RBI FLOATING RATE BOND BENEFITS
The yield curve and what to bear in mind
Now, the market has been divided into which part of the curve to remain focussed on, as the yield curve has flattened. Whether you take 1y Tbill or 30yGSEC, the rates are around 7%, give or take. The RBI repo rate as everyone knows, is 6.5% - the next move, we and the market believe, will be down, but the timing is not clear basis current inflationary dynamics
Will Nifty continue to scale new highs ahead of Budget? Mahantesh Sabarad answers
The markets have been buoyant for all these reasons and we are also likely going to see a lot of corporate profitability surging ahead because there has been a general demand recovery post the lull we have seen the last three-four years particularly on the consumer side, both durables as well as fast moving goods.
RBI Floating Rate Savings Bond interest for July-December 2024 announced: What is the latest interest rate, when will you get it?
RBI Floating Rate Savings Bond interest rate announced: The Reserve Bank of India has notified the interest rate of RBI Floating Rate Savings Bond (FRSB) 2020 (Taxable) from July 1 to December 31 2024. As the name suggests, the interest rate of RBI Floating Rate Savings Bonds 2020 (Taxable) is not fixed. The interest rate on RBI floating rate savings bond is reset twice in a year. The interest is payable semi-annually. All you need to know about the latest interest rate of RBI Floating Rate Savings Bond and how you will get it.
India's entry into JPMorgan Bond Index set to benefit real estate & manufacturing: Abhishek Banerjee
Analyzing India's economic shifts from surplus to GDP growth projections, Abhishek Banerjee says the focus lies on potential impacts on export sectors and bond markets, indicating promising growth opportunities in the economy. While India's increased production and exports are positive, the shift necessitates careful sector allocation in the near term to manage potential impacts on export-oriented industries.
Gilts to shine brighter from tomorrow
JP Morgan will include 27 fully accessible Indian government bonds in its GBI-EM global index suite starting June 28, allowing global investors to deploy funds in these bonds.
Taking a home loan? 5 ways you can reduce cost of borrowing and save money
The longer the tenure of a loan, the higher the interest burden. Home loan rates will not come down as the RBI has kept policy rates unchanged. If you are planning to buy a house with a loan, ET Wealth suggests some ways to reduce the cost of borrowing.
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RBI MPC: Experts decode policy impact on markets, sectors
Adhil Shetty, Vikas Garg, and Naveen Kulkarni opine on the RBI MPC policy, and how it would affect market sentiment, and pave the way for economic growth.
Home loan borrowers may have to wait longer for lower EMIs but a rate cut likely this year; how to make the most of it
Home Loan Interest Rates: The Reserve Bank of India (RBI) in its recent Monetary Policy Committee meeting decided to maintain the repo rate at 6.5%, prolonging the wait for home loan borrowers seeking relief from high interest rates and increased EMIs. Despite the current pause in repo rate the possibility of a rate reduction this year is still there.
Bonds poised for a major bull run in next five years: Maneesh Dangi
I will tell you, first from a, let us say, asset classes point of view, we talked about equity, but a few people realise that return of Modi actually is absolutely loved by bonds because it sort of assures that this small risk of high fiscal deficit and potentially very high inflation has gone.
Investors bought Rs 27,000 cr of sovereign gold bonds in FY24: RBI report
Sovereign gold bonds have caught the fancy of investors who bought Rs 27,031 crore worth of the bonds last fiscal, an amount more than four times invested in 2022-23 on the prospects of higher returns and tax benefits.
Govt's cash balance surges, banks starve
The ongoing general elections have led to a surplus in government cash balances, impacting the banking sector due to reduced spending. The Centre's adoption of efficient fund management practices has resulted in over ₹3 lakh crore in cash balances, affecting borrowing costs and liquidity in the market.
Best gilt mutual funds to invest in May 2024
Gilt funds are not recommended to regular debt investors because they are risky and volatile. Gilt funds suffer the most when the rates go up. The bond prices and yields move in opposite directions. When the rates go up, bond prices come down. This drags down the NAVs of schemes.
Debt mutual funds vs bank FDs: Where to invest for higher returns?
Debt mutual funds outperformed fixed deposits, emphasizing the importance of considering risk profile and investment goals. The strategy involves focusing on short-term funds and excluding target maturity funds.
ETMarkets Smart Talk: PSU, defence, railways & pharma could continue on multibagger run: Sunil Damania
Sunil Damania, CIO of MojoPMS, discusses how sectors like PSUs, defence, railways, and pharma. FMCG sector may excel in FY2025. Damania says: "Despite ongoing geopolitical tensions, the market seems to have adopted a selective deaf ear. The sustained rich valuations stem from optimism surrounding the Indian economy's potential and, consequently, India Inc.'s performance."
RBI not likely to cut interest rates soon; how this delay can impact bond investors, what they should do
The expected reduction in interest rates has been delayed, which is different from what was anticipated earlier this year. Experts now predict a slower and less substantial decrease. This has consequences for bond market investments.
RBI Floating Rate Savings Bonds likely to offer 8.05% interest from July 1, 2024; is it the right time to invest?
The interest rate of RBI Floating Rate Savings Bonds 2020 (Taxable) is not fixed. It is linked to the National Savings Certificate (NSC), a small savings program offered by the Union government. The RBI Floating Rate Savings Bonds offer an interest that is 0.35% higher than the prevailing interest on the NSC. The interest rate on Floating Rate Savings Bonds is reset every six months and due on July 1, 2024. What will be the interest on the RBI Floating Rate Savings Bonds 2020 from July? Should you invest in RBI Floating Rate Savings Bonds 2020 now? Check details.
RBI Floating Rate Savings Bond offers 8.05% interest now, higher than big banks' FDs; who should invest?
At present, RBI Floating Rate Savings Bond (FRSB) 2020 (Taxable) offers an interest rate of 8.05 per cent. Is it time to hop on the high-interest bus to get some good returns from RBI Floating Rate Savings Bond (FRSB) 2020 (Taxable)? Let's understand how it works and who should invest in these bonds.
Rates of RBI Floating Savings Bonds offering 8.05% to be reviewed soon; will it change from January 1, 2024?
The interest rate of RBI Floating Rate Savings Bonds (FRSB) 2020 (Taxable) is linked to the interest rate of the National Savings Certificate (NSC), a small savings scheme offered by the Union government. The bond will pay 0.35% higher than what NSC offers. The interest rate of RBI Floating Rate Savings Bonds is due for revision on January 1, 2024. Will the interest rate of RBI Floating Rate Savings Bonds go up or come down next year? Read here to find out
What guidance to expect from first MPC of new financial year
The monetary policy review meeting is expected to consider various factors including domestic stability, global rate trends, and demand-supply dynamics, shaping the outlook for the financial year.
A complete guide for NRIs to invest in government securities via RBI
Investing in government securities via RBI's retail direct platform benefits NRIs and OCIs, offering no fees and multiple investment options. Opening an account requires specific documents and a video KYC process for activation.
Debt mutual funds to offer higher returns in next 1-2 years: How investors can benefit
Debt mutual fund returns: Apart from RBI policy rate cuts, there is other action happening in the debt markets that will impact the returns investors can earn from debt mutual funds. Debt mutual funds returns in the coming years will be impacted due to lesser government borrowings as well as inclusion of Indian government securities in the global index.
Learn with ETMarkets: How to unlock benefits of sovereign gold bonds?
Adding gold to the investment portfolio serves various benefits, such as diversification, storing of value, and hedging against inflation.
Sovereign Gold Bonds 2023-24 Series-IV tranche: Benefits, features of SGB
Sovereign Gold Bonds (SGBs) are available for sale to resident Indian entities including individuals, HUFs, Trusts, Universities, and Charitable institutions. Denominated in units of one gram of gold. Interest rate notified by RBI. Redemption based on average closing price of gold.
HDFC Bank plans to float $750-m bond issue from GIFT City
The private lender will issue the dollar bonds out of its branch in Gujarat International Finance Tec-City (GIFT city). The bank has proposed to raise three-year bonds tagged as sustainability bonds and a five-year bond tagged as conventional bonds.
Investing online in Floating Rate Savings Bonds offering 8.05% interest through RBI Retail Direct? 10 points to remember
Currently, the RBI Floating Rate Savings Bond offers an interest rate of 8.05%, higher than the interest rates of fixed deposits (FDs) offered by most well-known public and private sector banks. Now, retail investors can subscribe to these bonds through the RBI retail direct portal. The interest rate on these bonds is reset every six months. Do note that the interest is payable semi-annually. Who can invest, how much you can invest, how to invest, how to pay for your investment, what will be the tax rules — all your questions answered.
Now invest in Floating Rate Savings Bonds offering 8.05% interest rate using RBI Retail Direct Portal
RBI floating bond was only available at any branches of SBI, Nationalised banks, private sector banks specified by the RBI and any other entity as authorised by the Reserve bank of India, as per the guidelines on floating rate bonds released by the government in June 2020.
How new RBI rules on floating rate loans benefit home loan borrowers
When the interest rates on a floating rate loan rise, borrowers may either see a hike in their EMIs, or an extension of the loan tenor, or both. However, lenders follow arbitrary practices in this regard. Taking cognisance of the numerous complaints received on the changes imposed by lenders without proper communication or consent of borrowers, the RBI has introduced a new framework for resetting floating rate loans. Here is how the new measures will provide succour to borrowers.
Is AIS fully reliable for ITR filing? It will not show these interest incomes
AIS or Annual Information Statement (AIS) is a statement launched by income tax department in November 2021. The aim was to provide consolidated view of the financial transactions undertaken by an individual of which tax department has information about. However, for financial transaction to reflect in AIS, the reporting entity must be notified by the income tax department.
RBI floating rate bonds interest rate hiked to 8.05% from July 1, 2023
The interest rate hike on RBI floating rate bonds are hiked after government hiked the NSC interest rate in April to June quarter for Fy 2023-24. The interest rate of National Savings Certificate has been kept unchanged for the second quarter (July- September) of FY 2023-24. The next interest rate review is due on January 1, 2024.
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