Best Phones Under 20000: Top Android Smartphones From OnePlus, Samsung And More At Competitive Prices

While features like camera and battery life do hold a lot of importance, it is the budget that plays as one of the most important determining factors among Indians for buying a smartphone. And phones under Rs. 20,000 are one of the most competitive price options that Indians look out for. Thus, a lot of popular brands compete for consumer attention in this category. Popular brands, such as OnePlus, Samsung, Redmi, Vivo, Oppo and several others have emerged as key players in offering the most technologically advanced smartphones in almost all price brackets that cater to diverse modern Indian users’ preferences. These handsets often boast impressive specifications, including powerful processors, high-resolution cameras, and solid battery capacities. The tough competition in this segment has led to constant innovation and technological advancements, providing buyers with a wide array of affordable yet high-performance options to choose from. As a result, the market for smartphones under Rs. 20,000 remains dynamic and continually evolving, with each brand striving to outdo the others in delivering value and functionality.
Some of the handpicked options for you:

Even after the launch of OnePlus Nord CE 4, the craze about OnePlus Nord CE 3 has still not fizzed out. As of mid 2024 also, it is one of the most purchased and preferred mid-range phones. You can get this phone in two storage and colour options.
Features of OnePlus Nord CE 3 5G:

User Feedback: The mid-range OnePlus Nord CE 3 5G phone ticks all the important and required parameters, including good build quality and long battery life, along with reliable performance for years to come.
One of the best all-round phones, the iQOO Z9 strikes the right balance of style and functionality. Boasting of the most upgraded operating systems (among the phones on this list), the smartphone smoothly carries out multiple tasks and handles various software smoothly.
Features of the iQOO Z9 5G:

User Feedback: Customers particularly praise the iQOO Z9 5G handset for its camera quality, value, and performance. They mention that it has a good back camera and is value for money. Battery of the phone is something that a lot of people were disappointed with.
Brilliantly designed and perfectly balanced with modern specifications, the OnePlus Nord 3 has a gorgeous 2.8D silk glass cover with a frosted texture that is anti-glare and anti-fingerprint, while Misty Green comes with a subtle glossy celadon glass finish.
Features of OnePlus Nord 3:

User Feedback: People who purchased this phone are obsessed with their camera quality, charging speed, performance, and display. They also mention it has a good battery life, the processor is amazing, and the display is vibrant.
Launched in 2023, the Redmi Note 12 5G is a great smartphone that has garnered popularity for its durability and functionality. The smartphone is completely 5G ready and allows you to download an entire season of some series, upload large files in seconds, watch high-resolution videos without buffer, go gaming and enjoy crystal clear video calls easily.
Features Of Redmi Note 12 5G:

User Feedback: This mid-range phone has a great battery life, display, and touch quality. Though some people complained that the phone would heat up a little bit, be used or charged for a long time, otherwise it is a great phone.
After considering more than 6,000 reviews, we can safely say that the OnePlus Nord CE 3 Lite 5G is one of the best OnePlus phones. It has a unique Pastel Lime colour and an IPS LCD display. The OnePlus Nord CE 3 Lite 5G uses a Qualcomm Snapdragon 695 SoC and a 5,000mAh battery The major strength of the handset is that it supports 67W fast charging, which the brand claims can charge the battery from 1 to 80 percent in 30 minutes, making it ideal for people who are too lazy to charge or are always on the go.
Features of OnePlus Nord CE 3 Lite 5G:

User Feedback: Overall a good phone, the OnePlus Nord CE 3 Lite 5G is a great option for the OnePlus brand loyalists and do not want to spend more than Rs. 20,000. With this handset, you get a nice OxygenOS experience, strong battery life, decent performance, and fast charging.
Featuring MediaTek Dimensity 7050 5G chipset, 6nm process, 2.6GHz CPU, and A78 core, the realme NARZO 70 5G combines all of this for a smoother 5G experience that provides lasting power you can count on. The screen of the phone has an AMOLED display that helps in smoother scrolling, brighter screen and stronger visuals.
Features of realme NARZO 70 5G:

User Feedback: People who bought this realme NARZO 70 5G rate it for its display, ease of use, and camera quality. They also mention it has a vibrant OLED display, user friendly interface, and ample battery life.
Not just us, more than 15,000 online buyers have been blown away by the versatility of the Samsung Galaxy M34 5G. Costing less than Rs. 20,000 this phone has 50MP + 8MP + 2MP Triple Camera Setup, including a blur-free no shake camera and incredible pictures even at night. For selfies and video calls, it has a 13MP sensor.
Features of Samsung Galaxy M34 5G:

User Feedback: This phone is a great choice for those with a budget of Rs. 20,000 and want the perfect camera quality and display.
Realme 12+ 5G boasts of a capable and reliable camera system, it allows you to capture your stories clearer than ever. The camera of the phone boasts of Sony imaging hardware that allows you to have true master-quality photos that will have all your friends wanting to get in front of your camera lens.
Features of realme 12+ 5G:

User Feedback: This phone has etched its place in the hearts of the users for its design and great camera quality.
The major strength of the phone is its strong battery life that is designed to last longer, and also combines Super Power Saving Mode and Ultimate Standby at Night Mode to eliminate battery life worries. The phone has IPX4 water and splash resistance so you need not worry about rain, spills, and splashes. This phone is proven to be water resistant from all directions.
Features of Oppo A79 5G:

User Feedback: At this price point, the Oppo A79 5G offers a smooth screen, great battery and decent camera. The phone is specifically suitable for gamers.
Simple and functional, the Vivo Y28 5G has a smooth texture and slim body that is easy to hold or slip into the handbag. Its 50MP primary camera delivers clear and bright pictures, giving even the high-end phones a run for their money.
Features of Vivo Y28 5G:

User Feedback: Apart from the battery life (which is average and not bad, actually) people who got this phone are really satisfied with its performance and appreciate its state of the art features.
Here is a comparison table of the products mentioned above:

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DISCLAIMER: At TOI, we keep you informed about the newest trends and products. The products listed have been well studied and researched, and are also in line with customer ratings. TOI is part of an affiliate partnership, meaning we may receive a portion of the revenue from your purchases. The product prices mentioned in the article are subject to change, as per retailers' deals