NPS INVESTMENT OPTION
How to save Rs 91,000 in tax using NPS, salary perks Sudhir Kaushik of TaxSpanner.com tells readers how they can optimise their tax by rejigging their incomes and investments.
01 Jul, 2024, 06.30 AM ISTGet 60% higher pension by delaying your NPS exit by 5 years; know how NPS continuity and deferment options can help you NPS exit: Many people who have not saved enough for retirement income in NPS they need to know about the options they have at the time of exit at the age of 60. By exploring deferment, continuance, and systematic withdrawal options, individuals can ...
25 Jun, 2024, 07.15 PM IST18 major NPS changes in last 6 months: New online withdrawal facility to changes in NPS transaction statement New NPS rules: The National Pension System CRAs registered with the Pension Fund Regulatory and Development Authority (PFRDA) are consistently improving their systems. Here are the important NPS functions recently announced to enhance user experienc...
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New NPS investment option Balanced Life Cycle Fund to help you build bigger retirement corpus; PFRDA to launch it in July-September NPS Balanced Life Cycle Fund by PFRDA: The NPS auto choice option is suitable for those NPS subscribers who find it difficult to decide when and how much to invest in each asset class. As the equity exposure reduces each passing year, the NPS subscr...
25 Jun, 2024, 02.58 PM ISTPFRDA to introduce new life cycle fund option by September Life cycle fund provides an option of investment to subscribers and allocation of equity and debt depends on the option chosen by them. There are different investment choices (Auto/Active) for tier-1 and tier-2 National Pension Scheme (NPS) accounts.
22 Jun, 2024, 01.07 AM ISTITR filing: Compare your tax outgo in old and new tax regime before finalising one for FY24 Sudhir Kaushik of TaxSpanner.com tells readers how they can optimise their tax by rejigging their incomes and investments. TaxSpanner estimates that Vivek Jaiswal can have a surplus of almost Rs.60,000 if his salary is rejigged to include tax-free p...
10 Jun, 2024, 06.30 AM ISTTypes of NPS accounts: 4 differences between NPS Tier 1 and Tier 2 accounts The NPS, a government pension scheme, offers Tier I and Tier II accounts with different functions. Tier I is for retirement planning with withdrawal restrictions, while Tier II is a flexible savings account.
06 Jun, 2024, 01.54 PM ISTI received Rs 70 lakh after retirement. Where should I invest this amount for good return? Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
05 Jun, 2024, 12.51 PM ISTI received Rs 18 lakh from sale of ancestral property. Where should I invest this money for the next 3-5 years? Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
29 May, 2024, 10.12 AM ISTWhere should I invest Rs 1 crore to get monthly income of Rs 1 lakh? Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
21 May, 2024, 11.40 AM ISTWhere should you invest when saving for retirement? The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk...
20 May, 2024, 06.30 AM ISTHow to plan your income tax savings for FY25 using ELSS mutual funds? Plan tax savings for FY25 with ELSS funds. Invest Rs 1.5 lakh early using lumpsum, SIP, or STP. Consider various investment options for Section 80C benefits. ELSS offers higher returns than traditional options.
06 May, 2024, 04.12 PM ISTLow charges, high returns, income tax benefits — 5 reasons to choose NPS for retirement planning The NPS for the general public completes 15 years this week. Over the years, the NPS has undergone many changes and become more investor friendly. The Pension Fund Regulatory and Development Authority (PFRDA) has made the scheme more flexible and in...
29 Apr, 2024, 06.30 AM ISTNPS is a long-term investment with very low costs, low risk profile: Rahul Bhagat, CEO, DSP Pension Fund Annuity should not be a sore point, because it offers a fixed and assured income for life. It is like a fixed deposit for the rest of your life. An annuity does away with the reinvestment risk and the risk of longevity. At least some part of the ret...
29 Apr, 2024, 06.30 AM ISTIncome tax savings FY2023-24: 5 tax-savings options other than Section 80C11 Apr, 2024, 11.53 PM IST Mutual funds, other investment options to choose to save for retirement The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk...
25 Mar, 2024, 06.30 AM ISTIncome tax savings FY2023-24: 5 tax-savings options other than Section 80C14 Mar, 2024, 05.10 PM IST Top 6 investment options for women in India An increasing number of women in India are entering the workforce and seeking financial autonomy. They have various investment options, including PPF, mutual funds, NPS, fixed deposits, NSC, and Mahila Samman Savings Certificate, to achieve their fi...
07 Mar, 2024, 04.49 PM ISTBest ways to save income tax: 10 tax-saving investment options for you ET Wealth annual ranking of tax-saving instruments helps such individuals make the right choices. We assessed 10 tax-saving options on eight key parameters—returns, safety, flexibility, liquidity, costs, transparency, ease of investment and taxabili...
01 Mar, 2024, 04.05 PM ISTULIPs and NPS: What are the tax benefits you can expect? Arnav Pandya explains Arnav Pandya says: "If you are just looking at the tax benefit, you do consider one thing that it is very likely that the amount which you invest on which you think you will get a deduction, you are not going to be able to access for a very long tim...
10 Jan, 2024, 04.00 PM IST