Small Business Insurance
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Get customized coverage recommendations and quotes from top-rated small business insurers.
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Choose among affordable policies, many with savings up to 20% and monthly payment options.*
Insuring over 1 million small business owners worldwide.
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Highly rated carriers. Handpicked for small businesses.
Your one stop for small business coverage
General Liability
Coverage for third-party accidents, property damage, and bodily injury.
Professional Liability
Coverage for damages and legal costs for mistakes or negligence claims.
Workers’ Compensation
Coverage to help take care of employees who get sick or injured on the job.
Business Owner’s Policy (BOP)
General liability, property insurance, and more all in one convenient package.
We cover 400+ types of businesses
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Business insurance simplified
Tell us about your small business
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Get back to what matters — your business
We’ve helped insure more than 1 million small businesses, worldwide.
See what some of them have to say.
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Frequently asked questions
Simply provide some information about your business and we’ll search for the coverage your business may need from leading insurers. Then, you choose what works best for you.
We recommend our online quote tool. It’s easy to use and can provide you with a quote in just 10 minutes.
Business insurance premiums are based on several factors, including:
- What your business does
- Where your business is located
- How many employees you have
- Your estimated revenue
Premiums also can vary among insurers, which is why we work with a variety of different providers to help find the coverage and price that works for you.
You can download a copy of your certificate of insurance (COI) to your computer or mobile wallet 24/7 using your Simply Business online account.
Currently every state, except Texas, requires most employers to purchase workers’ compensation insurance. You can learn more here.
It depends on your type of business, but we typically recommend both general liability and professional liability insurance. You can get expert recommendations by using our online quote tool.
*20% savings calculation based on comparison savings on general liability policies. Actual savings may vary based on the nature of your business, its location, and insurance provider appetite. Savings percentage is calculated using the average price difference of quotes from the Simply Business panel of insurance providers. Monthly payment options dependent on carrier availability.