BUYING INSURANCE POLICY
What is the difference between deductible, co-payment in a health insurance policy If you are confused by personal finance terms, jargon and calculations, here’s a new series to simplify and deconstruct these for you. In the fifth part of this series, ET Wealth explains the difference between deductible and co-payment.
01 Jul, 2024, 06.30 AM ISTGet Rs 10 lakh insurance policy at Rs 555 premium: New accidental insurance cover launched; know features, where to buy India Post Payments Bank (IPPB) has recently launched personal accident covers at an affordable premium. There are various variants of Health Plus and Xpress Health Plus. From coverage to premium to benefits — read all about the new accident covers ...
28 Jun, 2024, 04.23 PM ISTIs your medical claim stuck? Find out why you face problems in health insurance claim settlement and how to avoid them While health insurers can sometimes be blamed putting customers through unending hardship in clearing claims, many a times it’s the policyholder who is at fault. A significant portion of these health insurance claim rejections can be prevented by as...
25 Jun, 2024, 01.26 PM IST- ADVERTISEMENT
LIC warns policyholders about offers to buy their current insurance policies The life insurance behemoth has urged all policyholders to proceed with extreme caution before making any decisions about their policy that might compromise their family's risk coverage and financial stability.
25 Jun, 2024, 12.44 PM IST6 questions to ask while buying a health insurance policy to avoid claim rejections later How to buy the right health insurance policy that will pay for your claims on time? You can avert claim rejections by asking the important questions at the time of buying health insurance and reading the policy details and fine print carefully. Ask ...
24 Jun, 2024, 06.30 AM IST6 recent health insurance claim rule changes every policyholder should know Insurers will have to clear a health insurance claim within three hours of receiving it from the hospital during discharge. Irdai has also given a window of one hour for clearing cashless claim requests at the time of admission. All you need to know...
24 Jun, 2024, 06.30 AM ISTUp to Rs 10 lakh relief in train accident: How a 45 paisa IRCTC travel insurance can be a huge help for your family in case of death or disability IRCTC travel insurance: Do you know that IRCTC offers an optional travel insurance policy at just 45 paisa premium per passenger. This policy offers coverage up to Rs 10 lakh in cases of death and permanent disability. God forbid if you perish in a ...
21 Jun, 2024, 12.26 PM ISTThese largecaps have ‘strong buy’ & ‘buy’ recos with upside scope of over 19% While one might be focussed what is happening in nifty and mid-cap space, if one looks at the recent performance of the large caps, there are a number of them which have done a catch up in just the last two weeks. When the valuation differential in ...
18 Jun, 2024, 02.27 PM ISTA 'kavach' helped 46,000 Indian women avoid deadly work during heat waves In Ahmedabad, scorching temperatures above 43C for a week left laborers like Lataben Makwana facing deadly conditions. A program by ICICI Lombard provided relief, paying out $340,000 to 46,000 women when temperatures spiked. Led by SEWA, the initiat...
12 Jun, 2024, 07.58 PM ISTWhat are riders with insurance policies? All you need to know Riders are essentially additional benefits that one can purchase and add to an existing policy.
10 Jun, 2024, 06.30 AM ISTThese largecaps have ‘strong buy’ & ‘buy’ recos and upside potential of more than 20% As the street grapples with what will be the final come out of elections, the street is witnessing two things, unwinding of the long position which were taken after the exit poll showed a comfortable win for ruling BJP and also fresh short position ...
05 Jun, 2024, 05.05 PM ISTHow NRIs can extract maximum value from voluntary deductible in their health insurance Indian software engineer Ravi moved to the US for a career opportunity but overlooked his health insurance policy in India. After realizing the importance of coverage during visits, he reinstated his Indian policy for financial security and peace of...
02 Jun, 2024, 02.05 PM ISTDefence stocks: Long runway, hedge a bit to avoid narrative-based decisions; 8 PSU & Pvt sector stocks, 4 with upside potential of upto 44% In an election season, there are bound to be times when one or the other narrative may make one question about whether one should sell the stocks. The underlying reason would be fear of losing the gains on which one is sitting. Especially when it co...
30 May, 2024, 03.18 PM ISTThese midcap stocks with ‘strong buy’ & ‘buy’ recos can rally over 25%, according to analysts After a strong phase upward movement, mid cap stocks are witnessing a sort of selective profit booking move. Profit booking which is mostly happening in line with Q4 numbers. A strong directional move is only likely to appear post election results. ...
30 May, 2024, 11.20 AM ISTThese largecaps have ‘strong buy’ & ‘buy’ recos and upside potential of more than 20% The way markets have panned out in the last few sessions, it appears that bulls are waiting for a confirmation on 4th of June and then they will take over control of the street. But because valuations are high, one has to be cautious, while being bu...
28 May, 2024, 11.36 AM ISTMaternity insurance: 5 things to know Maternity Insurance is a type of health insurance policy that offers coverage for all pregnancy-related expenses.
27 May, 2024, 06.30 AM ISTPSU Banks stocks: Stay bullish, hedge a bit to avoid narrative induced selling; top 7 PSU banks with upside potential of up to 36 % While every sector has witnessed a re-rating in the last couple of years. The re-rating can be due to two reasons. whether headwinds have gone away because of government policy push and clean up or the sector has recovered due cyclical reasons. In t...
22 May, 2024, 08.39 AM ISTInsurers are having a Chillar Party: Maternity insurance sales skyrocket as couples brace for soaring costs Rising childbirth costs in India drive a surge in demand for maternity insurance, growing at 80% annually. PolicyBazaar data reveals 78% of policies are bought by men. Insurers see these policies as customer magnets despite expected claims. Factors ...
11 May, 2024, 03.14 PM ISTWhat should be the criteria for selecting the right kind of term plan? Dinesh Dilip Bhoi answers There are chances of some sickness coming up or some disease coming up in the future which might hamper the person to take a life plan or which might increase, there would be a loading on his premiums with the premiums would get higher and higher an...
10 May, 2024, 01.13 PM ISTDemat type e-Insurance Account must to buy new insurance policies: 6 things to know05 Apr, 2024, 06.06 PM IST