Nicole Chan

Policy Data Analyst

Latest articles from Nicole

Complaint upheld: delay, distress and inconvenience caused by insurers
Policy research paper

Complaint upheld: delay, distress and inconvenience caused by insurers

Distress and inconvenience were recorded in nearly two-thirds of all complaints upheld by the Financial Ombudsman Service in 2023, for home, motor, travel and pet insurance. Delays are also at a five-year high. Which? investigates the harm being caused to consumers

33 min read
Priority Places for Insulation: Mapping Northern Ireland's Home Insulation Needs
Insight article

Priority Places for Insulation: Mapping Northern Ireland's Home Insulation Needs

Which? has developed an index to identify local areas by need for insulation by combining data on housing stock and the socio-economic and health indicators of the local population. This article explores the details of these local areas in Northern Ireland

7 min read
Priority Places for Insulation: Mapping Wales' Home Insulation Needs
Insight article

Priority Places for Insulation: Mapping Wales' Home Insulation Needs

Which? has developed an index to identify local areas by need for insulation by combining data on housing stock and the socio-economic and health indicators of the local population. This article explores the details of these local areas in Wales

7 min read
Why are consumers not switching their broadband and mobile providers?
Insight article

Why are consumers not switching their broadband and mobile providers?

An updated analysis of Ofcom data on switching behaviour in the broadband and mobile markets

10 min read
Priority Places for Insulation Index: Mapping Scotland's Home Insulation Needs
Insight article

Priority Places for Insulation Index: Mapping Scotland's Home Insulation Needs

Which? has developed an index to identify local areas by need for insulation by combining data on housing stock and the socio-economic and health indicators of the local population. This article explores the details of these local areas in Scotland

8 min read
Insight article

How have mortgage holders and renters been coping with the rise in housing costs?

New research explores the impacts of interest rate hikes on households with mortgage and rental payments

5 min read
Priority Places for Insulation Index: Mapping the UK’s Home Insulation Needs
Policy research paper

Priority Places for Insulation Index: Mapping the UK’s Home Insulation Needs

Which? has developed an index to identify local areas by need for insulation by combining data on housing stock and the socio-economic and health indicators of the local population

29 min read
How have people’s social lives been impacted by the cost of living crisis?
Insight article

How have people’s social lives been impacted by the cost of living crisis?

New research explores how people have been feeling lonely and isolated from their loved ones due to financial pressures

6 min read
Policy submission

CMA initial invitation to comment on the Vodafone/Three merger - Which? response

Which? outlines its initial analysis and position on the proposed merger between Vodafone and Three, to support the CMA's investigation

1 min read
The Vodafone/Three Merger: how could it affect consumers?
Insight article

The Vodafone/Three Merger: how could it affect consumers?

5 min read
The benefit of certainty
Policy research paper

The benefit of certainty

Valuing consumer preferences for fixed price broadband contracts

54 min read
How UK households have been coping with the energy crisis
Insight article

How UK households have been coping with the energy crisis

New research shows a large number of UK households have not turned the heating on when cold to ease financial pressure

6 min read
Customer knowledge and understanding of mid-contract price rises
Insight article

Customer knowledge and understanding of mid-contract price rises

6 min read
From Drained and Desperate to Affluent and Apathetic
Policy research paper

From Drained and Desperate to Affluent and Apathetic

Understanding how the cost of living crisis is affecting UK households

54 min read
Insight article

Customer switching in mobile and broadband

An analysis of Ofcom data on bundling and switching behaviour in telecommunications services

7 min read
Insight article

Affordability of telecommunications services

An analysis of Ofcom data on the affordability of broadband, mobile and landline packages

4 min read