TYPE OF INSURANCE POLICY
Bima Bharosa portal for insurance grievances: Step-by-step process to register an insurance-related grievance Bima Bharosa has been launched by the Insurance Regulatory and Development Authority of India (Irdai) to serve as an online platform for grievance redressal of insurance policyholders. Here’s a step-by-step process to register an insurance-related g...
01 Jul, 2024, 06.30 AM ISTWhat is the difference between deductible, co-payment in a health insurance policy If you are confused by personal finance terms, jargon and calculations, here’s a new series to simplify and deconstruct these for you. In the fifth part of this series, ET Wealth explains the difference between deductible and co-payment.
01 Jul, 2024, 06.30 AM ISTUp to Rs 10 lakh relief in train accident: How a 45 paisa IRCTC travel insurance can be a huge help for your family in case of death or disability IRCTC travel insurance: Do you know that IRCTC offers an optional travel insurance policy at just 45 paisa premium per passenger. This policy offers coverage up to Rs 10 lakh in cases of death and permanent disability. God forbid if you perish in a ...
21 Jun, 2024, 12.26 PM IST- ADVERTISEMENT
Auto industry body seeks cut in two-wheeler GST; SIAM suggests three-level slabs based on fuel types Society of Indian Automobile Manufacturers (Siam) has requested a reduction in GST rates on two-wheelers in India. They proposed different slabs for different types of two-wheelers to lower the rates. Siam also wants the removal of the 3% cess on hi...
13 Jun, 2024, 11.53 AM ISTIs travel insurance mandatory for Schengen Visa applications? Understanding visa requirements is crucial when planning a trip to Europe. To visit any of the 27 countries in the Schengen Area, a Schengen visa is mandatory, requiring financial stability and travel insurance for Indian citizens.
11 Jun, 2024, 10.44 AM ISTHigh FD interest rates may not last long despite RBI status quo; is this the last window to book fixed deposits at higher rates? FD Interest Rates: RBI in its MPC meeting on June 7 kept the repo rate unchanged at 6.5%. This marks the eighth consecutive MPC with status quo, benefiting fixed deposit investors with high rates. However, going forward the interest rate cycle to re...
07 Jun, 2024, 12.20 PM ISTHealth insurance claim rule change: Cashless claims must be cleared in 3 hours; insurer to pay hospital charges for delay in discharge, says IRDAI Health insurance: The Insurance Regulatory and Development Authority of India (IRDAI) has released a master circular to streamline health insurance claim process. Previously, delays in claim approvals forced patients to stay in hospitals longer. Now...
30 May, 2024, 02.31 PM ISTThese midcap stocks with ‘strong buy’ & ‘buy’ recos can rally over 25%, according to analysts After a strong phase upward movement, mid cap stocks are witnessing a sort of selective profit booking move. Profit booking which is mostly happening in line with Q4 numbers. A strong directional move is only likely to appear post election results. ...
30 May, 2024, 11.20 AM ISTHealth insurance new rule: You will get full coverage during grace period even if premium is unpaid, mandates IRDAI New health insurance rule: To bring some much-needed relief to health insurance policyholders, Insurance Regulatory and Development Authority of India (IRDAI) has released a master circular on Health Insurance Business. Typically, most health insura...
29 May, 2024, 09.51 PM ISTThese largecaps have ‘strong buy’ & ‘buy’ recos and upside potential of more than 20% The way markets have panned out in the last few sessions, it appears that bulls are waiting for a confirmation on 4th of June and then they will take over control of the street. But because valuations are high, one has to be cautious, while being bu...
28 May, 2024, 11.36 AM ISTMaternity insurance: 5 things to know Maternity Insurance is a type of health insurance policy that offers coverage for all pregnancy-related expenses.
27 May, 2024, 06.30 AM ISTPSU Banks stocks: Stay bullish, hedge a bit to avoid narrative induced selling; top 7 PSU banks with upside potential of up to 36 % While every sector has witnessed a re-rating in the last couple of years. The re-rating can be due to two reasons. whether headwinds have gone away because of government policy push and clean up or the sector has recovered due cyclical reasons. In t...
22 May, 2024, 08.39 AM ISTRailways stocks: Stay bullish, just hedge a bit to avoid mistake of selling in haste: 7 outperforming railways stocks across different segments Even the best of the rational brain can make wrong decisions when there is too much noise which gets created due to a narrative. Now for the last few days a narrative has been created that due to polls, FPI are selling. These kinds of narratives ten...
18 May, 2024, 03.32 PM ISTIPL washout spurs potential insurance claims of Rs 50-60 crore The rain-induced washout of the Gujarat Titans versus Kolkata Knight Riders match on Monday has sparked concerns about revenue losses, leading sponsors and franchise owners to contemplate submitting claims to insurance providers. For this year's Ind...
14 May, 2024, 12.57 AM ISTBearing the brunt today, but good for long term: 6 stocks from the financial services sector with upside potential of up to 30% For all those who were again thinking why the financial services sector stocks are leading the recent phase of decline. A look into FPI holding patterns would throw the answer. It is the financial services, including banks where FPIs have the maximu...
10 May, 2024, 05.23 PM ISTHow to select the right motor insurance cover: 8 points to consider Evaluate your coverage needs based on the type of vehicle and its usage. Determine whether you require basic third-party liability coverage or comprehensive coverage that includes protection against own damage, theft and natural calamities.
06 May, 2024, 06.30 AM ISTDemat type e-Insurance Account must to buy new insurance policies: 6 things to know05 Apr, 2024, 06.06 PM IST Two insurance rules from April 1, 2024: Demat type e-Insurance Account must to buy new policies, latest surrender charges Two major insurance rules that are effective from April 1, 2024, are — compulsory e-Insurance policies for new policyholders and the latest the surrender charges of the life insurance plans such as endowment policies. To make it easier for insurance...
31 Mar, 2024, 01.52 PM ISTPost Office Life Insurance policy bonus declared for Financial Year 2024-25 The government offered a bonus for Post Office Life (PLI) insurance subscribers. Bonus rates for the fiscal year 2024-25 will be effective April 1, 2024.
22 Mar, 2024, 04.26 PM ISTProtect your loved ones with term insurance, life insurance and health insurance policies Insurance coverage provides peace of mind and financial security for families during medical emergencies. Factors to consider when exploring insurance plans include comparing insurers, locking in young for lower premiums, calculating the needed cove...
29 Jan, 2024, 12.47 PM IST