Choncé Maddox

Wondering how much should you save each month? There’s no set answer, but learn how you can determine the best savings amount for your situation here.

There are more opportunities than ever to make money from home, but you should choose a niche that fits your skills and schedule. These 22 ideas could be the inspiration you need.

A nonsufficient funds (NSF) fee is charged when you don’t have enough money in your account to cover a payment. Here are tips on how to avoid these fees.

Debt can be used strategically to improve your situation, but it’s important to avoid too much debt. Learn how much debt is too much and how to avoid taking on more than you can handle.

The highest credit score possible is 850, but it’s not necessary to reach this score to access the best deals. If you are one of the 23% of Americans with a a score above 800, you’ll still benefit from lower interest rates and easier approval.

Secured loans require you to put up collateral, which could be at risk if you miss your loan repayments. Unsecured loans don’t require collateral, but typically have higher interest rates.

Knowing how to save money can reduce your spending and help you reach your financial goals. Learn various ways to save in this article.

If you’re getting ready to purchase a home or apply for a loan, understanding your debt-to-income ratio is crucial. Learn how to calculate your DTI in this article.

It's important to understand what credit monitoring is and how it works, along with the difference between other services, such as credit repair and identity theft monitoring. Here's what you need to know.