Jackie Lam

There are nine states in the U.S. that don’t have income tax: Alaska, Florida, New Hampshire, Nevada, South Dakota, Texas, Washington and Wyoming.

If you don't have a bank account, you still have options to cash a check. You can cash it at the issuing bank, at a retailer or grocery store or by depositing funds into a prepaid debit card.

LendingClub personal loans can be a good option if you are rebuilding your credit or building your credit from scratch—but expect to pay more.

A vacation loan could come in handy if you need to take a last-minute trip or want to plan a dream getaway. Here's what you need to know.

Learning the ins and outs of credit scores may help you get approved for a credit card.

Debt consolidation can help streamline your debt and lower your monthly payments and interest rate. However, there are pros and cons to this option.

Credit monitoring services can safeguard you against costly identity theft and fraud. Let's take a look at the top credit monitoring services for you and your family.

If you can qualify for lower interest rates or better terms, it might be a good idea to refinance your car loan. Learn more.

Personal loans for those with fair credit can be used for a variety of purposes. However, bear in mind that you might not be eligible for the best terms. Personal loans are available to those who have fair credit, but you'll likely need to pay more in interest.

The Financial Independence Retire Early (FIRE) movement appeals to those who want a life of financial independence. But retiring early is not for everyone.

Payday loans are typically seen as predatory—and for good reason. Let's take a look at how they stack up against installment loans.

If you're not a U.S. citizen, here are the steps you need to take to open a bank account.

ACH transfers are an everyday part of our financial lives. Learn more about how ACH transfers work, and the differences between ACH transfers and wire transfers.