HOSPITALISATION COST
Heatwaves affect people with disabilities more, Lancet study finds
The study, published in The Lancet Planetary Health journal, found that this section of society was at twice the risk of hospitalisation compared to the general population, especially due to mental and respiratory diseases. The researchers found a fourfold increase in emergency admissions and seven times higher medical costs in people with disabilities.
Maternity insurance: 5 things to know
Maternity Insurance is a type of health insurance policy that offers coverage for all pregnancy-related expenses.
Woman unable to see hospitalised husband before his death due to Air India Express flight cancellations
On May 12, the airline announced that it was gradually restoring its flights and stabilizing its network, with full normalcy expected by Tuesday. On the same day, the cabin crew union reported that all members who had called in sick had returned to duty by May 11.
Does a health policy aimed at women make sense to you? Shweta Rajani explains
Shweta Rajani emphasizes the importance of evaluating medical insurance costs and coverage, advocating for policies covering various treatments, especially for women's health. She also highlights the need for comprehensive policies in the face of rising medical costs. Rajani also says: "Definitely as a woman, I would want to see more treatments getting covered and Future Generali has taken one step in that direction . "
Cashless health insurance at all hospitals now but network hospitals are still better option for ‘assured’ cashless treatments
On paper, cashless everywhere is a great initiative as it aims to reduce out-of-pocket expenses of policyholders for medical treatments. However, health insurance policyholders need to keep a couple of things in mind before opting for a cashless everywhere facility at any hospital. You need to understand if you go to a non-empanelled hospital, how it will charge you for the treatment. Read here to know more
Common antibiotic may be cost-saving treatment for reducing maternal sepsis: Study
Administering oral doses of the antibiotic azithromycin to pregnant individuals could potentially serve as a cost-effective measure for mitigating maternal sepsis, mortality, or infection in developing nations. This conclusion stems from a study incorporating data from seven countries, including India.
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Income tax relief: Medical cost doubles in 5 years, will Budget 2024 increase Section 80D limit for health insurance?
Budget 2024: The cost of treatment for common ailments that require hospitalisation has more than doubled in five years. A Rs-10-lakh health insurance, which could cover a family of three to five years back, is not adequate to take care of the medical needs now. The tax deduction limit of Rs 25,000 will not typically cover the premium of a health insurance cover of Rs 20 lakh for a family of two or more today. The insurance industry wants Budget 2024 to hike the limit of Section 80D. This move will enhance affordability and motivate individuals to prioritise their family’s health. Know what insurance industry wants from Finance Minister Niramala Sitharaman in Budget 2024.
What GoI needs to do to ensure a secure and prosperous future for most Indians
We need a universal healthcare approach across people, systems and processes. The fragmented healthcare system needs to reverse the fragmentation of funding and service provision to enable the emergence of a strategic buyer (government, both at the central and state levels), and consolidation of the sector, leading potentially to improvements in India's healthcare capacity via the establishment of a market that has fair competition and yet protects patients, while maintaining quality and efficiency.
Massive blasts rock Romania: Deadly explosion at fuel station claims life, 47 hospitalised
Romania was shaken by a series of twin explosions that tore through a liquefied petroleum gas (LPG) station leaving 57 people injured and 1 dead.
Cost of treatment doubles in 5 years as medical inflation bites
Average claim for infectious diseases rose to Rs 64,135 in 2022 from Rs 24,569 in 2018, which is an increase of over 160% and a compound annual growth rate (CAGR) of 26% (see graphic), data from Policybazaar showed. The amount is higher in metros like Mumbai, where average claim for infectious diseases rose to nearly Rs 80,000 from about Rs 30,000.
Personal accident insurance policy covers death, disabilities, medical expenses at low cost. Why you should buy one
A personal accident policy covers death, disabilities and medical expenses at a very low cost. Find out why you should buy one.
Over 11,000 vehicles scrapped till March 31 this year
In a written reply to the Rajya Sabha, Road Transport and Highways Minister Nitin Gadkari further said 24 states/UTs have reported 2,56,935 government-owned vehicles older than 15 years.
How Rajasthan's Right to Health Act opens Pandora's box
To seek out the private sector’s help to improve the basic standard of healthcare by not denying emergency care to every patient seeking it is not wrong per se. The medical profession is expected to keep patients’ interest above everything else. However, the execution of the idea as a legal obligation on private hospitals, with penalties included for non-compliance, maybe utopian at best, draconian at worst.
Who offers elder care packages for senior citizens, how much does it cost
Many organisations, such as Samarth, Emoha, KITES and Yodda, provide a range of services for senior citizens, from medical care to house maintenance and financial tasks for domestic and NRI customers, the cost depending on the type of package you.
Serum Institute to provide 2 crore Covishield doses to central govt free of cost
India has stepped its surveillance and genome sequencing of Covid positive samples. With only 27 per cent of the eligible adult population having taken the precaution dose, government officials have appealed to those due for it to take it.
Do you need a super top-up health insurance policy?
As top-up plans get phased out, here are the things to consider before you buy a super top-up cover.
What is the cost of diagnosis, treatment for strokes
In the fifth part of this series on major illnesses in India, we tell you the cost of diagnosis and treatment for strokes, so that you can ensure adequate insurance and financial readiness.
How KIMS is winning the margin game with its low-cost strategy
Hospital sector has always been a challenging one to make sustainable profits. This business model is asset-heavy, and expansion requires high capital expenditure. If the hospital is a greenfield expansion, this would involve acquiring land, constructing buildings and buying specialised equipment.
What is the cost of diagnosis, treatment for pulmonary diseases
Any disease that affects lungs and parts of the respiratory system is known as pulmonary disease. Brought into the limelight by Covid, also a respiratory disorder, these diseases are mostly caused by bacterial, viral or fungal infections, smoking tobacco, environmental factors like pollution, and occupational hazards like fumes, dust and chemicals.
No one safe until all vaccinated for COVID-19, track hospitalisations, says Johns Hopkins scientist
Tracking hospitalisation rates which provide an indicator of severity of illness is key, the chief of the Division of Infectious Disease, and Professor of Medicine at Johns Hopkins University School of Medicine said while stressing that no one is safe from Covid until everyone in the world gets vaccinated.
Antidepressant fluvoxamine may reduce risk of COVID-19 hospitalisation: Lancet study
Fluvoxamine is currently used to treat mental health conditions such as depression and obsessive-compulsive disorders. It was chosen for study as a potential treatment for COVID-19 due to its anti-inflammatory properties.
No, we can't treat COVID-19 like the flu. We have to consider the lasting health problems it causes
But death and hospitalisation aren't the only outcomes of COVID-19 we need to prevent. New research shows even young people can be left with chronic health problems after infection.
How crowdfunding is helping amid second Covid-19 wave
Crowdfunding platforms such as Ketto, Milaap, and ImpactGuru.com have seen a significant surge in online donations since the second wave of the pandemic intensified in the country.
As claims bite, insurers erect barriers around 'Corona Kavach'
Sector regulator IRDA had made it mandatory for all general and health insurers to sell and renew 'Corona Kavach' to enable interim access to hospitalisation benefits for millions of uninsured Indian households and blue-collar frontline workers who couldn’t afford more comprehensive long-term health policies.
The consumers are caught in a double whammy at this point in time, says Dr. SK Ghosh, Group Chief Economic Adviser, SBI
On the one hand, people have to spend on discretionary products like health but on the other hand because of the increase in the oil prices a large part of their consumption expenditure is also getting squeezed and that is also having an impact on the other discretionary components in the overall expenditure budget.
5 smart things to know about indemnity based hospitalisation insurance
Based on the principle of indemnity—expenses are paid on an actual basis. Maximum limit of indemnity is the sum insured.
IRDAI: Existing policy to cover hospital stay for vaccine after-effects
Amit Chhabra, health insurance head at Policybazaar.com, said this IRDAI notification clarifies that any hospitalisation on account of after-effects of vaccination, that require an active line of treatment in a hospital.
Majority consider health insurance cover as a necessity in post-COVID era, says survey
Before the outbreak of coronavirus pandemic in India only 10 per cent of people were interested in buying health insurance to cover new age diseases, but now 71 per cent people consider health insurance as a necessity to fight unforeseen pandemic like this, the survey said.
Covered under medical insurance umbrella? You may still get wet in case of corona hospitalisation
The average insurance settlement for a patient hospitalised for Covid-19 is Rs 90,118 — significantly short of the average claim size of Rs 1.56 lakh. This is shown in the latest industry data periodically compiled by the General Insurance Council (GIC) and is not publicly available.
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