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Jean Folger

Jean Folger

Jean Folger is a freelance writer and editor specializing in real estate, retirement, investing, and other personal finance topics. She is passionate about helping people make better financial choices so they have more money and time to spend on the things that matter most. She believes investing in your health—whether to eat well, hit the gym, or try a new sport—is as important as saving for retirement.

Jean has written extensively for SFGate, Business Insider, The Motley Fool, Prudential, Investopedia, and more. In between writing gigs, she enjoys traveling and adventuring around the world.

exchange-traded funds

What are exchange-traded funds (ETFs)?

Exchange-traded funds, also known as ETFs, are baskets of securities you can buy and sell through your broker's trading platform or mobile app.
How to trade stock options

How to trade stock options

Stock options offer exposure to a stock's upside potential for a fraction of the cost of buying the shares outright. Here’s how to trade them.
Backdoor Roth IRAs: A complete guide

Backdoor Roth IRAs: A complete guide

If your income is too high to contribute to a Roth IRA, you can use a backdoor Roth IRA to convert a traditional IRA into a Roth. Here's how it works.
What is a reverse mortgage?

What is a reverse mortgage?

A reverse mortgage lets homeowners aged 62 or older tap into their home equity to boost their retirement income, but it's not free money. Here's how a reverse mortgage works.

FHA loan requirements: What you need to know before applying

FHA loans have looser requirements than conventional mortgages, making them a good option for people with lower credit scores, smaller down payments or higher debt.
Should you cancel a credit card?

Should you cancel a credit card?

Canceling a credit card can damage your credit score because it lowers your available credit, leading to a higher credit utilization ratio. Here's what to consider before closing the account.

How long does it take to buy a house?

Buying a house could take anywhere from a few weeks to a year, depending on the real estate market, whether you pay cash or get a mortgage, and other factors.