HOW TO INVEST FOR YOUR CHILDREN
Know Your Fund Manager: Harshad Patwardhan, CIO, Union AMC
From a prestigious academic background to managing millions, this financial whiz has conquered it all! Dive into the thrilling world of high-stakes investments with Union AMC's Chief Investment Officer.
Dividend received from shares and MF is taxable; Here’s how to reduce your tax outgo from dividend income in your ITR
Dividend from shares and MF: You have to pay income tax on all dividend received, however there is a way using which you can reduce the net tax outgo on dividend income. "Only interest expenses are allowed as a deduction from dividend income," says Neeraj Agarwala, Partner, Nangia & Co LLP.
How over-indulgent parents hurt their finances for their children
A healthy approach to money requires that those earning it don’t just feel guilt-free about its allocation, but are also able to question its wasteful deployment and regain the power to allocate fairly. Parents are branded selfish when they exercise this authority, and in these days of extremely sensitive young minds, they are scared of turning down a demand.
Mutual fund investing: What is total expense ratio?
If you are confused by personal finance terms, jargon and calculations, here’s a new series to simplify and deconstruct these for you. In the sixth part of this series, Riju Mehta explains what total expense ratio means in mutual funds.
Mutual fund returns: Can recent Sebi mandate of disclosing risk-adjusted return help you identify the right mutual fund?
Mutual fund investments: Recent surges in investments in certain fund categories and schemes have raised concerns. Investors flock to funds with stellar recent returns, sometimes overlooking the associated high risks. Sebi aims to ensure investors consider not just performance, but also the risks involved. Risk-adjusted returns offer a more comprehensive view of fund performance, according to Sebi. Will it ultimately help the mutual fund investors?
ITR-1 (Sahaj) can be filed if your income is below Rs 50 lakh; Check if you are eligible or not
ITR filing: As per CA Shreya Jaiswal you can file ITR-1 only if your total income does not exceed Rs 50 lakh during FY 2023-24 (AY 2024-25) and provided you have satisfied certain other conditions as prescribed. However if you even have Re 1 of capital gains or loss you won't be able to file ITR-1
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Misjudging market dynamics - why this can be detrimental for investors
In 2021, for instance, euphoria surrounded several newly listed companies. Many investors poured money into these companies based solely on hype, neglecting factors like profitability and growth prospects. This resulted in a correction in 2022, with several companies that previously completed successful IPOs witnessing significant value erosion.
Change your job search strategy to deal with age bias; how to search jobs aligned with age
For better or worse, there are tons of younger job seekers competing for fewer jobs than before, and willing to work longer hours for a lower title and salary. How can you optimise your job strategy based on the challenges for your age bracket?
Learn with ETMarkets: Why copper could lead to riches and how to call your trades?
Investing in base metals, including copper, offers diversification and hedging against economic uncertainties, crucial for industrial growth. Copper's widespread applications in electrical, construction, and green technologies make it a standout choice. Understanding market dynamics and leveraging technical analysis are key for informed investment decisions in this essential sector.
Take charge of finances: How to make a personal financial bucket list to achieve all your goals
Taking control of our money lives is something many of us are unable to do. It sounds simple, but many of us do not believe we can take charge and do something about our dreams. Slipping into excuses, living in denial of our true situation, blaming the world for our unhappiness, and assigning it to bad luck are tactics that stop us from asking what we could do.
IPO market picks up after two years of slowdown; is it the right time to invest in IPOs?
Are you also planning to invest in the upcoming IPOs? Brokerages often express bullish views on IPOs because increased investor participation benefits their business. However, take their advice with a pinch of salt. Here are a few things to keep in mind before you invest
How to deploy Rs 2 crore inheritance to meet child education expenses & retirement goals
If you have any mutual fund queries, message on ET Mutual Funds on Facebook/Twitter. We will get it answered by our panel of experts.
How ‘Mehengai’ impacts your real rate of return
Inflation impacts stakeholders like companies, investors, and the economy. Central banks manage inflation. Real Rate of Return is crucial for investment performance.
ET Mutual Funds Explain: How to calculate future value of your lumpsum investments
The lumpsum calculator is a financial tool that is designed to estimate the future value of a one-time investment. The calculator is a financial tool to assess the prospective returns that a significant amount of investment can give at the end of the tenure or on the maturity.
Father's Day 2024: Protect your children's future like a Big Daddy with these 11 funds
It’s time to celebrate Father’s Day this Sunday. A father can start financial planning from the very beginning while choosing a mutual fund scheme for their children. Here is the snapshot of schemes which are specially designed for children.
Saving is not enough! 3 ways to grow your money to achieve financial goals
Most of us have grown up listening to famous proverbs about saving money such as "a penny saved is a penny earned" or "save money and money will save you." It is of utmost importance that we all save money, especially to deal with the unforeseen curveballs that life throws at us. But saving money is not enough. You need to learn how to save money and how to make your savings work for you. Only and only then you can spend your life without worrying about money. How to make your money work for you? Find out here.
Should you buy a house now or rent it? Key factors that will help you to decide
While property market dynamics play a big role in effecting this decision, equally important is your personal financial situation and lifestage. There are other factors to consider. If you are thinking of buying a house, here the key things you need to check.
ITR filing: Compare your tax outgo in old and new tax regime before finalising one for FY24
Sudhir Kaushik of TaxSpanner.com tells readers how they can optimise their tax by rejigging their incomes and investments. TaxSpanner estimates that Vivek Jaiswal can have a surplus of almost Rs.60,000 if his salary is rejigged to include tax-free perks and if he opts for the new tax regime. Here's how
Best Abacus for your kid to enhance their math skills with fun
From fostering fundamental math skills to nurturing cognitive development, these meticulously curated selections are tailored to ignite your child's passion for learning. Whether you seek a traditional abacus steeped in history or a modern marvel designed for STEM exploration, embark on a journey where learning meets innovation. Explore the best abacus picks that promise to elevate your child's educational journey to new heights.
Seeking personal and professional growth? Mamaearth's Ghazal Alagh shares her secrets
Mamaearth co-founder Ghazal Alagh emphasizes the importance of stepping out of one's comfort zone to achieve growth. In a recent social media post, she shared that facing discomfort and overcoming fear has made her more confident, resilient, and determined. Alagh also highlighted the lessons she learned from her children, such as finding joy in simple things and staying curious.
Turbulence troubles? Expert tips on what to expect and how to stay safe
Turbulence is a common and anxiety-inducing experience for many air travelers. Recent incidents, including injuries and even a fatality, have raised concerns about its frequency and intensity. Experts explain that turbulence is caused by unstable air movements due to changes in wind speed and direction, and its occurrence may be increasing due to climate change. Despite its unpredictability, turbulence rarely causes structural damage to planes, but it can result in serious injuries to passengers and crew.
Don't let emotions control your financial decisions: How to embrace the joy of liquidity over hoarded assets
Enjoy all those objects that have been a part of your life—your house, garden, books, jewels and boxes full of memorabilia. But be aware that with your passing, they revert to being mere things. They will be tossed away, given off, left to rust and rot, or grudgingly cleared and sold. Make it your mission to leave this life with as little clutter as possible.
How to grow your money: 6 investing thumb rules to become wealthier
Financial thumb rules: Here are 6 thumb rules of investing to help you become a successful and wealthy investor.
When will your investment double? Know here
When you park your hard-earned money in any instrument, one of the biggest questions you have is: How long will it take for this investment to grow?
6 financial habits that will make you rich
Who does not want to be a millionaire? But the truth is becoming rich does not happen overnight. You have to consistently make the right financial decisions to grow your wealth. Here are the five habits that you can follow to become rich.
Technical Breakout Stocks: How to trade Godrej Properties, Rainbow Children and ABB India on Tuesday?
Indian markets closed mixed on Monday tracking the muted trend seen in other Asian markets. The S&P BSE Sensex rose while the Nifty50 closed 33 points lower.
How to review your mutual fund investments periodically
Compare each mutual fund’s performance against relevant benchmarks like market indices or peer group averages. Assess the risk and volatility of each mutual fund in your portfolio. Stay updated about any changes in the fund manager or investment team overseeing mutual fund schemes.
Epidemic of digital scams: How to protect yourself and elderly family members from frauds
The obvious choke point is the banking system. Digital fraud, by its very nature, has to route the loot through digital transfers between bank accounts. This is what enables this type of crime. If dealt with properly, this is also its weak link. While there is some news about banks’ proposal to link with MHA’s cybercrime system, a lot more needs to be done.
Money training for young adults: How can parents teach their young children about the value of money?
Parents may intuitively seek approval and appreciation from their children. They may enjoy the power that comes from spending on children, or may be afraid of being looked down upon if they do not, or both. They are then easily manipulated by children who know which buttons to press to make them feel inadequate, guilty, powerful, or accomplished.
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