BUY NOW PAY LATER
Delhi's latte-me-pay culture brewing
Delhi's 'brewtherly' pay-it-forward coffee trend, 'Mocha Hood,' includes suspense, fiscal heroism, and caffeinated kindness. Baristas adapt charges subtly, central to this culture. Social etiquette challenges and existential crises accompany growing queues, making each coffee purchase a crucial character statement.
Market can only go up now irrespective of Budget. Here's why
The Street has discounted the defence manufacturing stocks too much into the future. Even the earning visibility has been discounted. It is a fast-moving train; it does not make sense to get onto that train at this point. There are many choices when it comes to rural play – two-wheelers, fertilisers, pesticides and M&M, says Dipan Mehta.
What to buy with D-St at lifetime high? Keep good company, go for largecap stocks
Reflecting on past milestones like 50,000 and 75,000 reveals them as profitable buying opportunities, with investors earning double-digit returns even from earlier 'record high' levels. The recent 10,000-point increase from 70,000 to 80,000 signifies a 14.4% growth, while reaching 90,000 from 80,000 will necessitate a 12.5% gain. Maintaining a consistent investment approach remains wise, irrespective of market highs.
Looking at 4 buckets in auto thematic fund; avoiding auto financiers: Tanmaya Desai, SBI MF
Fund manager Tanmaya Desai says that SBI MF is not looking at the auto financiers or the logistics companies. But at the same time, the fund does permit him to evaluate up to 20% in some of those stocks which can be a corollary to the auto opportunity in general.
Are FIIs getting into a big buy mode in India? Dipan Mehta answers
On days of positive FII flows largecap stocks will do exceptionally well because those are the ones that they really are targeting and if FII buying, even FII selling, stops in some of the largecap index stocks, local money will ensure that the stock prices move up, says Dipan Mehta
PayU India FY24 consolidated revenue rises 22% to $1.1 billion
Prosus's fintech arm, PayU, reported a consolidated revenue increase of 22% in FY24, reaching $1.1 billion. This growth can be attributed to the success of their Payment Service Provider (PSP) businesses in India and Turkey, alongside continued expansion in their India credit operations and the global payment operations (GPO) business.
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Stocks to buy: Bet on stocks that regularly beat analyst estimates; 5 stocks with double-digit upside
Stocks to buy: Out of 304 companies, where estimates are compiled by a minimum of three analysts through Reuters-Refinitiv, 50 stocks have consistently surpassed analysts’ net profit estimates in all four quarters of 2023-24. This group of 50 stocks has delivered an average return of 72.4% over the past year, compared to the BSE 500 index’s 38% return over the same period. This data is based on closing values as of 18 June. The article explores the five companies that have been covered by a significant number of analysts and currently offer double-digit share price potential.
6 questions to ask while buying a health insurance policy to avoid claim rejections later
How to buy the right health insurance policy that will pay for your claims on time? You can avert claim rejections by asking the important questions at the time of buying health insurance and reading the policy details and fine print carefully. Ask these questions while purchasing a health plan or at the time of filling a proposal form.
Apple stops Buy Now Pay Later in US: How will it affect new users?
'Buy Now Pay Later' scheme by Apple Pay Later has now been stopped in the United States, an initiative that was launched only last year. This may now pose a new challenge for Apple enthusiasts planning to purchase products on installment. In the coming days, it will get reflected whether this call by Apple has created any effect on its device purchase ratio.
Why Rajat Sharma prefers these 3 sectors to banks now
Keep an eye on fertilisers, gaming, and NBFC stocks more than banking, says Rajat Sharma of Sana Securities because in the GST meeting, the talk has been to do away with the middle GST slab and either have a 5% or an 18% slab or at least reduce some taxation.
Apple to discontinue 'buy now, pay later' service in US as it plans new loan programme
Users will be able to access installment loans offered through credit, debit cards and lenders when checking out with Apple Pay, starting later this year, the company said in a statement.
Credit on UPI: How to make payments using credit on UPI, how to enable on your UPI ID, who can use
With the help of credit on UPI, people and companies can obtain bank credit lines that have already been approved. Now customers can scan to use their credit on UPI with ICICI Bank mobile app’s PayLater option.
The ‘buy now, pay later’ option is like a disease: Satish Mehta, Athena CredXpert
"A credit card is the most expensive piece of plastic in the world. You are charged 40% interest if you don’t pay on time. You would think it’s fine to pay 5% minimum due balance, but they still charge an interest on the outstanding amount. One should avoid treating credit cards like money in pocket," says Satish Mehta, Founder, Athena CredXpert.
Should you buy a house now or rent it? Key factors that will help you to decide
While property market dynamics play a big role in effecting this decision, equally important is your personal financial situation and lifestage. There are other factors to consider. If you are thinking of buying a house, here the key things you need to check.
Australia moves to rein in buy-now-pay-later with credit check law
BNPL companies typically offer on-the-spot interest-free short-term loans with minimal credit checks that spread payments over weeks or months and are largely used by cash-strapped people taking on debt, sometimes more than they can afford.
Bullish on auto; no pharma, chemical stocks in portfolio buy may get in later: Deepak Shenoy
Deepak Shenoy discusses excitement for auto stocks and auto ancillaries, potential investments in M&M and cautious optimism on two-wheeler sales. he also suggests monitoring of FDA actions in the pharma sector. Shenoy says a quantitatively driven, price driven strategy will make them consider pharma again,He also anticipates growth in the healthcare sector and potential opportunities in the chemical space.
Credit card spends jump 30 per cent in January
Reserve Bank of India (RBI) data showed that credit card transactions increased to Rs 1.7 lakh crore in January from Rs 1.3 lakh crore a year ago. In volume terms, the increase was 26%, to 330 million from 260 million, during this period.
Study Now, Pay Later: The overseas loan hacks you need to know
Sky-high tuition fees make education seem beyond reach. Availing education loans is crucial for visa applications. Determine expenses and loan amount needed. Explore various loan options and select the right loan for studying opportunities.
Understanding no-cost EMI and its implications
No Cost EMI, also known as zero cost EMI or interest-free EMI, is a financing option where the cost of a product can be converted into Equated Monthly Installments (EMIs) without incurring additional charges beyond the agreed purchase price. It's widely available at various online and offline stores.
DMI Group acquires ZestMoney in a fire sale
The deal will give DMI the exclusive right to use all brands of ZestMoney, with its non-banking finance company (NBFC) arm DMI Finance becoming the preferred lender on Zest’s platform, it said in a statement on Wednesday.
Decoding MobiKwik’s second attempt at public listing
This is the second time One MobiKwik Systems has filed its draft papers. MobiKwik had abandoned its initial listing plans in 2021, citing weak market conditions. Here's a look at how it is shaping up its business.
ZestMoney posts Rs 412 crore loss for FY23, revenues increase 72%
Overall revenue for the buy-now-pay-later platform grew 72% to Rs 250 crore during the year. Total expenses in FY23 also rose 21% year-on-year to Rs 662.2 crore.
2024: How the fintech industry will learn to live a regulated life
For Razorpay and Cashfree, Christmas came a week early, as after a year of being under embargo from the RBI, which halted new merchant onboarding, the startups finally managed to restart business.
Fintechs’ lending businesses under stress; banks leverage Bharat Billpay
In a pointer to tough times ahead, fintechs are finding credit lines for small-ticket unsecured loans drying up following a recent central bank diktat.
Buy now, pay later services a big hit among US shoppers during Cyber Monday
According to data from Adobe Analytics, shoppers are slated to spend between $12 billion and $12.4 billion online on Monday, with $782 million of purchases made with BNPL services, including Klarna and Affirm, representing a surge of nearly 19% from last year.
Deal-hunters on track to spend record $12 billion in US Cyber Monday shopping spree
Retailers have been coaxing inflation-weary US shoppers to open their wallets on Cyber Monday with push notifications, text messages and video streaming ads touting heavily discounted cosmetics, electronics, toys, clothing and other products.
Black Friday generates record $9.8 billion in US online sales: data
A total of $79 million of the sales came from consumers who used the 'Buy Now, Pay Later' flexible payment method, up 47% from last year.
Goldman Sachs offloads 'buy now, pay later' firm in quick retreat
Goldman Sachs is selling GreenSky, a major player in the "buy now, pay later" lending sector, less than two years after acquiring the company. The bank will incur an immediate loss from the transaction, with the selling price undisclosed. Rising interest rates have affected the buy now, pay later industry, making borrowers hesitant to take on more expensive loans.
UPI Now, Pay Later: Not enough money in bank account? You can still do UPI transactions and pay later; how to use
UPI Now, Pay Later: The RBI has recently enabled transfers from pre-sanctioned credit lines at banks through the UPI network. You can spend from a pre-sanctioned credit line and repay the bank later. Pre-approved credit is nothing but an overdraft facility offered by banks. This facility can be used through UPI applications such as Google Pay, MobiKwik, Paytm and, mobile banking UPI applications. How does it work? Read on to find out.
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