR YN5HN GK YNVM OV YN6M
N&Q U)NN YN6M
WNXGNMKIH\UKWN[K$IQYNLGNVLIR YN5HNGKYNVMOVGNVE=
IRI
N9ODQV
NXJKDIH\UN@UNV%KGJ6$GVR\L]N)N=XNGMVDYN6MPO
2I'UGNVYN
NKNQVD$
Hkfo";}k.kh ds opu cksyus ls igys tks dqN vki izkIr

dj jgs gSa mls izekf.kr djus gsrq tYnh ls tkap djsa
WFYNLGNVQZOMNVDGNVÑ2I'UNO+NNGNVÐFUNXVGVI\ODQV
NL]N,U
JNVUNJ6@UNVPOODQV
NGNVFUNXVOVLJ\VWNVGT1L]N,UGMMJVJ6D
POVL]HNINUGMXVJVUTW<QKOVPOGKYNLWNDSGMOGUVJ6D$WNV
GT1YNLOH!MJVJ6DPOGKWNDSGMXVGVGT1UMKGVJNDIQ[
J6D
1- tks dqN vki izkIr dj jgs gSa D;k og ijes'oj ds fyf[kr opu
ls leUo; j[krk gS\
LIR YN5HNLIR
NN/ GN\V>NGJ6ÑUKHTI)NTOÐYN6MWNV
GT1POXVLJ\VOVYLXVI\I>NURSXHVD /)NNILUIGNJ6@POGN
RJG+NK>N0XXJKDGMV[N$YN5HNYN6MRSXYNLOHVD OJHUJNVUV
J6$D YN6MWNV[RNJKQVUNJ6@RJYN5HNJ6'NVDIGYN5HNO5J6ÊÑ
ZJ8XNÐ$PQNJMNGVUN6MLM@WNVA[RNJK POIR
RNOKGNVWNV
167
IRRNIJU J6@ YLXV R6RNIJG WKRX GV L]IU IR
RNONV; L5XK GNV
U\NGQVXV GKYN.NQVUNJ6@LMHV
RMGVRSXGN>N0XJ6$YN6M
EOI\VOK+NIR`NNKXJKDQKWNXKSNIJ$
2- D;k eSa bls izkIr djrs le; ijes'oj dh mifLFkfr] vfHk"ksd]
vkSj izsj.kk dks eglwl djrk gwa\
'NYNL2I'U[UUN6MLMLMHV
RMGKPLI/)NIU@POGVYI+NNVG
YN6ML]VMNNGNJONOM>NUVJ6D?'NYNLGKYN5HNHVD
NDNIUYN6M
YN
RNOXJ6?IQJ6ÊUNVYNL+NIR`NNKGVRSXFNV\XVGVI\
YN[VFOGUVJ6D$QZOMKYNVM@IQYNLGNVMNVGNWNUNJ6NYNLGK
YN5HNHDVYNLGNVPOFNUGVIRNHVDOSVUIGNWNUNJ6IWOGK
YNVMLIR YN5HNYNLGNqNXYNGIN=UGMMJNJ6UNVGWND$
YLXVYNLGNVMNVGGMM>NVD$POODQV
NGNVXQVD$
3- D;k og cy] izksRlkgu vkSj 'kakfr nsrk gS\
W6ONIGJHXV GTIMI8)NNVDHVDQV>NNIG+NIR`NNKPO2I'U
N2I'UNVDNOHZJGNVIW8JVDODQV
NIQNWN[N@F\@L]NV5ONJX
YN6M
NDNIUNOND5RXNQVUKJ6$+N\VJKRJNDSVUNRXK@OTqNNM@IQ
NN
IXQV=
NN+NIR`NNKJNV@RJJHV
NNYN
NN@qNNIH=GUN@
NNDIUYN6M
YNXDQL]N,UGMXV JVUT HN[= IQ>NN[K$'NVDIGLMHV
RMGNMN7
>NNXNLKXNXJKDLMDUTqNH=YN6MIH\NLYN6MRJYNX8QJ6@ÊÑMNVIHNVD
Ð$
4- D;k esjk vkRek 'kq) gS] i{kikr vkSj iwokZxzg ls eqDr gS\
G+NK G+NKWFFJTUONMK+NNRXND
NNIH\JNVUKJ6D@L^NLNU@LZRN=[]J
NY8+NNRXND
NNIH\JNVUKJ6DUFYNLGNVFJTUONRqNNXMJXVGK
WMUJ6@WNVGT1YNLOH!MJVJ6DPXLMEX+NNRXNYNVDGNL]+NNR
XL0XV QV$D PQNJMNGVUN6MLM@IQYNLGVHXHVD PX\NV[NVD GVL]IU
LZRN=[]JJ6WNVIS IRIS GV
N+NZNNM>NUVJ6D@XNG@GNXI1QNUVJ6D@
[NVQXN[TQNUVJ6D@UNVYNLPX\NV[NVDGNVG%NVM
N&QNVDHDV0ND9XNSNJDV[V@
168
GN=/)N\ GV
NN
RU IONDU
SNJVD[VIGRVL
SNUNLGMVD$LMDUTJNVOGUNJ6IGLIR YN5HNPO
2I'UGNVJGJXVGKE31NXJKDM>NUN$EOI\YNLGNVRN/UR
HDVYLXKYN5HNGNV
NTM>NXNJ6YN6MYNLGKL]NINGLZRN=qNNMNNYNVD
GVL]+NNRNVDOVHT'UM>NXNJ6@UNIGLIR YN5HNWNVGT1GJMJNJ6
POVYNL/L9LOVOH!OGVD$IQYNLGNV\[UNJ6IGYNL
YLXVJKLZRN=[]JYN6ML^NNLNUGK+NNRXNOVYI+N+NZUJNVMJVJ6D@UNV
L]N)N=XNGMV@D LIR YN5HNOVIFXUKGMVD IGEXFNUNVD GNVJ9NGMM>NXV
HVDRJYNLGKOJNUNGMVYN6MYNL/L9LOVOH!OGVDIGRJ
PO2I'UGVI\'NSNJUNJ6$
Hkfo";}k.kh dSls izLrqr djsa

\NV[NVDGVONHXV+NIR`NNKL]/UTUGMUVOH@IX(XI\I>NUFNUNVDGNV
qNXHVDM>NVD
Ð +NIR`NNKGNV2'UGMXVGVGE=UMKGVJ6D$YNLPOVFNV\
OGUVJ6D@POV\VGML]N)N=XNGMOGUVJ6D@POV[NOGUVJ6D@POV
GMOGUVJ6D@POVI\>NOGUVJ6D@POGNIS FXNOGUVJ6D@
POVMD[OGUVJ6D@POGVYXTONMWKOGUVJ6D$POLIUGN
SXGMVDIWOGVIRNHDVYNLGNV\[UNJ6IGLIR YN5HN
YNLGKY[TRNE= GMMJNJ6 NWNV YNLQV>NMJV J6D@RJPO
YROMGVI\P5UHJ6$
Ð POODQV
NGNVOTXNXVJVUTIWX
N&QNVDGNVYNLSTXVD[V@YNLGK
YNRNW GN /RM YN6M WF YNL ODQV
N L]/UTU GMUV J6D@ RJ
OFGT1YNLGVIXD NHVDJ6$'NVDIGUTHOFGGGMGV
+NIR`NNKGMOGUV JNV@UNIGOFOK>NVD@YN6MOF
NNI8U
LND$YN6M+NIR`'UNYNVDGKYN5HN+NIR`'UNYNVDGVR
NHVDJ6Ê
ÑGTIMI8)NNVD Ð$
Ð RJOH@WFYNL+NIR`NNKL]/UTUGMUVJ6DYNLGVIXD N
HVD J6$L]G9KGMNGNL]/UTUKGMNL]G9KGMNGV OHNXJK
169
HJ5RLZN=J6$YN5HNGVL]IUODRVQX
NK\FXVMJVDYN6MWFRJ
YNLGNVVONGMXVJVUTL]VIMUGMUNJ6@UFGN=GMVD$
Ð QZOMNVDGNVYNLGNVLM>NXVGKNWNDSXVGKYXTHIUQVD$O+NK
L]GNMGK+NIR`NNKGNV LM>NNWNXNSNIJÑGTIMI8)NNVD
I)N/O\TXKIGNVD Ð$ EOI\ JHV
NN
+NIR`NNKL]N,UGMXVRN\VGNVL]NV5ONJXQVDIGWNVGT1YNLXV
PXOVGJNJ6@POVRVLM>NVD$QNXQVXVRN\NIOJ6YN6MRMQNX
+NKIOJ6 LMDUTIWOLN NHNqHGV`NMNRMQNXIQN
WNUNJ6@RJIOXJKDJ6$EOI\@POODQV
NHVDPO2I'U
GVYLXVIRSNMYN6MG<LXNDJNV[D K$EOI\@O+NK+NIR`NINNVD
GNVLM>NXVGKWMUJ6$
Ð YNLGK+NIR`NNKGVON)NL]+NTNVDGJUNJ6ÊNL]+NTGJUN
J6ÊW6OVRN'ND
NNVDGNL]NV[GMXVGKW<QFNWKXGMVD$POGV
FQ\V@FVJUMHN JGJXNJNV[N@ÊHT!VHVMKYN5HNHVDHJOZO
JNVUNJ6ÊNHT!V\[UNJ6IGL]+NTYNLGVI\HVMVkQHDVJ
0N\MJNJ6ÊYNIQ'NVDIGEOOV+NIR`NNKL]N,UGMXVRN\V
GNVYNLWNVGJMJVJ6D@POVLM>NXVGNHN6GNIH\UNJ6$L]+NT
GKYNVMOVL]N,UOJK
N&QGNL]+NNRL0V[N$
Ð NQM>NVDIGJHYNDI
NGLOVWNXUVJ6DYN6MJHYNDI
NGL
OV +NIR`NNKGMUV J6D ÑGTIMI8)NNVD Ð$G+NK G+NKRJ
ODI^N,U
N&QJNVOGUNJ6@YN6MG+NK G+NKYNLFJTUGT1L]N,U
GMUV J6D$
Ð +NIR`NNKY8RMQNXNVDGVON)NL][9JNVOGUKJ6$EOI\
Y8RMQNXNVD GVON)NYN[VFDV WNVLMHV
RMGNYN5HN+NIR`NNK
GVRSXGVON)NL][9GMXNSNJUNJ6$
Ð /L9
N&QNVD YN6MOM\+NNNNHDV FUNDUNIGWNVGT1GJNWNMJN
J6POV2I'UN\NV[OH!OGVD$EOKL]GNMIQIXWK=R
R/UTD+NK@IWXOVqRIXIXG\UKJ6W6OVFNDOTMK@NFKX@IQ
170
GN=/)N\ GV
NN
RU IONDU
PXGV/RMNVDHVD+NVQXJNVUNVWNV4ZDGNNFWNNWNUNJ6@RJ
G6OVLJSNXNWN[N?YN6MIQUTMJKGN
N&QON4XJNV@UNV
GN6X\0NE=GVI\U6NMKGMV[N?ÊÑGTIMI8)NNVD Ð$
Ð +NIR`NNKO(FNVIqNUGKWNOGUKJ6
• \NV[NVDGNV
• 1NV9VOHZJGNV
• F0KG\KIONE=O+NNGNV
• +NIR`'UNYNVDGVOHZJGV`NMN \NV[NVDGVI\+NIR`NNK
GKOVRGNE=GMXVRN\V+NIR`'UNOVRGNVD GK9KHÑUKHTI)NTO
Ð
NksVs lewg esa Hkfo";}k.kh ds ojnkuksa dk iz;ksx djus gsrq
funsZ'k
Ð P8XIUGV I\RMQNXNVD GNPLNV[GMVD@\NV[NVD GNV \I7WU
GMXVGVI\@NPXGNXN
NGMXVGVI\NPXLMQNVN
\[NXVGVI\XJKDÑGTIMI8)NNVD@@@@Ð$
Ð L]5VGGNV OJ+NN[\VXV QVD$'NVDIGUTHOFGGGMGV
+NIR`NNKGMOGUVJNV@UNIGOFOK>NV@D YN6MOF
NNI8ULNDÊ
ÑGTIMI8)NNVDÐ$
Ð YNLGV1NV9VOHZJGVY[TRVGKYNVMOVL]N,UIXQV=
NNVDYN6MPISU
HGNLN\XGMVD$GOHHVDQNVNUKX\NV[OVRNGMVDYN6M
QZOMVPXGNLZMNJNVXVUGEDUWNMGMVDYN6MPOGVFNQQZOMVN
QNVNUKXOVRNGMVD$
1 dqfjfUFk;ksa 14%29&33]39&40
29 Hkfo";}Drkvksa esa ls nks ;k rhu cksysa] vkSj 'ks"k yksx muds opu
dks ij[ksaA
30 ijarq ;fn nwljs ds ikl tks cSBk gS] dqN bZ’ojh; izdk’k gks] rks
igyk pqi gks tk,A
171
31 D;ksafd rqe lc ,d ,d djds Hkfo";}k.kh dj ldrs gks] rkfd
lc lh[ksa] vkSj lc 'kkfUr ik,aA
32 vkSj Hkfo";}Drkvksa dh vkRek Hkfo";}Drkvksa ds o’k esa gSA
33 D;ksafd ijes'oj xM+cMh dk ugha] ijarq 'kkfUr dk drkZ gS( tSlk
ifo= yksxksa dh lc dyhfl;kvksa esa gSA
39 blfy, gs Hkkb;ks] Hkfo";}k.kh djus dh èkqu esa jgks vkSj vU;
Ð QZOMNVD GNV YXTHIUQVD IGRV YNLGNV LM>NVD YN6MYNLHVD OTqNNM

\ND$POKUMJ@IQGNVE= [\UKGMUNJ6@UNV POV L]VHOV
OTqNNMVDÑI)N/O\TXKIGNVD Ð$
vki m)kj u ik, gq, O;fDr ¼vfo'oklh½ dh Hkh Hkfo";}k.kh
ds }kjk lsok dj ldrs gSa
ysaxsA
W6ONIGIL1\VYqNHVDFUNN[NJ6@YN5HNGVRMQNXNVDGN
PLNV[IGOKGNV+NKOVRNL]QNXGMXVGVI\IGNWNOGUNJ6@
IWOHVDRV\NV[+NK
NNIH\J6DWNVPNMLNJTXJKDJ6D$YN5HNGV
RMQNXGJKD+NKL][9IGWNOGUVJ6D@HN G\KIONGKYNMNqNXN
O+NNHVDXJKD$YNLPOVO0GNVDLM+NK\VWNOGUVJ6DJHYN5HNGV
RMQNXNVDGVON)N\NV[NVDGNVOTOHNSNMOTXNOGUVJ6DYN6MPXGVHq
OVRGNE= GMOGUV J6D$+NIR`NNK\NV[NVD GV kQNVD GNV /L
N= GM
OGUKJ6@P8JVDWNXXVQVDIGLMHV
RMP8JVDLJSNXUNJ6YN6MPXGK
172
GN=/)N\ GV
NN
RU IONDU
LMRNJGMUNJ6@YN6MJFNUP8JVDHOKJHVDIR
RNOGMXVJVUTL]VIMU
GMOGUKJ6Ñ+NIR`NNKGVRMQNXGVON)NOTOHNSNML]SNMÐ$
^T;ksfr"kh* cuus dk iz;kl u djsa

\NV[7NVIUINNVDGVLNOEOI\WNUVJ6DUNIGRVWNVOTXXNSNJUV
J6D@ OTX OGVD$ QZOMV IR
RNIONVD GNV 7NVIUNK GV L HVD YNLGN
PLNV[GMXVGKYXTHIUXQVDÑ+NIR`NNKGNRMQNXNYNLGV
`NMNGN=GMXVRN\VL]G9KGMNGVGNVE=+NKRMQNXÐ
tknwVksuk u djsa
WNQZ9NVXN HT> L OV YNI5HG ONH)N= N YNI5HG YIqNGNM GN
PLNV[GM\NV[NVDGNVIXDI UGMXVGN@PXGVON)NSN\NGKGMXV
GN L]NO GMXN J6$ EOKI\ JH ONMK +NIR`NNK YN6M Y8
L]G9KGMNGVRMQNXNVD GVY8RMQNXNVD GNVLNXVRN\NVD GVONHXVM>NUV
J6D IGRV P8JVD WNDSVD@LM>NVD YN6MIQP8JVD []JNGMXV JVUT YLXV
YNLGNV/RUD HJOZOGMUVJ6D@UNVP8JVD[]JNGMVD$+NIR`NNKGV
RSXNVD GV `NMN\NV[NVD GNV IXDI UGMXV YN6MPXGV ON)NSN\NGK
GMXVGKGNVI
N
NXGMVD$
173
FTIGNRSX (Word of Wisdom)
10
cqf) dk opu (Word of Wisdom)
(Word
FTIGVRSXGNRMQNXLMHV
RMGKE=
RMKYN6MYOKHFTIGN
GYD
NJ6 WNV Y\N6IGGLOV IR
RNOKGNV IQNWNUNJ6 WNV
LMHV
RMGV HX@PQaQV
YN6ME31NGNV L][9GMUNJ6$FTIGV
RSXGNPLNV[EXFNUNVDGVI\IGNWNUNJ6
• OH/NOT\!NXVJVUT
• 'NGQHP%NXNJ6JWNXXVJVUT@
• +NIRHVD'NJNVXVRN\NJ6JWNXXVJVUT@
• IGOKYRqNNMNNNG<LXNGKMSXN5HG@G\N5HG@R6.NIXG@
FN6IGYI+N2I'UGNVL][9GMXVJVUT
• YN6MFJTUGT1$

N&QNRSXRN'GN+NN[JNVUNJ6$EOVFTIGVRSXGN
RMQNXGJNWNUNJ6YN6MEOI\RJLMHV
RMGKYOKHFTIGN
G1NV9N ONYD
NJ6WNVJHVDY\N6IGGMKIUOVIQNWNUNJ6UNIG
IXG9LIMI/)NIUGNVO(FNVIqNUGMV$
FTIGVRSXGNRMQNXL]N,UFTIOVI+N8XJNVUNJ6WNVYXT+NR

YN6MI
N^NNOVJNIO\IGNWNUNJ6$L]N,UFTIHJ5RLZN=J6YN6MJHVD
L]NV5ONJXIQN[NJ6IGJH+NI'UHNX\NV[NVDOVFTINLMNH
N=
L]N,UGMVD ÑXKIURSXÐ$LMDUTFTIGVRSX
GNRMQNXY\N6IGGMKIUOVLIR YN5HN`NMNIQNWNUNJ6YN6M
IGOK+NKIR
RNOKGV`NMNL][9IGNWNOGUNJ6I4MPOGVLNO
YXT+NRNI
N^NNJNVNXJNV$
174
GN=/)N\ GV
NN
RU IONDU
XKSVFNEF\OVGT1PQNJMNIQ[J6D$

;wlqQ & LoIuksa dk vFkZ crkuk vkSj mik; iznku djuk
LIR YN5HNGKONH)N=OVLIMLZN=JNVGM@ZOT4I4MN6XGN/R,XFUN
LNNYN6MPOGVFNQ'NGMXNJ6EOIRNHVDRJPLN+NKFUN
LNNÑP5LI5U P5LI5U Ð$
clysy & bZ'ojizsfjr jpukRedrk
LIR YN5HNGKONH)N=OVLIMLZN=JNVGM@FO\V\IH\NLRN\VU(FZGV
I\W0XVGVI\M5XWRNIJMNVDGNGNHGMXV@\G0KGV>NNVQXV
YN6MPXOFL]GNMGVGNHNVDGNVGMXVJVUTMSXN5HGYN6MG\N5HG
GNMK[MKGVGN=GMLNNÑIX[=HX Ð$
nkÅn & bZ'oj izsfjr f'kYidkjh
QNcQGSMRNJN@OD[KURNQG@NVN)NN$POGVLNOI
N<LGNMK
GNGNVE=YXT+NRXJKD)NN$LMDUTLIR YN5HNOVL]VIMUJNVGM@QNcQ
XVHDIQMGNX'
NNFXNNIWOGNIXHN=NOT\6HNXGMXVRN\N)NNÑ
EIUJNO @Ð$
;gstdsy & n'kZuksa esa Hkfo"; esa LFkkukarj.k
I4MRJHT!GNVPO4N9GGVLNO\V[NWNVLZR=HT>NK)NN$UF
EO]N\GVLMHV
RMGNUVWLZR=IQ
NNOVYNNYN6MPOGKRNNK
FJTUOVW\GK"NM"NMNJ9OKJTE=YN6MPOGVUVWOVLC)RKL]GNI
NU
JTE=$YN6MJQ
N=XPOQ
N=XGVUT<)NN@WNVH6DXVPOVX[MGVXN
N
GMXV GNV YNUV OHQV>NN)NNYN6MPOQ
N=XGV OHNX@WNV H6DXV
GFNMXQKGVUKMLMQV>NN)NNYN6MH6DHTDJGVF\I[ML0N$UF
JNVRNGNUVWPO4N9GOV JNVGMWNV LZR=HT>NK)NN@+NRXHVD YN
[N$UFYN5HNXVHT!VP%NGM+NKUMKYND[XHVDLJTDSNNYN6MJNVRN
175
GNUVW+NRXHVD+NMN)NN$UFH6DXVGWXGN
N&QOTXN@WNV+NRX
HVD OV HT! OV FNV\ MJN )NN@ YN6M RJ LTN HVMV LNO >N0N )NN$
ÑJVWGV\ Ð$
nkfu¸;sy & LoIuksa dks izxV djuk vkSj mudk vFkZ crkuk vkSj vkus
okyh ?kVukvksa ds fo"k; esa Hkfo";}k.kh djuk
XFTGQaXV/OMXVWNV/R,XQV>NNPOVQNIXÃV\L][9GMLNNÑ.NX
GV RSXGNPQNJMNÐYN6MPOGV FNQPOXV PO/R,XGNY)N=
FUNNYN6MYNXVRN\K"N9XNYNVDGVIRNHDVFUNN$POXVVONY8
YROMNVDLM+NKIGN$QNIXÃV\GVLNOG/R[=QZU+NKYNNWNV
POGVI\OH!\VYNNYN6MPOXVPOVYNXVRN\KFNUNVDGVIRN
HVD FUNNÑQNIXÃV\ QNIXÃV\ QNIXÃV\QNIXÃV\
QNIXÃV\ Ð$

etwlh & LoIu esa psrkouh ikbZ fd os okil gsjksnsl ds ikl u tk,a
YN6M/R,XHVDJSVUNRXKLNGMIGJVMNVQVOGVLNOI4MXWNXN@
RVQZOMVHN[=OVJNVGMYLXVQV
NGNVS\V[$ÊÑH5UKÐ$
;wlqQ & LoIu eas LoxZnwr }kjk felz ns'k tkus gsrq psrkouh ikbZ
PXGVS\VWNXVGVFNQQV>NNV@L]+NTGVGQZUXV/R,XHVDZOT4GNV
Q
N=XQVGMGJN@P%@POFN\GGNVYN6MPOGKHNUNGNV\VGM
IHO]QV
NGNV+NN[WNYN6MWFUGH6DUT!OVXGJZD@UFUGRJKD
MJXN'NVDIGJVMNVQVOEOFN\GGNV ZD MJNJ6 UNIGPOV HMRN
0N\VÊÑH5UKÐ$
;h'kq & tc dj nsus ds fo"k; esa loky fd;k x;k
4MKOKJLZ1GMK
NTGNV4DONXNSNJUV)NVIGG6OMGNVGMQVXN
PISUJ6NXJKD$IQK
NTXVAJND GJNJNVUN@UNV4MKOKJGJ
176
GN=/)N\ GV
NN
RU IONDU
OGUV)NVIGK
NTXVMNVIHNVDGNOH)N=XIGNJ6YN6MJZIQNVD GN
IRMNVqNKJ6YN6MPOGVFNQRVJZIQNVDGNVPOGVIRMNVqNHVDGMOGUV
)NV$IQK
NTXVAXJKD GJNJNVUN@RVPOVMNVIHNVDGVJN)NON6DLOGUV
)NV@JGNMNQVGMIGK
NT MNVHKOMGNMGV IRMNVqNHVD IRQ]NVJHVD
XVUC5RGMMJNJ6$
POXV PXOV LZ1N@JHZIU= YN6MXNHIGOGNJ6?ÊP8JNVDXV POOV

GJN@G6OMGN$ÊUFPOXVPXOVGJN@WNVG6OMGNJ6@RJG6OM
GNVQNVYN6MWNVLMHV
RMGNJ6@RJLMHV
RMGNVQNV$ÊJOTXGM
P8JNVDXVYS(+NNIGN@YN6MPOV1NV0GMS\V[ÊÑH5UK
H5UK +NKQV>NVDÐ$
ikSyql & efdnqfu;k tkus gsrq funsZ'k
YN6MLN6\TOXVMNUGNVGQ
N=XQV>NNIGGHIGQTXKLTN>N0N
JTYNPOOVIFXUKGMGVGJUNJ6IGLNMGMGVHIGQTIXNYNYN6M
JHNMKOJNUNGM$POGVJQ
N=XQV>NUVJKJHXVUTMUD HIGQTIXN
WNXNSNJN@JOH!GMIGLMHV
RMXVJHVDP8JVDOTOHNSNMOTXNXV
GVI\FT\NNJ6ÊÑL]IV MUNVD GVGNH Ð$
ikSyql & tgkt ij rwQku vkus ij ifj.kke dh ?kks"k.kk djrk gqvk
YN6MWFFJTUIQXNVDUGXOZ=@XUNMVIQ>NNE=IQ@YN6MF0KYNDqNK
S\MJK)NK@UNVY8UHVDJHNMVFSXVGKONMKYN
NNWNUKMJK$WF
RVFJTUPLRNOGMSTG@V UNVLN6\TOXVPXGVFKSHVD >N0NJNVG
V MGJN@
JV \NV[NV@SNIJ)NNIGUTHHVMKFNUHNXGMVUV OV XWJNW
>NNV\UV@ YN6M X J IRLI¿N YN6M JNIX P%NUV$ LMDUT YF H6D UT(JV
OH!NUNJZDIGNOFN8qNNV'NVDIGUTHHVDOVIGOKGVL]NNGKJNIX
XJNV[K@GVR\WJNWGK$'NVDIGLMHV
RM@IWOGNH6D JZD@YN6M
IWOGKOVRNGMUNJZD@POGV/R[=QZUXVYNWMNUHVMVLNOYNGM
GJNIG@JVLN6\TO@HU0MUT!VG6OMGVONHXVV>N0NJNVXNYR

J6$YN6MQV>N@LMHV
RMXVOFGNVWNVUVMVON)NN NGMUVJ6D@UT!V
177
IQNJ6$EOI\@JVO7WXNV@NOFN8qNNV'NVDIGH6DLMHV
RMGK
L]UKIUGMUNJZIGW6ONHT!OVGJN[NJ6@R6ONJKJNV[N$LMDUT
JHVDIGOK9NLZLMWNI9GXNJNV[N$ÊÑL]VIMUNVDGVGNH Ð$
ifo= 'kkL= ds ys[ku ds fy,
EOKGNMNH6DLN6\TOWNVUTHY8WNIUNVDGVI\HOKJK
NTGN
F8qNTYNJDZ IQUTHXVLMHV
RMGVPOYXT[]JGVL]F8qNGNOHNSNM
OTXNJNV@WNVUT(JNMVI\HT!VIQN[N@Y)NN=UaJIGRJ+NVQHT!
LML]GN
NGV`NMNL][9JTYN@W6ONH6DLJ\VOD^NVLHVDI\>NSTGNJZD@
IWOOVUTHLGMWNXOGUVJNVIGH6DHOKJGNRJ+NVQGJNDUG
OH!UNJZD@WNVYN6MY8OHNVDHVDHXTNVDGKO8UNXNVDGNVVONXJKD
FUNN[N)NN@W6ONIGYN5HNGV`NMNYFPOGVLIR L]VIMUNVDYN6M
+NIR`'UNYNVDLML][9IGN[NJ6@Y)NN=UaJIGHOKJK
NTHVD
OTOHNSNMGV`NMNY8WNUK\NV[HKMNOHVDON!K@YN6MGJKQVJ
GVYN6ML]IU.NGV+NN[KJ6D$YN6MH6DLMHV
RMGVYXT[]JGVPOQNX
GVYXTONM@WNVPOGKONH)N=GVL]+NNRGVYXTONMHT!VIQN[N@
POOTOHNSNMGNOVRGFXNÊÑEI4IONVD Ð$
ifjpkyu@dk;Z
JND LMYXTL]NV[GV GT1^NV IQ[J6D WJND LMFTIGV
RSXGNRMQNXPLNV[KJNVOGUNJ6$JO(LZN=OZSKXJKDJ6$
Ð \NV[NVDGNVO\NJQVXNYN6MHZ\GNMNLJSNXXVHVDYN6MLMHV
RM
GVPLNGNVL]N,UGMXVHVDOJNUNGMXN$
Ð RSXGKOVRGNE=@GN6X ONRSX@GFQVXNJ6YN6MJIGO
L]GNMQVXNJ6JWNXXN$
Ð OLXNVDGNY)N=FUNXN$
Ð GNMNVFNM#GN=/)N\GKOH/NDOT\!NXN$
178
GN=/)N\ GV
NN
RU IONDU
Ð HTI
G\WKRXLIMI/)NIUNVDÑPQNJMN@GNXZXK@WHKX WNQNQ
GVIRRNQ@LIMRNMGVHNH\V@YNIQÐGVOHNqNNXZDXN$
Ð +NIRGV IRNHVD IXN=\VXN@GN6X OKGN=RNJKGMXNJ6
ÑMNXKIUÐYN6MPOGVI\G6OVU6NMKGMXN$
Ð IGOK+NK^NV HDVYI+NG<LXNL]/UTUGMXN$
Ð IGOK+NK^NV HVDOHNqNNXL]/UTUGMXN$
Ð LZR=G)NXGMXNYN6MWNXXNIGYNI)N=GYN6MY8IRLNXG6OV
FQ\XVRN\VJ6DYN6MVOVFQ\NRNVDGVI\G6OVU6NMKGMXNJ6$
cqf) dk opu dSls izkIr gksrk gS
LIR YN5HN JHVD FTI GN RSX QVXV GV I\ IGOK +NK YNI5HG
.NXVDIQ]GNPLNV[GMOGUNJ6$JNDLMGOI^N,UOZSKJ6$
/HMNM>NVDIGEXHDVOVGE=ÑYN6MY8GE=ÐQZOMNVDGVON)NIH\GM
GNHGMOGUVJ6DYN6MYNLGNVE8JVDGON)NWNV0XVGKYN6M/L9
LOVJFUNXVGKWMUJ6IGYNL'NL]N,UGMMJVJ6D$
ifo= 'kkL= dk ltho gksuk
LIR YN5HNRSXNLIR
NN/ GV+NN[GNVODWKIRUGMOGUN
J6YN6MRJYDUQC=I9L]N,UGMOGUNJ6WNVYNLXVLJ\VXJKDQV>NK
J6YN6MPOVPOLIMI/)NIUGVI\IWOVO(FNVIqNUGMXVGKWMU
J6L]NODI[GFXNUKJ6$
vanj ls tkuuk
YNLGV-RNGV.NXVDIQ]GVHNqHOV@LIR YN5HNG
N&Q@G
RN'@NGF0KWNXGNMKGNA0NcX\NV0 YNLGKYN5HNHVDQVUN
J6$YNLGVGVR\WNXUVJ6DYN6MYNLFNV\XV\[UVJ6D$
179
vki ,d 'kCn] vusd 'kCn ;k okD; ns[krs gSa
VONOHJNVUNJ6WFLIR YN5HNG
N&QN
N&QNVDGK-D>N\N
NRN'QVUNJ6$YNLEX
N&QNVD GNV YNLGKYN5HNGKYND>NNVD OV
AQV>NUV JD6$PQNJMNGV UN6MLM@WFIGOK2I'UGV I\YNL
L]N)N=XNGMUVJ6DUFYNLPXGV+NIRGVO(FDqNHVDNP8JVDYqX
GVIWO^NV GVI\U6NMKGMXNSNIJPOGVO(FDqNHVDALIMLNVNN
N&QQV>NOGUVJ6D$
bZ'oj izsfjr] fcuk lksps le>s dgh gqbZ ckrsa
VONOHJNVOGUNJ6WFYNLFNV\XNYNM(+NGMUVJ6DYN6MYNL
GL]MV NNGNVYXT+NRGMUVJ6$D YN6MYNLVOKFNUNVD GNVFNV\XNYNM(+N
GMUVJ6DIWXGVIRNHDVYNLXVLJ\VG+NKONVSNXJKD)NN$WFYNL
FNV\UVMJUVJ6D@UFIRSNMYN6MG<LXNDYNUKMJUKJ6DYN6MWFJ
LZMNJNVWNUNJ6@UFVONJNVUNJ6IGYNLPOLIMI/)NIUGVI\
LMHV
RMGVHXGNVL][9GMQVUVJ6N/R,XGNY)N=L][9GMUV
J6D$
LoIu ;k n'kZu
FTIGVRSXOLXNVDNQ
N=XNVDGVHNqHOV+NKL][9IGWNOGUV
J6D$YNLWN[P%UVJ6DYN6MWNX\VUVJ6DIGYNLXV/L,XQV>NN)NN
WJNDLMYNLEOFNUIRNHVD/L9IXQV=
NLNUVJ6DIGLMHV
RM'N
SNJUNJ6IGYNLGMVDNIGOKOH/NGVOHNqNNXGVIRNHVD$
Q
N=XIGOK+NKOHHDVYNOGUVJ6D@WFYNLWN[UVJ6DNONVUVJ6D$
Q
N=XNVDHDV@YNLQV>NUVJ6DIGLMHV
RM'NSNJUNJ6IGYNLGMVDN
'NJNVXVRN\NJ6IWOOVYNLOJKGQHP%NXVGVI\U6NMJNV
OGUVJ6D$/R[=QZU+NK/R,XYN6MQ
N=XNVDHVDL][9JNVUVJ6DYN6MODQV
N
\VYNUVJ6D$
180
GN=/)N\ GV
NN
RU IONDU
lans'k ykus okys nwr
JHQV>NUVJ6DIG/R[=QZUNVDXVQNIXÃV\@ZOT4@YN6MLN6\TOGNVYN6M
Y8GE=\NV[NVDGNVQ
N=XIQNYN6MIRLI5UOVG6OVFSXNSNIJN
FNJMIXG\XNSNIJEOIRNHVDODQV
NOTXN$
cqf) dk opu dSls crk,a

tcjnLrh u djsa] foo'k u djsa ;k dk;Z djus dh ekax u djsa
FTIGNRSXIWOGV I\\NV[NVD GNV GN= GMXV GKYNR
GUN
JNVUKJ6 ÑPQNJMN@PXGV +NIRGV IRNHVD@PXGKI
N^NN@PXGV
GIMMYNIQGVIRNHVDÐ@FNV\UVOHF0KXH]UNYN6MYqNKXUNGV
ON)NPOVFUND@YN6MPOGVFNQP8JVDL]NV5ONJXQVDIGRVLMHV
RMGNV
2I'U[UUN6MLM>NNVWVDYN6MWNVGT1LMHV
RMPXOVGJUNJ6@RJ
GMVD$PXLMWFMQ/UKXGMVD@P8JVDIRR
NXGMVDNJHND[XGMVD
IGWNVP8JVDFUNN[NJ6RJP8JVDGMXNJKJ6$
Li"V djsa vkSj vko';d ;Ru'khyrk vkSj rRijrk dks izksRlkgu nsa
LMHV
RM`NMNQK[E= L]5VGG<LXNGNV GT
N\UNLZR=GGNN=I8RU
GMXVGKYNR
GUNJNVUKJ6$FTIGVRSXLMFTI@U5LMUNYN6M
LIM-HGVON)NYH\GMVD$EOI\WFYNLOH/NGNVOT\!NXV
RN\NFTIGNRSX\NV[NVDGVONHXVM>NUVJ6D@UF\NV[NVDGNVL]NV5/NNJX
QVDIGRVPOGNO(LZN=UNGVON)NYXTOMNGMVD@QCFXVMJVDYN6M
POGVI\5XGMVD$YNLXVOH/NGNVOT\!NXVJVUTLMHV
RMGK
YNVMOV FTIGNRSXGJIQNEOGNY)N= JXJKD J6 IGRV
\NLMRNJYN6MYN\OKFXVMJVDYN6MPOLMGN=IGIFXNJKYLV^NN
GMVDIGOFGT1YLXVYNLJNVWN[N$
nwljksa dks ;dhu fnykus ds fy, ncko u Mkysa

G+NK G+NKFTIGVRSXGNVONHTIJGHN8UNN9KHGVY8GE=
\NV[NVDGKYNVMOVOJHIU@NYNLWNVYIqNGNMKJ6DPXGKYNVMOV
181
HN8UNGKWMUJNVUKJ6$EOIRNHVDOJ+NN[KY8\NV[NVDGN
YNQMGMVD$LMHV
RMGNVPXGVkQHVDGN=GMXVQVDIGWNVGT1
YNLXVFUNNJ6RJP5UHOHNqNNXNOJKGN=IRIqNJ6$WNVGT1
YNLXV LNN)NNPOV QVGMYNLXV YLXK+NZIHGNIX+NNE=$QZOMNVD GNV
GKXIQ\NXVGNQFNRNIW(HVQNMKHJOZOXGMVD$YNLXVWNVGT1
FUNNJ6POVIQQZOMV/RKGNMXJKDGMUV@UNVPXGN8NXGMVD@
P8JVD+N\N FTMNXGJVDNPXGKFTMNE=XGMVD$
vU; dqN fopkj

JH.NXGVRSXGNVFNV\OGUVJ6DEOGNY)N=JXJKDJ6IGJHVD
OK>NXNXJKDJ6@YLXVYNLGNVI
NI^NUGMXN@L]I
NI^NUYN6MOTOI7WU
GMXNXJKD J6$
POKUMJJIQ>NNRNXGMVDIGYNLGVLNOONMKFTIJ6YN6M
YNLGNVQZOMNVD OVLMNH
N=@I
N^NN@IXQV
= NYN6MOTqNNMLNXVGKYNR
GUN
XJKD J6$
182
GN=/)N\ GV
NN
RU IONDU
11
Kku dk opu (Word of Knowledg
(Word e)
Knowledge)
ifjHkk"kk
.NXGVRSXGNRMQNXE=
RMK.NXGVGYD
NGNY\N6IGG
L]GN
NXJ6WNV+NZUGN\YN6MRU=HNXGK"N9XNYNVDGNVL][9GMUNJ6$
.NXGNRSXN
N&Q
• 2I'UÑN2I'UNVDÐGNV J.NXQVUNJ6 IGLMHV
RMP8JVD
WNXUNJ6YN6MPXOV[JMNE=OVL]VHGMUNJ6$
• LMHV
RM'NGMMJNJ6EOIRNHDVJHVDWNXGNMKQVUNJ6$
PQNJMN@ SD[NE= GV IRN HVD .NX GN RSX PO MNV[ N
I/)NIUNVDGVIRNHDVL][9GMUNJ6IWOVLMHV
RMPOOH
SD[NGMUNJ6$
• +NZUGN\GKOH/NYNVDNLIMI/)NIUNVDGNVL][9GMUNJ6IW8JVD
OT\!NXV@SD[NGMXVJVUTLMHV
RMO(FNVIqNUGMUNJ6$
• EOOHJNVMJK"N9XNYNVD@\NV[NVDGVGNNV=DGNVLMHV
RML][9
GMUNJ6UNIGJHPISUL]IUIN2'UGMOGVD$
• YN6MFJTUGT1$

N&QRN'GNG+NN[J6$EOV .NXGV
N&QNRSXGN
RMQNXGJNWNUNJ6YN6MEOI\RJLMHV
RMGVYOKH.NXGN
G1NV9NYD
NJ6WNVRJJHVDY\N6IGGLOVQVUNJ6UNIGIRI
N9
PQaQV
GNVLZMNGMOGV$.NXGVRSXGNRMQNXPOIGOK+NK
WNXGNMKLMYNqNNIMUXJKDJNVUNWNVYNLLJ\VOVWNXUVJ6D$RJ
/RN+NNIRGLOVL]N,UWNXGNMKN.NXXJKDJ6$
183
.NXGNRSX (Word of Knowledge)
JNDLMFNEF\OVGT1PQNJMNIQ[J6D

'keq,y vkSj 'kkÅy ds xèks
NNc\XVYLXVILUNGV>NNVJT[qNNVDGNVZDXVHVDGT1IQXIFUN
IQ$YDUHVDRJIGOKQ
NK=GVLNOWNGMOJNUNL]N,UGMXVGN
IXN=\VUNJ6 YN6M
NHT\GV LNOYNUNJ6$
NHT\
NNc\GNV
FUNUNJ6@YN6MUVMK[QIJNDWNVUKXIQXJT>NNV[E=)NKDPXGKGT1
+NKIS8UNXGM@'NVDIGRVIH\[E=ÊÑ
NHZ\Ð$
,yh'kk vkSj xsgth
\K
NNGVOVRG[VJWKXVXNHNXOV!Z%FNV\NYN6MYLXVI\XNHNX
OVFJTUOKR/UTDL]N,UGKYN6MP8JVDYLXV"NMHVDI1LNI\N$YN6M
RJ+NKUMWNGM@YLXV/RNHKGVONHXV>N0NJTYN$\K
NNXVPOOV
GJN@JV[VJWK@UZGJNDOVYNUNJ6?POXVGJN@UVMNQNOUNVGJKD
XJKD[N$POXVPOOVGJN@WFRJLTNEqNMHTDJ4VMGMUT!OV
IH\XVGNVYLXVM)NLMOVPUMN@UFRJLZMNJN\HT!VHN\ZH)NN
'NJOHSNDQKRNR/ RNW\LNE=RNQN>NGKFNIMND@+NV0
FGIMND@[N F6\YN6MQNO QNOK\VXVGNJ6?EOGNMNOVXNHNX
GNGNV UT!V YN6MUVMRD
NGNV OQNMJV[N$UFRJIJHON
RVU
GNVKJNVGMPOGVONHXVOVS\N[NÊÑMNWN Ð$
,yh'kk lhfj;k ds jktk dh ;q) ;kstuk,a izxV djrk gS
YN6MYMNHGNMNWNEO]N\OVTGMMJN)NN@YN6MO(HIUGMGV
YLXVGH=SNIMNVDOVGJN@IGYHTG/)NNXLMHVMK1NRXKJNV[K$UF
LMHV
RM GV +N'U XV EO]N\ GV MNWN GV LNO GJ\N +NVWN@ IG
SN6GOKGMYN6MYHTG/)NNXOVJNVGMXWNXN'NVDIGRJNDYMNHK
SNE=GMXVRN\VJ6D$UFEO]N\GVMNWNXVPO/)NNXGNV@IWOGK
SSN=GMGVLMHV
RMGV+N'UXVPOVISUNN)NN@+NVWGM@YLXKM^NN
184
GN=/)N\ GV
NN
RU IONDU
GKYN6MEOL]GNMGQNVFNMXJKDRMXFJTUFNMJTYN$EOGNMN
YMNHGVMNWNGNHXFJTU"NFMN[NONVPOXVYLXVGH=SNIMNVD
GNVFT\NGMPXOVLZ1N@'NUTHHT!VXFUNYNVD[VIGJH\NV[NVDHVDOV
GN6XEO]N\GVMNWNGKYNVMGNJ6?POGVGGH=SNMKXVGJN@
JVHVMVL]+NTJVMNWNVONXJKD@\K
NNWNVEO]N\HVD+NIR`'UNJ6@
RJEO]N\GVMNWNGNVRVFNUVD+NKFUNNGMUNJ6@WNVUZXV
NX
GKGNV%MKHVDFNV\UNJ6ÊÑMNWN Ð$
nkfu¸;sy jktk ds LoIuksa dks izxV djrk gS
QNIXÃV\XVMNWNGNVP¿NMIQN@WNV+NVQMNWNLZ1UNJ6@RJXUNV
LI0U@XU8 K@X7NVIUNK@XQZOMV+NNRKFUNXVRN\VMNWNGNVFUN
OGUVJ6D@LMDUT+NVQNVDGNL][9G¿NN=LMHV
RM/R[=HVDJ6YN6MPOKXV
XFZGQXV/OMMNWNGNV WUNNJ6 IGY8UGV IQXNVD HVD 'N'N
JNVXVRN\NJ6$UVMN/R,XYN6MWNVGT1UZXVL\D[LML0VJTQV>NN@
RJJJ6JVMNWN@WFUT!GNVL\D[LMJIRSNMJTYNIG+NIR
HVD'N'NJNVXVRN\NJ6@UF+NVQNVDGNV>NNV\XVRN\VXVUT!GNVFUNN@
IG'N'NJNVXVRN\NJ6$HT!LMJ+NVQEOGNMNXJKD>NNV\N
[NIGH6DYN6MOFL]NINNVDOVYIqNGFTIHNXJDZ@LMDUTGVR\EOK
GNMN>NNV\N[NJ6IG/R,XGN4\MNWNGNVFUNNWN@YN6M
UZYLXVHXGVIRSNMOH!OGV$ÊÑQNIXÃV\ Ð$
tks ckrsa gks jgh Fkha mUgsa ns[kus ds fy, ;gstdsy dks n'kZuksa esa vkSj
vkRek esa nwljs LFkku ij ys tk;k x;k
POXVJN)NONGT1FNGMHVMVIOMGVFN\LG0VUFYN5HNXVHT!V
LC)RKYN6MYNGN
NGVFKSHVDP%NGMLMHV
RMGVIQ>NNJTQ
N=XNVD
HVD
N\VHGVHI8QMGV+NKUM@YND[XGVPO4N9GGVLNOLJDTSN
IQN IWOGN HTDJ P¿NM GK YNVM J6 YN6M IWO HVD PO W\X
PLWNXVRN\KL]IUHNGN/)NNX)NNIWOGVGNMN`VNPLWUNJ6$I4M
RJNDEO]N\GVLMHV
RMGNUVWR6ONJK)NNW6ONH6DXVH6QNXHVDQV>NN
185
)NN$POXVHT!OVGJN@JVHXTGVO8UNX@YLXKYND>NVDP¿NMGK
YNVMP%NGMQV>N$ONVH6DXVYLXKYND>NVDP¿NMGKYNVMP%NGMQV>NN
IGRVQKGV4N9GGKP¿NMGKYNVMPOGVL]RV
N/)NNXJKHVDRJ0NJ
PLWNXVRN\KL]IUHNJ6$UFPOXVHT!OVGJN@JVHXTGVO8UNX@
'NUZQV>NUNJ6IGV\NV['NGMMJVJ6D?EO]N\GN"NMNXN'N
JKF0V"NCINUGNHJNDGMUNJ6@UNIGH6DYLXVLIR /)NNXOVQZM
JNVWNcDLMDUTUZEXOV+NKYIqNG"NCINUGNHQV>NV[NÊÑJVWGV\
ÐJVWGV\ JVWGV\ JVWGV\
JVWGV\ +NKQV>NVD$

K
NTGKXUX\OV+NVD9
K
NTXVXUX\GNVYLXKYNVMYNUVQV>NGMPOGVIRNHVDGJN@
QV>NNV@JOSHTSE/N]N\KJ6EOHVDGL9XJKD$ÊXUX\XVPOOV
GJN@YNLHT!V GJND OV WNXUV J6D?ÊK
NT XV POGNV P¿NMIQN@
POOVLJ\VIGI4I\,LTOXVUT!VFT\NN@WFUZYDWKMGVLV0GV
XKSV)NN@UFH6DXVUT!VQV>NN)NN$ÊXUX\XVPOGNVP¿NMIQN@JV
M&FK@YNLLMHV
RMGVLT J6DYNLE/N]N\GVHJNMNWNJ6D$ÊÑZJ8XN
Ð
;h'kq lkejh L=h ds vrhr ds ckjs esa dqN izxV djrk gS
K
NTXVPOOVGJN@WN@YLXVLIUGNVJNDFT\N\N$Ê/ KXVP¿NM
IQN@H6DIFXNLIUGKJZD$ÊK
NTXVPOOVGJN@UZ%KGGJUKJ6
IGH6DIFXNLIUGKJZD$'NDVIGUZLNDSLIUGMSTGKJ6@YN6MIWOGV
LNOUZYFJ6@RJ+NKUVMNLIUXJKDJUZXVOSGJNJ6$/ KXV
POOVGJN@JVL]+NT@HT!V.NUJNVUNJ6IGYNL+NIR`'UNJ6D$UF
/ KYLXN"N0N1NVV0GMX[MHVDS\K[E=@YN6M\NV[NVVDOVGJXV\[K@
YNYNV@GHXTGNVQV>NNV@IWOXVOFGT1WNVH6DXVIGNHT!VFUN
IQN$GJKDJKUNVHOKJXJKDJ6?ÊÑZJ8XN @ Ð
186
GN=/)N\ GV
NN
RU IONDU
;h'kq vius psyksa dks xèkk ykus Hkstrk gS
VFNUVDGJGMRJ
N\VHGKYNVMPXGVYN[VYN[VS\N$YN6M
WFRJW6UZXXNHGLJN0LMF6U4[VYN6MF6UIXNJGVLNOLJTDSN@
UNVPOXVYLXVSV\NVDHVDOVQNVGNVJGJGM+NVWN@ONHXVGV[NDR
HDVWNYNV@YN6MPOHVDLJTDSUVJKG[QJKGNF3SNIWOLMG+NK
GNVE=ORNMXJKDJTYN@F8qNNJTYNUT(JVDIH\V[N@POV>NNV\GM\NYNV$
YN6MIQGNVE=UTHOVLZ1VIG'NVD>NNV\UVJNV@UNVJGJQVXNIG
L]+NTGNVEOGKYNR
GUNJ6$ÊWNV+NVWV[)NV@P8JNVDXVWNGMW6ON
POXVPXOVGJN[N)NN@R6ONJKLNNÊÑ\ZGN Ð$
irjl] guU;kg vkSj lQhjk
LUMORJMGHWNXUN)NNIWOHVDRJ+NZIHFVSK[E=)NKYN6MP8JNVDXV
GT1L6ONYLXVLNOM>NI\N)NN$
guU;kg dks 'kkÅy dh lsok djus Hkstk x;k Fkk
LMHV
RMXV JX8NJGNV
NNc\GNLUNIQNYN6MPOQ
N=XGV
IRNHVDFUNNWNV
NNc\XVQV>NN)NN$QIH
GHVDJX8NJXNHG
GSV\N)NN@POOVL]+NTXVQ
N=XHVDGJN@JVJX8NJÊPOXVGJN@
JND@L]+NT$UFL]+NTXVPOOVGJN@P%GMPO[\KHVDWNWNVOKqNK
GJ\NUKJ6@YN6MJZQNGV"NMHVD
NNc\XNHGUNMOKGNVLZ1\V
'NVDIGQV>N@RJL]N)N=XNGMMJNJ6$ÊYN6MPOXVJX8NJXNHGG
LTNGNV+NKUMYNUV@YN6MYLXVcLMJN)NM>NUVQV>NNJ6UNIGI4M
OVQCI9LNÊÑL]VIMUNVDGVGNH Ð$
dqjusfy;ql ds LoIu esa ,d LoxZnwr vkrk gS vkSj mls uke]
'kgj vkSj irk nsrk gS
G6OIMNHVDGTMXVI\TOXNHGGHXT)NN@WNVEUNI\NXKXNHG
L\9XGNOZFVQNM)NN$RJ+N'U)NN@YN6MYLXVONMV"NMNXVOHVU
LMHV
RMOV 0MUN)NN@YN6MJZQK\NV[NVD GNV FJTUQNXQVUN@YN6M
187
FMNFMLMHV
RMOVL]N)N=XNGMUN)NN$POXVIQXGVUKOMVLJMGV
IXG9Q
N=XHVD /L9LOV QV>NNIGLMHV
RMGNG/R[=QZU
POGVLNO+NKUMYNGMGJUNJ6@JVGTMXVI\TOPOXVPOVqNX
OVQV>NN@YN6M0MGMGJN@JVL]+NT@'NJ6?ÊPOXVPOOVGJN@UVMK
L]N)N=XNDYN6MUVMV QNX/HMNGVI\LMHV
RMGVONHXVLJTS
D V J6$D YN6M
YFN4NHVDHXT+NVWGM
NHN6XGNV@WNVLUMOGJ\NUNJ6@FT\RN
\V$RJ
NHN6XSH0VGNqN8qNNGMXVRN\VGVJNDLNJTXJ6@IWOGN
"NMOHTQ]GVIGXNMVJ6ÊÑL]VIMUNVDGVGNH Ð$
ikSyql dk vafre Hkkst dk izdk'ku
LN6\TOYDIUHL]+NT+NNVWGVOHPLI/)NUXJKD)NN@LMDUTPOXVL]GN
NX
HVD WNV GT1JTYN)NN@WNV GT1GJN[N)NNPOGNRN=XLNN$
'NVDIGJFNUHT!VL]+NTOVLJDTSK@YN6MH6DXVUT(JVD+NKLJTDSNQK@IG
L]+NT K
NT XV IWOMNURJLG0RNN[NMNV9K\K@YN6MqN8RNQ
GMGVPOVUNV0K@YN6MGJN@JHVMKQVJJ6@WNVUT(JNMVI\J6HVMV
/HMNGVI\JKIGNGMNV$EOKMKIUOVPOXVIFNMKGVLK1V
G9NVMN+NKI\N@YN6MGJN@JG9NVMNHVMV\NVJZHVDXE=RNSNJ6WF
G+NKLKYNV@UNV HVMV /HMNGV I\JKIGNGMNVÊÑGTIMI8)NNVD
Ð$
dk;Z ;k ifjpkyu
JND LM\N[ZGMNGV GT1^NV J6D WJND .NXGV RSXGNRMQNX
PLT'UJNVOGUNJ6$JO(LZN=OZSKXJKDJ6$
Ð \NV[NVDGNVJHJOZOGMXVQVDIGLMHV
RMP8JVDWNXUNJ6YN6M
PXOVL]VHGMUNJ6$
Ð OH/NYNVDGNVOT\!NXVHVDOJNUNGMXNÑWNV>NNV[NJ6POV
LNXN@IGOFNUOVJNIXJNVMJKJ6JL][9GMXN@PQNJMN
L6ONVDGKJVMN4VMKGMXVRN\V\NV[Ð$
188
GN=/)N\ GV
NN
RU IONDU
Ð LNLYN6MOH!N6UVGV^NV NVDGNVL]VHOVO(FNVIqNUGMXVGV`NMN
GNI\UYN6ML
SNUNL\NXN$
Ð VOKIGOKFNUGNV L][9GMXNWNV +NZUGN\HVD JTE= )NKYN6M
PXGVRU=HNXGNVL]+NNIRUGMMJKJ6UNIGJHWNXVDIGPO
OH/NGNVG6OVOT\!NXNJ6$
Ð Y8RMQNXNVDGVON)NOVRNGMUVOHLMHV
RMWNVGMMJNJ6
POV L][9GMXN@PQNJMNGV UN6MLM@SD[NENVD GV RMQNX@
ONH)N=GVGNH$
Kku ds opu dks dSls xzg.k djuk gS
LIR YN5HN.NXGVRSXGNVJHVDFUNXVGVI\JHNMVIGOK+NK
YNI5HG .NXVI8Q]NVD GNV PLNV[ GM OGUN J6$ JND LM GT1
ORN=IqNGONHN8LIUNDL]/UTUGK[E=J6DIWOOVIR
RNOK.NXGV
RSXNVDGNV[]JNGMXVGNYXT+NRL]N,UGMV$LMHV
RMYNLGVON)N
FNUVDGMXVJVUTXYN6MMSXN5HGHN[NV=DGNPLNV[GMOGUNJ6$
JHNMVI\.NXGNRSXFNV\XVJVUTLIR YN5HNFNJMKFNUNVDGN+NK
PLNV[GMOGUNJ6$qNXM>NVDIGEXHVDOVGE=ÑYN6MY8UMKGVÐ
Y8RMQNXNVDGVON)NIH\GMGNHGMOGUVJ6DYN6MYNLGNVE8JVD
GON)NWNV0XNJ6YN6MYNLWNVGT1LNMJVJ6DPOV/L9LOV
IXRVQXGMXNJ6$
'kCnksa] okD;ksa ;k lwpuk dks lquuk ;k ns[kuk
YNLGKYN5HNOVYNLYNLGVHXHVD
N&Q@
N&QNVDNRN'NVDGNVYNUV
JTQV>NOGUVJ6D$G+NK G+NKV+NKFNJMKL]UKUJNVUVJ6D VOV
N&Q
IW8JVDYNL\NV[NVDALM QV>NOGUVJ6D@NPXGVSVJMVLM@NPXGV
LK1V YNIQAI\>NN QV>NOGUV J6D$YNLG
N&QNRN'AOTX
OGUVJ6DNHN WNXGNMKL]N,UGMOGUVJ6DWNVYNLGKYN5HNGV
YDQMOVYNUKJ6$
189
van:uh Nki
YNLIRI
N9+NN6IUGQ
NNNWKRXGKLIMI/)NIUÑPQNJMN@YNI)N=G
OH/N@ U\NG@ YN5HJ5N@ YNIQÐ GV IRN HVD /L
N= GV YNI5HG
.NXVI8Q]GVHNqHOVGT1L]GN
NXL]N,UGMUVJ6D$
fp= vkSj rLohjsa
YNLGNVIS NIS NVDGNHNIOXVHNGVOHNXQC
IQ>NNE=QVUV
JNVD[VWNVIRI+N8X
NNMKIMGQ
NNYNVDNMNV[NR/)NNYNVDGNVL][9GMUVJ6D$
LMHV
RMIWXMNV[NVDNLIMI/)NIUNVDGNVO(FNVIqNUGMXNSNJUNJ6@
P8JVDRJSD[NGMXNSNJUNJ6$PQNJMNGVUN6MLM@YNL
NMKMGV
GYD[GNVQV>NOGUVJ6DÑPQNJMN@kQ@GNVJXK@G\NE=@[Q=XÐ
NYNL
NMKMGKFNJMKYNfIUGVIGOK+NN[LMWNVMQV>NOGUV
J6D$YNLY8IGOK+NKR/UT@/)NNXNWKRXGKLIMI/)NIUGNVQV>N
OGUVJ6DÑPQNJMN@GN=/)N\@^NV GNVIQ>NNXVRN\NGNN=\@GNM
QT"N=9XN@YNIQÐ$YNL\NV[NVDGVXNHNVDGNVIQ>NNXVRN\VY^NMNVDGNVG
ON)NYNUV JTQV>NOGUV J6D@LUN@W8HIUI)NYNIQIQ>NNXV RN\K
OD>NYNVDGNVGON)NQV>NOGUVJ6D$
orZeku ifjfLFkfr dk o.kZu djus gsrq ifo= 'kkL= dh fdlh ?kVuk
dks js[kkafdr djuk
G+NK G+NKLMHV
RMGNYN5HNLIR
NN/ GKIGOK"N9XNGNV
MV>NNDIGUGMOGUNJ6YN6MIGOK2I'UNOHZJGKYNVMODGVU
GMUV JTPOV MV>NNDIGUGMOGUNJ6$PQNJMN@ZOT4LM!Z%N
YNMNVL\[NN[N)NN@EOOHYNLHVDOVGNVE=JNVOGUNJ6WNV
PXGVWKRXHVDOHNXLIMI/)NIUOVJNVGM[TWMMJNJNV[N$
HkkSfrd laosnu ;k vuqHko
YNLGV
NMKMGV IGOKIJ/OV HVD UVW QQ= NODRVQXNJNV OGUKJ6
Ñ!TX!TXNJ9@W\XN@40GXN@YNIQÐ$JLMHV
RMJ6 WNV YNLGNV
190
GN=/)N\ GV
NN
RU IONDU
OSVUGMUNJ6IGRJYNLGV
NMKMGVPO+NN[HVDOH/NYNVDGNV
SD[NGMMJNJ6$ONRqNNXMJVDIGYNLGKYXT+NZIUGNGNMNYNLGV
YLXV
NMKMGKQ
NNXJNV$PQNJMNGVUN6MLM@IQYNLGVFN
GNXHVD Y'OMQQ=MJUNJ6@UNVYNLPOV.NXGVRSXGVLHVD XJKD
QVD[V@+N\VJKYNLGNVRJQQ=O+NNGVQN6MNX'NVDXJTYNJNV$
GT1OVRGFUNUVJ6DIGG6OVG+NK G+NKPXGNYLXN+NN6IUG
NMKMGT1^NNNVD GV I\P8JVD +NN6IUGMNV[NVD GNV HJOZOGMUNJ6

IWOOVQZOMN2I'ULKI0UJNV[N@PQNJMN@PXGV
NMKMGVIGOK
+NN[LMGT1^NNGVI\[ND%YNGMI4MYQC
JNVOGUKJ6@N
PXGKQCI9GT1OHGVI\qNTDqN\KJNVOGUKJ6NPXGNGNX
GT1OHGVI\FDQJNVOGUNJ6$POGVFNQRVIWX\NV[NVDGK
OVRNGMMJVJ6D@PXGKEXMNV[NR/)NNYNVDGVIRNHVDFNV\UVJ6D$
bZ'oj izsfjr cksyh
IGOKGV ON)NFNV\UV OHNL]N)N=XNGMUV OHN>N0V MJUV
OH@WKRXGKLIMI/)NIU@OH/NN/RN/)I/)NIUGVIRNHVD
YNLGVHTDJOV
N&QIXG\L0UVJ6DIWXGVIRNHVDYNLXVONVSN+NK
XJKD$
LoIu vkSj n'kZu
YNLGVLNO/R,XNQ
N=XJNVOGUVJ6DIWXHVDYNLYLXVYNLGNV
VOKFNUVD GJUV JTNGMUV JTOTXUV J6D@NYNLQV>NUV J6D IG
LMHV
RMGT1IRI
N9L]GNMGV\NV[NVDGKOVRNGMMJNJ6$JQZOMN
UMKGNJ6IWOGV`NMNLMHV
RMYNLGNVPOGN=GNVGMXVGVI\
U6NMGMUNJ6WNVYNLXVRN/URHVDYNLGV/R,XNMNUGVQ
N=XHVD
QV>NN$YNLQ
N=XQV>NOGUVJ6D IWOHVD YNLYUKUGKFNUNVD GNVQV>NUV
J6DYN6MYNLFUNOGUVJ6DIG'NJTYN$YNLVONQ
N=X+NKQV>N
OGUV J6D IWOHVD YNLYN5HNHVD N NGMUV J6D Ñ+NN6[NVI\GLOV@
191
+NZUGN\HDVNRU=HNXOHHVDÐYN6M\NV[NVDYN6M/)NNXNVDYN6M"N9XNYNVD
GNVQV>NOGUVJ6DW6OVRVJNVUKJ6DÑNJTE=J6DÐYN6MWNVYNLQV>NUVJ6D
POVYNLFUNUVJ6D$
lans'k nsus okys LoxZnwr
/R[=QZULMHV
RMGKYNVMOVGT1IRI
N9WNXGNMK\VYNOGUVJ6D$
LMDUTMNUGNVL]+NTGVG/R[=QZUXVF8QK[CJGV`NM>NNV\GMP8JVD
FNJM\NGMGJN@WNYNV@HI8QMHVD>N0VJNVGM@EOWKRXGKOF
FNUVD\NV[NVDGNVOTXNYNVÊÑL]VIMUNVDGVGNH ÐD$I4ML]+NTGVG
/R[=QZUXVI4I\,LTOOVGJN@P%GMQI'>NXGKYNVMPOHN[=LM
WN@WNV
N\VHOVY7WNJGNVWNUNJ6@YN6MWD[\HDVJ6ÊÑL]VIMUNVD
GVGNHÐ$
O;fDrxr vuqHko ;k ifjfLFkfr
VON OH JNVUN J6 WF LMHV
RM YNLGNV YNLGV YLXV 2I'U[U
YXT+NRGVIRNHVDNQZOMV2I'UGVYXT+NRGNIWOVYNLWNXUV
J6D@/HMNIQ\NUNJ6 YN6MPOGNPLNV[PO2I'UGV IRNHVD
WNXGNMKQVXVGVI\GMUNJ6IWOGKYNLOVRNGMMJVJ6D$
bZ'oj izsfjr ys[ku
WFYNLI\>NUV J6D NMNVWXNHSNI\>NUV J6D UFLMHV
RMYNLGNV
L]VMNNQVOGUNJ6YN6MFNQHVDEXGNPLNV[\NV[NVDGVIRI
N9
N&QNVD
GV`NMNOVRNGMXVJVUTIGNWNOGUNJ6$
bZ'ojh; jpuk,a ¼lsV vIl½
LMHV
RMYONHN8LIMI/)NIU@YNLGNVIQ>NNE=QVXVRN\VONE=XFNV0=N
IR.NLXNVD GN@ODQV
NI\>NV JTGNMGV I/9GO= YNIQGNPLNV[
YNLGNVPXFNUGVIRNHVDOSVUGMXVGVI\GMUNJ6WNVRJ
192
GN=/)N\ GV
NN
RU IONDU
YNLOV GJXNSNJUNJ6$LMHV
RML]IUIQXGV WKRXGKONqNNMN
FNUNVDGNPLNV[YNLGNqNXYNGIN=UGMXVYN6MYNLGNVODQV
NQVXV
GVI\GMOGUNJ6$LMDUTJNVXVRN\KO+NKFNUNVDGNVPOGNODQV
N
XHNXVD$LIR YN5HNGVL]IUODRVQX
NK\FXVDYN6MWFRJFNV\UNJ6@
UFOTX$VD LMDUTHN G<LXNXGMVD NHX[DUFNUNVD GNVU6NMXGMV@D
'NVDIGJYNLGNVA0MLNVG YN6MAIRIS FXN[N$
XRKX@2I'U[UYN6MMSXN5HGUMKGV
LMHV
RMGNVGT1JKUMKGNVDOVFNUVDGMOGUNJ6JGJGMPOV
OKIHUGMXNYO(+NRJ6$JHV
NNPXXHN[NV=D GV I\U6NMMJVD
IWXGV`NMNRJYNLOVFNUGMUNJ6$
Kku ds opu dks dSls ckaVsa

JH'NGJUVJ6DYN6MPOVIGOL]GNMGJUVJ6DJHJ5RLZN=J6$
JNDLM.NXGVRSXGNVFND9XVJVUTGT12NRJNIMGIXQV=
NJ6D$
vki tks dqN crkrs gSa mls izse vkSj lkSE;rk ds lkFk dgsa
WFYNL.NXGNRSX\VGM\NV[NVD GV LNOWNUV J6D@UF0MXV@
+N+NKUJNVXV GV FWNNIXMN
NJNVXV GV FWN@\NV[MNJU@L]VH
HJOZOGMVD YN6MK
NT OV +NVD9GMXV JVUT >NKDSV WND$EOI\EO
L]GNMGT1GJXVGVFWNIGLMHV
RMXV/R[=OVHT!OVFNUVDGK
YN6MHT!VIQ>NNNIGYNLGKLK%GVIXS\VIJ/OVHVDQQ=J6@ÊYNL
PXOVL]VHOVLZ1OGUVJ6D@'NYNLGKLK%GVIXS\VIJ/OVHVDQQ=
J6?ÊPXGVJNDÊGJXVGVFNQ@YNLPXGVI\L]N)N=XNGMXVGKFNU
GJOGUVJ6D$PXGVSD[NJNVXVGVFNQ@O(+NRURVYNLOVLZ1VD[VIG
YNLXVG6OVWNXN$POOHYNLGNVPXOVK
NTGVIRNHVDFNUVD
GMXVGNP5UHYROML]N,UJNV[N$
193
tks dqN vkidks izxV fd;k tk jgk gS mlesa Li"V vkSj fuf'pr jgsa
RSXIWUXN/L9JNV[N@PUXNJKRJYNLGVYN6MQZOMV2I'UGV
YDQMIR
RNOGNVFN[N$WFYNLFNV\UVJ6D@UFL]N)N=XNGMUVMJVD@
LMHV
RMOVYN6MIRRMNHND[VDYN6MOSVUMJVD$
tc dHkh lEHko gks mls izekf.kr djsa
YNLPO2I'UOVLZ1OGUVJ6DIGWNVGT1YNLXVGJNRJOS
)NNNXJKD$O+NNHVD YNL\NV[NVD OV GJOGUV J6D IGRV JN)NNVD GNV
P%NGMIQ>NNDWNVEOFNUGNQ
N=GJNV[NIGWNVGT1YNLXVGJN
J6@RJGNPOOV YIqNG\NV[NVV OV O(FDIqNUJ6$qNXM>NVD IG
G+NK G+NK\NV[
NH=HJOZOGMUVJ6DYN6M0MWNUVJ6DYN6MJNVOGUN
J6IGEOGNMNRVYNLGNVL]IUINXQVD$IQGNVE=L]IUINXJKD
QVUNJ6@UNVIXMN
NXJNVD$IR
RNONV;FXVMJVDYN6MGQHFND$
yksxksa ds izfr izse dh [kkfrj [krjk eksy ysa
.NXGNRSXQVXNRN/URHVD >NUMNHNV\\VXNJ6$LMDUT I4M+NK
>NUMNHNV\\VD$\NV[NVDGN0M@qNHIGND@YO4\JNVXVGN+NYNLGNV
MNVGXVXLN$OFGT1L]VHGK>NNIUMGMVD$
xyfr;ka djuk mfpr gSA lh[ksa vkSj vkxs c<+rs jgsaA
NQM>NVDIGJHO+NKLIR YN5HNGKYNVMOVOTXXNOK>NMJVJ6D
YN6MJH[\IUNDGMVD[V$OK>NUVMJVD$YN6MO9KGUN@YN6MIRRMNGV
I\L]NOMUMJVD$OH/NLMHV
RMGVON)NNPOGVRMQNXGV
ON)NXJKDJ6@LMDUTWFJHJOK>NXVGNL]NOGMUVJ6DIGPOGK
YNVMOVG6OVL]N,UGMXNJ6@UFOH/NJHNMVON)NJNVUKJ6$
194
GN=/)N\ GV
NN
RU IONDU
12
vkRekvksa dh ij[k
(Discerning of Spirits)
ifjHkk"kk
YN5HNYNVDGKLM>NGNRMQNXY\N6IGGLOV\NV[NVDGKYN5HNYNVD
N YNI5HG W[U HVD QV>NXV ÑOH!XV@ WNXXV@ HJOZO GMXVÐ GK
NV;UNJ6$JJHVDGE=UMJOVOJNUNGMUNJ6
• GN6X OK FNU LMHV
RM GK YNVM OV J6 YN6M GN6X OK FNU
LMHV
RMGKYNVMOVXJKDJ6
• \NV[NVD GKYN5HNYNVD GNV@PXGVPQaQ
V NVD YN6MEMNQNVD GNVLJSNXXN
• L]+NT'NGMMJNJ6@/R[=QZUNVDGK[IUIRIqNNDYNIQQV>NXN
•
N6UNX'NNVWXNFXNMJNJ6YN6MGMMJNJ6@IGOL]GNMGK
YN5HND\NV[NVDGNVLMV
NNXGMMJKJ6DJQV>NXN
• YN6MFJTUGT1$
YN5HNYNVDGNVLM>NXVGNRMQNXvkfRed foosdOVI+N8XJ6$
FTIGVOHNXYNI5HGIRRVGLIML'RUNYN6MLMHV
RMGVON)NJHNMV
YXT+NROV YNUNJ6$LMDUT YN5HNYNVD GKLM>NGNRMQNXYNI5HG
W[UHVDQV>NXVJVUTOHGVIRI
N9^NNHDVIQNWNUNJ6$YN5HNYNVD
GKLM>NGNRMQNXO+NKIR
RNIONVDGVI\PL\&qNJ6@I4MPXGN
YNI5HG/UMSNJVWNVJNV$
YN5HNYNVD GK LM>N GN RMQNX lansgh] fNnzkUos"kh vkSj

vkykspukRed JNVXV OV I+N8X J6$ GT1 \NV[NVD GN /R+NNR ODQVJK@
I1Q]N8RVNKYN6MYN\NVSXN5HGJNVUNJ6$RVONMVWKRXGKYNVMYN6M
195
YN5HNYNVD GKLM>N (Discerning of Spirits)
YLXV YNOLNO GV \NV[NVD GK YNVM E8JKD I+ND[NVD OV QV>NUV J6D$ J
YN5HNYNVDGKLM>NGNRMQNXXJKDJ6$
JNDLMFNEF\OVGT1PQNJMNIQ[J6D
,yh'kk ds lsod us viuh vka[ksa [kksydj ns[kk
+NNVMGNV LMHV
RMGV +N'UGN9J\TYNP%NYN6MIXG\GM'N
QV>NUNJ6IG"NNV0NVDYN6MM)NNVDOHVUGQ\X[MGNV"NVMVJTJ6D$YN6M
POGVOVRGXVPOOVGJN@JNHVMV/RNHK@JH'NGMVD?POXV
GJN@HU0M'NVDIGWNV JHNMKYNVMJ6D@RJPXOV YIqNGJ6D@WNV
PXGKYNVMJ6D$UF\K
NNXVJL]N)N=XNGK@JVJNVRN@EOGKYND>NVD
>NNV\QVIGJQV>NOGV$UFJNVRNXVOVRGGKYND>NVD>NNV\QK@
IG\K
NNGVSNMNVDYNVMGNLJN0YI;XH"NNV0NVDYN6MM)NNVDOV+NMN
JTYNJ6Ê ÑMNWN $

;h'kq izxV djrk gS fd uru,y fdl izdkj dk O;fDr gS
K
NTXVXUX\GNVYLXKYNVMYNUVQV>NGMPOGVIRNHVDGJN@
QV>NNV@JOSHTSE/N]N\KJ6EOHVDGL9XJKD$XUX\XVPOOV
GJN@YNLHT!VGJNDOVWNXUVJ6D?K
NTXVPOGNVP¿NMIQN@POOV
LJ\VIGI4I\,LTOXVUT!VFT\NN@WFUZYDWKMGVLV0GVXKSV)NN@
UFH6DXVUT!VQV>NN)NN$ÊXUX\XVPOGNVP¿NMIQN@JVM&FK@YNL
LMHV
RMGVLT J6DYNLE/N]N\GVHJNMNWNJ6DÊÑZJ8XN Ð$
;h'kq muds fopkjksa dks tkudj
WFK
NTXV!NV\VGVHNMVJT2I'UGNVSD[NIGN ÑH5UK Ð@
UFFNEF\GJUKJ6@K
NTXVPXGVHXGKFNUVDWNXGMGJN@UTH
\NV[YLXVYLXVHXHVDFTMNIRSNM'NVDGMMJVJNV?ÊÑRSXÐ
196
GN=/)N\ GV
NN
RU IONDU
;h'kq vkSj irjl & tkudkjh dk lzksr igpkudj
L]+NT K
NT XV LUMOGV FNV\XV HVD POGKWNXGNMKGNO]NVUWNX
I\N$GJK^NNHDV@LUMOXV/R[K=ILUNOVJL]GN
NXL]N,U
IGNIGK
NTGN6XJ6ÑH5UK Ð@YN6MQZOMV^NNLUMOPO
FNUGNVFNV\MJN)NNIWOGKL]VMNN
N6UNXXVQK)NK@K
NTGNVZO
LMSXVOVHXNGMXNÑH5UK Ð$
;h'kq us tku fy;k fd ml L=h dks caèku esa j[kusokyh fucZyrk dh
vkRek gS
O&UGVIQXRJYNMNqNXN\HVD PLQV
NGMMJN)NN$YN6MQV>NNV@G
/ K)NKIWOVY%NMJRN=OVGQTF=\GMXVRN\KQT9N5HN\[K)NK@
YN6MRJGTF0KJNV[E=)NK@YN6MIGOKMKIUOVOKqNKXJKDJNVOGUK
)NK$ K
NT XV POV QV>NGM FT\NN@ YN6M GJN@ JV XNMK@ UZ YLXK
QTF=\UNOVHT'UJNV[E=$ÊUFPOXVPOLMJN)NM>NV@YN6MRJUTM8U
OKqNKJNV[E=@YN6MLMHV
RMGKF0NE=GMXV\[KÊÑ\ZGN Ð$
;h'kq us 'kSrku dh ;qfDr;ksa dks tku fy;k
L]+NTK
NTXVWNXI\NIG
N6UNXYNI5HGW[UHVD 'NGMXVGK
NVWXNFXNMJNJ6$POXVLUMOGVI\L]N)N=XNGKYN6MPOVLJ\V
OVJKISUNIQN$
NHN6XJV
NHN6XQV>N@
N6UNXXVUTH\NV[NVDGNV
HND[I\NJ6IG[VJZDGVOHNXUT(JVD49GV$LMDUTH6DXVUVMVI\IFXUK
GK@IGUVMNIR
RNOWNUNXMJVYN6MWFUZI4MV@UNVYLXV+NNENDV
GNVI/)NMGMXNÊÑ\ZGN Ð$
dk;Z ;k ifjpkyu
JND LM \N[ZGMN GT1 ^NV J6D WJND LM YN5HNYNVD GK LM>N GN
PQNJMNPLNV[KJNVOGUNJ6$JO(LZN=OZSKXJKDJ6$
Ð \NV[NVDGKOVRNGMUVOHOH/NGVRN/UIRGO]NVUGVLHVD
QT9N5HNYNVDGNVLJSNXXN
197
IOQTMN5HNNLIMISUYN5HNRJYN5HNJ6WNV2I'U@/)NNX
NR/UTOVALIMISU JNV[E=J6$LIMNNH/RLPOXVRJNDFOVMN
0N\IQNJ6YN6MYLXNL]+NNRIQ>NNUKJ6$2I'UHVD@RJYN5HN
WKRX
N6\K@HXNV+NNR@IRSNM
N6\K@YNSMNGNVL]+NNIRUGMUKJ6
YN6MPO2I'UGVWKRXHVDFQ\NRGNVMNVGUKJ6$
1T9GNMNLNXVGKYN6ML]R
V NGV`NMNVD GNVL
SNUNL`NMNFDQGMXV
GKYNR
GUNJ6ÑYROMXQVXN@IRMNVqNKWKRX
N6\KYNIQGN
STXNRGMXNÐ$
Ð 1T9GNMVGVQN6MNX@JWNXUVJTIG'NYN6MQT9N5HNDI1LK
JTE=J6DYN6MP8JVDIXGN\XVGKYNR
GUNJ6$
Ð OJKYN6M!Z%VOVRGNVDGNV@O5GVYN5HNYN6MI
N^NNHVD+NZ\GK
YN5HNGNVLJSNXXN
Ð \NV[NVDGVkQGVOJKPQaQV
GNVLJSNXXNYN6MFNJMKL
YN6MLN>ND0GNVLJSNX\VXN$
Ð YNI5HGODONMHVDLMHV
RM'NGMMJNJ6JLJSNXXNYN6M
POGVYXTONMYLXN/)NNX\VXN$
Ð /R[=QZUNVDGNVLJSNXXNYN6MRV'NGMMJVJ6DJWNXXN$
Ð
N6UNX'NGMMJNJ6 JWNXXNYN6ML]N)N=XNYN6MYNI5HG
TGV`NMNPXGNONHXNGMXN$
vkRekvksa dh ij[k ds ojnku dks dSls xzg.k fd;k tkrk
gS
LIR YN5HNJHNMVYNI5HG.NXVI8Q]NVDHVDOVIGOKGN+NKPLNV[GM
YN5HNYNVDGKLM>NGNRMQNXQVOGUNJ6$JNDLMGT1UMKGVIQ
[J6D$
198
GN=/)N\ GV
NN
RU IONDU
vkidh vkRek esa ,d tkap
YNLGNVYN5HNHVDGWNDS@GY/R/)N+NNRXNHJOZOJNVOGUKJ6$
YNLWNXUVJ6DIGLMHV
RMYNLGNVOSVUGMMJNJ6IGGT1UNV%KG
XJKDJ6YN6MYNLGNVGNM=RNE=GMXVGKWMUJ6$POGVFNQL]N)N=XN
GMVDYN6MLMHV
RMOVIFXUKGMVDIGLMHV
RMYNLGNVFUNIGYNL
POL]GNM'NVDHJOZOGMMJVJ6DYN6MRJ'NSNJUNJ6IGYNL
GMVD$
vkRek esa vkuan vkSj lgHkkfxrk dk cksèk
G+NK G+NKYNLIGOKGVON)NFNUSKUGMUVOHLIR YN5HNHVD
GIR
NVNO(FDqNGNFNVqN@AqNNIH=GUN@
NNDIUYN6MYNXDQ GKYXT+NZIU
GMUVJ6D$YNLG+NK G+NKYNLGKYN5HNHVDPXGKYN5HNGV/R+NNR
ÑIWOL]GNMGV 2I'URV J6DÐGNFNVqNHJOZOGMUV J6D$LMHV
RM
YNLGNVJWNXXVHVDOJNUNGMMJNJ6IGRVIGOL]GNMGV\NV[
J6DYN6MPOGVMN7GVPQaQV
NVDGVI\RJ'NSNJUNJ6IGYNL
PXGVI\GMVD$
;g tkuuk fd fof'k"V izdkj dh vkRek dk;Z dj jgh gS
LMHV
RMYNLGKYN5HNHVDJ.NX0N\OGUNJ6IGPO2I'UHVD
IGOL]GNMGKQT9N5HNDGN=GMMJKJ6NPOVL]+NNIRUGMMJK
J6D$YNLHN WNXUVJ6D LMHV
RMXVJYNLGKYN5HNGNVL][9
IGNJ6$YNLEXQT9N5HNYNVDGNVXNH\VGMFT\NOGUVJ6DYN6MK
NT
GVXNHGNYIqNGNM\VGMYN6MLIR YN5HNGKONH)N=OVWNVGT1
RVGMMJVJ6D@P8JVDXN
NGMOGUVJ6D$
dk;Z djus okyh fHkUu izdkj dh vkRekvksa ds fo"k; esa ,d ;k vusd
'kCn
G+NK G+NKVONJNVUNJ6@WFYNLGKYN5HNHVD
N&QÑXNH@IR
NVNUND@
GN=ÐYNUVJ6DWNVLJSNXUVJ6DIGIGOL]GNMGKQT9N5HNDGN=GM
199
MJKJ6D$YFYNLEXQT9N5HNYNVDLMYIqNGNM\VOGUVJ6DYN6MWNV
GT1RVGMMJVJ6DPXGNHNVDGNVX9GMOGUVJ6D$
,d n`'; tks fn[kkrk gS fd vkfRed lalkj esa D;k gks jgk gS
LIR YN5HNYNLGNVWNVFNUVDJNVMJKJ6DPXGNQC
ÑQ
N=XÐIQ>NNUN
J6$YNLGKYN5HNGKYND>NVDJQV>NUKJ6D@
NNQ"N9XNYNVDGNH
L][9JNVUNJ6@WJNDLMYNLYNI5HGW[UHVDJNVXVRN\KFNUNVDGNV
QV>NUVJ6D@WJNDLM/R[=QZUNVDYN6MQT9N5HNYNVDYN6MO(FDIqNU\NV[NVDLM
PXGNGN=L][9JNVUNJ6$YNLWNXUVJ6DIGPO2I'UÑ2I'UNVDÐ
GKG6OV OVRNGMVD YN6MYN6MYNI5HGW[UHVD WNV GT1JNV MJNJ6
PXGVON)N2RJNMGMGVPXGVWKRXHVD FQ\NR\NXVJVUT'NGMV$D
vkfRed txr dk vpkud cksèk
YNLGKYN5HNGNVYNLGVYNI5HGW[UHVDJNVXVRN\KFNUNVDGVIRN
HVDYSNXGFNVqNJNVUNJ6$YNL/R[=QZUNVDGK[IUIRIqNGNV@N
N TGK
QT9NVWXNYNVD GNV LJSNXUV J6D$LMHV
RMUFSNJUNJ6 IGYNL
POGV YXTONM L]5T5UM QVD$ N UNV POV qN8RNQ QVD YN6M POGV
/R[=QZUNVDGKOVRGNE=GNV/RKGNMGMVDWNVYNLGKOVRNGVI\+NVWV
[J6D@NQT9N5HNYNVDLMYIqNGNML]N,UGMVD@P8JVD0ND9VDYN6MWNVRV
GMXVGNL]NOGMUVJ6D@PXGNHNVDGNVX9GMVD$
vkfRed txr esa tks gks jgk gS mls lquuk
YNI5HGW[UHVDWNVGT1JNVUNJ6POVYNLGNYN5HNAOTXUNJ6
GN=@J\S\@RNUN=\NL@YNIQ$PQNJMNGVUN6MLM@I4MQZOMKFNM
LI\
UKSNE=GMGVMLNE=HXNHUMNE=HVD46\[$WFQNcQXV
JNVRNOVLZ1N@UFPOXVGJN@SNE=XGMPXGVLK1VOV"NZHGM
UZURC^NNVD GV ONHXV OV PXLM1NLNHNM$YN6MWFUZURC^NNVD GK
4TXI[NVDHVDOVOVXNGVS\XVGKOKYNJ9UT!VOTXNE=L0V@UFJ
WNXGM4ZUK=GMXN@IGJNVRNLI\I
UNVDGKOVXNGVHNMXVGNVHVMV
200
GN=/)N\ GV
NN
RU IONDU
YN[VY+NKLqNNMNJ6$JNVRNGKEOYN.NGVYXTONMQNcQ[VFNOV
\VGM[VWVMUGLI\I
UNVDGNVHNMUN[NÊÑ
NHZ\ Ð$
LoIuksa ds }kjk
/R,XNVDGVHNqHOVLMHV
RMOHOVLJ\VPXFNUNVDGNVL][9GM
OGUNJ6WNVYNI5HGW[UHVD"NI9UJNVUKJ6D$UNIGYNLGN=GMXV
YN6MYNR
GFNUNVDGNVGMXVGVI\U6NMJNVWND$
tks dqN gks jgk gS mls ns[kus ds fy, vkidh vkRek dh vka[kksa dk
[kqy tkuk
LIR YN5HNQV>NXVGVI\YNLGKYND>NNVDGNV>NNV\QVUNJ6$HNXNV
YNLGNYNI5HGHXTYNLGK/RN+NNIRGYND>NNVDOV!NDGGMQV>NUN
J6@LMDUT/RN+NNIRGOVLMVYNI5HGW[UHVDQV>NUNJ6$
vkfRed txr esa LFkykarj
LMHV
RMYNLGNVNV;UNQVOGUNJ6IGYNLQ
N=XNVDHVDNYNI5HG
/)N\NDUMGV`NMNYN5HNHVDN NGMOGVDYN6M2I'ULM@LIMRNMLM@
\NV[NVDGVOHZJLMN
NJMYNIQLMYNI5HGW[UHVD[IUIRIqNGNV
IQ>NNOGDV$
gkFk esa HkkSfrd ,glkl
G+NK G+NKYNLGNVYNLGVJN)NHVDGT1ODRVQXNJNVOGUKJ6ÑPQN
[HN=J9@YN[@!X!XNJ9@YNIQÐIWOGNPLNV[LMHV
RMYNLGNV
QT9N5HNGKPLI/)NIUGNVIQ>NNXVGVI\GMOGUNJ6$LMHV
RM
GVGT1OVRGNVDXVFUNNJ6IGLMHV
RMXVPXGKOVRGNENVDHVDEO
L]GNMGN= IGNJ6$
xaèk vkSj Lokn ds vkfRed cksèk ds ekè;e ls
W6ONIGH6XD VIL1\VYqNHVD FUNNJ6@LMHV
RMIRI
N9[DqN#/RNQ
GKLJSNXYNLGNVIQ\N[NYN6MPOGVFNQYNLGNVIRI
N9OH!
201
QV[NIGRJ'NFUNMJNJ6$mRre Lokn@lqxaèk GNPLNV[
JQ
NN=XV GV I\IGNWNOGUNJ6 JHWNV GMMJV J6D POOV
LMHV
RML]O8XJ6@LMHV
RMPLI/)NUJ6LMHV
RMGNYI+NNVGGN=
GMMJNJ6LMHV
RMSD[NE=QVXVJVUTGN=GMMJNJ6LMHV
RMOND5RXN
QVXV GV I\GN= GMMJNJ6@LMHV
RMIRI
N9L]GNMGKWMU
YNIQ GNV LZMN GMXV JVUT GN= GM MJN J6$ vfiz; Lokn@xaèk
YNLGNVJQ
NN=XVJVUTGSVUNRXKJNVUKJ6IGWNVGT1JNVMJNJ6
POIRNHVDOSVUMJVDÑPQNJMN@!Z%KI
N^NNGNL]SNMIGNWNMJN
J6@QT9N5HNGKONH)N=@+NMHNXVRN\KYN5HND@GN=GMXVRN\KY
NT
YN5HND@YNIQÐ@UNIGYNLPOLIMI/)NIUOVFNJMIXG\VDÑPQNJMN@
Y+NKIXG\VD@YNLGNVJNDMJXVGKWMUXJKDJ6@EX\NV[NVDGVON)N
2RJNMHUGMXN@YNIQÐ$
vkRekvksa dh ij[k ds }kjk tks dqN izkIr gqvk gS mldk

mi;ksx dSls djsa ;k mls dSls izxV djsa
ONHN8UN6MLMYN5HNYNVD GKLM>NGNRMQNXEOI\YNR
G
JNV[NIGLIR YN5HNYNLGNVWNVGT1L][9GMMJNJ6POGVP5UM
GVLHVDYNLGNMRNE=GMDV@GT1GMVD$JNDLMXHZXVGVUN6MLMG
ODI^N,UOZSKQK[E=J6IGIGOL]GNMYN5HNYNVDGKLM>NGVRMQNX
GVHNqHOVL]N,UOZSXNGNPLNV[IGNWNUNJ6$
vkidks O;fDr ds fy, NqVdkjs dh lsok djuk iM+ ldrk gS
IQYNLPOL]GNMGKYN5HNYNVDGNVWNXUVJ6DIWXGVON)NYNLGNV
2RJNMGMXVGKWMUJ6@UNVEXQT9N5HNYNVDGNVXNH\VGMFT\ND@
P8JVDIXGN\VDYN6MWNVGT1RVGMMJVJ6DPXGNHNVDGNVK
NTGVXNH
GV YIqNGNMGNPLNV[GMYN6MLIR YN5HNGKONH)N= OV X9
GMVD$POKL]GNMJOTIXI
SUGMXVGVI\IGO+NKQT9N5HNDPO
2I'UGNV1NV0GMS\K[E=J6D@YN5HNGVL]IUODRVQX
NK\FXVMJVD
UNIG1T9GNMNLZMNJNV$
202
GN=/)N\ GV
NN
RU IONDU
ftl izdkj dh vkRek,a dk;Z dj jgh gSa] mu ij vkidks vfèkdkj
ysus dh t+:jr iM+ ldrh gS
IQYN5HNXVYNLGNVL][9IGNJ6IGIRI
N9L]GNMGKYN5HND
IRI
N9LIMI/)NIUHVDN\NV[NVDGVIGOKOHZJLMGN=GMMJKJ6D@
UNVPXYN5HNYNVD LMYIqNGNML]N,UGMV$D POLIMI/)NIUHVD PXGVGN=
GNVMNVGQVD$K
NTGVXNHHVDPXGVGNHNVDGNVXN
NGMVD$PXGVFTMV
L]+NNRGNVIXGN\4VG D $VD LIMI/)NIULMN\NV[NVD LMLMHV
RMGNRSX
GJVD$POLIMI/)NIUHVDLMHV
RMGVMN7GVL]+NNRGNV+NVWVD$
vkidks fdlh ckr dks vkxs c<+us ls jksdus dh t+:jr iM+ ldrh
gSa
IQ LMHV
RM GN YN5HN
N T GV PQaQV
@ NVWXN@ 2R/)NN N
GN=L]NN\KGNVL][9GMUNJ6@UNVPOLMGN=RNJKGMVDVYN6MPXGV
L]NONVDOVPOVYN[VFXVOVMNVGVD$
N TGVU(FZHVD[0F0KGK"NNVNNN
GMVD$PXGVL]NONVDGNVFNDqNVDYN6MMQaQGMVD$K
NTGVXNHGVYIqNGNM
GNPLNV[GMP8JVDIUUM IFUMGMQVD$LMHV
RMGNRSXGJVD@
MN7GVL]+NNRGNVHT'UGMVDYN6MLMHV
RMOVIFXUKGMVDIGIRI
N9
LIMI/)NIUHVDPXGVGNHNVDGNVGMXVJVUTPOGVQZUNVDGNV+NVWXVGVI\
LMHV
RMOVIFXUKGMVD$
ijes'oj vkidks tks fn[kkrk gS ml fo"k; esa izkFkZuk djsa
G+NK G+NKLMHV
RM'NJNVMJNJ6EOIRNHVDJHVDOUG=GMUNJ6
UNIGJHPOIRNGVI\LJ\VOVL]N)N=XNGMVDIGPOHVD
NNIH\
\NV[NVDGKM^NNJNV$L]+NTK
NTXVLUMOGVI\YN6MPOGNIR
RNO
I4M/)NNILUJNVEOGVI\L]N)N=XNGKJEOGNGPQNJMNJ6
Ñ\ZGN Ð$
vius vkidks rS;kj djsa vkSj viuk LFkku xzg.k djsa
YNI5HG^NV HVDJNVXVRN\KFNUNVDGVIRNHVDLMHV
RMYNLGNVL][9
GMOGUNJ6UNIGYNLU6NMJNVOGVDYN6M/RN+NNIRG^NV HVDPO
203
LMYH\GMXVJVUTYLXN/)NNX\VOGVD$EOGNP5UHPQNJMN
MNWNQNcQGVWKRXGKGIRI
N9"N9XNJ6@WJNDLMPOXVOVXN
GVS\XVGKYNJ9OTXK YNI5HGW[UHVDJNVMJNGN=@UFRJ
/RN+NNIRG^NV HVDYN[VFN$I4MQZOMKFNMLI\
UKSNE=GMGV
MLNE=HXNHUMNE= HVD 46\[$WFQNcQXV JNVRNOV LZ1N@UF
POXVGJN@SNE=XGMPXGVLK1VOV"NZHGMUZURC^NNVDGVONHXV
OVPXLM1NLNHNM$YN6MWFUZURC^NNVDGK4TXI[NVDHVDOVOVXNGV
S\XVGKOKYNJ9UT!VOTXNE=L0V@UFJWNXGM4ZUK=GMXN@IG
JNVRNLI\I
UNVD GKOVXNGV HNMXV GNV HVMV YN[V Y+NKLqNNMNJ6$
JNVRNGKEOYN.NGV YXTONMQNcQ[VFNOV \VGM[VWVMUG
LI\I
UNVDGNVHNMUN[N$Ê
ijes'oj us vkidks ftu yksxksa ds fo"k; esa lpsr fd;k gS
muds lkFk O;ogkj djus ls vkidks cpus dh t+:jr gks
ldrh gS
IQLMHV
RMYNLLM\NV[NDVDGVkQGV[\UEMNQNVDGNVL][9
GMUNJ6 UNV YNLGNV YN[V PXGV ON)N2RJNMGMXV OV FSXV GK
WMUL0OGUKJ6UNIGYNLYLXVYNLGNVPX\NV[NVDGVON)N
P\!NXVOVFSNOGUVJ6D$
vkidks dqN yksxksa ls nwj pys tkus dh t+:jr gks ldrh gS
IQLMHV
RMGNYN5HNYNLGNVOSVUGMUNJ6IGGT1FNUVDRJNDGK
WNMJKJ6DYN6MGJKWNMJKJ6DYN6M[\UYN5HNDPOLIMI/)NIUHVD
GN=GMMJKJ6D@EOI\YNLGNVRJNDXJKDMJXNSNIJ@UNVYNLGNV
P'UOHZJGV\NV[NVDOVQZMJNVWNXVGKWMUL0OGUKJ6$
204
GN=/)N\ GV
NN
RU IONDU
xyr ekè;e ¼nq"VkRek½ dh vksj ls fn, x, ßHkfo";}k.khÞ ds opu
ds lkFk lger gksus ls bUdkj djsa
G+NK G+NKWF2I'U+NIR`NNKGNRSXQVUNJ6@UFRJRN/UR
HVD[\UYN5HNÑ+NNRKGJXVRN\KYN5HN@+NGNYN5HN@WNQZ9NVXN@
IXD NYNIQÐGVL]+NNRHVDGN=GMUNJ6@UFLMHV
RMGNYN5HN
YNLGNVOSVUGMUNJ6IGYNLRJA+NIR`NNK GNRSX/RKGNM
GMXVOVE8GNMGMVDYN6MPOOVOJHUXJNVD$YNLPORSXGN
E8GNMGMVDYN6MPOVYNLGVWKRXHVD/)NNXNL]+NNRQVXVOVE8GNM
GMVD$
205
SD[NE= GV RMQNX (Gifts of healing)
13
paxkbZ ds ojnku (Gifts of healing)
ifjHkk"kk
SD[NE= GV RMQNXLMHV
RMGNY\N6IGGGN= J6 IWOGNLIMNNH
FKHNM2I'UGK+NN6IUGN+NNRXN5HGSD[NE=HVDJNVUNJ6$
SD[NENVDGVRMQNXHVI0G\0N:'9MGVGN=GVOHNXXJKDJNVUV
WNVYN6NqNKGV`NMNSD[NE=LMYNqNNIMUJNVUVJ6D$

NMKMYN6MHXGKOH/NDGE=GNMNNVDOVP5L8XJNVUKJ6D@YN6M
GT1LIMI/)NIUNVDHVDGE=GNMGPOGVLK1VGN=MUJNVUVJ6DW8HGV
OHGT1QNVN@YNXTRDI
NGOH/ND/RN/)GVL]IU\NLMRNJKN
QT2=RJNM@ QT"N=9XN N "NNR@ W6IRG#Q6IJG OH/ND@ POK UMJ
QT9N5HNYNVDGNGN=$
XGVWV2JKHVD FJT\UNÑOFL]GNMGKFKHNIMNVD OVSD[NE=ÐYN6M

IRIRqNUNÑGE=I+N8XUMKGVIWXGV`NMNY\N6IGGSD[NENDL][9JNVUK
J6DNQKWNUKJ6DÐGNVQ
NN=XVGVI\QT[XVFJTRSXGNRMQNXNVDÊ@
SD[NENVDÊGNPLNV[IGN[NJ6$
LMHV
RMGE=UMJOVSD[NGMUNJ6@IWXHVDOVGJ6SD[NENVD
GVRMQNXNVDGV`NMN$Y\N6IGGSD[NENDG6OV"NI9UJNVUKJ6DEOGN
IQR[K=GMNIGNWN@UNVJHUKXO(+NRXKR[NV=DGNP<\V>N
GMOGUVJ6D
ÑYÐLMHV
RMHVD2I'U[UIR
RNOYN6MPOGVRSXGV`NMNÑFÐ
SD[NE=GVYI+NNVGYN6MSD[NE=GVRMQNXNVDGV`NMNÑGÐLMHV
RMGK
PLI/)NIUYN6MHIJHNGV`NMN$
206
GN=/)N\ GV
NN
RU IONDU
O;fDrxr paxkbZ ds vfHk"ksd ijes'oj dh

fo'okl ds }kjk vkSj paxkb;ksa ds mifLFkfr vkSj
ojnkuksa ds }kjk efgek ds }kjk
JND LM 2I'U JND LM SD[NE= GN LMHV
RM\NV[NVD OV/RUD
LMHV
RMGVRSXLM YI+NNVGYN6MSD[NE=GV LOV@ONR=+NN6HUMKGV
IR
RNOGMUNJ6YN6M RMQNX2I'UGV`NMN OV GN= GMUNJ6 YN6M
PXGV 2I'U[U GN= GMUV J6D YN6M \NV[SD[VJNVUVJ6D$\NV[
IR
RNOGV`NMNL]N,U FKHNM2I'UGNVSD[NE= IR
RNO GV `NMN L]N,U
GMUNJ6@W6OV HMGTO QKWNUKJ6$ GMUVJ6@D POKUMJIWX
$ \NV[NVDGVLNOYNR
G
UN6M LM IR
RNO XJKD
JNVUNRV+NKSD[VJNVUVJ6D$
OVRGRSXIO>NNUN YIqNGUMPQNJMNNVD HV@D LMHV
RMGKPLI/)NIU
J6@ \NV[NVD HVD IR
RNO FKHNM 2I'U GNV +NK YN6MHIJHNGN/RN[U
GNVFNXVHVDOJNUN IR
RNO M>NXN Y'OM[JX/UTIUYN6M
GMUNJ6YN6MIR
RNO YNR
G JNV U N J6 $ YNMNqNXN@YN6ML]5N
NN
HVD \NV[NVD GNVOVRNL]QNX LMDUT@GT1YLRNQJ6D GV P3SFNVqNGV `NMN
GMUN J6 $ LM/LM YN6MIWX\NV[NVD GVLNO IGNWNUNJ6$
IR
RNOPO2I'UGV IR
RNOXJKD JNVUNRV
I\ LMHV
RM GK +NKG+NK G+NKONR=+NN6H
SD[NE=L]N,UGMUNJ6$ UMKGV OV SD[NE= LNUV
J6D$
JHVDUKXNVDLIUNVDHVDSD[NE=GKOVRNGMXNOK>NXNJ6YN6MW6OV
LMHV
RMGN=GMXNSNJUNJ6POGVYXTONMPOGVON)NYN[VFXN
J6$IR
RNIONVD GV XNUV JHO+NKGNV JWNXXNJ6 IGJHYLXK
/RDGKSD[NE=G6OVL]N,UGMVDYN6MLMHV
RMHVDYN6MPOGVRSXHVD
YLXV2I'U[UIR
RNOGV`NMNYLXN/RN/)G6OVFXNM>NVD$
207
Y'OMJNVOGUNJ6SD[NE=LNXVRN\NIGYLXVOIIR
RNO
GNPLNV[XGMUNJNV YN6MI4M+NKWFGNVE=PXGVI\L]N)N=XN
GKOVRNGMUNJ6YN6MPO2I'UGV`NMNSD[NE=GVRMQNXL][9JNVUV
J6D@UFRVSD[VJNVWNUVJ6D$O(LZN=LIR
NN/ HVDY\N6IGGSD[NE=GV
YXVGPQNJMNJ6D$EOIRNLMYIqNGIR/UCUYqXGVI\@
fLNLKOKL]GN
NXGKIRXNHZ<LT/UGSD[NE=YN6M1T9GNMV
GKOVRNGMXNÊQV>NVDWNVEOLUVLM0NcX\NV0GVI\PL\&qNJ6
apcwo.org/publications.
JNDLMGT1PQNJMNJ6D

vfcesysd dh iRuh vkSj lsodksa dk cka>iu ls paxk gksuk
YF]NJHXVYIFHV\VG@POGKL5XKYN6MQNIONVDGVI\L]N)N=XNGK$
UFP8JVDODUNXJTE=ÑP5LI5UÐ$
ijes'oj us vius vkidks vius yksxkas ds paxkbZdrkZ ds :i esa izxV
fd;k
IHO]OVIX[=HXGVFNQ@PXGKWD[\GKO(LZN=N NGVQN6MNX@
\NV[P5UH/RN/)LNGMOTMI^NU)NV$LMHV
RMXVYLXV\NV[NVDGV
ON)NJRNSNFNDqNK)NKIGRJPXGNSD[NGMXVRN\NLMHV
RMJ6
YN6MPOXVPXLMYLXNRNSNGNXNHL][9IGNJNVRNMN4N
ÑIX[=HXÐ$Y5DUIQ\S/LFNUJJ6IGFNEF\HVDI\>NNJ6
IGWFRVLMHV
RMGVL]IUYN.NGNIMUNHVD S\MJV)NV@UFPXGVONMV
[NV NVDHVDG+NKFKHNM2I'UXJKD)NN$@
Hktulafgrk 105%37
rc og vius xksf=;ksa dks lksuk pkanh fnyk dj fudky yk;k] vkSj
muesa ls dksbZ fucZy u FkkA
208
GN=/)N\ GV
NN
RU IONDU
ugsE;kg 9%21
pkyhl o"kZ rd rw taxy esa mudk ,slk ikyu iks"k.k djrk jgk] fd
mudks dqN ?kVh u gqbZ( u rks muds oL= iqjkus gq, vkSj u muds ikao
esa lwtu gqbZA
Hktulafgrk 107%19&20
19 rc os ladV esa ;gksok dh nksgkbZ nsrs gSa] vkSj og ldsrh ls
mudk m/nkj djrk gS(
20 og vius opu ds }kjk mudks paxk djrk vkSj ftl xM+gs esa
os iM+s gSa] mlls fudkyrk gSA
ukeku dks<+h dk paxk fd;k tkuk
XNHNXXV +NIR`'UNGV RSXGV YXTONMIGNYN6MSD[NE= L]N,U
GK$UFI\
NNXVGQZUOVPOGVLNOJGJ\N+NVWN@IGUZ
WNGMMQXHVDONUFNM0TFGKHNM@UFUVMN
NMKM7NVDGN5NVDJNV
WN[N@YN6MUZ
NTJNV[N$LMDUTXNHNXNVINUJNVJGJUNJTYN
S\N[N@IGH6DXVUNVONVSN)NN@IGYR
RJHVMVLNOFNJMYN[N@
YN6M>N0NJNVGMYLXVLMHV
RMJNVRNOVL]N)N=XNGMGVGNV GV/)NNX
LMYLXNJN)N4VMGMGNVGNVQZMGMV[N'NQIH
GGKYFNXN
YN6MLL=MXIQNDEO]N\GVOFW\N
NNVDOVP¿NHXJKDJ6?'NHD6D
PXHVD/XNXGMGV
NTXJKDJNVOGUNJZD?EOI\VRJW\W\NJ9
OV+NMNJTYN\N69GMS\N[N$UFPOGVOVRGLNOYNGMGJXV
\[V@JVJHNMVILUNIQ+NIR`'UNUT!VGNVE=+NNMKGNHGMXVGK
YN.NQVUN@UNV 'NUZ POV XGMUN?I4MWFRJGJUNJ6@IG
/XNXGMGV
NTJNVWN@UNVIGUXNYINGEOVHNXXNSNIJV$UF
POXVLMHV
RMGV+N'UGVRSXGVYXTONMMQXGNVWNGMPOHVD
ONUFNM0TFGKHNMK@YN6MPOGN
NMKM1NV9V\0GVGNONJNV[N
YN6MRJ
NTJNV[NÊÑMNWN Ð$
209
jktk fgfTd¸;kg dh paxkbZ
LMHV
RM XV SD[NE= QVXV GV I\ +NIR`'UN
NNNJ GNV MNWN
IJI7GÃNJGVLNO+NVWNYN6MPOGKPH]L8Q]JRN=FNQK$EO
HNH\VHVDIQ\S/LFNUJJ6IGLMHV
RMXVYDWKMGKI9IGNGN
PLNV[IR
RNOGV GN= GV LHDV IGNIWOOV IJI7GÃNJGNV
POGKSD[NE=L]N,UGMXVHVDOJNUNIH\K$IG\N69GMHVMKL]WN
GVL]NNXIJWIGÃNJOVGJ@IGUVMVHZ\LTNQNcQGNLMHV
RM
JNVRNNVDGJUNJ6@IGH6DXVUVMKL]N)N=XNOTXKYN6MUVMVYNDOZQV>NVJ6@
QV>N@H6DUT!VSD[NGMUNJZDLMONVDUZJNVRNGV+NRXHVDWNOGV[N$
YN6MH6DUVMKYNTL8Q]JRN=YN6MF0NQZD[N$YN6MY
NZMGVMNWNGV
JN)NOVUT!VYN6MEOX[MGNVFSNcD[N@YN6MH6DYLXVIXIH¿NYN6M
YLXVQNOQNcQGVIXIH¿NEOX[MGKM^NNGD[N$UF
NNNJ
XVGJN@YDWKMNVDGKGI9IGN\NV$WFP8JNVDXVPOV\VGM4NV0VLM
FN8NN@UFRJSD[NJNV[NÊÑMNWN Ð$

;h'kq dh lsodkbZ
SNMNVD OTOHNSNM2I'UNVD GV YN6M\NV[NVD GV GE= PQNJMNFUNUV J6D
WJNDLM\NV[NVDXVK
NTHOKJGKOVRGNE=GV`NMNSD[NE=L]N,UGK$
L]+NTK
NTHOKJLIR YN5HNGVYI+NNVGHVDJNVGMSD[NE=GMUN)NN$
IWUXV\NV[POGVLNOIR
RNOOVYNP8JNVDXVSD[NE=YN6M1T9GNMN
LNN$PXGVLNOYNR
GUN6MLMIR
RNOXJKD)NN@LMDUTPXHVDOV
GT1\NV[NVDGK+NKOVRNGK[E=YN6MP8JNVDXVSD[NE=LNE=@W6OVF6UJOQN
GV!K\LNORN\N2I'UÑZJ8XNÐNZJ8XNHVDW8HOVY8qNV
2I'UGKSD[NE=$L]+NT K
NT XV GE= UMJOV OVRGNE= GK$POXV
FKHNMNVD LMJN)NM>NV$\NV[NVD XV POV 1ZYN$POXV YN.NGNRSX
GJN$POXV\NV[NVDGNVSD[N"NNVINUIGNYN6MP8JVDIR
RNOGVON)N
"NMWNXVGVI\GJN$POXV\NV[NVDGNVVONGNHGMXVGVI\GJN
WNVRVXJKDGMLNUV$POXVGT1YONHN8GN=IGNW6OV\NV[NVDGNV
210
GN=/)N\ GV
NN
RU IONDU
YLXK)NZGOV1TYNNYLXK)NZGGVON)NIH9a9KONXGMPOVY8qNK
YND>NNVDLM\[NN@YNIQ$K
NTXVOFL]GNMGKFKHNIMNVDYN6MMNV[NVD
GNV SD[NIGN$
eRrh 11%4&5
4 ;h'kq us mÙkj fn;k] ßtks dqN rqe lqurs gks vkSj ns[krs gks] og lc
tkdj ;wgék ls dg nks &
5 fd vU/ks ns[krs gSa vkSj yaxM+s pyrs fQjrs gaS( dks<+h 'kq) fd, tkrs
gaS vkSj cfgjs lqurs gSa] eqnsZ ftyk, tkrs gaS( vkSj daxkyksa dks
lqlekpkj lquk;k tkrk gSÞA
;wgUuk 20%30&31
30 ;h'kq us vkSj Hkh cgqr fpUg psyksa ds lkeus fn[kk,] tks bl iqLrd
esa fy[ks ugha x,A
LM8UTVEOI\I\>NV[J6D@IGUTHIR
RNOGMNVIGK
NTJKLMHV
RMGN
LT HOKJJ6@YN6MIR
RNOGMGVPOGVXNHOVWKRXLNYNV$
izkjfEHkd dyhfl;k
L]NMI(+NGG\KIONGVL]VIMUYN6MIR
RNOKGENVDGNVSD[NENDYN6M
1T9GNMVGKOVRNL]QNXGMUV)NV$EXHVD OVGT1IRI
N9SD[NENDJHNMV
I\I\>NK[E= J6D$GW8HOV \D[0N2I'UWNV POQ
NNHDV
SN\KORNNV=DOV)NNUTMDUSD[NJNV[NÑL]VIMUNVDGVGNHÐ$P8JNVDXV
L]N)N=XNIGIGLMHV
RMSD[NGMXVGVI\YLXVJN)NGNVFNYN6M
K
NTHOKJGVXNHHVDIS8JYN6MYQa+NTUGN=JNVDÑL]VIMUNVDGVGNH
Ð$JHQV>NUVJ6DIG\NV[NVDGK+NK0
N\VHGNVYNUKJ6
YN6MRVYLXVFKHNMNVDGNV\VYNUVJ6DYN6MLMHV
RMPXHVDOVL]5VGGNV
SD[NE=YN6M1T9GNMNQVXVGVI\LUMOGK1NNGNPLNV[GMUN
J6ÑL]VIMUNVDGVGNH Ð$WFIR
RNOKOUNRGVGNMNQZOMV
NJMNVDHVDIUUMIFUMJNV[@UFP8JNVDXVWNGMJM/)NNXHVDHOKJGN
L]SNMIGNYN6MPXGVON)NSD[NENDYN6MYN
S=GH=JNVUV)NVÑL]VIMUNVD
GVGNH L]VIMUNVDGVGNHÐ$SD[NENDYN6MYN
S=GH=
211
L]VIMUNVDGVGN=HVDYN6MXE=G\KIONYNVDGVMNVLXHVDY5DUHJ5RLZN=
)NV$LMHV
RMXVLN6\TOGV`NMNYONHN8SD[NENDGK$WFPOOV
HN\YN6MYD[NV1V\VGMFKHNMNVDLMM>NVWNUV)NV@UFRVSD[VJNVUV)NV
YN6M1T9GNMNLNUV)NVÑL]VIMUNVDGVGNH Ð$G\KIONWNXUK
)NKIGL]+NTGKHVWHVDOJ+NN[KJNVXNYN
NKNGN,N\N)NNWNVSD[NE=
YN6MQK"NN=T\VYNUN)NNÑGTIMI8)NNVD Ð$WNVGNVE=FKHNM
JNVUNRJG\KIONGVL]NSKXNVDGNVFTT\NUNIGPXGKSD[NE=GVI\
IR
RNOGKL]N)N=XNGMVÑNGZF Ð$
ifjpkyu ;k dk;Z
SD[NENVDGVRMQNX2I'UGKSD[NE=YN6M+NNRXN5HG/RN/)U)NN
G<NNGNVLTX/)NN=ILUGMXVHVDOJNGIOJNVUVJ6D$GE=SD[NEND
UTMDU YN6M U5GN\ JNVUK J6D@ POK UMJ WF GN4K OH HVD FNQ
SD[NENDJNVUKJ6D@UNVYNXDQHXND$
ifo= vkRek fdl izdkj paxkb;ksa ds ojnkuksa dks Hkstuk

vkjEHk djrk gS
ijes'oj D;k dj jgk gS tkuuk
ILUNWNV GMMJN)NNPOV K
NT XV QV>NNYN6MPOXV +NKRJKIGN
ÑZJ8XNÐ$EOKI\POXVFVUJO6QNGK!K\GVLNOPOHXT
GNVSD[NIGN$Y'OMO+NNHVDOVRGNE=GMUVOHN2I'U[U
UN6MLMIGOKOVFNUVDGMUV#OVRNGMUVOHYNLGVLNOJ.NX
JNVUNJ6IGLMHV
RMSD[NGMXNSNJUNJ6NIRI
N9LIMI/)NIUNVD
GNVSD[NE=QVXNSNJUNJ6$
Kku ds opuksa ds }kjk
IGOKO+NNHVDOVRNGMUVOHN\NV[NVDGVON)N2I'U[UUN6MLM
FNUVDGMUVOHLMHV
RM.NXGVRSXNVDGV`NMNIRI
N9MNV[NVDGNV
IW8JVDRJSD[NGMXNSNJUNJ6@L][9GMUNJ6$EX.NXGVRSXNVD
212
GN=/)N\ GV
NN
RU IONDU
GNVYNLFNV\UVJ6DWNVIRI
N9I/)NIUNDNMNV[JNVOGUVJ6DN
NMKM
GVIRI
N9^NV WJNDLMRJPO^NN/L
N=GMUNJ6$EOOVIR
RNO
HVDP8XIUJNVUKJ6YN6M\NV[SD[NE=L]N,UGMUVJ6D$
ijes'oj dh paxk djus okyh mifLFkfr vkSj vfHk"ksd dks igpkuuk
O+NNGVQN6MNX@YNLGNVLMHV
RMGKSD[NGMXVRN\KPLI/)NIUYN6M
SD[NE=GVYI+NNVGGNJONOJNVUNJ6$L]+NTGKONH)N=SD[NGMXVJVUT
PLI/)NUJNVUKJ6Ñ\ZGNÐ$YNLPOGVYXTONMOVRNGMXV\[UV
J6D$\NV[IR
RNOOVYI+NNVGGNVL]N,UGMUVJ6D@PO/ KGVOHNX
IWOXVK
NTGVR/ GK1NVMGNV1TYNÑHMGTO ÐNPO
+NK0GVOHNXIWOXVK
NTGNV1TYNYN6MRVSD[VJNV[Ñ\ZGNÐ$
yksd fo'okl vkSj vis{kk ls ekax djrs gSa
LMHV
RM\NV[NVDGVkQNVDGKYLV^NNYN6MIR
RNOGNP5UMQVUNJ6$
EOI\WF\NV[YLV^NNYN6MIR
RNOGV ON)NLMHV
RMGKYNVM
QV>NUVJ6DYN6MP8JVDOVRNL]QNXGMXVJVUTHNXRLN GVLHVDPXGV
LNOYNUVJ6D@UFLMHV
RMPXGKWMUGNVLZMNGMXVJVUTSD[NENVD
GVRMQNXNVDGNV+NVWUNJ6$YNLQV>NUVJ6DIGPXGVLNOSD[NE=LNXV
JVUTIR
RNOJ6YN6MLMHV
RMPXGVIR
RNOGVP5UM/RLGN=
GMUNJ6$
paxkb;ksa ds ojnkuksa dks dSls izxV djsa

vki ijes'oj dks tks djrs gq, ns[krs gSa mldh ?kks"k.kk djsa
WFYNLYLXKYN5HNHVDWNXUVJ6DIGLMHV
RMSD[NE=U)NN1T9GNMN
QVXVGVI\\NV[NVDGVOHZJGVFKSN2I'ULMHD0MNMJNJ6@UF
WNVGT1LMHV
RMYNLGNVYN5HNHVDIQ>NNUNJ6POGKYNL"NNVNNN
GMUV J6D$EOOV \NV[NVD GV kQHVD IR
RNOODWKIRUJNVUNJ6 YN6M
LMHV
RMSD[NENVDGVPXIRI
N9RMQNXNVDYN6MYN
S=GHNV=DGNV+NVWXV
GV `NMNYNLGNV WNV IQ>NNUNJ6 POGKLTI9GMUNJ6$LUMOXV
213
LJSNXNIGLMHV
RMVIXNOGVI\'NGMMJN)NNYN6MLMHV
RM
POGVI\WNVGMMJN)NNPOGKPOXVJ"NNVNNNGKYN6MVON
JTYNIGLUMOJMW[JI4MUNJTYNPXLIR \NV[NVDGVLNO+NK
LJTDSN@WNV\TtNHVDMJUV)NV$RJNDPOVIXNOXNHG\GRVGNHNMN
JTYNGHXTIH\N@WNVYN%RN=OV>NN9LML0N)NN$LUMOXV
POOVGJN@JVVIXNOK¦NTHOKJUT!VSD[NGMUNJ6P%@YLXN
IF1N6XNIF1N$ÊUFRJUTM8UP%>N0NJTYN$YN6M\TtNYN6M
NNMNVX
GV OFMJXV RN\V POV QV>NGML]+NT GKYNVMI4MVÊÑL]IMUNVD GV GNH
Ð$
Kku ds opuksa dks izxV djuk
YNL.NXGVRSXNVD GNVGJUVJ6D WNVLMHV
RMGNYN5HNYNLGNVQVMJN
J6$YNLWNVGJUVJ6DPOV\NV[[]JNGMUVJ6DYN6MRVIR
RNOGV`NMN
LMHV
RMGVON)NO(FDqNFXNUVJ6DYN6MLMHV
RMSD[NENVDGVRMQNXGV
`NMNWNVL][9GMUNJ6POVRV[]JNGMUVJ6D$
fo'okl vkSj izkFkZuk ds }kjk
VONOHJNVUNJ6WFYNL\NV[NVD LMGVR\JN)NM>NUVJ6D YN6ML]N)N=XN
5N)NNIOMLMUV\H\GMGV`NMNNSD[NE=GKYN.NQVGMP8JVDOVRN
L]QNXGMUVJ6D$JVONOH+NKJNVUNJ6WFLIR YN5HN\NV[NVD
GNVSD[NGMXVJVUTSD[NENVDGVRMQNXNVDGNVL][9GMUNJ6$
yksxksa dks muds fo'okl ds vuqlkj dk;Z djus gsrq izsfjr djuk
LN6\TOWFL]N)N=XNGMMJN)NN@UFEO\D[0V 2I'UGV HXHVD
IR
RNOP5L8XJTYN$LN6\TOXVWNXI\NIGLMHV
RMPOGVkQ
HVD'NGMMJNJ6YN6MPOXVPOVPOGVIR
RNOGVYXTONMGN=
GMXVGKYN.NQK\T/ NHVDGHXTF6%N)NN@WNVLNDRNVDGNIXF=\
)NN$RJW8HJKOV\D[0N)NN@YN6MG+NKXS\N)NN$RJLN6\TOGNV
FNUVDGMUVOTXMJN)NNYN6MEOXVPOGKYNVM9G9GK\[NGMQV>NN
214
GN=/)N\ GV
NN
RU IONDU
IGEOGNV SD[NJNV WNXV GNIR
RNOJ6$YN6McDSV
N&QOV GJN@
YLXVLNDRNVDGVF\OKNN>N0NJNV$ÊUFRJP1\GMS\XVI4MXV
\[NÊÑL]VIMUNVDGVGNH Ð$
RJSD[NE=GNRMQNX)NNNYNLGVIR
RNOGVGNMNNPO
QZOMV2I'UGVGNMNJSD[NE=JTE=N'NLMHV
RMONR=+NN6IHG
UN6MLMYLXKPLI/)NIUYN6MHIJHNHVDGN=GMMJN)NN@EOHVDP\!V
XMJVD$LMHV
RMGKE31NYN6MJHNMKE31NFKHNMNVDGNVSD[NJNVUVJT
QV>NXNJ6$EOI\EOO5HVDYNXDIQUJNVDIGRJ2I'USD[NJNV
[NYN6MONMKHIJHNLMHV
RMGNVQVD$
215
ONH)N= GV GNH (Working of Miracles)
14
lkeFkZ ds dke (Working of Miracles)
(Working
ifjHkk"kk
ONH)N=GVGNHNVDGNRMQNXL]fIUGVH@WKRXGKLIMI/)NIUNVD@
"N9XNYNVD YN6M HNXR NV;UN HVD Y\N6IGG J/U^NVL J6@ IWOGN
LIMNNHPOLHVDJNVUNJ6IWOGNRN=XGVR\YN
S=GH=GVL
HDVIGNWNUNJ6$EOHVD YN
S=WXGLOVYNLZIU=JNVXN@MSXN5HG
SD[NE=ÑPQNJMNYN:LMV
NX`NMNWNVYD[J9NIQ[)NVPXGN
RNLOY\N6IGGLOV LTX/)NNILUIGNWNXN@L]5NMNVLNNVD GN
[NFJNVWNXN@YNIQÐ@L]NfIUGIXHNVDGNP<\D"NXYN6MY\N6IGG
"N9XNDN"N9XNYNVDGNFQ\XN$YN
S=GH=GNYDIUH4\\NV[NVD
GKWMUVDLZMKJNVUKJ6@>NNVJTL]+NTGKYNVMI4MUVJ6DYN6MLMHV
RM
GKHIJHNJNVUKJ6$
FNEF\LMHV
RMGKLT/UGJ6IWOXV\NV[NVDGVHqYN
S=GH=
IG$XNIXHYN6MLTMNXNIXHQNVXNVDHVDYN
S=GH=F0KOD>N
HVDJ6D$LMHV
RMFQ\NXJKDJ6@POXVYLXKONH)N=>NNVE=XJKDJ6YN6M
YNW+NKYN
S=GHNV=DGNVGMUNJ6$ONH)N=GVGNHNVDGNRMQNXJ6
IR
RNOKGV`NMNLIR YN5HNGNPOGKYN
S=GH=GKONH)N=GNV
L][9GMXN$
JNDLMGT1YN
S=GH=IQJ6DIW8JVDJHLIR
NN/ HDVLNUV
J6D$

ONMNGVFND!JNVXVLM+NKYF]NJHYN6MONMNGNVPXGKRCNR/)NNHVD
EOJNGJTYN$
216
GN=/)N\ GV
NN
RU IONDU
HZON
• IHO] HVD YN
S=GH=
• \N\OHTQ]GNVQNV+NN[NVDHVDFND9XN
• G0TRVLNXKGNVHK%NFXNXN
• MNVWH8XNYN6MF9VMIQ[
• S9a9NXOVLNXK
JNV
NZ
• MQXXQKGNW\QNV+NN[NVDHVDFD9XN
• MKJNVGKQKRNMNVDGNI[MXN
• OZ=YN6MSDQ]HNLZMVIQXYNGN
NHDVI/)NMMJV
I
NH
NNVXGNY\N6IGGLOVONH)N=L]N,U
NNMKIMGF\
I\ÃNJ
• GE=IQXNVDUGL]IUIQXQNVFNMGN6YNMNV9KYN6MHNDO\NUN
)NN
• ONMLUGKIRqNRNGNUV\YN6MYN9NF[N
• IRqNRNGVFV9VGNVHCUGNVDHVDOVIW\NXN
• /R[=OVYN[PUMGMFI\QNXGNV+N/HGMUKJ6
• UKXRNNV=DGVYGN\GVL
SNURNN=
• "NNV0NVDGVM)NNVDOVYN[VQN60GMWNXN
• /R[=QZU`NMNQK[E= MNV9KYN6MLNXKGV GOHGV
+NNVWXLMIQXNVDUGWKIRUMJXN
• MQXXQKGNVQNV+NN[NVDHVDFND9XN
\K
NN
• MQXXQKGNVQNV+NN[NVDHVDFND9XN
217
• MKJNVGVLNXKGNSD[NJNVXN
• IRqNRNGVGW=GNVQZMGMXVGVI\GGT,LKHDVUV\GN
FXN
• FND!
NZXVHK/ KGNVYN
S=WXGLOVODUNX
•
NZXVHK/ KGVHCUF3SVGNVIW\NXN
• ON[HVDOV"NNUGIRNGNV
NTGMXN
• ON6LTNNVDGNVFKDOMNVI9NDI>N\NE=D
• XNHNXGNVGNVOVSD[NE=
• GT<JN0KGNLNXKLMU6MXN
• HCU2I'UGN
NR\K
NNGKJI0a0NVDOV1Z[NYN6M
RJIW8QNJNV[N

NN
• OZ=GK1NNQOYD
NLK1VJNV[E=
;h'kq
• LNXKGNQN>NMO
• JH\NRM+NK0HVDIFXNJNIXGVIXG\WNXN
• MNV9K YN6M H1I\NVD GNV FNXN YN6M LNDS JWNMNVD GNV
I>N\NXN
• YN8qNKGNV
NNDUGMXN
• LNXKGNQN>NMO
• LNXKLMS\XN
• H1I\NVDGNYN
S=WXGLOVWN\HVDYNXN
• H1\KGVHTDJHVDIO'GN
• [ZD[VGNVSD[NGMXN
218
GN=/)N\ GV
NN
RU IONDU
LUMOGK1NNOV\NV[SD[VJT
ikSyql
• GT1OHGVI\I\HWNQZ[MGNVY8qNNGMIQN
• HN\YN6MYD[NV1NVDGNV\NV[NVDLMM>NXVGV`NMNYONHN8
YN
S=GH=@\NV[SD[VJTYN6M1T0N[
• HN<9N`KLLMONDLGVGN9XVLM+NKJNIXXJKD
dk;Z
W6ONIGcLMP<\V>NIGN[NJ6@YN
S=GH= GNYDIUH4\
\NV[NVDGKWMUNVDGNVLZMNGMXN@>NNVJTYNVDGNVL]+NTGKYNVM\NXN
YN6MK
NTHOKJGNVHIJHNQVXNJ6$
IS8J@SH5GNM@YN
S=GH= YN6MLIR YN5HNGV RMQNXWNV
ODQV
NL]SNMIGN[NJ6POGKA[RNJKQVUVJ6D$
bczkfu;ksa 2%3&4
3 rks ge yksx ,sls cM+s m)kj ls fuf’apr jgdj dSls cp ldrs gSa]
fu’p; gqvk\
YN6MON)NJKLMHV¦RM+NKYLXKE31NGVYXTONMIS8JNVD@YQa+NTUGNHNVD@YN6M
XNXNL]GNMGVONH)N=GVGNHNVD@YN6MLIR YN5HNGVRMQNXNVDGVFND9XVGV`NMN
EOGK[RNJKQVUNMJN$
LMHV
RMOFL]GNMGVYN
S=GH=GMOGUNJ6YN6MGMV[N@
PXFNUNVDGNV+NKIWXGVIRNHVDYFUGQV>NNYN6MOTXNXJKD[N
)NN@RV+NK$EOI\RJIWOL]GNMGVYN
S=GHNV=DGNVJHNMVHqHVD
GMV[NP8JVDJHVDOKIHUXJKDGMXNJ6$
219
lkeFkZ ds dkeksa ds ojnku dks dSls izkIr fd;k tkrk gS
ONH)N=GVGNHNVDGVRMQNXGNGN=+NKSD[NENVDGVRMQNXGV
OHNXJKJ6
ijes'oj D;k dj jgk gS ;g tkuuk
Y'OMWF2I'U[UUN6MLMYNLIGOKYNMNqNXNO+NNHVDOVRGNE=
GMUVJ6DNFNV\UV#OVRNGMUVJ6D@UFYNLGNVJ.NXIH\UNJ6IG
LMHV
RMIRI
N9YN
S=GHNV=DGNVGMXNSNJUNJ6$
Kku ds opuksa ds }kjk
LMHV
RMIRI
N9RMQNXNVDGNVL][9GMUNJ6IW8JVDRJ+NVWXNSNJUN
J6$YNLE8JVD .NXGV RSXGJUV J6D$V .NXGV RSX2I'UGV
WKRXGKIRI
N9LIMI/)NIUNVD GNRN=XGMUV J6D IW8JVD LMHV
RM
FQ\QVUNJ6$EOOV IR
RNOHVD P8XIUJNVUKJ6 YN6M\NV[YLXN
YN
S=GH= LNUV J6D$
ijes'oj dh lkeFkZ ds dke djus okyh mifLFkfr vkSj vfHk"ksd dks
igpkuuk
YNMNqNXN GV QN6MNX YNLGNV LMHV
RM GK YN
S=GH= GMXV RN\K
ONH)N= YN6MONH)N= GV GNHNVD GNYI+NNVGPLI/)NUJNVUNJ6$YNL
POGVYXTONMOVRGNE=GMXV\[UVJ6D$LMHV
RMWNVGT1GMUNJ6
POGVL]IUP5UMGVLHVD\NV[YNSMNGMUVJ6D$
yksx vis{kk vkSj fo'okl ds lkFk ekax djrs gSa
\NV[YLV^NNYN6MIR
RNOGVON)NJE31NM>NUVJTYNUVJ6DIG
LMHV
RMPXGVWKRXGKLIMI/)NIUHVDJ/U^NVLGMVYN6MPXGVI\
ONH)N=GVGNHNVDGNV+NVWV$
220
GN=/)N\ GV
NN
RU IONDU
lkeFkZ ds dkeksa ds ojnku dks dSls izxV djsa
ONH)N=GVGNHNVDGVRMQNXGNVL][9GMXNSD[NENVDGVRMQNXNVDGNV
L][9GMXVGVOHNXJKJ6$
vki ijes'oj dks tks djrs gq, ns[krs gSa mls ?kksf"kr djsa vkSj yksxksa
dks mlds vuqlkj dk;Z djus gsrq izksRlkfgr djsa
WFLIR YN5HNYN
S=GH=ÑYN
S=GHNV=DÐGVIRNHVDL][9GMUN
J6@UFRJYN
S=GH=GMV[N@YNLGNVGVR\POV"NNVINUGMXNJ6$
\NV[NVD OV GJVD IGPOGV YXTONMGN= GMVD$PQNJMNGV UN6MLM@
K
NTXVEOL]GNMGT1GJNIGH9GNVD GNVW\OV+NMQNV@YN6MPOGV
FNQIXGN\GM\NV[NVDGNVFND9QNV$NPOXVLNDSMNVI9NDYN6MQNV
H1I\ND\KD@qN8RNQIQNYN6MSV\NVDOVGJNIGRV\NV[NVDGNVFND9XV
\[VD$POXVLUMOOVGJNIGRJWNGMH1\KLG0VYN6MPOGV
HTDJHVDIO'GNQV>NVV$
ijes'oj ftl izdkj ds vk'p;ZdeZ dj jgk gS mlds fy, Kku ds
opuksa dks dgsa
.NXGV RSXNVD GV `NMNLIR YN5HNPXLIMI/)NIUNVD GV IRNHVD
IRI
N9FNUVDL][9GMV[NIWOHVDOV\NV[[TWMMJVJ6DYN6MJ+NK
FUN[N IG EX LIMI/)NIUNVD GNV FQ\XV GV I\ LMHV
RM 'N
GMV[N$ YNL PX .NX GV RSXNVD GNV /L9 L OV GJVD$ \NV[
L]NV5ONIJUJNVD[VYN6MIR
RNOGV`NMN[]JNGMVD[VYN6MLMHV
RMGV
ONH)N= GV GNHNVD GNV NYN
S=GHNV=D GNV PXGV WKRXNVD HVD YXT+NR
GMVD[V$
fo'okl vkSj izkFkZuk ds }kjk ijes'oj dh vk'p;ZdeZ djus dh
lkeFkZ dks izxV djsa
YNL\NV[NVDGVON)NIH\GMPXGKIRI
N9LIMI/)NIUGVI\L]N)N=XN
GMOGUVJ6DYN6MIR
RNIONVDGVLHVDJHVDIQ[YIqNGNMGN
221
PLNV[GMUVJTYNLPXGKLIMI/)NIUNVDHVDLMHV
RMGVONH)N=GV
GNHNVDGK"NNVNNNGMVDYN6MP8JVDL][9GMVD$WNV2I'UOVRNGMMJN
J6#ONH)N=GVGNHNVDGNVL][9GMMJNJ6YN6MWNV2I'UL]N,UGM
MJNJ6@QNVXNVDGNVIR
RNOHVDGN=GMXNJ6YN6MYN
S=GH="NI9U
JNVD[V$
xykfr;ks 3%5
EOI\WNVUT(JVDYN5HNQNXGMUNYN6MUTHHVDONH)N=GVGNHGMUNJ6@RJ'N
2R/)NNGVGNHNVDOVNIR¦RNOGVOTOHNSNMOVVONGMUNJ6?
\NV[NVDGNVPXGVIR
RNOGVYXTONMYNSMNGMXVJVUTL]VIMUGMXN
JHLIR
NN/ HVDLNUVJ6DIGLMHV
RMXVY'OM\NV[NVDGNVIXQV=
N
IQYN6MSNJNIGRVIR
RNOOVPXIXQV=
NNVDGNLN\XGMVD$WF
\NV[NVDXVPXIXQV=
NNVDGVYXTONMGN=IGN@UFYN
S=GH="NI9U
JT$LMHV
RMYNW+NKPOKUMJGN=GMUNJ6$LMHV
RMGNYN5HN
YNLGNHN[=Q
N=XGMV[NIGYNLIRI
N9IXQV=
NQVD YN6MWF\NV[
POGVYXTONMGN=GMVD[V@UFPXGKWKRXLIMI/)NIUHVDRVVONH)N=
GVGNHNVDGNVL]N,UGMVD[V$
JHLMHV
RMGNVODQZGHVDOKIHUXJKDGMOGUVNPOLM
L]IUFDqNNOKHNDXJKDIXqNN=IMUGMOGUVIGLMHV
RMIGOL]GNM
GVYN
S=GH=GMV[N$LMHV
RMWNVGT1GMXVGNSTXNRGMUNJ6
YN6MWNVGMXVOVRJL]O8XJNVUNJ6@RJOFGT1RJGMOGUNJ6
YN6MGMV[N$ JHNMNLMHV
RMUNV /R[= HVD J6POXV WNV SNJNRJK
IGN J6Ê Ñ+NWXODIJUN Ð$ POGV I\ GT1 +NK YO(+NR N
GI%XXJKDJ6$JVL]+NTJNVRN@UZZXVF0VONH)N=YN6MFNE=JTE=+NTWN
OVYNGN
NYN6MLC)RKGNVFXNNJ6UMVI\VGNVE=GNHGI%XXJKD
J6ÊÑIH=NJÐ$JHVD GVR\POGV ON)NYN[V FXV GV I\
U6NMMJXNJ6 YN6MWNV RJJHLML][9GMXNSNJUNJ6 POGK
"NNVNNNGMXNJ6$
222
GN=/)N\ GV
NN
RU IONDU
15
fo'okl dk ojnku (The Gift of Faith)
ifjHkk"kk
IR
RNOGNRMQNXIR
RNOKGVkQHVDIR
RNOGNY\N6IGGQNX
J6 UNIG RJ IRI
N9 LIMI/)NIU HVD N OH GV IRI
N9 ^NN HVD
YN
S=GH= GV I\LMHV
RMLM+NMNVONGMV$IR
RNOGNRMQNX
ONHN8UN6MLMSD[NENVDGVRMQNXNVDGVON)NYN6MONH)N=GVGNHNVDGV
RMQNXNVDGVON)NO(FJNVUNJ6YN6MGN=GMUNJ6UNIGIGOKGN=
GNVLZMNGMV$
YN5HNGNRMQNXLIMLNVINUNIRGIOUIR
RNOOVI+N8XJ6@WNV
OHGVON)N2I'UXVLMHV
RMHVDODRIqN=UIGNJ6ÑMNVIHNVD@
I)N/O\Ð$IR
RNOGNRMQNXONHN8UN6MLMY/)NNKJNVUN
J6ÑIRI
N9OHYN6MLIMI/)NIUGVI\Ð@WFIGLMHV
RMHVDYNLGV
2I'U[UIR
RNOGNVYNLOHGVON)NWKRXGVIRI
N9^NV HVD
FNUVJ6D$YU@IR
RNOGVRMQNXGVLIMSN\XGVYDU[=UGK[E=
"NNVNNNLMHV
RMGV RSXHVD YNLGV 2I'U[UIR
RNOGK"NNVNNN
GMXVOVI+N8XJ6$
IR
RNOGNRMQNXO(+NNRXNXJKDJ6$JHNXGMS\XNXJKD
J6IGLMHV
RMYNLGVI\GT1GMV[N@GVR\EOI\'NVDIGYNLXV
POGKE31NGKJ6$
LIR
NN/ HVD@WFG+NKJHIR
RNOGVYONHN8L]Q
N=XYN6M
YN
S=GHNV=D GNV QV>NUV J6D@ UF J GJXN OTMI^NU JNV[N IG PO
YN
S=GH=GVJNVXVGVI\LMHV
RMLMIR
RNOGMXVHVDOJ+NN[K
2I'UÑ2I'UNVDÐGVkQHVDIR
RNOGKY\N6IGGL]VMNNRJNDJNVXN
SNIJ$
223
IR
RNOGNRMQNX (The Gift of Faith)
JNDLMLIR
ckbcy ds mnkgj.k % iqjkuk fu;e

HZONYN6MIHO]U)NNWD[\GKN NHVDYN
S=GH=
O+NKYN
S=GH=NONH)N=GVGNHWNVHZONXVIGRVPOGVkQ
HVD Y\N6IGGIR
RNOGVP0V\VWNXVGVLIMNNH/RLJTJNV[
D VUNIG
LMHV
RMXVPOVWNVGMXVGVI\GJN)NN@POVRJGMV$IWUXKFNM
POVLMHV
RMGKYNVMOVIRI
N9RSXL]N,UJTYN@PUXKFNMPOGN
kQIXODQVJLOVEOIR
RNOOV+NM[NJNV[NIGYN
S=GH=
JNV[NJK$POXVLZMKMKIUOVJWNXUVJTLMHV
RMGK\N%KYN[V
FNE=IGLMHV
RMXVWNVGT1GJNJ6RJPOGKYND>NNVDGVOH^N
"NI9UJNV[N$YN6MJHV
NNJKVONJTYN$
;gks'kw vkSj lw;Z dk #d tkuk
JYN
S=GH=LJ\VG+NKQV>NNXJKD[N)NN$RJLJ\VG+NKJTYN
XJKD )NN$HZONGV `NMN+NKXJKD$YN6MI4M+NKPOIQX@WNV GT1
JNV
NZ XV IGN POV GMXV JVUT POGN kQ NO@ ONJO YN6M
IR
RNOOVY\N6IGGLOV+NM[NJNV[N$YN6MPOOH@Y)NN=Ua
IWOIQXJNVRNXVHNVIMNVDGNVEO]NI\NVDGVR
NHVDGMIQN@PO
IQXJNV
NZXVJNVRNOVEO]NI\NVDGVQV>NUVEOL]GNMGJN@JVOZ=@
UZI[FNVXLM@YN6MJVS8Q]HN@UZYÃN\NVXGKUMNE=GVcLM)NHN
MJ$$YN6MOZ=POOHUG)NHNMJN@YN6MS8Q]HNPOOHUG
%JMNMJNWFUGPOWNIUGV\NV[NVDXVYLXV
N TYNVDOVL\9NX
I\N$'NJFNUN
NNMXNHLT/UGHVD XJKD I\>NKJ6 IGOZ=
YNGN
NH0\GVFKSNVFKS%JMNMJN@YN6M\[+N[SNMLJMUGX
0ZFN?XUNV POOV LJ\V GNVE= VONIQXJTYNYN6MXPOGV FNQ@
IWOHVDJNVRNXVIGOKLTNGKOTXKJNV'NVDIGJNVRNUNVEO]N\
GKYNVMOV\0UN)NNÊÑJNV
NZ Ð$
224
GN=/)N\ GV
NN
RU IONDU
ckbcy ds mnkgj.k % u;k fu;e
JHXIXHHVD GE= I\I>NUPQNJMNLNUV J6D WNV L]+NT K
NT GK
OVRGNE= GV `NMNYN6MPOGV SV\NVD GKOVRGNE= GV `NMNJT@HCUG
IW\N[@\D[0VYN6M\GRVOVLKI0USD[VJNV[YN6MYONHN8
YN
S=GH= JT$EXO+NKPQNJMNNVD HVD@JHNXXNOTMI^NUJ6 IG
OVRNGMXV RN\NVD GV kQNVD HVD Y\N6IGGIR
RNOP0V\N[N)NN@
IWOGVLIMNNH/RLSD[NE=NYN
S=GH=JT$
dk;Z
IR
RNOGNRMQNXIXI
SUOHHDV JHNMV kQNVD HVD IR
RNOGN
Y\N6IGGLOVP0V\NWNXNNIR
RNOGKY\N6IGGL]VMNNJ6$
IR
RNOGNRMQNXONHN8UN6MLMSD[NENVDGVRMQNXNVDYN6MONH)N=
GV GNHNVD GV RMQNXNVD GV ON)NO(FJNVUNJ6 YN6MGN= GMUNJ6$
IR
RNOGNRMQNXY8RMQNXNVDGVON)NO(FJNVUNJ6WNVJHVDVOV
^NV NVDHVDWNXVJVUTL]VIMUGMUNJ6WJNDJHY'OMXJKDWNUV$
ifo= vkRek fo'okl dk ojnku dSls nsrk gS

fo'okl dk ojnku vkSj izdk'ku ds vU; ojnku
JHO+NKJHNMVIR
RNOGVYXTLNUHVDÑMNVIHNVDÐ@+NIR`NINND
GMUVJ6DYN6ML]GN
NXNVDGVY8RMQNXNVDHVDÑ.NXGNRSX@FTIGN
RSX@+NIR`NNK@YN5HNYNVD GKLJSNXÐGN= GMUV J6D$YUJH
L]GN
NXGVIRRMNGVGIXI
SU/UMHVDGN=GMUVJTYN
R/U
HJOZOGMUVJ6D$LMDUTWFEXL]GN
NXGVRMQNXNVDGVON)NIR
RNO
GNRMQNXGN=GMUNJ6@UFJHONHN8UNIWXFNUNVDGVY+/U
)NV@PXGKUT\XNHVD IR/UNM@)NN)N=UNYN6MIRI
N9UNGVYN6McDSV /UM
HVDOVRNGMUVJTLZN=UNX/UMHVDGN=GMUVJ6D$JHLIR YN5HN
GNVYXTHIUQVUVJ6DIGRJJHVDL]GN
NXNVDGVRMQNXNVDGVLIMSN\XHVD
X^NV NVDHVD\VWN$
225
IR
RNOGNRMQNX (The Gift of Faith)
fo'okl dk ojnku vkSj paxkb;ksa ds ojnku
SD[NE=GKOVRNGMXVGVGE=UMKGVJ6DYN6MY'OMJHVONLMHV
RM
GVRSXHVD IR
RNOGV`NMNGMUVJ6$D LMDUT@WFIRI
N9SD[NE=GVJNVXV
GV I\POIRI
N9^NNHVD@IR
RNOGNY\N6IGGRMQNXJHNMV
kQGNV+NMQVUNJ6@UFONHN8UNJHIWOFNUGVY+/UJNVUV
J6D@POOV LMV WNGMPOGN= GNV LZMNGMXV JVUT IJNRGV ON)N
FNV\UVYN6MGN=GMUVJ6D$
fo'okl dk ojnku vkSj lkeFkZ ds dke
IR
RNOKJNVXV GV XNUV@JHO+NKLMHV
RMGV RSXHVD IR
RNOGN
PLNV[GMUV JTYN6MPOGKL]IU.NYNVD GV YNqNNMLM@WKRXGK
LIMI/)NIUNVDGVcLMONMVYIqNGNMYN6ML]+NTUNGNPLNV[GMUVJ6D$
VOVHNH\NVDHVDLMHV
RMJHNMVIR
RNOGVP5UMGVLHVDGN=GMUN
J6$IR
RNOGNRMQNXONH)N=GVGNHNVDGVRMQNXGVON)NIH\GM
JHVDVOKFNUVDFNV\XVYN6M"NNVINUGMXVJVUTL]VIMUGMUNJ6IWXLM
JH ONHN8 LIMI/)NIUNVD HVD IRSNM GMXV GN ONJO XJKD GMVD[V$
LMHV
RMGKONH)N=L][9JNVUKJ6YN6MYONHN8YN
S=GH="NI9U
JNVUV J6D$
fo'okl ds ojnku dks dSls izxV djsa

W6ONIGLIR
NN/ HVDI\I>NUYN
S=GHNV=DGVIRNHVDQV>NUVJ6D@
\NV[NVDXVPOIR
RNOGVYXTONMIJNROVFNV\NYN6MGN=IGNWNV
PXGV kQNVD HVD P0V\N[N)NN$YUWFYNLWNX\VUV J6D IG
IR
RNOGNRMQNX+NVWNWNMJNJ6@YNLGNkQY\N6IGGIR
RNO
OVLIMLZN=JNVMJNJ6@UFWNVGT1LMHV
RML][9GMUNJ6POGK
IJNRGV ON)N"NNVNNNGMVD@POV FNV\VD$LMHV
RMWNV FNV\MJNJ6
POGVYXTONMIJNRGVON)NGN=GMVD$EOOVIR
RNOGNRMQNX
+NVWNWNUNJ6YN6MLMHV
RMGNGN=LZMNJNVUNJ6$K
NTGNVHIJHN
IH\V[K
226
GN=/)N\ GV
NN
RU IONDU
16
vkRek ds ojnkuksa esa c<+rs tkuk
EOYqNHVD@JHGT12RJNIMGPLNNVD GKSSN= GMVD[V$IQ
OTOD[ULOVPXGNPLNV[IGN[N@UNVRVYN5HNGVRMQNXNVD
HVDP8XIUGMXVHDVJHNMKOJNUNGMVD[V$
1- ges'kk izse ls izsfjr jgsa

D;k lc vuqokn djrs gSa\ rqe cMs+ ls cM+s ojnkuksa ds /kqu esa jgks!
1 dqfjfUFk;ksa 14%1
L]VHGNYXTGMNGMNV@YN6MYNI5HGRMQNXNVDGK+NKNTXHVDMJNV@IR¦NVNGMGVJ
IG+NIR`NNKGMNV$
L]5VGGN=\NV[NVDGVL]IUYN6MLMHV
RMGVL]IUL]VHOVL]VIMU
JNVGMGMVD$L]VHHVDS\VD@YNI5HGRMQNXNVDGK\N\ONGMVD@IR
RNOHVD
GQHFND$
[\UPQaQV
NVDOVYN5HNGVRMQNXNVDHVDFXVGNL]NOXGMVD@
Y)NN=U@HN8UNGKWMU@YN5H OH)N=X@YJDGNM@QZOMNVDGVON)N
L]IUNVI[UNYNIQ$
2- vkRek ds ojnkuksa dh vkxzg ds lkFk ykylk j[ksa

ijUrq eSa rqEgsa vkSj Hkh lc ls mÙke ekxZ crkrk gwaA
1 dqfjfUFk;ksa 14%1]12]39]40
1 izse dk vuqdj.k djks] vkSj vkfRed ojnkuksa dh Hkh /kqu esa jgks]
fo’ks"k djds ;g fd Hkfo";}k.kh djksA
227
YN5HNGV RMQNXNVD HVD FUV WNXN
12 blfy, rqe Hkh tc vkfRed ojnkuksa dh /kqu esa gks] rks ,slk iz;Ru
39 blfy, gs Hkkb;ks] Hkfo";}k.kh djus dh /kqu esa jgks vkSj vU;
LMHV
RML]5VGIR
RNOKGVI\SNJUNJ6IGRJYN5HNGVRMQNXNVD
GNVL][9GMV$L]IUIQXGVWKRXHVDYN5HNGVRMQNXNVDGKE31NM>NVD$
/HMNM>NVD@YN5HNGVRMQNXNVDGNVGJKD+NK@IGOK+NK/)NNXHDV@IGOK
+NKOHL][9IGNWNOGUNJ6YNLGV"NMHVD@YNLGKLN%
NN\N
NGN:\VWNGN=/)N\HVD@IGOK+NKOHWFYNL\NV[NVDGKOVRN
GMUV J6D$ YN5HN GV L]G9KGMN GK E31N M>NVD$ LIR YN5HN OV
L]N)N=XNGMVD YN6MIFXUKGMVD IGRJO+NKRMQNXNVD GNV +NVWV$IQ
YNLGNV \[UN J6 IG IRI
N9 WMU GNV LZMN GMXV JVUT IRI
N9
RMQNXNVDGKWMUJ6@UNVYN5HNGVPXIRI
N9RMQNXNVDGKE31N
M>NVD$
3- vkiesa ijes'oj ds tks ojnku gSa mUgsa pedk,a

1 rheqfFk;ql 4%14
2 rheqfFk;ql 1%6&7
6 blh dkj.k eSa rq>s lqf/k fnykrk gwa] fd rw ijes’oj ds ml ojnku
dks tks esjs gkFk j[kus ds }kjk rq>s feyk gS] pedk nsA
'NVID GLMHV
RMXVJHVD +NGKXJKD@LMDUT ONH)N=@YN6MLVH] @YN6MODHGKYN5HN
QKJ6$
RMQNXYN\/@+N#ODQVJ@\NLMRNJKYNIQGVGNMNIXI
FXVMJUVJ6D$Y8Y8+NNNNYNVDHVDL]N)N=XNGMXVGV`NMNYNLGVYDQM
GV RMQNXNVD GNV SHGND$YNLGV WKRXGV HNqHOV RMQNXNVD GV
228
GN=/)N\ GV
NN
RU IONDU
L]G9KGMNNVDGVI\LMHV
RMOVIFXUKGMXVGV`NMNYLXVRMQNXNVD
GNVSHGND$YI+NNSXNGMXVGV`NMNRMQNXNVDGNVSHGND YLXV
YNLGNVVOKLIMI/)NIUNVDHVDM>NGMWJNDYNLGNV\NV[NVDGKWMUNVD
GNVLZMNGMXVJVUTYN5HNGVRMQNXNVDGKYNR
GUNJ6$JMOH
YLXVYNI5HGWKRXHVDQCFXVMJVD$YNLLMHV
RMGVRSX@L]N)N=XN@
YN6M2I'U[UYN.NGNIMUNGVWKRXGVYXTLN\XGV`NMNLMHV
RM
GVON)NOJ+NNI[UNYN6MIXG9UNGNOTOD[UWKRXFXNM>NXVGV
`NMNVONGMOGUVJ6D$
4- lkeatL; cuk, j[ksa

xykfr;ksa 5%25
;fn ge vkRek ds }kjk thfor gaS] rks vkRek ds vuqlkj pysa HkhA
YN5HNHVDS\XVGNY)N=YN5HNGVON)NGQHIH\NGMS\XNJ6$
JHV
NNVOV S\VD IGYNLYN5HNGV ON)NONHDW/UNFXNM>NVD$
OSVUMJVDYN6MLIR YN5HNGKOTXVD$YLV^NNGMVDIGYN5HNYNLOV
FNUVD GMV@YNLLMHD0MN@YNLGKY[TRNE=GMV@YNLGNHN[=Q
N=XGMV@
YNIQ$LIR YN5HNGVON)NIXMDUMOJ+NNI[UNFXNM>NVD$LNLYN6M
YqNH=OVQZMMJVD$
5- 'kkar vkSj fLFkj cus jgsa

;'kk;kg 11%2
vkSj ;gksok dh vkRek] cqf) vkSj le> dh vkRek] ;qfDr vkSj ijkØe
dh vkRek] vkSj Kku vkSj ;gksok ds Hk; dh vkRek ml ij Bgjh
jgsxhA
fxurh 11%25&26
25 rc ;gksok ckny esa gksdj mrjk vkSj mlus ewlk ls ckrsa dha] vkSj
tks vkRek mlesa Fkh mlesa ls ysdj mu lRrj iqjfu;ksa esa leok fn;k(
vkSj tc og vkRek muesa vkbZ rc os ucwor djus yxsA ijarq fQj
vkSj dHkh u dhA
229
26 ijarq nks euq"; Nkouh esa jg x, Fks] ftuesa ls ,d dk uke
,ynkn vkSj nwljs dk esnkn Fkk] muesa Hkh vkRek vkbZ( ;s Hkh mUgha esa
ls Fks ftuds uke fy[k fy;s x;s Fks] ij rEcw ds ikl u x, Fks] vkSj
os Nkouh gh esa ucwor djus yxsA
YNXN@PUMYNE=EX
N&QNVDGVI\EF]NXKHVDAQXDFK
N&QJ6
IWOGNY)N=J6@I/)NMMJXN@FXVMJXN@
NNDUMJXN@I/)NMJNVWNXN@
RNOGMXN$
\NV[NVDLMYN5HNGVHD0MNXVGNP<<V>NGMXVGVI\G
N&Q
GNPLNV[IGN[NJ6AYNXN$ 'NVDIGLIR YN5HNJHLMPUM
YNUNJ6@2NRJNIMGQCI9OV@AI/)NMJNVXN JHNMVI\HJ5RLZN=J6@
JHNMKYN5HNHVD
NNDUYN6MIX
S\YR/)NNHVDJNVXN@+N\VJKJHNMVSNMNVD
YN6MFJTU
NNVMYN6M[0F0K'NVD XJNV$ONMV IRGN=NNVD@[0FI0NVD
YN6MYNLGNVP5UVIWUGMXVRN\KFNUNVDGVIRMNVqNHVDYNLGVHXGK
M^NNGMVD$YLXKYN5HNHVD
NNDUYN6MI/)NMMJVD$
6- vkRek dh izsj.kk ls lkgl dk dne c<+k,a

rc vkRek us eq> ls muds lkFk cs[kVds gks ysus dks dgk] vkSj ;s N%
HkkbZ Hkh esjs lkFk gks fy, vkSj ge ml euq"; ds ?kj esa x,A
YN5HNYNLGVYN5HNGV.NXVI8Q]NVDGV`NMNYN6MY8HNqHNVDOV
IWXGV`NMNRJYNLOVFNUVDGMUNJ6@WNVGT1GJMJNJ6POV[]JN
GMVD$YN5HNGVON)NODRNQ/)NNILUGMVDYN6MLJSNXVDIGRJ'N
SNJUNJ6IGYNLGMV$D POGVFNQLIR YN5HNWNVGMXVJVUTYNLGK
Y[TRNE=GMMJNJ6POGVL]IUOHIL=UJNVD$W6OKRJYN.NQVUNJ6
POGVYXTONMFNV\VDNGN=GMVD$RSX+NVWVD$2I'UGKOVRGNE=
GMVD$ONHN8UN6MLM@WFYNLLJ\VGT1IXQV=
NNVDGNVLZMNGMXVJVUT
GQHFNUVJ6DYN6MWFYNLOVRNGMUVJ6D@UFLIR YN5HNYNLGNV
230
GN=/)N\ GV
NN
RU IONDU
YN6MIXQV=
NQV[N$YN5HNGKE31NGVYXTONMYN5HNGVRMQNXNVDHVD
YN[VFUVWNDYN6MPXGNPLNV[GMVD$
WFRJJHLMPUMYNUNJ6@UFJHNMNP5UMJNVXNSNIJ
dk;Z djuk] cksyuk] mls lefiZr gksuk
L]GN
NXP'URSXIR
RNOGNGN= YN5HNGNL]G9KGMN
YN6MONH)N=YNLGVLNOLJ\VOVWNVONH)N=J6POGVPLNV[OV
L]N,UJNVUKJ6$
7- [krjk eksy ysa

1 fFkLlyquhfd;ksa 5%19&21
19 vkRek dks u cq>kvksA
20 Hkfo";}kf.k;ksa dks rqPN u tkuksA
21 lc ckrksa dks ij[kks( tks vPNh gS mls idM+s jgksA
WFYN5HNJHNMKY[TRNE=GMUNJ6YN6MJHVDL]NV5ONIJUGMUNJ6@
UFJHVDYN5HNGNVFT!NXNXJKDJ6$YNLIWUXNYIqNGGQHFNXV
YN6M>NUMNVDGNVHNV\\VXVGVI\U6NMMJUVJ6D@PUXVYIqNGYNL
YLXVYNLGNVLIR YN5HNGVI\PL\&qNFXNUVJ6D@U)NNYNLYN6M
L]GN
NXQV>NLND[V$WFYNLWNX\VUV J6D IGLIR YN5HNGT1
GJXVNGMXVGVI\YNLGKY[TRNE=GMMJNJ6NYNLGNVL]VIMU
GMMJNJ6@UNVAGNMNGNVY\[J9NGMM>NXV GVI\U6NMJNV
WND ÑYLXV IQHN[GNV HN[= OV J9NDÐ$LIR YN5HNWNV GJUNJ6
POHVDOVL]5VGFNUJHNMKFTINUG=GVYXTLXJKDJNV[K$JKD
YNLGNVGQHFNXNJ6YN6M>NUMNHNV\\VXNJ6$
/HMNM>NVD@JYNLGK>NIUGVI\XJKDJ6$JLMHV
RM
GKHIJHNGMXVYN6M\NV[NVDGKOVRNGMXVGVI\J6$YLXVYNLGV
231
I\HMWND$LIR YN5HNGVRMQNXNVDHVDOVRNGMXVGV`NMNYNL
YLXVYNLGVI\GT1GMXVGNL]NOXJKDGMMJVJ6D$YNLJND
LMHN LMHV
RMGKHIJHNGMXVYN6M\NV[NVDGKOVRNGMXVGVI\
J6D$
8- vH;kl djsa] vH;kl djsa] vH;kl djsa

2 rheqfFk;ql 2%21
;fn dksbZ vius vkidks buls 'kq) djsxk] rks og vknj dk crZu] vkSj
ifo= Bgjsxk( vkSj Lokeh ds dke vk,xk] vkSj gj Hkys dke ds fy,
rS;kj gksxkA
LN NVDGVLHVD@JHVDPLNV[KFXXVYN6MU6NMMJXVYN6MU6NM
IGWNXVGKWMUJ6$PLNV[KFXXVYN6MU6NMIGWNXVGN
+NN[J6OTOI7WUYN6ML]I
NI^NUJNVXN$RMQNXLMHV
RMGKYNVMOV
YN$LMDUTJHL]I
N^NNLNOGUVJ6D@LIML'RJNVOGUVJ6DYN6MLIR
YN5HNGVON)NIH\GMGN=GMXVJVUTYLXKNV;UNGNVIOFXN
OGUVJ6D@UNIGPOGKONH)N=GNVYN6MFVJUMU)NNP5UHMKIUOV
L][9GMOGVD$+N\VJKYNLOV[\IUNDJNVD@YNL[0F0NXV\[VD@I4M
+NKJUN
NXJNVD$E31NGMUVMJVDYN6MGQHFNUVMJVD QZOMV
N&QNVD
HVD@Y+NOGMUVMJVD$
9- izR;sd vuqHko ls lh[ksa

YN5HNGVRMQNXNVDGNVL][9GMUVOHYLXVYXT+NRNVDLMHXXGMVD$
YLXKO4\UNYNVDOVYN6MYO4\UNYNVDOV+NKOK>NVD$O4\UNYNVDLM
P8XIUGMUVWNDYN6MEOOVLJ\VYNLOVWNV[\IUNDJTE=DPXOV
FSVD$
232
GN=/)N\ GV
NN
RU IONDU
10- fo'okl esa c<+sa
jksfe;ks 12%6
vkSj tcfd ml vuqxzg ds vuqlkj tks gesa fn;k x;k gS] gesa
xykfr;ksa 3%5
blfy, tks rqEgsa vkRek nku djrk vkSj rqe esa lkeFkZ ds dke djrk
gS] og D;k O;oLFkk ds dkeksa ls ;k fo’okl ds lqlekpkj ls ,slk
djrk gS\
RMQNXIR
RNOOVL][9JNVUVJ6D$YNLLMHV
RMGVRSXHVDHXX
GMXVGV`NMN@LMHV
RMY8\NV[NVDGV`NMNG6OVGN=GMUNJ6EO
IRN HVD YN6M GJNIXND OTXXV GV `NMN@ YN6M Y\N6IGG MKIU OV
LMHV
RMGV L]G9KGMNGV I\LMHV
RMGNYXTOMNGMXV RN\V
\NV[NVDGKOD[IUHVDMJXVOVIR
RNOHVDP8XIUGMUVJ6D$YLXVIR
RNO
GNVP8XUM>NVD$HXXGMVDYN6MLMHV
RMGVYI+NNVGLM@LIR YN5HN
GKONH)N=LMYN6MYN5HNGVRMQNXNVDLMLMHV
RMGVRSXGK"NNVNNN
GMVD$
11- miokl ds lkFk izkFkZuk djsa

IWUXNYIqNGYNLL]N)N=XNGMV[D V PUXNYIqNGYNLLMHV
RMOVOTX[ DV V
YN6MYIqNGIR/UNMGV ON)NOTXVD[V$XNQN>NMOM>NXV RN\KXE=
H
NGVDIFXNPLRNOYN6ML]N)N=XNGVXJKDYNUKD$Y8Y8+NNNNYNVDHVD
FJTUL]N)N=XNGMVD$
12- izdk'ku (Impartation) izkIr djsa

jksfe;ks 1%11
D;ksafd eSa rqels feyus dh ykylk djrk gwa fd eSa rqEgsa dksbZ vkfRed
ojnku nwa] ftlls rqe fLFkj gks tkvksA
233
1 rheqfFk;ql 4%14
LMHV
RMGVRMQNXLMHV
RMGKYNVMOVYNUVJ6D$RJKGHN
O]NVUJ6$WFUGHXTGNV/R[=OVXIQNWN@UFUGRJGT1
XJKD LN OGUNÊ ÑZJ8XN Ð$ LMDUT LMHV
RM JHNMV WKRXNVD HVD
IR_HNXRMQNXNVDLMYN6MQNXYN6MYI+NNVGGNVOIFXNXVÑYNM(+N
GMXVÐYN6ML]QNXGMXVJVUT\NV[NVDGNVPLNV[GMUNJ6$P5L]]VMNN
L]GN
NXLNXNYNLGV WKRXHDV LIR YN5HNGV GN= GV F\YN6M
YNNHNVDHDVYN6MONH)N=WNV0UNJ6$DVONJN)NNVDGNVM>NXVYN6ML]N)N=XN
GV `NMN@PXGKOVRGNE= GV `NMN[]JNGMXV OV ÑPXGV L]SNMGNV
OTXXV@PXGKLT/UGNVDGNVLXVYNIQÐYN6MOD[IUOVJNVUNJ6ÑPXGK
IXG9OD[IUHVDGN=GMXVOVÐ$
13- vkids dk;Z vkSj vfHk"ksd esa c<+sa

L]5VGIR
RNOKGNGGN=J6IWOGVI\LMHV
RMYXT[]JYN6M
ON)NHVDRMQNXQVUNJ6$RMQNXOQ/UNGVGNNV=DYN6MOVRNLQNVDGNV
O^NHFXNUVJ6D$W6OVW6OVYNLYNLGVGN=HVDFUVWND[V@R6OV R6OV
YNLQV>NV[D VIGLMHV
RMGVQNXYN6MRMQNX+NKYNLGVWKRXHVD FUV
WNMJV J6D$YNLGKOVRGNE= GV GN= GV I\YI+NNVGHVD FN6UMK
YN5HNGVRMQNXNVDGVL]G9KGMNHVDFN6UMKP5L8XGMUKJ6$
234
GN=/)N\ GV
NN
RU IONDU
17
ojnkuksa dks izxV djus gsrq
mfpr uhao
WFJHYN5HNGVYIqNGNIqNGL]G9KGMNNVDGNVLNXVGNL]NOGMUV
J6D@UFJHVDJONRqNNXK+NKM>NXNJ6IGJHHWFZUFTIXNQFXN
M>NVD WJND OV JHGN= GMUV J6D$EOYqNHDV@LIR YN5HNGV
RMQNXNVD HVD YN[V FUV OH@JHGE= HJ5RLZN= ^NV NVD GV IRNHVD
HN[=Q
N=XL]/UTUGMUVJ6DIWXGNJHDVLN\XGMXNJ6$EXHVDOVGE=
VOKJ6DIW8JVDPX/ KYN6MLTNNVDGVWKRXNVDHVDQV>NN[NJ6IW8JVD
LMHV
RMXVRU=HNXOHHVDU)NNG\KIONGVEIUJNOHVDFJTUNU
OVPLNV[IGN$JHPXGKO4\UNYNVDOVYN6MPXGV`NMNGK[E=
[\IUNVDOV+NKOK>NOGUVJ6D$EXE8JVDYLXVkQNVDHVDYN5HONU
GMVD$
1- izHkq ds lkFk tks fj'rk gS mlls dk;Z djsa] i)fr;ksa

vkSj rduhdksa ds vkèkkj ij ugha
;wgUuk 15%4&5
4 ßrqe eq> esa cus jgks] vkSj eSa rqeesa( tSls Mkyh ;fn nk[kyrk esa
cuh u jgs] rks vius vki ls ugha Qy ldrh] oSls gh rqe Hkh ;fn eq>
esa cus u jgks rks ugha Qy ldrsA
H6VDQN>N\UNJZD@UTH0NI\DNJNVWNVHT!HVDFXNMJUNJ6@YN6MH6DPOHVD@RJ
FJTU4\4\UNJ6@'NVDIGHT!OVY\[JNVGMUTHGT1+NKXJKDGMOGUV$
YN5HN GV RMQNX IGO L]GNM GN= GMUV J6D EO IRN HVD
IO>NNNWNXNYN6ML]I
N^NNL]N,UGMXNY31NJ6@LMDUTJ/HMN
M>NVD IGMN7GKL]5VGFNUMNWNGV ON)N2I'U[UO(FDqNLM
YNqNNIMUJ6$QCJNVWNDYN6ML]+NTGVON)NYNLGV2I'U[UIM
UVHVVD
235
RMQNXNVD GNV L][9GMXV JVUT PISUXKDR
YN6MIXG9UNHVDIXMDUMFUVWND$LIUNVDYN6MGN=OVXJKD@LMDUT
IM
UVGVHNqHOVGN=GMVD$
2- ijes'oj esa vkidh igpku esa n`<+ gksa

RMQNXNVDGV`NMNWKRXXIFUND$YN5HNGVRMQNXYNLGNVLIM+NNINU
XJKDGMUVNYNLGNRN=XXJKDGMUV$VGVR\ONqNXJ6DIWXGN
PLNV[JH\NV[NVDGKOVRNGVI\GMUVJ6D$YNLGKLJSNXRMQNXNVD
HVDNIWXGNNV=DHVDYNLYN[VFUVJ6D@PXHVDYNqNNIMUXGMVD$JHV
NN
POLMHV
RMGVON)NYNLGV2I'U[USN\S\XGVYNqNNMLMWKD@
IWXGVYNLJ6DYN6MYNLHOKJHVDWNVJ6D$
LMHV
RMYNLOVL]VHGMUNJ6@LMHV
RMYNLGVIXG9J6YNIQ
HJOZOGMXVJVUTIQYNLGNVYNI5HGL]G9KGMNNVDGKWMUJ6@
UNVYNLYLXKLJSNXRMQNXNVDHVDYNqNNIMUGMMJVJ6D$J[\UJ6$
YNLRJKJ6DWNVLMHV
RMYLXVI\I>NURSXHVDGJUNJ6IGYNLJ6D$
IQYNLSNJUVJ6DIGYNLGNVY31NHJOZOJNVEOI\Y8
\NV[YNLGVRMQNXNDVGVIRNHVDOTXVD@UNVYNLYLXKLJSNXYNLGV
RMQNXLMYNqNNIMUGMMJVJ6D$JYOTM^NNGNIS8JJ6$
WNV \NV[IUM/GNMGKOH/NOV WZ!MJV J6D@RV YN5HNGV

RMQNXNVDHVDGN=GMXVGKL]IUINGVLHVDL]
NDONGKYN
NNGMUV
J6D$Y31NJNV[NIGJHIUM/GNMOV SD[NE= LND@YN6MLMHV
RMHVD
/RN/)YN6MOTM^NNGV/)NNXOVGN=GMVD$
HZ< YN6M GN= GV FKS GV YDUM GNV LJSNXVD$ LMHV
RM HVD
YNLGNHZ<PXRMQNXNVDLMYNqNNIMUXJKDJ6WNVYNLGV`NMNGN=
GMMJVJ6D$YN5HNGVRMQNXYNLGV`NMNGVR\EOI\2'UJNVUV
J6DIGYNLGNVQZOMNVDGKOVRNGMXVHVDOJNUNGMVD@YN6MRVYNLGV
HZ<GNVLIM+NNINUXJKDGMUV$
236
GN=/)N\ GV
NN
RU IONDU
3- elhg leku pfj= izxV djsa
bfQfl;ksa 4%15
oju~ izse ls lPpkbZ ls pyrs gq,] lc ckrksa esa mlesa tks flj gS]
vFkkZr~ elhg esa c<+rs tk,aA
4\NVDGVON)NRMQNXNVDGNVLMNVOVD$YN5HNHVDS\XNJOTIXI
SU
GMUNJ6IGJHNMVWKRXYN5HNGN4\\NUVJ6D$WFJHYN5HNHVD
S\UVJ6D@YN5HNGN4\\NUVJ6D@YN6MON)NJKON)NYN5HNGVRMQNXNVD
GNVL][9GMUVJ6D@UNVJHEOUMJOVOVRNGMLNXVHVDO^NHJNVUV
IWOOV\NV[OJWJHNMVWKRXNVDGV`NMN[]JNGMLND$
HOKJOQC
SIM RN\NYNLGNWKRX\NV[NVDHVD+NMNVONP5L8X
GMUNJ6$\NV[NVDGVHqYNLIWUXN+NMNVONL]N,UGMUVJ6D@PUXN
YIqNGRMQNXNVD HVD GN= GMXV JVUT YNL/RUD UNYN6MIR
RNOGN
PLNV[GMOGUVJ6D$
K
NTGNYXTOMNGMVD$YN5HNGVRMQNXNVDHVDYN[VFUVOH
K
NTGNVL][9GMVD$
YNLGVkQGKYN6MYNLGVPQaQV
NVDGKM^NNGMVD$RJJHV
NN
LMHV
RMGKHIJHNGVI\JNV$/RN)N=GNVHN[=OVQZMGMVD$EOGN
O(FDqNYNLOVXJKDJ6EOGNO(FDqNLMHV
RMOVYN6M\NV[NVDOVJ6$
YLXKFN6UMKGVI\YNI5HGRMQNXNVDGNPLNV[XGMVD$O/UK
\NVGIL]UN@YN5HNV8XIU@E=N=NL]IUNVI[UNOVQZMMJVD$L]VHYNLGK
HT>L]VMNNJNV$
\NV[NVD GK +NNRXNYNVD GV ON)N X >NV\VD$ P5UVWXN5HG L]SNM@

OXOXK@+NNRXNYNVD GNVP+NNMXN@!Z%VQNRVGMXNYN6M!Z%VRNQVGMXN
YNIQ FNUNVD OV FSVD$ YIU
NNVI'ULZN= FNXNVD OV FSVD$ YLXK YIU
YNI5HGUNGNVL]NV5ONJXQVXVRN\VFNXGMXVOVFSVDÑZJ8XNÐ$
237
L]GN
NXOV YIqNGFTIGV P3SHZ<GNV OH!VD@'NVDIGFTIGV
IFXN@L]GN
NXGN[6M E/UVHN\JNVUNJ6$
4- lgh fl)kar ¼f'k{kk½ dk ikyu djsaA lqèkkj ds fy,

rS;kj jgsaA lh[kus ds fy, rS;kj jgsaA
1 rheqfFk;ql 4%16
bu ckrksa ij fLFkj jg] D;ksafd ;fn ,slk djrk jgsxk rks rw vius]
vkSj vius lquusokyksa ds fy, Hkh m)kj dk dkj.k gksxkA
bczkfu;ksa 13%9
ukuk izdkj ds vkSj Åijh mins’kksa ls u Hkjek, tkvks] D;ksafd eu dk
vuqxzg ls n`<+ jguk Hkyk gS] u fd mu [kkus dh oLrqvksa ls ftuls
dke j[kusokyksa dks dqN ykHk u gqvkA
YWKF YN6M IRI+N8X L]GNM GK I

N^NNYNVD GNV YLXNXN A>NMNF
+NNVWX >NNXVGVFMNFMJ6WNVYNLGVI\\N+NQNGXJKDJNV[NYN6M
YNLGNVJNIX+NKLJTDSNOGUNJ6$
LMHV
RMGVRSXGKHT>YN6MYNR
GI
N^NNGVON)NFXV
MJVDYN6MPOI
N^NNGVON)NFXVMJVDWNVYNLGNVHOKJGKOHNXUN
HVDLIML'RJNVXVHVDOJNUNGMUKJ6ÑEF]NIXNVD Ð$EOOVYNL
\(FVOHUGOTMI^NUMJOGUVJ6D$
K
NT GN PQNJMN YLXND$ POXV UMO >NNN@ LMHV
RM GV
RSXGNL]SNMIGNYN6MIO>NNN@FKHNMNVD GNVSD[NIGN@QT9N5HNYNVD
GNVIXGN\N@YN5HNYNVDGNVWKUNYN6MI
NFXN$POXVJHVDYN.N
QKJ6IGJHRJKGNHGMVDUNIGLMHV
RMGVUMOGNVL][9GM
OGVD@YN5HNYNVDGNVWKUOGVDYN6MI
NFXNOGVD$YUO+NKYNI5HG
L]G9KGMNNVDHVD@JHVDK
NTGNVHIJHNI8RUJNVUVJTQV>NXVGK@\NV[NVDGNV
PNMQNGIR
RNOHVDYNUVJT@I
NNVDGVLHVDQCJNVUVJTQV>NXV
GKYN6MPXGVL]IULMHV
RMGKGNNGNVYXT+NRGMUVJTQV>NXV
GKWMUJ6$YU\NV[NVDGKWMUNVDGNVLZMNGMXVRN\KSD[NENVD@
238
GN=/)N\ GV
NN
RU IONDU
1T9GNMVYN6MYN
S=GHNV=DGNYXTOMNGMVDWNV\NV[NVDGKWMUNVDGNV
LZMNGMUVJ6D$
LMHV
RMGVRSXGVYLXV2I'U[UYqXHVD FXNYN6MOJK
I
N^NNHVDQCJNVXNYNLGNVEOFNUGNVLM>NXVHVDOJNUNGMV[NIG
YNL'NL]N,UGMMJV J6D ÑY)NN=UL]GN
NXGV RMQNXÐYN6M[\U
I
N^NNGNVYN[VFNXVOVMNVGV[N$
GT1ONHN8[\IUNVDOVFSVD
Js"Brk dk Hkze vkSj vgadkjksUekn % EOIRSNMHVD qNNV>NN

>NNXNIGJHFJTUONH)NK= FX[J6D@FJTUHJ5RLZN= J6D$JHXV
G\KIONGV EIUJNOHVD QV>NNJ6 IGWN:XY\V'W6D0M0NVRKW6OV
\NV[NVDXVYLXVYNLGNVI\ÃNJ+NIR`'UNGMGV"NNVINUIGN)NN@
YNIQ$
m)kjdrkZ dh ekufldrk % HNXNVYNLJKRJ2I'UJNVD[V

IWOGNPLNV[LMHV
RML]5VG2I'UGNV1Z\VXVGVI\GMV[N@
YNLGVLNOONMVP5UMJ6D@YN6MYNLGVIFXN\NV[WKXJKDOGUV$
lS)kfUrd Hkwy % YNLWNVGT1IO>NNUVJ6DYN6ML]SNMGMUVJ6D

POVLMHV
RMGKLZN=HXONGVON)NL]HNINUGMVD$LMHV
RMYNLGNV
ONH)NK=L]GN
NXNVDHVDPLNV[GMUNJ6EOGNY)N=JXJKDJ6IGYNL
HXHVDYNXVRN\KIGOK+NKFNUGNL]SNMGMOGUVJ6D$IRI\H
F]6XJ6HaGNVLMHV
RMXV+N\VJKF0KONH)N=GVON)NE/UVHN\IGN@
I4M+NKWKRXGVFNQRN\V^NNNVDHVDRJYLXVL]SNMYN6MRSXGK
I
N^NNHVD+NZ\GMF6%N$
uo ;qx dh f'k{kk % FNEF\GVO5GNVXRT[@LZRK=[TRNQ

YN6MY8FNEF\IRLMKUYNI5HGI
N^NNYNDVGVON)NXIH\ND$
239
NQM>NVD@Y\N6IGGJHV
NNJKYONqNNMNXJKDJNVUN$YONqNNMNGK
U\N
NHVDY\N6IGGGNV>NNVXF6%VDÑMNWN Ð$
I\I>NURSXJHNMVI\OXNUXWKIRURSXGNVL][9GMUN
J6$UTHLIR
NN/ HVDZDUVJNV@'NVDIGOH!UVJNVIGPOHVDYX8U
WKRXUT(JVD IH\UNJ6@YN6MJRJKJ6@WNV HVMK[RNJKQVUNJ6Ê
ÑZJ8XNÐ$OXNUXRSXGNJHNMNL]GN
NXPOGVI\I>NURSX
GV HNqH OV YNUN J6$ OXNUX RSX GV IGOK +NK L]GN
NX GNV
I\I>NURSXGVL]GN
NHDVL]HNINUIGNWN$OXNUXRSXGN
L]GN
NXWNVYN5HNGV`NMNYNUNJ6@RJI\I>NURSXOV+NKOJHU
JNVXNSNIJÑZJ8XNÐ$
OK>NXVGVI\U6NMMJVD@OTqNNMGVI\U6NMMJVD$
Hktulafgrk 141%5
/kehZ eq> dks ekjs rks ;g —ik ekuh tk,xh] vkSj og eq>s rkM+uk ns]
rks ;g esjs flj ij dk rsy Bgjsxk( esjk flj ml ls bUdkj u djsxkA
yksxksa ds cqjs dke djus ij Hkh eSa izkFkZuk esa yoyhu jgwaxkA
+NWXQNcQGN+NWXJ6$JHQNcQGVkQGNVQV>NUV
J6DWNVqNHK=OVOTqNNMLNXVGVI\U6NMMJUN)NN$QNcQXVEOGN
P<\V>NAP5UHUV\ GVLHVDIGN$JPOGVWKRXGNVYN
NKINU
GMUN)NNYN6MOHCFXNUN)NNYN6MJHNMVI\+NKJKGMV[N$
5- vkRe&l;ae c<+k,a
xykfr;ksa 5%22&23
22 ij vkRek dk Qy izse] vkuUn] esy] /khjt]
23 —ik] HkykbZ] fo’okl] uezrk] vkSj la;e gSa( ,sls ,sls dkeksa ds
fojks/k esa dksbZ Hkh O;oLFkk ughaA
YN5H ODH YLXV YNL LM

NNOX GMXV GK@ YLXV YNLGNV
LIR YN5HNGVHN[=Q
N=XHVDM>NXVGKNV;UNJ6@XIG+NNRXN5HG
240
GN=/)N\ GV
NN
RU IONDU
N
NNMKIMGYNRV
NFJWNXN$PQNJMNGVUN6MLM@YNLGNV+NIR`NNK
GNODQV
NYLXVYNLUGMNVGGMM>NXVGKWMUJNVOGUKJ6@
WFUGIGPOVFUNXVGNOJKOHXYN$
RMQNXNVDGNVL][9GMXVGKYNLGKE31NHDVYI+NHNXKXFXVD$
IQLMHV
RMGT1GMXVJVUTYNLGKY[TRNE=GMUNJ6@UNVPOVGMVD$
Y8)NN@YLXVP5ONJLMODHM>NVDYN6MFTIGNV
NNOXGMXVGK
YXTHIUQVD$PQNJMNGV UN6MLMIQLMHV
RMFNV\MJNJ6@UNV
+NIR`NNKGMVD$Y8)NNYN5H ODHGNPLNV[GMVD YN6M
NNDU
MJV$D WFYN5HNL]IV MUGMUNJ6@UNVONJOGVON)NGQHFND@>NUMN
HNV\\VDYN6MIR
RNOGVON)NYN[VFVD$JHV
NNLMHV
RMGKYNVMOV
L]N,UFTIGVON)NS\VD$
6- fdlh mRre LFkkuh; dyhfl;kbZ leqnk; esa c<+sa

JHGQVJ@LIMRNM@OVXNGNYD[J6D$LMHV
RMXVJHVDFXNNJ6YN6M
JHVDEOUMJOVFXNNJ6IGJHQZOMNVDLMIX+N=MJ6D$YUP5UH
MKIUOVWT0VMJVDYN6MP5UH/)NNXKG\KIONHVDP5UH/R/)NIM
UNVD
HVD MJVD$
GNVE=+NK/)NNXKG\KIONIOXJKDJ6$LMDUT/HMNM>NVD@IG
LMHV
RMJHNMVYNOLNOGV\NV[NVDGKYIOUNYNVDGNVPLNV[GMUN
J6UNIGJHHVDWNVYLIMLZN=UNRJQV>NUNJ6@POVIOFXN$
;'kk;kg 65%8
;gksok ;ksa dgrk gS] ftl Hkkafr nk[k ds fdlh xqPNs esa tc u;k
nk[ke/kq Hkj vkrk gS] rc yksx dgrs gSa] mls uk'k er dj] D;ksafd
mlesa vk'kh"k gS( mlh Hkkafr eSa vius nklksa ds fufeÙk ,slk d:axk
fd lHkksa dks uk'k u d:axkA
241
XNQN>NMO[T31NVDHVDLNNWNUNJ6 GYGV\VYD[ZMHVDXJKD$VOV
RNUNRMNHVDFVDWJNDYN5HNGVRMQNXNVDGNLNVNNJNVUNJ6@WJND\NV[NVD
GNVL]VHGVON)NOTqNNMNWNUNJ6YN6MYN5HNGKFNUNVDHVDLIML'RJNVXV
GVI\PXGNHN[=Q
N=XIGNWNUNJ6YN6MYN5HNGVL]G9KGMNNVD
GNVHT'UGMXVGKYNWNQKP8JVDQKWNUKJ6$
FOVMJVD$JNDRJND+N9GUVXMJVD$LIR YN5HNGNRN=XJRN
YN6MLNXKGVLHVDIGN[NJ6 IR
RNOKWKIRUL5)NMJ6$LIR
YN5HNGN=GMUNJ6Ê@IR
RNOKGNVMNVLNWNXNJ6Ê@W0LG0XN
J6Ê@/)NNILUJNVXNJ6$Ê
PX\NV[NVDGVON)NOJKIM
UVHVDS\VDWNVYNLGVY[TRVJ6D$
bczkfu;ksa 13%17
vius vxqoksa dh ekuks( vkSj muds vk/khu jgks] D;ksafd os muds leku
rqEgkjs izk.kksa ds fy, tkxrs jgrs] ftUgsa ys[kk nsuk iM+sxk] fd os ;g
dke vkuUn ls djsa] u fd BaMh lkal ysdj] D;ksafd bl n’kk esa rqEgsa
dqN ykHk ughaA
242
+…Ï±… {…“{…±∫… S…S…« E‰Ú ∫……l… ∫……Z…‰n˘…Æ˙“ EÚÆ˙Â
+…Ï±… {…“{…±∫… S…S…« ∫l……x…“™… EÚ±…“ ∫…™…… E‰Ú ∞¸{… ®…Â ∫…®{…⁄h…« ¶……Æ˙i… ®…Â ∫…÷∫…®……S……Æ˙ |…S……Æ˙ EÚÆ˙i…‰
Ω÷B, ¥…∂…‰π…EÚÆ˙ =ii…Æ˙ ¶……Æ˙i… ®…Â, =∫…EÚ“ ∫…“®……+…Â ∫…‰ {…Æ˙‰ ∫…‰¥…… EÚÆ˙i…… Ω˛*Ë =∫…EÚ… ¥…∂…‰π…
±…I™… (+) +M…÷¥……Â EÚ…‰ nfi˘g¯ EÚÆ˙x……, (§…) V…¥……x……Â EÚ…‰ ∫…‰¥…EÚ…<« E‰Ú ±…B ∫…÷∫… VV…i… EÚÆ˙x…… +…ËÆ˙
(EÚ) ®…∫…“Ω˛ EÚ“ n˘Ω‰ ˛ EÚ“ =xx… i… EÚÆ˙x…… Ω˛*Ë V…¥……x……Â E‰Ú ±…B EÚ<« |… ∂…I…h… ∫…®®…‰±…x…, ®…∫…“Ω˛“
+M…÷¥……Â E‰Ú ±…B ∫…¶……+…Â EÚ… ∫…®{…⁄h…« ¥…π…« ¶…Æ˙ +…™……‰V…x… EÚ™…… V……i…… Ω˛*Ë <∫…E‰Ú + i… Æ˙Ci…,
{…÷∫i…EÚ…Â EÚ“ EÚ<« Ω˛V……Æ˙…Â |… i…™……Δ +ΔO…‰V…“ ®…Â +…ËÆ˙ +x™… EÚ<« ¶……Æ˙i…“™… ¶……π……+…Â ®…Â ¥…x……®…⁄±™…
¥…i…Æ˙“i… EÚ“ V……i…“ Ω˛,È =∫…E‰Ú {…“UÙ‰ =n¬n˘∂‰ ™… ™…Ω˛ Ω˛Ë EÚ ¥…∂¥…… ∫…™……Â EÚ…‰ ¥…S…x… +…ËÆ˙ +…i®……
®…Â =xx… i… |…n˘…x… EÚÆ˙*Â
Ω˛®… +…{…EÚ…‰ x…®…Δj…h… n˘i‰ …‰ Ω˛È EÚ BEÚ ∫…®…™… EÚ… n˘…x… ¶…‰V…EÚÆ˙ ™…… ®…… ∫…EÚ +… l…«EÚ n˘…x…
¶…‰V…EÚÆ˙ +… l…«EÚ ∞¸{… ∫…‰ Ω˛®……Æ˙‰ ∫……l… ∫……Z…‰n˘…Æ˙“ EÚÆ˙*Â ∫…®{…⁄h…« Æ˙…π]≈ı ®…Â <∫… EÚ…™…« E‰Ú ±…B V……‰
¶…“ Æ˙EÚ®… +…{… ¶…‰V… ∫…EÚi…‰ Ω˛,È =∫…E‰Ú ±…B Ω˛®… +…{…E‰Ú |… i… EfiÚi…Y… Æ˙Ω˛MÂ …‰*
+…{… +{…x…‰ n˘…x… S…‰EÚ/§…ÈEÚ b≈˜…Ï]ı E‰Ú ®……v™…®… ∫…‰ +…Ï±… {…“{…±∫… S…S…«, §…ÈM…±……‰Æ˙ E‰Ú x……®… {…Æ˙
Ω˛®……Æ˙‰ EÚ…™……«±…™… E‰Ú {…i…‰ {…Æ˙ ¶…‰V… ∫…EÚi…‰ Ω˛È* +x™…l…… Ω˛®……Æ˙‰ §…ÈEÚ J……i…‰ E‰Ú ¥…¥…Æ˙h… EÚ…
={…™……‰M… EÚÆ˙ +…{… +{…x…… ™……‰M…n˘…x… ∫…“v…‰ §…ÈEÚ ®…Â b˜…±… ∫…EÚi…‰ Ω˛*È
ĐĐŽƵŶƚEĂŵĞ͗ůůWĞŽƉůĞƐŚƵƌĐŚ
ĐĐŽƵŶƚEƵŵďĞƌ͗ϬϬϱϳϮϭϯϴϬϵ
/&^ŽĚĞ͗/d/ϬϬϬϬϬϬϰ
ĂŶŬ͗ŝƚŝďĂŶŬE͕͘͘EŽ͘ϱ͕D͘'͘ZŽĂĚ͕ĞŶŐĂůƵƌƵ͕<ĂƌŶĂƚĂŬĂϱϲϬϬϬϭ
EfiÚ{…™…… v™……x… nÂ̆ : +…Ï±… {…“{…±∫… S…S…« E‰Ú {……∫… B°Ú∫…“+…Æ˙B {…Æ˙ ®…]ı x…Ω˛” Ω˛Ë +…ËÆ˙ <∫… EÚ…Æ˙h…
E‰Ú¥…±… ¶……Æ˙i…“™… x……M… Æ˙EÚ…Â E‰Ú §…ÈEÚ ™……‰M…n˘…x… Ω˛“ ∫¥…“EÚ…Æ˙ EÚB V…… ∫…EÚi…‰ Ω˛*È +{…x…… n˘…x…
¶…‰V…i…‰ ∫…®…™…, +…{… ∫{…π]ı ∞¸{… ∫…‰ ±…J…Â EÚ +…{… B{…“∫…“ ∫…‰¥…EÚ…<« E‰Ú EÚ∫… I…‰j… E‰Ú ±…B
n˘…x… ¶…‰V…x…… S……Ω˛i…‰ Ω˛È* + i… Æ˙Ci… V……x…EÚ…Æ˙“ E‰Ú ±…B EfiÚ{…™…… <∫… ∫l……x… EÚ…‰ ¶…Â]ı n˘ÂΔ
DSFZRRUJJLYH
=∫…“ i…Æ˙Ω˛, Ω˛®……Æ‰̇ ±…B +…ËÆ˙ Ω˛®……Æ˙“ ∫…‰¥…EÚ…<« E‰Ú ±…B V…§… ¶…“ Ω˛…‰ ∫…E‰Ú, |……l…«x…… EÚÆ˙x…… x…
¶…⁄±…Â*
v…x™…¥……n˘ +…ËÆ˙ {…Æ˙®…‰∂¥…Æ˙ +…{…EÚ…‰ +…∂…“π… n˘!‰
+…Ï±… {…“{…±∫… S…S…« E‰Ú |…EÚ…∂…x…
1. V……M…fi i… ®…Â EÚ±…“ ∫…™…… 23. J…÷±…… Ω÷+… ∫¥…M…«
2. BEÚ ¥……∫i… ¥…EÚ ∫l……x… V……‰ ∫¥…M…« EÚΩ˛±……i…… 24. Ω˛®……Æ˙… U÷Ù]ıEÚ…Æ˙…
Ω˛Ë 25. Àx…n˘… x…Ω˛”!
3. |…i™…‰EÚ EÚ…®… EÚ… BEÚ ∫…®…™… 26. ®…x… EÚ“ V…“i…
4. |……S…“x… S…xΩ˛ 27. {…Æ˙®…‰∂¥…Æ˙ EÚ… ¶…¥…x…
5. +…Œi®…EÚ ®…x… ∫…‰ {… Æ˙{…⁄h…« +…ËÆ˙ {…fil¥…“ {…Æ˙ 28. ∫…®…{…«h… EÚ“ ∫……®…l…«
§…÷ r˘®……x… 29. {… Æ˙∂…r˘ EÚÆ˙x…‰ ¥……±…‰ EÚ“ +…M…
6. EÚ…®… E‰Ú |… i… §……<§…±… EÚ… Æ˙¥…Ë™…… 30. {…Æ˙®…‰∂¥…Æ˙ EÚ… U÷Ùc˜…x…‰¥……±…… æ˛n˘™…
7. ™…ŒCi…M…i… +…ËÆ˙ {…“ g¯™……Â E‰Ú §…xvx……Â EÚ…‰ 31. Y……x…, |…EÚ…∂… +…ËÆ˙ ∫……®…l…« EÚ… +…i®……
i……‰c˜x…… 32. +x™… +x™… ¶……π……+…Â ®…Â §……‰±…x…‰ E‰Ú +n˘¶…÷i…
8. §…n˘±……¥… ±……¶…
9. +…n˘Æ˙ ∫…Δ Ω˛i…… 33. Ω˛®… ¶…xx… Ω˛È
10. +{…x…“ §…÷±……Ω˛]ı ∫…‰ ∫…®…Z……Ëi…… x… EÚÆ˙Â 34. Ω˛®… ®…∫…“Ω˛ ®…‰Δ EÚ…Ëx… Ω˛È
11. +…∂…… x… UÙ…‰c˜Â 35. EÚ…™…«∫l…±… {…Æ˙ ®… Ω˛±……BΔ
12. <«∂¥…Æ˙“™… n¬¶…{…… 36. V…c˜ {…Æ˙ E÷±Ω˛…b˜“ Æ˙J…x……
13. {… ¥…j…… ±……‰M……Â EÚ…‰ ∫…r˘ §…x……x…… 37. ¥…¥……Ω˛ +…ËÆ˙ {… Æ˙¥……Æ˙
14. x…”¥…Â ]≈ıËEÚ 1 38. §…‰‰n˘… Æ˙™……Δ, {…Æ˙®…‰∂¥…Æ˙ EÚ“ ®…÷±……EÚ…i…Â +…ËÆ˙
15. +…{…E‰Ú V…“¥…x… E‰Ú ±…B {…Æ˙®…‰∂¥…Æ˙ E‰Ú EÚ…™…«
=n¬˘n˘‰∂™… EÚ…‰ {…Ω˛S……x…x…… 39. S…ΔM……<« +…ËÆ˙ U÷Ù]ıEÚ…Æ˙‰ EÚ“ ∫…‰¥…… EÚÆ˙x……
16. {…Æ˙®…‰∂¥…Æ˙ E‰Ú =q˘‰∂™……Â EÚ…‰ V…x®… n˘‰x……
17. {…Æ˙®…‰∂¥…Æ˙ BEÚ ¶…±…… {…Æ˙®…‰∂¥…Æ˙ Ω˛Ë
18. {…Æ˙®…‰∂¥…Æ˙ EÚ… ¥…S…x…
19. +{…x…‰ {……∫]ıÆ˙ EÚ“ EËÚ∫…‰ ∫…Ω˛…™…i…… EÚÆ˙‰Â
20. ∫…SS……<«
21. Æ˙…V™… E‰Ú x…®……«i……
22. EÚ±…Ω˛ Æ˙ Ω˛i… V…“¥…x… V…“x……
PLT='UO+NKLT/UGNVDGVLK0K4OD/GMNIRXNHZ<0NcX\NV0GVI\JHNMKG\KIONGV
RVFONE=9LMĂƉĐǁŽ͘ŽƌŐͬƉƵďůŝĐĂƚŝŽŶƐPL\&NJ6D$EXHVDOVGE=LT/UGVDY8+NNNNYNVDHVD
+NK PL\&N J6 D $ EX LT / UGNV D GK YNLGK IRXNHZ < HT I Q] U L] I U L] N ,U GMXV JV U T @
ďŽŽŬƌĞƋƵĞƐƚΛĂƉĐǁŽ͘ŽƌŐEOLUVLME= HV\GMVDNLj…I\>NVD$
R6OV JK@IRXNHZ<YN:I0NVYN6MIRI0NVODQ
V NNV@D ODQ
V NGKI9,LINNV@D ;ĂƉĐǁŽ͘ŽƌŐͬƐĞƌŵŽŶƐͿ
9KRKGN=HNVD;ĂƉĐǁŽ͘ŽƌŐͬƚǀͿYN6MY8GE=ODONNXNVDGVI\JHNMVSS=GVRVFONE=9GNV
+NVD9QVD$
lIrkgkar Ldwy
F6[
D \MHVD JXVRN\VO,UNJNDU/GZ\@WKRXYN6MOVRGNGIRI
N9
^NV NVD HVD IR
RNIONVD G³I
NI^NUYN6MOTOI7WUGMXVJVUTU6NMIG
[J6$D E8JVD OTIRNNGYXTONMO,UNJGYDUHVD Ñ
NIXRNM#MIRRNMÐ@
OTFJOV£NNHFWVUGI\NWNUNJ6$O,UNJNDU/GZ\O¼K
G\KIONYDGYN6MO¼KI0X®IHXV
NXGO¼KIR
RNIONVD GI\J6@D
W³I
N^NNLNXVYN6MOVRGNGI\U6NMJXVHVD ISM>NUVJ6$D
XKSVO,UNJNDU/GZ\NVD GKOZSKQK[J6WEOOHYNIWUIG
WNMJVJ6$D
+NIR`'UNGKOVRGNGNO,UNJNDU/GZ\
SD[NYN6M1T9GNMVGNO,UNJNDU/GZ\
YN5HNGRMQNXNVD G³G9KGMNLMO,UNJNDU/GZ\
³N)N=XNYN6MH/)NKGNO,UNJNDU/GZ\
YNDUIMG/RN/)GNO,UNJNDU/GZ\
WKRX
N6\KOTOHNSNM³SNMGNO,UNJNDU/GZ\
LMHV¤RMGN=GMMJNJ6LMO,UNJNDU/GZ\
NJMKIH
NXYN6MG\KIONMLNLMO,UNJNDU/GZ\
HOKJKL^NOH)N=X(Christian Apologetics)LMO,UNJNDU/GZ\
fLN RU=HNX OH ONMNK YN6M Y®X \NX LDWKX JVUZ EO
RVFON9G¼V9D QVD ĂƉĐǁŽ͘ŽƌŐͬǁĞĞŬĞŶĚƐĐŚŽŽů
elhgh vxqoksa dh lHkk dk vk;kstu djsa
YN:\LKL<OSS=LNOFNXNV@D /)NNXKG\KIONE=Y[TRNV@D HOKJKOD/)NNYNVD GVY[TRNVD
YN6MHOKJKOVRGNE=HVD OVRNMUY8\NV[NVD GVI\YN5HNOVYI+NI¦N'UOTO7WKGMN
RDOJNUNL]QNXGMUVJ6$D YI+NI¦N'UI
N^NN@YN5HNGKY[TRNE=OVL]IV MUOVRGNE=
RDE(LN9V=
NXGVY\NRN@JHNMK9KHVD OJ+NNI[NVD GVON)N2I'U[URNUN=\NLYN6M
SSN=GMUKJ6D$L]5VGHOKJKY[TRNVDGKO+NN>NNOUN6MLMQNVOVUKXIQXNVDGK
JNVUKJ6WNVIRI
N9IRNNVD LMGVID Q]UJNVUKJ6$D OJ+NN[\VXV RN\VRJNDOVXRKXKGMN
L]N,UGM@ONH)N=LNGMRDYINGL]+NNRU)NNL]+NNRGNIMUNGVI\OTOI7WUJNVGM
RJNDOVWND[$V HOKJKY[TRNVD GKO+NNDIRI
N9UN6MLM/)NNXKG\KION@HOKJK
OVRGNE=@IH
NXOD/)NNNG\KIONYNVD GVI0XN:IHXV
NX\HT>N\NVD YN6MLNOFNXNVD
`NMNYLXV^NV NVDHVDNYLXVXV9RG=NI0XN:IHXV¤NXGVYDU[=UYNNVIWUIG
WNUVJ6$D YNNVWGOD/)NNO+NNGN>NS=U)NNOJ+NNI[NVD GNVIXHDI UGMXVGN>NS=
RJXGMV[K$YN:\LKL<OSS=YLXKOVRGNE=9KHGNV/)NNXKY[TRNVD GKHJNO+NN
HVD+NN[\VXVRN\VOJ+NNI[NVDGKOVRNJVUT+NVWV[N$
GT1IR¦NIWXGVO(FDNHVDJHNMK9KHVDONHN8LOVOVRGNE=L]QNXGMUKJ6D
• FVQNMK@YN5H WN[CIU@YN6MLMHV¤RMGVGN=
• PLI/)NIUYN6MHIJHN
• MN7GVIXHN=UN
ͻ OHU\+NZIH
• LMHV¤RMGN+NRX
• L]VIMUYN6M+NIR`'UNGKOVRGNE=
• SD[NE=YN6M1T9GNMVGKOVRGNE=GMXN
• YN5HNGVRMQNX
• IRRNJYN6MLIMRNM
• ODUNVDGNVU6NMGMXNYN6M2NRONIG/)NNXNVDHVDLIMRU=X
YIUIM'UWNXGNMKRHaHOKJKY[TRNVDGKO+NNGVI\IRNNVDGKRU=HNXOZSK
JVUT@fLNEORVFONE=9GNV+NVD9QVD apcwo.org/CLC
HOKJKY[TRNVDGKO+NNGKOH ONMNKRDNVWXNGVI\fLNJHVDEOLUV
LME=HV\GMVD [email protected]
vkWy ihiYl ppZ ds fo"k; esa
YN:\LKL<OSS= ÑLKOKÐGNQ
N=XF6D[\NVM
NJMHVD XHGYN6M
7NVIU@YN6M+NNMUQV
NYN6MODONMGVMN9NDV GVI\GYNRNWFXXN
J6$
LKOKHVDJHLMHV
RMGNO(LZN=RSXIFXNIGOKOH!NVUVGVON)N
LIR YN5HNGVYI+NNVGYN6ML]GN
NXGVON)NL]/UTUGMXVGVL]IU
OHIL=UJ6D$JHNMNIR
RNOJ6IGY31NOD[KU@MSXN5HGL]/UTIU@
FTIHNXKLZN=L^NOH)N=X@OHGN\KXOVRGNE=GKUGXKGVD@YNNTIXG
UD IR.NXYNIQLIR YN5HNGVIS8JNVD@SH5GNMNVD@YN
S=GHNV=DYN6M
LIR YN5HNGVRMQNXNVDGVON)NRSXGK"NNVNNNGMXVGKLMHV
RM
`NMNIXT'ULIUGN/)NNXXJKD\VOGUVÑGTIMI8)NNVD@
EF]NIXNVD@Ð$JHNMNIRNK
NTJ6@JHNMKIRNR/UTRSXJ6@
JHNMKLIULIR YN5HNGKONH)N=J6@JHNMNYNRV
N\NV[J6D@YN6M
JHNMN\^HOKJOQC
LIML'RUNJ6$
JHNMNHT>N\F6D[\NVMHVDJ6@LMDUTYN:\LKL<OSS=GK+NNMUGK
Y8GE=/)NNXNVDHVD
NN>NNDJ6D$YN:\LKL<OSS=GKRU=HNXOZSK
YN6M O(LG= OZSXN GV I\ fLN JHNMV RVFONE=9 GNV +NVD9 QVD
ǁǁǁ͘ĂƉĐǁŽ͘ŽƌŐͬůŽĐĂƚŝŽŶƐNEOLUV LME= HV\+NVWVD
ĐŽŶƚĂĐƚΛĂƉĐǁŽ͘ŽƌŐ
D;k vki ml ijes'oj dks tkurs gaS
tks vkidks I;kj djrk gS\
yxHkx 2000 o"kZ igys ijes'oj bl lalkj esa ,d euq"; cudj vk,A mudk uke
;h'kq gSA mUgksaus iw.kZ ikijfgr thou th;kA pw¡fd ;h'kq ekuo :i esa ijes'oj Fks] mUgksaus
tks dqN dgk vkSj fd;k mlds }kjk gekjs le{k ijes'oj dks izdV fd;kA mUgksaus tks
opu dgs os ijes'oj ds gh opu FksA tks dk;Z mUgksaus fd;s os ijes'oj ds dk;Z FksA
;h'kq us cgqr ls peRdkj bl i`Foh ij fd;sA mUgksaus chekjksa vkSj ihfM+rksa dks paxk fd;kA
vaèkksa dks vka[ksa nha] cfgjksa ds dku [kksys] yaxM+ksa dks pyk;k vkSj gj izdkj dh chekjh
vkSj jksx dks paxk fd;kA mUgksaus peRdkj djds dqN jksfV;ksa ls cgqrksa dks [kkuk f[kyk;k
FkkA rwiQku dks 'kkUr fd;k vkSj vU; cgqr ls vn~Hkqr dke fd,A
;s lHkh dk;Z gekjs le{k ;g izdV djrs gSa fd ijes'oj ,d Hkyk ijes'oj
gS tks ;g pkgrk fd euq"; Bhd] LoLFk vkSj izlUu jgsaA ijes'oj euq";ksa dh
lHkh vko';drkvksa dh iwfrZ djuk pkgrk gSA
ijes'oj us ekuo cudj bl i`Foh ij vkus dk fu'p; D;ksa fd;k\ ;h'kq bl lalkj
esa D;ksa vk,\
ge lcus iki fd;k gS vkSj ,sls dke fd, gSa tks ijes'oj ds le{k xzg.k ;ksX; ugha
gaS ftlus gesa cuk;k gSA iki ds ifj.kke gksrs gSaA iki ,d cM+h nhokj dh rjg ijes'oj
vkSj gekjs chp esa [kM+h gSA iki gesa ijes'oj ls vyx djrk gSA og geas mls tkuus
vkSj mlls vFkZiw.kZ lEcUèk LFkkfir djus ls jksdrk gS ftlus gesa cuk;k gSA vr% geesa
ls cgqr ls yksx bl [kkyhiu dks vU; oLrqvkas ls Hkjuk pkgrs gSaA
gekjs ikiksa dk ,d vkSj ifj.kke ;g gS fd ge ijes'oj ls lnk ds fy, nwj jgrs
gSaA ijes'oj ds U;k;ky; esa iki dk n.M e`R;q gSA e`R;q ijes'oj ls lnk ds fy, vyxko
gS tks gesa udZ esa fcrkuk iM+sxkA
ijUrq 'kqHk lekpkj ;g gS fd ge iki ls eqDr gksdj ijes'oj ls lEcUèk j[k ldrs
gSaA ckbcy dgrh gS] ^îki dh etnwjh (Hkqxrku) rks e`R;q gS] ijUrq ijes'oj
dk ojnku gekjs izHkq elhg ;h'kq esa vuUr thou gS** (jksfe;kas 6%23)A ;h'kq us
lkjs lalkj ds ikiksa ds fy, ewY; pqdk;k tc mlus Øwl ij vius izk.k fn;sA rc rhljs
fnu og thfor gks x,] cgqrksa dks mUgksaus vius vkidks thfor fn[kk;k vkSj rc og
okil LoxZ pys x,A
ijes'oj izse vkSj n;k dk ijes'oj gSA og ugha pkgrk fd dksbZ Hkh udZ esa uk'k gksA
blfy, og vk;k rkfd lkjh ekuo tkfr dks iki ls NqVdkjs vkSj mlds vuUr ifj.kkeksa
ls cpk ldsA og ikfi;ksa dks cpkusμ vki vkSj eq> tSls yksxksa dks iki vkSj vuUr
e`R;q ls cpkus vk;k FkkA
iki dh fu'kqYd {kek izkIr djus ds fy, ckbcy gesa crkrh gS fd gesa dsoy ,d
dke djuk gSμtks dqN mlus Øwl ij fd;k mls Lohdkj djuk vkSj ml ij iw.kZ ân;
ls fo'okl djuk gSA
tks dksbZ ml ij fo'okl djsxk] mldks mlds uke ds }kjk ikiksa dh {kek feysxh
(izsfjrksa ds dke 10%43)A
;fn rw vius eqag ls ;h'kq dks izHkq tkudj vaxhdkj djs vkSj vius eu ls fo'okl
djs] fd ijes'oj us mls ejs gqvksa esa ls ftyk;k] rks rw fu'p; m¼kj ik,xk
(jksfe;kas 10%9)A
vki Hkh vius ikiksa dh {kek vkSj muls NqVdkjk ik ldrs gSa ;fn vki izHkq elhg
ij fo'okl djsaA
fuEufyf[kr ,d lkèkj.k izkFkZuk gS rkfd blls vkidks ;g iQSlyk djus esa vkSj izHkq
;h'kq elhg ds }kjk vkids fy, fd, Øwl ds dk;Z ij fo'okl djus esa lgk;rk dj
ldsA ;g izkFkZuk vkidh lgk;rk djsxh fd vki ;h'kq ds dk;Z dks Lohdkj djds vius
ikiksa dh {kek vkSj muls NqVdkjk ik ldsaA ;g izkFkZuk ek=k ,d ekxZnf'kZdk gSA vki
vius 'kCnksa esa Hkh izkFkZuk dj ldrs gSa %
fiz; izHkq ;h'kq] vkt eSaus le>k gS fd vkius esjs fy, Øwl ij D;k fd;k FkkA vki
esjs fy, ekjs x,! vkius viuk cgqewY; jDr cgk;k vkSj esjs ikiksa dh dher pqdkbZ
rkfd eq>s ikiksa dh {kek feysA ckbcy eq>s crkrh gS fd tks dksbZ vki esa fo'okl
djrk gS mls mldks ikiksa dh {kek feyrh gSA
vkt eSa vkiesa fo'okl djus vkSj tks dqN vkius esjs fy, fd;k gS] mldks Lohdkj
djus dk iQSlyk djrk gw¡] fd vki Øwl ij ekjs x, vkSj fiQj thfor gks x,A eSa
tkurk gw¡ fd eSa vius vkidks vPNs dkeksa ds }kjk ugha cpk ldrk gw¡A eSa vius ikiksa
dh {kek dek ugha ldrk gw¡A
vkt eSa vius ân; esa fo'okl djrk gw¡ vkSj eq¡g ls dgrk gw¡ fd vki esjs fy, ekjs
x,A vkius esjs ikiksa dk n.M pqdk;kA vki e`rdksa esa ls thfor gks x, vkSj vkiesa
fo'okl djus ds }kjk eSa vius ikiksa dh {kek vkSj iki ls NqVdkjk izkIr djrk gw¡A
izHkq ;h'kq èkU;oknA esjh lgk;rk djsa fd eSa vkidks izse dj ldw¡A vkidks vkSj vfèkd
tku ldw¡ vkSj vkids izfr fo'okl;ksX; jg ldw¡A vkehu!
Notes
Notes

Gifts of The Holy Spirit Hindi

Uploaded by

Document Information

Original Title

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Gifts of The Holy Spirit Hindi

Uploaded by

Copyright:

Available Formats

LIR YN5HN

iklckuksa vkSj vxqoksa ds fy, ,d 'kCn

\(FV OHUG@O(+NRUPISUOTOI7WGMNGV Y+NNRHVD@

ifo= vkRek viuh bPNk ds vuqlkj bu ojnkuksa dks

JHYN5HNGKFNUNVD GV P3S^NV NVD HDV FUV MJVD@WKRXNVD GNV

izsfjrksa ds dke 10%38

vki lkeFkZ ikvksxs

mls nwljksa dks nsa

izsfjrksa ds dke 11%19&21

YN5HN GV Y\N6IGG L]G9KGMN Ñ GTIMI8)NNVD   HVD

JHVONGNVE= IS8JXJKD QV>NLNUV IWOHDV K

EOIRNHVDIRSNMGMVDfd opu tks nsgèkkjh gqvk] vFkkZr

blfy, vkRek ds dk;Z ds lkFk opu lekIr ugha

O(LZN=FNEF\HVD JHQV>NUVJ6D IGLMHV

JHNMV I\JND LMGOFGJ6$GVR\EOI\IGXG\K

dk'k eSa fo'okl u d:a\

xgjs esa mrj pysa!

JVWGV\ GNV@ POGV Q

ijes'oj ds fy, dqN Hkh vlEHko ugha gS

ifo= vkRek Bhd mlh izdkj O;fDr gS tSls firk

LIR YN5HNGNP<\V>NARJ GV LHVD IGN[NJ6 WNV

LIR YN5HNYNLGVON)NJ6@OR= @JMOH$RJYNLGVON)N

LIR YN5HNGNJHNMV ON)NMJXNR6ONJKJ6 W6OV L]+NT K

vWykWl iWjkDysVkWl (Allos Parakletos)

LIR YN5HNOV ODRNQ/)NNILUGMXNOK>NVD POV OJNUNGV I\

VONOHYNUNJ6 WFLIR YN5HNRSXWNV GT1GJUNJ6

RJJHVD F\QVUNJ6IGJHFI\QNXGMVD YN6MILUNGKE31NLZMK

RJJHVD ONH)N=L]QNXGMUNJ6YN6MONH)N=GVGNHNVD GNVGMXVJVUT

7- i{k esa [kM+s jgus okyk

ifo= vkRek ds lkFk viuk fj'rk LFkkfir djsa

OJ+NNI[UNHVD fe=rk Ñ"NIX%UNÐ@laxfrÑGQZOMV GV ON)N

izsfjrksa ds dke 1%4&5]8

ifo= vkRek ds ojnku dks xzg.k djuk

LIR YN5HN OV L]VIMU JNVGM L]VIMU LUMO LTMNXV IXH GV

ikap fyf[kr ?kVukvksa dk lkjka'k

ikap eas ls rhu"N9XNYNVDHDVP8JNVDXVY8Y8+NNNNYNVDHDVFNUVD

G+NK G+NK\NV[JFUNXVGVI\IGJHOFXVLIR YN5HN

GFLIU/HNWNV P NMQVUNJ6@RJcifrLek ,d nsgHVD

POGVFNQty dk cifrLek J6@WJNDJHNMNFLIU/HNLNXK

JHVD ;h'kq elhg us ifo= vkRek esa cifrLekIQNÑH5UK

YUUKXFLIU/HNVD HVD ÑGQVJHVD FLIU/UN@W\GNFLIU/HN@

D;k D;k vU; vU; Hkk"kkvksa es cksyuk ifo= vkRek ds

QZOMKYNVM@JHWNXUV J6D IGYN5HNGV XN6 RMQNXJ6D$YU

dqN vU; iz'u

tc ge vU; vU; Hkk"kkvksa esa cksyrs gSa] D;k rc 'kSrku

ifo= vkRek dk cifrLek ikus gsrq funsZ'k vkSj izkFkZuk

fo'okl dk dne c<+k,a

lc izdkj ds Hk; dks R;kx nsa

ifo= vkRek Hkk"kk nsrk gS] ijarq cksyrs vki gSa

,d le; esa ,d Hkk"kk

ijes'oj vkRek dk eu tkurk gS ¼lHkh Hkk"kkvksa esa½

vkRek ls Hkjiwj] vfHkf"kDr vkSj vkRek esa pyrs gq,

cLMKGNV%MKHVD SV\NVD XVWNVYXT+NRLNN)NNPOGNP<\V>N

izsfjrksa ds dke 4%31

izsfjrksa ds dke 6%3

izsfjrksa ds dke 6%5

izsfjrksa ds dke 13%9

izsfjrksa ds dke 13%52

L]VIMULN6\TOLIR YN5HNGNFLIU/HNLNJTÑLIR YN5HNOV

vfHk"ksd ge ij vkSj vfHk"ksd gekjs vanj

LIR YN5HNOV LIMLZN= P8XIUL]N,UG\KIONGK/)NNLXN

GTIMI8)NNVD GKLJ\KL KHVD O(FNVIqNUGK[E= GTIM8)NTOGK

blfy, 1 dqfjfUFk;ksa ds 12 ls 14 vè;k;] tks vkRek ds

\(FV OHUG@O(+NRUPISUOTOI7WGMNGV Y+NNRHVD@

JHYN5HNGKFNUNVD GV P3S^NV NVD HDV FUV MJVD@WKRXNVD GNV

YN5HN GV Y\N6IGG L]G9KGMN Ñ GTIMI8)NNVD HVD

JHVONGNVE= IS8JXJKD QV>NLNUV IWOHDV K

EOIRNHVDIRSNMGMVDfd opu tks nsgèkkjh gqvk] vFkkZr

O(LZN=FNEF\HVD JHQV>NUVJ6D IGLMHV

JHNMV I\JND LMGOFGJ6$GVR\EOI\IGXG\K

JVWGV\ GNV@ POGV Q

LIR YN5HNGNP<\V>NARJ GV LHVD IGN[NJ6 WNV

LIR YN5HNYNLGVON)NJ6@OR= @JMOH$RJYNLGVON)N

LIR YN5HNGNJHNMV ON)NMJXNR6ONJKJ6 W6OV L]+NT K

LIR YN5HNOV ODRNQ/)NNILUGMXNOK>NVD POV OJNUNGV I\

VONOHYNUNJ6 WFLIR YN5HNRSXWNV GT1GJUNJ6

OJ+NNI[UNHVD fe=rk Ñ"NIX%UNÐ@laxfrÑGQZOMV GV ON)N

LIR YN5HN OV L]VIMU JNVGM L]VIMU LUMO LTMNXV IXH GV

ikap eas ls rhu"N9XNYNVDHDVP8JNVDXVY8Y8+NNNNYNVDHDVFNUVD

G+NK G+NK\NV[JFUNXVGVI\IGJHOFXVLIR YN5HN

GFLIU/HNWNV PNMQVUNJ6@RJcifrLek ,d nsgHVD

JHVD ;h'kq elhg us ifo= vkRek esa cifrLekIQNÑH5UK

YUUKXFLIU/HNVD HVD ÑGQVJHVD FLIU/UN@W\GNFLIU/HN@

QZOMKYNVM@JHWNXUV J6D IGYN5HNGV XN6 RMQNXJ6D$YU

cLMKGNV%MKHVD SV\NVD XVWNVYXT+NRLNN)NNPOGNP<\V>N

L]VIMULN6\TOLIR YN5HNGNFLIU/HNLNJTÑLIR YN5HNOV

LIR YN5HNOV LIMLZN= P8XIUL]N,UG\KIONGK/)NNLXN

GTIMI8)NNVD GKLJ\KL KHVD O(FNVIqNUGK[E= GTIM8)NTOGK

POKYN5HNGV `NMNIRIRqNUND NI+N8XRMQNXIQ[J6D$

ALMDUT V OF L]+NNR

GTIMI8)NNVD GNV/L9GMXVOVLJ\V@JHODI^N,UL

OQ/UN RMQNX ÑL]VIMU@ +NIR`'UN@ PLQV

V O+NKOVRNRMQNXLIR WXNVD GNV OVRNGV I\OTOI7WU

JHVD J/HMNM>NXNJ6IGLIR YN5HNJHV

NHT\XV +NIR`'UNYNVD GKLN%

LMDUT >NUMN J J6 IG IR

POKUMJYN5HNGV RMQNXNVD GNPLNV[GMUV OH@LIR

JHHVD OV YIqNGUM\NV[NVD GV I\U/RKMVD YN6ML]IUHND YNH

JHNMV .NXVDIQ]NVD GNV L]I

YN5HNYNVD GNRMQNXY\N6IGGGN= J6@YURJOK>NKJTE=

2I'U[UL]N)N=XNHVD Y8Y8+NNNNYNVD HVD FJTUL]N)N=XNGMVD$

+NIR`NNKGNONqNNMNRMQNXmUufrÑRCIÐ@mins'kÑL]N5V ONJXÐ

+NIR`NNK GV RMQNX GN PLNV[ GMUV OH@ W6OV LIR

NN/ GN\V>NGJ6 ÑUKHTI)NTOÐYN6MEOGNMNWNV GT1

LTMNXV IXHHVD GVR\GT1JK2I'UNVD GV `NMNLIR YN5HN

EOYqNHVD@JH+NIR`NNKGV RMQNXGV L]G9KGMNGK

+NIR`NNKGNRMQNX\NV[NVD GV WKRXNVD GNV YN

Ð QZOMNVD GNV YXTHIUQVD IGRV YNLGNV LM>NVD YN6MYNLHVD OTqNNM

FTIGVRSXGNRMQNXL]N,UFTIOVI+N8XJNVUNJ6WNVYXT+NR

POXV PXOV LZ1N@JHZIU= YN6MXNHIGOGNJ6?ÊP8JNVDXV POOV

NMKMGT1^NNNVD GV I\P8JVD +NN6IUGMNV[NVD GNV HJOZOGMUNJ6