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Santander travel insurance review

Read Which?'s expert review of Santander's travel insurance. Find out how we rate its travel insurance policy against other providers
Dean SobersSenior researcher & writer

What does Santander travel insurance offer?

Santander offers annual and single-trip travel insurance policies, which are provided by Chubb European Group SE.

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Does Santander offer the best travel insurance?

We've rated dozens of insurers on their policies. 

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How good are Santander's travel insurance policies?

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How good is Santander at handling claims?

The latest data from the Financial Conduct Authority shows that Chubb European Group SE (Santander's underwriter) paid 80-85% of claims made on annual European policies, and also on single-trip policies, in 2022. 

This was higher than the average acceptance rate for annual European cover (76%) and also single-trip cover (73%).

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Santander travel insurance: how can I claim?

For medical emergencies abroad, call +44 (0)20 7173 7177.  

To make a claim from the UK, call 0800 519 9925. If overseas, call +44 (0)1293 726 329.

Before calling for cancellation claims, you should contact your travel agent and/or airline to seek a refund or to move your trip.

You'll need your policy document when you call.

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