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Ben Luthi
Ben Luthi is a personal finance writer whose coverage has appeared in The New York Times, The Wall Street Journal, U.S. News & World Report, Forbes, and USA Today. He began his writing career at NerdWallet covering credit cards and writing about student loans at Student Loan Hero, before becoming a full-time freelancer. During his free time, he enjoys playing games with his two kids, mountain hiking in Utah, and trying to catch up on his ever-growing Netflix queue.
- Yahoo Personal Finance
9 weird ways to use a credit card and max out your rewards
Check out these creative ways to use a credit card to help you maximize your rewards and benefits on everyday spending.
- Yahoo Personal Finance
What is a mobile-only bank, and is one right for you?
Mobile banks offer a convenient, mobile-first experience. But depending on your banking needs and preferences, you may prefer a full-service bank instead. Here’s what to know about mobile banks.
- Yahoo Personal Finance
What is a recession?
A recession is an economic downturn resulting from a long period of negative economic growth. Here's what you need to know about what a recession is and the signs one is on the horizon.
- Yahoo Personal Finance
Why do some banks charge monthly maintenance fees?
Many banks charge a monthly maintenance fee on certain accounts, but it's possible to avoid them. Here's what you need to know.
- Yahoo Personal Finance
How to calculate interest on a CD
Knowing how to calculate CD interest can give you an idea of how much you’ll earn on your balance. Here’s how to calculate CD interest and choose the right account for your needs.
- Yahoo Personal Finance
Current credit card interest rates [2024]: How do your cards stack up?
Credit card interest rates are near all-time highs. See how to manage your credit and avoid interest altogether.
- Yahoo Personal Finance
Can you negotiate a higher savings account rate with your bank?
Can you negotiate interest rates with banks? Generally, no. But here are some steps you can take to earn more on your savings.
- Yahoo Personal Finance
JetBlue Card review: Lackluster benefits with no annual fee
While the card does offer some solid value potential for big spenders, most people will consider its benefits underwhelming.
- Yahoo Personal Finance
Which credit card is best for me? A guide to help you choose.
Here are the factors to consider before you apply for a new credit card.
- Yahoo Personal Finance
Amex Platinum vs. Chase Sapphire Reserve: Elite travel cards with competing perks
These two luxury travel cards are popular for a reason — but offer significantly different benefits.
- Yahoo Personal Finance
What is Venmo, how does it work, and is it safe to use?
Venmo is a peer-to-peer payment service that also offers business transactions. Here's what to know about how it works and whether it's safe to use.
- Yahoo Personal Finance
What is a digital wallet, and do you need one?
A digital wallet is a mobile app that stores credit and debit card information, as well as other digital documents. Here's how it works.
- Yahoo Personal Finance
How many credit cards is too many?
Using multiple credit cards can be a great way to take advantage of the different features each one offers, But how many credit cards is too many?
- Yahoo Personal Finance
The Plum Card from American Express review: Opt for cash back or float
The Plum Card is a unique business credit card that gives business owners up to 60 days to pay off their monthly balance — with no interest.
- Yahoo Personal Finance
British Airways Visa Signature Card review: A valuable but complicated travel credit card
Although British Airways credit card has plenty of solid perks, maximizing the card's value can be tricky.
- Yahoo Personal Finance
How do banks make money?
Understanding how banks make money can help you evaluate your banking relationships to ensure you're getting the most bang for your buck.
- Yahoo Personal Finance
What is Zelle, and is it safe to use?
Zelle is a peer-to-peer payment app that allows you to send and receive money within minutes. So how does it work — and is it safe?
- Yahoo Personal Finance
Can you gift a certificate of deposit?
Thinking about giving a CD as a gift? It’s possible, but there are limitations. Here’s what you should know about gifting CDs.
- Yahoo Personal Finance
How to open a bank account for someone else
It's possible to open a bank account for another person, but only in certain situations. Learn more about the rules and which documents you’ll need to open a bank account for someone else.
- Yahoo Personal Finance
When should you stop paying your credit card bills?
It's generally never a good idea to stop paying your credit card bills. That said, there are some situations where putting credit card payments on hold makes sense.