OR HB3272 | 2021 | Regular Session
Status
Completed Legislative Action
Spectrum: Moderate Partisan Bill (Democrat 20-4)
Status: Passed on September 25 2021 - 100% progression
Action: 2021-09-25 - Chapter 262, (2021 Laws): Effective date June 11, 2021.
Text: Latest bill text (Engrossed) [PDF]
Spectrum: Moderate Partisan Bill (Democrat 20-4)
Status: Passed on September 25 2021 - 100% progression
Action: 2021-09-25 - Chapter 262, (2021 Laws): Effective date June 11, 2021.
Text: Latest bill text (Engrossed) [PDF]
Summary
Requires insurer that provides coverage for full replacement costs of damaged or destroyed property to allow insured not less than 12 months within which to repair, rebuild or replace damaged or lost property or, if damage or loss to property occurred in location subject to declaration of emergency and damage or loss is directly related to emergency, not less than 24 months. Requires insurer that provides coverage for full replacement costs of damaged or destroyed property to allow insured not less than 12 months within which to repair, rebuild or replace damaged or lost property or, if damage or loss to property occurred in location subject to declaration of emergency and damage or loss is directly related to emergency, not less than 24 months. Requires insurer to provide insured with additional living expenses for period of 24 months after date of damage to or loss of insured's primary dwelling if damage or loss occurred in location subject to declaration of emergency and damage or loss is directly related to emergency. Requires insurer to add time to allowable period for repairing, rebuilding or replacing damaged or lost property and for providing additional living expenses in increments of six months for total period of not more than 24 months for repairing, rebuilding or replacing damaged or lost property, or not more than 36 months if property was located in location that was subject to declaration of state of emergency, and not more than 36 months of additional living expenses. Requires policy of property insurance or casualty insurance that covers insured's dwelling to permit insured to combine payments up to policy limits for claims of damage to or loss of insured's primary dwelling and other structures and for any covered expenses necessary to rebuild or replace damaged or lost dwelling or other structure if policy limits are insufficient.] Provides that policy of homeowner insurance must require insurer to combine coverage limits that apply to claims for loss of insured's primary dwelling and claims for loss of other covered structures if loss occurs in location that was subject to declaration of emergency, loss is directly related to emergency and coverage limit that applies to insured's primary dwelling is insufficient to pay for rebuilding or replacing primary dwelling. Caps amount that insurer must pay under combined coverage limits. Requires insurer to provide insured with opportunity to obtain estimate of cost to repair, rebuild or replace damaged or lost property every other year at time insurer offers to renew insurance policy if insured provides information necessary for estimate. Prohibits policy of property insurance or casualty insurance from limiting or denying payment of replacement cost or building code upgrade cost for damaged or lost property on basis that insured has decided to rebuild or purchase existing structure in new location. Declares emergency, effective on passage.
Titel
Relating to insurance; and declaring an emergency.
Sponsors
Roll Calls
2021-06-02 - House - House Third Reading in Concurrence (Y: 58 N: 0 NV: 0 Abs: 2) [PASS]
2021-05-28 - Senate - Senate Third Reading (Y: 21 N: 1 NV: 0 Abs: 8) [PASS]
2021-05-18 - Senate - Senate Committee Do pass with amendments to the A-Eng bill. (Printed B-Eng.) (Y: 5 N: 0 NV: 0 Abs: 0) [PASS]
2021-04-26 - House - House Third Reading (Y: 56 N: 0 NV: 0 Abs: 4) [PASS]
2021-04-12 - House - House Committee Do pass with amendments. (Printed A-Eng.) (Y: 11 N: 0 NV: 0 Abs: 0) [PASS]
2021-05-28 - Senate - Senate Third Reading (Y: 21 N: 1 NV: 0 Abs: 8) [PASS]
2021-05-18 - Senate - Senate Committee Do pass with amendments to the A-Eng bill. (Printed B-Eng.) (Y: 5 N: 0 NV: 0 Abs: 0) [PASS]
2021-04-26 - House - House Third Reading (Y: 56 N: 0 NV: 0 Abs: 4) [PASS]
2021-04-12 - House - House Committee Do pass with amendments. (Printed A-Eng.) (Y: 11 N: 0 NV: 0 Abs: 0) [PASS]
History
| Date | Chamber | Action |
|---|---|---|
| 2021-09-25 | House | Chapter 262, (2021 Laws): Effective date June 11, 2021. |
| 2021-06-11 | House | Governor signed. |
| 2021-06-07 | Senate | President signed. |
| 2021-06-04 | House | Speaker signed. |
| 2021-06-02 | House | House concurred in Senate amendments and repassed bill. Ayes, 58; Excused, 2--Clem, Smith Warner. |
| 2021-05-28 | Senate | Vote explanation(s) filed by Heard. |
| 2021-05-28 | Senate | Girod declared potential conflict of interest. |
| 2021-05-28 | Senate | Third reading. Carried by Kennemer. Passed. Ayes, 21; Nays, 1--Heard; Excused, 8--Boquist, Findley, Frederick, Hansell, Linthicum, Robinson, Thatcher, Thomsen. |
| 2021-05-27 | Senate | Second reading. |
| 2021-05-26 | Senate | Recommendation: Do pass with amendments to the A-Eng. bill. (Printed B-Eng.) |
| 2021-05-18 | Senate | Work Session held. |
| 2021-05-06 | Senate | Public Hearing held. |
| 2021-04-29 | Senate | Referred to Labor and Business. |
| 2021-04-28 | Senate | First reading. Referred to President's desk. |
| 2021-04-26 | House | Third reading. Carried by Marsh. Passed. Ayes, 56; Excused, 4--Hudson, Leif, Nearman, Noble. |
| 2021-04-20 | House | Carried over to April 26, 2021 Calendar by virtue of adjournment. |
| 2021-04-19 | House | Second reading. |
| 2021-04-15 | House | Recommendation: Do pass with amendments and be printed A-Engrossed. |
| 2021-04-12 | House | Work Session held. |
| 2021-04-05 | House | Work Session held. |
| 2021-03-10 | House | Public Hearing held. |
| 2021-03-02 | House | Referred to Business and Labor. |
| 2021-02-23 | House | First reading. Referred to Speaker's desk. |
