FIXED INVESTMENT

Don't let idle money sit in bank savings account: Here's how you should invest instead

Investors often end up keeping funds idle in their bank savings accounts as crucial factors of liquidity and risk play on their minds. Here are some smart ways to utilise idle funds lying in the bank accounts while ensuring liquidity and relatively low risk.

Last date to invest in this PSU bank’s special FD with up to 8% interest rate has been extended

Indian Bank, a public sector bank, has extended the deadline to invest in its special fixed deposit offering higher interest rates.

Ashutosh Bhargava on why investing in silver ETFs can enhance portfolio performance

​It is very simple, what we call it 50-20-15-15, 50 for domestic equity, up to 20 for international equity, around 15 for commodities, 15 for fixed income.

Stars aligning to create a pathway for corporate India to borrow cheaper: Lakshmi Iyer

No, clearly, if you are looking at the current scenario, whether it is on the fiscal front, whether it is on the inflation front, or whether it is on the flow front, in terms of creating another additional demand lever, the stars seem to be aligned to ensure that the confluence of all of these factors are set to drive interest rates lower further. Of course, we need to have the icing on the cake, which is the policymaking from the central banker, which obviously is impending and may not really manifest itself in a big hurry.

India a very attractive destination for fixed income investors: Vikas Goel

So, obviously, we are still underrepresented. So, compared to, say, a similar economy like Indonesia, etc., we will go from 2.5% to about 4% I think after the inclusion which is fairly-fairly insignificant even if we compare it to our equity markets where foreign investment is much-much higher as a proportion of total investment.

​Up to 7.85% interest rate on 1-year FDs; How much will Rs 10,000 invested grow to?​

MF Talk: Retail investors riding India story; SIPs account for almost 20% of industry AUM: Hitesh Thakkar

Investors want to participate in the India story, and they believe that the fund managers of Mutual fund AMC can help them and that is the reason the flow have risen, and it has been an ongoing process.

'Acche din' to continue for FD investors as high fixed deposit interest rates will not drop soon: All eyes on RBI MPC on June 7

The Reserve Bank of India (RBI) will likely keep the repo rate unchanged in the upcoming monetary policy committee review. The question now is how long will the high-FD rate regime continue. Also, what should be the best strategy for your short-term and long-term fixed deposits? ET Wealth Online spoke to experts and here's all you need to know.

View: GOI has the solution of India's economic puzzle but it needs to let go fiscal hesitations

India's economy is thriving with 8.2% GDP growth, strong public investment, and tax revenues. However, weak consumer demand and private capex remain issues. To boost growth, the government should create more public sector jobs, increasing incomes and consumption, funded by local savings.

I received Rs 70 lakh after retirement. Where should I invest this amount for good return?

Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.

Should you invest in tax-free bonds?

In order to take a decision to invest in tax-free bonds, Gaurav must weigh its features against other investments. As an investment providing tax-free income, these bonds may fare well when compared to bank fixed deposits and debt mutual funds.

FPI buying of debt via voluntary retention route gathers pace

Foreign holdings in India's debt market have surged, with FPI investment in the voluntary long-term route hitting $508 million in May. Recent deals by companies like Vedanta and Nirma have contributed to the rise, with market players expecting further activity as Indian sovereign debt joins a JP Morgan index.

TRUST Mutual Fund appoints Jalpan Shah as head of fixed income

Prior to joining TRUST Mutual Fund, Shah served as Senior Vice President at HSBC Mutual Fund. He was a key member of the organisation and is credited for managing substantial AUM in the fixed income space.

Online bond platform companies set up industry body

The executive committee of the new body – called the OBPP Association of India – was formalized at a meeting on May 28 at the NSE’s office in Mumbai, with more than 20 of the 27 licensed OBPPs in attendance, the association said in a statement.

I received Rs 18 lakh from sale of ancestral property. Where should I invest this money for the next 3-5 years?

Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.

Foreigners boost India corporate debt buying before govt bond index inclusion

Foreign investors show increasing interest in Indian rupee-denominated corporate debt ahead of the inclusion of Indian government securities in a global bond index, expecting passive inflows of around $25 billion. Recent data highlights purchases in corporate bonds, interest in launching ETFs, and robust demand for dollar bonds.

Saving up for child's education, retirement? Double the SIP amounts to achieve goals

The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals.

FD interest rate up to 8.6%: 10 corporate fixed deposits with the highest interest rates

A corporate fixed deposit, or corporate FD, is a term deposit with fixed interest rates kept for a predetermined amount of time majorly issued by Non-Banking Financial Corporations (NBFCs) & Housing Finance Companies (HFCs). Here is list of company fixed deposit interest rates.

Where should I invest Rs 1 crore to get monthly income of Rs 1 lakh?

Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.

Debt mutual funds vs bank FDs: Where to invest for higher returns?

Debt mutual funds outperformed fixed deposits, emphasizing the importance of considering risk profile and investment goals. The strategy involves focusing on short-term funds and excluding target maturity funds.

Time for India to get the investment game right!

Indian households traditionally prefer fixed deposits, gold, and real estate for investments. However, equities, mutual funds, SGBs, InvITs, and REITs offer higher returns over the long term. StockGro aims to educate and empower investors in the equity market. SEBI, NCFE, and RBI play roles in promoting financial literacy and regulating investments.

Spending at ease in retirement: Follow these 5 rules to grow your savings at all times

The fear that the retirement corpus will not be enough comes primarily from it being small. It is also stoked by how the corpus is invested. The conservative mistake of earning years is repeated in retirement. The money is invested in debt products and income earning assets. Many retirees believe that equity investing will put their lifetime savings at risk.

China April industrial output rises 6.7 y/y, beats expectations

China's industrial output grew 6.7% in April, surpassing expectations, with retail sales and fixed asset investment showing mixed results. Official data released on Friday by the National Bureau of Statistics (NBS) came above expectations for a 5.5% increase in a Reuters poll of analysts.