ANNUAL FEES
![Applying for a US student visa? American Embassy has a warning for you](https://img.etimg.com/thumb/msid-111420878,width-100,height-75,resizemode-4/nri/study/applying-for-a-us-student-visa-american-embassy-has-a-warning-for-you.jpg)
Applying for a US student visa? American Embassy has a warning for you
Indian students continue to favor the United States as their top destination for overseas education, with expectations of increased student visa applications in 2024. In 2023, India issued 140,000 student visas, and the number of Indian students in the US surged by 35 percent to reach a record 268,923, constituting over 25 percent of the international student population in the country. Acting spokesperson Nicole Holler highlighted the appeal of US universities for their facilities, faculty quality, research opportunities, and career benefits.
![Explained: Expense ratio in mutual funds and how your money is spent](https://img.etimg.com/thumb/msid-111361004,width-100,height-75,resizemode-4/mf/analysis/explained-expense-ratio-in-mutual-funds-and-how-your-money-is-spent.jpg)
Explained: Expense ratio in mutual funds and how your money is spent
In other words, it is the per-unit cost of running and managing the mutual fund. The expense ratio differs from fund house to fund house. The expense ratio is calculated as a percentage of daily investment value.
![Gold loan interest rates in June 2024: Latest gold loan interest rates of 24 banks](https://img.etimg.com/thumb/msid-111230875,width-100,height-75,resizemode-4/wealth/borrow/gold-loan-interest-rates-in-june-2024-latest-gold-loan-interest-rates-of-24-banks.jpg)
Gold loan interest rates in June 2024: Latest gold loan interest rates of 24 banks
A gold loan is a secured loan that allows you to leverage the value of your gold ornaments or jewelry to obtain funds. Latest gold loan interest rates offered by banks in June 2024.
![Want a new phone number? It might come at a cost as Trai mulls fee](https://img.etimg.com/thumb/msid-110954798,width-100,height-75,resizemode-4/industry/telecom/telecom-news/want-a-new-phone-number-it-might-come-at-a-cost-as-trai-mulls-fee.jpg)
Want a new phone number? It might come at a cost as Trai mulls fee
TRAI is considering implementing charges on smartphone and landline numbers, following a proposal to regulate numbering resources. TRAI views phone numbers as valuable public resources and suggests charging mobile operators, who may then pass on these costs to users. Potential charging methods include one-time or recurring fees per number or conducting auctions for vanity numbers. TRAI also contemplates penalties for operators holding unused numbers.
![RBI cautions micro finance lenders against usurious interest rates](https://img.etimg.com/thumb/msid-110788957,width-100,height-75,resizemode-4/industry/banking/finance/rbi-cautions-micro-finance-lenders-against-usurious-interest-rates.jpg)
RBI cautions micro finance lenders against usurious interest rates
The Reserve Bank of India (RBI) has warned lenders, particularly in the microfinance sector, against charging "usurious" interest rates by exploiting the regulator's freedom. While most lenders follow guidelines on the Key Facts Statement (KFS), some continue to impose undisclosed fees and high interest rates, particularly on small-value loans provided by microfinance institutions (MFIs) and non-banking financial companies (NBFCs).
![Credit cards for international airport lounge access of HDFC Bank, Axis Bank, Yes Bank: Complimentary lounge access, other benefits](https://img.etimg.com/thumb/msid-110735811,width-100,height-75,resizemode-4/wealth/spend/credit-cards-for-international-lounge-access-of-hdfc-bank-axis-bank-yes-bank-complimentary-lounge-access-other-benefits.jpg)
Credit cards for international airport lounge access of HDFC Bank, Axis Bank, Yes Bank: Complimentary lounge access, other benefits
Top airport lounge credit cards: The credit cards listed below offer considerable number of complimentary visits to international as well as domestic airport lounges, along with other travel and lifestyle benefits
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NHAI's revised toll rates come to effect across highways
NHAI has hiked toll charges by 5% on national highways. The revised user fee has been implemented from Monday, affecting motorists across the country.
India to increase road toll charges from Monday
India will hike road toll charges across the country by 3-5% from Monday, officials said, after putting the annual increase on hold in April due to the country's general elections. Toll charges in India are revised annually in line with inflation, and highway operators have announced hikes of 3% to 5% at nearly 1,100 toll plazas starting Monday.
HDFC Bank debit, credit cards will not be working on these two days: Check details
HDFC Bank has notified customers via email and SMS that all HDFC Bank debit, credit, and prepaid card transactions would be temporarily unavailable during an update period.
New RuPay credit card on UPI launched: Attractive reward points on online, UPI, offline transactions; lifetime free, other features
IndusInd Bank and Poonawalla Fincorp have launched a co-branded RuPay Platinum Credit card. This card offers reward points on everyday spending on e-commerce websites, including UPI transactions and point-of-sale machine transactions. It has no joining and provides benefits like movie ticket offers and fuel surcharge waivers. All you need to know about IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card.
Bank locker charges 2024: SBI vs HDFC Bank vs ICICI Bank vs Canara Bank vs PNB
A safe deposit box is a personal vault offered to the banks’ customers to keep their valuables and belongings safe. Depending on the size of the locker, there is a fee associated with it.
JioCinema New Plan : Price and discount, validity, perks, how to get, Netflix comparison
Mukesh Ambani's OTT platform business JioCinema has quietly launched two exciting new subscription plans to cater to its customer base, which is Indian. The company, keeping in mind the needs of Indian consumers, has come up with discounted rates for the new Premium Ad-free subscription plans.
New credit card rules, changes in May 2024: These 4 banks have revised their credit card rules
Credit card customers should be aware of the changes and make sure to follow the latest fee and guidelines set by the bank or credit card company. The top banks that have revised their credit card rules this month are Bank of Baroda, Yes Bank, IDBI Bank, and HDFC Bank.
Visa fee hike hits IT cos; Airport cab fares set to rise
Happy Friday! The hike in H-1B visa fee will hurt IT service companies severely, experts have warned. This and more in today’s ETtech Morning Dispatch.
Amazon to launch AI-overhauled Alexa with paid plans, CNBC reports
While the e-commerce giant is yet to nail down the price of the new services, a subscription to Alexa will not be included in its popular $139 annual Prime offering, the report said, citing people with knowledge of the company's plans.
Travel credit cards: 5 smart things to know
A travel credit card is specifically designed to provide benefits that are related to travel expenses.
HDFC Bank launches virtual credit card: Up to 5% cashback, Rs 500 annual fee; check all features
HDFC Bank has launched a new digital credit card called Pixel Play Credit Card that allows allows you to customize benefits to fit your lifestyle. Here is a look at important features of HDFC Bank’s Pixel Play Credit Card, as per the HDFC Bank website.
Tata Sons raises royalty fee 2x to Rs 200 crore
The owner of the Tata brand name kept the royalty fee at Rs 100 crore for a period of five years, before finally raising it by two times. TCS, TaMo and others will now have to pay Rs 200 crore as royalty fee to Tata Sons.
Byju’s unveils key changes in sales pay structures, product pricing
Byju's reduced course fees by 30-40%, raised incentives by 50-100%, shifted to a pull-based sales model, and lowered annual subscription costs for the Learning App, emphasizing flexibility and support for the sales team.
BSE shares fall 3% as provision for SEBI regulatory fees mars Q4 profitability
BSE shares dipped 3.3% to Rs 2,726 on NSE as Q4 profit was affected by SEBI regulatory fee provision. Consolidated net profit rose marginally to Rs 106.9 crore despite the provision.
SBI Card MILES credit cards with three variants launched: 7 must-know features like annual fees, airport lounge access, rewards, miles
SBI Card MILES credit cards: SBI Card has launched three variants of its first travel-focused core credit card, ‘SBI Card MILES’ with curated travel benefits. The three variants, SBI Card MILES ELITE, SBI Card MILES PRIME, and SBI Card MILES.
ICICI Bank revises charges of these 17 savings account services effective from May 1; check details
ICICI Bank savings account charges: The fees associated with several savings account services, including cheque books, IMPS, ECS / NACH Debit Returns, stop payment fees, and more, have been revised by ICICI Bank. These changes will come into effect from May 1, 2024.
RuPay credit cards of HDFC Bank, Axis Bank, IDFC FIRST Bank, SBI Card: Cashback, annual fee, discounts
The RuPay credit card was launched in 2017 and these enable secured payments for purchasing goods and services at merchant locations in India as well as abroad. Given below are the top credit cards available on the Rupay network chosen basis the overall value back they offer in their respective spending category.
12 most important credit card terms you should know
Credit cards: Words like billing cycle, annual fee, credit score, grace period, and EMI are important for managing your credit card wisely. Here are 12 important credit card terms you should know.
Top banks' co-branded credit cards: Cashback offers, fuel surcharge waiver, discounts, freebies, annual fee
Top co-branded credit cards: Banks and other credit card issuers offer credit cards in collaboration with popular brands across different segments. Let us look at the top banks' co-branded credit cards across different spending categories such as shopping, dining, travel, movies, fuel and more.
Top banks' credit cards with low annual fee
Credit cards with low annual fees: Listed below are the top banks' low annual fee credit cards which are chosen basis the overall value-back they offer in the form of reward points, cashback, discount, etc. across different spending categories.
Top banks' luxury credit cards: Annual fees, benefits, reward points
The list below shows some of the most popular luxury credit cards that offer significant value to the users across multiple categories.
RuPay credit cards on UPI in HDFC Bank, ICICI Bank, SBI and others: Annual fees, interest rate, key features
With the RuPay credit card on UPI feature, you can simply scan QR codes at merchant outlets and pay with the credit card via the UPI app.
Adani Enterprises' MIAL exempted from paying monthly annual fee to AAI
Adani Enterprises Ltd (AEL)'s MIAL jas been exempted from paying the Monthly Annual Fee (MAF) for the period from March 13, 2020, to February 28, 2022, citing the presence of force majeure. The conglomerate stated that the amount of MAF previously paid by MIAL to AAI for this period will be refunded, along with interest.
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