SIP AND LUMP SUM INVESTING DIFFERENCE

Sensex reaches 80,000 milestone, prompting mutual fund investors to reassess equity allocation. Experts recommend diversification and systematic investment plans for navigating market fluctuations.

Accumulating a Rs 1 crore corpus might seem like a distant dream for someone earning Rs 50,000 a month. However, with discipline and a strategic approach, it is achievable. Experts recommend systematic investment plans (SIPs) in equity mutual funds ...

Path to becoming a crorepati? Owning Rs 1 crore is an investor's dream. Strategic investments, like SIPs in equity funds, can help reach that goal. Regular investing and a long-term view are crucial. Even a Rs 1,000 SIP can grow substantially over t...

We believe that elections are just another passing event in the long investing journey for an investor. There have been many coalition governments in the past as well, however, we have also seen that an investor who stays invested by remaining focus...

​The negative obviously is what the media has been discussing and debating, which is that it is never too easy to run a coalition government. There will be pulls and pressures from different parties. We will see how it plays out. The nucleus, which ...

ETMutualFunds's best mutual fund SIP portfolios are meant for three different individual risk profiles: conservative, moderate and aggressive. We have also considered three SIP baskets – between Rs 2,000-5,000, between Rs 5,000-10,000 and above Rs 1...

Many mutual fund investors are not aware of the amount they need to invest to reach their desired goal or target corpus. If you want to confirm or know the amount you need to invest on a monthly basis to reach your desired corpus, you can use excel ...

With corporates buying debt funds again at the start of the financial year, debt funds saw inflows of ₹1.90 lakh crore. Total average assets under management of the industry moved to a new high of ₹57.01 lakh crore, compared with ₹55 lakh crore in t...

This benefits investors choosing the old tax regime as investments up to Rs 1.5 lakh are exempt under Section 80C of the Income Tax Act.

"SIP is a great starting point for a new investor. As you graduate, you will have more money, you will get some bonuses, and you will be able to invest lump sum amounts of money as well."

The fund, which will be managed by Mihir Vora and Akash Manghani, will manage a portfolio of 40-50 stocks. The fund managers will combine investment philosophies including growth at a reasonable value (GARV) and terminal value (TV) to pick stocks.

Earlier, Nippon, Tata and SBI MFs put restrictions on lump sum investments in their small-cap schemes, as high valuations and strong flows make it challenging for fund managers to deploy money. But ICICI will be the first fund house to restrict lump...

Dinshaw Irani says: “Coming to valuations if you look at the last six- or seven-year averages, we are not too far away from this. We are not too concerned, at least in the immediate six-seven months as such, but our one strong belief is it is going ...

NPS systematic lump sum withdrawal: After the latest changes, NPS investors will now have the option to withdraw 60% of their retirement corpus either as a lump sum at once or they can get paid in a phased manner through the systematic lump-sum with...

"In thematic funds, investors often enter at the wrong time and often join after a period of high returns and get disappointed. With this move, we want to encourage investors to invest systematically and even out volatility," said Radhika Gupta, CEO...

In the past six months, the Nifty 50 has moved up by 15.5%, while the Nifty Microcap 250 has jumped 57%. The Nifty Smallcap 250 and Nifty Midcap 150 have gained 39% and 35%, respectively.

The best opportunity to put money in small cap funds would be when they are ignored by the majority in the market, financial planners recommend a systematic investment plan (SIP) in these products to reduce risks.

There are different factors which different AMCs might look at while they are deciding on whether they want to stop the lump sum investment into their small cap schemes