Corporate Policies
COMP/DOC/Feb/2023/162/2283
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Plans
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TERM INSURANCE
- ICICI Pru iProtect Smart (Bestseller)`~Lumpsum Payout
- Claims amount paid out in single instalments (lumpsum)
- Up to 5%`= Online Discount (Lifetime)
- Affordable High Life Cover!a to protect your family
- Up to 15%2 Salaried Discount (For 1st Year premium)
- Tax benefit^ on premiums paid and tax-free^ claims payout
- Optional 34 Critical Illnesses## rider & Accidental Death Benefit9 rider
- ICICI Pru iProtect Smart Monthly Income Payout
- Claims amount paid in monthly instalments
- Up to 5%`= Online Discount (Lifetime)
- Up to 30%*2 discount on premiums for monthly income payout (Lifetime)
- Up to 15%2 Salaried Discount (For 1st Year premium)
- In-built Terminal Illness Benefit3A and Permanent Disability Waiver5
- Optional 34 Critical Illnesses## rider & Accidental Death Benefit9 rider
W/II/1316/2023-24
- ICICI Pru iProtect Smart - Joint Life (New)(Term Plan: Husband + Wife)
- Affordable2a life cover!a for husband & wife in one plan
- Option to exit early & get back all paid premiumsS1
- Option to cover 34 Critical illnesses##
- Up to 5%`= Online Discount (Lifetime)
- Up to 24%†† Lower Premiums for Women
- Tax benefit^ on premiums paid and tax-free^ claims payout
ICICI Pru iProtect Smart Joint Life Plan is a combination of two ICICI Pru iProtect Smart (a non-linked term insurance plan: 105N151V11) policies, one for you and one for your spouse.OTH/II/0334/2024-25
- ICICI Pru iProtect Smart (New)(Term Plan for Women)
- Affordable High Life Cover!a to protect your family
- Flat 15%F Discount for Women on Life Cover (Lifetime)
- Up to 5%`= Online Discount (Lifetime)
- Up to 15%2 Salaried Discount (For 1st Year premium)
- 34 Critical Illnesses Cover## (Optional)
- Tax benefit^ on premiums paid and tax-free^ claims payout
W/II/0354/2024-25
- ICICI Pru iProtect Smart (Bestseller)`~Lumpsum Payout
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Term Insurance with Returns
- ICICI Pru iProtect Smart – Smart Exit Option(Optional Return)
- Affordable High Life Cover2a to protect your family
- Flexibility to exit earlyō and get back total premiums paidS1
- Optional 34 Critical Illnesses## rider of up to ₹ 1 crore
- Optional Accidental Death Benefit9 rider of up to ₹ 2 crore
- In-built Terminal Illness Benefit4 and Permanent Disability Waiver5
- Tax benefit^ on premiums paid and tax-free^ claims payout and returns
- Special discount2 on first year’s premium for salaried customers
- ICICI Pru iProtect Return of Premium(Guaranteed Return3)
- High Life Cover1 to protect your family
- Guaranteed 105% return3 of life cover1 premium on maturity
- Option to get Monthly Income2a or Flexible Life Cover2 at every life stage
- Optional 64 Critical Illnesses4 rider of up to ₹ 1 crore
- Optional Accidental Death Benefit5 rider of up to ₹ 2 crore
- Tax benefit2b on premiums paid and tax-free2b claims payout and returns
- ICICI Pru Protect N Gain (New)(Market Linked Return)
- Potential to grow your wealth with Market Linked Returns
- Life cover1 up to 125x of Annual Premium7
- Return of Mortality and premium allocation charges2
- Unlimited tax-free* partial withdrawals4 allowed, that too free of cost
- Take control of your investments with unlimited free fund switches6
- Tax benefit* on premiums paid and tax-free* claims payout and returns
- ICICI Pru iProtect Smart – Smart Exit Option(Optional Return)
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ULIP (UNIT LINKED INSURANCE PLANS)
- ICICI Pru Signature (Popular)
- Financial protection for your loved ones with life cover
- Tax benefits u/s 80C & 10(10D)4
- Return of mortality and policy administration charges1
- Withdraw money regularly from your policy with SWP3
For offline Signature refer to Offline Signature Brochure
- ICICI Pru Protect N Gain (New)(Market Linked Return)
- Potential to grow your wealth with Market Linked Returns
- Life cover1 up to 125x of Annual Premium7
- Return of Mortality and premium allocation charges2
- Maturity booster3 at policy maturity to boost your fund value
- Withdraw money regularly from your policy with SWP4
- Get added protection with Accidental Death cover5 and Accidental Disability cover5
- ICICI Pru Platinum (New)
- Potential to grow wealth through market linked returns
- Life cover1 to secure your loved ones
- Systematic withdrawal plan2 to withdraw money regularly from your policy
- Tax benefits3 as per prevailing tax laws
- Choice of 4 portfolio strategies and wide range of funds4
- ICICI Pru1 Wealth
- ICICI Pru LifeTime Classic
- ICICI Pru Smart Life
- ICICI Pru Signature (Popular)
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ULIP WITH CAPITAL GUARANTEE
- Signature Capital Guarantee II Solution
- ICICI Pru Save N Grow
- Market linked2 returns + Safety1 of investment
- Start creating wealth2 with a minimum premium of ₹2,250 p.m.
- Return of mortality and policy admin charges5 from 6th policy year
- Maturity booster6 to boost your earnings
- Life cover4 to financially protect your loved ones
- Tax3 benefits u/s 80C and 10(10D)
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Guaranteed Return Plans
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Child Plans
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RETIREMENT AND PENSION PLANS
- ICICI Pru Saral Pension PlanSingle Premium Immediate Income
- ICICI Pru Guaranteed Pension Plan FlexiRegular Premium Future Income
- A regular-pay deferred annuity plan that helps you gradually build the retirement savings and provide guaranteed income for life
- Flexible premium paying terms and deferment periods
- Meet your healthcare and lifestyle needs through additional payout options1
- Financial security for your family even in your absence, with the Waiver of Premium feature3
- Annuity plan can cover either single or joint life2
- Tax benefits as per prevailing tax laws
- ICICI Pru Guaranteed Pension PlanSingle Premium Future Income
- Single premium plan to get guaranteed income for life with the option to defer income by upto 10 years
- Lock in the current interest rates for the annuity to be received later
- Annuity plan can cover either single or joint life*
- Flexible payout options to suit your need2
- Tax benefits# on premium paid u/s 80CCC of Income Tax Act, 1961
- ICICI Pru Guaranteed Pension Plan
- Single premium plan to get guaranteed income immediately for the rest of your life
- Annuity plan can cover either single or joint life*
- Flexible payout options to suit your need2
- Tax benefits# on premium paid u/s 80CCC of Income Tax Act, 1961
- Purchase annuities from your savings or accumulated NPS corpus
- ICICI Pru Gold Pension Savings Plan
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SAVINGS/ ENDOWMENT PLANS
- ICICI Pru Gold (New)
- Regular income1 up to 99 years of age followed by a lump sum2 on maturity
- Option to start receiving income immediately from the end of 1st policy year/month or defer3 it for a few years as per your need
- Protection through life cover4 till up to 99 years of age
- Tax benefits5 may be applicable on premiums paid and benefits received as per prevailing tax laws
- ICICI Pru Sukh Samruddhi (New)
- Choice to avail benefits as either Income or Lump sum
- Life cover1 for financial protection of your loved ones
- Option to receive income on any date of your choice with ‘Save the Date’2
- Option to accumulate income and withdraw it later as per your convenience with ‘Savings Wallet’3
- Tax benefits4 may be applicable on premiums paid and benefits received as per prevailing tax laws
- ICICI Pru Future Perfect
- ICICI Pru Savings Suraksha
- Life cover1 to protect your loved ones
- Guaranteed* Maturity Benefit2 and Guaranteed* Additions3
- Get Reversionary and Terminal Bonus4, if declared
- Tax5 benefits may be applicable to premiums paid and benefits received as per the prevailing tax laws
*Conditions apply
- ICICI Pru Gold (New)
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Health Insurance Plans
- ICICI Pru Heart / Cancer Protect
- iShield (New)
- Life cover1 till the age of 85 years
- Waiver of future premiums2 in case of permanent disability due to an accident
- Cashless hospitalisation3 at any of our network providers/hospitals
- Pre and post hospitalisation4 medical expenses covered
- Day care5 treatment: covers expenses for hospitalisation where 24 hours of hospitalisation isn’t required
- Tax benefits6 may be applicable on premiums paid and benefits received as per prevailing tax laws
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TERM INSURANCE
- Term Insurance
- Claims
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Library
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UNDERSTANDING LIFE INSURANCE
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