TEMPORARY TOTAL DISABILITY
Canada's Quebec introduces cap on family sponsorship applications
Quebec has introduced a limit on family sponsorship applications, effective until June 25, 2026. The cap imposes a limit of 13,000 applications, with specific allocations for different categories. Out of the total, 10,400 applications are reserved for spouses, common-law partners, and dependent children aged 18 and above.
What is personal accident insurance
Personal accident insurance policy covers you against accidental death, injury and disability.
Arunachal Pradesh ready for Lok Sabha, assembly polls amid rain threat
The India Meteorological Centre (IMD) has forecast moderate to high rainfall in the northeastern state during the poll day. "We have arranged temporary shelters with all basic facilities in the polling booths where people can wait if the weather is not conducive," Chief Electoral Officer (CEO) Pawan Kumar Sain said.
1% of sum insured as weekly income for 2 years, coverage for coma, 6 key features you must have in accidental policy
Many times trauma caused by an accident may require very costly treatment for a prolonged period where a comprehensive health policy with limited sum insured may fall well short in meeting the entire expenses. Taking care of household becomes difficult and many people often end up spending their savings built over many years or have to sell their assets or at worst have to resort to big debt. This is where an accidental policy helps you afford a costly treatment and taking care of household expenses as well.
Pay just Rs 800 more to upgrade car insurance personal accident cover to all-round 24X7 personal accident policy
It is mandatory to buy a personal accident cover of Rs 15 lakh under car insurance, if you are the owner-driver of a car. It usually costs between Rs 300 and 400. However, there are certain limitations when it comes to compulsory car insurance cover under car insurance. Meanwhile, a standalone personal accident cover protects you from any type of accident around the clock and around the world. The premium for a Rs 15-lakh personal accident cover can range between Rs 800 and Rs 1,200 in a year. Is it a good idea to spend a little extra and buy a separate standalone personal accident cover for a holistic coverage? Read on to find out
Palestinians are struggling to flee south in Gaza after Israel gives an evacuation order
Palestinians in Gaza are facing a water crisis and struggling to flee areas targeted by the Israeli military. Israel has stopped the flow of resources to the region ahead of an expected land offensive. The UN and aid groups have expressed concern over the rapid exodus as it would cause untold human suffering for those unable to relocate.
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World Financial Planning Day: Do these 5 things before you start investing
Financial planning: Here are five important things you should do before you start investing.
Know your rights: How men can protect their finances while going through a divorce
We have addressed the concerns of men heading for a legal separation. ET Wealth has listed the costs they may have to bear in a divorce, the manner in which courts decide maintenance and child support, as well as the legal fee they might have to pay. More importantly, we tell them about the precautions they can take when they know that a separation is imminent.
Visiting Paris for the Olympics? Here's everything you need to know
Organizers, athletes and fans preparing for competitions in Paris — and regional French cities like Lille and Marseille, plus the far-away surfing venue of Tahiti in the South Pacific — can be confident the show will go on.
Personal accident insurance policy covers death, disabilities, medical expenses at low cost. Why you should buy one
A personal accident policy covers death, disabilities and medical expenses at a very low cost. Find out why you should buy one.
What is ESIC scheme, who is eligible, what are its benefits
The contributions are based on the workers' earning ability as a fixed proportion of their salary, yet they are awarded social security benefits based on individual needs without discrimination.
Agony of post-Covid loss of smell: People still struggling long after recovering from virus
Some have reported continued total or partial loss of smell six months after infection.
HDFC Bank extends loan EMI moratorium: Here's all you need to know
HDFC Bank has announced that it has extended the moratorium on all term loans like auto loans, personal loans and home loans, as well as on credit card dues.
Tracking India’s steps to contain economic fallout of the virus
Centre and RBI are trying to cushion an economy that was slowing even before the outbreak.
ESIC payroll data shows over 19 lakh additions in November
The net addition to the ESIC, after excluding those who ceased paying their contribution during the month, was 6.97 lakh, the highest for any month in the current fiscal year.
Resistance within government to universal social security payments
According to official sources, the plan is facing resistance from other government sections because such a programme would raise overall wage costs.
Why you should avoid most add-ons, optional features of term insurance plans
Insurance companies have added several new features in their term plans. While some benefit buyers, most of these additions are avoidable.
ESIC scheme: Reduction in insurance contribution of employers, employees takes effect
To popularise Employee’s State Insurance Corporation services, the contribution rate for both employee and the employer has been reduced.
Diwali bonanza! IRCTC offers Rs 10 lakh rail travel insurance for just 1 paisa
The optional travel insurance scheme for train passengers will be available at a token price of just one paisa instead of 92 paisa from October 7.
Why you should have a personal accident cover
While most readers are bound to be familiar with essential covers, very few would have heard of the personal accident cover.
Insurance for adventure sports now available in India: Is it any good?
Insurance for adventure sports is an absolutely new thing here with only one offer on table.
Which insurance covers are a must-have? Find out
Insurance is a risk management tool and must never be mixed up with investments as it is meant to serve a completely different purpose.
346 tonnes of hazardous waste still lying at Union Carbide premises: Government
Centre said nearly 350 tonnes of hazardous waste is "safely secured" inside the factory premises of Union Carbide India Limited (UCIL).
Personal accident insurance to secure your future from road deaths and accidents
A personal accident insurance will not only insure you against mishaps but any accident - burns, falls, breaking of bones as well as disabilities.
US-based Reed Group plans joint venture in India to unveil income protection plan
Income protection policy to cover the risk of getting unemployed due to sickness or sickness-led temporary disablement is not available in Indian market.
Pradhan Mantri Suraksha Bima: Insurance cover for 5 paisa a day
It's complementary: The new Pradhan Mantri bima and pension schemes are more suitable for the unorganised, bottom-of-the pyramid employees.
Why you should buy riders with insurance base cover
Riders let you take additional cover against a specific risk at a low price. But they should not be seen as replacements of the base cover.
Natural disasters are beyond your control, better be insured
Disasters like the one in Jammu & Kashmir lead to tremendous loss of lives, leaving the bread earner's dependants financially vulnerable.
Why you need an insurance against accidents and how to buy one
A personal accident and disability cover is often missing in the portfolio of the average insurance buyer.
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