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Anna Baluch

Anna Baluch

Anna Baluch is a freelance personal finance writer who enjoys educating others on a variety of financial topics, such as insurance, mortgages, debt management, personal loans, and more. She lives in Cleveland, OH with her husband and two daughters.

What is a business owner's policy (BOP)?

What is a business owner's policy (BOP)?

A business owner’s policy (BOP) combines three types of insurance coverage for your business into a single policy.

What is a soft credit inquiry?

A soft credit inquiry is when you or another person or company checks your credit report, but it doesn’t affect your credit score.

Umbrella insurance: What is it and how to get it

Umbrella insurance offers additional coverage beyond your other insurance policies, such as home, auto or boat insurance. Here’s how it works.
What is a hard credit inquiry?

What is a hard credit inquiry?

A hard credit inquiry occurs when you formally apply for financing. A hard credit pull can temporarily lower your credit score.
How to buy life insurance

How to buy life insurance

Buying life insurance is a fairly simple, straightforward process, but you should compare multiple quotes before you buy. Here’s what you need to know.