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What are the easiest personal loans to get approved for?

The best personal loans are those that are relatively easy to get and have a variety of terms that meet your needs. Here are some of the easiest personal loans to get.

How to consolidate credit card debt

Upstart personal loans review

Upstart personal loans review

Federal vs. private student loans

Best bad credit loans

Best bad credit loans: Nine lenders for borrowers with poor credit

Best personal loans

Best personal loans for June 2024

Looking to borrow money? Here’s a list of the best personal loans that come with a wide range of borrowing amounts, several repayment options and low APRs.
Best home improvement loans

Best home improvement loans for June 2024

A personal loan might be a good way to pay for home improvement costs. Here are some of the best home improvement loans to consider.
Average car loan interest rates by credit score

Average car loan interest rates by credit score

Auto loan interest rates vary greatly by credit score, ranging from 5.64% to 14.78% on new cars and 7.66% to 21.55% on used cars. Find out what rate you could get.
Best swimming pool loans

Best swimming pool loans for June 2024

Swimming pools add a lot of value to your home, monetarily and recreationally. If you’re looking for a pool loan, here are some options to consider.
OneMain Financial personal loans review

OneMain Financial personal loans review

OneMain Financial caters to borrowers with less-than-stellar credit who need to borrow a personal loan, but its interest rates are much higher than some competitors.
Best auto loan refinance lenders

Best auto loan refinance lenders for June 2024

Looking to refinance your auto loan? Here’s where to find the best auto loan refinance lender for your situation.
Best auto loan rates and lenders

Best auto loan rates and lenders

Many people need to borrow to afford the cost of a car. Here are some of the best auto loan rates, as well as some options for different car buying needs.

Best debt consolidation loans June 2024

Debt consolidation loans can help you reduce your overall debt, give you some breathing room, or help you to pay your debt off more quickly.
Woman with map in a European city

Should you take out a personal loan to pay for your vacation?

You can take out a personal loan to fund any type of travel plans, but that doesn't mean you should.
What is a home equity line of credit and how does it work?

What is a home equity line of credit and how does it work?

A home equity line of credit (HELOC) allows you to borrow money against the equity in your home. HELOCs offer flexible financing, often with variable interest rates, but could put your home at risk of foreclosure if you fall behind on payments.
Understanding federal student loan types

Understanding federal student loan types: What you need to know

Considering taking out a federal student loan? Make sure you understand the different types, including direct subsidized loans and direct unsubsidized loans.

LendingClub personal loans review

LendingClub personal loans can be a good option if you are rebuilding your credit or building your credit from scratch—but expect to pay more.

Secured vs. unsecured loans: What's the difference, and which is right for you?

Secured loans require you to put up collateral, which could be at risk if you miss your loan repayments. Unsecured loans don’t require collateral, but typically have higher interest rates.
Upgrade personal loans review

Upgrade personal loans review

Upgrade is an online platform that helps borrowers find the best deals on personal loans. You could be eligible for funding, even with fair or poor credit.
Best vacation loans

Best vacation loans for 2024

A vacation loan could come in handy if you need to take a last-minute trip or want to plan a dream getaway. Here's what you need to know.
Best peer-to-peer (P2P) loans

Best peer-to-peer (P2P) loans

Discover the top peer-to-peer (P2P) lenders available. Compare options and find the perfect fit for your financial goals.
What is an origination fee?

What is an origination fee?

An origination fee is a fee your lender may charge for processing your loan. Find out more here.

Guide to student loans

Student loans are a viable option for those looking to pay the high costs associated with going to college to further their education, but borrowing too much money can cause financial problems down the road.
How does debt consolidation work?

How does debt consolidation work?

Debt consolidation can help streamline your debt and lower your monthly payments and interest rate. However, there are pros and cons to this option.
How long does it take to get a personal loan?

How long does it take to get a personal loan?

Some personal loans can arrive within one to three business days, depending on the lender and their requirements.

When should you refinance your car loan?

If you can qualify for lower interest rates or better terms, it might be a good idea to refinance your car loan. Learn more.
What is annual percentage rate (APR)?

What is annual percentage rate (APR)?

An APR is simply a way to express the total cost of a loan, including interest and fees.
Business Loans vs. Personal Loans

Business loans vs. personal loans

Business and personal loans both provide access to capital when you need it. Business loans are generally for larger amounts and are created for a specific purpose, while personal loans come with more spending flexibility.

Best personal loans for fair credit

Personal loans for those with fair credit can be used for a variety of purposes. However, bear in mind that you might not be eligible for the best terms. Personal loans are available to those who have fair credit, but you'll likely need to pay more in interest.

What is a line of credit?

A line of credit (LOC) is similar to a credit card because it’s revolving credit you can access as needed.
What is revolving credit?

What is revolving credit?

Credit cards and personal lines of credit are both forms of revolving credit. This type of borrowing is very flexible, but generally comes with high interest rates.
man contemplating taking peer-to-peer (P2P) loan

What is peer-to-peer (P2P) lending?

Peer-to-peer (P2P) lending is a system matching individual borrowers and investors. Learn how P2P lending works here.
Installment Loans vs. Payday Loans

Installment loans vs. payday loans

Payday loans are typically seen as predatory—and for good reason. Let's take a look at how they stack up against installment loans.
Best home equity loans

Best home equity loans for 2024

A home equity loan allows you to borrow money against the equity in your home, often with lower interest rates and fixed monthly payments.

How to prequalify for a personal loan

Prequalification is a quick, easy first check to see if you can get a loan. Getting prequalified doesn’t mean you’ll be approved, but it can be useful for financial planning and won’t affect your credit score.
What is the debt-to-income ratio (DTI)?

What is the debt-to-income ratio (DTI)?

If you’re getting ready to purchase a home or apply for a loan, understanding your debt-to-income ratio is crucial. Learn how to calculate your DTI in this article.

How much should your car down payment be?

Here’s how to find the best balance between your downpayment and monthly car note.
What is collateral?

What is collateral?

Collateral is an item of value, like a car, personal property, or real estate, that borrowers use to guarantee repayment of a loan to a lender.
What are business loans and how do they work?

What are business loans and how do they work?

Small business loans can offer an infusion of cash when companies need it most. However, loan amounts, repayment terms, and fees vary widely across lenders.
Credible personal loans

Credible personal loans review 2024

Looking for a personal loan? Here’s what you can expect when you use Credible to find a personal loan.

Best installment loans for 2024

If you’re not having much success getting your credit card debt under control, you should try an installment loan. You can consolidate your credit cards with a single monthly payment. Here are the best installment loans available.