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Banking

Best 6-month CD rates for June 2024

CDs are a great option for stashing away savings and maximizing returns. Common terms range from three months to five years, though these vary by financial institution. Six-month CDs offer a good balance between term length and APY, without locking away your funds for too long.

Best 5-year CD rates May 2024

Woman sitting at a table taking a picture of a check with her phone

Best checking accounts for June 2024

How much should I have in savings?

What is a savings account?

U.S. Bank review

U.S. Bank review 2024: A top regional bank

U.S. Bank has over 2,000 branches in 26 states. Its holding company, U.S. Bancorp, is number 150 on the Fortune 500 list. It is one of the largest banks in the United States.

Best business savings accounts

Does your business frequently have high deposit balances? If so, you should be earning interest on those deposits at one of the best business savings accounts. Here are six of the top banks.
How to close a bank account

How to close a bank account

Closing a bank account can be tricky. Here are steps to follow to ensure a smooth transition.
Is Cash App legit?

Is Cash App legit?

Cash App is a mobile app that allows you to send and receive money, in addition to buying stocks and bitcoin. It’s a legitimate financial app that is safe if you use it carefully.
How long does a balance transfer take?

How long does a balance transfer take?

Looking to do a balance transfer? The process may take up to two weeks. Find out more about what to expect and how to track the transfer’s progress.
Asian woman on pillow celebrates Zelle limits at top banks

Zelle limits at top banks

Sending and receiving money using Zelle can be a convenient way to pay. Learn what your financial institution’s Zelle limits are.
Common banking fees and how to avoid them

Common banking fees and how to avoid them

Your bank may charge you monthly maintenance fees, ATM fees and other charges for using your checking account. Find out how to get around them.
How to cash a check without a bank account

How to cash a check without a bank account

If you don't have a bank account, you still have options to cash a check. You can cash it at the issuing bank, at a retailer or grocery store or by depositing funds into a prepaid debit card.
Axos Bank review

Axos Bank review 2024: An original online bank

Axos Bank is an online bank known for offering a high-yield checking account. The bank also offers a range of loan and investing products.

The best short term investments while interest rates remain high

Short-term investments can help you earn a little more yield on money that you want to access in a relatively short period of time.
Chase Bank

Chase Bank review 2024: US banking heavyweight

With nearly 5,000 branches across the country, Chase Bank offers checking and savings accounts, credit cards, mortgages, auto financing, and more.
Citibank Review

Citibank review 2024: Everything under one umbrella

Citibank has a variety of offerings including checking, savings, CDs, mortgage loans, personal loans, and small business offerings.
Best high-yield savings accounts

Best high-yield savings accounts for June 2024

If you have goals and you want your money to do more than sit in a regular account, using one of the best high-yield savings accounts can be a good choice.

Best small business bank accounts for June 2024

If you own a small business or are considering starting one, you’ll likely need a bank or other financial system to conduct online and in-person transactions.

Best money market accounts for June 2024

The best money market accounts can provide you with additional flexibility and check-writing privileges while offering relatively high yields.
Best 3-month CD rates

Best 3-month CD rates

A three-month CD is the shortest term typically offered by financial institutions. CDs allow personal and business customers to maximize returns in exchange for locking savings away for a specific period of time. Just remember, if you need to withdraw funds early, penalties may apply.
Best credit unions

Best credit unions in 2024

The best credit unions offer high-yield products and low interest credit cards. You might be surprised at the benefits that can come from credit unions.
Discover Bank review

Discover Bank review 2024: More than just credit cards

Discover Bank offers low-to-no-fee banking services and competitive interest rates on many deposit products. Learn more to see if it’s the right bank for you.
routing number vs. the account number on a check

The routing number vs. the account number on a check: What you need to know

Your routing number is used to help identify your account for digital transactions. Your account number identifies your specific account.

What is a CD (certificate of deposit)?

A certificate of deposit (CD) is a bank product that offers the buyer a fixed interest rate for a set amount of time, usually between 30 days and five years.

Are CDs worth it?

Many investors wonder if CDs are worth it when interest rates are changing. We share the pros and cons of CDs and suggest alternatives to consider.
Best jumbo CD rates

Best jumbo CD rates for 2024

If you’re looking for a jumbo CD, there are some options for locking in a fairly high rate — as long as you meet the minimum deposit.
Best 1 year CD rates

Best one-year CD rates for June 2024

Use a CD to “lock in” a higher yield for a year to get more for your money when saving for a medium- to long-term goal. Here are some of the best CD rates.
what is apy

What is APY?

This article explains Annual Percentage Yield, standardized way of expressing an interest rate that takes into account the effects of compounding interest.
passive income ideas

Passive income ideas: From annuities to real estate and everything in between

Passive income streams can take the form of an investment account or an added income stream attached to your primary job or a side hustle. These income streams can be a valuable addition to your regular income.
Two women on phone

UFB Direct review 2024: An online bank with competitive yields

UFB Direct, a division of Axos Bank, offers competitive savings and money market accounts, but some account minimums are high and might not work for all savers.

Types of savings accounts

Savings accounts are important tools to earn interest and save for your goals. There are many types of savings accounts depending on what you are saving for.
Quontic Bank review

Quontic Bank review 2024: Online banking and cool tech

Quontic Bank offers high-yield banking products, as well as home loans in 50 states. It’s a digital bank and designated as a community development bank.
PNC Bank review

PNC Bank review 2024: A full service bank based in the Midwest

Discover the ins and outs of banking with PNC - from its range of services to customer satisfaction, delve into our comprehensive review for an insightful look into what makes PNC Bank stand out in the financial world.
bank review

Citizens Bank review 2024: Personal banking since 1828

Citizens Bank offers savings accounts, MMAs, CDs and a variety of small business products.

Checking vs. savings accounts

When opening a bank account, should you choose a checking vs. savings account? Each has its pros and cons and we'll analyze its features to help you decide.
CIT Bank review

CIT Bank review 2024: High yields on savings and checking

CIT Bank offers a variety of banking products, including one of the highest-yield savings accounts available and a yield-bearing checking account.

What do you need to open a bank account?

Opening a bank account involves picking a banking institution and account type, completing an application and making an initial deposit, although there are some general requirements you’ll need to meet beforehand.
SoFi review

SoFi review 2024: From social finance to major lender

SoFi, short for Social Finance, is a leading financial services company that provides a range of innovative solutions to customers.

Debit cards vs. credit cards

Should you use a debit card or a credit card for purchases? We compare the pros and cons of each to determine which is right for you.
Marcus vs. SoFi

Marcus vs. SoFi: Which is right for you?

Compare different banking and saving options with Marcus vs. SoFi to see which bank is right for you.
bank of America

Bank of America review 2024: Banking for every need

Bank of America has approximately 3,900 retail financial centers and 15,000 ATMs across the country.
What is a share certificate?

What is a share certificate?

A share certificate is a type of savings account offered by credit unions with a fixed rate over a specific term.

Your emergency fund: What it's for and how to build one

An emergency fund is a stash of money you save for emergencies only. Find out why you need a fund for emergencies and where you should open an account.
How to open a bank account as a non-U.S. citizen

How to open a bank account as a non-US citizen

If you're not a U.S. citizen, here are the steps you need to take to open a bank account.
How to order physical checks

How to order physical checks

There are many ways to make payments, and paper checks are still an option. Keep reading to learn how to order checks from your bank.
What is an ACH transfer?

What is an ACH transfer?

ACH transfers are an everyday part of our financial lives. Learn more about how ACH transfers work, and the differences between ACH transfers and wire transfers.
woman withdraws money checking account

What is a checking account?

A checking account allows you to deposit your paycheck or other earnings, and make payments via check, debit card, mobile wallet, or autopay.