![Author Image](https://www.usatoday.com/money/blueprint/images/uploads/2023/03/03114248/Louis-DeNicola-headshot.jpg?width=200&fit=cover&format=webp)
Louis DeNicola is a freelance writer who specializes in consumer credit, finance, and fraud. He has several consumer credit-related certifications and works with various lenders, publishers, credit bureaus, Fortune 500s, and FinTech startups. Outside of work, you can often find Louis at his local climbing gym or cooking up a storm in the kitchen.
My Recent Work
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Citi Merchant offers: Everything you need to know
Credit card processing 2 weeks ago
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How to read your credit report
Credit score 1 month ago
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How and why to freeze your credit
Credit score 1 month ago
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What is VantageScore?
Credit score 1 month ago
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Does checking your credit score hurt it?
Credit score 1 month ago