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Borrowing & debt

August 2023

  • Aditya Chakrabortty

    Can’t pay and they really do take it away: what happens when the bailiffs come knocking

    Aditya Chakrabortty
  • Patient in an MRI scanner. People are taking out personal loans to access tests faster.

    Buy now, pay later medical loans on rise as desperate patients go private amid NHS backlogs

  • a man balances a % sign and a house

    UK interest rate rise: what it means for you

  • Heather Stewart

    Buy now, pay later firms stay unregulated – and Britons are racking up debt

    Heather Stewart

July 2023

  • Rows of terrace houses

    Millions of UK families using credit cards and loans to pay basic bills

  • A wallet with money and credit cards

    Squeezed UK households hit as cost of personal loan rate doubles

  • Pound coins on top of £5, £10, £20 and £50 notes

    Anxious and at risk? Britons fall into six cost of living groups, report finds

  • FILE - Credit cards as seen Thursday, July 1, 2021, in Orlando, Fla. If you’re struggling to keep up with payments or save toward a goal, continuing to use a credit card for all purchases can hinder financial progress. Credit card rewards or other incentives don’t hold as much value when you’re carrying a hefty balance and paying steep interest charges. (AP Photo/John Raoux, File)

    Credit cards: new UK rules could mean end of O% interest deals

  • Will high interest rates burst the new car bubble and will drivers hand back keys?

  • UK GDP: mortgage payers’ worst fears are likely to come true

  • UK two-year fixed mortgage rates hit highest level since 2008

  • First Edition newsletter
    Monday briefing: How the government’s debt woes could cost the economy – and Rishi Sunak

  • ‘I tried to cut my debt but was charged £3,000 in fees’

  • Currys shoppers cut back on smart speakers and laptops as inflation bites

  • Average rate on five-year fixed mortgage deal in UK climbs above 6%

  • Rishi Sunak visiting an Ikea distribution centre in Dartford, Kent

    ‘Shock and awe’ interest rate rise leaves Sunak’s cost of living pledge in tatters

    Bank raises base rate to 5% and is predicted to go to 6% as pressure grows on government to intervene
  • Silhouettes of people walking past the Bank of England.

    Bank of England raises interest rates by a half point to 5%

    Move brings borrowing costs to highest level since April 2008 as Bank intensifies efforts to control inflation
  • A row of differently coloured 'for sale' or 'sold' signs stand in front of a newbuild apartment block

    ‘This is ruining people’s lives’: homeowners hit by UK mortgage crisis speak out

    Borrowers with expiring fixed-rate or tracker mortgages face difficulties, with some saying they will be forced to sell their homes
  • Several 'for sale' signs in a row, in front of a leafy backdrop

    Today in Focus
    Britain’s mortgage timebomb

  • Rishi Sunak

    Labour piles pressure on Sunak with plan to prevent ‘mortgage catastrophe’

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